04 Things On Which Middle Class Is Wasting Money
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- Опубліковано 15 жов 2022
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Thank u for thinking for middle class
I appreciate ur thoughts
I respect u from my heart
Ur each and every word is absolutely true
Yes, it is very good information 👍
But agar unko 5 lakh every year milega to zabardasti bhi to relationshhip mein rehna padega when one day when money will finish off they will takke divorce
4 things told are
1. Purchase of unnecessary things Solution: Purchase on functional basis or need
2. Education of graduation in private colleges
Solution: Do small courses and improve in skills based on which you can earn
3. Marriage function
Solution: Perform marriage as per tradition with low budget and saved amount can be given to newly married couple so that they can get settled.
4. Purchase assets like house/plot which is not used
Solution: You may purchase 65%assest which can be given on rent. 35%for your personal use.
You saved my time.. thanks
Thank you
Saved time bro.. Thanks for it
Thanks
Thank you for English
Proud to say that my parents (having 3 daughters)had educated us and spent minimal in our weddings, but supported us 100 percent when we had children, this was done 30 years ago
lucky you
Even after educating you, you have taken your parents money for wedding? You should be capable of managing your own expenses if you aren't doing court marrige. Considering you are educated so could have worked and saved for marrige. I am not blaming you, don't know your situation but this could be improved so parents can have money post retirement to complete their ambitions (like travelling etc.)
@@amansohani4620 Are you passing a judgment without knowing the complexities of life? Arunima ji was expressing how her parents were wise with such fondness.. try to understand her point of view and respect it. You might have more liberty and choices to lead a better informed life today. But don’t judge others without knowing their surroundings and situations. Try it. It helps you connect with people instead of spreading negativity. Best wishes!
Thanks
In wedding someone should not waste so much money, what people will think this that because of that people take loans .... bhaadh me jaaye relatives
This must be one of the best quotes I have heard in a long time on Middle Class Trap:
Middle class people buy things they do not need from money that they do not have (loans/credits) to impress people who do not care and financed from a job that they do not like! - Sango Life Sutras.
👏 👏 👏 👏 👏 👏
I am young 33 ...and i have always aspired to have a company of a mature elderly like you .. hats off sir... Delight to hear you .
Like the way you said "young 33" instead of "33 years old."
@@shock-t3768 because 33 y is still young, if hav worked hard in your 20s n working well. 1st reach that stage n then mock others.
@@PS-oy1el Nobody is mocking anyone. I was praising him. I am 34 and have started working since 17. Learn English first before commenting..
@@shock-t3768 OK got it now.
@@PS-oy1el I don't think he mocked you lol. He just pointed out how positive are you that you used 33years young instead of "old"😅 Nobody is old in 30s anyway.
Since past 70 years, 3 generations of my family have been doing the things that you mention in this video. Unfortunately people find it nearly impossible to keep things simple & live within their means. My father a self-made man of immense accomplishments, internationally reputed engineer & having highest ethical standards gave me the following advice when I started my career:
1. Don't do anything that will cause you loss of sleep when you are 65 years old because you cannot buy it.
2. People will respect you for what you are, and not for that you have.
3. Sustainability is the cause of happiness.
4. Simple things in life are always enjoyed the most.
5. Greed causes endless dissatisfaction & unhappiness
6. Live upto your own expectations & not those of others
@@jyotivyas9286
Thank you.
Feels like all wise man think alike. Same things my parents and elders told me and now growing up I find it all worth it.
@@gocrow23
When destiny of the nation depend on 80 years of exercising judgement correctly, wisdom is key.
The 6th one i live by each day thankfully:)
Sahi hai bhai
All valid points sir...The summary of the entire discussion is...We have a family to feed rather than a society to impress.
Well said!
If people can understand this, then they will be much more happy and more content in life.
normal things every body knows them already 😂😂
@@Rajuraj-qo5tt no ...it isnot normal har ek ghodo ki daud meh laga hai ...sir has hit the pt straight..when u come to a certain platform all become equals wether u r educated abroad n spent a fortune
Exactly.
Thank you so much for making such important video of the middle class. Totally spot on and deff will help this generation!!
सच को विरोध झेलना होता है पर सच जिंदगी बदल देता है धन्यवाद सर् आपका
Delhi k middle class wale jitna shadiyon mein paise uda dete hai utna agar sahi se invest kare to har saal ek foreign tour ho jaye
Fir court marriage krleni chaiye
Delhi ke log to 1 lac salary hoti hai 1.5 crore ka flat lete hai which does not makes sense.
This channel is gradually becoming anti-middle class by blaming them. The fact is that the political parties are ignoring the middle-class who don't have a voice. Unlike other sections like farmers, businessmen, street vendors, auto-drivers and such labour unions. NOBODY IS SCARED OF THE MIDDLE-CLASS!
@@Rahul-ko1oy ye to couples ki marji, court marriage karni hai ya reeti riwaz k sath.
Par normal shaadi aaram se 3 4 lakh mein ho sakti hai.
Aarya samaj se karoge to 10 15 hazar mein hi nipat jaoge
Toh aisa kaha kaha invest kre.
1) School & College Hefty Fees
2) Food at cybergub
3) Expensive Gadgets
4) Everything Best
thanks bhai
thanks bhai
Thank you so much..! 😀☺️❤️✌️
Saved my time
Tahnks
thanx..
Thank you for educating Indian middle class with your wisdom and learning. Me and my wife also believe in similar thought process. We have told same to our children and we are following all the 4 points that u have mentioned in your video. Also we have told them clearly that we will fund their education till graduation in India. But if they want to go for higher education abroad, then they have to take education loan and go on their own. This will give them sense of responsibility and putting load on them will make them more serious about their own life rather than spoon feeding them.
Fantastic eye opener video - Thank you for bringing this up . Could relate 500%
11 years ago, I had an extremely simple and minimalistic Bengali Wedding with no pomp and show , very few near and dear ones were invited that's all. All expenses paid by me( I am an English lecturer)and my husband ( Army Officer). My husband had no single demand. With God's grace we have already purchased our own house, have one son ( may God always bless him), travel to near by places of that of our postings and lead a simple life as much as possible. 🙏
Motivating & impressive. God bless you & your family !
I am also a Bengali women with simple lifestyle and very similar to yours. Now providing a simple lifestyle for my son too and trying to teach him life lessons rather than bookish lessons. Hope this would help all of us.
ಮಾಧ್ಯಮ ವರ್ಗದವರ ಆರ್ಥಿಕತೆಯ ಸಬಲತೆಯ ಕುರಿತು ತಾವು ಹೇಳಿರುವಂತಹ ಸೂಚನೆಗಳು ಮಧ್ಯಮ ವರ್ಗದವರ ಆರ್ಥಿಕತೆಯನ್ನು ಉತ್ತಮಪಡಿಸುವ ಮಾತುಗಳು... 👌👌👌 ಸತ್ಯವಾಗಿವೆ..
Aapse behtar koi nhi samjha sakta tha ye saare points. Well said sir 😊
Great service to society and Country. Hats off to you Amit ji. JAI HIND JAI BHARAT VANDEMATRAM
My father wanted to buy a car, but i suggested him to built 2nd storey of our house. Today we have rented that accomodation and paying us. Today we are in a position to emi with our car and it is automated.
Good thing you did
Why not use that EMI to build another storey?
Bhai...har parents apne bachoon ki nahi sunte 🙏
@@anantsingh8078 As I told you we were in a position to buy a car. It means money was available.
Why you didn't suggested him to buy a land instead in native place returns would have been far better
Sir, you missed one thing ---luxury car/ SUV. People are purchasing car in loans.
This is covered in 1st point itself. If you are able to purchase 2 SUVs then go ahead with one
Sirf cars nahi 20-25 lakh ki Gaadi aise log le rahe hai jinko annual income 25 lakh nahi hai.
@@newsjunkieish yes iss sall navratri me maximum suv kia.,harrier ,creta bahut li he aaspas dikhti he zada loan 😁
ghar 35 lac ka ☹️😏
🤪salary 1 lac
age grp 30 to 45
@@shilpathakkar1196 8-9 lakh upper limit hai 1 lakh ki salary wale ki loan par gadi afford karne ki. Isse mehngi car ka kya tuk hai? Aur property ka price appreciate karta hai, Gaadi ka depreciate. To Gaadi par itna kharcha kisliye?
Agar 4 logon ka family ho aur kahin Jana ho city me to unko kya karna chahiye agar monetary problem ho toh
Perfect !! These were also my thoughts that you revealed. Thanks, Sir. !!
Bahut hi accha laga charo cheeje bahut hi mast lagi hum bhi Aisa hi sochte hai hamari family ko bhi samjhate hai ki itna Paisa shadi pe kharch mat Karo baccho ke baad main kaam aayega lakin sare rishtedaar hamko hi kanjus samjhate hai hamare do bacche hai ek beta or ek beti or hum dono husbend wife isi tarah se sochte hai thank u sir ye batane ke liye ab hamko lagta hai ki hum Jo bhi sochte hai wo sahi sochte hai abhi hamare bacche 8th class main hai hum isi tarah se jivan main kaam karenge thank u so much
In 2016 I got married. Being an orphan I had to arrange the fund of my own, my budget was only 4lakhs marriage was done by inviting 270 people, with proper rituals and photography and now I feel so blessed I didn't felt for any emotional and image wala need 😝🙏
Kya Gupta ji aap bhi koi bhi Kuchh Bole aap uska hisab Kitab dene lag jaate ho kya jarurat hai Hamen ine Logon ke yah baten batane ki yah to vaise hi time pass ke liye Jo manmarji aata hai vah likh Dete Hain
U spent enough, that's quite huge....
I got married in 2019 and we spent only 5 to 5.5 lacs, no unwanted kharcha.
I spent 110k in 2020. Only 150 guests, no purchase of new gold ornaments, no decoration.Only one dress for each two of us.
@@sujata08 theek e korle mam
This area is not generally discussed in Indian homes. We Appreciate your efforts to explain this topic in a balanced way.
Really Eye opener and its 100% True. Keep guiding Sir. Thank you. leave those who are criticizing.
All four ways of avoiding/ destruction of wealth are well addressed. Will definitely try to implement all Four...
Middle class series is going out of the park..great👍🏻
Much needed video Sir...false prestige is increasing at an alarming rate
This is the best line I have heard.. People wasting money to buy products they don't need,with the money they don't have(loan) to impress people who don't care..
🙏🙏
You are the real guru
Never seen such a gyanvardhak video elsewhere
Respect from the bottom of my heart...
I recently attended a marriage in Assam,
They very warm welcome of guest with tambool by new couple.
All marrige arrangements were at home .
Food was tasty and timing was 1 pm to 8 pm ( note that sunset time is 5 pm here )
No show off
People were very well dressed and disciplined
Being north indian (marathi by roots ) it was good to see
Also all rituals were being followed
Earlier Marathi people ,specially those who migrated from Maharashtra during princely states ( MP UP Telangana Gujarat) used to celebrate Marriage ceremony in simpler way
Now being attracted towards bollywood style ;fomo affected celebrations
Thanks for your comment on Assamese marriage style. Here both families of bride and groom spent their own money on functions so no showoff on other's money. Love from Assam.
Yes we people from northeast do not spend too much on weddings.
It is better to marry in a temple rather than spending lots of money in decoration and foods.
you are right ,i used to like north Indian weddings big grand weddings, but lately, i feel OLD fashioned marathi weddings or simpler wedding are more better! and look more beautiful.
Marriage should be absolutely simple. No pomp and show. Yes, celebrate with people who matter. Family, friends, and some other people who matter. Food should be good and tasty. Focus on enjoying your special together. That's all. All this money spent on marriage venues, lehengas, fancy catering is just useless.
Thank god , I found someone who matches with my thinking.
I will implement all of them... Thanks for the insights...
Sir, in my family relation, there is one known relative, they live in Chhatarpur area of Delhi.
They are highly rich and cultured people,
They had spent 2.5 crores in their daughter’s grand wedding. Every thing was so smooth. People took it as an ideal wedding.
Parents of the bride thought it to be the best gift for their daughter.
But nobody knew that this great grand wedding would not be able to last even for 10 months !!
क्या करेंगे इतने करोड़ रुपया देकर जब आपकी beti ही ख़ुश नहीं हैं??😢
Now their daughter is crying day and night to get a divorce, but she isn’t able to .
She is suffering day and night .
I don’t understand why people anticipate that spending more and more money will guarantee a happy and successful and satisfied life ,
Rather than focusing on a happy and satisfied life for their children.
Such cases should be breaking news n media should highlight the use of money and how a matter can be handled but in this case in seriously feel bad for the bride and their family😢
समय के अनुरूप आपका चिंतन है धन्यवाद
Very important lesson and eye opener, thanks 🙏🏻
This is really an eye opener for every individual and for not only middle classes but for every human being.
Thank you very much Sir..
Great knowledge sir I was listening to the big financial influencers but today I got real one you are delivering so authentic sides of middle class trap
You are extremely right guru ji,,, I am from West Bengal, lower middle class family background, we are two sisters & my father invested lots of money on our higher education & wedding, but my brother in law lost his part of inheritance & house after 10 years of marriage, fortunately he had a job with less salary, my marriage also flopped in the same year & my father's business got crashed because of covid, my mother also in tuberculosis that year,,, I am still struggling to get a stable job,,, my father wanted me to marry for the 2nd time but I stopped him, because we had lost lots of resources now is the time to be stable again,,, but my parents are ageing very fast,,, now I have to face their foolish deeds...
This was my story,,, my English is not so good,,, after watching your video, I found my decisions were right... Thank you guru ji...🙏🙏🙏
you just need a court marriag e, just find some good job so you can get married again .
Sango- it is so heartening to see common sense being verbalised. bravo. keep it coming.
One of my officemate have done MBA, paid fees of 10 lakh. And her first salary was 30,000/- per month.
And I have done MBA from distance learning, paid fees of 40,000/- only.
I earn good in my life to support my comfortable life.
One of my friend spent 3 lakh rs on modular kitchen. And I buy a used but very nice condition kitchen trolley at 8,000/- 😂.
Use and satisfaction is same for both of us. After one year nobody ask whether your kitchen trolleys are brand new or secondhand 😂😂
Gazab, tum toh garda utha diye re 😂
From which college did you do distance MBA
I am in my 20s. And I agree with Sir on tese points. Quite practical and explained in really very simple and entertaining way.
Fantastic video.. eye opener and worth implementing
Fantastic lesson.... Must to watch for everyone... not only middle class people but also the Rich people need to understand the lesson... Thank-you very much sir... God Bless you 🙏
All four points are absolutly valid... Marraige vs wedding is terrific distinguishing concept.... ये तो meine घरं में बोलके रखा हू... कि मै खुद कि बच्ची के शादी मै ऑऊ नही अगर फालतू का खरच्या कारोंगे... And annuity payment to them is best concept.... Perform, zagda maat karo aur phir bonus ke hakdar banno... Sir hats off... 👌🏻👌🏻... Aaj hi ye mei ghar mei discuss karunga.... Thank you so much.
It was so motivating... Very true... And very well explained.... I cent percent agree with whatever u said Sir.... Thank you so much for this eyeopener
All suggestions are very practical and straight forward.we will surely follow them all👍
sir, my child is growing and very much impressed by your vision of economics. Lookin forward for more content.
Subconsciously we all knew these points. Thanks for underlining these aspects. These things need more recognition but its not said because there is no commercial value for spreading this clarity. Many business will get affected if such awareness is spread
We don't have to worry about other people business,they are not our responsibility but our family is.
All are on point ,guruji.! Started implementing also.
Sabhi idea implements karenge , thank you so much for this video
From the Grandfather generation onwards we are following these idea upto 90%, Expect that we are not limited to inviting people's who are our blood relations only but also our other real social relationships to whom which we give respect from out heart and not just to showoff and we feel is necessary . No showoff on any function. Ek kahavat hamare dada ji ne humko sikhai thi ki " जितनी चादर हो उतने ही पैर हमको पैर फैलाने चाहिये " Sadar Dhanyad Sir Ji for you valuable thoughts as these are very much required to live a stress free life upto some extent. 🙏🙏
"Sachi Baat hamesha kadvi hi hote hai"..👍👏
Very practical video. Liked the content very much. Thank you Sir
Sir, your four things discussed are really important where middle class has to concentrate. Thanks a lot.
Sir Ji, best and highly valuable talk. Actually all class people should listen to your words. No second thought. I really love and believe your advice and words.Your's is Great Service to Society
Perfect guidance with 100% practical solutions.
Thank You 🙏🏻
Thorough professional/practical knowledge.......Stupendous
Bahut Shukria Sir
Eye opening Content. Will try to implement all 4
I really like how you used the knowledge from books and made this video so relatable to middle class... Nice content sir.
Love you sir..feeling like my father's advice..actually I lost him at 16yrs ,thank you soooo much for your valuable advice..🙏🙏🙏🙏🙏
Wisdom given....So true. Thanks sir
Very true. Especially in North India, marriages are celebrated like it is the last day of life. I agree that we should follow our traditions. 🙏 I got married in a traditional South Indian style, low key wedding with only core members of our families. No "sosha giri of any kind"; we saved the money and brought things to start our life. Thanks for such eye opening videos; these kinds of videos are the necessity for today's youth. I enjoy listening to the way you put things in perspective. Good luck and please keep making such videos. God bless India.
You are ahead of your times, Ji. Most people will realize these things after a long time. Each of your line is worth a video. So much wisdom packed here, only if people have the capacity to comprehend. People have to slow down in life to appreciate what you are saying, and this exactly is not seem happening.
Everyone knows this bro, no rocket science. Problem is Fear, Greed overpowers.
Nice amazing 👍 speechless
@@flyingtiger741 bro, but not everyone has the courage and fairness to appreciate an excellent video. Do you have?
I realised all this stuff at the age of 25.
M 30 about to get.. married and this video has eye opening....My humble thankyou sir
Real eye-opener. I'll do all 4, Thank you Sir
Too good. Direct from heart. Genius analysis. We all know, but never analyse it to such depth.
Sir dat was a wonderful msg,l belong to a middle class family and l highly recommend what u have said,l totally agree what u ve said n Sir l ll follow all d 4 advices given by u .......thank u so much Sir for ur wonderful advise n for showing mirror to middle class man
100% TRUTH, VERY PRACTICAL
Bahot aacha content Hai.. Charo tarike practicle hai
I am 33 year old, thank you I can implement all of them
Fortunately I am covered in all the grounds. Thanks sir.
Uncle Ji, overexpending on marriage par ek separate video hona chahiye ...
Ye bahut badi problem hai....
Pure Jindagi ki kamai, ek din me gavai.
Fir agle 2-4 saal karj me bitai...😂
70 Lakh ki shaddi. 70 din ke liye. 😅
This is the best one liner of 2022. 👍
Sir your opening speech is fantastic. I seriously follow you & like your intelligence & practical approach to life..👏👏
This was a nice video, knowledgeable from the finance management angle. All things were real and may implement all
From Pakistan, truly appreciate your suggestions. Hearing the problems in India, I was shocked, we share 90% of identical problems, wow. Your advice n suggestions were very relevant n useful. Couldn't agree more. Projecting Fake Image of a rich person, has doomed us all. Simplicity n real worth realization, is the key, unfortunately replaced by lies n deception. I wish u well sir, for pouring some sense in our lives. keep smiling 😃
Fully agreed with you, both countries share same social, economic and cultural backgrounds 😊
@@sarlapurohit1216
Not cultural background 🤮
Hindu pak both jindabad
@@mkalerfilms3349 Hindustan Pakistan zindabad
Yes indeed, we have same mindset and share same cultural aspects
Really appreciate your efforts in making these eye opener videos .Thankyou sir🙌
Sir, I loved this video. To the point and eye-opening.
Bhai bahut practical Baath kali Hai, many congratulations to show the right track to audience ie society
We only realise these things after we lose our hard earned money.
Thanks for a nice video.
Practical reflection.Heart felt thanks for your timely suggestions to maintain the economy of middle class.
All four i will follow, thanks again for your valuable time, knowledge, advice, and efforts 🙏
Sir बहुत बढ़िया टॉपिक पर वीडियो बनाया है आपने। totally agree with you. नमन है आपको 🙏🙏🙏
Absolutely in line with the thoughts. All the Four should be implemented. Awesome video. Society brands a person thinking on these lines as unorthodox & a non societal. The moment we can come out of that mental logjam of perception of others, life can be as simple as explained. Thanks Sir for the lovely & intellectual insights 👍
Orthodox not unorthodox; right !
Excellent perspective indeed. Very few of us realize these things and get carried away in showing off and trying to match up a false status level which is of no use. Sir your inputs are valuable and realistic. We the middle class should be live to these thoughts and use our efforts and earnings carefully. Thanks a ton.
Sir thanks, very practical guidance...I assure myself to follow your all 4 points.
I agree with every point and every suggestion. Good Job done.🙏
What an useful video Sir!
I have alwaz followed what you hv suggested and hv immense faith in such values and principles.
I would like you to plz highlight and make a video on "MINIMALISTIC APPROACH". This would be a great asset for all middle class ppl. Good Luck Sir!
Sir, great content as usual... thanks for the insights. Please make a videos on education in foreign countries. 🙏👏
You are absolutely right sir! I totally agree with you . Thanks for sharing your thoughts with us.
Sir I found 1st person who is honestly providing opinion . We middle class need to change.
I like with the dialogue it's started.
Spending money which you don't have on things which you don't need and to impress people who does not even care. Very much informative video. One of major social issues. Thank you so much once again from bottom of my heart.
Totally agree with you, all 4 topics are correctly identified, and you put it very straight 👍
I graduated from a collage where my fee was 45k per year (45x3 years)in 2020,
In Dec 2022 I have 10+ LPA package, so I completely agree that fancy collages don't mean anything. Just get your degree skill up and start working.
Bhai kon se college se the
भाई कौनसा कोर्स किया था give suggestions for knowledge tell us please
Bhai mera iim amritsar me mba ke liye selection hua hai aur fees approx 19lakh hai, kya lagta hai paise waste ho rha hai mera?
@@OmPrakash-ie7sh abhi to filhal kuch nahi karta
@@merakhudkachannel6620 agar admission na le raha to bank ka form bhar de abhi aya hua hai rrb ka. Cat phoda hai tune Tera bank aaram se ho jayega
Guruji bahut achi baat boli apne ,words nahi aapke liye 1000 log bhi aap jaise ho jaye desh badal jayega
I'm 21 yrs and i tell my father the same thing and he says
Tu bas padhai kr kamana mera kaam hai
Indian parents don't know anything other than padhai😭
Aapki baat pasand aayi
Oh this is a great and very truly said and authentically narrated video..
Hat's off Sir
Worth pondering and implementing sir... Indepth experienced based contemplation... Thanks
Sir you really give good and new insights.Thanks
All points to be understood and implemented 🙏🙏
It's very true, I agree 100%👌
But alas, unfortunately now it's beyond my control as I'm helpless in family decisions. Surely good message to each one from middle class people 👌👌👌
Only a father like figure tells u these life changing lessons .....i losed my father wen i was in 10th ....tnx u so much