NO EXCUSES FOR THE WAY WE LIVE! DOES OUR FRUGAL OLD FASHION JOURNEY EVER END! Trifle!

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  • Опубліковано 2 тра 2024
  • In this video we share how we manage our spending, our priorities, and early retirement! Do we see a finish line in sight...? Let us share how we manage living below our means with a low budget lifestyle. We may not live like most of society but it works for us!
    Contact Me frugalmoneysaver@gmail.com
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    Frugal Money Saver
    P.O. Box 256
    Jefferson Valley, NY 10535
    The information provided by FRUGAL MONEY SAVER channel is for general informational purposes only. These are our opinions only. Always use caution and care when following the procedures mentioned in Frugal Money Saver videos. The creators of these videos will not be held responsible for any negative effects that may arise from using methods mentioned in our videos.

КОМЕНТАРІ • 496

  • @justjet
    @justjet Місяць тому +88

    This is my lifestyle. I wouldn't know how to live any other way. Living on my budget is such a comfort to me. I know my bills are paid. I know I have food. I can pay for my prescriptions and doctor appointments. When we have months of over 100* temps I know I'll have air conditioning! No stress. That is priceless to me. Life is hard. Anything that I can do to make it easier is more than worth it to me. Love your beautiful dessert!! Take care. Blessings 💕🇺🇸🏜

  • @jinnemee7327
    @jinnemee7327 Місяць тому +45

    As a single mother of 3 young children, it wasn’t an option to work more. So I tried to find ways to save more. Now they are all grown up and with their own families. They will tell you that they never lacked anything and are thankful for the lessons they learned. Frugality is a life saver.🇨🇦

  • @maryperzigian4369
    @maryperzigian4369 Місяць тому +57

    I am financially fit and cannot fathom any other way of living. I have a very high quality frugal life, and quite frankly find it FUN to live this way!!😊

  • @lindawamsley5227
    @lindawamsley5227 Місяць тому +38

    After working to the bone and planning for the retirement for 54 years no way am I going to splurge and live like there's no tomorrow! I'll play the wise game and stay in the safe lane! We're reaping the blessings of living the good life!❤

  • @michelleadams8309
    @michelleadams8309 Місяць тому +21

    My husband & I are 56 & retiring this Oct. We are frugal, enjoy simple things like going to our community centre & using the gym, nature walks. We eat well (use coupons, FlashFood, buy loss leaders & make scratch food.) We are mortgage & debt free & could CARE LESS what people think of how we live. We use the library, I win tons of prizes off the radio & we have a fun life! We do treat ourselves to a tropical vacay yearly as we love to snorkel. Keep doing your thing Emmy & Paul. Live your lives for you & no one else. ❤😊

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому +5

      Yes! That’s exactly how we feel! We love to travel too!

  • @SusanCox-pl9qp
    @SusanCox-pl9qp Місяць тому +48

    In these days when everything is so expensive, frugality is just good common sense. My parents lived through the Depression and they taught me & my siblings the difference between a need and a want. They saved up for vacations when we took them. We lived simply but never felt deprived.
    Emmy, don't let the "naysayers" side track you on your frugal journey!

  • @gaselekrauss415
    @gaselekrauss415 Місяць тому +32

    When you’re older we stress enough about our health. We don’t need to stress financially,

  • @deborahanthony3401
    @deborahanthony3401 Місяць тому +28

    Daily frugal habits allow you to save for the trips or things that are important to you. And gives such peace of mind for the unexpected expenses that arise. It creates a better life.

  • @mariafentis
    @mariafentis Місяць тому +31

    Being frugal is a state of mind and I m happy I got that mindset!

  • @sheridefelice3734
    @sheridefelice3734 Місяць тому +24

    Little things add up.. Yes!! We have a store near us called Fresh Market. It's kind of a mini grocery store with several specialty counters.. Butcher, deli/hot foods bulk candy, coffee, bakery, nuts etc... Its quite expensive but often run great sales so I only shop there for sales. However, they are currently having a survey contest so the past few times I went there I filled out the survey. Twice I won 4 packs of their delicious jumbo muffins, a free bistro meal (we get about 2-3 meals out of it, and also a free 16" hot pizza... Sounds like a little thing.. But those extras really help. 😊

  • @merrylmarsh9037
    @merrylmarsh9037 Місяць тому +34

    The way people such as you and I live in smart and simple in a world becoming bereft of these qualities.

  • @sherrieburcham6287
    @sherrieburcham6287 Місяць тому +23

    I learned to be frugal from depression parents but, I also think it can be a personality trait as well. My reasons for being frugal have changed since I became a Christ follower. Now, I save as much money as possible so I will have more money to give to help others.

  • @paulettegautreau9270
    @paulettegautreau9270 Місяць тому +14

    Gosh, I'm now retired and have many many regrets that I was not a frugal person during my work life. You're very smart to not be wasteful. Im feeling the pinch now!! I don't have the freedoms and choices I had as an employed person. To young people, your work years/earning potential will be over before you know it. Follow this couples advice, so you don't have many regrets as I do.

  • @rachelseibert7882
    @rachelseibert7882 Місяць тому +27

    When you have gotten debt free and worked hard to be financially free, it is just habit after that! It also is fun to always be looking for deals or frugal ways to entertain yourself. Great show! Thank you!

  • @LadyLocksley
    @LadyLocksley Місяць тому +26

    You ARE living life! And sharing with us so we can learn too. Thank you for sharing and teaching us

  • @pammentzer3584
    @pammentzer3584 Місяць тому +24

    Frugality is a lifestyle that never ends. My husband and I are blessed daily by the wisdom and frugal choices of the generations that went before us. They had a perspective of managing their finances so that they could leave something to their children. My goal is to continue that blessing cycle as long as possible.

  • @debbiegnagey2095
    @debbiegnagey2095 Місяць тому +10

    My husband and I have always been frugal and enjoyed the journey every step of the way! My husband and I are in our 70’s. After multiple life threatening surgeries and ongoing medical conditions we have modified our frugality! My husband has times when he has trouble chewing and swallowing. Medication and infusion therapy has helped but while frugal in every other way, if my husband has a craving for something and wants to eat out, we go! We do all of our home maintenance ourself, groom our pup, I give home haircuts, trim his nails, my own hair trims and nails, we got rid of cable television, and barter for the fruits and vegetables that we don’t grow ourselves. We are slowing down but wouldn’t trade our frugal life first any other.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      Thank you for taking the time to share that encouragement!

  • @judymc4213
    @judymc4213 Місяць тому +11

    Frugality is our way of life! Even when we are traveling, we bring our own food! We ride bike,walk, and use public transit vs driving for short trips. I cook from scratch, which is healthier. I hate inflation, the price of fuel, etc. But, we are making it. I just helped my husband unload a truckload of firewood that we got for free! Someone was taking down trees and a friend gave us a heads up. Free wood, free heat for next winter.

  • @eileenpalumbo6578
    @eileenpalumbo6578 Місяць тому +10

    We will always live frugally. Being on a fixed income our income won't go up to keep pace with inflation so frugally is the way it has to be. We don't feel deprived in any way. We live comfortably and enjoy what we have.

  • @rochellethundercloud346
    @rochellethundercloud346 Місяць тому +11

    I'm embracing a minimalist lifestyle and frugality.
    It makes life easier.
    And,the less stuff I have,the less I have to clean,move,store,etc.

  • @danahern2136
    @danahern2136 Місяць тому +27

    I always look so forward to your videos! They really do make my day. I hope you and Paul had a good week and feel well rested after your vacation.

  • @danawood8103
    @danawood8103 Місяць тому +17

    We are still frugal because we want to travel. We retired early at 56 and we need to stay on budget so we can!

  • @SusanCox-pl9qp
    @SusanCox-pl9qp Місяць тому +24

    Bartering was very popular during the Depression when people had no money. They were creative in providing work in exchange for food or for something that they needed.
    Nowadays, people consider everything a need, when most of the stuff they buy is merely a want.

  • @bridge7528
    @bridge7528 Місяць тому +10

    The other day I went to the neurologist ( he is late 60’s). I told him I’m retiring from teaching this year( I’m 57). He said he was jealous and wished he could! I’m like, Wow! You’re a doctor and 10 years old than me. Glad I was always frugal!

  • @user-fp7wr8ep6m
    @user-fp7wr8ep6m Місяць тому +17

    I only started my journey a year ago after following y'all. I thank God for bringing y'all into my life. I'm 63 and I'm happier now than any other time in my life. Thank you both for the wonderful advice and encouragement 🙏. Y'all are changing lives God bless you for everything you do. Love y'all 💞

    • @marynienhouse6143
      @marynienhouse6143 Місяць тому

      Happy you are on this frugal team! It’s the best❤️

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      What an uplifting comment! Thank you so much for encouraging us!

  • @d.parisi
    @d.parisi Місяць тому +27

    As my dear departed sister once said, " no matter how much money I have, I will always be frugal" and why not? It's better for us and it's better for the planet! As long as we are happy. Not everyone wants to eat steak. Personally I'd rather have that trifle than steak 😂

    • @delphinehamilton8118
      @delphinehamilton8118 Місяць тому +3

      I am glad l am frugal no matter what negative comments l hear.l can sleep at night. I am not worried about getting my bills paid and l am debt free .

    • @lemonteapot1061
      @lemonteapot1061 Місяць тому +2

      🤣 me too!

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому +2

      Lol! That trifle was really good🤣

  • @cherylawitherell1800
    @cherylawitherell1800 Місяць тому +11

    We are exactly like you guys. Since November 2023, I have been working away extra, leftover cash. We are at $2500 and it is going towards a new kitchen floor. We don't want to touch our savings. You and Paul are an exemplary couple. Thank you for keeping us in the know ❤

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      Exactly! That’s how we feel. We don’t want to touch that savings. Thank you for the kind words.

  • @cltinturkey
    @cltinturkey Місяць тому +12

    I enjoy being frugal. It's a way of life, and I'm totally comfortable with it. I'm fortunate to have handy friends with whom I trade favors and work. It's satisfying to help others and be blessed by their help occasionally. I prioritize travel as my favorite splurge and economize on daily life. I'm lucky to have enough to pay my bills and help those in need. That's a rich and happy life!

  • @anne-mariemadore4519
    @anne-mariemadore4519 Місяць тому +13

    I watch your program faithfully every Friday. I've enjoyed a frugal lifestyle for years, and like you and Paul, reap the benefits for doing so. I'm open to discovering new ways to enhance an already blessed life. Thank you for being true to who you are in your frugal journey. May God bless you greatly today and in the ones to come!

  • @janetstonerook4552
    @janetstonerook4552 Місяць тому +13

    Paul's story of bartering with his friend to get the power washer brings up two strong points. 1. You have to have developed strong lasting friendships and 2. You have to have skill sets that are of value to those friends! It points back to Paul's wonderful personality and abilities! 😊!

  • @CourtneyTaylor10001
    @CourtneyTaylor10001 Місяць тому +15

    I truly believe that you can have fun, accomplish your goals, and still be frugal. Travel is part of what we love to do. We have done it on a budget and still remain debt-free. We love experiencing different cultures and customs. We haven't done as much travel as of COVID-19, but we will be getting back to that this year.

  • @victorialabelle3800
    @victorialabelle3800 Місяць тому +8

    I believe if you are happy with your life then you should live it the way it brings you joy. That being said, we have not always been frugal. With the way the world is now though, we have to live frugally now! It"s okay, and I don't see it changing! Your videos help so much! Thanks for all you do.
    A Canadian viewer!🇨🇦🌸🥰

    • @patricedixon2634
      @patricedixon2634 Місяць тому

      I agree and you are right about no going back pre- inflation era as its world wide.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      Wonderful comment! Thank you!

  • @juliequick5526
    @juliequick5526 Місяць тому +8

    At one point I did try life without a formal budget, but found that the years of having one meant I did it automatically in my mind! Now I go with the tried and tested formula and it allows for the odd holiday, like i recently had and to maintain a comfortable cushion for emergencies. My husband had to give up work 23 years ago at the age of 47 due to having MS. Without the right basis, this could easily have caused us to go under. Losing a primary income at a stroke really puts things into perspective and I have never lost the lessons that were hard learned at that time. Blessing to you both xxx

  • @debravanworth
    @debravanworth Місяць тому +15

    Oh my I will be making this trifle when it's my turn for coffee call after church!. Light and lovely. Thank you Emmy and Paul. I never miss an episode

  • @scottwhite1706
    @scottwhite1706 Місяць тому +8

    My husband and I retired. We love staying home, and living a frugal lifestyle. I still struggle with the grocery budget but I keep trying every month! But we own our home and the bills are paid. It is a satisfying lifestyle! Thank you both for encouraging us each week! -- Mary Kay

  • @suebeard3605
    @suebeard3605 Місяць тому +12

    Oh my gosh. I’m almost 70 and have never seen the strawberry hack. This is life changing🤣🤣🥰🥰

  • @DianaMario-zr9db
    @DianaMario-zr9db Місяць тому +8

    Indeed, never make excuses for being frugal and living as you choose! And the triffel looks absolutely wonderful. Always looking forward to your videos.
    And to Paul, 73 from KC2UHY.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому +1

      Paul just explained the 73 to me. He says 73 right back to you thank you. May your frugal journey have no QRM.

  • @Steina_The_Yarnist
    @Steina_The_Yarnist Місяць тому +11

    Thanks for this video, Emmy and Paul; I'm glad to see that you had a fun party! Several years ago, we taught someone to make a trifle with the cake she despaired over because it did not rise evenly before her first party in a new house. She was skeptical at first, but later reported that her guests loved it. As for today's question: I hope that frugality once again becomes the normal way of life for most people because it promotes good traits like creativity and learning. 😁

  • @Litha-yz7xq
    @Litha-yz7xq Місяць тому +6

    I come from generations of frugality. I dont plan to change. That Trifle looks amazing.

  • @Stephanie-ew8lw
    @Stephanie-ew8lw Місяць тому +4

    Yes being frugal and budgeting never ends but gives so much peace of mind! I also think learning new things and decluttering never ends! 😊

  • @rev.ruthe.gallot9103
    @rev.ruthe.gallot9103 Місяць тому +5

    We all have different goals, mine is to continue traveling, it's what I save for. But that doesn't need to be anyone else's journey. My car may be old, I don't own a fancy house or whatever someone else identifies as what is the mark of having achieved success or what i "should" be doing with my money, but I think I live an incredibly rich life. That trifle looks wonderful ... now I am craving angel food cake!

  • @cynthiablodgett1882
    @cynthiablodgett1882 Місяць тому +6

    I was raised to be frugal. Reuse, recycle and repurpose. It's been a high for me to take my husband's paycheck and house, feed and clothe a family of 4 all those years. We used the envelope system for many,many years. Now that kids are grown and we have retired. ( homemakers never retire, lol) we've moved to FL and still make 1 paycheck work. We've always saved for cars, vacations and holidays. Some may feel we are deprived. We are not. Love your channel. You guys are upbeat and I learn. Just when I thought I knew everything. Lol!

  • @fayeshultz4069
    @fayeshultz4069 Місяць тому +5

    Your channel has me reflecting so much on my priorities. I am realizing that being frugal can help me be with my kids, and that matters to me more than anything I can buy.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому +1

      So happy our videos are helpful and encouraging!

  • @JuanitaNance
    @JuanitaNance Місяць тому +11

    Frugality is a wise way to live without stress & worry! No I pray I will NEVER GIVE IT UP. In the Bible there is a parable about the 10 virgins. 9 had oil in their lamps when the bridegroom came for them, but the foolish one did not. When she asked the other virgins for some of theirs, they responded we only have enough for ourselves. The moral being God blesses those who have their own. I believe in the Bible's wisdom. May God continue to richly bless you and our special community! You & Paul are such a blessing to us!

    • @gailmiller6333
      @gailmiller6333 Місяць тому +1

      @JuannitaNance
      Agree 1,000% they are a blessing to us, I thank God I found them.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      Thank you for taking the time to share! God bless you as well!

  • @sherricunningham5675
    @sherricunningham5675 Місяць тому +7

    For me, if I'm not being frugal, I'm wasting my hard earned money. I love being frugal. It gives me some sense of control over my life. Some of my family teases me because it can take me six months to a year to purchase something like a mattress or appliance. I need to do some research and I may decide I really don't need it. I worked hard for that money! LOL! Your trifle looked delicious and so, so pretty. I always love seeing Miss Dixie. She's a sweetheart. Thank you for another great video :)

  • @kkgoof123
    @kkgoof123 Місяць тому +3

    In 🇬🇧, we make a different kind of trifle.. over the cake we put a layer of fruit and then a layer of jelly , set it in the fridge, then, a layer of custard ( thick), set in fridge again, and finish with a layer of whipped cream! Decorate with either fresh fruit or sprinkles!

  • @gailnoll
    @gailnoll Місяць тому +9

    common sense, it's a gift and worth sharing!

  • @tonytrott8305
    @tonytrott8305 Місяць тому +7

    Being frugal just makes sense. We are in our mid 60s and live a happy, debt free life. I try to find items at thrift stores before i buy new, or on marketplace. We don't have to stress how we are going to pay for items we don't need. My husband has saved us a lot of money over the years by doing maintenance around the house, He now has some health issues to where he can no longer some things but we do our best to save in all areas. We still try to have a little garden, etc. Thanks for the video. The dessert was pretty.

  • @debbieacevedo7571
    @debbieacevedo7571 Місяць тому +4

    The only people who have a say in the way I live my life are the ones paying my bills. :) Living frugally and debt free is truly liberating. Keep up the good work!

  • @sharondowling9170
    @sharondowling9170 Місяць тому +5

    Robins, NOT mosquitos, are our state bird in Wisconsin...so enjoy your Robin red-breast!

  • @christineread5395
    @christineread5395 Місяць тому +1

    Frugality allows freedom to do the things you enjoy and also to be a blessing to others. It can also help release you from the prison of debt. God is the supplier of provision, but we must steward it well!❤️

  • @IndyRommelCo
    @IndyRommelCo Місяць тому +13

    I love that bird bath !!!
    🙏🙌❤️😇

  • @karenbransome6978
    @karenbransome6978 Місяць тому +7

    Hi Emmy and Paul x
    I love my frugal journey, and I enjoy so much of my life because of it.
    It's definitely a lifestyle.
    It's also lovely to have this community of like-minded people to share with.
    That trifle looked amazing. With summer on its way, I think I might try making it for myself or to share at church.
    Blessings to you both.
    Ps. I need to share this.
    I was visiting my parents in Norfolk, England, and helping with a few things, as my dad has finished his cancer treatment and just got an all-clear test result for prostate cancer.
    My parents know I love charity shopping, so off we went after a celebration fish and chip dinner .
    I had been after a wicker laundry basket, and I found a large one in excellent condition for £4.00.
    I then needed silver curtain rings, and I purchased them new as I couldn't find any in the charity shops.
    We drove out to a local ish seaside called Sheringham about an hours drive, and to my surprise, I found 18 silver curtain rings for £2.00.
    So I returned 4 packs at £2.29 each, which was a lovely saving and refund.
    So yes. It definitely pays to shop savy and make good choices and save money where you can.
    I was given a credit note to spend in the shop, and I got other home maintenance items I needed and some cans of cream soda for my squirrel cupboard.
    I'm definitely going to be busy this bank holiday weekend.
    Blessings to you both.
    From Leicester England xx

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      So wonderful to hear about your husband! What an absolute blessing!

  • @barbarabias5440
    @barbarabias5440 Місяць тому +4

    What a beautiful 😍 trifle. I will need to make my own angel food cake. 😋 I do one similar but I do it with peaches, sliced almonds and strawberries and sprinkle the angel food cake with orange juice then layer it with the pudding and whip cream. Yes I agree with you everyone lives for what’s important to them. My husband and I save to take mini trips in our travel trailer. Happy birthday 🎁 🎂 to you son!! ❤

  • @kellichandler2752
    @kellichandler2752 Місяць тому +7

    I groomed my dog for 14years. We both remained much calmer.and the money saved!!!!!

    • @nesser1352
      @nesser1352 Місяць тому

      I'm doing this with my new puppy. I will probably save even after the first three cuts because of the cost of equipment. I also heard it's a good way to bond with a dog.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      Absolutely!

  • @georgielongo1707
    @georgielongo1707 Місяць тому +5

    I live frugally by leaving my husband home when I go grocery shopping! Hi, Sam!

  • @BellaCooks396
    @BellaCooks396 Місяць тому +9

    Thank you for always encouraging us on our own frugal journey.

  • @andreamarshall9677
    @andreamarshall9677 10 днів тому

    Frugality is a skill and a habit, once learned, it is SO rewarding on many levels. Learning to appreciate the little things in life, and those things that are not dependent upon spending large amounts of money. It also frees you up to spend those large amounts from time to time, having deliberately saved up for them. It is just smart resource management! Thanks for sharing your tips, they have helped us out in so many ways!

  • @user-ew2rv2ku6t
    @user-ew2rv2ku6t Місяць тому +3

    A frugal lifestyle gives us peace of mind, so we intend to keep on living this way. No stress over an expensive car repair or any other things that come up. The "what ifs" show up sooner or later, so it's better to be prepared. We don't feel deprived and enjoy the small joys of life as well. That trifle looks delicious! My husband also power washes the house every Spring :) Thank you for a great video! Esther

  • @lindabeard488
    @lindabeard488 Місяць тому +3

    This is the way I like to live. It’s the only way to go.
    Love 💕 and Hugs. 💙💙💙

  • @janfromnycsavesmoney8723
    @janfromnycsavesmoney8723 Місяць тому +1

    Truly no one could have said this better! TFS!

  • @jenniferevans5192
    @jenniferevans5192 Місяць тому +6

    Trifle originated in England in the 18th century. It is still a favourite today. We make it a little differently. Essentially it was to use up leftovers , so very apt for your channel Emmy! We layer stale sponge cake soaked in sherry. Any fruit can be used over this. We then pour strawberry or raspberry jelly over and let It set. We then make a custard and pour it over and leave to set also. It is then topped with double whipping cream and decorated with maybe grated chocolate, glacé cherries or something similar. It really is delicious. Thank you for sharing your recipe. Best wishes to you all.

    • @heronswood8924
      @heronswood8924 Місяць тому +2

      I make trifle the same way. To avoid confusion for those in the US, what we refer to as Jelly in the UK, means flavoured gelatine, which I think is called Jello in America. Two countries separated by a common language 😅

    • @janetdowning1443
      @janetdowning1443 Місяць тому

      Yep, I am originally from England, your recipe is the one I use 🍧🥄🍷

    • @jenniferevans5192
      @jenniferevans5192 Місяць тому +1

      @@heronswood8924 So very true!

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому +2

      That sounds absolutely decadent and delicious!

  • @cathylingo9521
    @cathylingo9521 Місяць тому +6

    I don’t think a frugal journey ever ends. But I think it’s ok to splurge once in a while as long as it doesn’t break the bank.

  • @sarahsnowe
    @sarahsnowe Місяць тому +2

    There's no point in spending money unnecessarily; it's irresponsible to use up more of the earth's resources than necessary; being frugal is one way of feeling in control in a world where so many things are out of our control. Go frooglers!

  • @MsLcamp
    @MsLcamp Місяць тому +8

    Being frugal is a life style that I personally believe doesn’t change. Like you, I have everything that I want and don’t feel deprived. I have no intention to stop. That strawberry trifle looks delicious! Happy birthday to your son!

  • @sandradee4470
    @sandradee4470 Місяць тому +5

    Oh my goodness. That trifle looks wonderful. I will definitely make this. The strawberry trick is amazing and I will use that too. So thankful for your channel. Blessings to you and Paul

  • @rebelgirl9436
    @rebelgirl9436 Місяць тому +7

    No it never ends. A few years ago we had to purchase my father in law's house in order to settle his estate. At the time it was rented and had been rented.When we bought it we had wonderful tenants and then they decided to move back home to north carolina, So with the housing market being so hot here in florida at the time, we sold it. Once we paid the exorbitant capital gain taxes.We purchased outright at home in Tennessee, where we plan to retire the home that we currently live in and Florida will be paid off in 2 1/2 Years.We have two children So we plan on putting both houses and both children's names and an irrevocable trust. Last year I paid off a $12000 credit card.I'm in the process now of paying off three smaller credit cards in order to start putting a lot more money down on the mortgage on our primary home so that we can get it paid off earlier than thirty Months. I shop lost leaders, Mark downs, Clearence, weekend sales and farmers markets for less than perfect vegetables that I can preserve or dehydrate.

  • @psr1lady
    @psr1lady Місяць тому +7

    You look beautiful in that color! I agree wholeheartedly with choosing one's own lifestyle and not making excuses. After all... it's what we've done that makes us who we are!! Having everything we need is what we always wanted. 😊

  • @LadyLocksley
    @LadyLocksley Місяць тому +5

    Commenting as I’m watching the video and whoa! Your strawberry coring hack is great. I’m stealing that!!!

  • @anneellison8188
    @anneellison8188 Місяць тому +3

    I'm amazed that people ask you guys why you don't stop being frugal and just spend! You have so many years left to live and something could easily happen and I understand you want to be prepared! Common sense if you ask me. Love the bartering Paul did! My husband did the same thing recently. Our pellet stove needed servicing and the man that came to work on it needed his radio on HIS BOAT worked on as well. So they exchanged services too. Funny coincidence.

  • @pamelastandhart9650
    @pamelastandhart9650 Місяць тому +3

    Frugal living never ends it is a lifestyle, wouldn’t do it any other way!

  • @shaunaleessnackidies
    @shaunaleessnackidies 28 днів тому

    Some people don’t have a bucket list and don’t want to travel, let them do what they want to do. I personally love to travel and help others, but to each their own.

  • @gailwentz8296
    @gailwentz8296 Місяць тому +7

    Our dog is not that chill to groom at home. We do take him to someone we know and she only charges $45! Other places charge $100 and up! She does it on the side and we’re supporting her instead of a large pet store!

  • @canadianjaneoriginal
    @canadianjaneoriginal Місяць тому +1

    It’s been like this since my childhood. I am not going to change for anyone. I will never be wasteful. I started a junk journal journey, and literal recycling becomes treasure in this craft. You can make anything out of packaging, that I save lots of. Chipboard is expensive so cereal boxes are essential to use as cardstock. I keep quite a bit of packaging that would otherwise be trash. Which makes minimalistic living impossible if you constantly save things for crafting.
    My mom was very good at this repurposing back in the days of no ziolock bags.
    My mom was so frugal, I didn’t understand until I started school. School exposed our poverty, and what other children had, and ate. I saw that kids had fancy lunch boxes and food packed at lunch, shoes, toys, shiny hair cuts by hairdressers. My mom cut my hair and hers best she could. Did not see a hairdresser until I was 13. I would run home, cook myself and brother a Lipton soup or tuna sandwich and run back to school all within 45 minutes. My mom had no time to make me or brother lunches let alone for herself or my dad. She would finish dishes at midnight and leave at 5am for work. We ate supper every night instead at the table. That is where my reality suddenly turned into what they called “not normal”. It went into today, where I must still live this way except its even harder. I have no choice to, but its a part of me. Even if I was suddenly blessed with a financial miracle, I would continue to live frugally just with less restrictions. My mom was a queen. She never made me understand that her rice, onions and peas dish or lentil soup was for days there was no meat. We loved it and never associated it to poverty.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому +1

      What a beautiful, encouraging and uplifting comment! Your attitude is just wonderful!

    • @canadianjaneoriginal
      @canadianjaneoriginal Місяць тому

      @@FrugalMoneySaver 🙏❤️ I was worried it was too dreary. Thank you❤️

  • @lateshachurney5965
    @lateshachurney5965 Місяць тому +4

    To a point. But I really need a vacation. It’s been a loonngg time for me.

  • @douxchats2868
    @douxchats2868 Місяць тому +3

    I have always lived a frugal lifestyle, as it has been necessary for me. I have never been interested in acquiring material possessions, so I don't believe I have missed out on anything. However, I do treasure shared experiences, and the memories that come with them are invaluable. I remember when you received the birdbath from Paul's parents, and I'm glad to see that your backyard friends are enjoying it. It was great to see Sam again, and Dixie always brings sunshine.💜

  • @user-ps9sc8hy2y
    @user-ps9sc8hy2y Місяць тому +3

    You always bring it. I think I was born frugal, never spent my allowance, never felt the need to collect stuff, never thought about going shopping to have fun. Love your tips and encouragement.

  • @chira1126
    @chira1126 Місяць тому +4

    Frugal living is a great lifestyle! I wouldn't want it any other way. I was brought up like it. The family would pull together at celebrations, holidays, unexpected expenses. As far as I recall I never felt like missing out on anything. On the contrary, it gives all morw value. Love that dessert. strawberry time is coming up and I love these trifles or puddings. Aren't we the lucky ones?

    • @janetdowning1443
      @janetdowning1443 Місяць тому

      I find this now goes very much hand in hand. The money and items I have not appreciated over the years😢.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      Well said!

  • @Dollcan
    @Dollcan Місяць тому +3

    That trifle looks amazing 🎉 We often think of the “what ifs”. This is a life commitment and believe that we are to be good stewards of all our blessings. Hugs

  • @allisonspeer649
    @allisonspeer649 Місяць тому +1

    Paul is a man after my own heart. I just power washed my windows, gutters and downspouts , cement walkways and porch and a very large wooden deck that had not been washed for years and years. What a big job, 8 hours but it looks so nice now. I borrowed the pressure washer from my son.

  • @helenkathrynhoover7298
    @helenkathrynhoover7298 Місяць тому +3

    Smart to DIY when you can. There may come a time when you can't do it all anymore, and you will have the money to have it done.

  • @Ali-qy6fe
    @Ali-qy6fe Місяць тому +2

    Frugality is definitely a way of life that some people just naturally have. Others may adopt it for a period of time to get out of debt or save up for something important. The what ifs are just too big these days so we definitely shouldn't feel guilty about being frugal. Love your positive energy Emmy. I always feel good after watching one of your videos. ❤

  • @sharonadams2858
    @sharonadams2858 27 днів тому

    I think a frugal is an excellent way and smart choice of living. It provides for a stress free lifestyle that allows opportunities to help and bless others in times of need. Love your channel and your content.❤

  • @heidi4883
    @heidi4883 Місяць тому

    I am following your channel from Germany since nearly 2 years. And I would like to thank you for all your amazing and encouraging videos!. I can only agree with you and a lot of your followers who have already left a comment. Frugality is a state of mind and I was raised up in that mind. I guess it also depends on your sight to frugality: if you ltake it as a mean to concentrate on the important things in your llife and see iit also as a challenge and fun factor you are on the right path. Thank you, Emmy and Paul, you are great !!😋

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      What a wonderful wonderful comment! Thank you so much!

  • @paulafleming3889
    @paulafleming3889 Місяць тому +2

    Life has been hard, being frugal helps us make adjustments and makes life a little bit easier. Being thankful where you are in your journey ❤

  • @karenhieb8888
    @karenhieb8888 Місяць тому

    What a beautiful dessert! Thank you for sharing this. My husband and I both had parents who grew up in the Depression years/the Dirty '30s, so we grew up seeing how they saved when they could and enjoyed what they had. Thank you for continuing to inspire me and many others with your ideas.

  • @carolyneastman6095
    @carolyneastman6095 Місяць тому

    Dixie really likes to be trimmed….so cute….hi, Sam….good to see you! Happy Birthday to your son…..thanks for another great reminder of the importance of being frugal….

  • @Autumn_Forest_
    @Autumn_Forest_ 29 днів тому

    I just love you and your family! ❤

  • @SISSYKAY
    @SISSYKAY Місяць тому +4

    Dixie is a precious pup! She totally trusts her mom and dad and the grooming is a bonding experience in Dixie's mind ♥That dessert looks delicious. My answer to your question is: I cannot afford to not be frugal.

    • @jinnemee7327
      @jinnemee7327 Місяць тому +1

      Same here. It’s the only way I can stay afloat lol. But my dog gets groomed. She’s a westie and I find her thick, double coat is too hard to cut properly. But in between I trim her face and bum area to stretch out the length between appointments.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      Thank you so much!

  • @susanf4857
    @susanf4857 Місяць тому

    I think most of us appreciate things so much more when delayed gratification is involved. There is a lot of joy in being frugal! Also, you may live to be 100! You might need that money. I think people underestimate the cost of in home health care if that should be needed as well as assisted living.

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому +1

      Absolutely right! Paul and I always say that about the future.

  • @judithlukas2004
    @judithlukas2004 Місяць тому +2

    Frugality is a life style for me also ingrained from an early age. It is part of living gently on the earth. I still shop coupons because they are for everyone and I feel financially responsible to account for spending wisely. It will never change. There are families that struggle and I try to give back more to help others.

  • @lemonteapot1061
    @lemonteapot1061 Місяць тому +3

    I love frugal living. I’m relatively new to it and just starting to make savings. I think it’s a fun way of life. And exciting to see savings grow. We are going on a couple of holidays this year but all paid for not on credit. I’ve also got a Christmas fund which I add to every month, a holiday fund - where I put the money I will need for train to airport or parking. So when the holiday is here I don’t need to put on credit. But I’m quite sensible with money, I don’t buy loads of tat. Lovely to see you all ❤️❤️

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому +1

      Thank you so much for taking the time to share!

    • @lemonteapot1061
      @lemonteapot1061 Місяць тому

      @@FrugalMoneySaver you are just the loveliest people- and Dixie ❤️❤️❤️❤️

  • @PhilipDonna1982
    @PhilipDonna1982 Місяць тому +1

    I think frugality is a way of life that changes as circumstances change. By that I mean there may be a time when the Goodwill is where all your clothes come from, and later in life maybe you can afford clothes on sale at a department store. Either way, you are being the best steward of your money. Sometimes a long term purchase is best bought brand new, or maybe is best bought used depending on the circumstances and need, however I think if a person puts thought into the purchase and weighs all options, they are being frugal. Real life example: I just met a friend for lunch at a mid-priced restaurant. I looked at the menu online before going to the restaurant and selected an affordable item that I knew would also give me leftovers for another meal tomorrow. I didn’t splurge on appetizers or a beverage or dessert. I think that was frugal for me and my lifestyle/finances. Plus I supported a local business and had a great time with my friend.

  • @marjorielass3118
    @marjorielass3118 Місяць тому +3

    What a delicious, birthday, strawberry trifle dessert! Yum!🍓

  • @tduke542
    @tduke542 Місяць тому

    I make that trifle every 4th of July and add blueberries! Love it❤

  • @janetdowning1443
    @janetdowning1443 Місяць тому

    You hit the nail on the head. We do not need to live as society dictates. It's all about choice. Make your own choices. I wish I had years ago instead of going the same direction as every one else like a Lemming.

  • @sherirae
    @sherirae Місяць тому +1

    A frugal life never ends! It is a lifetime journey.
    Blowing the budget is not worth it. You will just be on the back foot trying to recover the loose due to over spending.

  • @juliatepe5760
    @juliatepe5760 Місяць тому

    Wow! Thanks for the great tip on coring strawberries!

  • @sharonparsons9804
    @sharonparsons9804 Місяць тому

    I think that it’s a sad reflection on our society, that good people like you and Paul feel the necessity to justify your life choices.
    You obviously thought long and hard about what was important and precious to you both, and you have worked towards, and achieved those goals.
    Good for you.
    Enjoy your life.
    You deserve it.
    Thank you for all the amazing videos and memories you’ve shared with me.
    All the best from Sharon in Australia 🇦🇺 🦘🦘🦘

    • @FrugalMoneySaver
      @FrugalMoneySaver  Місяць тому

      No, we don’t justify. We live our lives and go about smiling lol

  • @MichaeleJayeJackson
    @MichaeleJayeJackson Місяць тому +1

    Definitely gonna try that dessert! Thank you!