Amex Trifecta vs Capital One Duo | BEST Setup For Rewards?
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- Опубліковано 12 вер 2023
- Which cards are the BEST at travel and luxury rewards and benefits? The American Express Trifecta with its unmatched list of perks, or the Capital One Duo rivaling the best setups with only two cards? How about the ease-of-use and pricing between their respective travel portals?
In this video, we break down all you NEED TO KNOW about the two card setups, why they work so well, alternate setups, and more!
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Which trifecta do you have or want to go for? Do you have any of the cards in these setups already? Let's hear your experience down below!
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Great video Kevin! I have the C1 duo and the Chase Trifecta. Curious to hear your thoughts on the VX travel credit update, that’s pretty similar to a coupon now?
Chase freedom, freedom unlimited and the sapphire reserve
I completely agree with what you said at the end. I don't think you need to restrict yourself to just one ecosystem, but if you're all about simplicity, the Capital One Duo is probably the way to go. You just gotta make sure their transfer partners fit your travel habits! Nice video all around Kevin! 👊🏼
100%, expanding to different ecosystems can yield some amazing points, especially when they share some common amazing partners! Thanks Spencer!
Thanks for this amazing new video Kevin! 👍🏼
It will be so nice if you can do a video one day of your TOP 10 most luxurious hotels in the world that we can book with points (and a especially the ones where we can get the best value)! 💰🤩
Both setups are fire. I got all of the cards minus the BBP cause I didn't think there was much point with already having the VentureX.
+1 with you there on having the VX and therefore the BBP isn't that much of a priority
My gf hates credit cards, so convincing her to get at least one via Capital One was monumental lol. I got her the SavorOne as the categories make sense for her spend and she already banks with Capital One. She would never go through the hassle of redeeming or transferring points, so cash back was perfect.
What she doesn’t know is I’m gonna convince her next year to get the VX. 😂
Great video bro.
Love your content.
- Ivan
Haha nice first step, but awesome card regardless!
The AMEX Trifecta is definitely the 🐐when it comes to luxury travel, whereas like you said the Cap One Duo is great for people who want a simplistic way to consistently get more Value than the Fee each year. My CC Strategy is pretty hands-on so I personally don't mind needing to manage the AMEX Trifecta more in comparison to the Cap One Duo. Great video as always Kevin!
Yeah the setup is definitely powerful, especially if the holder doesn't mind or even enjoys breaking things down and really maximizing all the credits and perks! Thanks Matt!
I will swap the gold for the green card for the lower annual fee and for more flexibility. I can use the platinum for luxury hotels and green when I just want a basic hotel.
Great video. How does capital one compare vs chase trifecta
I do have one!
So I think the Amex trifecta is perfect for me (I also have the venture X as my primary visa). However, I genuinely believe that the Amex trifecta is overhyped and for most people it just doesn’t make sense. If you want an Amex trifecta and you don’t mind not having lounge access (or you fly less than 6 times a year) look at the combo of the Green card, BBP, and everyday preferred. You have more versatility in categories, and a AF of $245 compared to $945 ($1,140 if you have a player 2).
If you spend 7k or less on groceries it beats the gold. Has 3x on gas, 3x dining, 3x travel(flights, hotels, transit, air b&b, rentals, etc.), and 2x other.
If you’re a high spender on flights, groceries and dining then of course the gold/platinum combo makes sense. But think most people would be better served with the Green, BBP, EDP combo.
And get a venture/venture x or CSP for a just in case visa.
I think that's a great breakdown, and something I think everyone needs to do to determine for themselves what setup is best! Thanks for breaking it all down like this! I too have the Venture X as a pretty regularly used card in my wallet
I tried to transfer capital one miles to my wife's card today and the agent on the phone said Capital One is temporarily not allowing miles to transfer to another person's account. Has anyone else run into this?
just wondering if anyone has thought to scratch the savor one card and replace that with amex gold so you get higher points and get the venture as a catch all card. Now your getting 2 eco systems. If anyone is doing this please let me know how you feel about it.
I have both and I ran it for a while. It wasn’t bad. Except I noticed that some restaurants and cafeterias didn’t code as restaurant spend when my Savor One did. Also I don’t use the Uber cash or the dining credits because we’re a suburban family. The Gold card doesn’t make sense and the Amex points are way too hard to redeem without doing extensive mental gymnastics. Just get the savor one and be done with it.
BBP is 2x up to $50k in all categories. Your graphic showed a bunch of 1x for the BBP
My mistake, thanks for pointing that out!
I know I am alone in this, but I have my own one person revolution against calling what Amex has a "trifecta" because the BBP is a business card. I know it's really easy to get, and I have it and love it. Still, I use it as an actual business card so I don't have a personal Amex that gets me 2X across the board. I really wish Amex would add a personal 2X card, or better yet, let the Platinum earn 2X minimum. Can you imagine that Platinum + Gold Duo???
I think the Plat + Gold is a great combo, leaving the 2x category to another card like the Venture X! It's kind of the set up I have, as I valuable both points!
I just run the c1 setup and be done with it. Too much silliness to make the Amex worth it.