This lady is very wise and hardworking . She chooses to take the hard route and is still hopeful despite all odd stacked against her. I wish her sucess .
I feel so bad for this bright girl. I have been living in the Netherlands for 8 years now, the last 3 of which I've spent in a cramped studio with a low ceiling. Studies have shown that a cramped space, especially where the ceiling is low, can severely affect an individual's mental health. With all other housing options being extremely unaffordable, I have opted to move back to my home country in a few months instead. Best of luck to her!
@@bluedragontoybash2463 In Vietnam, a tropical country with very hot and humid weather, there is no heating bills. They need to spend however a lot of money for electric fan!
@@sachx7607 Agreed. 20 years ago, I lived my *whole first year* of university with my brother (he was a young lecturer at another university in Vietnam) in a room of *10* m2 : there is no kitchen (we needed to eat out), toilet and bathroom were shared with 8 other people (lived in 3 other rooms). After that, I obtained a scholarship to study in France (and I still live in France as engineer until now). My brother later went to Australia for doing a PhD and becomes university professor.
Good luck to these young people. It’s sad to see these youngsters wanting a normal life which is unaffordable. I think the girl is more focused but her brother seems to be so disappointed with everything that has just given up. May these people find the happiness they are looking for.
I lived in Vietnam for 3 years - this situation happens because a) the tax system is broken with most people evading taxes so the government isnt funded b) there is very little capital available for a variety of reasons c) the banking system isn't very viable because of a lack of capital d) there is significant risk of making capital available because of corruption or because of cultural lack of accountability e) because of the risk and lack of capital - interest rates are very high. Basically, vietnam is still a hand to hand cash economy. A lack of foreign investment due to the risks of corruption or because of the underlying communist political system is a contributing factor also.
@@hieuddo You are actually incorrect. jrmayberry3536 is correct. You state that the government want inflation and interest rates high to encourage economic growth. Clearly you know nothing about the most basic economics. Government fear inflation the most and high rates reduces growth. Rates are high in VN because the banking system is collapsing. Mrs. Lam's $48 billion fraud is just the tip of the iceberg. The corruption in VN government is shocking. Source: One of the world's leading economists from the USA living in Vietnam and seeing things as an expert everyday.
@@hieuddo source: you're an idiot with no knowledge of economics. nothing you said makes any sense at all. inflation and high tax rates do not encourage economic growth. go read a basic book on macroeconomics. if 60% of americans declare their income to the government and pay taxes on it - .what % of vietnamese do you think report their income to the government and pay taxes on it? come on bro - i lived in vietnam for years - the % of vietnamese reporting their income and paying taxes on it is like 5%
@@hieuddo encourage growth? My man dont know anything. Take Thailand for example: u know how many percentage of interest ppl need to pay? For cars and houses: 3%/year. Reason why Vn interest is very high is because of fake inflation report(5%/year but in fact its higher) + NIM (almost like gross profits) of banks is way higher than other countries. So basically we work hard just to feed the banking system in Vn
@@truongngo4786 LOL. What's the normal annual saving account interest rate in Thailand? A quick search gives me result of 1.6%. So housing interest rate is nearly double. Is it different from Vietnam? It's normal everywhere that loaning interest rate ~2x saving account interest rate. You're saying high interest rate doesn't encourage economic growth? Nobody wants to keep their cash idle with high interest rate. They'd want to invest somewhere. Does Thailand have higher GDP growth rate than Vietnam? What's your "fake inflation report"? CPI is used everywhere. Is Vietnam the only country using CPI to calculate inflation rate? Regarding the topic of this video, housing price, Vietnam lack public housing scheme. Private housing prices go skyrocket everywhere. In Singapore, ~80% households live in public housing, what's the number in Vietnam? Even resale public housing price in Singapore also goes skyrocket. Is it normal that private housing price in a "free" market increases in a densly populated country? Take your Thailand for example, Thailand is 50% bigger than Vietnam and population is only at 70%. Or Malaysia, another less populated country, housing and car (and petrol) are dirt cheap, given that Malaysia is a middle-income country. Their absolute housing price is lower than Vietnam, cars are at 1/3 price, RON95 is $0.5/l.
That is the reason why I don't wanna work in Vietnam. The salary always stays same while the rent usually increase dramatically. I think the best choice is to work in abroad
@@truongngo4786 A child is just an investment in Asia. Very different from the Western mindset, in the West, children don't "owe" their parents anything, it's the parent's responsibility to raise the child till 18 years old.
Thank you CNA for mentioning this HUGE problem. Young Vietnamese would NEVER be able to buy a home, even if you're bad at math, you can obviously see that $500 saving per month ($6000 per year) is far from enough to buy even a condo in Saigon which ranges around $100,000, so you basically need 16 years worth of saving to buy a condo, not mentioning the interest and ever increasing price. And not to mention the average annual income in Vietnam is less than $4000 a year, the girl in the video has above average income. You may think that people should buy home far away from the city, but for a city with over 10 mil people, Saigon surprisingly has no mass transit and highway network to connect with other places. And imagine spending hours commuting in the harsh sun and rain by scooter everyday (don't mention car because that's also unaffordable).
@@danduong1445 so true. Its so unfair that some of the people at the top literally dont care about how the middle class is living. House ownership and cars are very out of reach for 80% of young Vnsese. I earn 20 mil/month and still not think about buying a condo in Hanoi, the interest is ridiculously high + floating interest is so bad (take 2022-2023: floating interest was 17% at peak). I’ve travelled to Thailand a lot and see prices of cars and condo are much affordable and also borrowing money is just like 3%/year
As you can see , these houses are not only expensive but also very dangerous , they located in some small alleys which firefighters have difficulty reaching them , so when the fire comes , there will be no chance to survive for people who live in there
@@adw6894 1st, its their mistake when plan the city 2nd, they simply dont care about ppl, what they care is how to corrupt money from state fund which comes from tax of citizens
She's such a bright woman. With her strong will and focus on higher education. As a fellow Vietnamese, I believe she'll have a better future than many other Vietnamese. Wish her success.
I'm Native Khmer in VN and I live in this Prey Nokor Sài Gòn city, I spend like 2m vnd per month for a bunk bed in a co-living dorm, to rent a private room in boarding house, you will need around 3-5m per months but don't expect a convenient one. The room in this video is quite okay for 4,2m, surprisingly lol. However, since we are local here, so we get used to with this and still have a good life, as long as the job thrives. Sok sabay và cố lên nào hai anh em nhé!
Giá nhà trọ tại Việt Nam đang tăng cực kỳ nhanh, và điều này anh hưởng lớn tới những người trẻ, những thế hệ trẻ, quá khả năng để cho một sinh viên có thể thuê một phòng trọ độc lập, thường sẽ có từ 2,3 tới 4 sinh viên thuê trọ cùng nhau. Đồng thời cũng là áp lực tới thế hệ trẻ cho việc sở hữu nhà ở.
Lúc trước em ở cùng 3 người bạn khác tiền nhà và chi phí sinh hoạt khá rẻ em có thể tiết kiệm nhưng sau khi mỗi người rời đi một mình em phải chi trả không share ra được với ai nên bắt buộc phải làm nhiều việc mới co thu nhập ổn
Tôi biết kha khá nhà giàu (hầu hết là người quen/con ông cháu cha), sở hữu phải chục căn nhà đất, biệt thự,... Đương nhiên nếu họ giàu tự thân thì ko nói, nhưng ở VN đủ lâu chắc ai cũng hiểu nhiều kẻ giàu nhờ cái gì. VD Lý Nhã Kỳ mỗi địa phương đều có 1 căn biệt thự, và LNK là ai chắc ko ít người biết.
Mình đang học ngành Tự động hóa và Kỹ thuật. Tốn khoảng 150 triệu đồng một năm (Đại học TDT) và họ tập trung vào Chủ nghĩa Mác-Lênin (mà mình đã trượt tất cả các lớp) mà mình phải học 5 năm ngành này cùng với 17 môn Chính Trị rồi ra làm 1 tháng lương 5 triệu kiểu này là đường cùng rồi
Believe it or not, but this is middle class in Vietnam. A lot of people in their 20s have it way worse. Often sleeping 4 to a room with no hope of buying a place.
I'm a foreigner living in HCMC married to a Vietnamese woman and although our salaries put us in literally the top few percent of earners in the country, buying a house here just feels like a dream. And although we probably could if we really buckled down, is it worth it when the quality of construction is so low and space is so limited? For us, not in the near future at least. We pay $700 / month to rent a 120 sqm apartment in the inner city, that's a much better deal.
@@jeffcollins9860 Yeah mortgage rates are super high after the first 2-3 years. And not everyone can get a loan with long duration (20-30 years). Sometime its about 9-10 years. Its just too risky
you are right, house price to rent is 25 times, meaning you have to rent your house fully in 25 years to be able to get back your money. in Vietnam you easily can get 8% in invesment return. Meaning instead of buying the house, you can rent 2 of them and keep the money with 8% yearly profit you don't loss anything
Sister has the right mindset, does everything to save and earn extra bucks..will reach there one day even if she needs to postpone her purchase. Brother....
House price in Vietnam has been exagerated over the last 2 decades by real estate enterprises. Looking at the list of wealthiest people in Vietnam, more than half of them have a bussiness in buying and selling apartment or houses. Only when we can control the involvement of those companies that houses will be more affordable.
I am Vietnamese, but I am very disappointed that I am a Vietnamese, the life of a young Vietnamese person is very hopeless, you work all your life just to buy 1/3 of the house and land and Use your next generation to buy the remaining 2/3
The elderly are abandoned by society and the country, poor children born in Vietnam have to suffer the fate of being poor to death and spend their lives selling lottery tickets and I am very afraid to say these things because we do not have freedom of speech
What's crazy is that the rent isnt actually that high (still high compared to median income) how can the rent be so disconnected from the buying price? Surely that's a bubble?
It's easy to explain. The rich of the whole country buy houses and apartments in this city which causes the house price to increase. Supply can't meet the demand. Workers and professionals from North, Central and South of Vietnam move here for jobs, educations and business opportunity.
@@thumtlnguyen3626 well sure but since the yield of the property is so low the crazy value has to be a bubble, rich people keep buying expecting the price to keep rising, but cash flow from properties is extremely low, the moment the value stops increasing the bubble will pop
@@thumtlnguyen3626 stop blaming only the rich, if you are VNese and living in Sai Gon/HCMC please go to District 2 and checkout New City, there are a bunch of abandoning apartments that the government labeled as Social House For Low Incomers. And yet, there is no one living there and the city just leave it to rot. They always say more and more people are being born and the land is less available for housing, but if you checkout South of HCMC in Nha Be, District 7, Binh Chanh there are plenty of land and incomplete projects. So blaming the rich buying up properties is an ignorant statement. It's the rules and regulations that only focusing on benefiting the rich and completely ignore the poor.
As a Vietnamese, I'm studying Automation and Engineering. It costs me around 150 million VND a year or 5925 USD a year (TDT University) and they focus on Marxism-Leninism (which I failed all of the classes). It seems not much compared to US schools but the thing is the median income per year is 2000 so it is around 3 times and that is absolute insanity Not only that the policies tax and many kinds of stuff that would get me banned even if it's the Truth. And if I graduate I gonna earn around 5 million VND or less than 200 USD per month salary are you kidding me? so the best strategy is nothing else but to get the f*k out of that place
Btw it's hard for me to buy clothes or get to places because the people here are so tiny even tho I'm also Asian in Australia 3XL or 4XL is good for me but in Vietnam when i was in high school I couldn't even fit on 4XL(Vietnamese size) and the thing is I'm not even a big guy I'm only 190cm and 120kg and people here keep calling me fat even I'm only around 12% body fat. I can't sit on planes or school tables I can't fit on a dormitory and the security check gate is small as hell I must crabwalk through it. And the thing I hate most is toilets when I'm sitting there is either Chocolate ice cream on the toilet or water on the floor. And most toilets or facilities are very dirty.
I'm a student at TDT like you, and I think I can't do anything about low salary like that. Beside, everything is about to more expensive and the only thing I and some my friend can do is reach out to work a abroad like germany, japan, korea, usa.
@@noeminoemi1350 no and if you want to it cost you many times more and the thing is most of the teacher do not know English and that is the sad reality
House Pricing has gone wild, so I focus on other things instead of owning a house, like trying to help orphanages / disabled kids or sick people who can't afford medical bills, which makes me happy.
Let's talk about me. When I was in college: -Tuition is 20-22m VND per semester (~~ 1k USD) -Food 100k VND per day ( ~~ 4.5 USD ), 3m per mon ~135USD -House 2m VND per month (~ 90USD), area 8m^2 - My part-time job + 3-4 m VND per month (180 USD). I spent 4- 5 days per week and 5 - 10 hours to work And the funny thing is that the money I earn is not enough to cover my personal expenses, when I got COVID-19 I didn't get any subsidy from the government or my workplace... So I am off from school and working freelance at home, I love this life... (VN 22year old)
Wow! Housing price at 32.5 times the income, and here in the US I thought 5.8 times the income is high. Look to me like space and inventory are two main issues in Saigon (HCMC). Nice to see that she has a plan and good luck to her and her brother.
US has property taxes where you constantly pay 1-3% of the value of the house every year, they don't. So, not saying this tips the scales in their favor, but it's not as bad as the numbers initially look.
Nguyet is a little girl with big ambitious, good luck to her. As a fellow Vietnamese, I would do the same as her: study to get higher degree, only that you can get better job with well-paid salary
Or in an environment that at least pays more . I might be mistaken but the girl said she was an engineer saving 50% of income at 200 USD a month.. meaning she makes only 400? Wtf.. in California fastfood workers make 20usd hour if she migrated here just to work and sent the money back home she could almost 10x her monthly income just by migrating
There's a lot of foreign investment coming into Vietnam for green energy. What she really needs alongside that Master's is the ability to speak English. That'll massively boost her opportunities for getting a high-paying job.
@@j562gee0hdeewestsdegethemuLa Migration is the way many Vietnamese people are choosing in order to be able to send money back home, as you mentioned. However, they often opt to go to South Korea, Japan, or Taiwan because the costs there are much lower than in the United States.
She's 25 years old and has already got a motorbike Lead (around 50 mil VND). And she lookes smart too, so I don't think her salary is 10 mil / month according to the video or she's got supported from family. She will have her own house in 10 years one way or the other.
Cau Giay HN is as expensive as Tokyo. That how crazy house price in Viet Nam is. BTW, our income tax is as high as some EU countries and our politicians are crazy rich.
Similar issues in the US. Seems to be a worldwide problem of business buying up housing and raising rent. As she mentioned, there are more affordable areas but people are attracted to the cities.
Home prices in the US (especially the large metro areas) have also went up *significantly* in the last few years while salary still lags far behind. Ho Chi Minh City is still much worse, but the gap is closing fast!
25m² unit for 2 students in HCM city is actually very high living standard. I have had 4 grand nieces and nephews who come from a village and one of them from a small town share a single kitchen of 12 m² turned to sleeping room for 4 years in HCM city. Their parents are coffee farmers/small electronic device vendors earning above average of vietnamese income who supported them and those 4 also had part time jobs while studying. Rental market for locals is way too overpriced.
Saigon is growing extremely fast. People the last 20 years keep coming into the city faster than the city can build housing. Also complicated is that the region Saigon is on isn't suitable for development in every direction. All these people coming in, all the challenges in building up the city, mean that prices are soaring.
That's a pretty spacious apartment compared here in Manila, Philippines. It's just a matter of time and hopefully they can get a better job or side hustle, investment to fully attain their dream home. Luckily, she has a brother who openly shares his cashflow for their expenses. Cooking or buying from the supermarket and still saving for food consumption might cost you, you still need to cook, wash, prepare it. For me, here in the Philippines, it's much better to just buy a cook food or grab, which is less hassle.
Same problem in Indonesia (and may be in SEA in general). Property price just don’t make sense but the good thing is rent price still affordable. ROI of rental property will be likely more than 15 years , some even 30 years (way beyond normal property ROI of 10 years) I am thankful that I own rent property but if I have to do all over again , I would keep living frugal but invest my money somewhere else and just happily renting (and also less headache with home improvement/maintenance)
Why the house pricing always gone crazy whenever there is inlcline in economic? if that so, it's better have no booming economic but people could afford basic need like food, and houses
I feel for this girl . She is at my age and i am Vietnamese too . the housing market has surged because many people in VN try to buy as much as real estate as possible to speculate for profit . This is not a good way to get rich !!!
What people? It's the companies owned by the people in the government that are hoarding land and artifically inflating the housing prices to boost their stock price.
Imo decent metro infrastructures would solve this problem or, at the very least, widen the residential options for the people, leading to lower housing prices.
In fact, buying a house in HCMC or Hanoi at this time was beyond the means of young people under 30 years old who did not have support from their families. The housing prices in Vietnam are crazy, even in smaller cities-I'm at a loss for words. I was able to afford my first home 10 years ago in HCM, but even though my income has increased 6 times since then, I still dont want to think to buy the next 2nd house.
wait for a bowl of pho is around 45k, and their salaries is around 20m? thats sound not bad for me, im not really sure how much di daily expenses there but im from indonesia and lets just say pho is kinda the standart daily meal and here lets just say nasi goreng for the comparison where i usually buy around 15k, my monthly salary is around 6m and im live quite comfortably
One thing i keeping my mind on this topic. I'm from indonesia and live in the outskirts of Jakarta. Considering a borderline shitty house for more than a third of salary people commonly made a month for 20 years is scary, and looks like this is common in southeast Asia like this vietnamese dear lady here. But at the same time I cannot really get into her in a curious way. At least here the mortgage will stay the same in currency regardless of inflation. My parents bought a 15 years mortgage in 2004 and in those years the inflation evaporates the IDR 200%. So as long someone can have a stable salary to fill it, even the low-end one, a man still can have raise a family and have a house all with his income alone - that's my father. Now I just have to carefully consider - is this will be same for me? Can I rely the world and my local economy can as predicted as my parent's time? With the advancement of tech and information in this day and age, it's worries me the most.
I have many Viet Engineer friends who are working in an oil&Gas Field, they have a range of. $1500 to $3000+ monthly salary. This girl should discover and try Oil&Gas job and also Renewable energy.
In the oil and gas sector, companies are typically state-owned, and aside from capabilities, if you don't have connections, it can be very difficult for you to work there.
@@thieuquang7978 Working with Foreign companies is the key. Some of my friends are working with the State-owned company earning big but in an Offshore job.
Everyone in the country knows that already. The problem that unless you're from old money or have literally relation to people working there, you're not getting in.
This is a psyop. Median annual income to house price ratio in Vietnam is 50x. There's no way a working class person can afford their own house even if they're slaving away their entire life. House owners in Vietnam are purely due to their parents or participate in corruption.
7 Year of working in Vietnam I can save 25k$ and 30% help (15k$) from my family, I bought my house, and 3 years later I complete the bank payment (20k$), but my house is now worth 100k
because our country has a backyard for real estate companies that make house prices so high and the people who make them like that are the authorities, using their power to make people miserable, they don't help people but also eat people to their bones, that is Vietnam
The women of Vietnam deserve a medal. Very unlikely the brother in the video has a job, she's most likely taking care of him. Very common. Source : marrried VNese woman
This is because people from Australia or the US alike with Vietnamese heritage are moving there with their money and buy up properties through their relatives who are still Vietnamese citizens. This is driving up property prices making it unaffordable for local Vietnamese who don't have relatives who are foreign citizens, they choose to live in HCMC not because to raise children but for various other reasons.
@@travellerswill Who said that? Theres no data to back up your statement. It's more likely that wealthy Vietnamese are buying houses as investments, driving the prices up. At least come up with something that makes sense to blame.
Sounds like a place that is quite close to where am I now with the housing unaffordability. This is home truly where I know I want to be. LOL. Singapore has the problem lah
Housing prices in Hanoi has wildly increased in the past few years too. I could afford my own house, and another for rent, but what about my children, and my grandchildren? I'm sending my children to some of the best schools in Hanoi, but that is no guarantee they'll make enough money to buy a place in the city when they grow up. Will I ever have the peace of mind about their future in this city? Don't tell me to go back to my hometown in the countryside, because Hanoi IS my hometown. My decision? Well, housing prices can go up all they want. I don't care. I'm out. I've been trying hard so that when my kids grow up, we'll be able to immigrate to another country where we can see a clearer (and brighter) future. 1 mil USD on a townhouse? (not sure it's the right word for "nhà liền kề" in Vietnamese) There're better ways to spend that money. Housing prices is only 1 of the issues driving my determination (apart from the Vietnamese education, traffic, environmental pollution, food safety, moral degradation, political situation...). Our life is just too short and precious to spend most of it earning a place to live. Our ambitions should not be brought down to a house. We can live better than that. "Lũ chúng ta ngủ trong giường chiếu hẹp Giấc mơ con đè nát cuộc đời con Hạnh phúc đựng trong một tà áo đẹp Một mái nhà yên rủ bóng xuống tâm hồn."
797👍Wow !! Great presentation, GOD BLESS YOU DEAR , HAVE A NICE TIME Amazing dear , very beautiful , wonderful coverage , greetings from HONG KONG @richscenic
I used to wish that I should die, knowing that I am living in a country like this, hopeless to the extreme, how will you live knowing that you work hard and work hard all your life only to change? only a few pennies and no social justice or market justice
This girl will be very successful in the future, she is smart, hard working. When I were at her age, I thought i would take me 10 years to buy a home, but I bought a home 3 years later, and I paid all mortgage within 4 years. So in the next comming years you will earn a lot more than the first 3 years.
This lady is very wise and hardworking . She chooses to take the hard route and is still hopeful despite all odd stacked against her. I wish her sucess .
I feel so bad for this bright girl.
I have been living in the Netherlands for 8 years now, the last 3 of which I've spent in a cramped studio with a low ceiling.
Studies have shown that a cramped space, especially where the ceiling is low, can severely affect an individual's mental health.
With all other housing options being extremely unaffordable, I have opted to move back to my home country in a few months instead.
Best of luck to her!
on the other side it saves on heating bills
Isn't there a spare room website there where you can search for roommates?
@@bluedragontoybash2463 In Vietnam, a tropical country with very hot and humid weather, there is no heating bills. They need to spend however a lot of money for electric fan!
her room is much better than others. you can’t imagine people live in worse conditions.
@@sachx7607 Agreed. 20 years ago, I lived my *whole first year* of university with my brother (he was a young lecturer at another university in Vietnam) in a room of *10* m2 : there is no kitchen (we needed to eat out), toilet and bathroom were shared with 8 other people (lived in 3 other rooms). After that, I obtained a scholarship to study in France (and I still live in France as engineer until now). My brother later went to Australia for doing a PhD and becomes university professor.
Her strong determination is inspiring and admirable ... wishing her the best 🙂
With her strong dedication she will be successful
dedication is just not enough to lead to success in VN...
@user-uu5ym4rz8i She may marry a white trash to get the us citizen.
@@nguyengialuat5528 F**king right!
*in a 1st world country
hard work is the most overrated thing in success, especially in poor countries, but even in rich ones.
Good luck to these young people. It’s sad to see these youngsters wanting a normal life which is unaffordable.
I think the girl is more focused but her brother seems to be so disappointed with everything that has just given up.
May these people find the happiness they are looking for.
Yeah, I also feel like the girl is a bright person, while her brother is kinda sloppy.
I lived in Vietnam for 3 years - this situation happens because a) the tax system is broken with most people evading taxes so the government isnt funded b) there is very little capital available for a variety of reasons c) the banking system isn't very viable because of a lack of capital d) there is significant risk of making capital available because of corruption or because of cultural lack of accountability e) because of the risk and lack of capital - interest rates are very high. Basically, vietnam is still a hand to hand cash economy. A lack of foreign investment due to the risks of corruption or because of the underlying communist political system is a contributing factor also.
You are wrong
@@hieuddo You are actually incorrect. jrmayberry3536 is correct. You state that the government want inflation and interest rates high to encourage economic growth. Clearly you know nothing about the most basic economics. Government fear inflation the most and high rates reduces growth. Rates are high in VN because the banking system is collapsing. Mrs. Lam's $48 billion fraud is just the tip of the iceberg. The corruption in VN government is shocking. Source: One of the world's leading economists from the USA living in Vietnam and seeing things as an expert everyday.
@@hieuddo source: you're an idiot with no knowledge of economics. nothing you said makes any sense at all. inflation and high tax rates do not encourage economic growth. go read a basic book on macroeconomics. if 60% of americans declare their income to the government and pay taxes on it - .what % of vietnamese do you think report their income to the government and pay taxes on it? come on bro - i lived in vietnam for years - the % of vietnamese reporting their income and paying taxes on it is like 5%
@@hieuddo encourage growth? My man dont know anything. Take Thailand for example: u know how many percentage of interest ppl need to pay? For cars and houses: 3%/year. Reason why Vn interest is very high is because of fake inflation report(5%/year but in fact its higher) + NIM (almost like gross profits) of banks is way higher than other countries. So basically we work hard just to feed the banking system in Vn
@@truongngo4786 LOL. What's the normal annual saving account interest rate in Thailand? A quick search gives me result of 1.6%. So housing interest rate is nearly double. Is it different from Vietnam? It's normal everywhere that loaning interest rate ~2x saving account interest rate. You're saying high interest rate doesn't encourage economic growth? Nobody wants to keep their cash idle with high interest rate. They'd want to invest somewhere. Does Thailand have higher GDP growth rate than Vietnam?
What's your "fake inflation report"? CPI is used everywhere. Is Vietnam the only country using CPI to calculate inflation rate?
Regarding the topic of this video, housing price, Vietnam lack public housing scheme. Private housing prices go skyrocket everywhere. In Singapore, ~80% households live in public housing, what's the number in Vietnam? Even resale public housing price in Singapore also goes skyrocket. Is it normal that private housing price in a "free" market increases in a densly populated country? Take your Thailand for example, Thailand is 50% bigger than Vietnam and population is only at 70%. Or Malaysia, another less populated country, housing and car (and petrol) are dirt cheap, given that Malaysia is a middle-income country. Their absolute housing price is lower than Vietnam, cars are at 1/3 price, RON95 is $0.5/l.
That is the reason why I don't wanna work in Vietnam. The salary always stays same while the rent usually increase dramatically. I think the best choice is to work in abroad
@@nyph7955 yeah but the Vnese mindset in me keeps telling me about taking care for parents + ancestors + grandparents + I am the only son
@@truongngo4786 I see. that's a shame
@@truongngo4786 A child is just an investment in Asia. Very different from the Western mindset, in the West, children don't "owe" their parents anything, it's the parent's responsibility to raise the child till 18 years old.
Thank you CNA for mentioning this HUGE problem. Young Vietnamese would NEVER be able to buy a home, even if you're bad at math, you can obviously see that $500 saving per month ($6000 per year) is far from enough to buy even a condo in Saigon which ranges around $100,000, so you basically need 16 years worth of saving to buy a condo, not mentioning the interest and ever increasing price. And not to mention the average annual income in Vietnam is less than $4000 a year, the girl in the video has above average income. You may think that people should buy home far away from the city, but for a city with over 10 mil people, Saigon surprisingly has no mass transit and highway network to connect with other places. And imagine spending hours commuting in the harsh sun and rain by scooter everyday (don't mention car because that's also unaffordable).
@@danduong1445 so true. Its so unfair that some of the people at the top literally dont care about how the middle class is living. House ownership and cars are very out of reach for 80% of young Vnsese. I earn 20 mil/month and still not think about buying a condo in Hanoi, the interest is ridiculously high + floating interest is so bad (take 2022-2023: floating interest was 17% at peak). I’ve travelled to Thailand a lot and see prices of cars and condo are much affordable and also borrowing money is just like 3%/year
it's true bro, sad but true.
It's not "Saigon".
@@HughJass-313 Yes, it is. Saigon is correct.
Same in your dream cities in western countries, the grass is not greener on the other side.
As you can see , these houses are not only expensive but also very dangerous , they located in some small alleys which firefighters have difficulty reaching them , so when the fire comes , there will be no chance to survive for people who live in there
@@dangson2794 i mean its almost slum level in Mumbai. Very bad urbanization plan!
The Vietnamese government doesn't care that much .
@@adw6894 1st, its their mistake when plan the city
2nd, they simply dont care about ppl, what they care is how to corrupt money from state fund which comes from tax of citizens
She's such a bright woman. With her strong will and focus on higher education. As a fellow Vietnamese, I believe she'll have a better future than many other Vietnamese. Wish her success.
I'm Native Khmer in VN and I live in this Prey Nokor Sài Gòn city, I spend like 2m vnd per month for a bunk bed in a co-living dorm, to rent a private room in boarding house, you will need around 3-5m per months but don't expect a convenient one. The room in this video is quite okay for 4,2m, surprisingly lol. However, since we are local here, so we get used to with this and still have a good life, as long as the job thrives.
Sok sabay và cố lên nào hai anh em nhé!
This is why I always try to help out the people in need every time when I go back
God bless you for your kindness!
I have a super easy job, no specific talents and make 10 times her salary, that is crazy. the world is unfair and ive been very fortunate
you live in a more developed country that's why
and you are still renting a house, while the people in the video all have houses in the countryside. That's the difference 😂
@@motkynguyenvuonminh Its their parents' house. And what good will that house in Binh Duong do for her?
@@motkynguyenvuonminh but it was their parents' house and it was unlikely that the house was good
@@motkynguyenvuonminh Your parents' house is also up there, right?😃
Giá nhà trọ tại Việt Nam đang tăng cực kỳ nhanh, và điều này anh hưởng lớn tới những người trẻ, những thế hệ trẻ, quá khả năng để cho một sinh viên có thể thuê một phòng trọ độc lập, thường sẽ có từ 2,3 tới 4 sinh viên thuê trọ cùng nhau. Đồng thời cũng là áp lực tới thế hệ trẻ cho việc sở hữu nhà ở.
Lúc trước em ở cùng 3 người bạn khác tiền nhà và chi phí sinh hoạt khá rẻ em có thể tiết kiệm nhưng sau khi mỗi người rời đi một mình em phải chi trả không share ra được với ai nên bắt buộc phải làm nhiều việc mới co thu nhập ổn
Tôi biết kha khá nhà giàu (hầu hết là người quen/con ông cháu cha), sở hữu phải chục căn nhà đất, biệt thự,... Đương nhiên nếu họ giàu tự thân thì ko nói, nhưng ở VN đủ lâu chắc ai cũng hiểu nhiều kẻ giàu nhờ cái gì. VD Lý Nhã Kỳ mỗi địa phương đều có 1 căn biệt thự, và LNK là ai chắc ko ít người biết.
Mình đang học ngành Tự động hóa và Kỹ thuật. Tốn khoảng 150 triệu đồng một năm (Đại học TDT) và họ tập trung vào Chủ nghĩa Mác-Lênin (mà mình đã trượt tất cả các lớp) mà mình phải học 5 năm ngành này cùng với 17 môn Chính Trị rồi ra làm 1 tháng lương 5 triệu kiểu này là đường cùng rồi
@@OfficialBeatFusion ráng học tiếng Anh sang Úc mà kiếm ăn
@@truongngo4786 visa Úc bây giờ đang bị siết chặt lại rồi. Học tiếng Đức có tương lai hơn
Believe it or not, but this is middle class in Vietnam. A lot of people in their 20s have it way worse. Often sleeping 4 to a room with no hope of buying a place.
this is lower middle class
@@HevaNaisdey how long have you lived in vietnam? have you seen how the real working class live?
@@HevaNaisdey this is middle class.
last two decades - why would I lie about how the working class live? These guys are doing quite well compared to most young people here
@@HevaNaisdey She is an engineer. She's middle class in Vietnam
Wishing you all the best in life. You will make it with your will power. God Bless and stay safe.. Cheers..
I'm a foreigner living in HCMC married to a Vietnamese woman and although our salaries put us in literally the top few percent of earners in the country, buying a house here just feels like a dream. And although we probably could if we really buckled down, is it worth it when the quality of construction is so low and space is so limited? For us, not in the near future at least. We pay $700 / month to rent a 120 sqm apartment in the inner city, that's a much better deal.
Also, mortgage rates are stupid high and never fixed long term. It's a giant racket honestly.
@@jeffcollins9860 Yeah mortgage rates are super high after the first 2-3 years. And not everyone can get a loan with long duration (20-30 years). Sometime its about 9-10 years. Its just too risky
you are right, house price to rent is 25 times, meaning you have to rent your house fully in 25 years to be able to get back your money.
in Vietnam you easily can get 8% in invesment return. Meaning instead of buying the house, you can rent 2 of them and keep the money with 8% yearly profit you don't loss anything
Sister has the right mindset, does everything to save and earn extra bucks..will reach there one day even if she needs to postpone her purchase. Brother....
@@jeffcollins9860 we call that floating interest haha
House price in Vietnam has been exagerated over the last 2 decades by real estate enterprises. Looking at the list of wealthiest people in Vietnam, more than half of them have a bussiness in buying and selling apartment or houses. Only when we can control the involvement of those companies that houses will be more affordable.
Those companies are back-yard ones 😂
The housing price 📈 every year
The salary stays the same. Still low as hell
@@Ellataylor-o5w based salary is 4.9mil. About 190$
@@truongngo4786 if average salary is 4.9 million , how much money does the super rich have ? and I mean in dong not dollars.
Median home price = 32.5 times of household income 🤯. Seriously that should be illegal anywhere!
most of Vnese are hiding their real income to avoid the tax. So their income much more higher than in paper.
This is common in Asia. Result of overpopulation and inequality
What are you expecting from a communist country?
It's supply and demand, it's the very basis of a free market economy
I am Vietnamese, but I am very disappointed that I am a Vietnamese, the life of a young Vietnamese person is very hopeless, you work all your life just to buy 1/3 of the house and land and Use your next generation to buy the remaining 2/3
The elderly are abandoned by society and the country, poor children born in Vietnam have to suffer the fate of being poor to death and spend their lives selling lottery tickets and I am very afraid to say these things because we do not have freedom of speech
@@QwutkfRkekkws kiếm đường ra nước ngoài thôi bạn ơi. Chất xám ở VN quá rẻ mạt
Phân lô bán nền muôn đời thịnh!
@@quanloithanh3934 quá đúng 👍
Thế nên giới trẻ chúng mình chắc không đẻ, không lập gia đình đâu. Có người giàu chóng mặt từ phân lô bán nền, giàu lên từ sự áp bức người khác, thì số đông người trẻ phải phản kháng chứ. Có áp bức thì có đấu tranh, các bạn nhỉ? 😜😜😜😜Đến lúc dân số già mà chưa giàu, thì quả bom an sinh xã hội nổ thì TO LẮM. Rồi xem thế nào, kịch hay xã hội còn ở phía trước😚😚😚
I always feel motivate when I see video like this. Good luck to you.
What's crazy is that the rent isnt actually that high (still high compared to median income) how can the rent be so disconnected from the buying price? Surely that's a bubble?
It's easy to explain. The rich of the whole country buy houses and apartments in this city which causes the house price to increase. Supply can't meet the demand. Workers and professionals from North, Central and South of Vietnam move here for jobs, educations and business opportunity.
@@thumtlnguyen3626 well sure but since the yield of the property is so low the crazy value has to be a bubble, rich people keep buying expecting the price to keep rising, but cash flow from properties is extremely low, the moment the value stops increasing the bubble will pop
Cheap rent due to no tax(es), no mortgage payment...
The median price is stagnant.. the rent are adjusted to market (and not bubble)
@@thumtlnguyen3626 stop blaming only the rich, if you are VNese and living in Sai Gon/HCMC please go to District 2 and checkout New City, there are a bunch of abandoning apartments that the government labeled as Social House For Low Incomers. And yet, there is no one living there and the city just leave it to rot.
They always say more and more people are being born and the land is less available for housing, but if you checkout South of HCMC in Nha Be, District 7, Binh Chanh there are plenty of land and incomplete projects.
So blaming the rich buying up properties is an ignorant statement. It's the rules and regulations that only focusing on benefiting the rich and completely ignore the poor.
As a Vietnamese, I'm studying Automation and Engineering. It costs me around 150 million VND a year or 5925 USD a year (TDT University) and they focus on Marxism-Leninism (which I failed all of the classes). It seems not much compared to US schools but the thing is the median income per year is 2000 so it is around 3 times and that is absolute insanity Not only that the policies tax and many kinds of stuff that would get me banned even if it's the Truth. And if I graduate I gonna earn around 5 million VND or less than 200 USD per month salary are you kidding me? so the best strategy is nothing else but to get the f*k out of that place
Btw it's hard for me to buy clothes or get to places because the people here are so tiny even tho I'm also Asian in Australia 3XL or 4XL is good for me but in Vietnam when i was in high school I couldn't even fit on 4XL(Vietnamese size) and the thing is I'm not even a big guy I'm only 190cm and 120kg and people here keep calling me fat even I'm only around 12% body fat. I can't sit on planes or school tables I can't fit on a dormitory and the security check gate is small as hell I must crabwalk through it. And the thing I hate most is toilets when I'm sitting there is either Chocolate ice cream on the toilet or water on the floor. And most toilets or facilities are very dirty.
Are classes in Vietnam held in English? because you write and speak in ENglish.
I'm a student at TDT like you, and I think I can't do anything about low salary like that. Beside, everything is about to more expensive and the only thing I and some my friend can do is reach out to work a abroad like germany, japan, korea, usa.
@@noeminoemi1350 no and if you want to it cost you many times more and the thing is most of the teacher do not know English and that is the sad reality
@@OfficialBeatFusion Why do all Vietnamese teachers have to know English? Do all Korean, Japanese, Chinese, and Taiwanese teachers know English???😏
House Pricing has gone wild, so I focus on other things instead of owning a house, like trying to help orphanages / disabled kids or sick people who can't afford medical bills, which makes me happy.
this is the cleanest house with this type of housing materials I have ever seen, would absolutely not mind to live in here
Pay it monthly.
@@anameidonthave7957 what do you mean? I wasnt saying anything about not being able to afford it
your determination inspires me, thank you young lady
She seems lovely. That renting apartment looks nice and clean too.
property as investment is the root cause... house price dictate by the how big is the riches invest in properties
Let's talk about me. When I was in college:
-Tuition is 20-22m VND per semester (~~ 1k USD)
-Food 100k VND per day ( ~~ 4.5 USD ), 3m per mon ~135USD
-House 2m VND per month (~ 90USD), area 8m^2
- My part-time job + 3-4 m VND per month (180 USD). I spent 4- 5 days per week and 5 - 10 hours to work
And the funny thing is that the money I earn is not enough to cover my personal expenses, when I got COVID-19 I didn't get any subsidy from the government or my workplace... So I am off from school and working freelance at home, I love this life... (VN 22year old)
bạn làm công việc freelance gì thế ạ
@@igotosleepat9pm86 game dev
My situation is quite similar to yours and currently I have to do more work to earn more income
@@quing9337 good luck to you
With current house price of vietnam... sorry but dream does not usually come true
That apartment is small but it’s so clean and the tiles and paint look new.
Wow! Housing price at 32.5 times the income, and here in the US I thought 5.8 times the income is high. Look to me like space and inventory are two main issues in Saigon (HCMC). Nice to see that she has a plan and good luck to her and her brother.
US has property taxes where you constantly pay 1-3% of the value of the house every year, they don't. So, not saying this tips the scales in their favor, but it's not as bad as the numbers initially look.
Young people like this who can make it despite hardship are what make me hopeful for SEA region.
Nguyet is a little girl with big ambitious, good luck to her. As a fellow Vietnamese, I would do the same as her: study to get higher degree, only that you can get better job with well-paid salary
Sir she's 25 years old. That's not a girl.
@@briankiefer1 exactly. :D ahahha
Best strategy is to work for high paying industries like finance and tech. Environmental science masters is not a great choice in my opinion.
Or in an environment that at least pays more . I might be mistaken but the girl said she was an engineer saving 50% of income at 200 USD a month.. meaning she makes only 400? Wtf.. in California fastfood workers make 20usd hour if she migrated here just to work and sent the money back home she could almost 10x her monthly income just by migrating
environmental is non-profitable industry. it is more to gimmick
There's a lot of foreign investment coming into Vietnam for green energy. What she really needs alongside that Master's is the ability to speak English. That'll massively boost her opportunities for getting a high-paying job.
@@j562gee0hdeewestsdegethemuLa Migration is the way many Vietnamese people are choosing in order to be able to send money back home, as you mentioned. However, they often opt to go to South Korea, Japan, or Taiwan because the costs there are much lower than in the United States.
@@j562gee0hdeewestsdegethemuLavery hard getting a work visa. Unless she goes there illegally.
She's 25 years old and has already got a motorbike Lead (around 50 mil VND). And she lookes smart too, so I don't think her salary is 10 mil / month according to the video or she's got supported from family. She will have her own house in 10 years one way or the other.
Obviously she got supported from her family
Hay quá Nguyệt, cố gắng nhe’
This lady works for REE ( from her uniform) the same company as my dad's and the one that manages the building im working in now
Cau Giay HN is as expensive as Tokyo. That how crazy house price in Viet Nam is. BTW, our income tax is as high as some EU countries and our politicians are crazy rich.
Phân lô bán nền muôn đời thịnh!
công nghệ lõi của chúng ta mà
This seems like a world-wide problem. Younger people are priced out of the market by investors and ever increasing inflation.
Similar issues in the US. Seems to be a worldwide problem of business buying up housing and raising rent.
As she mentioned, there are more affordable areas but people are attracted to the cities.
Same situations in south east Asia, even Thailand , Malaysia, Indonesia…. Pretty much the same . The price of accommodation is sky rocket in city
ไม่..ยกเว้นประเทศไทย ราคาบ้านที่ไทยไม่ได้แพงมากนัก ปัญหามาจากธนาคารไม่ปล่อยสินเชื่อ ทำให้การซื้อบ้านทำได้ยากลำบาก
Home prices in the US (especially the large metro areas) have also went up *significantly* in the last few years while salary still lags far behind. Ho Chi Minh City is still much worse, but the gap is closing fast!
25m² unit for 2 students in HCM city is actually very high living standard. I have had 4 grand nieces and nephews who come from a village and one of them from a small town share a single kitchen of 12 m² turned to sleeping room for 4 years in HCM city. Their parents are coffee farmers/small electronic device vendors earning above average of vietnamese income who supported them and those 4 also had part time jobs while studying. Rental market for locals is way too overpriced.
Saigon is growing extremely fast. People the last 20 years keep coming into the city faster than the city can build housing. Also complicated is that the region Saigon is on isn't suitable for development in every direction. All these people coming in, all the challenges in building up the city, mean that prices are soaring.
That's a pretty spacious apartment compared here in Manila, Philippines. It's just a matter of time and hopefully they can get a better job or side hustle, investment to fully attain their dream home. Luckily, she has a brother who openly shares his cashflow for their expenses. Cooking or buying from the supermarket and still saving for food consumption might cost you, you still need to cook, wash, prepare it. For me, here in the Philippines, it's much better to just buy a cook food or grab, which is less hassle.
Same problem in Indonesia (and may be in SEA in general). Property price just don’t make sense but the good thing is rent price still affordable. ROI of rental property will be likely more than 15 years , some even 30 years (way beyond normal property ROI of 10 years)
I am thankful that I own rent property but if I have to do all over again , I would keep living frugal but invest my money somewhere else and just happily renting (and also less headache with home improvement/maintenance)
Why the house pricing always gone crazy whenever there is inlcline in economic? if that so, it's better have no booming economic but people could afford basic need like food, and houses
no incline in economic means no jobs in the 1st place! no jobs means cannot afford food and houses!
because gov people + real estate comanies own most of the land in Vn
I feel for this girl . She is at my age and i am Vietnamese too . the housing market has surged because many people in VN try to buy as much as real estate as possible to speculate for profit . This is not a good way to get rich !!!
What people? It's the companies owned by the people in the government that are hoarding land and artifically inflating the housing prices to boost their stock price.
Imo decent metro infrastructures would solve this problem or, at the very least, widen the residential options for the people, leading to lower housing prices.
In fact, buying a house in HCMC or Hanoi at this time was beyond the means of young people under 30 years old who did not have support from their families. The housing prices in Vietnam are crazy, even in smaller cities-I'm at a loss for words. I was able to afford my first home 10 years ago in HCM, but even though my income has increased 6 times since then, I still dont want to think to buy the next 2nd house.
wait for a bowl of pho is around 45k, and their salaries is around 20m? thats sound not bad for me, im not really sure how much di daily expenses there but im from indonesia and lets just say pho is kinda the standart daily meal and here lets just say nasi goreng for the comparison where i usually buy around 15k, my monthly salary is around 6m and im live quite comfortably
Your place ell lot nicer than mine
same situation in malaysia...due to currency low and as result export goods become expensive
believe or not, house price in Hanoi and HCMC same as in KL although income in KL 3x higher than in HN and HCMC
@@pqa2311 Because the population is 3x higher in vietnam, basic supply & demand economics
One thing i keeping my mind on this topic.
I'm from indonesia and live in the outskirts of Jakarta. Considering a borderline shitty house for more than a third of salary people commonly made a month for 20 years is scary, and looks like this is common in southeast Asia like this vietnamese dear lady here.
But at the same time I cannot really get into her in a curious way. At least here the mortgage will stay the same in currency regardless of inflation. My parents bought a 15 years mortgage in 2004 and in those years the inflation evaporates the IDR 200%. So as long someone can have a stable salary to fill it, even the low-end one, a man still can have raise a family and have a house all with his income alone - that's my father.
Now I just have to carefully consider - is this will be same for me? Can I rely the world and my local economy can as predicted as my parent's time? With the advancement of tech and information in this day and age, it's worries me the most.
I have many Viet Engineer friends who are working in an oil&Gas Field, they have a range of. $1500 to $3000+ monthly salary. This girl should discover and try Oil&Gas job and also Renewable energy.
In the oil and gas sector, companies are typically state-owned, and aside from capabilities, if you don't have connections, it can be very difficult for you to work there.
@@thieuquang7978 Working with Foreign companies is the key. Some of my friends are working with the State-owned company earning big but in an Offshore job.
Everyone in the country knows that already. The problem that unless you're from old money or have literally relation to people working there, you're not getting in.
oil & gas belong to the vietcong party, only vietcong and their family are allowed to work there.
Southern Vietnamese can never get in state-owned group
migrating to greener fields- Australia, New Zealand , Canada
They have been doing it since 1975, the most famous instance is 39 viet people died by hiding into a container to get into England.
it looks greener, I'll give you that, but you'll always be a 2nd class citizen there
Looks like it's so much easier to just build a house with your own hands instead of spending time on saving or office work?
Lovely room!
This is a psyop. Median annual income to house price ratio in Vietnam is 50x. There's no way a working class person can afford their own house even if they're slaving away their entire life. House owners in Vietnam are purely due to their parents or participate in corruption.
Sad...
at least she is not homeless?
@@fireat40 she's not, and?
7 Year of working in Vietnam I can save 25k$ and 30% help (15k$) from my family, I bought my house, and 3 years later I complete the bank payment (20k$), but my house is now worth 100k
Is that in countryside or city?
@@hyyfgenius Hanoi Capital
very depressing picture but no one seems to care. The youth is suffering!
VietNam is a semi poor country with rich rent and housing price. This is ridiculous
Exactly.
because our country has a backyard for real estate companies that make house prices so high and the people who make them like that are the authorities, using their power to make people miserable, they don't help people but also eat people to their bones, that is Vietnam
The women of Vietnam deserve a medal. Very unlikely the brother in the video has a job, she's most likely taking care of him. Very common. Source : marrried VNese woman
Don't judge
If i were to retire in Vietnam with $1000 monthly
Can i still live comfortably renting tho and eating out?
All young people want to move to the city where the jobs are, thus raising the property prices. This happens in many other countries as well.
Room looks quite beautiful actually. Here in India people are living in conditions worse than jail on western nations
Thats why we need to stand up! Stay tune mate and try our best to be better
Why cant everyone have a right to just have basic necessities. When like top 5% have more than they will ever need.
5million dong approximately??
That’s not a bad rent, cheap compared to Manila
Looks decent actually, but not sure if suitable place to raise kids
kids?!!!! you joking right? Who is stupid enough to have kids nowadays? She is financially sensible enough not to have any
This is because people from Australia or the US alike with Vietnamese heritage are moving there with their money and buy up properties through their relatives who are still Vietnamese citizens. This is driving up property prices making it unaffordable for local Vietnamese who don't have relatives who are foreign citizens, they choose to live in HCMC not because to raise children but for various other reasons.
Geeezzz... They are SIBLINGS FFS..
@@travellerswill Who said that? Theres no data to back up your statement. It's more likely that wealthy Vietnamese are buying houses as investments, driving the prices up. At least come up with something that makes sense to blame.
Buying property is not always the best financial decision.
if a foreigner work as same salary as vietnamese in Vietnam , you will recognize the big problems.
If they work as same salary, they won't come to Vietnam
Decades ago, you would be God with a bachelor's degree in Engineering. Nowadays is the minimum of minimum. Such a shame.
Vietnamese Communist Party officials own a lot of high-value real estate.
Sounds like a place that is quite close to where am I now with the housing unaffordability. This is home truly where I know I want to be. LOL. Singapore has the problem lah
the brother seems confidant
Never give uppp
So the sister can change clothes when the brother is in downstair without the door?
Well most of our Vietnamese students spend our Uni years in rooms like this. I am more lucky cause I have a window lol
Quite true! In the past, my older brother and I, we lived in a 10m2 room with no window.
She is the man of the house, seems there is no hope on her brothers, he is soft.
😂😂😂 you r so mean
@@hyyfgenius haha
So do lke China, the sister have to support her brother thank to imbalanced sex ratio at birth.
@@anameidonthave7957 I think the main reson is there are many bois who are soft nowadays.
Nguyệt rất dễ thương và xinh, Nguyệt có thể lấy chồng giàu có
all the best
I wish that I could marry a dedicated and hardworking person like her.
you can always go to Vietnam and date her. Plenty of Vietnamese waifu materials like her.
Come to vietnam and find one, better do it than chit chat.
my God a house in vietnam costs a billion. lol how daunting to calculate and budget your finances.
Housing prices in Hanoi has wildly increased in the past few years too. I could afford my own house, and another for rent, but what about my children, and my grandchildren? I'm sending my children to some of the best schools in Hanoi, but that is no guarantee they'll make enough money to buy a place in the city when they grow up. Will I ever have the peace of mind about their future in this city? Don't tell me to go back to my hometown in the countryside, because Hanoi IS my hometown.
My decision? Well, housing prices can go up all they want. I don't care. I'm out. I've been trying hard so that when my kids grow up, we'll be able to immigrate to another country where we can see a clearer (and brighter) future. 1 mil USD on a townhouse? (not sure it's the right word for "nhà liền kề" in Vietnamese) There're better ways to spend that money.
Housing prices is only 1 of the issues driving my determination (apart from the Vietnamese education, traffic, environmental pollution, food safety, moral degradation, political situation...). Our life is just too short and precious to spend most of it earning a place to live. Our ambitions should not be brought down to a house. We can live better than that.
"Lũ chúng ta ngủ trong giường chiếu hẹp
Giấc mơ con đè nát cuộc đời con
Hạnh phúc đựng trong một tà áo đẹp
Một mái nhà yên rủ bóng xuống tâm hồn."
Nice fujifilm bro
200 dollars saving per month? how survive
Ánh Nguyệt ơi, về quê anh sinh sống, quê anh có biển, có nắng và gió.
cô ấy muốn tìm một chàng trai từ một đất nước giàu có
Omg I'm Vietnamese
Nhà đẹp mà chật quá
You just have to borrow through the nose & wait for inflation to devalue the mortgage.
797👍Wow !! Great presentation, GOD BLESS YOU DEAR , HAVE A NICE TIME Amazing dear , very beautiful , wonderful coverage , greetings from HONG KONG @richscenic
200 dollars for an engineer, wow that's is so low. she deserves to get paid more.
Then you pay more for your goods & services, be the change you preach
I used to wish that I should die, knowing that I am living in a country like this, hopeless to the extreme, how will you live knowing that you work hard and work hard all your life only to change? only a few pennies and no social justice or market justice
If you were born in Vietnam to a normal family, you are no different from an animal and have no right to be human
I feel sorry for people who live with such misery. We all deserve better 🙏🙏🙏
Communism is rigged
I plan to off myself
@@frog6054 u live in VIetnam?
great
This girl will be very successful in the future, she is smart, hard working. When I were at her age, I thought i would take me 10 years to buy a home, but I bought a home 3 years later, and I paid all mortgage within 4 years. So in the next comming years you will earn a lot more than the first 3 years.
Times have changed. A lot.
Doubt it unless she go’s to the USA or Australia
It's better than Jakarta