Use GoFundMe To Get Out Of Debt?
Вставка
- Опубліковано 29 вер 2024
- 💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolu...
The amount of entitlement in this society is ridiculous. Wouldn't give them a penny!
People who make that type of comment typically don't have any to give.
@@superblump87 🤣🤣🤣🤣
Then don’t, pretty simple
@@conquistador2 Okie dokie.
Me neither.
I physically volunteer locally instead.
If they don’t take responsibility they will be back in debt
Many do! Sad
That part!
I was thinking the same thing.
The real secret to financial independence: GoFundMe.
I think it depends on the reason for the debt, per say. Now if he was blowing money and asking people to pay that would be sad. I think it's tacky. But that's me. I would never ASK for money. And I didn't have a wedding cuz I'm TOO frugal and I would never want gifts. I feel bad expecting gifts.
I think it shows a lack of personal responsibility. Let’s call this what it is. It is digital street begging. It is not everyone’s responsibility to pay off his debt. It’s his responsibility. It’s a lazy way to try to get debt free that does not require him to pay the proper penitence, and it’s that painful process that truly teaches the lesson.
THIS!
John Cline: You are absolutely correct. The sad fact is: If this person does set up a Go Fund Me page, some other folks will contribute! SMH.
How is this different from Dave declaring bankruptcy? If you don't want to donate then don't. People who want to have the right to
e-begging.
Yeah. I'm surprised Dave didn't have a tougher position on this. It would be good for this couple in the long run if they got on a budget, or if he did because it's his debt and they're not married yet - and he paid it off himself. That would be so much better than: I was super irresponsible and now everyone else bailed me out!
One of my old coworkers set up a gofundme to renovate his kitchen. Zero people donated, understandably.
No. I'm not paying off someone's debt just because they asked.
Well sometimes you just need to ask.
I can’t believe this. Another lvl of lazy. This gen is fd
I know one guy who does this and he was not successful we were like go work and do it yourself. We are not giving you a hand out. This guy is about 30 and he can work his way out. But it came off as if he's too lazy to work his way out of debt.
@@tkdevlop yea I get that. Its more understandable if there were circumstances that may encourage people to extend kindness.
@@tkdevlop
They can always ask.
They get angry with me after asking because I want to know where all of their money went.
Never an answer for this.
Never money from me.
GoFundMe is largely an on-line panhandling venue. Not in all cases, but a ton of them.
This is actually more common than people would like to think, sad but true. Go fund me started out as a really great idea helping people who needed it but now it’s turned into I can’t pay my deductibles so I do a go fund me I can afford health insurance but I don’t wanna get insurance because hey I can always do a go fund me etc. etc.
I would like to know why people give money to strangers whose story may or may not even be true. Charity is great but let's not e gullible
@@joycetaylor8057 Good point, who's vetting these people and seeing if their stories are true? Anyway I would rather give directly to someone I know personally If they needed help than a rando from the internet.
The easy way out will get you right back in debt.
Exactly: I struggled during the 2008 recession but now I am doing much better was able to get most of my debt paid off and fund a decent savings. (car is almost paid off and next I will be tackling those student loans).
That's the biggest problem with it
Ha good luck getting anyone to donate for that cause 😂
You underestimate the stupidity of people
I get those who say "it's lack of responsibility."
But I also see it as, if you're honest about it, and people want to give you money because they support you, I don't see anything morally wrong about it. It's rough on these young people nowadays, and if someone has money to spare to help another get started.
Overall if it's not directly saying it's "charity" but a "helping hand" and people want to support you, I do see that as a good thing.
I think it’s interesting George seems more offended than Dave, lol
What the millennial going on here ? Lol 😂
EXACTLY! The age of Self Entitled "Snow Flakes".
@@boxer6796 could have not said it better myself 🤷🏻♂️
Goodluck. I wouldn't give you a cent for your own debt.
💯
GoFundMe should really be reserved for situations like a cancer diagnosis or a horrible injury that prevents you from working.
You just randomly soliciting money for other people to take responsibility for your personal problems is extremely immature and entitled. Id cease a friendship over this.
It's one thing to request money instead of gifts for a wedding registry. I can see that working out fine as long as you do tactfully and explain the need.
Part of getting yourself out of debt is building the character through doing it. If other people come along and do it for you you don't build character.
Very tacky. Go Fund me should be for medical bills, burial, etc. get a side hustle & pay off your own debt!! btw. I could use a monthly pedicure. Want to donate to that?
GoFundMe for medical bills demonstrates a broken society.
I won't even say what it shows that your brain is totally okay with that as a way of life.
Go fund me is not insurance and shouldn’t even be used for that stuff either tbh
@@ke6264i think it depends on the elective surgery as they are not all foolish .
Insurance doesn't cover much if you ger really sick or have a big accident.
@@georgewagner7787 surely this is true for all countries. Right?
Curious if they are having a big expensive wedding that someone else is paying for too. This is absolutely ridiculous.
I think it's fine as long as you're clear and honest upfront with it.
Let people be a blessing where they want.
Digital panhandeling
This is the funniest question I've seen Dave answer in a long time lol
Agreed, I thought this might be one that he might blow a gasket and get worked up but he didn't.
Only Dave didn't seem too amused 😂
I am sure that her parents are proud and confident in her choice of a husband...
😂
These people just want another hand out. Back in the days, I had to work for what I wanted. These people are nuts.
For Vietnamese weddings, it’s traditional to give cash gifts instead of having a wedding registry. I think the only strange part is declaring what the money will be used for ahead of time since that leaves room for people’s opinions of if they approve or not.
No. They are asking strangers to pay their debt. That is beyond strange.
Pay off your own debts and student loans! Irresponsible people! Smh I'd like to have all the money I paid back myself! Lol
People take Go Fund me for granted. Get a budget a second job and pay your debt.
Not everyone can pay their bills even with two jobs!!! Not to say a budget does give them a better chance!
If people think that they need a go fund me just wait until the divorce papers are filed.
@@donaldlyons17 But as an individual you can control your bills. Live within your means, but asking others to fund your lifestyle is unacceptable.
@@sebrofc There are a lot people can do BUT not everyone can liv within their means. Also getting the better paying job is not easy nor simple. I live with multiple people during the Great Recession and I was the only person able to pay the bills each month without problems. For some people it is just never going to be possible.
@@donaldlyons17 No offense but sounds like a cop-out, this is coming from someone whom has lived in the back of an SUV in parking lots during the middle of winter for some time. Anything is possible with effort, hard work and some determination. There are social programs available for those who want to make some effort and work to become better and not become a long term drain gaming social benefit programs. Simply saying its "hard" or "never going to happen" is a preconceived mindset that will indeed make it never happen.
It wreaks of lack of accountability. Same issue as canceling student loans. You agreed to the debt on your own, pay the debt on your own.
question, what if someone was paying their debt and then got deathly ill and could not work? There would be no way to payoff the debt unless someone helped. I wish people were not so effing judgmental because they have no idea the person's circumstance. they just assume not responsible
@@sarawentworth7967 You’re going down a rabbit trail yourself with suppositions on extenuating circumstances that were never identified. I wish people would stop doing THAT.
Exactly: the navient case was a rare situation that I agreed with. For me, I have my student loans and I am not even working in the field that I went to school for and I am going to pay them off.
@@sarawentworth7967 that's why you don't take debt. Maybe you should of put a clause in the contract that you won't pay if you become ill.
Keith your tax dollars will help pay for those who went to college how do you feel?
There's no personal accountability anymore. What ever happened to paying back what you borrowed?
Debt jubilee.
What ever happened to people learning?
this is the result of participation throphy
Poor parenting?
This dude. I can get money for my house down payment and that’s okay. But people asking for money to pay debt. No no no not okay. Asking for money is asking for money. Clown 🤡.
Jill should consider only fans
I know someone who had one and she only made 200$ a month!!! Not including taxes!
I thought go fund me was supposed to help people in need
Most Asian weddings, people give cash instead of wedding gifts, it’s actually the prefer gift.
Thanks...
He should be able to get out of debt himself. It shows that Hello is too lazy to change his habits that got him in debt
Wedding guests can gift them cash and then they can pay down debt. But this groom has to work to pay off debt because it's one way to learn not to overspend in the future. Very unchristian to be in debt like that.
There is absolutely nothing wrong with asking and trying.
I know a guy his wife died and he had a gofundme for the funeral and he's pretty well off, I just couldn't believe it.
Just have a traditional Romanian wedding. It’s default to give cash as a gift, $100 per person on average, 300 people at the wedding on average. The goal is to bless the couple with the funds to pay for the wedding, and have a cushion into their marriage.
thats the whole point of it. i am Romanian. when i got married summer 2019, we were left with about 10k after all expenses paid. it was a good help to get started in family life. it is not meant to pay off debt.
@@codorin good point. But hey, if you wanna use it to pay off debt, God bless ya 😆
Ebegging is strange....
Nothing wrong with it if you just say hey we want to pay off debt and would you like to help us. Now, if you lie and tell a bs story of why, then no not helping. Don’t beg like you’re on a street corner. Just ask.
It's weird, but I don't think it's wrong. At least they are being up front about what they want the money for. Can't hurt to ask!
This lazy world
I always give cash at weddings. Go fund me for mortgage, debt, or a honeymoon is tacky!
I lost everything during the covid lockdown. My business was closed. I had to build myself back backup. I am considering starting to go fund me to ask for help to go back to trade school for electrical and HVAC licenses. I feel it people want to help they will. If not they choose not to do so. I'm already enrolled and i will figure it out one way or another.
Very tacky....as is asking people to give to your house downpayment fund, honeymoon acitivities, expensive animals you want to buy and the like. Plus, these couples typically have a registry to boot.....kitchen items, towels, small appliances, dishware etc. like normal people. If you can´t afford a fancy honeymoon, don´t go on one. If you can´t afford a downpayment on a house, you can´t afford the house. Wedding guests come to celebrate the union, not fund your future. Jeez.
At the end of the day, this person wants other ppl to *FINANCE THEIR LIFESTYLE*
Hello I never used gofundme or freefunder do you have to paid back to owner and does it affect your social security number or etc can anyone inform me.
Put up a UA-cam channel which is essentially a work for it go fund me:) Just talk about anything and people will click the like button $$$$$$.
Tis true especially with some good content,camera and lighting.
Don’t forget all those channels with a join button!!
Well as long as you're honest and people are willing to donate, you have every right to do so, whether we like it or not. So let's mind our own bidness.
@dmedranovera, THANK YOU!!! BEST RESPONSE YET!!!
One word. Embarrassing. People lost all sense of morals.
Red flag that you can’t afford a wedding
I love Ramsey Solutions but I’m done watching these. Dave constantly talks over his co hosts and it’s just irritating. I get that it’s your show Dave but let your co hosts speak for more than three seconds before you jump in. I mean you have them on for a reason don’t you?
This is todays society. So many people begging for money. Dont want to work for it.
I agree with George, I am not a fan. The groom-to-be will not learn his lesson, and will not learn how to budget if a large group of people band together to help him pay off his debt for him. In my opinion, particularly since he is getting married, he needs to grow up a bit. This Go Fund Me idea is not going to help him do that.
Classless, tasteless and tacky he want other to Pay for a debit her created. If he can't afford to get married and have the life he desires he can/should wait .
Prayers for the direction of the country it isn’t looking good folks!!
I hate it when people use the "Christian card" for their own personal gain.
most people donate because of catastrophic events not because of debt.
Instead of having a wedding just pay your bills instead and go to the JP 🤷🏻♀️😂🤣
Call me old-fashioned, but for me GoFundMe was getting out there and working for it. As much as I'm in favor of this groom starting off his marriage debt-free, is he even following the steps? Is he actually being a MAN and WORKING for it, pulling his own weight? There's too many people out there already not doing any work and just expecting everything handed to them. I'm sick of it. GET TO WORK.
It’s sad that people think begging is ok
Wow. And I thought it weird to use GoFundMe for adoptions. Student loans you chose? That's disgusting.
Adoption is kind of expensive especially if they have to go overseas. I might donate to that especially now that we can save more babies
@@georgewagner7787 we are at the start of the process. It's often cheaper to adopt overseas than our own US citizens. Adoption through fostering is cheapest way, but there's a bit more "cons" for a new family. We want to adopt and foster, but would like to adopt first for stable family, then open up for fostering. With fostering, there's high chance that any bio family wants the kids back and you have zero say in the matter, even when they've been living years under your care. Can be better for the kid, but it's brutal roller coaster ride for the foster parents if they want to adopt.
I only clicked on this to see if Dave yells.
Yep
that gave me an idea to start a Go-FUND-ME so that I can retire early....Yay
I would never give money to anyone I do not know. How do we even know this is a legit couple...with serious wedding plans/desire to pay off debt? Don't they learn so much more from paying off their debt themselves...rather than charitable people giving money to folks they don't know? Crazy.
Or use the money for the wedding to pay off the debts instead of begging for money you don't need.
Yes. Personally, I think it's tacky to ask for money or even gifts from your guests. Why can't people attending your wedding be the gift as attending weddings aren't cheap.
Using GoFundMe to pay off debt is saying that debt is equally as urgent as not being able to afford a life saving surgery or having your family die….
The person asking for the Go Fund Me donations would totally be missing the key lesson in working to get out of debt on their own-which is…debt sucks and you don’t want to do this again! If people do it FOR them, debt doesn’t seem scary or undesirable at all.
"Never depend on a single income make investment to create a second source".
"Never test the depth of a river with both feet".
" Don't put all eggs in one basket"
I'm a newbie, how can I make more out of this without incurring much losses.
Im also way upto the profits, Profits are secured and over a good return on investment after two weeks of trading with Sir Dave, I'm also a proud beneficiary of him too actually started off with some spare two thousand dollars.
Same folks that bash people on welfare. Pay what you borrowed.
Go Fund Me = Electronic Begging
I wish it was a thing back when I married 13 years ago. I got SO many beautiful gifts, which we were grateful for, that we never had any use for and eventually donated or regifted, getting money would have been awesome. Tacky, but awesome!😜😘
People should give cash
✝️
If father is cheated and take loan from bank on my name .and he run away .what I do?
This is really common among people my age (25) I have friends ask me on a weekly basis for money through cashapp. I think it absolutely disrespectful
Someone on another site said they reply that's funny I was just about to ask you for a loan
It's creepy... It's almost like you're buying your friends you're turning your wedding into a monetary advancement... You do not tell people what to gift you...
They aren’t going to learn anything by everyone else paying their debt
Why are you guys not ok with this, but you’re just fine with letting cc’s charge off for money they used? They shouldn’t have to pay THAT money back?
My narcissistic sister-in-law just did this. She doesn't want to get a job, so she started a go-fund-me page to help her move out of her parents. She is 45 years old with a child. I put these people in the same category.
will you please help support my high school softball team. I just started a GoFundMe under Ava Barker. Thanks
You can establish a go fund me page for anything. Why not a big screen TV? Perhaps a hair extension. Ask yourself why anyone would donate? Perhaps begging at a busy interesection? You do not get to keep ALL of the mone on Go Fund Me. I don't love the "heart" behind it. He wants someone to support him. He wants free debt relief. Good luck.
Take a few minutes an scroll through GFM, people ask for some odd stuff.
No George- it’s the same thing! You was asking people to contribute to your house fund. Same difference. Why can’t you just invite people to your wedding & let them get you want they want. I hate registries!
Nope, I wouldn't contribute because they're lazy. We went together for six years before we got married, so we got a lot of cash for gifts. We went on our honeymoon with the cash and deposited the checks. No GoFundMe garbage.
I think asking for money is fine, maybe even responsible if it's for debt. The only thing is being on go fund me makes it sound like it's being opened up to strangers who have nothing to do with the wedding or the debt. That may be incorrect though. Like you say being financially responsible makes you the odd one
So, beg online? Equating being Christian to lacking any self respect? I don't even know where to start with this.
People still use GoFundMe?! Those wedding “donations” would go straight to Ukraine.
What if was just an “engaged couple” and not an “engaged christian couple” would this be okay? Like dave said, has nothing with being Christian just sounds like she is trying to justify
No. No. No. Immediately no.
Go funding is not not working in our country its correct as previous comment someone mentioned its the person duty to pay debt ...brother what should man can do the situation iam i have taken loans multiple companies as scammers approched me to invest..in there company..they will givev me daily income..but it was scam i invested and they ran away.. recovery agent vidited office and home..lost job in this situation what man can do..no jobs having multiple loans rather than suciede..
20 seconds into listening to this it already sounds ridiculous when it's a Christian couple how dare them set up a GoFundMe for that reason when they could simply do it themselves stop wasting your money on this that and the other thing and do the right thing and then you could pay your bills yourself I think that GoFundMe should only be in Dire Straits where somebody's having a health issue where their insurance is not paying a very expensive cost for a medical procedure or medicines that people actually cannot afford no matter what they do but people using it for other reasons it's terrible
I think this concept Of people sharing or donating money is good for families to help each other out, but not for random people to donate. For families need to come together to help each other out. A bunch of average people can become millionaires if they put there incomes together towards a common goal with no distractions
Hey if people have so much extra money they can give it to strangers why not? I'd rather have people donating directly to pay off debts than donating to politicians and charities to maybe get what they want done.
I believe if you got yourself into debt you can get yourself out of debt.
Don't be asking people for money just to get yourself out of debt.
You are wrong and you should be ashamed of yourself.
Young guy is wrong here. I dont want people to pay my debts I want them to bolster a bank account for my house...
GoFundMe can be used for WHATEVER you want to use it for.
They should've had a money tree at their wedding in lieu of wedding gifts, that's normal. Using go fund me for their debt is a joke.
If it's for your immediate friends and family in lieu of weddings gifts, ok. But are you trying to get strangers to pay off your college loans? Then no.
When the rich man asked Jesus “What must I do to be saved”? He said go sell all you have and give the money to the poor. The process of selling everything would be a painful process, and the Lord knew it would be as he shed one item at a time until eventually his tie to this world would be severed. In the same way this couple should learn the pain of debt and getting out of debt little by little as they start their marriage…
You could also say the rich should look out for those who are not rich too BUT…
Is the Go Fund me link next to the gift registry link on the wedding site? I’ve been to all kinds of events in recent months and thank you notes are at about 50%.
Pretty sure a couple of episodes ago someone asked about loan forgiveness and Dave something along the lines of you’re on the hook for the money, not the gov’t. Why doesn’t this translate?
Take the money you were planning on spending on a lavish wedding get married at the courthouse and pay off your own bills
When Dave Interviewed George for the job he said I need a CO host who doesn't mind being interrupted and never getting a full sentence in. George said sounds great but