No. It sadly does not. My husband worked OT all year to the point of exhaustion to save money for a home. We ended up owing the Fed an EXTRA $6,300. So, no, you can't win unless you're in the inner circle and know how to play the rigged game.
Who started that slave business? I submit that it was me,calling myself rent slave online since 2002. I think enough people saw me and started using it in other fashions.
My mother would have aborted me if the state had been allowing her to at that time. I would have been a murder victim. She told me so when I was 20. Abortion isn't about rape victims. It's about women wanting to play fast and loose with the responsibility nature has given them. God doesn't have to punish us. We will eventually die out because of it.
Hi Matt I really don't know how they expect us to keep affording stuff when everything keeps going up.If we stopped sending money overseas we could use that money to pay for medical for US citizens. It is sad that people have to work extra jobs people are out working extra jobs and don't e en have time to enjoy what they are working for.We downsized and live frugally. We don't need all that stuff. I feel sorry for people that are buying these big houses hope they can afford them.
Correction! Your health insurance didn't go up 20% this year. Mine and my fellow seniors are the ones consuming mass quantities of health care and you (being among the working people under age 65) are paying for it. Hog trough insurance or buffet medicine, whatever you call it, Has to stop. Slamming the young working people with the costs has to stop. We are spending money in this country like we are all Roosevelt Democrats. The good old days are over.
God bless you and your family, thank you for sharing your insights and wisdom, yes to faith and family, that is where the peace and joy and hope for the future reside. 🙏✝️☮️Danuta
In all honesty, it doesn't seem like it. My family badly needs a larger home and we were looking in 2019. COVID hit and it's been pretty rough since. We all the sudden couldn't afford a new home not long after emerging from lockdown. Even if we had the ability to buy, we would get outbid by all cash offers. 5 years later, we've been saving furiously and sacrificially in the hopes we'll be able to try again, but that feels like trying to bail out a flooding boat with a dixie cup while the government and inflation fill it back up with a bucket. I go to work now and hate it. It takes every bit of energy I have to force myself, but I got 2 kids and I have to take care of their needs. But I'm not gonna lie, I look at the future and don't see much hope for anything to ever change. I have bad dreams every single night, and I used to not even remember them. Most mornings I wake up immediately anxious and full of dread. I feel like I'm losing my sanity lol. I hope something changes soon, this is no way to live and I'm just one of millions who are going through the same thing. A person can endure a lot if they feel like they have something to work towards or hope for. We need some hope back in this country.
So found out that the most expensive town in MT,Bozeman, has about half of the houses bought by trust funds for children of the rich. This is a University town and a basic starter home is around $800K. For the middle class, these homes are unaffordable unless you get a renter to live in the house with you. Not easy or possible for most people.
I have a hard time not working my second job on weekends and evenings as I'm needed. Many are shocked when I tell them I work an extra job. My bosses both were very surprised when I disclosed having a second job. It can be too much if I work 8-5 then my second job right after I tio 9 or so. My kids are 8 and 10, but how can you pass up a little extra money to make extra credit card payments. I was blessed with a raise and I plan to use the additional I come to pay on a credit card to get more ahead. Then pay our other card off once the smaller one is paid. And building savings too. We are trying, but things are steadily breaking in the house and barn too.
I appreciate both of you sharing. It’s not easy out there. Just have a game plan and stick to it, consistency is the key keep doing your best every day. The book I shared a few weeks ago on a show the quote that I remembered the most “yesterday was the only easy day”.
I own my home. My annual costs for rent/taxes is $700. If I were in an apartment it would be $12,000 at $1000/ month. It costs me about $500 a year to maintain the place.
Not insured? That $500 a year to maintain is not a reasonable figure. That's out the window the moment an appliance needs replacing, the places needs paint or flooring, the water heater blows or the roof needs replacing. I'm not saying it doesn't beat renting, just that you're kidding yourself if you think it all it costs you is $700+$500 a year to keep a reasonably maintained house. Even if you do many repairs yourself, $500 a year won't cover it.
I'm on Medicare too, it depends on the illness, generally it pays 80% after you meet deductible, it's not free, you pay about 170$ month deducted from your social security, drugs vary, mine cost 28$ month
Relatively speaking, healtchare can be expensive because we seniors are choosing to buy medical care/drugs/procedures that are not approved by Medicare. That decision is on us. Relative to the rest of the entire world, we aren't doing to bad considering all of health care just went through Covid. I think a great many of us seniors are hard to please and quite frankly get pretty bitchy.
@@oxtalks Well I'm not totally poor. I do have a prefab home out in the country. It's all paid off. So is my AWD Chevy Astro van to. I guess I'm doing okay even though my income isn't real high.
My son is on a drug that bills his insurance $7800 per MONTH!!!!!! He would be dead if he did not have insurance! He can never afford one month without insurance!!!!! This is for life..........
Astonished amazed sad mad angry how can government officials at ( all ) sides of the aisle * they can all do insider trading and all kind of business with no accountability ( but ) watch out when any of us make an extra effort at the cost of our health _ and we're already in trouble 😮
also.. dont forget!! sum of us... got left with super old religious grandparents. that are still here... if the system was correct... i wouldnt care. but its not! so she needs to exit this life cause its a 100 yr old child. thats mentaly 10. america is longgg gone.
At 58 and a forever bachelor I can honestly say my best decision in life was Not Getting Married!! Watched the majority of my buds lose it all to divorce. Living life as a Single Man is a walk in the park.....keep in mind my Glock is right there with me! 😋
Timmy. everyone has to choose their own path and do what’s best for them. For me my family is the greatest blessing that ever happened and gives me purpose. I had my years of bachelorhood and many of my friends are still doing it in their mid 50s. I feel like they have missed out.
No. It sadly does not. My husband worked OT all year to the point of exhaustion to save money for a home. We ended up owing the Fed an EXTRA $6,300. So, no, you can't win unless you're in the inner circle and know how to play the rigged game.
You need 3 things in life: A good doctor, mechanic and *accountant.*
If the bottom 90 percent weren't all suckers the revenue stream would dry up.
@@jasonalexander2413 true!
Nope, rich and poor
Bottom 90% never had a chance in the last 20 years / they are wage slaves.
Who started that slave business?
I submit that it was me,calling myself rent slave online since 2002.
I think enough people saw me and started using it in other fashions.
@@rentslavewhy do you continue to be a rent slave?
50 years..i recall the 70s.
We are doomed.
and gloomed... thanks to all of these doom and gloom tubers!
@@Orlando_Steve Yeah. It's called reality.
You can check it out if you want to or
you can just take another hit on the bong.
@@Orlando_Steve Seems like your really in denial about things.
Yes you can still enjoy what life has to offer, but not have your head buried in the sand
My mother would have aborted me if the state had been allowing her to at that time. I would have been a murder victim. She told me so when I was 20. Abortion isn't about rape victims. It's about women wanting to play fast and loose with the responsibility nature has given them. God doesn't have to punish us. We will eventually die out because of it.
Many people dont have chance if they didnt prepare for these things a long time ago. Long term preparation is the key.
Hi Matt I really don't know how they expect us to keep affording stuff when everything keeps going up.If we stopped sending money overseas we could use that money to pay for medical for US citizens. It is sad that people have to work extra jobs people are out working extra jobs and don't e en have time to enjoy what they are working for.We downsized and live frugally. We don't need all that stuff. I feel sorry for people that are buying these big houses hope they can afford them.
So you would be okay with the theft if you got free medical?
Correction! Your health insurance didn't go up 20% this year. Mine and my fellow seniors are the ones consuming mass quantities of health care and you (being among the working people under age 65) are paying for it. Hog trough insurance or buffet medicine, whatever you call it, Has to stop. Slamming the young working people with the costs has to stop. We are spending money in this country like we are all Roosevelt Democrats. The good old days are over.
Lol, FDR was a demi crook you got that rights pops!
How about all those border jumpers' medical bills we're all paying for? It's not just seniors.
God bless you and your family, thank you for sharing your insights and wisdom, yes to faith and family, that is where the peace and joy and hope for the future reside. 🙏✝️☮️Danuta
Thank you. I responded earlier but not seeing it here. I appreciate you Danuta 🙏🤓
In all honesty, it doesn't seem like it. My family badly needs a larger home and we were looking in 2019. COVID hit and it's been pretty rough since. We all the sudden couldn't afford a new home not long after emerging from lockdown. Even if we had the ability to buy, we would get outbid by all cash offers. 5 years later, we've been saving furiously and sacrificially in the hopes we'll be able to try again, but that feels like trying to bail out a flooding boat with a dixie cup while the government and inflation fill it back up with a bucket. I go to work now and hate it. It takes every bit of energy I have to force myself, but I got 2 kids and I have to take care of their needs. But I'm not gonna lie, I look at the future and don't see much hope for anything to ever change. I have bad dreams every single night, and I used to not even remember them. Most mornings I wake up immediately anxious and full of dread. I feel like I'm losing my sanity lol. I hope something changes soon, this is no way to live and I'm just one of millions who are going through the same thing. A person can endure a lot if they feel like they have something to work towards or hope for. We need some hope back in this country.
We are never going back to 2%
Big mistake to ever take out a HELOC loan. One is definitely living beyond one's means.
agree
So found out that the most expensive town in MT,Bozeman, has about half of the houses bought by trust funds for children of the rich. This is a University town and a basic starter home is around $800K. For the middle class, these homes are unaffordable unless you get a renter to live in the house with you. Not easy or possible for most people.
I have a hard time not working my second job on weekends and evenings as I'm needed. Many are shocked when I tell them I work an extra job. My bosses both were very surprised when I disclosed having a second job. It can be too much if I work 8-5 then my second job right after I tio 9 or so. My kids are 8 and 10, but how can you pass up a little extra money to make extra credit card payments. I was blessed with a raise and I plan to use the additional I come to pay on a credit card to get more ahead. Then pay our other card off once the smaller one is paid. And building savings too. We are trying, but things are steadily breaking in the house and barn too.
I appreciate both of you sharing. It’s not easy out there. Just have a game plan and stick to it, consistency is the key keep doing your best every day. The book I shared a few weeks ago on a show the quote that I remembered the most “yesterday was the only easy day”.
I own my home. My annual costs for rent/taxes is $700. If I were in an apartment it would be $12,000 at $1000/ month. It costs me about $500 a year to maintain the place.
Not insured? That $500 a year to maintain is not a reasonable figure. That's out the window the moment an appliance needs replacing, the places needs paint or flooring, the water heater blows or the roof needs replacing. I'm not saying it doesn't beat renting, just that you're kidding yourself if you think it all it costs you is $700+$500 a year to keep a reasonably maintained house. Even if you do many repairs yourself, $500 a year won't cover it.
My boomer parents getting great care on Medicare. They are at the Doctors every week and barely paying anything.
I'm on Medicare too, it depends on the illness, generally it pays 80% after you meet deductible, it's not free, you pay about 170$ month deducted from your social security, drugs vary, mine cost 28$ month
@meateater4life551 no just stating the obvious and why healthcare has become so expensive. Medicare is highly inefficient.
@@nexttime960 it sure beats my private for 1k a month, 10k deductible. Emergency visits can be in the hundreds and co pays are high.
@meateater4life551 You sound "saltier" than the original commenter my friend.
Relatively speaking, healtchare can be expensive because we seniors are choosing to buy medical care/drugs/procedures that are not approved by Medicare. That decision is on us. Relative to the rest of the entire world, we aren't doing to bad considering all of health care just went through Covid. I think a great many of us seniors are hard to please and quite frankly get pretty bitchy.
Sharing post immediately. Thanks for sharing this timely information today.........stay safe and healthy
🙏🙏
@@oxtalks Is 100 ounces of silver set aside for a poor guy on a fixed income have a better chance in life?
@@JustSayNoToCommieKamalaWell you are ahead of 99% of most. Stay the course!!
@@oxtalks Well I'm not totally poor. I do have a prefab home out in the country. It's all paid off. So is my AWD Chevy Astro van to. I guess I'm doing okay even though my income isn't real high.
Hope you're having a great day .Thank you for showing the chart
Yes because it isn't all about money.
Evening. Glad you had precious family time. Know the conflict of family life balance. God bless.
My son is on a drug that bills his insurance $7800 per MONTH!!!!!! He would be dead if he did not have insurance! He can never afford one month without insurance!!!!! This is for life..........
So sorry 😞
What .. the medication he takes made out of GOLD??? Insanity! Pharmaceutical companies are all corrupt and greedy!!
I think it starts with a goal and a plan. If you add discipline to the equation, then you dramatically improve your chances of succes.
Discipline and consistency is the key
Can't be good for Home depot when I go not to many shopping
Thinner for sure
Astonished amazed sad mad angry how can government officials at ( all ) sides of the aisle * they can all do insider trading and all kind of business with no accountability ( but ) watch out when any of us make an extra effort at the cost of our health _ and we're already in trouble 😮
Inside the DC Beltway is a club. We are not in it-though we are paying for it. Voting is an illusion.
I've never felt so lucky to be in the top 3-4 percent, unfortunately anyone with a large mortgage will probably end up broke!
What’s a mortgage?
also.. dont forget!! sum of us... got left with super old religious grandparents. that are still here... if the system was correct... i wouldnt care. but its not! so she needs to exit this life cause its a 100 yr old child. thats mentaly 10. america is longgg gone.
Thanks buddy
Stay safe
You too my friend
At 58 and a forever bachelor I can honestly say my best decision in life was Not Getting Married!! Watched the majority of my buds lose it all to divorce. Living life as a Single Man is a walk in the park.....keep in mind my Glock is right there with me! 😋
Yeah, I carry some bear spray and a stun gun everywhere I go....don't carry a big knife, yet. I trust that God will guide my path everyday.
Timmy. everyone has to choose their own path and do what’s best for them. For me my family is the greatest blessing that ever happened and gives me purpose. I had my years of bachelorhood and many of my friends are still doing it in their mid 50s. I feel like they have missed out.
@@oxtalks Matt! Good on you. A few of my friends are in awesome marriages. Keep kicking ass brother!!
@@TimmyCramerWorking on it. Next time I get out your way I will give you a heads up come say hello. The glock is welcome. lol
I Do 👆