40 Things I Realized After I Turned 40
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- Опубліковано 30 тра 2024
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Timecodes:
0:00 - Intro
0:06 - It All Starts & Ends With Health
0:30 - Good Sleep Is The Best Medicine
0:50 - Water Is The Greatest Drink In The World
1:05 - I Should Say ‘No’ More Often
1:33 - Being Polite Is A Given
1:51 - There Is No Such Thing As Too Late
2:30 - Try SoFi
2:58 - Discomfort Is Growth
3:17 - Staying Power Is Super Power
3:53 - Never Underestimate Myself
4:15 - Download FREE 1-Page Companion Guide PDF
4:35 - I Am Stupid, And That Is OK
4:57 - I Care Less What Other People Think
5:14 - Don’t Try To Impress, Add Value
5:38 - Blaming Is Stupid
5:48- No One Is Coming To Save Me
6:12 - Focus On What I Can Control
6:38 - Memories Trump Things
7:03 - Marriage Is Not 50/50
7:14 - Soulmates Are Made, Not Found
7:38 - Adult Child Relationship Requires Redefining
7:59 - Stop Looking At The Rearview Mirror
8:21 - Savor The Moment
8:42 - Childhood Is Very Short
9:10 - Curiosity Is A Sign Of Maturity
9:36 - It’s OK to Change My Mind
10:06 - Happiness Is Based On Expectations
10:29 - Success Is Very Personal
10:44 - Never Let Someone Else Tell Me What I Should Or Should Not Do
11:08 - There Is No Such Thing As “Good” Debt
11:31 - Simple Just Works
11:58 - Money Is Not Wealth
12:16 - Margin Of Safety Gives Me Peace
12:35 - It’s All About The Big Expenses
12:52 - I Get What I Paid For
13:06 - Being Alone Is Important
13:20 - Taking Breaks Is Important
13:36 - Some People Don’t Like Me, And I Am OK With That
13:55 - I Am No Longer Afraid To Disagree
14:15 - I Only Spend Time With People That Make Me A Better Person
14:27 - Reading Changes Lives
14:43 - I Am Ridiculously Young
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.
► Download Your FREE PDF 1-Page Compansion Guide - 40 Things I Realized After I Turned 40: www.financialtortoise.com/40-things-realized-after-40
I'd like to add...... 41, watch this video a few times a year. Re-watching reinforces.
Thanks, Kim! I downloaded the PDF, including the 10 Lead Generator PDF. Very insightful indeed!
Another thing you said “I don’t have chiseled good looks”, says who? Who’s to say the qualifications of what looks good. It’s the self deprecation with certain people that does it for me. It could be anything you want and the fattest ugliest guy but if your working on it and say that you do have them then in all our minds you do.
Nice
Reading books on investing is impressive! It's great to see such dedication to financial education. The real key to getting rich is applying what you've learned consistently and making smart, informed decisions. Keep up the great work!
Reading and learning are crucial first steps, but the true transformation happens when you start applying that knowledge consistently. It's all about making smart, informed decisions and sticking to a solid financial plan. Keep it up, and you'll see great results!
You'll be amazed how quickly the years will fly by from 40 to 60. Enjoy each day and don't get stressed out about anything.
Thanks for this short yet powerfull sentence.
“If you’re depressed, you’re living in the past…if you’re anxious, you’re living in the future…” damn, Tae, that one hit hard 😳 spot on
And if you're miserable you're living the now. Gotta choose to live somewhere I guess 🤷♂️
Yes I really liked this one
Well said
Let’s live our best life
What if you’re both, then you’re living in a paradox? 😂
Kungfu 🐼 quote
@@infamousincubus2888 even misery will pass...
"The only way to get more done, is have less to do"
That one hit home. That's like recipe level wisdom.
Is minimalism or living at home the solution?
Haha true I have way too much to do
Damn I need to start saying a lot more no.
I LOVED turning 40. It felt like I had finally learned enough to really put my foot down and accelerate into success, full speed. 6 years later, I've had professional achievements, quit drinking, eat better and am excited about the next 20+ years as I move through phases. Great video. I appreciated all the lessons.
I totally agree. turning 40 has been a great eye opener for me and I’m happier than ever. X
@@Poolmanvr Thank you both. You made me feel less terrified about my upcoming 40s.
I'm just 29 and I'm terrified that I'm so behind all people I know on Facebook.
another 30 years plus.
The parent-child relationship caught me off guard after I hit my mid-40’s. I thought I would always be the child, but as my parents grow older, I’m becoming their caretaker.
Same here. I found it shocking I was the one that needed to do the caretaking.
Yeah, I also experienced role reversal.
Same here huhuhu
Really? That surprised you? It's not like you don't get a long gradual warning.
@@studleyjb3172 you're right, but in my experience, it's very shocking when your parent becomes so dependent when you're accustomed to them being super independent.
As a 37 year old..This video lifted my spirit 🙏🏽
I’m 32 rofl. The earlier the better. Might as well be prepared
Health is number 1.
I had to learn how to be alone at the age of 52 after divorce. I didn’t like it at first, but I’ve learned how to,and yes, it’s really nice. I think people like to be liked, but who cares if they like you or not.
Nobody's coming to save you. As an expat, I had to learn this in my 20s... not having anyone to rely on is both powerful and sad...
Baby, aubrey de grey is coming to save you. See some videos
I dunno when I discovered Les brown, it saved me. And I realised I’d always been looking for that, some kind of guide through the madness of life.
I’m 31 I realized my health is so important then anything else more then money etc. people in the states work to the bones and don’t realize they are undermining their ligaments, joints, health, fitness, and especially mental health stress over nothing.
My mother always say “ Your health is your wealth” and I totally agree!
I am now 60 years young and everything you said was spot on. We need to stay true to ourselves
Thank you as always
Well. Take a look at aubrey de grey and you can be 80 while looking and feeling 25
My biggest takeaway when getting older was this: When you're young and you mishandle your health, things pretty quickly will bounce back to normal. When you're 40, things start to literally take forever to heal.
I am turning 50 in couple of years. When I retired at 40, I hung around with people in their 20s and 30s during my travels. It is amazing how young I felt with their youthful energy and positivity.
U could hang with people your own age who appreciate Life 🧬 and worked hard like yourself Also young people will always have a different out look.. Life 🧬 is a experience
@fatonyalmitchell3281 you are assuming a lot of things. Perhaps he is a crook.
Pretty rare to find a UA-cam channel where someone literally talks right to you and clearly lays out how life is. No fluff, just real talk.
I appreciate this video, it really hit me in the most positive way.
Thanks!
I'm so glad to discover this at 25. Thank you Tae Kim!
You're a female, so for u, age 30 is the panic age
All of this is gold, especially "All of humanity's problems stem from man's inability to sit in a quiet room alone.". Thank you for your content!
I just turned 41 and I agree with everything you said here! Great work!!
my grandma said to this to me once "failure is part of success, dont depressed on it too much, the important thing is to never ever give and be a better person everyday"
i almost cried because even my own mother always telling me to give up my dreams. and now i am fighting for it
Another great video Tae!!! Also recently turning 40 what I realized or would recommend to my younger self
1. Control your thoughts. If you think low value thoughts you will never achieve. The Stoics say only focus on in life on what you can control.
2. Be healthy- Eat well and exercise. Stay away from unhealthy foods, alcohol and drugs.
3. Take naps and sleep seriously. Have a good sleep routine to ensure a deep sleep.
4. Real estate- it is very hard to become financially secure with out owning real estate.
5. Love your parents. Overlook their past mistakes and forget your grudges to deeply love them.
6. Be a highly respectful, kind and polite person.
7. Plan out your days the night before and review each day. Your can even gamify your activities each day to make ensure you engage in productive activities.
8. Use your time well. Try to spend each minute of the day on a high value activity. Stay away from TV, video games, watching sports, social media and other major time waste.
9. Listen, but not watch, UA-cam videos on all topic as much as possible each day. The amount of time a person spends in transition and in light work activities each day is tremendous.
10. Spend your time with people who value you and doing activities you will succeed in There are some people who will never respect you. Avoid them.
11. Get a dog. They will love you unconditionally.
12. Be spiritual and follow some religion.
13. Strive to have your own business and work very hard.
I love all of these. Especially number 11. My goal is to get a dog soon. I have not had one since my childhood.
I’ve been renting since 18 and just turned 34. This past year my NW crossed $1M and I don’t think a home is the only way. I’ve consistently saved, invested and my cash interest is covering my rent now. I travel where I want and when I want; however, a house might be the best option for the average person.
Or a cat :) I have 2 cats and a dog and they are all amazing!
I don’t agree with no. 11, if you have kids, you should focus on your kid.
Your story is inspiring. I’m 40 trying to achieve this goal you achieved. Share some tips please so others can actually learn.
1: Consult with a Financial Advisor. 2: Be economical and spend as little as possible (don't buy things you don't need). 3: Save and invest for retirement (Roth IRA/401k). 4: Save to (Invest) it's a tried and true technique to grow wealthy and is critical to financial success.
I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
Interesting . I think this is something I should do, but I've been stalling for a long time now. I don't really know who to work with; I feel they are all the same but it seems you’ve got it all worked out with the person you work with so i surely wouldn’t mind a recommendation
i work with Emily Lois Parker an SEC verified FA. Look her up
i just looked her up, Thanks for the information. Looking forward to working with her
"Marriage is not 50/50. Each gives 100% and expects nothing in return".
This got me into trouble with someone who wanted to maybe give 50% on a good day
Watched your video for the first time Tae and I loved it, I am 44 but feel young from inside and have realised with time that life is too precious and not to be wasted wid wrong people. We all have to pass through different stages in life, and every part we must enjoy and learn something positive. Thanks
All very true! Some of my favorites were "Taking breaks is important, soulmates are made not found, and margin a safety gives me peace" Great lessons, well said!
what he didn't mention is watch out for MEN who will lose everything in a divorce which is an insane 50% in usa. just WOW. work hard for decades and have the family court system take it away in a split second.
@@classic-superettefacts💯
Agree ❤
I thought I knew everything I needed to know when I turned forty . In my fifties, I understood that that was only the tip of the iceberg. I will always be humble. That is the lesson that I learned in my rather unspectacular life. And I have been living most of my life abroad.
This is one of the best channels I've discovered in recent years. Straight to the point, no bullshit, hard facts over cheap promises, great personality, and of course - the ridiculously amazing hair.
I'm 32 and I resonated with a lot of these points, but I'm not yet a wife or mother. Thanks for the advice!
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
So you could try less
@@Sophia-p. bot
report those kinds of comments @@KevinMAC-uu2ue
Same, Sophia.
Awesome video! I am 36, made tonnes of mistakes and am in many ways maybe not that well off. I am not married and I do not have kids. But! I somehow feel younger than when I was 26. Being comfortable spending time in solitude really is an amazing thing.
lol I am the exact same age and same situation, I am neither rich nor poor.
I always wanted to be a content creator but I never took the first step…
What a timely video. I just turned 40 this year and came to many of the same conclusions. I had the privilege to meet with you last week for your market research interview and am glad to see I was already on the road to realizing many of these things myself. Keep doing what you do, incredibly inspiring and I hope to one day find myself helping others in ways you are already. It was as if you were reading my mind thinking man if only I had a cheat sheet to remember all these things, and then you're like don't worry! I got you! I continue to share your channel with all my friends and hope more people can get to listen to your content and advice. It's incredible how many people will say it's common sense to 1) sleep enough, 2) drink more water, and 3) eat healthy yet we find ourselves slipping to old ways and cutting corners. I truly suddenly feel wiser hitting 40 for all the things you said. Kids growing older, parents getting older, and just realizing I need to live for now. Thanks as always
I’m now 51, so have even more years on the clock. A lot of this is gold. Especially that your health is all there is, childhood is short (too short for everyone) and that curiosity is a superpower.
The thing I would add is always to be suspicious of people who are certain of anything. Even if you agree with them. Especially if you agree with them. Nothing complex has clear cut right and wrong answers. Most people who are certain have chosen not to examine their opinions in depth or lack the intelligence to do so. Either way you can’t trust them.
I just turned 40.
Thank you so, so much for making this, sir.
You’ve taught me new things and you’ve unpacked and reorganized every thought I’ve had about turning this age.
Im 29 and im just trying soak up all the wisdom the older people are greciously sharing. Thank you!
A great summary done in 15 minutes that most other UA-camrs would have taken at least 60 to comvey! Thanks for respecting our time and imparting some great wisdom.
Just wanted to say WOW! As someone who turned 41, such a great list! Such wisdom and you have great camera presence!!! Can’t wait to watch more and grow with you!
That intro was really clever, respect to Tae for not overly fluffing his intros and keeping things simple - staying true to his branding.
Happy birthday and thanks for another great video Tae 🙏🏽
Turning 39 at the end of the month! I am very much looking forward to my 40s, after having learned many of those lessons in your video the hard way over my 30s. Great video :)
I agree with everything, except your point about there being no good debt. My student loans led to a great career in statistics, a spouse who is much smarter than I am who would not have even considered dating me without my education, and great life. They were akin to growing pains after exercise, a necessary short-term hindrance that led to long-term success. The key with debt is to ensure the expected value of what you are buying with borrowed money is high enough to compensate. Not all college majors have the same expected value, so you need to be careful with how much you borrow, and might want to supplement the loans with additional funding to make it worth it. Debt, just like money itself, can be a useful tool to get you where you need to go.
Exactly, and the creator didn't mark it with a heart so apparently, he still doesn't understand it. With a well crafted strategy, debt can be used to invest in property. To ignore this at 40 is surprising, but never too late to rectify.
Amazing tips Tae! Love the no-nonsense, straight-to-the-point videos!
Really good stuff Tae, thank you and keep up the great work.
Tae's channel keeps on giving. While I started coming here for financial advice, I noticed over time that there are other life areas, where I am not living up to the potential and can be a significantly better version for me and my surroundings.
Anyone worrying about turning 40…..don’t. If you’re doing the right things, and living well things only get better.
I know young people view me as old, but I don’t feel any different than I did at 18. My life is better by every metric though. I own a paid-for home, I have a good paying job, I’m wiser, all the things I wanted but couldn’t have at that age are obtainable now, and probably most importantly I have a loving significant other.
Take care of your health and don’t try to live beyond your means in your younger years and you’ll find it gets better as you get older.
The fully paid house at 40 is such goals ❤
Needed to hear this. Thank you. I'm turning 39 in three weeks and absolutely terrified of being 40 😮
Beautifully put Tae. I’m thankful to have learned most of this in my early 30s. Nothing changes your life for the better than the ability to be comfortable with yourself and say no to anyone or anything that disrupts your peace. And lastly reading books is the best thing you can do for yourself at any age.
I stumbled across your page several months ago back in the summer. I like your no nonsense , right to the point perspectives. I don’t miss a video now.
I'm 42 and I totally agree with all the points made!!
Happy birthday! :) A very good list of realizations, adding to my motivation playlist.
Tae you're amazing! i love how your videos feel so down to earth. thank you always!
Just landed on this video (I don't know you, never heard of you), I'm 38. I'm making good progress in life. I really like your list things you realized. I can relate. With your level of presumed) personal success, I feel confirmed in my path. Best of luck with building your channel and enjoying life (family, business, etc).
I randomly come across this. I am terrifying turning 40 next year. The definition on success and health struck me. That line on “money is not wealth” is good. This video comforts me somehow. Thanks for this.
Old age is a gift,millions do not get.For in all the 40 years...lies so many experiences,the good,the bad and the ugly.And you can rewrite everything that happened in the past.New day,new you.Count those blessings...
Thank you, Tae ! I am older than 40 yet the principles you listed still are effective at my age
This is the best video I've seen in a while. Thank you for this so much Tae!
Great video man! I enjoy it a lot, thank you. The internet loves digestible lists, but to understand these 40 points enough to speak on it requires years of curiosity, testing and finally a quiet but confident understanding.
This is so deep!!! Thank you for this. I'm currently 37 yrs old and I needed to hear this
This video is exactly what I needed at this point in my life. Thank you for making it.
I am in my 50s, and these tips are such great reminders and so important!
It’s truly amazing how much good stuff did you pack in such a short video. My day is even better right now. I really love the comment about kids not being an interruption. Helen will be thanking you for that :)
I'm 35 and I love this video so much!
Man what a breath of fresh air this was. I turn 28 in 3 days and look a lot more forward to it👏
I love both the style and content of your videos.
Thank you Tae. Turned 40 recently and decided to be serious with investing. Thats when I came across your channel.
I am 39 and I couldn’t agree more with everything you said! The first 3 are literally my daily bread and butter 😊
This video is an underrated gem. I am 35 and I had realized most of these things after I turned 30. I agree completely.
So my mantra in life right now is -
Health, Water, Sleep, Family, Friends
Stay humble
Be persistent
Communicate
Turning 30 this year with so many scary challenges ahead and this advices are exactly what i need to hear. Thank you!
Loved the video so much I just had to leave a comment. I turned 40 this year and I agree with every single thing you mentioned. Great job!
Very good summary. You did a good job making a list that my wife and I agree upon. We have those lists as well.
Instant sub for me. This is a great video as I turned 40 in June and I feel like I am hungry then ever when it comes to learning new things. I currently work in design software in the mechanical field for the oil and gas industry, but I am also trying to learn new software so I can pursue a future in the product design field. I have more desire to grow and learn now than I did in my 20s and 30s, but I also believe I feel that way because I squandered my youth.
glad i found your channel! Some great information, as I get closer to 40 and have my second child coming in June these topics are greatly important to me. thanks for the great content Tae
Practical. Helpful. Holistic. Clear and concise.
Thank you Tae!
Hey bubba I’ve been watching your videos for a long time now. And have benefited greatly. This was definitely one of my favorite videos you’ve done. 👍🏼
All the relationship 1s were resonating, I'm about 10 years younger so just a gen below you, thanks for sharing Tae!
Thanks for the boost, Tae!
I wish I had a dad like you. Thank you for this. ❤
Wow! He really broke this down. I'll be 40 this year and I remember when I was 35 and anxious about "getting older."
Taking good care of yourself, learning about yourself and treating others respectfully, while gaining wisdom is very satisfying. So don't worry about that 40 number.
I wish why I did not turn 40 early 😊
Wow great points.
Another important point is to remember to have fun and let go from time to time, be foolish with your young kids, and go out to keep your spirit in youth. It helps with creativity, curiosity and to adventurous.
BTW taking mental breaks also helps keeping it harder for longer for most people if they can stay in the right track
Boom! Excellent list! Love this Tae. Thank you!
Love it Tae!!!
Health is wealth ❤
This is GOLD! Thanks for sharing.
"I feel younger than ever" same here, I know better how to take care of myself today than in my 20's.
One thing I would add is don't fully trust authorities, especially when it comes to health. Only as a compass. They are not often very wise (sometimes not even allowed to be).
I love your content. Always insightful and unique content
Subscribed. This video was an honest reflection. Thank you. ❤
Hey Mr Kim this is the best video I have come across in a really long time, thank you so much for taking the time to make it, I am a Mexican in my 40’s living in Chicgo for the last 20 years and I am confused about life but your video has open a new window of hope for me. Muchas muchas gracias 🙏 ❤
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
So you could try less
I just turned 40 this past December. I needed this.
That video was amazing. A lot of value in there. Thanks for adding value to the world.
SO much wisdom packed in here, Tae. I always appreciate your unique and holistic take on things. Very special & human. ❤
Number 8 about sticktoitiveness especially struck me.
I really enjoyed your video and as a 47 year old father of three trying to develop a UA-cam channel it really resonated with me .Good luck with it all James
Awesome video. I’m about to turn 40 and I’ve been working on myself for a while now. It’s only now do I feel I’m moving the needle on the key areas of my life. I feel deep down my cells have shifted. This video could not have come at a more convenient time. Thank you
Im in my mid 30s, cant thank you so much for putting this together. I always have to ask others that they feel at their age of 40s, 45s, 50s, what they regret the most, what they should have done. This just sums up everything all together. So i cant thank you more enough for this video alone.
Best 15 minutes I ever spent on UA-cam ❤ 40 Pearls in 15 minutes
Best hair in the game!
Mr. Tortoise 🐢 I feel like your videos pop up when my head is in the clouds or in my .... you know where. Thanks helping me staying grounded and on the current path!
Preach my friend, preach!
#17 is spot on, love how you framed that and it is 💯 true
SO GOOD! I turn 60 next year, and this is some of the best life-wisdom I have ever heard. Bang. 40 gems in 15 minutes. Thanks, Tae!
So well thought through Tae--brilliant points, thank you!
Best video I’ve seen in a while 😊 thank you for sharing your lessons learned!
I turn 39 this year and I've just discovered your channel. You make amazing points, thank you!
Great content to start my day. Like your succinct, direct style. I am sure you spent a lot of time compiling this list and editing it. Thanks
Agree completely with one caveat, I think mortgage debt is "OK." Not even in the same ballpark as something as horrible as credit card debt. Just be sure you can afford it comfortably, and you are rooted and plan to stay put for a long time. And if you can, pay it off early, that is "peace of mind" that you can buy, and it feels great! Even better than good hair.
Indeed these are signs of maturity. I reached 41 couple of months back. I agree with all your points.