Health Insurance - Part 1 | ஹெல்த் இன்சூரன்ஸ் - அக்கு வேர் ஆணி வேராக அலசுவோம் - பாகம் 1 - E 6

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  • Опубліковано 22 тра 2024
  • 1. Company Insurance policy irundha podhuma ? - 1:40
    2. Health Insurance dhaan Personal Finance la toughest decision - 3:34
    3. Insurance verum product illa adhu oru contract - 4:39
    4. Life Insurance kum Health Insurance kum main differences therinjukonga - 5:44
    5. Policy renew pannumbodhu terms um change aagum - 8:04
    6. Insurer kum hospital kum nadula mathalamaa maatikaadheenga - 10:12
    7. Family Doctor a gettiya pudichukonga - 12:05
    8. Insurance documents la mukiamaa padika vendiya oru 4 points - 13:57
    9. Cashless claim right illa Privilege - 16:40
    10.Reimbursement claim Vs Cashless edhu better - 18:19
    11.Cashless na mothamum varaadhu - 24:57
    12.Non medical expenses oda PDF a padichu paarunga - 25:16
    13.Meendum adutha vaaram thodarum - 27:5
    GListen to the previous episode here-
    • Emergency ku ready a? ... - T E5
    In association with ‪@pattufreefincal‬
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КОМЕНТАРІ • 18

  • @mansoor.ahmed.m
    @mansoor.ahmed.m 2 місяці тому

    It should be called Sickness Insurance, the policy doesn’t do anything to ensure healthiness of the insured. Great video as always, love to hear Pattu and his sarcasm.

  • @rajaraman9400
    @rajaraman9400 Місяць тому

    GIPSA package protection is there to protect the insured person paying more. These predefined accepted packages helps to curtail small hospitals charging high .
    But in general renowned corporate have good tieups with TPA and they manage to charge within GIPSA package and if anything on and above package due to individual conditions insurers will not raise much questions.
    As Pattu said , hospitalization is an experience. We get better and better based on one’s own experience

  • @RANGANATHANK-tq9hj
    @RANGANATHANK-tq9hj 27 днів тому

    நன்றி 🙏

  • @ponparthi
    @ponparthi Місяць тому +1

    Dear Madam/Pattu sir, I have been managing health insurance cover for my parents for more than 15 years under my corporate group cover so far. My parents are very old 86 and 78 now . I have claimed few times for their hospitalization.But now iam likely to retire and need to look for parents health insurance outside , what is your recommendation for this age, very few of them only cover at this age. Please do a session for elderly parents cover above 75 age which will be helpful for others too.

  • @MeeraCHANDRAN-gj1ml
    @MeeraCHANDRAN-gj1ml Місяць тому

    Which is best insurance government or private 🤔

  • @senthilnathan2413
    @senthilnathan2413 2 місяці тому

    What are the advantages of health insurance with 4 public sector insurance over health insurance from private insurance companies??

  • @nithyayogaraj2843
    @nithyayogaraj2843 19 днів тому

    Dear Sir, can you name few Govt health insurance providers whom we can consider

  • @ksundar4649
    @ksundar4649 Місяць тому

    Please tell about Deductible policies. Due to this my claim rejected. Nobody tells about that at the time of purchase or renewal. Even though 7 years paid wasted . No paise i got due to my retirement retairment

  • @rajaraman9400
    @rajaraman9400 Місяць тому

    Some of the insurers apply pro rata deductions if you don’t opt cashless in a network hospital

  • @imainnocentboy
    @imainnocentboy 2 місяці тому +1

    Thank you for the information shared in precise manner, I would like to know if it is better to take health insurance in India as an NRI and continue to pay until return to India for retirement

  • @trgkishan
    @trgkishan 2 місяці тому

    A. After the Moratorium Period of 5 Years in health insurance, rejection is not possible even for Pre-Existing Disease(PED) non disclosure like Diabetes and Hypertension. Kindly explain.
    B. Discuss about Partial approval of medical bill, say, medical bill 5 Lakhs, insurance cover 10 Lakhs, insurance company approves 2 Lakhs.

  • @mallesh7157
    @mallesh7157 2 місяці тому +1

    I want to port my health insurance to other party, confirm the procedure.

    • @HelloPrasanthKJ
      @HelloPrasanthKJ 2 місяці тому

      Its simple while renewing.. just call the new party 1 konth before and say u want to port.. they will follow up u further

  • @Aroundtheworld1821
    @Aroundtheworld1821 2 місяці тому +1

    Question to pattu Sir - as health insurance has this much complexity why one should buy. Instead try to save let's say 5 or 10 lac and keep it aside for medical expenses. Will this work and what will be the disadvantage

    • @pattufreefincal
      @pattufreefincal 2 місяці тому

      Have you ever faced a big hospitalization before?

    • @vs31.
      @vs31. 2 місяці тому

      ⁠@@pattufreefincalsometimes it may take more than 5-10lakh. In case, if we have health insurance , at least we can save 5lakh with this and other amount by spending from our funds