We disbanded our HOA. Several years after the builder handed the HOA over to the residents, we got tired of the harassment and voted to disband it. Best idea we ever had. That’s what brought our community together.
@@MegaMindyLou that makes a huge difference. A pool is mandatory in the summer. Pool maintenance and a life guard are provided with HOA's. In your case you did the right thing. Is your neighborhood still up to previous standards?
A friend of mine bought a house that has a “Voluntary HOA Membership Option”. She refused to join the HOA prior to signing the Deed and other paperwork. She doesn’t have to pay dues and is not subject to the rules. Yes, she can’t use things like the boat launch (lake), the pool, tennis courts, club house, etc. But she is totally fine with that. The HOA tries to pressure her into joining all the time, but she refuses.
This happen to me, too, plus the HOA pays for police security, they told me they patrol the community, but not my specific home, that I would have to call 911 for that which would be a much slower response. I told them I'm cool with that.
I like how HOA tries to bribe you with amenities you can literally go and pay for anywhere else for better fees and less legal liability. Like if you decide to stop paying for a membership worst you'd have to worry about is a breach in a contract that was agreed on for a certain time period (like a year contract), potential late fees, or being banned from the place worst case scenario. At least you don't have to worry about those places foreclosing on your own house 🙃
We had a newly retired neighbor who walked around with a notebook to list infractions to call in on daily. Once she was identified as the complainer. Neighbors reported her repeatedly for minor infractions. They wrote letters - you are not a neighbor - you are an enemy to this neighborhood. It backfired on her when people moved and rented their homes.
Rainbow Dash in a sense, but they rented out their homes & the people renting the homes don't have to abide by the HOA rules & regulations. So little miss snitch bag can't do anything about all the little "infractions" the renters commit. Yes the HOA or DA (Developer Association) can send a letter to the home owner, but guess what, renters have rights & the homeowner cannot force them to do things homeowners do. So in the end, HAHA snitch with your little notepad. Those renters kids will scream all day long & there is ABSOLUTELY NOTHING snitchbag can do or have done about it.
The original reason for an HOA is to look after common areas “ONLY” laws need to be drastically change so that homeowners have control not HOA/Developers. Private property should be solely in control of the owners.
@@redgeneral5792 Creating rules that you HAVE to follow, with monetary consequences up to and including foreclosure on your home is the same as a law. You can't really go to jail for it, but you either follow it or lose your house. By purchasing a home in an HOA, you have VOLUNTARILY agreed to give up some of your rights and freedoms in order to have someone else be able to make some of your property decisions for you. Up to and including, in some cases, what type of vehicles you can have on your property. Some HOA's will not allow work vehicles (like plumber's trucks, etc.) to be visible, but since they don't usually fit well in your small garage, you just can't have it. Some also don't allow any vehicles that they consider an "eyesore" to be out and visible. That means that you can't have a classic car that you're restoring, unless you can fit it in your garage, or even have a beat up or damaged vehicle at all. And, if you're lucky enough, some of them won't even allow you to park your vehicles on the street, and don't have long enough driveways to park in them. So, you're stuck with only whatever vehicle you can fit in your garage. I know some of that about the cars, because my old boss bought a home in an HOA, and had to get rid of his truck, because it was about 6 inches too long to fit in the garage all the way.
LOL I love them, too. Maybe because my husband and I bought a house last year and told our realtor it could _not_ be in a place with an HOA. As much as it would be nice to have someone cut the grass for us, we don’t need to stress out about the color of our front door or whether we can park in front of our own house! I still love watching videos of HOAs getting called out in the news.
This sort of scam has been going on it Texas for decades. A co-worker of mine bought a unit in Dallas back in the '80s. The documents said that the homeowners would take over the HOA once the development was 80% sold. The catch was, the developer never sold the last 25%, they rented them out, and retained control. When the tennis courts were damaged by a storm, all the owners were charged an additional assessment to pay for the repairs. Turns out though, that there was insurance coverage that paid for the repairs. The special assessment when straight into the developers pocket. The homeowners found out, because one of them happened to work for the insurance carrier.
That is called insurance fraud and carries jail time and fines. I hope the homeowners alerted the authorities and charges were filed. It has nothing to do with a functioning HOA.... The developer protects his investment until it is recovered, then passes control of the HOA over to the co-owners. If this developer retained ownership of 25% of the units I can see where that could certainly present a problem to the owners. I would suspect that if taken to court that a judge would rule that if the developer chose to "rent" out the remaining 25% of the units, that the developer in essence has "purchased" those 25% of the units at a discount and that all units are now considered "sole" for the purpose and intent of the clause that the law allows the developer to insert into the CC&Rs. I would check with a good Real Estate Attorney who WRITES CC&RS and ask them for their advice. Good luck.
I don't think that it constitutes insurance fraud, because the insurance company has not been defrauded. That said, it does sound like embezzlement, because the proceeds from the assessment should remain the property of the HOA, not the developer.
David Lamb you're correct, except the money should be given back to all the homeowners, NOT retained by the HOA. That's what "dues" are for. Homeowners shouldn't be forced to basically pay money "incase" shit happens. That's what insurance is for & what their monthly /yearly dues are for.
David Lamb I read your comment wrong the 1st time. I thought it said, the money received from the homeowners should remain in the HOA. Nonetheless, you are correct & that would be embezzlement. I've seen over 500 news casts about crooked HOAs. I would NEVER EVER allow someone to tell what to do, how to live, what I can or can't have, on a property that I owned. I will NEVER buy into an HOA. I can cut my own grass, fix & repair my own home. Paint my house, re-cement my driveway, etc. all by myself. I can take my children to city parks & live under my OWN rules.
HOA's aren't' designed to benefit the homeowners, how they got that idea is bizarre. They are designed to benefit the developer OR the HOA board instead.
V Star 1300 Adventures right, & what's even more bizarre is that someone would allow others to control their lives & home. Kind of like a dictatorship. Screw that, I would NEVER give anyone power over me, my family & guests or my home.
People work too hard to have a nice home to give another person or another group well beyond their control any say in it. Still trying to understand that concept.
V Star 1300 Adventures Not all HOAs are bad. The last two houses my parents owned had HOAs. One covered an entire subdivision and collected a small fee each year for upkeep of the bike trail system and playgrounds in the subdivision. The other one was smaller and did have a good sized monthly fee, but that was only to cover yard work, snow removal, and community building upkeep. Both pretty much stayed the f- out of the residents’ way otherwise.
when I was looking to buy a house back in 1990 our realtor drove us around bunch of neighborhoods and said oh this one has an HOA and this one doesn't and so I asked her what an HOA meant and she told me so I started to ask let me see what the rules and regulations are for this particular neighborhood she's kind of beat around the bush getting us the information it was just kind of telling us what it was that's when I got a bad feeling. finally I saw the rules and regulations for this one subdivision we are going to move into and I couldn't believe what you could or could not do mostly could not do. they were so controlling if you had to have your roof fixed or reshingled you only had a choice of three types of shingles to choose from. long story short I did not move into one that had an HOA. the best thing I ever did.
Abigail Moore...sorry everyone has a choice. You either buy a house in a HOA or a house in a non-house neighborhood. It is a false statement saying that all non-HOA homes are in a crime ridden neighborhoods and HOA homes are not.
Abigail Moore I'm from San Antonio you make it seem like every house is an HOA. I have houses in non HOAs and feel very safe. Your just a typical DUMBASS HOA believer like some of my family members who bought in to the idea and bitch about it. HOA ARE FOR DUMBASS'S who choose to give up their rights I call them DEMOCRATS
I absolutely abhor HOA's. When I sold my last home, I intentionally sought out a home to purchase that is NOT in an HOA. They take your money and treat you like your less than dirt. Fine you every time you turn around and you have to ask for permission for everything you want to do on your lot. I got out of there as quickly as I could. Never again! They're uncontrolled and go un-checked in this state and do nothing but harass a person. I refuse to live like that and worse, to pay extra to be treated like dirt! Buyer's beware! You have very little recourse when you want to stand up for yourself and your family. Unless of course you have plenty of money to throw around at attorney that will help you get nowhere really fast! Buyer's beware!
This is why people need to READ THE HOA DISCLOSURE when they buy a house. I would never buy a house in a HOA that is still controlled by the developer.
I would never buy one period, if I have to drive 2 hours to work to avoid an HOA so be it that will still be less expensive than going to court every other week to deal with the Nazi HOA
Imagine what would happen if every single resident in an HOA all got together at the same time, and voted amongst themselves to stop paying their HOA extortion ever again. One thing that bothers me about them is their ability to foreclose on any home for just about no reason. What if you bought your home when you were still very young, and you're now in your late 50s to early 60s, you've made all of your payments over the course of 30-40 years, and you now own your home. There is no more mortgage on your home and you tell the HOA that they can now go pound sand because you now own your home lock, stock and barrel. What are they going to do, foreclose on and evict you?
I don't have to imagine what would happen. I've seen too many video's on UA-cam that shows exactly what would happen. If you stop paying dues after paying off your home, the hoa will foreclose on your home and sell it out from out from under you. If you get lucky, they may only put a lien on your home
@@deanosborn3464 They're required to pay you the sale price of the home minus owed dues when they do this. State law may also offer a redemption period during which you are guaranteed the right to buy the house back even if it was sold, but guess what. When you do that, you gotta join the HOA again. People need to see the truth about mandatory HOAs. The grass may be greener in an HOA, but that's because the homeowners get fined if it isn't the exact shade of green that the CC&R requires.
HOAs should be dissolved after the last house in the development is sold or ten years after the first property is sold. Then it should revert to a common area maintenance association.
@@AdamSmith-gs2dv Exactly, the HOA board tells people they are there to protect and help homeowners. In reality they don't do shit and when you tell them something all they say is that they're going to get it done, but it never happens. Even if you get as much as half the community to agree with you, all they say is they're going to get it done but nothing happens. So basically you're just giving them money just for them to keep it and say they'll spend it on the community. In reality they're just in it for the money and fight to not have to spend it for the community. That's why it's actually quite common for things like unfinished community projects to exist in those communities. I live nearby HOA communities and neighbors and friends tell me how it's the worst. In one they promised to replace the water fountains in their park because they stopped working. For 5 years they've been telling them the same thing but they haven't been fixed. In another they were planning on building a community pool. A large hole was dug by construction workers that's it. For 2 years it's been just a large dug hole sorrounded by a tall metal fence. Homeowners asked when is it going to be built and all the HOA makes is excuses that the project is "slowed down" due to winter and in summer they say that work is getting done but there's no workers there. They must be so happy the virus came because now they don't have to come up with anymore bullshit excuses.
@@RussellD11 It is clear to me that HOAs are just a racket to fleece homeowners of their money in exchange for nothing but lifelong harassment. Arbitrary rules dictate everyone's behavior and violators face stiff fines. All under the false premise the HOA will protect property values when people should know only the real estate market determines that. ALL HOAs need to be banned!!
@@junegloom1157 Yep one of my Condo's I own just passed a ban on all rentals, meaning every condo must be "owner occupied" Can you believe that shit!! LOL of course everyone is grandfathered in now, but any buyer from here out cannot rent their property they just bought... Crazy and my HOA is $375/mth with them
And things like this are the reason why when my husband and I move in a couple years and we want to live in a house that looks like one of those houses, we plan on building our own house out in the country.
"A homeowners association that's supposed to work for you" LOL Show me an HOA anywhere in the U.S. that works for the homeowners and I'll show you a pot of gold complete with a leprechaun.
I work for a developer who has created HOAs where the developer has a seat on the board to protect the still developing property but once all property has been sold then that rule falls away. This is the right way to do it. Makes me mad that these sleazy developers give a bad name to all.
In my area our HOA board is pretty good, it is the mangement company that does the day to day business that we have to keep an eye on. Many times we have had to contact a board member to get approval for repairs (like a new fence) and the request has not been forwarded to the board. Only after a homeowner contacts a board member directly does approvals get done. The mangement company is supposed to be sending those requests to members for approval as soon as they come in so repairs can be done in a timely manner.
I beg everyone, if you are looking to purchase a home and those disgusting three letters are in your contract (HOA) turn around and run. You don’t need that house bad enough to put up with the nightmare you would be entering into.
Here's a little tip: If they're foreclosing your house, they can't blame you for an accidental grease fire getting out of control. You were cooking fried chicken and you spilled some oil...
The rep at the end said it best. If the homeowners thought they would have a say in how their HOA was run and what the rules would be, they obviously never lived in one.
If you don't understand the legalese, you fail to understand what you are signing into. It's cheaper to send all paperwork to be interpreted by someone with experience.
LMFAO WHEN THEY CALL THEM HOME OWNERS!! You’re a renter at an HOA. You can’t do anything to the home you’re paying for without permission, can’t park on the roads in front of your home. Lol you’re a renter if you live at an HOA community because if they were truly home owners, they wouldn’t be in this situation with the HOA.
Subdivisions offer a lot of perks but they also cause a lot of misery. Buy a home away from the city or some land. Its hard to find urban and suburban areas without an HOA but living further fromtown will give you peace of mind
Same with ours as long as our builder keeps building we cant switch out the majority that is the builders. we just bought and the community beside us has been waiting for 5 years since building plans count as "building" even though it takes years for permits to get approved for actual build.
Take 'Lennar' to court. Tie them up on minor points. Go directly for the CEO and senior board members. Anything slightly off take them to court. You ask that the judge stops all new build work until sorted. Don't take pleas or holds. Demand to see finances as required. They will so get the message when the building stops and so does the income. Your settlement is that once a house is 1year old it is passed to an HOA in which they have no say
The community that i rented previously had 2 HOAs that the owner had to pay. It was a nice neighborhood, however, too many rules. The whole community itself had a set of rules, and the sub-community had it’s own. Wow.
i live in an apartment and people keep telling me to get a house. They talk about privacy and being able to do what I want. My arguments? - people never talk about the money for maintenance of the house, as if nothing ever breaks. - HOA bull - there are many different ways a house can be taken away from you, even if it's paid off. The easiest one being back taxes. The only way I'm owning a house is to flip it to make more money.
can we take a moment to think about what that woman from the TX Association of Builders said @4:25? She's basically saying that residents should not be expecting to have a voice or a vote in matters pertaining to their community from an HOA. That you buy into a body who's job it is to maintain the community and preserve property value, but don't actually have a say in how they do it. I've never owned a home so I may not have experience with HOAs but even I know that if you call it an HOA, are paying dues for it's services, then there is a board comprised of residents who are voted in by residents and also votes for things as residents. She is saying that people aren't expecting that kind of system (which almost any HOA in the country does use) and if they are expecting it then they don't know what they're talking about because they've never lived in one? So is she saying that every one of the millions of HOAs established across the country and their equivalents abroad are all being run incorrectly and her one operation here in TX is a true HOA?
If the home owners aren't represented, then why do they call it a "HOME OWNERS" association. They should rename it a DOA (Developer Owned Association) to avoid sounding like scammers. Also, raising the cost of dues is a clear sign of a scam. They could just never finish building the last home, and continue profiting by raising the HOA dues. It's a loophole gold mine. Since the residents paid for the park and the pool Do they own it or does the developer get to keep all the money?
I made a negative comment about a resident to the treasurer, that I didn't want to go to anymore meeting because of the past experience of a resident arguing for well over 15 minutes at a meeting. She told me he was on the architectural board and I told her, that's great now I am going to be retaliated against but she said they don't do that. I am being retaliated against by them, by not acknowledging my request for yard work. I have done other request and received notice within 2 weeks, this time it is going on 3 weeks and nothing. The bylaws give a 30 reply or no reply means it has been approved. Is there anything I can do legally? Should I notify the board President of my concern or let it go?
Can't they sue them for false representation? It's like calling a parent-teacher association a school board - teacher association. It seems contract law should prevent content of a contract to go against it's title or it's summary.
Never good to sue your HOA. You're basically suing yourself. Don't go that route unless you've already sold your house! Those court fees can be split up between all properties.
The Builders get the HOA Dues and use them to finish building and developing the properties? Also it can continue that way for ever, or at least until the builder finally calls it completely done. So when do the owners really own the property?
So 4:30.. they have no say, not allowed to see what a governing body is doing. You’re going to supposedly make the neighborhood a nicer place to live raising property value. And still expect them to pay.. lady you just described a dictatorship with no accountability...
Yeah all of those raises in fees are because they go into the presidents pocket and in the council's pockets. I bet they follow none of the rules that they set forth. I bet they're so full of themselves in the position that they have they treat everybody like peasants and garbage beneath their feet. If you're thinking about buying a home please do not buy in an HOA it's not really your property in essence a rental even though you might be paying a mortgage but you're just renting there you have to ask permission for everything and your rights as citizens are also taken from you because you voluntarily gave them up when you bought the house.
Our HOA's board has a fiduciary responsibility (EG: No board member can get paid for being on the board) and our HOA maintains the roads, lights and landscaping. Not all HOAs are evil... read the documents and make sure the board is elected before agreeing to buy a house. It's that simple.
So wait. Lennar owns the HOA, but they say it's not HOA and shame on the home owners for not knowing? If Lennar wants to keep making money they need to send out letters to clarify or at least better state what the home owners can do to ease their concerns, therefore lower the chances of them being fed up and leaving. But what do I know. I've only been training/working in property management for a half way decent period of time. >.>
I hate HOA communities. I would never buy another house in an HOA community. I sold my last house only because of the HOA and now I have another house with no HOA and what a piece of mind
How long does the developer keep control? It used to be that the developer had to hand over full control to the residents once the neighborhood is fully constructed. How is this legal? Please pressure the State to fix the law.
They just slow roll construction for as long as possible, mainly because they think if they slow roll it they will get more money for the house in the future
@@scotthall1381 Not used to this. Most developers around here are in a hurry to deliver units as fast as possible so they can cash out. I guess a lot of them are leveraged around here.
@@jamesduggan5846 I have noticed they do this when the Land Cost was high, so that want to maximize ROI, best way in a hot market is to wait another year or 2 and they can easily get 15-20% more
Adding lights wouldn't solve the problem. Kids will still hang out there drinking. Giving them light will attract more, for longer. Might solve the condom issue, but not guaranteed.
I doubt she went to her HOA meetings. They only meet once a year, and if she didn't go to the meeting, she's not heard. I went to our HOA meeting once, and almost every request got approved, including installing mirrors for hard to see corners.
HOAs should be outlawed in the USA. In Canada we only have possibly a couple in gated communities, which are rare themselves. Zoning is done strictly by the municipalities with property taxes that never relinquish control to HOAs. If zoning laws get weird, like what colour you can paint your garage, and this has happened, residents have a forum at meetings and can vote out their council in the next municipal election if unhappy.
No. That being said, there are probably some blue-moon exceptions but in most cases the local government requires all homes in a neighborhood to be in the HOA and the CC&R's must be accepted before the owner can take possession of the home.
Developers control the HOA until the last lot is sold. Then, and ONLY then, is the power give to the homeowners. The developers don't give a shit. I was in the land surveying business for 42 years and never worked with a developer who cared about anything but profit.
No one should buy a home or rent one in a community that has an HOA. They are usually not in the homeowner's best interests. Ones set up buy developers are the worst.
4:15 this lady is EXACTLY the karen that LOVES hoas. "The developer wants to make sure that investment they bought into comes to fruition" what about the families whose investment in the homes is the only reason the developers make money?? This is such a scam
HOMEowners Association should be OF the homeowners, BY the homeowners, FOR the homeowners. if not then it should only be called a DOA (Developerowners association) as they are in control
HOA means run away. There was a story I saw once that a developer set the HOA up so vacant lots had 2 votes and developed lots only had 1. He never developed enough lots so he was always in control. To me that is not an HOA, it's another business the developer has, since he makes a profit off it.
Laws governing HOAs are state laws. They are different in each state. In Florida once the development is 51% completed a percentage of the board must be residents. People need to change the laws in the state.
>if someone has a misconception, it's because they haven't been in that situation Disgusting. That is a shameful statement of someone that is so deep in the pockets of their boss that they're part of the sell. In that moment, she can't even conceive why that statement is bad. That is shameful. No one should need to be screwed over before knowing when they're being screwed over. Be a decent human being.
When you move into an HOA neighborhood, you are giving up some of your liberties as a home owner for the sake of security for a small fee! "Never give up your liberty for security, those that do, deserve neither!" ----Ben Franklin
If I am a member of a Home Owners Association, I would expect to have a vote . . . much like I am a member of a Parent and Teachers Association, and I have a vote.
We got rid of hoa in my area, it all started with them telling me the roots of the tree didn't burst my pipes. Pretty much I used the same tactics here like I did back on 2005 during my last deployment... MAGA🇺🇸
If a developer is moving through a development and building the homes this well intended developer HOA makes sense. But what if the developer stops building and has no intention of returning to complete the job, and even lets the development fall apart but continues to raise the HOA dues, then you've got a problem like I face.
We disbanded our HOA. Several years after the builder handed the HOA over to the residents, we got tired of the harassment and voted to disband it. Best idea we ever had. That’s what brought our community together.
Thank you to everyone for the comments. It helped better understsnd this topic.
How is that done. How do we disband an HOA
Do you still have access to the community pool?
@@thetruthfornow6045 We didn’t have a pool. Or a park or any common areas.
@@MegaMindyLou that makes a huge difference. A pool is mandatory in the summer. Pool maintenance and a life guard are provided with HOA's. In your case you did the right thing. Is your neighborhood still up to previous standards?
A friend of mine bought a house that has a “Voluntary HOA Membership Option”. She refused to join the HOA prior to signing the Deed and other paperwork. She doesn’t have to pay dues and is not subject to the rules. Yes, she can’t use things like the boat launch (lake), the pool, tennis courts, club house, etc. But she is totally fine with that. The HOA tries to pressure her into joining all the time, but she refuses.
When I bought my house my only definite was no HOA!! !
This happen to me, too, plus the HOA pays for police security, they told me they patrol the community, but not my specific home, that I would have to call 911 for that which would be a much slower response. I told them I'm cool with that.
I like how HOA tries to bribe you with amenities you can literally go and pay for anywhere else for better fees and less legal liability. Like if you decide to stop paying for a membership worst you'd have to worry about is a breach in a contract that was agreed on for a certain time period (like a year contract), potential late fees, or being banned from the place worst case scenario. At least you don't have to worry about those places foreclosing on your own house 🙃
Good for her!
She straight up said that people don’t have a voice in a system they pay into and they shouldn’t assume they do.
Eduardo Vargas she’s a old hag
Sounds like America
We had a newly retired neighbor who walked around with a notebook to list infractions to call in on daily. Once she was identified as the complainer. Neighbors reported her repeatedly for minor infractions. They wrote letters - you are not a neighbor - you are an enemy to this neighborhood.
It backfired on her when people moved and rented their homes.
Therese Ward doesnt that mean it worked and people left?
Rainbow Dash in a sense, but they rented out their homes & the people renting the homes don't have to abide by the HOA rules & regulations. So little miss snitch bag can't do anything about all the little "infractions" the renters commit. Yes the HOA or DA (Developer Association) can send a letter to the home owner, but guess what, renters have rights & the homeowner cannot force them to do things homeowners do. So in the end, HAHA snitch with your little notepad. Those renters kids will scream all day long & there is ABSOLUTELY NOTHING snitchbag can do or have done about it.
shut up brony
Tony, you ok?
until the hoa passes a rule that says the homeowner cant rent out the house
That one lady said it all, if you think your going to have a voice, you never lived in a HOA community.
That’s a misstatement of fact. We sued the builder for non performance and made them add us as co-declarant.
What HOA's do to their home owners is Absolutely CRIMINAL. They're worse than any Mafia!
They are terrorists. They callously wield power, destroy and traumatize those who oppose their wicked behavior
The original reason for an HOA is to look after common areas “ONLY” laws need to be drastically change so that homeowners have control not HOA/Developers. Private property should be solely in control of the owners.
Only a fool would buy a house in an hoa.
Big Bear Welding & Fab you must be unorganise maggot living life style. No body control you unless you're breaking the laws
HOA's don't make laws, dumbass.
Big Bear Welding & Fab, Please go back to your trailer.
@@redgeneral5792 Creating rules that you HAVE to follow, with monetary consequences up to and including foreclosure on your home is the same as a law. You can't really go to jail for it, but you either follow it or lose your house. By purchasing a home in an HOA, you have VOLUNTARILY agreed to give up some of your rights and freedoms in order to have someone else be able to make some of your property decisions for you. Up to and including, in some cases, what type of vehicles you can have on your property. Some HOA's will not allow work vehicles (like plumber's trucks, etc.) to be visible, but since they don't usually fit well in your small garage, you just can't have it. Some also don't allow any vehicles that they consider an "eyesore" to be out and visible. That means that you can't have a classic car that you're restoring, unless you can fit it in your garage, or even have a beat up or damaged vehicle at all. And, if you're lucky enough, some of them won't even allow you to park your vehicles on the street, and don't have long enough driveways to park in them. So, you're stuck with only whatever vehicle you can fit in your garage.
I know some of that about the cars, because my old boss bought a home in an HOA, and had to get rid of his truck, because it was about 6 inches too long to fit in the garage all the way.
@@INYOURFACE-1 lies...
Why do I love these HOA videos so much? I'm not a homeowner, and won't be for years lol
LOL I love them, too. Maybe because my husband and I bought a house last year and told our realtor it could _not_ be in a place with an HOA. As much as it would be nice to have someone cut the grass for us, we don’t need to stress out about the color of our front door or whether we can park in front of our own house!
I still love watching videos of HOAs getting called out in the news.
Never buy into HOA
This sort of scam has been going on it Texas for decades. A co-worker of mine bought a unit in Dallas back in the '80s. The documents said that the homeowners would take over the HOA once the development was 80% sold. The catch was, the developer never sold the last 25%, they rented them out, and retained control. When the tennis courts were damaged by a storm, all the owners were charged an additional assessment to pay for the repairs. Turns out though, that there was insurance coverage that paid for the repairs. The special assessment when straight into the developers pocket. The homeowners found out, because one of them happened to work for the insurance carrier.
That is called insurance fraud and carries jail time and fines. I hope the homeowners alerted the authorities and charges were filed. It has nothing to do with a functioning HOA.... The developer protects his investment until it is recovered, then passes control of the HOA over to the co-owners. If this developer retained ownership of 25% of the units I can see where that could certainly present a problem to the owners. I would suspect that if taken to court that a judge would rule that if the developer chose to "rent" out the remaining 25% of the units, that the developer in essence has "purchased" those 25% of the units at a discount and that all units are now considered "sole" for the purpose and intent of the clause that the law allows the developer to insert into the CC&Rs. I would check with a good Real Estate Attorney who WRITES CC&RS and ask them for their advice. Good luck.
I don't think that it constitutes insurance fraud, because the insurance company has not been defrauded. That said, it does sound like embezzlement, because the proceeds from the assessment should remain the property of the HOA, not the developer.
David Lamb you're correct, except the money should be given back to all the homeowners, NOT retained by the HOA. That's what "dues" are for. Homeowners shouldn't be forced to basically pay money "incase" shit happens. That's what insurance is for & what their monthly /yearly dues are for.
David Lamb I read your comment wrong the 1st time. I thought it said, the money received from the homeowners should remain in the HOA. Nonetheless, you are correct & that would be embezzlement. I've seen over 500 news casts about crooked HOAs. I would NEVER EVER allow someone to tell what to do, how to live, what I can or can't have, on a property that I owned. I will NEVER buy into an HOA. I can cut my own grass, fix & repair my own home. Paint my house, re-cement my driveway, etc. all by myself. I can take my children to city parks & live under my OWN rules.
HOA's aren't' designed to benefit the homeowners, how they got that idea is bizarre. They are designed to benefit the developer OR the HOA board instead.
V Star 1300 Adventures right, & what's even more bizarre is that someone would allow others to control their lives & home. Kind of like a dictatorship. Screw that, I would NEVER give anyone power over me, my family & guests or my home.
People work too hard to have a nice home to give another person or another group well beyond their control any say in it. Still trying to understand that concept.
Greed, greed, greed!
ua-cam.com/video/O7d8GFyrGJ8/v-deo.html
V Star 1300 Adventures Not all HOAs are bad. The last two houses my parents owned had HOAs. One covered an entire subdivision and collected a small fee each year for upkeep of the bike trail system and playgrounds in the subdivision. The other one was smaller and did have a good sized monthly fee, but that was only to cover yard work, snow removal, and community building upkeep. Both pretty much stayed the f- out of the residents’ way otherwise.
when I was looking to buy a house back in 1990 our realtor drove us around bunch of neighborhoods and said oh this one has an HOA and this one doesn't and so I asked her what an HOA meant and she told me so I started to ask let me see what the rules and regulations are for this particular neighborhood she's kind of beat around the bush getting us the information it was just kind of telling us what it was that's when I got a bad feeling. finally I saw the rules and regulations for this one subdivision we are going to move into and I couldn't believe what you could or could not do mostly could not do. they were so controlling if you had to have your roof fixed or reshingled you only had a choice of three types of shingles to choose from. long story short I did not move into one that had an HOA. the best thing I ever did.
Long story LONG, you mean.
Abigail Moore...sorry everyone has a choice. You either buy a house in a HOA or a house in a non-house neighborhood. It is a false statement saying that all non-HOA homes are in a crime ridden neighborhoods and HOA homes are not.
Abigail Moore I'm from San Antonio you make it seem like every house is an HOA. I have houses in non HOAs and feel very safe. Your just a typical DUMBASS HOA believer like some of my family members who bought in to the idea and bitch about it. HOA ARE FOR DUMBASS'S who choose to give up their rights I call them DEMOCRATS
michael cisneros hope you're not calling me a typical dumbass HOA believer because I did not move into an HOA. neighborhood.
Tom William no brother I was replying to Abigail DUMBASS Moore
I absolutely abhor HOA's. When I sold my last home, I intentionally sought out a home to purchase that is NOT in an HOA. They take your money and treat you like your less than dirt. Fine you every time you turn around and you have to ask for permission for everything you want to do on your lot. I got out of there as quickly as I could. Never again! They're uncontrolled and go un-checked in this state and do nothing but harass a person. I refuse to live like that and worse, to pay extra to be treated like dirt! Buyer's beware! You have very little recourse when you want to stand up for yourself and your family. Unless of course you have plenty of money to throw around at attorney that will help you get nowhere really fast! Buyer's beware!
This is the useful stuff they should teach in schools, not all the BS you never use later on.
Law must change. Now the lesson learned: Do not buy with an HOA is in charge.
This is why people need to READ THE HOA DISCLOSURE when they buy a house. I would never buy a house in a HOA that is still controlled by the developer.
I would never buy one period, if I have to drive 2 hours to work to avoid an HOA so be it that will still be less expensive than going to court every other week to deal with the Nazi HOA
@Sunamer Z no...the reason was much more sinister than that.
Imagine what would happen if every single resident in an HOA all got together at the same time, and voted amongst themselves to stop paying their HOA extortion ever again. One thing that bothers me about them is their ability to foreclose on any home for just about no reason. What if you bought your home when you were still very young, and you're now in your late 50s to early 60s, you've made all of your payments over the course of 30-40 years, and you now own your home. There is no more mortgage on your home and you tell the HOA that they can now go pound sand because you now own your home lock, stock and barrel. What are they going to do, foreclose on and evict you?
I don't have to imagine what would happen. I've seen too many video's on UA-cam that shows exactly what would happen. If you stop paying dues after paying off your home, the hoa will foreclose on your home and sell it out from out from under you. If you get lucky, they may only put a lien on your home
@@deanosborn3464 They're required to pay you the sale price of the home minus owed dues when they do this. State law may also offer a redemption period during which you are guaranteed the right to buy the house back even if it was sold, but guess what. When you do that, you gotta join the HOA again. People need to see the truth about mandatory HOAs. The grass may be greener in an HOA, but that's because the homeowners get fined if it isn't the exact shade of green that the CC&R requires.
HOAs should be dissolved after the last house in the development is sold or ten years after the first property is sold. Then it should revert to a common area maintenance association.
A friend of mine told me that the HOA can make your life a living hell
''Home Owners Associations'' are a multi-million dollar business, they are in it to become RICH and some have investors which is the HOA top priority.
They aren't even a business, they are a SCAM
@@AdamSmith-gs2dv Exactly, the HOA board tells people they are there to protect and help homeowners. In reality they don't do shit and when you tell them something all they say is that they're going to get it done, but it never happens. Even if you get as much as half the community to agree with you, all they say is they're going to get it done but nothing happens. So basically you're just giving them money just for them to keep it and say they'll spend it on the community. In reality they're just in it for the money and fight to not have to spend it for the community. That's why it's actually quite common for things like unfinished community projects to exist in those communities. I live nearby HOA communities and neighbors and friends tell me how it's the worst. In one they promised to replace the water fountains in their park because they stopped working. For 5 years they've been telling them the same thing but they haven't been fixed. In another they were planning on building a community pool. A large hole was dug by construction workers that's it. For 2 years it's been just a large dug hole sorrounded by a tall metal fence. Homeowners asked when is it going to be built and all the HOA makes is excuses that the project is "slowed down" due to winter and in summer they say that work is getting done but there's no workers there. They must be so happy the virus came because now they don't have to come up with anymore bullshit excuses.
yep everyone paying like $200/mth adds up! for basically nothing!
@@RussellD11 It is clear to me that HOAs are just a racket to fleece homeowners of their money in exchange for nothing but lifelong harassment. Arbitrary rules dictate everyone's behavior and violators face stiff fines. All under the false premise the HOA will protect property values when people should know only the real estate market determines that. ALL HOAs need to be banned!!
@@junegloom1157 Yep one of my Condo's I own just passed a ban on all rentals, meaning every condo must be "owner occupied" Can you believe that shit!! LOL of course everyone is grandfathered in now, but any buyer from here out cannot rent their property they just bought... Crazy and my HOA is $375/mth with them
When buying a house in an HOA you should have a choice if you want to join or not like a union in a right to work state.
that is why i moved into a neighborhood without a HOA
And things like this are the reason why when my husband and I move in a couple years and we want to live in a house that looks like one of those houses, we plan on building our own house out in the country.
Anyone who buys a home with an HOA gets what they deserve.
"A homeowners association that's supposed to work for you" LOL Show me an HOA anywhere in the U.S. that works for the homeowners and I'll show you a pot of gold complete with a leprechaun.
NEVER buy a home with an HOA.
I work for a developer who has created HOAs where the developer has a seat on the board to protect the still developing property but once all property has been sold then that rule falls away. This is the right way to do it. Makes me mad that these sleazy developers give a bad name to all.
listen carefully to susan wright's statement @ 3:56- 4:30 that my friends is call deception
I have never seen a news segment about a good HOA.
In other words she doesn't want to give up her power over the residents.
An HOA not run by the homeowners is not a HOA.
In my area our HOA board is pretty good, it is the mangement company that does the day to day business that we have to keep an eye on. Many times we have had to contact a board member to get approval for repairs (like a new fence) and the request has not been forwarded to the board. Only after a homeowner contacts a board member directly does approvals get done. The mangement company is supposed to be sending those requests to members for approval as soon as they come in so repairs can be done in a timely manner.
I beg everyone, if you are looking to purchase a home and those disgusting three letters are in your contract (HOA) turn around and run. You don’t need that house bad enough to put up with the nightmare you would be entering into.
Here's a little tip: If they're foreclosing your house, they can't blame you for an accidental grease fire getting out of control. You were cooking fried chicken and you spilled some oil...
That is just one of the reasons I do not live in a HOA! The HOA's are screwy!
The rep at the end said it best. If the homeowners thought they would have a say in how their HOA was run and what the rules would be, they obviously never lived in one.
If you don't understand the legalese, you fail to understand what you are signing into. It's cheaper to send all paperwork to be interpreted by someone with experience.
LMFAO WHEN THEY CALL THEM HOME OWNERS!!
You’re a renter at an HOA. You can’t do anything to the home you’re paying for without permission, can’t park on the roads in front of your home.
Lol you’re a renter if you live at an HOA community because if they were truly home owners, they wouldn’t be in this situation with the HOA.
*Joshua Cortes* Exactly!! Which is why I will never buy into an HOA.
We're all renters have you not heard of property tax don't pay it for a couple of months and you'll see the real owner show up
Have to pick their paint colors. No animals. No burning. No fences. Higher and higher dues. ETC.
Subdivisions offer a lot of perks but they also cause a lot of misery. Buy a home away from the city or some land. Its hard to find urban and suburban areas without an HOA but living further fromtown will give you peace of mind
Either BAN HOAs or have them properly regulated by a FEDERAL agency!
For those dealing with HOAs a pititution needs to get going to outlaw these CONTROL FREAKS
All I can do is, 😂😂😂😂
Who in their right mind would pay some stranger to tell them what and when you can do with their own property!? REALLY!?
STUPID!!
Same with ours as long as our builder keeps building we cant switch out the majority that is the builders. we just bought and the community beside us has been waiting for 5 years since building plans count as "building" even though it takes years for permits to get approved for actual build.
You couldn't pay me enough to live in one of those HOA places
Take 'Lennar' to court. Tie them up on minor points. Go directly for the CEO and senior board members. Anything slightly off take them to court. You ask that the judge stops all new build work until sorted. Don't take pleas or holds. Demand to see finances as required. They will so get the message when the building stops and so does the income. Your settlement is that once a house is 1year old it is passed to an HOA in which they have no say
The resident lay for their lawyers...
The community that i rented previously had 2 HOAs that the owner had to pay. It was a nice neighborhood, however, too many rules. The whole community itself had a set of rules, and the sub-community had it’s own. Wow.
If u have a hoa you don't own ur house... At least that's how it sounds
i live in an apartment and people keep telling me to get a house. They talk about privacy and being able to do what I want. My arguments?
- people never talk about the money for maintenance of the house, as if nothing ever breaks.
- HOA bull
- there are many different ways a house can be taken away from you, even if it's paid off. The easiest one being back taxes.
The only way I'm owning a house is to flip it to make more money.
Or buy a house like my husband and I are doing not in an HOA
Once you own the house treat taxes as the payment and dont get behind, problem solved
can we take a moment to think about what that woman from the TX Association of Builders said @4:25? She's basically saying that residents should not be expecting to have a voice or a vote in matters pertaining to their community from an HOA. That you buy into a body who's job it is to maintain the community and preserve property value, but don't actually have a say in how they do it. I've never owned a home so I may not have experience with HOAs but even I know that if you call it an HOA, are paying dues for it's services, then there is a board comprised of residents who are voted in by residents and also votes for things as residents. She is saying that people aren't expecting that kind of system (which almost any HOA in the country does use) and if they are expecting it then they don't know what they're talking about because they've never lived in one? So is she saying that every one of the millions of HOAs established across the country and their equivalents abroad are all being run incorrectly and her one operation here in TX is a true HOA?
You pay into an HOA & thought it was an investment? 🤣
If the home owners aren't represented, then why do they call it a "HOME OWNERS" association. They should rename it a DOA (Developer Owned Association) to avoid sounding like scammers. Also, raising the cost of dues is a clear sign of a scam. They could just never finish building the last home, and continue profiting by raising the HOA dues. It's a loophole gold mine. Since the residents paid for the park and the pool Do they own it or does the developer get to keep all the money?
How do home owners have zero say in a home OWNERS association?
So with a HOA do you sign a contract as a condition of purchase of your home or what is it that MAKES you pay this extra “tax”?
Yes. You agree to the covenants when you move in.
I made a negative comment about a resident to the treasurer, that I didn't want to go to anymore meeting because of the past experience of a resident arguing for well over 15 minutes at a meeting. She told me he was on the architectural board and I told her, that's great now I am going to be retaliated against but she said they don't do that. I am being retaliated against by them, by not acknowledging my request for yard work. I have done other request and received notice within 2 weeks, this time it is going on 3 weeks and nothing. The bylaws give a 30 reply or no reply means it has been approved. Is there anything I can do legally? Should I notify the board President of my concern or let it go?
You should talk to a lawyer in your city/state. People on UA-cam don't know anything. Including me.
Don’t buy in an HOA
would you like to buy a time share with that HOA, act now before the price goes down next week
You can then meet your new time share rep who is also HOA president,,,Karen.
Homeowners should pay if they all agree they want something like a pool or park. Otherwise, it's optional.
Can't they sue them for false representation? It's like calling a parent-teacher association a school board - teacher association. It seems contract law should prevent content of a contract to go against it's title or it's summary.
So don’t move into any HOA neighborhoods, especially a Lennar one lol
The equity in a home is paid to a HOA and no gains are made at best. The real winners are those not in a HOA.
Never good to sue your HOA. You're basically suing yourself. Don't go that route unless you've already sold your house! Those court fees can be split up between all properties.
Shocking bout of honesty in saying that only people that haven't lived in an hoa think they'll have a voice in an hoa.
The Builders get the HOA Dues and use them to finish building and developing the properties? Also it can continue that way for ever, or at least until the builder finally calls it completely done. So when do the owners really own the property?
So 4:30.. they have no say, not allowed to see what a governing body is doing. You’re going to supposedly make the neighborhood a nicer place to live raising property value. And still expect them to pay.. lady you just described a dictatorship with no accountability...
This reminds me of those scary movies, where the person calls the perpetrator for help, and perpetrator says "where are you right now? 😈"
Yeah all of those raises in fees are because they go into the presidents pocket and in the council's pockets. I bet they follow none of the rules that they set forth. I bet they're so full of themselves in the position that they have they treat everybody like peasants and garbage beneath their feet. If you're thinking about buying a home please do not buy in an HOA it's not really your property in essence a rental even though you might be paying a mortgage but you're just renting there you have to ask permission for everything and your rights as citizens are also taken from you because you voluntarily gave them up when you bought the house.
Our HOA's board has a fiduciary responsibility (EG: No board member can get paid for being on the board) and our HOA maintains the roads, lights and landscaping. Not all HOAs are evil... read the documents and make sure the board is elected before agreeing to buy a house. It's that simple.
So wait. Lennar owns the HOA, but they say it's not HOA and shame on the home owners for not knowing?
If Lennar wants to keep making money they need to send out letters to clarify or at least better state what the home owners can do to ease their concerns, therefore lower the chances of them being fed up and leaving.
But what do I know. I've only been training/working in property management for a half way decent period of time. >.>
Do you think industry representative Susan Wright was born a female or a male?
Jas Pez Imao
I hate HOA communities. I would never buy another house in an HOA community. I sold my last house only because of the HOA and now I have another house with no HOA and what a piece of mind
How long does the developer keep control? It used to be that the developer had to hand over full control to the residents once the neighborhood is fully constructed. How is this legal? Please pressure the State to fix the law.
They just slow roll construction for as long as possible, mainly because they think if they slow roll it they will get more money for the house in the future
@@scotthall1381 Not used to this. Most developers around here are in a hurry to deliver units as fast as possible so they can cash out. I guess a lot of them are leveraged around here.
@@jamesduggan5846 I have noticed they do this when the Land Cost was high, so that want to maximize ROI, best way in a hot market is to wait another year or 2 and they can easily get 15-20% more
Adding lights wouldn't solve the problem. Kids will still hang out there drinking. Giving them light will attract more, for longer. Might solve the condom issue, but not guaranteed.
Plus there is the electric bill for the lights being used. What's the cut off, midnight. What about security. The HOA fees would get increased.
I doubt she went to her HOA meetings. They only meet once a year, and if she didn't go to the meeting, she's not heard.
I went to our HOA meeting once, and almost every request got approved, including installing mirrors for hard to see corners.
HOAs should be outlawed in the USA. In Canada we only have possibly a couple in gated communities, which are rare themselves. Zoning is done strictly by the municipalities with property taxes that never relinquish control to HOAs. If zoning laws get weird, like what colour you can paint your garage, and this has happened, residents have a forum at meetings and can vote out their council in the next municipal election if unhappy.
Whomever decide to live in HOA deserve more.
Can someone opt out HOA membership?? Just asking
No.
That being said, there are probably some blue-moon exceptions but in most cases the local government requires all homes in a neighborhood to be in the HOA and the CC&R's must be accepted before the owner can take possession of the home.
Developers control the HOA until the last lot is sold. Then, and ONLY then, is the power give to the homeowners. The developers don't give a shit. I was in the land surveying business for 42 years and never worked with a developer who cared about anything but profit.
No one should buy a home or rent one in a community that has an HOA. They are usually not in the homeowner's best interests. Ones set up buy developers are the worst.
how about using nimby tactics on the developer start objecting to their city permit applications for new houses and force them to negotiate a handover
If you ever lived in a HOA, you would never want to love in one again
4:15 this lady is EXACTLY the karen that LOVES hoas. "The developer wants to make sure that investment they bought into comes to fruition" what about the families whose investment in the homes is the only reason the developers make money??
This is such a scam
I say sue them negligence or threaten their persons, what else will make them act?
Elect officials in public office to change the HOA or add laws either eliminating HOAs or limit what HOAs can do to homeowners.
HOMEowners Association should be OF the homeowners, BY the homeowners, FOR the homeowners.
if not then it should only be called a DOA (Developerowners association) as they are in control
Don't buy where there is an HOA!
HOA means run away.
There was a story I saw once that a developer set the HOA up so vacant lots had 2 votes and developed lots only had 1. He never developed enough lots so he was always in control. To me that is not an HOA, it's another business the developer has, since he makes a profit off it.
Laws governing HOAs are state laws. They are different in each state. In Florida once the development is 51% completed a percentage of the board must be residents. People need to change the laws in the state.
If you get a petition signed you can serve the board with it. You can change bylaws by majority. People just don't know how to manage their HOA.
You should be able to pay a fee a to get out HOA like a minimum of paying 5% of the total house valua
HOA NEED BE OUTLAWED BANNED TOOOO MUCH CRIME
HOA'S should be able to give all hm.owners copy of the funds,and show how money is spend.Auditt
>if someone has a misconception, it's because they haven't been in that situation
Disgusting. That is a shameful statement of someone that is so deep in the pockets of their boss that they're part of the sell. In that moment, she can't even conceive why that statement is bad. That is shameful. No one should need to be screwed over before knowing when they're being screwed over. Be a decent human being.
When you move into an HOA neighborhood, you are giving up some of your liberties as a home owner for the sake of security for a small fee! "Never give up your liberty for security, those that do, deserve neither!" ----Ben Franklin
If I am a member of a Home Owners Association, I would expect to have a vote . . . much like I am a member of a Parent and Teachers Association, and I have a vote.
We got rid of hoa in my area, it all started with them telling me the roots of the tree didn't burst my pipes. Pretty much I used the same tactics here like I did back on 2005 during my last deployment...
MAGA🇺🇸
So what does HOA stand for then?? They need to be upfront and call in a DA (Development Association).
4:26 - 4:34 huh ????
It's so weird how conservative and anti-regulation that Texas is... but there are thousands of HOAs?
If you are in a new development of 15 homes and the developer has plans for 500 m ore homes then plan 20 years or more before anything can be done.
If a developer is moving through a development and building the homes this well intended developer HOA makes sense. But what if the developer stops building and has no intention of returning to complete the job, and even lets the development fall apart but continues to raise the HOA dues, then you've got a problem like I face.