40 Things I Realized After I Turned 40

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  • Опубліковано 21 лис 2024

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  • @TaeKimFinancialTortoise
    @TaeKimFinancialTortoise  11 місяців тому +73

    ► Download Your FREE PDF 1-Page Compansion Guide - 40 Things I Realized After I Turned 40: www.financialtortoise.com/40-things-realized-after-40

    • @Steve_Takes
      @Steve_Takes 11 місяців тому +3

      I'd like to add...... 41, watch this video a few times a year. Re-watching reinforces.

    • @arvzgarcia.agency
      @arvzgarcia.agency 11 місяців тому

      Thanks, Kim! I downloaded the PDF, including the 10 Lead Generator PDF. Very insightful indeed!

    • @nickb839
      @nickb839 10 місяців тому +2

      Another thing you said “I don’t have chiseled good looks”, says who? Who’s to say the qualifications of what looks good. It’s the self deprecation with certain people that does it for me. It could be anything you want and the fattest ugliest guy but if your working on it and say that you do have them then in all our minds you do.

    • @AnupmaSbhardwaj
      @AnupmaSbhardwaj 9 місяців тому

      Nice

    • @hgt5315
      @hgt5315 13 днів тому

      ► Download Your FREE PDF 1-Page Compansion Guide - 40 Things I Realized After I Turned 40:

  • @generationjones-le8ge
    @generationjones-le8ge 10 місяців тому +152

    You'll be amazed how quickly the years will fly by from 40 to 60. Enjoy each day and don't get stressed out about anything.

  • @johngalleo1970
    @johngalleo1970 11 місяців тому +1564

    “If you’re depressed, you’re living in the past…if you’re anxious, you’re living in the future…” damn, Tae, that one hit hard 😳 spot on

    • @infamousincubus2888
      @infamousincubus2888 11 місяців тому +61

      And if you're miserable you're living the now. Gotta choose to live somewhere I guess 🤷‍♂️

    • @RetireandGo
      @RetireandGo 11 місяців тому +7

      Yes I really liked this one
      Well said
      Let’s live our best life

    • @Aubatron
      @Aubatron 11 місяців тому +15

      What if you’re both, then you’re living in a paradox? 😂

    • @zackdreamcast
      @zackdreamcast 11 місяців тому +7

      Kungfu 🐼 quote

    • @OlJackBurton
      @OlJackBurton 11 місяців тому +1

      @@infamousincubus2888 even misery will pass...

  • @hassansyed6087
    @hassansyed6087 11 місяців тому +290

    "The only way to get more done, is have less to do"
    That one hit home. That's like recipe level wisdom.

    • @snorttroll4379
      @snorttroll4379 10 місяців тому +1

      Is minimalism or living at home the solution?

    • @dlouise64
      @dlouise64 9 місяців тому

      Haha true I have way too much to do

    • @andrewchr
      @andrewchr 9 місяців тому

      Damn I need to start saying a lot more no.

  • @gamelordzTV
    @gamelordzTV 10 місяців тому +185

    As a 37 year old..This video lifted my spirit 🙏🏽

    • @Gen3ralGrimReaper
      @Gen3ralGrimReaper 10 місяців тому +7

      I’m 32 rofl. The earlier the better. Might as well be prepared

  • @AdamGordon1
    @AdamGordon1 10 місяців тому +321

    I LOVED turning 40. It felt like I had finally learned enough to really put my foot down and accelerate into success, full speed. 6 years later, I've had professional achievements, quit drinking, eat better and am excited about the next 20+ years as I move through phases. Great video. I appreciated all the lessons.

    • @Thesignarizzler123
      @Thesignarizzler123 10 місяців тому +9

      I totally agree. turning 40 has been a great eye opener for me and I’m happier than ever. X

    • @alex_lll
      @alex_lll 9 місяців тому +4

      ​@@Thesignarizzler123 Thank you both. You made me feel less terrified about my upcoming 40s.

    • @thanhdat2212
      @thanhdat2212 9 місяців тому

      I'm just 29 and I'm terrified that I'm so behind all people I know on Facebook.

    • @LogicPak
      @LogicPak 8 місяців тому +2

      another 30 years plus.

    • @haywoodjablomie1921
      @haywoodjablomie1921 3 місяці тому +1

      Wait till you turn 100

  • @AnandSwamy07
    @AnandSwamy07 14 днів тому +1

    Thank you for sharing this. I turned 40 today. My wife got sick with mold illness and it has taken our life on an interesting and challenging journey. I cried listening to this. I have hope for today and the tomorrows.

  • @mrsgoldie14
    @mrsgoldie14 10 місяців тому +82

    My mother always say “ Your health is your wealth” and I totally agree!

    • @sumwhatkeezy
      @sumwhatkeezy 2 місяці тому

      Or "if you don't use it, you lose it".

  • @dustinquinton
    @dustinquinton 11 місяців тому +86

    Health is number 1.
    I had to learn how to be alone at the age of 52 after divorce. I didn’t like it at first, but I’ve learned how to,and yes, it’s really nice. I think people like to be liked, but who cares if they like you or not.

  • @manualgearshift4965
    @manualgearshift4965 11 місяців тому +355

    The parent-child relationship caught me off guard after I hit my mid-40’s. I thought I would always be the child, but as my parents grow older, I’m becoming their caretaker.

    • @X-7-JAMES
      @X-7-JAMES 10 місяців тому +10

      Same here. I found it shocking I was the one that needed to do the caretaking.

    • @Prodigious1One
      @Prodigious1One 10 місяців тому

      Yeah, I also experienced role reversal.

    • @mightyobserver12
      @mightyobserver12 10 місяців тому

      Same here huhuhu

    • @studleyjb3172
      @studleyjb3172 10 місяців тому

      Really? That surprised you? It's not like you don't get a long gradual warning.

    • @Prodigious1One
      @Prodigious1One 10 місяців тому +10

      @@studleyjb3172 you're right, but in my experience, it's very shocking when your parent becomes so dependent when you're accustomed to them being super independent.

  • @NormanOkada
    @NormanOkada 11 місяців тому +206

    I am now 60 years young and everything you said was spot on. We need to stay true to ourselves
    Thank you as always

    • @snorttroll4379
      @snorttroll4379 10 місяців тому +1

      Well. Take a look at aubrey de grey and you can be 80 while looking and feeling 25

  • @Chromosome999
    @Chromosome999 5 місяців тому +3

    My father always drilled this in to my head your health is your wealth

  • @AlienaCai
    @AlienaCai 11 місяців тому +71

    I'm so glad to discover this at 25. Thank you Tae Kim!

    • @TahitianTreatt
      @TahitianTreatt 9 місяців тому

      You're a female, so for u, age 30 is the panic age

  • @Jasongy827
    @Jasongy827 11 місяців тому +78

    I’m 31 I realized my health is so important then anything else more then money etc. people in the states work to the bones and don’t realize they are undermining their ligaments, joints, health, fitness, and especially mental health stress over nothing.

    • @ACD1994
      @ACD1994 5 місяців тому

      They realize it; more so the figuring out part is the challenge.

  • @BenX74
    @BenX74 11 місяців тому +25

    My biggest takeaway when getting older was this: When you're young and you mishandle your health, things pretty quickly will bounce back to normal. When you're 40, things start to literally take forever to heal.

  • @BeatBy4
    @BeatBy4 11 місяців тому +23

    All of this is gold, especially "All of humanity's problems stem from man's inability to sit in a quiet room alone.". Thank you for your content!

  • @KeepItReal213
    @KeepItReal213 10 місяців тому +27

    I just turned 41 and I agree with everything you said here! Great work!!

  • @soroushal1921
    @soroushal1921 11 місяців тому +56

    Nobody's coming to save you. As an expat, I had to learn this in my 20s... not having anyone to rely on is both powerful and sad...

    • @snorttroll4379
      @snorttroll4379 10 місяців тому

      Baby, aubrey de grey is coming to save you. See some videos

    • @rhettpeter83
      @rhettpeter83 7 місяців тому +1

      I dunno when I discovered Les brown, it saved me. And I realised I’d always been looking for that, some kind of guide through the madness of life.

  • @TheRealDanielMartin
    @TheRealDanielMartin 10 місяців тому +102

    Pretty rare to find a UA-cam channel where someone literally talks right to you and clearly lays out how life is. No fluff, just real talk.
    I appreciate this video, it really hit me in the most positive way.
    Thanks!

  • @EliteBossSlayer_YT
    @EliteBossSlayer_YT 9 місяців тому +5

    my grandma said to this to me once "failure is part of success, dont depressed on it too much, the important thing is to never ever give and be a better person everyday"
    i almost cried because even my own mother always telling me to give up my dreams. and now i am fighting for it

  • @slee26oct
    @slee26oct 10 місяців тому +42

    I am turning 50 in couple of years. When I retired at 40, I hung around with people in their 20s and 30s during my travels. It is amazing how young I felt with their youthful energy and positivity.

    • @fatonyalmitchell3281
      @fatonyalmitchell3281 9 місяців тому +4

      U could hang with people your own age who appreciate Life 🧬 and worked hard like yourself Also young people will always have a different out look.. Life 🧬 is a experience

    • @user-ut8gh7ww9y
      @user-ut8gh7ww9y 6 місяців тому

      ​@fatonyalmitchell3281 you are assuming a lot of things. Perhaps he is a crook.

  • @Nicky.Slunsky
    @Nicky.Slunsky 10 місяців тому +14

    This is one of the best channels I've discovered in recent years. Straight to the point, no bullshit, hard facts over cheap promises, great personality, and of course - the ridiculously amazing hair.

  • @ruchiverma2637
    @ruchiverma2637 10 місяців тому +30

    Watched your video for the first time Tae and I loved it, I am 44 but feel young from inside and have realised with time that life is too precious and not to be wasted wid wrong people. We all have to pass through different stages in life, and every part we must enjoy and learn something positive. Thanks

  • @GenesisZeroTechnology
    @GenesisZeroTechnology 10 місяців тому +4

    Im 29 and im just trying soak up all the wisdom the older people are greciously sharing. Thank you!

  • @sonny9054
    @sonny9054 11 місяців тому +7

    I thought I knew everything I needed to know when I turned forty . In my fifties, I understood that that was only the tip of the iceberg. I will always be humble. That is the lesson that I learned in my rather unspectacular life. And I have been living most of my life abroad.

  • @MillieFord-gq1kz
    @MillieFord-gq1kz 6 місяців тому +337

    Reading books on investing is impressive! It's great to see such dedication to financial education. The real key to getting rich is applying what you've learned consistently and making smart, informed decisions. Keep up the great work!

    • @MariettaDiane
      @MariettaDiane 6 місяців тому

      Reading and learning are crucial first steps, but the true transformation happens when you start applying that knowledge consistently. It's all about making smart, informed decisions and sticking to a solid financial plan. Keep it up, and you'll see great results!

  • @peterlpool1387
    @peterlpool1387 9 місяців тому +2

    The algorithm sent me this. Nearly 40 and feel quite relaxed about it. If you’re healthy and content with things then everything is good.

  • @keoniantolin5435
    @keoniantolin5435 10 місяців тому +25

    All very true! Some of my favorites were "Taking breaks is important, soulmates are made not found, and margin a safety gives me peace" Great lessons, well said!

    • @classic-superette
      @classic-superette 10 місяців тому +1

      what he didn't mention is watch out for MEN who will lose everything in a divorce which is an insane 50% in usa. just WOW. work hard for decades and have the family court system take it away in a split second.

    • @FirstLast-fc7dt
      @FirstLast-fc7dt 10 місяців тому

      @@classic-superettefacts💯

    • @fatonyalmitchell3281
      @fatonyalmitchell3281 9 місяців тому

      Agree ❤

  • @charroruiz2338
    @charroruiz2338 11 днів тому

    I’m about to turn 40 and have been so anxious. Thank you for this video. Blessings to you and yours Tae

  • @tomv7986
    @tomv7986 11 місяців тому +16

    Awesome video! I am 36, made tonnes of mistakes and am in many ways maybe not that well off. I am not married and I do not have kids. But! I somehow feel younger than when I was 26. Being comfortable spending time in solitude really is an amazing thing.

    • @vincemok3441
      @vincemok3441 8 місяців тому +1

      lol I am the exact same age and same situation, I am neither rich nor poor.
      I always wanted to be a content creator but I never took the first step…

  • @duc1198s
    @duc1198s 11 місяців тому +48

    A great summary done in 15 minutes that most other UA-camrs would have taken at least 60 to comvey! Thanks for respecting our time and imparting some great wisdom.

  • @phoneix24886
    @phoneix24886 9 місяців тому +14

    This video is an underrated gem. I am 35 and I had realized most of these things after I turned 30. I agree completely.
    So my mantra in life right now is -
    Health, Water, Sleep, Family, Friends
    Stay humble
    Be persistent
    Communicate

  • @lokha3966
    @lokha3966 9 місяців тому +1

    Your video is recommended to me where I'm in the middle of existence crisis. Thank you so much for all the reminders

  • @enyinnaukattah2083
    @enyinnaukattah2083 10 місяців тому +4

    Man what a breath of fresh air this was. I turn 28 in 3 days and look a lot more forward to it👏

  • @sheenawilliams9370
    @sheenawilliams9370 3 місяці тому +1

    Ur so right...I feel more alive now than before!

  • @kevinsjournal
    @kevinsjournal 10 місяців тому +3

    All the relationship 1s were resonating, I'm about 10 years younger so just a gen below you, thanks for sharing Tae!

  • @nateszy
    @nateszy 9 місяців тому +2

    I just turned 24, and watching this felt like the jackpot. I will truly take something away from every point you made to try and improve myself. Thank you.

  • @dadmindmatters
    @dadmindmatters 9 місяців тому +6

    I really enjoyed your video and as a 47 year old father of three trying to develop a UA-cam channel it really resonated with me .Good luck with it all James

  • @heureuse8568
    @heureuse8568 7 місяців тому +1

    "I feel younger than ever" same here, I know better how to take care of myself today than in my 20's.
    One thing I would add is don't fully trust authorities, especially when it comes to health. Only as a compass. They are not often very wise (sometimes not even allowed to be).

  • @Men_of_Tomorrow
    @Men_of_Tomorrow 10 місяців тому +11

    I just turned 40.
    Thank you so, so much for making this, sir.
    You’ve taught me new things and you’ve unpacked and reorganized every thought I’ve had about turning this age.

  • @theluckshow9617
    @theluckshow9617 10 місяців тому +2

    I just turned 40 this past December. I needed this.

  • @letsdothis9728
    @letsdothis9728 11 місяців тому +7

    This is so deep!!! Thank you for this. I'm currently 37 yrs old and I needed to hear this

  • @sabiha.8232
    @sabiha.8232 9 місяців тому +2

    I am turning 40 this summer and I can’t describe how accurate this video is. This is truly the most on point video I have come across in a long time. Thank you!

    • @alexcasey351
      @alexcasey351 9 місяців тому

      I turn 40 this Saturday! Congrats!

  • @adamtennant129
    @adamtennant129 11 місяців тому +85

    Your story is inspiring. I’m 40 trying to achieve this goal you achieved. Share some tips please so others can actually learn.

    • @Tipberends
      @Tipberends 11 місяців тому +1

      1: Consult with a Financial Advisor. 2: Be economical and spend as little as possible (don't buy things you don't need). 3: Save and invest for retirement (Roth IRA/401k). 4: Save to (Invest) it's a tried and true technique to grow wealthy and is critical to financial success.

    • @harrisonkyunghee
      @harrisonkyunghee 11 місяців тому +2

      I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

    • @ParishBlein
      @ParishBlein 11 місяців тому

      Interesting . I think this is something I should do, but I've been stalling for a long time now. I don't really know who to work with; I feel they are all the same but it seems you’ve got it all worked out with the person you work with so i surely wouldn’t mind a recommendation

    • @harrisonkyunghee
      @harrisonkyunghee 11 місяців тому

      i work with Emily Lois Parker an SEC verified FA. Look her up

    • @ParishBlein
      @ParishBlein 11 місяців тому

      i just looked her up, Thanks for the information. Looking forward to working with her

  • @thetravelpointsdad
    @thetravelpointsdad 11 місяців тому +11

    Just wanted to say WOW! As someone who turned 41, such a great list! Such wisdom and you have great camera presence!!! Can’t wait to watch more and grow with you!

  • @geegeegee7
    @geegeegee7 9 місяців тому +1

    Turning 30 this year with so many scary challenges ahead and this advices are exactly what i need to hear. Thank you!

  • @kchin83
    @kchin83 11 місяців тому +36

    What a timely video. I just turned 40 this year and came to many of the same conclusions. I had the privilege to meet with you last week for your market research interview and am glad to see I was already on the road to realizing many of these things myself. Keep doing what you do, incredibly inspiring and I hope to one day find myself helping others in ways you are already. It was as if you were reading my mind thinking man if only I had a cheat sheet to remember all these things, and then you're like don't worry! I got you! I continue to share your channel with all my friends and hope more people can get to listen to your content and advice. It's incredible how many people will say it's common sense to 1) sleep enough, 2) drink more water, and 3) eat healthy yet we find ourselves slipping to old ways and cutting corners. I truly suddenly feel wiser hitting 40 for all the things you said. Kids growing older, parents getting older, and just realizing I need to live for now. Thanks as always

  • @AUEL2008
    @AUEL2008 10 місяців тому +1

    youtube algorithm is good ~~ it told me im turning 40 this year and recommended me this video

  • @musemellow
    @musemellow 11 місяців тому +3

    I'm 35 and I love this video so much!

  • @xenalol
    @xenalol 3 місяці тому

    I am about to become 40, and your overview on all these aspects of being in your 40s helped to clear my mind.

  • @waziotter
    @waziotter 11 місяців тому +7

    I’m now 51, so have even more years on the clock. A lot of this is gold. Especially that your health is all there is, childhood is short (too short for everyone) and that curiosity is a superpower.
    The thing I would add is always to be suspicious of people who are certain of anything. Even if you agree with them. Especially if you agree with them. Nothing complex has clear cut right and wrong answers. Most people who are certain have chosen not to examine their opinions in depth or lack the intelligence to do so. Either way you can’t trust them.

    • @Wechegabarney
      @Wechegabarney 2 місяці тому

      Rare observation of absolute certainty people. ❤ God is the absolute truth. Assume nothing, question everything.

    • @waziotter
      @waziotter 2 місяці тому

      @@Wechegabarney thank you for providing an excellent example of the sort of thing I was talking about.

  • @Ledyoyo
    @Ledyoyo 9 місяців тому +1

    Beautifully put Tae. I’m thankful to have learned most of this in my early 30s. Nothing changes your life for the better than the ability to be comfortable with yourself and say no to anyone or anything that disrupts your peace. And lastly reading books is the best thing you can do for yourself at any age.

  • @sander5086
    @sander5086 11 місяців тому +3

    I'm 42 and I totally agree with all the points made!!

  • @LODILifeVlogs
    @LODILifeVlogs 3 місяці тому

    This is maybe the single most useful video on UA-cam for those having their midlife crises! Thank you Tae.😇

  • @nanoly
    @nanoly 11 місяців тому +13

    I randomly come across this. I am terrifying turning 40 next year. The definition on success and health struck me. That line on “money is not wealth” is good. This video comforts me somehow. Thanks for this.

    • @aminaadam3617
      @aminaadam3617 10 місяців тому +2

      Old age is a gift,millions do not get.For in all the 40 years...lies so many experiences,the good,the bad and the ugly.And you can rewrite everything that happened in the past.New day,new you.Count those blessings...

  • @CP40-zd4hw
    @CP40-zd4hw 7 місяців тому

    Hola Tae! I’m turning 41 in a few days and your video couldn’t have come at a better time! I found myself already experiencing a lot of the things/realizations you mention. Cheers to 40’s & thank you for the helpful and well done content!

  • @petrthingsilike8487
    @petrthingsilike8487 11 місяців тому +3

    I am 39 and I couldn’t agree more with everything you said! The first 3 are literally my daily bread and butter 😊

  • @MasterChron
    @MasterChron 11 місяців тому +5

    Turning 39 at the end of the month! I am very much looking forward to my 40s, after having learned many of those lessons in your video the hard way over my 30s. Great video :)

  • @craeearc
    @craeearc 11 місяців тому +40

    I'm 32 and I resonated with a lot of these points, but I'm not yet a wife or mother. Thanks for the advice!

    • @Sophia-p.
      @Sophia-p. 11 місяців тому

      Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
      So you could try less

    • @KevinMAC-uu2ue
      @KevinMAC-uu2ue 11 місяців тому +5

      @@Sophia-p. bot

    • @darkvader125
      @darkvader125 10 місяців тому

      report those kinds of comments @@KevinMAC-uu2ue

    • @prettypractical3372
      @prettypractical3372 9 місяців тому

      Same, Sophia.

  • @sakurakou2009
    @sakurakou2009 7 місяців тому

    Thanknyou for those advices, I hit the 30yr mark and was not prepared . I think it better to prepare for my 40s

  • @anthonysolis8933
    @anthonysolis8933 10 місяців тому +3

    Instant sub for me. This is a great video as I turned 40 in June and I feel like I am hungry then ever when it comes to learning new things. I currently work in design software in the mechanical field for the oil and gas industry, but I am also trying to learn new software so I can pursue a future in the product design field. I have more desire to grow and learn now than I did in my 20s and 30s, but I also believe I feel that way because I squandered my youth.

  • @brucey2166
    @brucey2166 10 місяців тому +2

    Thanks man, I'm 35 and will definitely take this advice on board.

  • @ashwarya26
    @ashwarya26 10 місяців тому +3

    Best 15 minutes I ever spent on UA-cam ❤ 40 Pearls in 15 minutes

  • @BLACKSMITH85
    @BLACKSMITH85 9 місяців тому

    I turn 39 this year and I've just discovered your channel. You make amazing points, thank you!

  • @azulgreen1
    @azulgreen1 11 місяців тому +3

    Hey Mr Kim this is the best video I have come across in a really long time, thank you so much for taking the time to make it, I am a Mexican in my 40’s living in Chicgo for the last 20 years and I am confused about life but your video has open a new window of hope for me. Muchas muchas gracias 🙏 ❤

    • @Sophia-p.
      @Sophia-p. 11 місяців тому

      Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
      So you could try less

  • @techcheetah
    @techcheetah 10 місяців тому +1

    Indeed these are signs of maturity. I reached 41 couple of months back. I agree with all your points.

  • @theofficialpeterkim
    @theofficialpeterkim 11 місяців тому +7

    Very good summary. You did a good job making a list that my wife and I agree upon. We have those lists as well.

  • @MsCosmin2121
    @MsCosmin2121 10 місяців тому +2

    I’m 31 and your video was inspiring! Thank you

  • @AvivDegani
    @AvivDegani 10 місяців тому +3

    Wow great points.
    Another important point is to remember to have fun and let go from time to time, be foolish with your young kids, and go out to keep your spirit in youth. It helps with creativity, curiosity and to adventurous.
    BTW taking mental breaks also helps keeping it harder for longer for most people if they can stay in the right track

  • @mikehess4494
    @mikehess4494 7 місяців тому +1

    Thank you, Tae.

  • @borium3016
    @borium3016 11 місяців тому +3

    This video is exactly what I needed at this point in my life. Thank you for making it.

  • @gorogorotodoro
    @gorogorotodoro 11 місяців тому +2

    I wish I had a dad like you. Thank you for this. ❤

  • @davidr4523
    @davidr4523 11 місяців тому +155

    Another great video Tae!!! Also recently turning 40 what I realized or would recommend to my younger self
    1. Control your thoughts. If you think low value thoughts you will never achieve. The Stoics say only focus on in life on what you can control.
    2. Be healthy- Eat well and exercise. Stay away from unhealthy foods, alcohol and drugs.
    3. Take naps and sleep seriously. Have a good sleep routine to ensure a deep sleep.
    4. Real estate- it is very hard to become financially secure with out owning real estate.
    5. Love your parents. Overlook their past mistakes and forget your grudges to deeply love them.
    6. Be a highly respectful, kind and polite person.
    7. Plan out your days the night before and review each day. Your can even gamify your activities each day to make ensure you engage in productive activities.
    8. Use your time well. Try to spend each minute of the day on a high value activity. Stay away from TV, video games, watching sports, social media and other major time waste.
    9. Listen, but not watch, UA-cam videos on all topic as much as possible each day. The amount of time a person spends in transition and in light work activities each day is tremendous.
    10. Spend your time with people who value you and doing activities you will succeed in There are some people who will never respect you. Avoid them.
    11. Get a dog. They will love you unconditionally.
    12. Be spiritual and follow some religion.
    13. Strive to have your own business and work very hard.

    • @tabs9183
      @tabs9183 10 місяців тому +5

      I love all of these. Especially number 11. My goal is to get a dog soon. I have not had one since my childhood.

    • @johnrickster1556
      @johnrickster1556 10 місяців тому +5

      I’ve been renting since 18 and just turned 34. This past year my NW crossed $1M and I don’t think a home is the only way. I’ve consistently saved, invested and my cash interest is covering my rent now. I travel where I want and when I want; however, a house might be the best option for the average person.

    • @Feliciations
      @Feliciations 10 місяців тому

      Or a cat :) I have 2 cats and a dog and they are all amazing!

    • @가나다-z7o
      @가나다-z7o 9 місяців тому

      I don’t agree with no. 11, if you have kids, you should focus on your kid.

  • @WilsonLaw-p1k
    @WilsonLaw-p1k 9 місяців тому

    Im in my mid 30s, cant thank you so much for putting this together. I always have to ask others that they feel at their age of 40s, 45s, 50s, what they regret the most, what they should have done. This just sums up everything all together. So i cant thank you more enough for this video alone.

  • @Hu3yN9
    @Hu3yN9 10 місяців тому +9

    "Marriage is not 50/50. Each gives 100% and expects nothing in return".

    • @Wahinies
      @Wahinies 7 місяців тому

      This got me into trouble with someone who wanted to maybe give 50% on a good day

  • @MrDanny1247
    @MrDanny1247 11 місяців тому +2

    The last one hits hard.
    Thank you

  • @junkjanedoe
    @junkjanedoe 11 місяців тому +4

    Subscribed. This video was an honest reflection. Thank you. ❤

  • @shaypatino2268
    @shaypatino2268 7 місяців тому

    Thank you Tae. Turned 40 recently and decided to be serious with investing. Thats when I came across your channel.

  • @CliveBirse
    @CliveBirse Місяць тому +6

    I began my investment journey at the age of 38, primarily through hard work and dedication. Now at the age of 42, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity

    • @ThomasChai05
      @ThomasChai05 Місяць тому +5

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @mikegarvey17
      @mikegarvey17 Місяць тому +4

      I totally agree; I am 56 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.

    • @mariaguerrero08
      @mariaguerrero08 Місяць тому +4

      @@mikegarvey17I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

    • @mikegarvey17
      @mikegarvey17 Місяць тому +3

      'Izella Annette Anderson' maintains an online presence. Just make a simple search for her name online.

    • @Susanhartman.
      @Susanhartman. Місяць тому +2

      Thanks, I just googled Izella and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

  • @EB-gt1pq
    @EB-gt1pq 10 місяців тому

    Health really is everything. I’ve lost my health after I turned 40 and I regret taking it for granted my good health all those years.

  • @Jorge-ww9zy
    @Jorge-ww9zy 10 місяців тому +37

    Wow! He really broke this down. I'll be 40 this year and I remember when I was 35 and anxious about "getting older."
    Taking good care of yourself, learning about yourself and treating others respectfully, while gaining wisdom is very satisfying. So don't worry about that 40 number.

    • @xkaur1
      @xkaur1 10 місяців тому

      I wish why I did not turn 40 early 😊

  • @getsugatenshoFTW
    @getsugatenshoFTW 11 місяців тому +2

    That intro was really clever, respect to Tae for not overly fluffing his intros and keeping things simple - staying true to his branding.

  • @maricelg777
    @maricelg777 10 місяців тому +3

    Health is wealth ❤

  • @thegirlandthebook8422
    @thegirlandthebook8422 9 місяців тому

    I'm 35 y.o and learning the 40's wisdoms from you. Thank you so much :)

  • @danielparlak
    @danielparlak 11 місяців тому +9

    Tae's channel keeps on giving. While I started coming here for financial advice, I noticed over time that there are other life areas, where I am not living up to the potential and can be a significantly better version for me and my surroundings.

  • @AmbiguousAnthony
    @AmbiguousAnthony 9 місяців тому

    I’m 37 and I already agree with this… thanks for making this!

  • @blakew5672
    @blakew5672 11 місяців тому +10

    Anyone worrying about turning 40…..don’t. If you’re doing the right things, and living well things only get better.
    I know young people view me as old, but I don’t feel any different than I did at 18. My life is better by every metric though. I own a paid-for home, I have a good paying job, I’m wiser, all the things I wanted but couldn’t have at that age are obtainable now, and probably most importantly I have a loving significant other.
    Take care of your health and don’t try to live beyond your means in your younger years and you’ll find it gets better as you get older.

    • @Joy25-ce6vz
      @Joy25-ce6vz 10 місяців тому

      The fully paid house at 40 is such goals ❤

    • @Pacific101
      @Pacific101 9 місяців тому

      Needed to hear this. Thank you. I'm turning 39 in three weeks and absolutely terrified of being 40 😮

  • @DaZill07
    @DaZill07 10 місяців тому +1

    Just landed on this video (I don't know you, never heard of you), I'm 38. I'm making good progress in life. I really like your list things you realized. I can relate. With your level of presumed) personal success, I feel confirmed in my path. Best of luck with building your channel and enjoying life (family, business, etc).

  • @progdrumman
    @progdrumman 11 місяців тому +20

    I agree with everything, except your point about there being no good debt. My student loans led to a great career in statistics, a spouse who is much smarter than I am who would not have even considered dating me without my education, and great life. They were akin to growing pains after exercise, a necessary short-term hindrance that led to long-term success. The key with debt is to ensure the expected value of what you are buying with borrowed money is high enough to compensate. Not all college majors have the same expected value, so you need to be careful with how much you borrow, and might want to supplement the loans with additional funding to make it worth it. Debt, just like money itself, can be a useful tool to get you where you need to go.

    • @user-ut8gh7ww9y
      @user-ut8gh7ww9y 6 місяців тому

      Exactly, and the creator didn't mark it with a heart so apparently, he still doesn't understand it. With a well crafted strategy, debt can be used to invest in property. To ignore this at 40 is surprising, but never too late to rectify.

    • @HermanLucas-yc7tp
      @HermanLucas-yc7tp 4 місяці тому

      Then the question is if you were to lose it all would they still be there with you..

    • @progdrumman
      @progdrumman 4 місяці тому

      ​@@HermanLucas-yc7tpOf course. The point is that education brings opportunities in your life that are not directly related to salary. Without education I would have never got my foot in the door. If you want a person who is high-value to be interested in you, you must make yourself into someone a high-value person would be interested in.

  • @SpicyStrawberryBoy
    @SpicyStrawberryBoy 10 місяців тому +2

    Amazing video sir 👏 I'm very inspired, thank you for your kind wisdom. I'm about to turn 25 and I feel very grateful and blessed to be where I am in my life.

  • @tinney2455
    @tinney2455 11 місяців тому +4

    Hey bubba I’ve been watching your videos for a long time now. And have benefited greatly. This was definitely one of my favorite videos you’ve done. 👍🏼

  • @MarlonKingShow
    @MarlonKingShow 10 місяців тому +2

    As a 40 year old who also embraced a journey on UA-cam I can relate.
    So very good points raised.
    One I will add is learning to forgive yourself. You can always push yourself, but you may not always be able to achieve what you want or your body might not be able to do what you want it to. If you feel tired sleep, if you need a break, take one, but if you take too many question yourself, keep yourself at your optimum.
    All the best to the 40 year old out there.😂

  • @daffy1981
    @daffy1981 11 місяців тому +3

    Happy birthday! :) A very good list of realizations, adding to my motivation playlist.

  • @deathcandance
    @deathcandance 9 місяців тому

    I'm from Poland, Thank's for Your videos Tae, give me more faith and power to find job and do things even if i do something stupid or someone look at me different. Take care and wish You good health.

  • @barettmac
    @barettmac 11 місяців тому +3

    This is GOLD! Thanks for sharing.

  • @AJQuestVideos
    @AJQuestVideos 10 місяців тому

    I’m turning 40 this year so thank you for this video

  • @georgepapadimas3523
    @georgepapadimas3523 11 місяців тому +6

    Thank you, Tae ! I am older than 40 yet the principles you listed still are effective at my age

  • @daniel23554
    @daniel23554 10 місяців тому +1

    Practical. Helpful. Holistic. Clear and concise.
    Thank you Tae!

  • @VonW0lf3N5t31N
    @VonW0lf3N5t31N 11 місяців тому +3

    Best hair in the game!

  • @Feliciations
    @Feliciations 10 місяців тому

    As a 42 year old, you are SPOT ON! 100% agree with all of your points!