SBI Car Loan - Interest Rate, Features & Hidden Charges

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  • Опубліковано 5 вер 2024
  • About This Video :-
    this is a youtube shorts video on topic sbi car loan and in this video we have discussed all the interest rates , features and hidden charges of sbi car loan.

КОМЕНТАРІ • 250

  • @mehfil-e-jagjit4903
    @mehfil-e-jagjit4903 2 роки тому +12

    Good information...👏👏
    लेकिन भाई...Sbi का चपरासी भी तमीज से बात नहीं करता तो फिर मैनेजर की बात ही छोड़ो....

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      Chaprasi utna padha likha nhi hota . Aap ek baar manager se mile to pata chalega. Mera to fav bank h. Sara kaam turant hota h

    • @sagaranarase163
      @sagaranarase163 Рік тому

      sarkai naukar hain
      aise hi log sarkari nukari nahi chate

  • @RahulSharma00786
    @RahulSharma00786 2 місяці тому +1

    Me saal ka 60 lakh kamata hu mujhe loan ki jarurat hi nahi padti brother😊

  • @zareenabegum5393
    @zareenabegum5393 10 місяців тому +6

    Superb good information thanks

  • @siddharthsharma2655
    @siddharthsharma2655 2 роки тому +15

    Thankyou so much sir for such a wonderful and knowledgeable video🙏🙏♥️♥️

  • @gedelasasibhushanarao3863
    @gedelasasibhushanarao3863 2 роки тому +4

    Thank you for very clear information on car loans

  • @niteshnishu6407
    @niteshnishu6407 2 роки тому +23

    SBI CAR LOAN DOCUMENTS FOR SALARIED CUSTOMER
    1. 4 PHOTOS
    2. PAN CARD
    3. AADHAR CARD
    4. ELECTRICITY BILL
    5. OFFICE ID CARD
    6. 3 MONTHS SALARY SLIP
    7. 2 YEAR FORM 16 PART A & B
    8. 6 MONTHS BANK STATEMENT

    • @exmuslimfatima8124
      @exmuslimfatima8124 2 роки тому +1

      Form 16 kaha se milega ?

    • @shahbaazsabbir5791
      @shahbaazsabbir5791 Рік тому

      I am a new govt employee. Pay slip hasn't been issued yet. What to do now

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      @@shahbaazsabbir5791 only last 2 months salary slip uid pan that is what you need to submit for car loan for salaried person.

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      @@exmuslimfatima8124 agar aap salaried person hai to form 16 dena mandatory nhi hai

    • @contacttoakhil
      @contacttoakhil Рік тому +1

      Also all banks (including SBI) collect 6-12 blank cheques which is complete unethical!!

  • @kabang4168
    @kabang4168 2 роки тому +23

    Please make a comparative car loan between SBI and PNB ?🚘

    • @XYAxisEducation
      @XYAxisEducation  2 роки тому +6

      Sure.
      Regards

    • @akhilsnair7066
      @akhilsnair7066 2 роки тому +1

      @@XYAxisEducation pls suggest best car loan

    • @MohdImran-rk1rh
      @MohdImran-rk1rh Рік тому

      Bank ja kr pata krle
      Har chez ghar baithe baithe chahiye isse or ye gadi lenge

    • @Kut-t5m
      @Kut-t5m Рік тому

      @@XYAxisEducation bank ka accounting entry kya hoga agar koi car loan le

  • @vikassoni1969
    @vikassoni1969 Рік тому +2

    आपने CIBIL score के संबंध में जानकारी नहीं दी है. कार लोन के लिए ये बहुत महत्वपूर्ण है.

  • @chhatrapalkaushik371
    @chhatrapalkaushik371 Рік тому +6

    I have booked Tiyago EV but delivery is expected in April or may so can the bank sanction loan for it in march 23 and as I am government employee what document required to me, sir please answer

  • @manojbramhvanshi2157
    @manojbramhvanshi2157 Рік тому +3

    Loan suraksha ka feature car loan me hota h ya ni or 65 yrs ki age walo ko milega ya ni retired person ko yr facility

  • @JLinfo-dc9ft
    @JLinfo-dc9ft Рік тому +3

    Sirji, kya koi bank govt. employees ko rate of interest mein concession dete hain?

  • @Kamal-xc4oc
    @Kamal-xc4oc 2 роки тому +2

    Bro aap ye btao 7 year ka loan hai ager 4 year years ho gye emi cut hote or jo bache huye loan ke pese hai wo complete pay ker de to intrust hoga jo aage 3 year ka hai wo kam ho jaayega kya jo loan panding hai usme se ???

  • @TheFundoNaga
    @TheFundoNaga 2 роки тому +3

    Sir please make a full video on Taxi car Loan ? My humble request 🙏😇 Thank you Lots of love from Nagaland Northeast

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      I have a video on the topic in my channnel

  • @prashantlomate1305
    @prashantlomate1305 2 роки тому +10

    Very nice and useful information 👍

  • @ParaszalaVlogs
    @ParaszalaVlogs 5 місяців тому

    Nice information sir thanks
    Nice information sir thanks
    Nice information sir thanks

  • @amit1234007
    @amit1234007 2 роки тому +4

    Kudos for giving such clear information.......One query....Will I have to again do the rc for removing the hypothecation from it, after paying my full car loan and getting th NOC from bank.

    • @XYAxisEducation
      @XYAxisEducation  2 роки тому

      No you just need to visit the rc office and need to remove the hypothication from theor documents.

  • @manishpal5032
    @manishpal5032 Місяць тому

    Bhai suppose hum foreclosure karwate hai to extra charges lagte hai ya remaining amount foreclose kar sakte hai without any extra charges?

  • @sarufmolla85
    @sarufmolla85 Рік тому +1

    Love you bhai accha se samajh ne ky liya .. sukriya

  • @natopertin8644
    @natopertin8644 Рік тому +4

    In Roing. Arunachal Pradesh, SBI offer only n only to Government Regular employ. Why it so ? Why other contractual government employ cannot enjoy the car loan ? Pls explain

    • @ayushsinghofficial9827
      @ayushsinghofficial9827 Рік тому

      Dont worry not only in roing even in delhi they dont give
      And if you see delhi sbi staff once
      You will love your roing bank ....

  • @IamAnKur
    @IamAnKur Рік тому +1

    Sbi me car lown ka Prepayment krne pe kitna penalty dena hota h.. kripaya ispar video banaya..

  • @champabisht7604
    @champabisht7604 Рік тому +1

    5 sal ke liye SBI scholar loan karna hai kitna jama karna padega paise Kitna jama karna padega down payment

  • @prajapatihasmukhbhai7280
    @prajapatihasmukhbhai7280 Рік тому +1

    Thanks a lot for giving good information I appreciate 🙏

  • @vijaysingh-fv8jf
    @vijaysingh-fv8jf 2 роки тому +2

    Used car par SBI loan karta? Or rate of interest kitna hai us par

  • @saddamhusseinsk7850
    @saddamhusseinsk7850 Рік тому +1

    Tata 4929 varient ka vi finance karte hai kya sbi walo

  • @JaswantSisodia-dq3qj
    @JaswantSisodia-dq3qj Рік тому +1

    Sir car loan SBI Bank se liya h to
    Usi din se 1st EMI kab saroo hoti h next month ya usi din

  • @vasut1023
    @vasut1023 Рік тому +3

    Is it compulsory to give agreement treaty for car loan

  • @niteshnishu6407
    @niteshnishu6407 2 роки тому +12

    SBI CAR LOAN DOCUMENTS for SELF EMPLOYED
    1. 4 PHOTOS
    2. PAN CARD
    3. AADHAR CARD
    4. ELECTRICITY BILL
    5. BUSINESS PROOF
    6. 2 YEAR ITR WITH COMPUTATION, PROFIT & LOSS , BALANCE SHEET
    7. 6 MONTHS BANK STATEMENT

    • @kspradeep8397
      @kspradeep8397 Рік тому

      CIBIL score should be above 750

    • @Banking_gyaan
      @Banking_gyaan Рік тому +2

      @@kspradeep8397 it's not like that if your cibil score is low like 700 rate of interest will be a little more

    • @noormasalewale1418
      @noormasalewale1418 11 місяців тому

      Busines proof me fssai gumasta chlega ?aur cibil 785 h to roi kina ayega 8 lakh k loan per

  • @Sathiyanathan_Santhappan
    @Sathiyanathan_Santhappan Рік тому +3

    Sir, I am a NRI working in Dubai, planning to start a lorry business, am I eligible to get a commercial vehicle loan?
    Kindly advice.

  • @ajampathan7956
    @ajampathan7956 9 місяців тому +2

    Thanks

  • @Videosworld123-f5t
    @Videosworld123-f5t 4 місяці тому +1

    Govt emp ko kitna intrest lagega

  • @premkumarnayak1162
    @premkumarnayak1162 Рік тому +1

    Loan deta to National Bank Insurance kyom nahim deta hai?

  • @Kffdvhhnn
    @Kffdvhhnn 4 місяці тому

    Which one is better and cheaper? By taking car loan from showroom or directly visited the home branch of SBI ? PLEASE REPLY

  • @dhavalparekhap
    @dhavalparekhap Рік тому +1

    Mein Salary Cash 35k hai But Govt Bank Loan only Salary slip. toh kya karu ?

  • @Arjun10148
    @Arjun10148 Рік тому +7

    Hello sir. Imaging that I can easily pay a 3yr loan EMI But I choose to take a long term car loan with lower EMI and invest the rest of the money in a SIP for 12 to 15 % rate of interest? Is it a good financial decision? Assuming the rate of interest for the loan is 9% and my CAGR for the SIP is 15% , will this hedge the depreciation of the car's value over few years. Your kindly reply will be very helpful.

  • @coolpc6358
    @coolpc6358 Рік тому +1

    Processing fee (PF) Kitna hota hai auto car loan par

  • @shyamdeore
    @shyamdeore 2 роки тому +3

    SBI car loan me overdraft facility hai kya?

  • @adityagautam3748
    @adityagautam3748 Рік тому +3

    Sir please reply
    Main ek advocate hu aur 20 se 25 hazar monthly kamata hu itr ke dayre se bahar hu.
    Car lene k liye loan mil paayega ki nahi?

    • @shatranjislive
      @shatranjislive 5 місяців тому

      Itr file kiya karo
      Income come h tou tax nahi lagega but
      Filing itr will help u in many ways

  • @jaidevsingh2913
    @jaidevsingh2913 2 роки тому +2

    kya 1 bank se dusre me loan shift karwaya ja sakta h? please batayen. dhanyawaad.

  • @bhagi_bishnoi_jodhpur
    @bhagi_bishnoi_jodhpur Рік тому +1

    Rate of interest kya lgta hai sir

  • @pankajghodke2573
    @pankajghodke2573 Рік тому +1

    Sir T permit ke liye car loan melega ya nahi

  • @alakeshsarma8365
    @alakeshsarma8365 2 роки тому +5

    Sir, the minimum tenure of sbi car loan is 3years.

  • @illajaichander8150
    @illajaichander8150 2 роки тому +7

    Bro, Are there any partial payment charges if some of the amount is paid within 1 Year of taking loan?

  • @stannypereira5281
    @stannypereira5281 2 роки тому +3

    for NRI .what is the documents required

  • @nabajyotibezboruah5108
    @nabajyotibezboruah5108 2 роки тому +5

    I have recently took a vehicle loan from pnb. Documentation charges and ROI is much more attractive than sbi

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      ROI depend on cibil score and tenure and also interest rate changes when repo rate changes.

  • @karanoberoi3135
    @karanoberoi3135 Рік тому

    Repayment of loans and loans all details pe ek video bnao sir g sbi ke car loans ki like outstanding amount drawing power kya hota hai ??pls make video on it 🙏

  • @brijbhansingh1583
    @brijbhansingh1583 Рік тому +1

    Nice information sir thanks

  • @srinivaslakkaraju7934
    @srinivaslakkaraju7934 2 роки тому +2

    Sir, audio week, please rectify this problem.

  • @cateringtaste7585
    @cateringtaste7585 8 місяців тому +1

    sir car loan me paise account me ate he ya dealer ke pass

  • @ShubhamRawat-jb3on
    @ShubhamRawat-jb3on 2 місяці тому

    Bhai meri in hand salary hai 25000 or m ek mahine m tds Barta hu 1 lakh approx haar machine mujhe 15-20 lakh car loan mil jayega kya ?

  • @jonykumar9350
    @jonykumar9350 Рік тому +1

    Kya isme bhi cibil score dekha jata h

  • @stanzinkhanrap9648
    @stanzinkhanrap9648 7 місяців тому

    Sir defence personal load ke bare mai ek video ...

  • @manishwahurwagh5304
    @manishwahurwagh5304 Рік тому +1

    Sir used car pe mil sakta hai kya loan

  • @niteshnishu6407
    @niteshnishu6407 2 роки тому +1

    State Bank 90%funding karta hai par wo ex-showroom se jada nhi honi chaiye..

    • @kspradeep8397
      @kspradeep8397 Рік тому +1

      No...wrong....SBI funded me 90% of on road value.

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      Jo v jaruri chize hai ek car me usko agar lagate hai to ex showroom se Jaya hoga hi nhi. Aap agar modification karte hai to uske liye bank loan nhi deta.

  • @luckselucky5773
    @luckselucky5773 3 місяці тому

    Ye to loan documents hai,par muje ye bataye ki showroom ya bank se loan ka documents milte hai ki nhi

  • @RanafromHR05
    @RanafromHR05 2 роки тому +1

    Pls make a video on second hand car loan and its interest from Sbi

  • @DeepakKumar-vl8yj
    @DeepakKumar-vl8yj Рік тому +1

    Bhai amount kiske account m ayega loan ka

  • @PRATIMPARTHAKALITA
    @PRATIMPARTHAKALITA 2 роки тому +3

    Does SBI provide car loan to contractual government employee

    • @alakeshsarma8365
      @alakeshsarma8365 2 роки тому

      SBI doesn't provide car loan to contractual govt employees.

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      If you can show minimum required income as business or something, then Yes SBI provides loan. I have a video in my channel

  • @adityapatel8701
    @adityapatel8701 2 роки тому +2

    Feedback: Audio quality could be improved.

  • @himanshu7271
    @himanshu7271 10 місяців тому

    make a video on repayment techniques !

  • @davidhuseni4734
    @davidhuseni4734 2 роки тому +2

    Bhai hdfc car loan pe video bnao

  • @rahulgorai5248
    @rahulgorai5248 2 роки тому +2

    Agar koi employee ko 3laks k niche salary milta hai.... Toh kya use lone nhi mil sakta?

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      Car loan k liye minimum 3 lac income honi chaiye. Aap invest kar sakte h. Mere channel ko visit kare idea milega

  • @anubhavmohanty1736
    @anubhavmohanty1736 2 роки тому +2

    SBI car loan mein gareeb aur kam salary admi ko approval nahi milta bas bade businessmen aur govt job walo ko milta hai loan approval

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      Nhi sir jee milta hai bas aapko proper document Deni hogi. Par minimum income 3 lac honi chaiye yearly

  • @mhrsaparvin426
    @mhrsaparvin426 Рік тому +1

    Kya SBI Bank 16 chakka truck loan dega

  • @anurag___dubey
    @anurag___dubey Рік тому +1

    Govt employee jisko join kiye hue 2-3 month hua hai , wo eligible hai car loan ke liye ?
    Ya wo kitne month baad eligible hoga ?
    Bcoz uske pass 2 yr ki ITR nhi hoga

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      Aapko Thora wait karna padega

    • @anurag___dubey
      @anurag___dubey Рік тому

      @@Banking_gyaan kitne month / yr

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      @@anurag___dubey minimum 2 years. Par aap personal loan le sakte hai

  • @user-ou3js8yp2n
    @user-ou3js8yp2n Рік тому +1

    इस समय reporet बढ़ा हुआ है intrest ज्यादा है
    10%

  • @punitsharma4881
    @punitsharma4881 Рік тому +1

    Very good sir 🙏

  • @birkangbrahma956
    @birkangbrahma956 2 роки тому +1

    Students ko milega ki nahi

  • @hitechcrazy8579
    @hitechcrazy8579 11 місяців тому

    Agriculture vehicle loan me kya rate of interest hota hai... approximate..

  • @sushma6556
    @sushma6556 Рік тому +1

    Sir I took car loan for five lakhs with 7.75 interest rate for three years and what is the EMI

  • @annuchouhan1783
    @annuchouhan1783 Рік тому +1

    भैया क्या कोई लड़की कार लोन ले सकती है क्या उसकी कोई जॉब नहीं हो आधे पैसे जमा कर दे और आधे किए में EMI करवा दे तो क्या उसको भी आरटीआई और 3 साल का स्लिप देनी पड़ेगी तब मिलेगा क्या लोन प्लीज बताइए मुझे लेनी है गाड़ी 5 lakh मेरे पापा दे देंगे बाकी मैं कहीं से भी किससे जमा कर दूंगी प्लीज बताइए कुछ

  • @mukesh8122
    @mukesh8122 2 роки тому

    ager loan kisi aor state se krwana ho aor car purchse kisi aor state me krna ho toh kya sbi se loan possible hai..?

  • @simantasenapoti2436
    @simantasenapoti2436 2 місяці тому

    I have a personal loan? Can i get a car loan?

  • @kamalsooree1249
    @kamalsooree1249 2 роки тому +2

    What is the intrest rate for 7 years

  • @daniappu4450
    @daniappu4450 2 роки тому +2

    Sir government servant but salary 32000 per month net amount

  • @exploremania22
    @exploremania22 Рік тому

    Pensioners ke liye kya documents chahiye?

  • @jaswantsingh8019
    @jaswantsingh8019 11 місяців тому +1

    Good nolage

  • @DheerajShahLifestyle143
    @DheerajShahLifestyle143 2 роки тому +1

    Bro main saudi me job karta hu or mujhe car lena hain to meri salary to sal ki 5 lakh tak ka hain to kya karna hoga

  • @dara_1989
    @dara_1989 2 роки тому +21

    rate of interest :
    1. fixed or floating
    2. flat or reducing

    • @saikat38
      @saikat38 2 роки тому +1

      Fixed and reducing

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      It's reducing. Please watch the video in my channel

  • @manmohansingh3361
    @manmohansingh3361 Рік тому +1

    Hi, if I've taken a car loan from SBI bank for seven years, so in which year I can do the foreclosure?

    • @kspradeep8397
      @kspradeep8397 Рік тому +1

      Anytime if you are not waived loan processing charges

  • @johnnydamor8999
    @johnnydamor8999 Рік тому

    Can i buy harrier base model my salery is 20k😢

  • @jubervlog
    @jubervlog 8 місяців тому

    Thanks for information 😊

  • @bavav7653
    @bavav7653 Рік тому

    from 1000bc launch time is going on and will always on 😅.

  • @samirkarmakar3436
    @samirkarmakar3436 Рік тому +1

    Does SBI offer car loan gor used cars???

  • @adityapathak9738
    @adityapathak9738 Рік тому +1

    Doest ITR is mandatory for salaried? Kindly help!

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      Not mandatory but they can ask for additional proof

  • @contacttoakhil
    @contacttoakhil Рік тому +15

    Among all the docs, all banks (including SBI) collect 6-12 blank cheques which is complete unethical!!

  • @panchalburagohain516
    @panchalburagohain516 Рік тому +50

    No one should take any kind of loans from them , they are always busy and at the same time only busy in their martphones in their offices

    • @ayushsinghofficial9827
      @ayushsinghofficial9827 Рік тому +3

      😂

    • @therealprakash
      @therealprakash Рік тому +9

      No bro you are wrong, they always represent their time as lunch time

    • @scorpionsbornleader8953
      @scorpionsbornleader8953 Рік тому +6

      Lunch time bada important hai

    • @abhirupghosh4802
      @abhirupghosh4802 Рік тому +3

      Ku bay tui private bank ka dalla hay kya? Jo bank kam rate of interest dega and jo kam extortion wale kam karega uska hi loan lena chayea

    • @panchalburagohain516
      @panchalburagohain516 Рік тому

      So cheap mentality all the best for your dark future @@abhirupghosh4802

  • @Nick11-12
    @Nick11-12 Рік тому

    Jandhan khta account holder car loan le skta hai kya

  • @yesbruchannel5980
    @yesbruchannel5980 2 роки тому +1

    Main self employed ho mujhi bhi car Lena hai kise Lena hai car loan

  • @akshatjain5296
    @akshatjain5296 Рік тому

    Sir, Please Share PNB Car Loan also.

  • @mukesh8122
    @mukesh8122 2 роки тому

    in my case mere dad ka business hai bihar k muzaffarpur city me aor wahi pe current account bhi hai lekin car purchase krna chahta hu mai delhi se then how is it possible for me do make it possible to have my own car..??

  • @vjy_g
    @vjy_g 2 роки тому +1

    I am a private employee. My salary is 18k per month.. and i have 1 year of form 16 (2021-2022) from my past employer and other documents. And I want car loan of 7.5 lacs.. can SBI give me loan on behalf of these documents..

  • @suresh1234536
    @suresh1234536 Рік тому +1

    SBI nahi negotiate karta. Kyun ki private bank ke loan costly hote hai

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      Yes SBI cannot negotiate interest rate. As it was pre-installed in the system. Cannot be modified

  • @milanmukherjee9425
    @milanmukherjee9425 2 роки тому +1

    Sidhi baat,no bakwaaz. 👍👍👍👍👍

  • @kushaltalokar3467
    @kushaltalokar3467 Рік тому

    Can I transfer my car loan from HDFC to SBI or any other banks as there is huge intrest rate???
    Please suggest

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      Car loan cannot be transferred but if you can take other loan and close the car loan

  • @DatsGeek
    @DatsGeek Рік тому +2

    You didnt cover foreclosures and part payment Conditions...

  • @ShivaayPahadi
    @ShivaayPahadi 2 роки тому +1

    Bhai awaj echo ho ri h reduce karo isko.

  • @viveksinghal513
    @viveksinghal513 2 роки тому +1

    sbi home loan btao sir

  • @boringbuddies
    @boringbuddies Рік тому +1

    Do we need to give crossed cheques without date?

    • @Banking_gyaan
      @Banking_gyaan Рік тому

      No need of crossed cheque. It was there few years ago. Now it has been removed

  • @paraschauhanfitness07
    @paraschauhanfitness07 2 роки тому +2

    HELLO BRO BIG FAN I REQUEST YOU TO REVIEW PAYTM HDFC BANK CREDIT CARD, A DETAILED VIDEO PLZ ❤️

  • @techwithstar5982
    @techwithstar5982 Рік тому

    New government joiner can take car loan