Juskow ANg dugo palang magasikaso. I have 700k na Lang n utang from BDO. Since nwawalan nko Ng work. Balak Kong I transfer SA pagibig. Kasi 10,500php a month Yung bayad KO tapos konti png nababawas SA principal Eh nood pa Lang Ng asikaso. Napagod nako. worth it Kaya? Tambling Kasi ako SA interest SA mga insurances
Hello Chris, iniisip ko pa lang yung pag process ng requirements medyo stressed na ko haha... 10 yrs yung term ng house and then 5 yrs remaining na lang. Do you think baka mas ok mag advance payment na lang ako yearly?
Hi Sir Chris - may instances po ba na hindi pwede ilipat ang inhouse Financing sa pag-ibig? Gusto ko po kasi sana ilipat yung in house financing ko sa Pagibig kasi po sobrang taas ng interest ng inhouse nasa 14% po. 😢😢 Sana mabigyan nyo po ako ng tips.
Hello Sir Chris! I really appreciate your videos, specially helpful for us who’s just starting a family. I do have a question though, we already have our own existing house and lot, and we are planning to do an extension/renovation. Will Pag-Ibig base their loan grant solely on the cost of the to-be-constructed extension/renovation only or will they also put into consideration the market value of your lot? Thank you.
Hello Sir. Thanks po sa info. Question lang. yung title na iaannotate, kanino nakapangalan? sa bank pa din o transferred dapat sa name ko? Kasi I tried to refinance with another bank. The problem is, gusto nila nakapangalan na sa akin ung iaannotate na title. Ayaw pumayag ng present creditor ko.
Hi Chris! I have a question. For example I own my house outright then i applied for home equity loan from a bank. Can I refinance it to pagibig after a few years? I am planning to do the BRRRR strategy. I love all your videos. Thanks!
Question po sir, if from pagibig nman po to bank same process po b? May bibilin po sana na pasalo property pero mgloan ako s bank pra mafully paid ung loan ni seller kay pagibig. Pwede po ba yun?
Currently processing this..nakakapagod at syempre sa bulsa dn...I would to ask sana mapansin magkano po kaya ang babayaran sa RD for cancellation of mortgage? If may idea po kayo salamat
Question lang po sir! Developer doesn't allow pagibig financing sa housing loan namen, sa bank lng po. After loan take out poba with the bank, pwede kona agad iapply sa pagibig yon (kahet di pa nakakabayad kahet one month) Thank you!
Hi sir thank you for this information. I'm planning to re-finance our housing loan after 5 years. I just want to ask, can I borrow an construction/renovation loan in pagibig even if i dont have an existing loan with em?
Sir chris what if gusto ko increase housing loan ko from original pricipal kasi nakabayad na ko ng ilang years. Ibibigay ba ni pag ibig yung difference if mataas ang ma approve? For example sa 1.5M loan ko sa bank tapos i apply ko sya 2M sa pag ibig ibibigay ba nila yung 500k?
Question sir, ung handling fee and cancellation fee ng bank po. Pwede po ba sya isama sa Loanable Amount ko with Pag-ibig? Then, db po mag-aappraise si Pag-ibig, what if mababa po ung appraisal nla at need ko pa mag shell out ult ng remaining, pwede ko pa po ba icancel ung application ko?
Thanks for sharing Chris. I have 10% rate in my bank, no choice but to refinance to HDMF. Question: If I choose 1 year fixing, any idea how much increase ng rate ng Pagibig? Nasa 1% rin ba?
Hello sir Chris, what if the Home loan i got was named after me, but since I'm an entrepreneur wala akong pag-ibig si misis lang pwede bang ilipat sa pagibig nya ung home loan ko from BDO? thank so much
Hi sir pahelp naman. I got a foreclosed property sa BDO. Sabi kasi nila agency muna (PMU unit din ng bdo) na 9% at 5 years then once approved na BDO loan (approved after 3 months) pwede ko ilipat sa bank @8% monthly for 5 years. Ang inapprove na amount sa bank is still the 80% even after me paying for 3 months from their agency unit. How is that? Also sabi nila forfeited na yung interest portion ko from their agency unit
Hi sir, clarify ko lang po, so lahat ng inabono for processing ng refinancing marerefund? Same thing with sa isang nagcomment sa vlog, mataas po ng rate ng bank ngayon😞
Almost same question pero what if hindi wife. Pwede ba na complete stranger? I mean yung may ari ng unit is OFW and via bank loan ang payment. Then she wants you to try na using your own pag ibig magHL ka para saluhin yung bank loan nya. Pwede po ba yun?
Hello possible rin po ba na different name na upon refinancing kay PAGIBIG? For example, sa name po ng uncle ko nakaname yun housing loan sa bank but yung magrefinance po to PAGIBIG is ako since i am buying the property from him. Is this possible?
sir Chris, hopefully mahelp mo ako by answering this: currently on bank loan and may request kami to transfer from bulacan to tarlac, possible paba to?
Hi po. Na decline po ako s bank loan, inoffer sa kin inhouse financing na 16% which is hindi ko kaya sobrang taas po. Ano po kaya other option ko or what will happen po kung hindi ko ituloy ang inhouse? Ma forfeit po ba ang total DP ko? 20% po DP ko. Salamat po s advise. More power
@@ChrisSuarezRealEstate hi Chris ask ko lang if from San Jose Del Monte Bulacan ako, san PAG-IBIG ako na branch pupunta sa main branch pa din or kung san region ako? thanks
Thankyou sir cris for listening to your subscribers feedbacks :) need ko talaga to
Thank you!
Hello po new subscriber here noon pa man hilig ko na ang property kaya nung nakita ko sa you tube at pinanood ko subscribe agad ako😊
Thank you!
Thanks so much for this po! Question ko lang po, at which point po dapat mag loan takeout sa current bank financing?
Galing talaga ni Mr. Chris! Thank you!
thank you!
Salamat sir, malaking tulong to hehe😊
Thank you sir Chris! Always watching your video very helpful your vlogs.
Thank you. My pleasure:)
Nice to know,thank you sir Chris.😊♥️
Hello po! May video na po kayo sa proof of income ng OFW? Thanks po.
Daming proseso, i-full payment ko na lang!
Same thoughts sana may pang full payment
Juskow ANg dugo palang magasikaso. I have 700k na Lang n utang from BDO. Since nwawalan nko Ng work. Balak Kong I transfer SA pagibig. Kasi 10,500php a month Yung bayad KO tapos konti png nababawas SA principal
Eh nood pa Lang Ng asikaso. Napagod nako. worth it Kaya?
Tambling Kasi ako SA interest SA mga insurances
Hello Chris, iniisip ko pa lang yung pag process ng requirements medyo stressed na ko haha... 10 yrs yung term ng house and then 5 yrs remaining na lang. Do you think baka mas ok mag advance payment na lang ako yearly?
Hi Sir Chris - may instances po ba na hindi pwede ilipat ang inhouse Financing sa pag-ibig?
Gusto ko po kasi sana ilipat yung in house financing ko sa Pagibig kasi po sobrang taas ng interest ng inhouse nasa 14% po. 😢😢 Sana mabigyan nyo po ako ng tips.
Hello Sir, question po. Pwede po ba co owner ang magaapply ng home loan transfer sa pagibig? Thank you po
Hello Sir Chris! I really appreciate your videos, specially helpful for us who’s just starting a family. I do have a question though, we already have our own existing house and lot, and we are planning to do an extension/renovation. Will Pag-Ibig base their loan grant solely on the cost of the to-be-constructed extension/renovation only or will they also put into consideration the market value of your lot? Thank you.
Hello Sir. Thanks po sa info. Question lang. yung title na iaannotate, kanino nakapangalan? sa bank pa din o transferred dapat sa name ko? Kasi I tried to refinance with another bank. The problem is, gusto nila nakapangalan na sa akin ung iaannotate na title. Ayaw pumayag ng present creditor ko.
Hi Chris! I have a question. For example I own my house outright then i applied for home equity loan from a bank. Can I refinance it to pagibig after a few years? I am planning to do the BRRRR strategy. I love all your videos. Thanks!
Hi Charles! I'm not 100% sure if they allow refinancing of home equity loan. I'll get back to you on this.
Question po sir, if from pagibig nman po to bank same process po b? May bibilin po sana na pasalo property pero mgloan ako s bank pra mafully paid ung loan ni seller kay pagibig. Pwede po ba yun?
Currently processing this..nakakapagod at syempre sa bulsa dn...I would to ask sana mapansin magkano po kaya ang babayaran sa RD for cancellation of mortgage? If may idea po kayo salamat
Sir, pano kung sinalo namen ang isang property at sa bank sya nagbabayad, can i transfer it to pag ibig? Please hope you see my comment 🙏🏻
After submission of all the requirements, gaano katagal po usually ang refund ng retention fee?
Hello po, hnd nyo po name tion ung process nmn na need gawin sa side nmn po ng bank...
Sir estimated cost sa bank processing paglipat sa pagibig refinancing
Sir magkano kaya range ng pre-termination loan fee ng bangko?
Question lang po sir! Developer doesn't allow pagibig financing sa housing loan namen, sa bank lng po. After loan take out poba with the bank, pwede kona agad iapply sa pagibig yon (kahet di pa nakakabayad kahet one month) Thank you!
Hi po. may mga agent po ba si pagibig para sa pag tulong sa pag transfer ng from bank to pag ibig loan?
Hi sir thank you for this information. I'm planning to re-finance our housing loan after 5 years.
I just want to ask, can I borrow an construction/renovation loan in pagibig even if i dont have an existing loan with em?
Hi Sir...Can i ask question po?
Sir chris what if gusto ko increase housing loan ko from original pricipal kasi nakabayad na ko ng ilang years. Ibibigay ba ni pag ibig yung difference if mataas ang ma approve? For example sa 1.5M loan ko sa bank tapos i apply ko sya 2M sa pag ibig ibibigay ba nila yung 500k?
Is this applicable to any housing developer?
Sir hope masagot nyo po, can i get money from refinancing my condo ? 56% paid
Sir ask ko lng po if pwede property,hindi housing loan
Question sir, ung handling fee and cancellation fee ng bank po. Pwede po ba sya isama sa Loanable Amount ko with Pag-ibig? Then, db po mag-aappraise si Pag-ibig, what if mababa po ung appraisal nla at need ko pa mag shell out ult ng remaining, pwede ko pa po ba icancel ung application ko?
pano po kapag for foreclose na ung bank housing nyo dahil s missed payments|?
Can i ask if any bank ba pwede ung refinancing ni ni pag-ibig?
Thanks for sharing Chris. I have 10% rate in my bank, no choice but to refinance to HDMF. Question: If I choose 1 year fixing, any idea how much increase ng rate ng Pagibig? Nasa 1% rin ba?
If i'm not mistaken for 1 year fixing 5.75% last July
In my experience, di na ako pinayagan to get 1 year fixing. 3 years na pinakamababa at 6.25%
@@angelicaaax Natapos na ba 3 years fixing nyu? If yes, what is the new rate?
@@angelicaaax Still a better rate than banks👍
From bank financing pwede ba to pagibig loan?
Hello sir Chris, what if the Home loan i got was named after me, but since I'm an entrepreneur wala akong pag-ibig si misis lang pwede bang ilipat sa pagibig nya ung home loan ko from BDO? thank so much
ung pinafillupan sakin ng BIR is form 2000 lang..mali ba un?
Hi sir pahelp naman. I got a foreclosed property sa BDO. Sabi kasi nila agency muna (PMU unit din ng bdo) na 9% at 5 years then once approved na BDO loan (approved after 3 months) pwede ko ilipat sa bank @8% monthly for 5 years. Ang inapprove na amount sa bank is still the 80% even after me paying for 3 months from their agency unit. How is that? Also sabi nila forfeited na yung interest portion ko from their agency unit
Possible po ba yung in-house financing to pag ibig loan?
Ayyy... wag na lang... 😭😭😭
Hahaha same
Sir , if a person have a collateral loan from another bank? Is it possible that PAGIBIG BUYS OUT OUR LOAN FROM THAT BANK?
What if pasalo un nakuha un name ng owner bank financing n gusto nmin Pagibig nmin I transfer pde po b un?
Hi cris, ask lang if puede irefinance sa pagibig ang bank cashout home equity loan, yung loan na collateral ang fully paid na property? Thank you
Hello, may I clarify if you have an existing equity loan with a bank?
Hi sir, clarify ko lang po, so lahat ng inabono for processing ng refinancing marerefund? Same thing with sa isang nagcomment sa vlog, mataas po ng rate ng bank ngayon😞
Hello! Not all po, those alloted for Registry of Deeds and LGU ang irerefund.
Hi Sir Chris, pwede bang sa wife ipapangalan yung irerefinance na loan sa Pagibig? Currently kasi sa akin nakaname yung loan namin sa bank.
Almost same question pero what if hindi wife. Pwede ba na complete stranger?
I mean yung may ari ng unit is OFW and via bank loan ang payment.
Then she wants you to try na using your own pag ibig magHL ka para saluhin yung bank loan nya. Pwede po ba yun?
Hello possible rin po ba na different name na upon refinancing kay PAGIBIG?
For example, sa name po ng uncle ko nakaname yun housing loan sa bank but yung magrefinance po to PAGIBIG is ako since i am buying the property from him. Is this possible?
Hello, possible if your uncle would refinance to Pag IBIG then once refinanced, you may repurchase it from him by applying for a PagIBIG housing loan
sir Chris, hopefully mahelp mo ako by answering this: currently on bank loan and may request kami to transfer from bulacan to tarlac, possible paba to?
Hello, anu po yung i-transfer from Bulacan to Tarlac?
Hi Sir Chris, yung unit namin nasa Bulacan pero ipapalipat sa Tarlac nalang. Kaso ang worry ko is naka bankloan na
Hi po. Na decline po ako s bank loan, inoffer sa kin inhouse financing na 16% which is hindi ko kaya sobrang taas po. Ano po kaya other option ko or what will happen po kung hindi ko ituloy ang inhouse? Ma forfeit po ba ang total DP ko? 20% po DP ko. Salamat po s advise. More power
Did you get a response po or paano nyo po ito naresolve? Thank you
@@mariacajarito2611 change or ownership po or pasalo. I was given until march to find sa sasalo otherwise they will forfeit my Dp po :(
Question lang din po, may charge po ba ang bank if ever na i aapply for refinancing ung loan thru pag ibig?
Depends on the bank po, yung iba they charge for pre-termination and some banks also charge for processing fee.
Thank you sir sa info, will update you po sir sa pag process ko nito. Very helpful po ung info/vlog po na ito. God bless po
Any update po and anong bank po kayo
Thank you
@@mahermarqz9359 nasimulan niyo na ba? update po sana sa refinancing process thank you
@@ChrisSuarezRealEstate hi Chris ask ko lang if from San Jose Del Monte Bulacan ako, san PAG-IBIG ako na branch pupunta sa main branch pa din or kung san region ako? thanks