@@MeneTekelUpharsin Money Laundering Laws go into effect with transactions over $10k. Many institutions start questioning the transactions at $2.5k. But this was excessive, the Max should have been the 10 days, not 50.
Na don’t cover for them it’s not stupidity it’s racism pure as DAY it doesn’t take that long to contact social security and verify the numbers on the dam check if that bank was so scared about fraud Gtfoh it’s not stupidity it’s RACE
A hold was not appropriate. A hold for 50 days was wrong. Closing her account was insane! Having to file a law suit was crazy! Having to put pressure on them with the media should not have been necessary! I am glad she got the money back but the bank should be required to pay her legal fees!
Another black guy couple years back was arrested for trying to cash in/put in his work check. His boss(white man I think) closed his(not the black guys) bank account. I think I'm remembering that right. Cuz they arrested the guy for tryna get his paycheck(that's the word. So tired I couldn't remember. )
I know this is true I get a US Govt check for Social Security and VA retirement and my checks are to be direct deposit in my bank account on the 1st of each month. My bank said we had to wait for the check to clear a US Govt check. So I called the US Dept of Treasury and ask them they said the US Govt check was clear the day it was deposited but they send them out a week 7 days before the due date. Under the Bank rules on post-dated checks, the fund is available the day it is deposited. So if the bank gets the check a week before it is due and waits up to 9 days after the 1st to post it in your account what are they doing with your funds? By the Banks holding a US Govt check that is direct deposited and not posting the funds in a person's bank account when the fund is deposited, the banks are breaking the law under the US Constitution under the 14th Amendment Section 4 * The validity of the public debt of the United States, authorized by law, including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion, shall not be questioned. *
Definitely! If she is getting that money for disability, who knows what could have happened to her in the meantime without the money. Maybe she needs it for medical care or supplies.
imagine if she did not have the means to fight or challenge the Bank. They would have kept it forever and said that "she never even had an account there" smh
_EDIT: I will no longer be responding to any more comments by any of you race-baiting Biden-voting DemoKKKrat trolls. I don’t respond to racists, and the DemoKKKrat party is the party of the KKK. Besides, I’ve already commented plenty (which you would see if you weren’t lazy to scroll through)._ What are you talking about? She has an ambulance-chasing lawyer who’s representing her on a contingency agreement. She doesn’t have to pay the lawyer one dime unless she wins (and good luck with that, because there’s no evidence of discrimination in this case, just a “belief” that there is).
@@sean2015Tell us you’re a racist without telling us you’re a racist! She will indeed win because, it was clearly discrimination based on several actions! A government check can be verified immediately! Most banks hold large amounts 24 hours to a few days and NOT 50 days! Absolutely no one thinks a government check is from a drug deal except a racist JA like yourself and this bank staff!
@@sean2015 Racist. You think it is okay to just steal someone's money. Even worse, you think getting legal help is a sin. The lawyer should sue you for defamation.
@@tigreactivo517 I think the racist here is you. Typical DemoKKKrat. The party of the KKK. _”No Sean you’re wrong! And you’re a rathist for thaying that! And Trump is a rathist! And…and…Orange Man Bad! And Black Lives Myehtter!”_ Go suck an egg you racist piece of garbage.
My Mom passed in March. I received an insurance payout for less than $5000 and BOA held that check for 10 days, written under their bank. I'm so sorry you went through that.
They CLOSED her account. That's not a funds-availability issue, it's not a 'money aint cleared yet' issue. This is the bank jumping to conclusions instead of doing the easiest thing - verifying the check.
@@nuttybar9 course she is. I knew 5 seconds into this segment that they would not include the bank’s side of the story, just a snippet of a “written statement”.
That almost happened to me at Chase. I've had an account at Chase for more than 20 years. When I tried to deposit a refinance check for 25k from Wells Fargo, the teller called another teller over and they were examining it and asking me where I got the check. I was so mad I yelled at them, you don't want my check give it back to me right now! I took it to a credit union back where I did not have an account and they opened one for me and took the check and even asked if I wanted some of the funds.
You lucked out I always recommend citizens to join a credit union, b of a and chase and wells fwgo are horrible banking aysyems and steal your money by even charging you for a savings account.
This is what life is like for Black Americans in this country. It’s disgusting it’s frustrating and exhausting and we deal with shit like this all the time. I’m happy she was able to get her money back.
This is shameful. Banking while black. A government check. Now with her lawsuit, she will received 10x the amount because the bank staff is racist and stupid.
I stopped going to the bank to deposit checks over 15 years ago. I use my banks mobile app to take a snapshot of the check and deposit it electronically. The funds are usually available the next day. I would also suggest that you email your senators office and ask them to intervene on your behalf instead hiring an attorney and paying their extremely high fees. Glad that this elder was able to get her money back.
20% of the country , does not have or use the internet . There's no government requirement to own a cell phone or computer . Not everyone wants to be tracked via electronics .
@@starmsjc shut up! The only people that use those means are those with out bank accounts and bad credit. You’re the simpleton and you’re probably on my repossession list.
*Important Tip:* always deposit checks electronically through your bank's mobile app if possible as you keep the physical copy if any complications arise.
They have been sued many times for getting caught being racist against blk ppl specifically! I guess they want to pay reparations without it looking like reparations
All you race-baiting nitwits don't realize that there's a lot more to the story. I went to the court's website and read the full complaint of the woman's lawsuit against BofA. You can read it yourself if you google _Warren v. Bank of America, NA_ , Case No. 1:23-cv-03254). BofA had been notified by the government (Social Security Administration?) that the woman may have owed back taxes, so the account was frozen. How interesting that the woman never mentioned this to the news reporter. It's pretty goddamn relevant and important so the fact that she didn't disclose it makes me not believe one word out of her mouth. And the news reporter could've easily found this out on her own by questioning the woman's lawyer, but then again that would ruin the race-baiting narrative. Oh, and did I mention that the woman's lawyer (Gail Eisenberg) has just filed a Notice of Dismissal with Prejudice on June 16, 2023. That means the woman has dropped her lawsuit. The bank gave her back her funds with interest and the matter is settled. There's no discrimination, case closed. _Aren't you gonna call me a rathist now?_
I'm so sorry this happened to you, Charlotte. I'm from the Chicago area so I immediately looked at this video. How dare Bank of America. Thank you to CBS and your lawyers for helping you. It's terrible.
That happen to my husband when his mother died. It took him over a year for Bank of America to release funds from his mother’s account. He had all the right paperwork needed. And we still had to get our Attorney involved. So glad you got your money. God Bless you, I do understand your frustration and stress you went through. That’s a BAD BAnK!
Hey I'm going to court with them now do you have a case number? They answered a claim and dispersed money without notifying me. It's been over a year and they made it so I can't open another account with another bank and it's just egregious the claims they are making
OMG, Fight them tooth and nail. They didn’t pay any interest for the year or Attorney fees. It was Horrible for him, losing his mom and having to deal with those ( Bad Word ) people. Who have have a Special Place in HELL for THEM!
The daughter is right. It is so frustrating to be back in America. It's exhausting and that check should multiply 100 fold for the trauma that she endured because of Bank of America.
@@glw5166 Too late. I don't recall hearing about any former slaves making requests for reparations. They would have been the only ones entitled to reparations. I've heard of some suing for their freedom because a law was violated, but not reparations.
@@NP-zs5ui You’re right but no black person should leave America right now. White people, like the ones at this bank, are out of control. The lawsuits that are resulting from their stupidity are a bigger paycheck than any money that could come from reparations.
I’ve had a BOA account since 1996 and I am outraged at how the bank treated Charlotte Warren. At a bare minimum, the bank should have included interest on the money they refused to release for each day they held it. I am closing my account immediately and sharing this story with other account holders.
This story and incident really hurts my heart for many reasons. For one because it’s entirely wrong, discriminatory and abuse of power. Simply put, this organization along with the Branch Manager and his employees were engaging in criminal behavior no matter how many false precedents they tried to hide behind. The reporter said herself that basically Bank of America could not prove or back up their reasoning for holding the check. It’s a shame that POC, Elderly and foreigners are treated this way; in my opinion, Bank of America still should be sued for what they put this woman through because if they were brazen enough to do it to her, they’ll do it again. Oftentimes, people in these positions think that POC, the Elderly or Foreigners do not know what their rights are or that they do not have any power. It is absolutely completely wrong to automatically assume that a POC is a drug addict, drug dealer or that their funds were obtained illegally. After all, criminals come in all different colors, classes and ethnicities. This video reiterates the fact that I will never open an account with Bank of America.
Just be careful with banks .. period .If it's a new bank account you don't owe them unconditional loyalty All these new banks are opening where you can deposit checks . Just read the reviews and make sure they are licensed so that in the event of employees fraud computer error or what have you . Because of the Thunz activities with crime and embezzlement they are going to side eye all BLK people but especially BW . They expect us to admonish or punish bad behaviour which reflects badly on the decent folk . I could go on a rant but hey it is what it is
Bank of America have been trying to get me to open up a business account now for years and due to their and Wells Fargo discrimination practices, I would not consider either. This is an awful shame what they did to this lady!
They are shady and honestly Bank of America will dj anything to stay with your money . If you ever try to close your account .. do it in multiple transactions otherwise , it would take months to get all your money back.
As a longtime BA/financial software analyst, that check and the customer’s background analysis is completed within Seconds. In some cases, it can take 30 min. because of a possible match of a flagged criminal name. B of A, will be writing a million dollar check to this lady. And I hope she makes B of A pay all legal fees.
I just complained about an issue with BOA 2 months ago! I never felt so violated! In 2010, they put a Lien on my grandmas house after a fire that burned it almost to the ground, foreclosed on it, my father received the payout not them. They sued my father yet… it wasn’t their money! They refused to take care of the responsibility of the house! Black folks need to stay clear of BOA and WF
It isn't just black folks they're messing with - it's everyone. My husband's business gets VERY FEW BOA checks anymore. People are finally starting to wise up to BOA's antics.
Why did your father get the money instead of Grandma? Was the house still under mortgage? Were property taxes up to date? And was the house insured? Otherwise the way you tell this story, is all on conjecture.
@@MeneTekelUpharsinIt shows that they confidently discriminated against her based on the color of her skin. They could have verified that government check in minutes. What does drug dealing have to do with her government check? They clearly wrongly stereotyped her based on her skin color. It’s ridiculous!
That’s bullsh*t! That poor woman!! Someone at that bank needs to lose their job. Maybe even multiple someones!! I’m so glad she was able to eventually get HER MONEY back, and I am so sorry to her for what she had to endure for that long month and a half of not knowing and feeling unheard, unimportant, and even like a criminal. I am so glad they are suing the sh*t out of Bank of America and I hope and pray that she wins BIG! She deserves it!!!!!❤❤❤
Because racist white America truly believe black and brown should have nothing and stay at the bottom Black women walks in check 24k “ omg it can’t be real it must be fraud” Take notes everyone take good dam notes because when the day comes that racist don’t have the numbers anymore a nice dose of they’re own dam medicine would be very much called for!!
I just commented the same thing! The way we have to FIGHT for the most basic stuff is not an accident I am convinced! I’m to the point that I am tired of fighting and that was their whole goal anyways! For EVERYTHING!!!! I KNOW others don’t have to fight like this.
Bank of America 's staff is full of crap! I am a disabled veteran who has had large checks issued and never had a 50 day wait. Someone screwed up big time. I hope she sues and wins. Wrong is wrong!!!
Bank of America sucks this is coming from personal experience with the Bank I would never put a penny in that bank I do business with them as long as I live
I recently deposited a lottery check for $17K to a Wells Fargo account. They held the check for 2 weeks then dolled the money out in small amounts over a few days. It's a nice win but relatively small still. With all the fraud out there I totally appreciate the banks being cautious on paper checks. It's odd this woman opened a new account to deposit this check rather than use her current account she's received distributions monthly for years. She could have requested a direct deposit of her reimbursement and saved the headache. She's not telling the whole story here.
No punitive damages? If the bank thinks it may be suspicious for whatever (illegitimate and discriminatory) reason, put it through and see if it clears. I was a BOA customer for over 2 decades but they lost me for their constant nickel and diming. Stories like this seal the deal that I'll never do business with them again. I'm glad she got her money and hope that her quality of life continues to get better.
There's a lot more to the story. I went to the court's website and read the full complaint of the woman's lawsuit against BofA. You can read it yourself if you google _Warren v. Bank of America, NA_ , Case No. 1:23-cv-03254). BofA had been notified by the government (Social Security Administration?) that the woman may have owed back taxes, so the account was frozen. How interesting that the woman never mentioned this to the news reporter. It's pretty goddamn relevant and important so the fact that she didn't disclose it makes me not believe one word out of her mouth. And the news reporter could've easily found this out on her own by questioning the woman's lawyer, but then again that would ruin the race-baiting narrative. Oh, and did I mention that the woman's lawyer (Gail Eisenberg) has just filed a Notice of Dismissal with Prejudice on June 16, 2023. That means the woman has dropped her lawsuit. The bank gave her back her funds with interest and the matter is settled. There's no discrimination, case closed. _Aren't you gonna call me a rathist now?_
@@sean2015It's always good to get the whole story. But your question at the end was immature and unnecessary. There are some blacks who use the race card to get over, but it doesn't change the fact that certain situations do arise due to racism. That's why it's good to get the actual facts and then draw an conclusion.
@@queline213 _That's why it's good to get the actual facts and then draw an conclusion._ Have you read the other comments? Have you addressed that point to hundreds of other race-baiting people here who are automatically assuming that this whole thing is due to racism, without even wanting to hear the bank's side? Did you address that statement ( _"That's why it's good to get the actual facts and then draw an conclusion._" ) to those other folks Mr. Jay in Chattanooga? NO, you didn't. You're just virtue signaling. It sounds good on the surface but I doubt you even really believe it.
@@queline213If she owed back taxes then why did she she and the reporter show the entire check being returned. She most likely didn’t mention it because it was irrelevant and had no merit. Because she didn’t owe taxes, BOA put that in the report just to justify why they did what they did. You Pink people are stupid and ignorant inbreeders..”
@@sean2015BOA put it their in the reports to justify there’s bad actions. If she owed taxes it had nothing to did with the bank. The government would’ve been took the money from her before she received the check. They never let that slide or they would’ve put a lien on her account. Ya big dummy” You pink people are horrible at mixing up information; I bet you work for or affiliated with BOA.” 🐽
I went to the court's website and read the full complaint of the woman's lawsuit against BofA. You can read it yourself if you google _Warren v. Bank of America, NA_ , Case No. 1:23-cv-03254). BofA had been notified by the government (Social Security Administration?) that the woman may have owed back taxes, so the account was frozen. How interesting that the woman never mentioned this to the news reporter. Oh, and did I mention that the woman's lawyer (Gail Eisenberg) has just filed a Notice of Dismissal with Prejudice on June 16, 2023. That means the woman has dropped her lawsuit. The bank gave her back her funds with interest and the matter is settled. There's no discrimination, case closed. _Aren't you gonna call me a rathist now?_
Bank of america did this to me several times. Holding my certified checks from Chase for two weeks. Certified checks are supposed to be as good as cash. Then they didn't want to give me my when I went to withdraw $10k.
From a customer service perspective this was a missed opportunity. They could have gotten her to open a checking and a savings account. And built a legit banking relationship with her .
I know this is true I get a US Govt check for Social Security and VA retirement and my checks are to be direct deposit in my bank account on the 1st of each month. My bank said we had to wait for the check to clear a US Govt check. So I called the US Dept of Treasury and ask them they said the US Govt check was clear the day it was deposited but they send them out a week 7 days before the due date. Under the Bank rules on post-dated checks, the fund is available the day it is deposited. So if the bank gets the check a week before it is due and waits up to 9 days after the 1st to post it in your account what are they doing with your funds? By the Banks holding a US Govt check that is direct deposited and not posting the funds in a person's bank account when the fund is deposited, the banks are breaking the law under the US Constitution under the 14th Amendment Section 4 * The validity of the public debt of the United States, authorized by law, including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion, shall not be questioned. *
B of A needs to pay fine and all attorney fees and penalty. I thought it would be axstory about a week but 50 DAYS? Who at B of A was trying to steal it?
Bank of America has shown us time and time again who they are as a company. They are the worst bank I’ve ever experienced. I left them for USAA and haven’t looked back.
Not unusual for certain banks to discriminate against color and class. I had a friend who could not go to a bank to open an account to put her paychecks in due to her skin color. And this still goes on in the 21st century.
I know that black people commit a disproportionate amount of crime but when it comes to overall crime with the exceptions of murder and non negligent manslaughter and robbery white people commit more crimes because of them being 3 quarters of the population. I don't know why you say skin color when you could just say black but whatever. A white person is more likely to commit a crime that would be related to trying to cash a check with a large sum of money and obviously there's reasons that people come up with their ideas of other people and why they might be more cautious of some people when it comes to certain things. They look at the actions of those people. So with white people more likely to commit fraud or drug crimes what makes you think that being black would make a person more suspect. Obviously you have no proof but just pure assumption and your assumption actually makes no sense whatsoever.
This happened to a black couple in Katy Texas, I believe. They were discriminated against at an Asian bank. It was on the news and is on UA-cam, look it up.
My mother had the same issue for a $10k investment check. Was with a different bank.She had to fill out forms and wait for the check to clear...even though she had a checking and savings account balance to more than cover this check and had been a customer for over ten years..she clearly has a history with this bank and can prove where the money came from..governmental overreach..Took almost 7 days for funds to be released... Real easy..don't like the bank?..fk'em..go to another bank. Lastly ...look at the food program fraud in Minnesota and the National covid funds fraud...our government watchdogs are more like lapdogs
I second what O’Hare said. It’s a federal money laundering law with physical checks. Plus, the banking industry, IRS, and Social Security historically has had high rate of having to deal with counterfeit, identity theft, mail and check interception by scammers. She could’ve had social security help her apply for the direct direct express debit card that has been an option in lieu of a social security or government check for over a decade.
So at the end you bring up fraud. Do you not see why banks have these waiting periods ? It's because of fraud and their losses from it. This is standard procedure . My credit union does it too. If the bank could tell who was honest and who wasn't , that would solve everything wouldn't it ? Having money wired into your account solves this because that makes them " good funds" and available right away.
What should be included in repayment was the interest earned while the bank had possession of the funds. Corporate greed, discrimination and willful action against the client should also be incurred for the aggravation including lawyer fees and client's inconvenience and time. Just pathetic mismanagement and bank lawyer speak.
Happened to my uncle after receiving back payments of $14K and the bank, Banco Popular deemed it fraud, even with a letter and documents. He had to close his account with them and take it to Wells Fargo 😒
I closed my wells fargo account after 14 years with them. They disappeared my whole paycheck and wouldn't let me withdraw all my money and close my account. Took 2 weeks before I could close my account and I went to navy federal credit union
@@cluedin 😂 many would understand getting justice, fair treatment and $$$ that it’s synonymous with peace of the heart. Look out critical thinker in the comments! 😂
Bank of America royally screwed up. To accept the check for deposit and then hold the check for two months and cancel/close her account in the meantime - there is something wrong with that bank.
Yes genius. Not only is it legal for banks to hold a check, they are REQUIRED to do so. Federal Reserve rules require banks to hold checks for a “reasonable period of time” , which means two business days for checks issued by the same bank and no more than seven business days for checks that are drawn from a different bank, which was the case here. It’s possible that a bank may impose a longer hold window on checks in certain circumstances if the bank can demonstrate that such a hold is necessary. Next time don’t comment on things you don’t understand. _Aren’t you gonna call me a rathist now?_
This makes me so mad. The nerve of them to insinuate this woman was involved in drug dealing, are you f* serious. 🙄😡 She needs more than her money back, they need to pay her for the time wasted and unnecessary hardship they caused. Ridiculous!
I went to the court's website and read the full complaint of the woman's lawsuit against BofA. You can read it yourself if you google _Warren v. Bank of America, NA_ , Case No. 1:23-cv-03254). BofA had been notified by the government (Social Security Administration?) that the woman may have owed back taxes, so the account was frozen. How interesting that the woman never mentioned this to the news reporter. Oh, and did I mention that the woman's lawyer (Gail Eisenberg) has just filed a Notice of Dismissal with Prejudice on June 16, 2023. That means the woman has dropped her lawsuit. The bank gave her back her funds with interest and the matter is settled. There's no discrimination, case closed. _Aren't you gonna call me a rathist now?_
@ Sean. Thanks for the information. Do you see how the media plays into the division of this country by leaving out critical information like that? I am always skeptical when I hear a story like this, and of course the full story is never played on the same scale as the misleading one.
@@MsArLee1105 you’re welcome! The media are bad enough (I’ll be sending a complaint to the reporter) but look at all these sheep who just swallow whatever is fed to them without even bothering to ask for the other side of the story. Actually, most of these people get angry and lash out at me when I present them with facts that debunk their narrative. I would hate to ever be falsely accuse of a crime and have some of these people sitting in the jury box.
@@sean2015 😊 It's refreshing to find people that haven't totally delivered their brain over to government/media/ democrat propaganda. It's frustrating dealing with emotional ppl. All anger with no facts. I appreciate ppl like you willing to tell the truth & not allow these lying narratives to fester. This lying needs to be called out, but we know the media has zero shame 😒. Thanks Again!!
This is the result of very poor training and ethics. She was treated this way becuase she was black, even though there was a clear way to verify the check. We see this in society everyday, and it is not just because of the individual. This is how people are trained to behave when serving the public.
I will never ever do business with this bank or having account with this bank Thank you for this story and god bless you you poor woman for having been put through this for no reason
The main problem lies with the algorithms used by these idiotic consulting companies and compounded by the incompetence of the bank managers who can't grasp the concept of situational judgment to get the flag cleared. I hope the attorneys fees didn't come out of that social security check.
😮 This needs to be a front page news article in All National Papers such as the Washington Post & New York Time's... Bank of America needs to pay this family a who lot more than the face value of the check they stole and collected interest on for 50+ days !!!
This is absolutely ridiculous! Stay away from those financial institutions or anyone that don’t have your best interest at hand. CHECK there history for credibility!
Terrible of BofA. Hope she gets the millions that she deserves for the pain, suffering and trauma that they put her through. She seems like such a nice lady. Glad that I recently closed my account.
I want to give her a hug. This is so sick. Sad day in America. I'm glad this lovely woman got the money that's owed to her. Never bank with Bank of America or Wells Fargo...not that the others are much better.
This is beyond insane. There is no excuse for this. You telling me that Bank of America, who processes government transactions ALL DAMN DAY LONG doesn't have a contact phone number to verify a check from the SSA?! I'd sue Bank of America too
I left them decades ago when they told me a direct deposit from my Employer, State of NJ was fraudulent. Mind you they had regularly received my paycheck for at least a decade. That same day, I went down there and removed all my money. I told them as soon as it cleared after the investigation, I'd be back for that too. Yep, they called the Manager and I sat in the office in silence. I dont even remember the justification. I said: Thanks and left. Credit Union, Investments, or under the mattress. Lol
I can relate to situations like this . I’m sorry she had to go through this and happy she received her money . This story has opened up my mind wondering why not one legal firm or Attorney would help me. I still wonder 😮
Sometimes they have a monopoly in the area and have agreed not to do certain things (a buddy system) u may have to reach out to lawyers not from ur area but good thing is u could essentially have 2 lawsuits now! It’s so sad how we must navigate this country!
Let's say what this is really about black people should not have access to money; large sums of money. This discrimination is happening to often. I'm sorry that she went through this experience and I hope someone is held accountable for it. I will be praying for that family.
I believe all the family had to do was go to the Social Security office. They would’ve issued you another check and stop payment on that. I’m so sorry you had to go through this. Bank of America is disgusting why are we still going to Bank of America is beyond me.
But if it took her so long to get the check in the first place; what makes you think she would get the check faster through the social security office?
@@thecountrygirl3040 if you don’t use your own bank account including prepaid cards. yes social security administration uses the same cards if you choose to use their direct express card instead.
Sad because that's not a lot of money. But I would hope the law firm did not withdraw the suit. There are clearly punitive and potentially more damages here.
My mother passed and my dad received insurance death benefits. EVERY SINGLE TIME I went to conduct business on my dad’s behalf with this institution, I had to jump through hoops and red tape to access my dad’s funds. Whether it was on phone, in person or electronic transaction, it was ALWAYS something. When my dad relocated and was purchasing a home, I depleted my account to pay for the home in cash because I knew messing around with this bank, inevitably a problem would ensue…risking my dad to lose the bid for the home in an aggressive housing market. Once when my dad went to reimburse a portion of the loan, the BOA rep asked me “Why is you dad giving you money?” “Why are you using your dad’s money to pay your bills?” “Why does your dad owe you money?” Because of the hassle we always experienced, my dad was on the call an given me authorization to conduct business on his behalf. I thought I was on candid camera! The next dad I drove an hour to the nearest brick and mortar (of course there are not convenient branches nearby)and had my dad withdraw all of his fund and close the accounts. He banks with local credit union down the street from his home. The End
Now this is ridiculous! I went to that bank one time. That was way before I found out how crooked they are. I needed to cash a paycheck that was drawn to their bank. The check was a pro I ate place in the same town and BOA. They told me that they charge 10.00 to cash a check even if it is drawn on their bank. Forget that… I went to a check cashing place that took only 1.25 I will keep my out of state bank that I have had for over 25 years!
If you cash a check at any bank and you're not a customer, they will charge you money. It is usually in the $5-10 range. Either go to your own bank or a check cashing place.
@@ralphpal Which means they should have contacted the treasury department and verified the check not closed he account completely. This could have caused a domino effect made her late on payments mortgage falling behind car repossessed credit destroyed all for assuming instead of verifying.
@Tsb Malik most people don't know this. Also when you win the lottery you have to tell your bank I am not sure what the story is here But even If I tried to send you 24 k Through PayPal or something I bet they put a stop to it
This is so sad! BOA did not have to go that far as to closing her account, nor keeping her check that long. They could’ve easily verified it; and it iterally takes 2 seconds to verify a Treasury Check.
It only takes a matter of hours to verify a check and if funds are available in the account it is drawn on. Its none of the banks business what crimes may be connected to the check as long as it clears and the money should have been in her account the whole time even if a few days hold was placed on the funds.
I worked in the Fraud department of a large bank for years, and it takes much longer than a “matter of hours” to verify a check. It can take weeks. Next time don’t comment on things you have no knowledge of or experience in. _Aren’t you gonna call me a rathist now?_
@@sean2015 omg sir..just because you scream I worked at a fraud department doesn’t make your opinion a fact 😢😂🙄now stop jumping to everyone comments👌😩😑
@@Too510 were you trying to deposit a $20,000 check from a different bank like this woman? Yeah, I bet not. Sorry to debunk your race-baiting narrative. _Aren’t you gonna call me a rathist now?_
I was sent a pay out check several years ago from BOA. I tried to pay off a debt and BOA would not honor it stating it was too old. I closed my account and will never deal with BOA again.
No black person should have a Bank of America account. They showed you years ago that they work against your interests. The history of that treasonous ass company is enough to infuriate any righteous man.
How stupid is the staff at this bank? It took them OVER 50 DAYS to figure out if a GOVERNMENT CHECK was real or not. Let THAT sink in.
I don't understand. Why not let her have the check, or the money, and let the FBI go after her?
@@MeneTekelUpharsin EXACTLY.
@@MeneTekelUpharsin Money Laundering Laws go into effect with transactions over $10k. Many institutions start questioning the transactions at $2.5k. But this was excessive, the Max should have been the 10 days, not 50.
Na don’t cover for them it’s not stupidity it’s racism pure as DAY it doesn’t take that long to contact social security and verify the numbers on the dam check if that bank was so scared about fraud Gtfoh it’s not stupidity it’s RACE
She should get $50million - the official 9 or 10 days.
A hold was not appropriate. A hold for 50 days was wrong. Closing her account was insane! Having to file a law suit was crazy! Having to put pressure on them with the media should not have been necessary! I am glad she got the money back but the bank should be required to pay her legal fees!
Legal fees and additional fees for pain and suffering.
Agree
They can afford it Bank of America can fully cover the charges. Yes So Not Bank with that Bank. Chase seems very reasonable
Indeed, legal fee, pain, suffering, interest
Another black guy couple years back was arrested for trying to cash in/put in his work check. His boss(white man I think) closed his(not the black guys) bank account. I think I'm remembering that right. Cuz they arrested the guy for tryna get his paycheck(that's the word. So tired I couldn't remember. )
So the real lesson here is NO ONE should EVER use Bank of America.
The bank should have been made to pay more money just for the extra duress they caused for their negligence. 🤬🤬🤬
I know this is true I get a US Govt check for Social Security and VA retirement and my checks are to be direct deposit in my bank account on the 1st of each month. My bank said we had to wait for the check to clear a US Govt check. So I called the US Dept of Treasury and ask them they said the US Govt check was clear the day it was deposited but they send them out a week 7 days before the due date. Under the Bank rules on post-dated checks, the fund is available the day it is deposited. So if the bank gets the check a week before it is due and waits up to 9 days after the 1st to post it in your account what are they doing with your funds? By the Banks holding a US Govt check that is direct deposited and not posting the funds in a person's bank account when the fund is deposited, the banks are breaking the law under the US Constitution under the 14th Amendment Section 4 * The validity of the public debt of the United States, authorized by law, including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion, shall not be questioned. *
They will when she wins the lawsuit.
Yup lawsuit
I think that's why they have lawsuits.
Definitely! If she is getting that money for disability, who knows what could have happened to her in the meantime without the money. Maybe she needs it for medical care or supplies.
imagine if she did not have the means to fight or challenge the Bank. They would have kept it forever and said that "she never even had an account there" smh
_EDIT: I will no longer be responding to any more comments by any of you race-baiting Biden-voting DemoKKKrat trolls. I don’t respond to racists, and the DemoKKKrat party is the party of the KKK. Besides, I’ve already commented plenty (which you would see if you weren’t lazy to scroll through)._
What are you talking about? She has an ambulance-chasing lawyer who’s representing her on a contingency agreement. She doesn’t have to pay the lawyer one dime unless she wins (and good luck with that, because there’s no evidence of discrimination in this case, just a “belief” that there is).
@@sean2015Tell us you’re a racist without telling us you’re a racist! She will indeed win because, it was clearly discrimination based on several actions! A government check can be verified immediately! Most banks hold large amounts 24 hours to a few days and NOT 50 days! Absolutely no one thinks a government check is from a drug deal except a racist JA like yourself and this bank staff!
@@sean2015 Racist. You think it is okay to just steal someone's money. Even worse, you think getting legal help is a sin. The lawyer should sue you for defamation.
@@tigreactivo517 I think the racist here is you. Typical DemoKKKrat. The party of the KKK.
_”No Sean you’re wrong! And you’re a rathist for thaying that! And Trump is a rathist! And…and…Orange Man Bad! And Black Lives Myehtter!”_
Go suck an egg you racist piece of garbage.
@@sean2015you dum 🤡
It’s haunting that a bank did this and has zero repercussions, yet if you truly stole just $500 you’ll land in jail…
They'll feel it if you pull your money out of your account and close it.
My Mom passed in March. I received an insurance payout for less than $5000 and BOA held that check for 10 days, written under their bank. I'm so sorry you went through that.
BOA CROOKS
They held that check & they kept the interest . If they do the same thing to 15-20,000 ppl all over the Country ,,,,, just do the math .
too many blacks are scammers... blame them
I mainly bank with BOA. If they ever pull any of this BS with me, I'm walking away. Period.
Banks in America don't want blacks to own anything.
They CLOSED her account. That's not a funds-availability issue, it's not a 'money aint cleared yet' issue.
This is the bank jumping to conclusions instead of doing the easiest thing - verifying the check.
@@sean2015nope it's banking while black .
🎯
@@sarahsimpkins1311Really?
@@wack8589 yes really
The story is based on conjecture. You can’t make a reasonable and valid conclusion.
Was she compensated? I could only imagine how much money she owes the legal team for helping her …SAD SHAME🙏🏽
Not only should she get her money back but I hope she gets an additional $2,400,000 for their shady actions.
She's lying.
@@nuttybar9 course she is. I knew 5 seconds into this segment that they would not include the bank’s side of the story, just a snippet of a “written statement”.
@@nuttybar9 you lying. Now run and tell that
@@sean2015 ,you justice puppet.
😆😆😆😆😆!
That almost happened to me at Chase. I've had an account at Chase for more than 20 years. When I tried to deposit a refinance check for 25k from Wells Fargo, the teller called another teller over and they were examining it and asking me where I got the check. I was so mad I yelled at them, you don't want my check give it back to me right now! I took it to a credit union back where I did not have an account and they opened one for me and took the check and even asked if I wanted some of the funds.
Happened to us, too. But at BoA. We had a 15k check. We had to go to another bank, ironically Chase.
You lucked out I always recommend citizens to join a credit union, b of a and chase and wells fwgo are horrible banking aysyems and steal your money by even charging you for a savings account.
I would have closed my account with that bank.
$24k x 100% interests for each day they held her money.
This breaks my heart. She shouldn’t have to deal with this.
Amen...so sad
This is what life is like for Black Americans in this country. It’s disgusting it’s frustrating and exhausting and we deal with shit like this all the time. I’m happy she was able to get her money back.
It’s so sad for this lady. Seriously I feel terrible for her. If I saw her, I would give her a hug even though it wouldn’t do any good.
Give my sister some shea butter for her hands.
She needs her money not a hug sure your intentions are good
We will not be intimidated to go away😢
@@AndriaaLeoLove so ignorant
@@AndriaaLeoLoveshe can buy some new that she has gotten her money😊
This is shameful. Banking while black. A government check. Now with her lawsuit, she will received 10x the amount because the bank staff is racist and stupid.
I stopped going to the bank to deposit checks over 15 years ago. I use my banks mobile app to take a snapshot of the check and deposit it electronically. The funds are usually available the next day. I would also suggest that you email your senators office and ask them to intervene on your behalf instead hiring an attorney and paying their extremely high fees. Glad that this elder was able to get her money back.
BOA should be made to pay her lawyer fees.
20% of the country , does not have or use the internet . There's no government requirement to own a cell phone or computer . Not everyone wants to be tracked via electronics .
my senator's office got back to me 3 months later with an automated response. You'd have better luck sending a physical letter than an email.
@YouWouldntClickALinkOnUA-cam WouldntYou? I feel your pain. I emailed my senators office and I got a call the next day.
@@starmsjc shut up! The only people that use those means are those with out bank accounts and bad credit. You’re the simpleton and you’re probably on my repossession list.
***I Pray She Wins Big for the Inconvenience and Discrimination against "BANK OF AMERICA 🏦 ***
I hope she sues that bank
Matthew 6 stop clout chasing
*Important Tip:* always deposit checks electronically through your bank's mobile app if possible as you keep the physical copy if any complications arise.
They have been sued many times for getting caught being racist against blk ppl specifically! I guess they want to pay reparations without it looking like reparations
All you race-baiting nitwits don't realize that there's a lot more to the story.
I went to the court's website and read the full complaint of the woman's lawsuit against BofA. You can read it yourself if you google _Warren v. Bank of America, NA_ , Case No. 1:23-cv-03254).
BofA had been notified by the government (Social Security Administration?) that the woman may have owed back taxes, so the account was frozen.
How interesting that the woman never mentioned this to the news reporter. It's pretty goddamn relevant and important so the fact that she didn't disclose it makes me not believe one word out of her mouth. And the news reporter could've easily found this out on her own by questioning the woman's lawyer, but then again that would ruin the race-baiting narrative.
Oh, and did I mention that the woman's lawyer (Gail Eisenberg) has just filed a Notice of Dismissal with Prejudice on June 16, 2023. That means the woman has dropped her lawsuit. The bank gave her back her funds with interest and the matter is settled. There's no discrimination, case closed.
_Aren't you gonna call me a rathist now?_
I'm so sorry this happened to you, Charlotte. I'm from the Chicago area so I immediately looked at this video. How dare Bank of America. Thank you to CBS and your lawyers for helping you. It's terrible.
That happen to my husband when his mother died. It took him over a year for Bank of America to release funds from his mother’s account. He had all the right paperwork needed. And we still had to get our Attorney involved.
So glad you got your money. God Bless you, I do understand your frustration and stress you went through. That’s a BAD BAnK!
Hey I'm going to court with them now do you have a case number? They answered a claim and dispersed money without notifying me. It's been over a year and they made it so I can't open another account with another bank and it's just egregious the claims they are making
Hope they paid your Attorney fees
OMG, Fight them tooth and nail. They didn’t pay any interest for the year or Attorney fees. It was Horrible for him, losing his mom and having to deal with those ( Bad Word ) people. Who have have a Special Place in HELL for THEM!
I have the same experience.
I agree BOA is a bad bank l will never bank there. Heck no.
The daughter is right. It is so frustrating to be back in America. It's exhausting and that check should multiply 100 fold for the trauma that she endured because of Bank of America.
She's free to leave 🧳 🚗🚌🚢✈️🗺️
@@NP-zs5ui Not until after she receives the reparations that will be paid for by you.
I believe she said it's hard being Black in America.
@@glw5166 Too late. I don't recall hearing about any former slaves making requests for reparations. They would have been the only ones entitled to reparations. I've heard of some suing for their freedom because a law was violated, but not reparations.
@@NP-zs5ui You’re right but no black person should leave America right now. White people, like the ones at this bank, are out of control. The lawsuits that are resulting from their stupidity are a bigger paycheck than any money that could come from reparations.
I’ve had a BOA account since 1996 and I am outraged at how the bank treated Charlotte Warren. At a bare minimum, the bank should have included interest on the money they refused to release for each day they held it. I am closing my account immediately and sharing this story with other account holders.
This story and incident really hurts my heart for many reasons. For one because it’s entirely wrong, discriminatory and abuse of power. Simply put, this organization along with the Branch Manager and his employees were engaging in criminal behavior no matter how many false precedents they tried to hide behind. The reporter said herself that basically Bank of America could not prove or back up their reasoning for holding the check.
It’s a shame that POC, Elderly and foreigners are treated this way; in my opinion, Bank of America still should be sued for what they put this woman through because if they were brazen enough to do it to her, they’ll do it again.
Oftentimes, people in these positions think that POC, the Elderly or Foreigners do not know what their rights are or that they do not have any power. It is absolutely completely wrong to automatically assume that a POC is a drug addict, drug dealer or that their funds were obtained illegally. After all, criminals come in all different colors, classes and ethnicities.
This video reiterates the fact that I will never open an account with Bank of America.
Why do people always call black people PEOPLE OF COLOR? Isn’t white a color too?
Just be careful with banks .. period .If it's a new bank account you don't owe them unconditional loyalty
All these new banks are opening where you can deposit checks . Just read the reviews and make sure they are licensed so that in the event of employees fraud computer error or what have you .
Because of the Thunz activities with crime and embezzlement they are going to side eye all BLK people but especially BW . They expect us to admonish or punish bad behaviour which reflects badly on the decent folk .
I could go on a rant but hey it is what it is
Neither will I, after seeing this racist behavior
WELL SPOKEN.
Bank of America have been trying to get me to open up a business account now for years and due to their and Wells Fargo discrimination practices, I would not consider either. This is an awful shame what they did to this lady!
Go with a local credit union. You'll be treated much better.
They are shady and honestly Bank of America will dj anything to stay with your money . If you ever try to close your account .. do it in multiple transactions otherwise , it would take months to get all your money back.
@@BabyBugBugbeen with my credit union for 37 years
As a longtime BA/financial software analyst, that check and the customer’s background analysis is completed within Seconds. In some cases, it can take 30 min. because of a possible match of a flagged criminal name.
B of A, will be writing a million dollar check to this lady. And I hope she makes B of A pay all legal fees.
Apparently she dropped the suit.
I just complained about an issue with BOA 2 months ago! I never felt so violated!
In 2010, they put a Lien on my grandmas house after a fire that burned it almost to the ground, foreclosed on it, my father received the payout not them. They sued my father yet… it wasn’t their money! They refused to take care of the responsibility of the house! Black folks need to stay clear of BOA and WF
It isn't just black folks they're messing with - it's everyone. My husband's business gets VERY FEW BOA checks anymore. People are finally starting to wise up to BOA's antics.
Why did your father get the money instead of Grandma? Was the house still under mortgage? Were property taxes up to date? And was the house insured? Otherwise the way you tell this story, is all on conjecture.
Don't use boa
And US bank. Or as I call them, US Stank.
Absolutely!
At first it sounded like incompetence but when I heard they left without the check, I got steamed. Do NOT take people's property.
Shows they were really confident she was involved in some criminal activity.
@@MeneTekelUpharsin But she wasn't.
@@MeneTekelUpharsin
Shows they're dumbasses as you.
@@MeneTekelUpharsinIt shows that they confidently discriminated against her based on the color of her skin. They could have verified that government check in minutes. What does drug dealing have to do with her government check? They clearly wrongly stereotyped her based on her skin color. It’s ridiculous!
Yes I thought the same thing. They didn't return her cheque so that she could go to a different bank?
That’s bullsh*t! That poor woman!! Someone at that bank needs to lose their job. Maybe even multiple someones!! I’m so glad she was able to eventually get HER MONEY back, and I am so sorry to her for what she had to endure for that long month and a half of not knowing and feeling unheard, unimportant, and even like a criminal. I am so glad they are suing the sh*t out of Bank of America and I hope and pray that she wins BIG! She deserves it!!!!!❤❤❤
Ridiculous. Exactly. Why why do we have to fight for every gd thing. Unreal. Look at what she had to do in order to get her money.
Did she already have an account with BOA? Or was this a new account and did it require ID? I don't understand this.
@@Chicago48it doesn't matter
Chicago,
The lady opened a new account with the $24,000 check.
Because racist white America truly believe black and brown should have nothing and stay at the bottom
Black women walks in check 24k
“ omg it can’t be real it must be fraud”
Take notes everyone take good dam notes because when the day comes that racist don’t have the numbers anymore a nice dose of they’re own dam medicine would be very much called for!!
I just commented the same thing! The way we have to FIGHT for the most basic stuff is not an accident I am convinced! I’m to the point that I am tired of fighting and that was their whole goal anyways! For EVERYTHING!!!! I KNOW others don’t have to fight like this.
Bank of America 's staff is full of crap! I am a disabled veteran who has had large checks issued and never had a 50 day wait. Someone screwed up big time. I hope she sues and wins. Wrong is wrong!!!
WHY does any one use banks any more now that CREDIT UNIONS are available !! The worst credit union is better than any bank !!
Nobody should have to deal with such awful customer service! I hope there will be a civil suit as well
the fact that they closed her account is what got me
Bank of America sucks this is coming from personal experience with the Bank I would never put a penny in that bank I do business with them as long as I live
I used to work for Bank of America back in 1996-98 and you can only place a hold on a check for 7 days and no holding for government checks.
That's still the rule. 9 days for new accounts, up to 7 days otherwise depending on the amount, no hold on federal checks.
They held my tax refund check for 7 days. A government check. I was dumbfounded.
Precisely! And those Gov checks info are easily accessible because they are drawn on the Federal Reserve banking system! Duh!!!!!
I loath banks.
I recently deposited a lottery check for $17K to a Wells Fargo account. They held the check for 2 weeks then dolled the money out in small amounts over a few days. It's a nice win but relatively small still. With all the fraud out there I totally appreciate the banks being cautious on paper checks. It's odd this woman opened a new account to deposit this check rather than use her current account she's received distributions monthly for years. She could have requested a direct deposit of her reimbursement and saved the headache. She's not telling the whole story here.
Shame on Bank of America! I hope they covered court and attorney fees.
So sorry this happened to her. It’s unconscionable.
No punitive damages? If the bank thinks it may be suspicious for whatever (illegitimate and discriminatory) reason, put it through and see if it clears. I was a BOA customer for over 2 decades but they lost me for their constant nickel and diming. Stories like this seal the deal that I'll never do business with them again. I'm glad she got her money and hope that her quality of life continues to get better.
There's a lot more to the story. I went to the court's website and read the full complaint of the woman's lawsuit against BofA. You can read it yourself if you google _Warren v. Bank of America, NA_ , Case No. 1:23-cv-03254).
BofA had been notified by the government (Social Security Administration?) that the woman may have owed back taxes, so the account was frozen.
How interesting that the woman never mentioned this to the news reporter. It's pretty goddamn relevant and important so the fact that she didn't disclose it makes me not believe one word out of her mouth. And the news reporter could've easily found this out on her own by questioning the woman's lawyer, but then again that would ruin the race-baiting narrative.
Oh, and did I mention that the woman's lawyer (Gail Eisenberg) has just filed a Notice of Dismissal with Prejudice on June 16, 2023. That means the woman has dropped her lawsuit. The bank gave her back her funds with interest and the matter is settled. There's no discrimination, case closed.
_Aren't you gonna call me a rathist now?_
@@sean2015It's always good to get the whole story. But your question at the end was immature and unnecessary.
There are some blacks who use the race card to get over, but it doesn't change the fact that certain situations do arise due to racism. That's why it's good to get the actual facts and then draw an conclusion.
@@queline213 _That's why it's good to get the actual facts and then draw an conclusion._
Have you read the other comments? Have you addressed that point to hundreds of other race-baiting people here who are automatically assuming that this whole thing is due to racism, without even wanting to hear the bank's side? Did you address that statement ( _"That's why it's good to get the actual facts and then draw an conclusion._" ) to those other folks Mr. Jay in Chattanooga? NO, you didn't. You're just virtue signaling. It sounds good on the surface but I doubt you even really believe it.
@@queline213If she owed back taxes then why did she she and the reporter show the entire check being returned. She most likely didn’t mention it because it was irrelevant and had no merit. Because she didn’t owe taxes, BOA put that in the report just to justify why they did what they did. You Pink people are stupid and ignorant inbreeders..”
@@sean2015BOA put it their in the reports to justify there’s bad actions. If she owed taxes it had nothing to did with the bank. The government would’ve been took the money from her before she received the check. They never let that slide or they would’ve put a lien on her account. Ya big dummy” You pink people are horrible at mixing up information; I bet you work for or affiliated with BOA.” 🐽
2:46 “Charlotte should NOT have to file a federal lawsuit to get the money that is owed to her.”
I went to the court's website and read the full complaint of the woman's lawsuit against BofA. You can read it yourself if you google _Warren v. Bank of America, NA_ , Case No. 1:23-cv-03254).
BofA had been notified by the government (Social Security Administration?) that the woman may have owed back taxes, so the account was frozen.
How interesting that the woman never mentioned this to the news reporter.
Oh, and did I mention that the woman's lawyer (Gail Eisenberg) has just filed a Notice of Dismissal with Prejudice on June 16, 2023. That means the woman has dropped her lawsuit. The bank gave her back her funds with interest and the matter is settled. There's no discrimination, case closed.
_Aren't you gonna call me a rathist now?_
@@sean2015No. I'm going to call you a Kremlin gremlin. 😊
Bank of america did this to me several times. Holding my certified checks from Chase for two weeks. Certified checks are supposed to be as good as cash. Then they didn't want to give me my when I went to withdraw $10k.
I hope she sue them further. She definitely deserves some type of compensation for dealing with that!that is ridiculous.
I truly feel for the woman and her daughter. Pay this woman her money PLUS! I closed my BofA account last year because of their incompetence.
I certainly hope B of A was held accountable for all her attys fees and costs, plus interest on the illegally held funds.
The bank wanted to take the money and not return the check. Thank God she got her money. She needs to do business with another bank.
From a customer service perspective this was a missed opportunity. They could have gotten her to open a checking and a savings account. And built a legit banking relationship with her .
She already had an account there. They closed it when they kept her check
@@loriewhalin5853 Now wait a minute.
@@Jerrard1983 😂 right, it doesn’t make sense.
It makes sense…she’s black…look up all of the other vids about banks treating blacks like criminals when they come there with big checks
They wanted to disgrace her this is what they do, they usually harm you then cry victim but this was blatant hate.
I know this is true I get a US Govt check for Social Security and VA retirement and my checks are to be direct deposit in my bank account on the 1st of each month. My bank said we had to wait for the check to clear a US Govt check. So I called the US Dept of Treasury and ask them they said the US Govt check was clear the day it was deposited but they send them out a week 7 days before the due date. Under the Bank rules on post-dated checks, the fund is available the day it is deposited. So if the bank gets the check a week before it is due and waits up to 9 days after the 1st to post it in your account what are they doing with your funds? By the Banks holding a US Govt check that is direct deposited and not posting the funds in a person's bank account when the fund is deposited, the banks are breaking the law under the US Constitution under the 14th Amendment Section 4 * The validity of the public debt of the United States, authorized by law, including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion, shall not be questioned. *
She wasn't "owed the money"...they stole her money.
She is due compensation for this outrageous treatment 😢
B of A needs to pay fine and all attorney fees and penalty. I thought it would be axstory about a week but 50 DAYS? Who at B of A was trying to steal it?
Bank of America has shown us time and time again who they are as a company. They are the worst bank I’ve ever experienced. I left them for USAA and haven’t looked back.
Not unusual for certain banks to discriminate against color and class. I had a friend who could not go to a bank to open an account to put her paychecks in due to her skin color. And this still goes on in the 21st century.
I know that black people commit a disproportionate amount of crime but when it comes to overall crime with the exceptions of murder and non negligent manslaughter and robbery white people commit more crimes because of them being 3 quarters of the population. I don't know why you say skin color when you could just say black but whatever. A white person is more likely to commit a crime that would be related to trying to cash a check with a large sum of money and obviously there's reasons that people come up with their ideas of other people and why they might be more cautious of some people when it comes to certain things. They look at the actions of those people. So with white people more likely to commit fraud or drug crimes what makes you think that being black would make a person more suspect. Obviously you have no proof but just pure assumption and your assumption actually makes no sense whatsoever.
That is a bullfrap lie
It sure does still happen. Some banks, especially in predominately minority areas, don't even want to cash payroll checks above $5000.
@@chucksucks8640 it is not.
This happened to a black couple in Katy Texas, I believe. They were discriminated against at an Asian bank. It was on the news and is on UA-cam, look it up.
BA is crazy. When my mother died they wouldn’t let me close her acct. for 6 mos.!!!! Underhanded practices!
I hope she wins royally. What a horrific mess to go through.
My mother had the same issue for a $10k investment check. Was with a different bank.She had to fill out forms and wait for the check to clear...even though she had a checking and savings account balance to more than cover this check and had been a customer for over ten years..she clearly has a history with this bank and can prove where the money came from..governmental overreach..Took almost 7 days for funds to be released... Real easy..don't like the bank?..fk'em..go to another bank. Lastly ...look at the food program fraud in Minnesota and the National covid funds fraud...our government watchdogs are more like lapdogs
Transactions over $10,000 have to be recorded and reviewed by federal law. Been that way for decades. You cannot expect to get funds right away.
I second what O’Hare said. It’s a federal money laundering law with physical checks. Plus, the banking industry, IRS, and Social Security historically has had high rate of having to deal with counterfeit, identity theft, mail and check interception by scammers. She could’ve had social security help her apply for the direct direct express debit card that has been an option in lieu of a social security or government check for over a decade.
@@scallopohare9431 But 50 days and closing the account. That a huge over reach, and needs legal process.
$10k always takes 7 days.
So at the end you bring up fraud. Do you not see why banks have these waiting periods ? It's because of fraud and their losses from it. This is standard procedure . My credit union does it too. If the bank could tell who was honest and who wasn't , that would solve everything wouldn't it ? Having money wired into your account solves this because that makes them " good funds" and available right away.
She already had an account with them. The check is verifiable and so is her identification. This was bullying and racist. Sooooo tired of being tired!
It’s sad when she said she felt good and you can still hear the hurt in her heart
EVERYONE needs to get out of the big banks ESPECIALLY B of A and CHASE. Chase bank has a story like this every other month.
What should be included in repayment was the interest earned while the bank had possession of the funds. Corporate greed, discrimination and willful action against the client should also be incurred for the aggravation including lawyer fees and client's inconvenience and time. Just pathetic mismanagement and bank lawyer speak.
Happened to my uncle after receiving back payments of $14K and the bank, Banco Popular deemed it fraud, even with a letter and documents. He had to close his account with them and take it to Wells Fargo 😒
I closed my wells fargo account after 14 years with them. They disappeared my whole paycheck and wouldn't let me withdraw all my money and close my account. Took 2 weeks before I could close my account and I went to navy federal credit union
@@sesshokittenits not a race card banks are often rude they dont care what race u are to be honest
Only racist say race card!
Peace to this woman and her family! 😢😊❤
And God’s blessings. 🕊🔥❤️
She doesn’t need peace, she needs fairness and to treated right and to win punitive damages
@@cluedin 😂 many would understand getting justice, fair treatment and $$$ that it’s synonymous with peace of the heart. Look out critical thinker in the comments! 😂
I see Amercia through the eyes of the victim,I don't see any Amercian dream,I see an American nightmare..Malcom X
That's a damn shame!
Bank of America royally screwed up. To accept the check for deposit and then hold the check for two months and cancel/close her account in the meantime - there is something wrong with that bank.
Bank of America or Wells Fargo!
My god, they took the check from her?! That’s crazy.
Yes genius. Not only is it legal for banks to hold a check, they are REQUIRED to do so. Federal Reserve rules require banks to hold checks for a “reasonable period of time” , which means two business days for checks issued by the same bank and no more than seven business days for checks that are drawn from a different bank, which was the case here.
It’s possible that a bank may impose a longer hold window on checks in certain circumstances if the bank can demonstrate that such a hold is necessary.
Next time don’t comment on things you don’t understand.
_Aren’t you gonna call me a rathist now?_
@@sean2015 you sound like a racist and you need to stop commenting lies
@@sean2015 ***** Wrong, not for 50 DAYS
@@sean2015 I wish you would FO 😂
@@alisonf6478 I wish you would burn in hell 🔥😂
This makes me so mad. The nerve of them to insinuate this woman was involved in drug dealing, are you f* serious. 🙄😡 She needs more than her money back, they need to pay her for the time wasted and unnecessary hardship they caused. Ridiculous!
The name of the bank says it all.
That’s why I don’t deal with them. They screwed me over too
Oh gosh! I hope she WINS!!!!
I went to the court's website and read the full complaint of the woman's lawsuit against BofA. You can read it yourself if you google _Warren v. Bank of America, NA_ , Case No. 1:23-cv-03254).
BofA had been notified by the government (Social Security Administration?) that the woman may have owed back taxes, so the account was frozen.
How interesting that the woman never mentioned this to the news reporter.
Oh, and did I mention that the woman's lawyer (Gail Eisenberg) has just filed a Notice of Dismissal with Prejudice on June 16, 2023. That means the woman has dropped her lawsuit. The bank gave her back her funds with interest and the matter is settled. There's no discrimination, case closed.
_Aren't you gonna call me a rathist now?_
@ Sean. Thanks for the information. Do you see how the media plays into the division of this country by leaving out critical information like that? I am always skeptical when I hear a story like this, and of course the full story is never played on the same scale as the misleading one.
@@MsArLee1105 you’re welcome! The media are bad enough (I’ll be sending a complaint to the reporter) but look at all these sheep who just swallow whatever is fed to them without even bothering to ask for the other side of the story. Actually, most of these people get angry and lash out at me when I present them with facts that debunk their narrative.
I would hate to ever be falsely accuse of a crime and have some of these people sitting in the jury box.
@@MsArLee1105 I went creeping on some of your other comments. Methinks you and I see eye-to-eye on many issues. You’re just my type of woman 🥰
@@sean2015 😊 It's refreshing to find people that haven't totally delivered their brain over to government/media/ democrat propaganda. It's frustrating dealing with emotional ppl. All anger with no facts.
I appreciate ppl like you willing to tell the truth & not allow these lying narratives to fester. This lying needs to be called out, but we know the media has zero shame 😒.
Thanks Again!!
This is the result of very poor training and ethics. She was treated this way becuase she was black, even though there was a clear way to verify the check. We see this in society everyday, and it is not just because of the individual. This is how people are trained to behave when serving the public.
I will never ever do business with this bank or having account with this bank Thank you for this story and god bless you you poor woman for having been put through this for no reason
The main problem lies with the algorithms used by these idiotic consulting companies and compounded by the incompetence of the bank managers who can't grasp the concept of situational judgment to get the flag cleared. I hope the attorneys fees didn't come out of that social security check.
😮 This needs to be a front page news article in All National Papers such as the Washington Post & New York Time's... Bank of America needs to pay this family a who lot more than the face value of the check they stole and collected interest on for 50+ days !!!
I feel bad for this lady. I'm sorry that happened to her.
This is absolutely ridiculous!
Stay away from those financial institutions or anyone that don’t have your best interest at hand.
CHECK there history for credibility!
Bank of America sucks . They locked down my acct because I purchased Ammo . I had to fight to get my money and Now I bank local only .
Terrible of BofA. Hope she gets the millions that she deserves for the pain, suffering and trauma that they put her through. She seems like such a nice lady. Glad that I recently closed my account.
I want to give her a hug. This is so sick. Sad day in America. I'm glad this lovely woman got the money that's owed to her. Never bank with Bank of America or Wells Fargo...not that the others are much better.
Funny that the people committing fraud always get the money. The people who are not committing fraud don't.
This is beyond insane. There is no excuse for this. You telling me that Bank of America, who processes government transactions ALL DAMN DAY LONG doesn't have a contact phone number to verify a check from the SSA?! I'd sue Bank of America too
I left them decades ago when they told me a direct deposit from my Employer, State of NJ was fraudulent. Mind you they had regularly received my paycheck for at least a decade. That same day, I went down there and removed all my money. I told them as soon as it cleared after the investigation, I'd be back for that too. Yep, they called the Manager and I sat in the office in silence. I dont even remember the justification. I said: Thanks and left. Credit Union, Investments, or under the mattress. Lol
Please tell me she sued the bank for more than she was owed! 💯
I can relate to situations like this . I’m sorry she had to go through this and happy she received her money . This story has opened up my mind wondering why not one legal firm or Attorney would help me. I still wonder 😮
Sometimes they have a monopoly in the area and have agreed not to do certain things (a buddy system) u may have to reach out to lawyers not from ur area but good thing is u could essentially have 2 lawsuits now! It’s so sad how we must navigate this country!
Let's say what this is really about black people should not have access to money; large sums of money. This discrimination is happening to often. I'm sorry that she went through this experience and I hope someone is held accountable for it. I will be praying for that family.
The attorneys should’ve gotten you three times that
I believe all the family had to do was go to the Social Security office. They would’ve issued you another check and stop payment on that. I’m so sorry you had to go through this. Bank of America is disgusting why are we still going to Bank of America is beyond me.
Social Security could’ve signed her up for the direct express debit card. They’ve had that option for over a decade.
But if it took her so long to get the check in the first place; what makes you think she would get the check faster through the social security office?
@@starmsjc cards like that have a certain limit you can have on it
It was a disability check not a social security check. Does disability have the cards?
@@thecountrygirl3040 if you don’t use your own bank account including prepaid cards. yes social security administration uses the same cards if you choose to use their direct express card instead.
Sad because that's not a lot of money. But I would hope the law firm did not withdraw the suit. There are clearly punitive and potentially more damages here.
What I don't understand is why anyone would use this reputably corrupt bank in the first place. This falls under 'where's the surprise?'
My mother passed and my dad received insurance death benefits. EVERY SINGLE TIME I went to conduct business on my dad’s behalf with this institution, I had to jump through hoops and red tape to access my dad’s funds.
Whether it was on phone, in person or electronic transaction, it was ALWAYS something. When my dad relocated and was purchasing a home, I depleted my account to pay for the home in cash because I knew messing around with this bank, inevitably a problem would ensue…risking my dad to lose the bid for the home in an aggressive housing market.
Once when my dad went to reimburse a portion of the loan, the BOA rep asked me “Why is you dad giving you money?” “Why are you using your dad’s money to pay your bills?” “Why does your dad owe you money?” Because of the hassle we always experienced, my dad was on the call an given me authorization to conduct business on his behalf.
I thought I was on candid camera!
The next dad I drove an hour to the nearest brick and mortar (of course there are not convenient branches nearby)and had my dad withdraw all of his fund and close the accounts. He banks with local credit union down the street from his home.
The End
Freedom and democracy in America.
Now this is ridiculous! I went to that bank one time. That was way before I found out how crooked they are. I needed to cash a paycheck that was drawn to their bank. The check was a pro I ate place in the same town and BOA. They told me that they charge 10.00 to cash a check even if it is drawn on their bank. Forget that… I went to a check cashing place that took only 1.25 I will keep my out of state bank that I have had for over 25 years!
If you cash a check at any bank and you're not a customer, they will charge you money. It is usually in the $5-10 range. Either go to your own bank or a check cashing place.
Banking while Black...
You do understand most people don't get 24k
The IRS wants to know why
@@ralphpal Which means they should have contacted the treasury department and verified the check not closed he account completely. This could have caused a domino effect made her late on payments mortgage falling behind car repossessed credit destroyed all for assuming instead of verifying.
B!tching while black 😂
@Tsb Malik most people don't know this. Also when you win the lottery you have to tell your bank
I am not sure what the story is here
But even If I tried to send you 24 k
Through PayPal or something
I bet they put a stop to it
@@ralphpalThis is a BANK. You don't have to tell them anything, that is their SOLE responsibility to VERIFY ALL CHECKS. YOU MAKE NO SENSE. GOOFY
Brave & free, with liberty & justice for all, in the nation that was built on the bones of dead slaves & dispossessed native Americans.
The bank should compensate andpay all the troubles that she went through
Very terrifying situation to happen hopefully she gets justice
Stay away from bank of America.
This is so sad! BOA did not have to go that far as to closing her account, nor keeping her check that long. They could’ve easily verified it; and it iterally takes 2 seconds to verify a Treasury Check.
It only takes a matter of hours to verify a check and if funds are available in the account it is drawn on. Its none of the banks business what crimes may be connected to the check as long as it clears and the money should have been in her account the whole time even if a few days hold was placed on the funds.
I worked in the Fraud department of a large bank for years, and it takes much longer than a “matter of hours” to verify a check. It can take weeks.
Next time don’t comment on things you have no knowledge of or experience in.
_Aren’t you gonna call me a rathist now?_
LOL BLACK CHECKS MATTER
It took 3 mins to verify my check… that’s a lie @sean
@@sean2015 omg sir..just because you scream I worked at a fraud department doesn’t make your opinion a fact 😢😂🙄now stop jumping to everyone comments👌😩😑
@@Too510 were you trying to deposit a $20,000 check from a different bank like this woman? Yeah, I bet not.
Sorry to debunk your race-baiting narrative.
_Aren’t you gonna call me a rathist now?_
I was sent a pay out check several years ago from BOA. I tried to pay off a debt and BOA would not honor it stating it was too old. I closed my account and will never deal with BOA again.
She should sue the criminals who forced BOA to not trust anyone.
Or the cumlickers like you who suck off bankers for nickels
BP should be Boycotting BOA ASAP.
No black person should have a Bank of America account. They showed you years ago that they work against your interests. The history of that treasonous ass company is enough to infuriate any righteous man.
All banks do that to black people