I filled mine out in 2019. I just received a email from the department of education stating that it’s going to be discharged and I might receive money from my payments I made since 2010. I went to Westwood college in Atlanta and I graduated with a bachelors degree. No job luck from my degree and I couldn’t transfer my credits. I’m so thankful that this burden is being lifted off my shoulders. 🙌🏾
I attended Coleman University which was not on the list of schools, however, I submitted a Borrowers Defense claim anyways because this school was basically a sister school of ITT Tech, and they pulled the same crap about transferring credits and misleading their students as ITT Tech did, so hopefully my loans get forgiven!
Yes, they are part of the Cardano v Sweet class action settlement. If you filed a BDTR before late June 2022, you'd be a member and auto discharge will occur within the year. If not, you can still file a BDTR -- but frankly with the appeals (current and expected), election and so forth, I'd recommend a consult to see if there is anything else out there too. We are seeing things that can be done, that would result in discharge far faster than an eventual BDTR for new apps. Fast is good right now. Email us for a consult if you'd like: info@christiearkovich.com
Thank you Christie for your video. I attended Westwood College in Atlanta, GA in 2010. I filed my claim in 2020 and was denied, with my case closed. They even garnished my wages from my job. This has been a nightmare for me.
Walden University out of Minneapolis is under investigation for fraudulent I'm calling the Dept of Education in Washington, D.C. to see what I need to do to get on this class action lawsuit. I hope that I can have my student loans forgiven.
Thank you for this video and information. I hope Strayer University is one day added to this list too with the experiences I've had with them during my enrollment there.
I saw a list of colleges and universities. I attended Kaplan college and American Intercontinental can you help me with those? Where do I call to ask about your services
I think it is. Google...Devry University lawsuits... From what information I found, Devry University would fall under the misconduct rule. But you still might want to do your do diligence.
I would file for them. The FTC sued and settled with Devry for false promises re: job placement - representing grads getting jobs in tech that didn't really happen. The settlement agreement contains a clause that there was no admission of liability. But ED can still use the factual findings made by the FTC in their investigation. If your allegations are similar to those findings you should be good.
I went to wyotech. I believe they were a Everest college. I filled out a borrower’s defense. I think I filled it out wrong. I didn’t summit any hard evidence. I would like to ask for advice if you are willing.
Our best guess is that any BDTR applications that are left over after two months, will be pending for four years. There is an unknown backlog now. You can still file a BDTR application here: studentaid.gov/borrower-defense/- we don't do these any longer, they were very time consuming in the early days and then the class settlement occurred making it fairly cut and dried based upon what school someone went to and when their application was filed. You can ask that your loans be placed into forbearance during the review. This is only available for federal loans. But Navient has a similar process for its private loans. www.ppsl.org/navient-loans .
We have had to consolidate the loans to Direct to get the final writeoff -- think of it this way, ED can only forgive debt it is owed. Consolidating the loans is essentially bringing them under the wings of ED who then can do what they want with the loans. They can't forgive loans owned by third parties.
Im trying to fill out the form on the FSA website but I cant get past page 2. I filled in all the information but nothing happens when I click continue.
I went to the court reporting institute and I filed in 2017. I’m still waiting on a decision. I sent them the court case where they admitted in court they lied to the students.
I hope you can help me . I went to university of phoenix between 2009- 2014. The school used horrible lies to get me to stay and to sign up with them. They called alot before I signed up. I did graduate and was never able to use my degree . It is worthless . The sad part is many student use naviet as the loan provider and they messed over people too. I am anger because private student who went to uop and had naviet will get their loans canceled. People who got private loans will grt to walk away. I will have to keep my loans even though I experience the same stuff. What can I do ?
Yes, ITT Tech was approved for two categories in mid June - misreps re: job placement and transferability of credits. So you have to have alleged those things in your app. Hopefully you did? They'll be sending out notices sometime soon, unk when exactly.
I am looking for help with my Westwood college claim for a anyone know we’re I can get help. I was told to sign loans after my father noticed that the school was a scam but I wanted to make my family proud I was going to college so I signed. I have been stuck with these loans for over 10 years .
Hello, any news if Art Institute of FL was on the list? I and several others were misled on the prospects of employment and pressured into multiple grants and loans through predatory tactics, I have been trying to file my claim but am concerned I will choose the wrong form and will get denied.
Wow. I just found out about this and boy do I have a doozie for you. The college I went to, nearly everything you said applies to it. And I went in 2010. Wonder if you could help me out with it. I don't have any proof other than my memory. Every time I tried to get my info from them they would never send it.
Thank you! I have seen a list of school currently going around on the internet and Berkeley College is one of them which I attended in NY. I am currently researching how to effectively fill out the Defense Repayment application. I attended 2009 and eventually transferred schools in 2011. I remember there was like an accelerated program…I think some of my credits did transfer….are you able to provide any information for Berkeley College NY?
Thank you for this video. Went to ITT 2007-2009 in Idaho. I have the Idaho attorney generals request for loans dismissal with the Idaho laws violated. You advised to also include mention of statute limitations within my DTR. Im confused as i dont quite understand it. Any advice on what needs to be there? Thank you very much
Yes, the graduation rate was way off, and I was told I would be able to teach right out the gate. This was all wrong. They told me how competitive it was, and I had to hurry if I wanted to attend because the enrollment window was closing. I was so young and trusting. I didn't even question it or think twice.
I attended UoP between 2015-2017. At the time I choose them because of their misleading advertisements. I also believe I wasn’t misled about the cost of tuition but can’t prove it. It was so long ago I don’t remember any names and I can’t remember exactly how much they told me the tuition would be. Since I attended UoP the were sued but the FTC for misleading customer with deceptive ads. Can I use this as a basis for borrowers defense of repayment?
i got the same problem. Went in 06 man that was so long ago. best advice is keep hope and do research and find a way. with my situation its going to be credits dont transfer. so look up uop and maybe some claims jog your memory and see it more clearly
I got the same issue . They lied to me . They knew I want to go to school nursing and said the health care administration course would help. They claimed the credits would transfer later. I later got greased by naviet. They're getting sued for always not allowing students to pay what they had or change dates. They only overed forbearance. I hope that is enough to get canceled.
Hello Christine! Thanks so much for providing this information. Have you heard any success stories for students who went to Le Cordon Bleu? I can't seem to find anything online from former students having success and my application was denied.
Thank you for this video! Where would we get the affidavit for family members to fill out? Also, my school misled about how credits transferred from community college to University - they were not equally weighted and so I needed more credits than if I had directly gone to University. Does this qualify and how would I provide evidence? Finally, how do we find out what laws the schools have violated that we should put in our claim? Thank you!
i will be trying to apply or call Universities and ask if my credits transfer . Maybe get your transcript and do the same. its some sort of evidence and occurrence you tried.
Hello, thank you for making this video. My application has been in review for a year now. I went to Westwood College. I know that this was approved according to the department of education. I went to school during this time period and still have this debt. Next year I will be trying to get a home mortgage with my wife and this will impact us from doing so. Do you know how long will it take to be contacted if you went to Westwood College during this time? Also, one of my claims were that they lied about being able to transfer credits. Which is what the DOE found as well.
Hello, Eric here. I have a question for you. I've received my borrowers defense approval around last week. My question is and to get some advice, I've seen on there that FFEL loans wpuld be discharged too. I have 2/6 loans that are FEEL loans. Borrowers defense said to consolidate over the phone but when I got to that do that it says that I may be forfeit the defense to repayment approval for it. Should I wait until the department reaches out back with instructions or follow what they told me over the phone. Thanks.
We've done consolidations after approval - consider it a second step - in order to actually permit ED to forgive the loans. I've not heard that any BDTR approval was reversed after a consolidation. Definitely reach back out for instructions.
Hi Christine, thanks for all the great information. I attended Katherine Gibbs School in 2003 - 2005 and have been in debt for the better part of my adult professional life. The school is closed and I too believe I was misled with job placement and credits being able to transfer. I filled out an application for forgiveness back in 2018 and was apart of a class action law suit because of how devos ignored applications. I still have not heard anything back and I’m being told I will have to start paying back my loan in February. Any advice on what steps I can take next to see what happened to my original application?
@@Bren.r300 We are filing these applications for IADT. It's very similar to ITT Tech and those apps were approved for false reps re: transferability of credits and job placement misreps.
@@ArkovichLaw how about if I already paid my loan from kaplan university in attended back in 2010 it was named something else before changing to kaplan
I saw Fortis institute was on a list?
I filled mine out in 2019. I just received a email from the department of education stating that it’s going to be discharged and I might receive money from my payments I made since 2010. I went to Westwood college in Atlanta and I graduated with a bachelors degree. No job luck from my degree and I couldn’t transfer my credits. I’m so thankful that this burden is being lifted off my shoulders. 🙌🏾
Yay. Congratulations. Any advise. 06 Westwood LA
@@dop3NEZ you are eligible for it. Westwood college students are approved to apply for it so I suggest you do it ASAP.
@@larrinj.2905 what defense did you use?
@@dop3NEZ I used the defense of being misled by my school
@@dop3NEZ I used the defense of being misled by my school.
I attended Coleman University which was not on the list of schools, however, I submitted a Borrowers Defense claim anyways because this school was basically a sister school of ITT Tech, and they pulled the same crap about transferring credits and misleading their students as ITT Tech did, so hopefully my loans get forgiven!
Is Argosy University a part of lawsuit
Yes, they are part of the Cardano v Sweet class action settlement. If you filed a BDTR before late June 2022, you'd be a member and auto discharge will occur within the year. If not, you can still file a BDTR -- but frankly with the appeals (current and expected), election and so forth, I'd recommend a consult to see if there is anything else out there too. We are seeing things that can be done, that would result in discharge far faster than an eventual BDTR for new apps. Fast is good right now. Email us for a consult if you'd like: info@christiearkovich.com
Argosy..
I need help !
I hope international academy of design and tech gets added to this list.
Will the borrower defense for ITT Tech cover federal and private loans
BDTR is only for federal loans. We will settle private loans - we're in Florida, where are you?
Thanks for this information Christie
I went to the university of Phoenix online and they did the same thing! Absolute crooks. Lied about a lot. Can I hire you to help?
I went to Kaplan College in Salina California do you have any info on them
Thank you Christie for your video. I attended Westwood College in Atlanta, GA in 2010. I filed my claim in 2020 and was denied, with my case closed. They even garnished my wages from my job. This has been a nightmare for me.
sorry to hear. That is many of us biggest fear. did you used the credits not transferable? i will trying that method soon.
Walden University out of Minneapolis is under investigation for fraudulent I'm calling the Dept of Education in Washington, D.C. to see what I need to do to get on this class action lawsuit. I hope that I can have my student loans forgiven.
Thank you for this video and information. I hope Strayer University is one day added to this list too with the experiences I've had with them during my enrollment there.
I saw a list of colleges and universities. I attended Kaplan college and American Intercontinental can you help me with those? Where do I call to ask about your services
What about the art institute? I feel like my school is being overlooked and I’m getting screwed all the same.
just prepare incase it is next. Document everything. See what other schools are doing and being sued for.
Is Devry Institute of Technology part of the School in the list that students can get discharge
I think it is. Google...Devry University lawsuits...
From what information I found, Devry University would fall under the misconduct rule. But you still might want to do your do diligence.
@@derricklaster3089 Thanks for the research and lead
I would file for them. The FTC sued and settled with Devry for false promises re: job placement - representing grads getting jobs in tech that didn't really happen. The settlement agreement contains a clause that there was no admission of liability. But ED can still use the factual findings made by the FTC in their investigation. If your allegations are similar to those findings you should be good.
@@ArkovichLaw my student loans from Devry got removed Friday 2/18/22
Can Direct Unsubsidized Stafford and Direct Subsidized Stafford Loans be discharged with Borrower Defense?
Any news or information on Argosy University run by Dream Center Education Holdings?
I went to wyotech. I believe they were a Everest college. I filled out a borrower’s defense. I think I filled it out wrong. I didn’t summit any hard evidence. I would like to ask for advice if you are willing.
Hi, how can I hire you? My university was on the list.
Our best guess is that any BDTR applications that are left over after two months, will be pending for four years. There is an unknown backlog now. You can still file a BDTR application here: studentaid.gov/borrower-defense/- we don't do these any longer, they were very time consuming in the early days and then the class settlement occurred making it fairly cut and dried based upon what school someone went to and when their application was filed. You can ask that your loans be placed into forbearance during the review. This is only available for federal loans. But Navient has a similar process for its private loans. www.ppsl.org/navient-loans .
My borrowers defense application was approved but the loans haven't been discharged yet. What should I do to get to this taken care of?
We have had to consolidate the loans to Direct to get the final writeoff -- think of it this way, ED can only forgive debt it is owed. Consolidating the loans is essentially bringing them under the wings of ED who then can do what they want with the loans. They can't forgive loans owned by third parties.
@@ArkovichLaw I have federal student loans. How would I know if they are direct loans?
Hey Jess, would you be able to help me with my application ?
Im trying to fill out the form on the FSA website but I cant get past page 2. I filled in all the information but nothing happens when I click continue.
So there's no really real videos on UA-cam about should I hire an attorney for defense borrow applications
I went to the court reporting institute and I filed in 2017. I’m still waiting on a decision. I sent them the court case where they admitted in court they lied to the students.
I’m in Orlando. I went to University of Phoenix. So many misleading information. No one is getting help with claims against UOP? Please help
I hope you can help me . I went to university of phoenix between 2009- 2014. The school used horrible lies to get me to stay and to sign up with them. They called alot before I signed up. I did graduate and was never able to use my degree . It is worthless . The sad part is many student use naviet as the loan provider and they messed over people too. I am anger because private student who went to uop and had naviet will get their loans canceled. People who got private loans will grt to walk away. I will have to keep my loans even though I experience the same stuff. What can I do ?
I have private loans and I'm still struggling to get them resolved
So are you saying I may hear something soon? I've been waiting since July 2019 (ITT Tech was the school I filed my claim on)
Yes, ITT Tech was approved for two categories in mid June - misreps re: job placement and transferability of credits. So you have to have alleged those things in your app. Hopefully you did? They'll be sending out notices sometime soon, unk when exactly.
@@ArkovichLaw thanks because I had misrepresented, fraudulently signing loan documents and transfer capabilities. So crossing my fingers
@@naenaehillable you did more then one?
I am looking for help with my Westwood college claim for a anyone know we’re I can get help. I was told to sign loans after my father noticed that the school was a scam but I wanted to make my family proud I was going to college so I signed. I have been stuck with these loans for over 10 years .
Man up & pay your own bills! What ya need next?
Hello, any news if Art Institute of FL was on the list? I and several others were misled on the prospects of employment and pressured into multiple grants and loans through predatory tactics, I have been trying to file my claim but am concerned I will choose the wrong form and will get denied.
Wow. I just found out about this and boy do I have a doozie for you. The college I went to, nearly everything you said applies to it. And I went in 2010. Wonder if you could help me out with it. I don't have any proof other than my memory. Every time I tried to get my info from them they would never send it.
Thank you! I have seen a list of school currently going around on the internet and Berkeley College is one of them which I attended in NY. I am currently researching how to effectively fill out the Defense Repayment application. I attended 2009 and eventually transferred schools in 2011. I remember there was like an accelerated program…I think some of my credits did transfer….are you able to provide any information for Berkeley College NY?
Thank you for this video. Went to ITT 2007-2009 in Idaho. I have the Idaho attorney generals request for loans dismissal with the Idaho laws violated. You advised to also include mention of statute limitations within my DTR. Im confused as i dont quite understand it. Any advice on what needs to be there? Thank you very much
Ashford university?
It will likely be approved as well - lots of people out there with claims of misreps by Ashford.
Yes, the graduation rate was way off, and I was told I would be able to teach right out the gate. This was all wrong. They told me how competitive it was, and I had to hurry if I wanted to attend because the enrollment window was closing. I was so young and trusting. I didn't even question it or think twice.
Does anyone know if the Fashion Institute of Design and Merchandising is on that list?
I attended UoP between 2015-2017. At the time I choose them because of their misleading advertisements. I also believe I wasn’t misled about the cost of tuition but can’t prove it. It was so long ago I don’t remember any names and I can’t remember exactly how much they told me the tuition would be. Since I attended UoP the were sued but the FTC for misleading customer with deceptive ads. Can I use this as a basis for borrowers defense of repayment?
i got the same problem. Went in 06 man that was so long ago. best advice is keep hope and do research and find a way. with my situation its going to be credits dont transfer. so look up uop and maybe some claims jog your memory and see it more clearly
I got the same issue . They lied to me . They knew I want to go to school nursing and said the health care administration course would help. They claimed the credits would transfer later. I later got greased by naviet. They're getting sued for always not allowing students to pay what they had or change dates. They only overed forbearance. I hope that is enough to get canceled.
Virginia college
Unknown.
Hello Christine! Thanks so much for providing this information. Have you heard any success stories for students who went to Le Cordon Bleu? I can't seem to find anything online from former students having success and my application was denied.
I went to Le Cordon Bleu and looking into filling out the application. Do you have any advise?
@@geselles read up on claims of Le COrdon and base your case on that.
Thank you for this video! Where would we get the affidavit for family members to fill out? Also, my school misled about how credits transferred from community college to University - they were not equally weighted and so I needed more credits than if I had directly gone to University. Does this qualify and how would I provide evidence? Finally, how do we find out what laws the schools have violated that we should put in our claim? Thank you!
i will be trying to apply or call Universities and ask if my credits transfer . Maybe get your transcript and do the same. its some sort of evidence and occurrence you tried.
Hello, thank you for making this video. My application has been in review for a year now. I went to Westwood College. I know that this was approved according to the department of education. I went to school during this time period and still have this debt. Next year I will be trying to get a home mortgage with my wife and this will impact us from doing so.
Do you know how long will it take to be contacted if you went to Westwood College during this time? Also, one of my claims were that they lied about being able to transfer credits. Which is what the DOE found as well.
Hope it goes through.
Have you received any update on this? I have had a case with borrowers defense for 2 years myself and have been in pending status for about a year.
Hi there I attended Westwood, I'm so confused on the borrower defence paperwork where can I get help
Hello, Eric here. I have a question for you. I've received my borrowers defense approval around last week. My question is and to get some advice, I've seen on there that FFEL loans wpuld be discharged too. I have 2/6 loans that are FEEL loans. Borrowers defense said to consolidate over the phone but when I got to that do that it says that I may be forfeit the defense to repayment approval for it. Should I wait until the department reaches out back with instructions or follow what they told me over the phone. Thanks.
@eric a dude what did you do
We've done consolidations after approval - consider it a second step - in order to actually permit ED to forgive the loans. I've not heard that any BDTR approval was reversed after a consolidation. Definitely reach back out for instructions.
Hi Christine, thanks for all the great information. I attended Katherine Gibbs School in 2003 - 2005 and have been in debt for the better part of my adult professional life. The school is closed and I too believe I was misled with job placement and credits being able to transfer. I filled out an application for forgiveness back in 2018 and was apart of a class action law suit because of how devos ignored applications. I still have not heard anything back and I’m being told I will have to start paying back my loan in February. Any advice on what steps I can take next to see what happened to my original application?
Is there any word concerning Kaplan University ?
Not yet.
Hello Christie, any idea on IADT, last known as Sandford-Brown college? TIA
@@Bren.r300 We are filing these applications for IADT. It's very similar to ITT Tech and those apps were approved for false reps re: transferability of credits and job placement misreps.
@@ArkovichLaw how about if I already paid my loan from kaplan university in attended back in 2010 it was named something else before changing to kaplan
Keiser University?
This school will possibly hit the list - not approved yet however.
Also University of Phoenix?
UOP is NOT on the list and has passed the recent certification in 2020.
I'm not expecting BDTR approvals for Univ of Phoenix.
Hello, How long does the borrowers defense to repayment application stays under review before it has a decision?
up 2 years