I'm impressed with your budget. 1500 a month in investments and 5% in your retirement funds is so smart. Most people your age are just buying a bunch of bs. Wish i could go back in time and do this myself.
I'm 36 and tired of the bullshit. Wasn't eligible at 18 because of asthma. Looked into it again because I'm just pissed at dead end jobs. Enlistment bonus pays my student debt. Even after a lot of crap piled on (surgeries, debt, criminal record, still have the asthma but under control) I am eligible for waiver after all this time. It's because 77% of gen Z is either obese or dumb as shit apparently and they are hurting THAT bad. I can't believe that 3/4 of the current generation is just not eligible. Take care of yourself kids. That is truly pathetic. I wish that they would have just let me attend from 18-21. I haven't decided yet. I am leaning that direction though. Knowing what you know, would you enlist in my situation?
@@kirkjordan8718 thats simply not true. The recruitment is behind because gen z is actually smart and aware of all the negatives of the military only problem is is that they only see the negatives cause yes someone has to go out and do the shooting but many ppl think thats what everyone does cause thats all thats talked about. Gen z is easily one of the smartest generations at such a young age because they’ve been exposed to so much.
My Girlfriend joined the military and don’t want to admit it was a bad decision financially, she doesn’t know how to budget, had problems in the civilian world and thought the military would solve it, however I don’t see her improvement. Great experience and definitely will help you down the road, but people joining have to be smart like you my boy!! I am considering joining even thou I’ll will take a 20k pay cut, I just wanna serve and experience the lifestyle and benefits, I will returned yo my regular civilian world after, thanks for the video good info
its best to enlist/commission as something that will better your education (for free) like an IT guy or something that can only be done in the military like a tank crewman
Can also consider national guard or reserves and see if tht benefits you. A lot of benefits with those options as well, and not too far off from the benefits of active duty. Instead of quitting ur job and doin a 3-4 year contract active duty, you can go NG/reserves and the only time u miss from ur civilian job is Drill days, 3-7 days a month and two weeks in the summer. May get deployed but thats about 9-11 months away from ur civilian job as opposed to a 3-4 year contract. Plus deployments help u earn more benefits (for NG/reserves) tht active duty folks already get, sooner.
im 19 and plan on joining the air force in February bc i wanna travel and explore the country/ world. but i also want to get my college payed for also in cybersecurity/ information technology. that part really stood out to me. if u see this let me know how's it going brodie and keep up the good work
@@RootedByKali nice I swore in 2 weeks ago. Haven’t left for basic yet but I do know what my jobs is. I got client systems apprentice. Basically tech support but like all other 1D jobs I get top security clearance and graduate tech school with a sec+ certification.
@@RootedByKaliim 19 bro and man im leaning to join the marine corps active duty in July or fall im just doing research trying to decide if I am forreal about this
For some of you who may think is low pay, I'm a software engineer in latin america, with 3 years experience, barely making 19.5 K a year before taxes and deductions, and that is consider a very good salary, take into account I have to spent half of my income after taxes and deductions to pay for rent, food and general stuff, latin america is not as cheap as you may think. And defenitely the army is hell of an option, not having to pay for food or rent, really is a blessing, thank you to all of you serving!
Being in the military as enlisted is like being on welfare but also better, they'll provide basic needs for free, housing, food at chow halls, medical, etc, and will also pay for schooling and other extra bonuses. Still you have to commit your own life in wartime and risk getting killed on the front lines. In my MOS, the survival rate during wartime on an active front, like a Vietnam firefight for instance, was only 5 minutes!
Well you have to remember, not everyone is going to see combat. There are countless careers throughout the branches that won't see a single second of combat
Currently as a Specialist in the Army i save roughly $2000 every month after putting 5% into my Fund. Its all about smart planning and at any rank you can save nearly your entire paycheck if you really want to.
so I'm 24, I'm in the NJ Army National Guard, and joined about aa year and a half ago. I would say, if your like 17-19, go Active Duty, it'll give you the discipline you need at that age, and if you adopt the right mindset, and talk to the right people, it will give you the financial literacy you need at that age. if you're want to join, and your a bit older, like I was, go part time, I didn't really go to college, so I got most of the discipline I needed through working, and most of the financial literacy I needed from being rat poor (talking 5 or 6 packets of Raman, and whatever I could steal from work, so like a chicken tender and a few grape tomato's every other day as my food for a whole week, poor. talking a girl dumped me because I looked like a "no no German camp survivor" paraphrasing because UA-cam, but her words, poor) and desperately trying to get myself out of that situation, learning how to budget, save and so on. so if you've built that discipline, and those skills to a degree, but want to expand them, go part time. if you mostly lack them, go full time. but whatever you do, use the Military as a tool and resource to better yourself
In the USAF in ‘83-89 I was honorably discharged with $25,000 in my bank account,about $50,000 today! I got a truck,apartment and a job at the USPS and now retired…NOT BAD!!!!
most americans that make 100k a year in the civilian they only bring in 50-60k after taxes and on top of that healthcare and copays your spending 20k a year and saving for retirement is nearly impossible
You know why this is one of the best videos I've seen about the financials of the military so good s*** man and I completely agree with your statement don't save money but that doesn't mean you shouldn't have some put away for an emergency I'm about to enlist in the next week and I'm probably going to follow this video it's some of the better advice I've seen
We’ll pay is the same and it really depends on the lifestyle you want Air Force is 100s of times more chill then the army and you will never see combat in the air force
Life in the army and Air Force don’t look too different after basics I’m a senior right now and I plan on enlisting I’m still not sure which to do yet but I’m only leaving towards the Air Force only cuz I live in SA where Lackland is but the army seems cool to and there is a way bigger signing bonus
don't fall for the signing bonus, if you're good with money you won't need it and if you're bad with money you'll lose it all before you leave. it will 100% be more worth doing the job you want for 4 years than a $40k bonus
I’m going in as a 92R soon I’m so excited to be airborne I’ve always dreamt of skydiving ever since I heard my grandfather was in the AF. Keep your head up bro you’re doing great🙌🏽💯
When I was in Romania my only bill was my phone bill. I lent my car out to a family who needed an extra car even if it was temporary and they took on insurance responsibilities for it. I did my fair share of sight seeing when I was off duty, but for the most part I was saving pretty much the entirety of all my paychecks.
The military dosent pay enough at all tbh but if you leave the military broke it’s on you I’m 18 with a wife and a car payment and I’m doing well off for a e2
Man. When I get in, not payin 1700, I’ll def take my pay cut to not pay that. On top of food and miscellaneous stuff like apt insurance, and just sheesh
I understand what you were trying to ask but I’m struggling to find the right words to answer you, I am going to try though. When you are recruited you are assigned a MOS(Job) and you get paid only for that job. You do not receive any additional pay for being an active member of the Armed Forces, just for being doing your job day to day AS an active service member. Hope that helped
Just wondering-- how or where should I look to start in investing? I've been interested in investing or moreso the idea of investing for a while, and the way you incorporate it into your life in the barracks is just ingenious. Im about to enlist later on this month or once I set a meeting up with a recruiter, and I know the pay wont be as much as yours due to rank and time in, but I still want your insight regardless🙏
Wait wait wait hold up did you say 24 HOUR SHIFTS??! How does this work? I thought you wake up very early and then get off work during the day? My recruiter told me he sometimes gets off work by 2pm on Fridays. Please give me more information because I don't want to join any military branch if I have to work 24 hour shifts per day! 🤦😭
What Six Flags?...Where?...just curious....Also...you get paid if you get in an accident 'off duty' and need 3 years to recover...they cover that...and you none of your leave Your main mission is to get well...just adding a little...I still have TSP...I do 10%...USAA is the best! hands down, imo. Good sound advice and thoughts!...good to talk it out and hear it! Thanks!
Wow, I bet living as a civilian with 3,000 isn’t bad at all too. If you tried to live here in California with that money though you’d be damn near homeless 😂 but our incomes are bigger too so I guess it balances out.
Do you think the military gets paid enough?
YES...in a word
Yes and no. But hey, 4.6% pay increase in 2023 is better than no increase.
No
work is low for lmao😂
n o.
I'm impressed with your budget. 1500 a month in investments and 5% in your retirement funds is so smart. Most people your age are just buying a bunch of bs. Wish i could go back in time and do this myself.
lmfao thankyou!
You don’t have to go back in time never to late to start NOW! I’m 23 and just now joining the navy everyone has there own timeline 💯🤙🏽
I'm 36 and tired of the bullshit. Wasn't eligible at 18 because of asthma. Looked into it again because I'm just pissed at dead end jobs. Enlistment bonus pays my student debt. Even after a lot of crap piled on (surgeries, debt, criminal record, still have the asthma but under control) I am eligible for waiver after all this time. It's because 77% of gen Z is either obese or dumb as shit apparently and they are hurting THAT bad. I can't believe that 3/4 of the current generation is just not eligible. Take care of yourself kids. That is truly pathetic.
I wish that they would have just let me attend from 18-21. I haven't decided yet. I am leaning that direction though.
Knowing what you know, would you enlist in my situation?
@@marcelouscrosby7550 facts im 24 and joining the army rn
@@kirkjordan8718 thats simply not true. The recruitment is behind because gen z is actually smart and aware of all the negatives of the military only problem is is that they only see the negatives cause yes someone has to go out and do the shooting but many ppl think thats what everyone does cause thats all thats talked about. Gen z is easily one of the smartest generations at such a young age because they’ve been exposed to so much.
Very smart young man! Most people your age don't pay themselves by saving. Way to go!!
each day you save is a day you don't have to work in the future!
@@AaronbTVwhat if you're single mom do military pay for your rent for basic training do you have to live on base or off
6:46 "I still got four legs you feel me" 😂
Lmao I was look for this comment
😭😭
My 2 sons (17 & 11) both plan on joining the military and you have helped us SO much with your content. God bless you.
As someone who studies finance i give props to you as you seem to be very smart and knowledgable with your finances
Great video. Financials in the military is definitely a hot topic but honestly it really depends on someone’s choices and lifestyle
My Girlfriend joined the military and don’t want to admit it was a bad decision financially, she doesn’t know how to budget, had problems in the civilian world and thought the military would solve it, however I don’t see her improvement. Great experience and definitely will help you down the road, but people joining have to be smart like you my boy!! I am considering joining even thou I’ll will take a 20k pay cut, I just wanna serve and experience the lifestyle and benefits, I will returned yo my regular civilian world after, thanks for the video good info
its best to enlist/commission as something that will better your education (for free) like an IT guy or something that can only be done in the military like a tank crewman
20k pay cut, but you will have housing, healthcare and food for free. So you might even be making more money than before
@@logan_2Fr you are saving way more in the military
Can also consider national guard or reserves and see if tht benefits you. A lot of benefits with those options as well, and not too far off from the benefits of active duty. Instead of quitting ur job and doin a 3-4 year contract active duty, you can go NG/reserves and the only time u miss from ur civilian job is Drill days, 3-7 days a month and two weeks in the summer. May get deployed but thats about 9-11 months away from ur civilian job as opposed to a 3-4 year contract. Plus deployments help u earn more benefits (for NG/reserves) tht active duty folks already get, sooner.
You should probably run if your girlfriend is financially irresponsible, military isn't going fix that and she'll might drag you down with her.
im 19 and plan on joining the air force in February bc i wanna travel and explore the country/ world. but i also want to get my college payed for also in cybersecurity/ information technology. that part really stood out to me. if u see this let me know how's it going brodie and keep up the good work
dude im 17 and doing the exact same thing as u but im going in june
@@RootedByKali nice I swore in 2 weeks ago. Haven’t left for basic yet but I do know what my jobs is. I got client systems apprentice. Basically tech support but like all other 1D jobs I get top security clearance and graduate tech school with a sec+ certification.
@@RootedByKaliSameeeeeee. I'm not going in June, but I'm 17 and I'm going into a recruiters office monday and I'm going for cyber security.
I’m 29 and that the path I’m on.
@@RootedByKaliim 19 bro and man im leaning to join the marine corps active duty in July or fall im just doing research trying to decide if I am forreal about this
For some of you who may think is low pay, I'm a software engineer in latin america, with 3 years experience, barely making 19.5 K a year before taxes and deductions, and that is consider a very good salary, take into account I have to spent half of my income after taxes and deductions to pay for rent, food and general stuff, latin america is not as cheap as you may think. And defenitely the army is hell of an option, not having to pay for food or rent, really is a blessing, thank you to all of you serving!
Is the same here. After taxes, paying the bills and putting food on the table you ain’t left with much.
How is it in your country’s military? Do they expect soldiers to pay rent to live in the military installations?
Being in the military as enlisted is like being on welfare but also better, they'll provide basic needs for free, housing, food at chow halls, medical, etc, and will also pay for schooling and other extra bonuses. Still you have to commit your own life in wartime and risk getting killed on the front lines. In my MOS, the survival rate during wartime on an active front, like a Vietnam firefight for instance, was only 5 minutes!
Well you have to remember, not everyone is going to see combat. There are countless careers throughout the branches that won't see a single second of combat
27 years and just talked to an air force recruiter today.
How’s it been
Any updates
Currently as a Specialist in the Army i save roughly $2000 every month after putting 5% into my Fund. Its all about smart planning and at any rank you can save nearly your entire paycheck if you really want to.
How? Please guide me
Great video! They need to play this in high schools all around the country instead of recommending kids take on $100K in debt to go to college.
"I got four legs feel me"-Aaron
Considering low income countries... the amount of salary is huge.
so I'm 24, I'm in the NJ Army National Guard, and joined about aa year and a half ago. I would say, if your like 17-19, go Active Duty, it'll give you the discipline you need at that age, and if you adopt the right mindset, and talk to the right people, it will give you the financial literacy you need at that age. if you're want to join, and your a bit older, like I was, go part time, I didn't really go to college, so I got most of the discipline I needed through working, and most of the financial literacy I needed from being rat poor (talking 5 or 6 packets of Raman, and whatever I could steal from work, so like a chicken tender and a few grape tomato's every other day as my food for a whole week, poor. talking a girl dumped me because I looked like a "no no German camp survivor" paraphrasing because UA-cam, but her words, poor) and desperately trying to get myself out of that situation, learning how to budget, save and so on. so if you've built that discipline, and those skills to a degree, but want to expand them, go part time. if you mostly lack them, go full time. but whatever you do, use the Military as a tool and resource to better yourself
Definitely from Detroit I can feel your spirit! Good work brotha💯
In the USAF in ‘83-89 I was honorably discharged with $25,000 in my bank account,about $50,000 today! I got a truck,apartment and a job at the USPS and now retired…NOT BAD!!!!
I’m 31 and looking to join the military part time.
Currently work for the national guard as an internal auditor.
most americans that make 100k a year in the civilian they only bring in 50-60k after taxes and on top of that healthcare and copays your spending 20k a year and saving for retirement is nearly impossible
Funny.... my buddy made 102k gross and net it was about 80ish and that was 2022
Worst case scenario dude.. it depends on the state you live in. Texas if you make 100k a year .. unadjusted salary that will turn out to be 84k a year
If you’re still in school, Spotify provides a student discount bringing it down to like $6/7 dollars 🤧🤑
6:46 my guy said he is still healthy with 4 legs 😂
Thanks for serving. You make it possible for us veterans to get out.
You know why this is one of the best videos I've seen about the financials of the military so good s*** man and I completely agree with your statement don't save money but that doesn't mean you shouldn't have some put away for an emergency I'm about to enlist in the next week and I'm probably going to follow this video it's some of the better advice I've seen
Great video bro, you guys are definitely getting paid more than I was in the mid 2000s as an E4.
You are very wise. You’re older self is going to thank you.
Bro you funny.
“I have 4 legs(6:48). 😂😂
Literally been watching your videos back to back bro🔥 I’m planning on joining the army and watching your videos just makes me wanna join even more😭
happy to help bro!
Did you end up joining
A lot of good points. Thanks for the time and effort on this video
Can you make a video on why you believe the army is a better branch to join then the air force ? Because I stuck between the 2
We’ll pay is the same and it really depends on the lifestyle you want Air Force is 100s of times more chill then the army and you will never see combat in the air force
@@levimanning2311 you probably make a bit more in the army because you'll likely get hazard pay
Great video my guy
Life in the army and Air Force don’t look too different after basics I’m a senior right now and I plan on enlisting I’m still not sure which to do yet but I’m only leaving towards the Air Force only cuz I live in SA where Lackland is but the army seems cool to and there is a way bigger signing bonus
don't fall for the signing bonus, if you're good with money you won't need it and if you're bad with money you'll lose it all before you leave. it will 100% be more worth doing the job you want for 4 years than a $40k bonus
Signing bonuses are split up over time. You don’t get a lump sum.
Bro when u said im still alive i got 4 legs.😂😂
You should make a video on the steps to register for your college classes online on amu and army ignited with tuition assistance
I’m going in as a 92R soon I’m so excited to be airborne I’ve always dreamt of skydiving ever since I heard my grandfather was in the AF. Keep your head up bro you’re doing great🙌🏽💯
Fr don’t pick that you’ll regret it
@@reedsmall2601why?
@@wilder7659 there are many better jobs to go airborne then being a parachute rigger you’d regret it after a while
Navy Federal is by far the best tbh for any person in the military. I use it myself and the rates are pretty good.
For the 48 states mostly is great my homestate is different.
💯
When I was in Romania my only bill was my phone bill. I lent my car out to a family who needed an extra car even if it was temporary and they took on insurance responsibilities for it. I did my fair share of sight seeing when I was off duty, but for the most part I was saving pretty much the entirety of all my paychecks.
Ayyy bro quick question if you're not in uniform can you have your chains out?
Yes
The echo is hilarious ❤
My man said I got 4 legs @6:48 lol. Nice video though
Damn. You pay about $60 car insurance bc you’re in the military? My insurance rn not being in it is $220
His insurance is that cheap property because he has a paid off car and just has liability. No way he has full coverage and it's that cheap.
Why didnt you include the midmonth pay in your final income? And what is midmonth pay
That is his monthly pay he combined both checks right there
Bro said he got 4 legs😂
The military dosent pay enough at all tbh but if you leave the military broke it’s on you I’m 18 with a wife and a car payment and I’m doing well off for a e2
What branch you serve? And thank you for your service.
@@Shadow_Sketch I’m army and I’ve done nothing to deserve thanks but I appreciate it
Man. When I get in, not payin 1700, I’ll def take my pay cut to not pay that. On top of food and miscellaneous stuff like apt insurance, and just sheesh
When did you get paid the first time in BCT?
Best videos I’m 38 and I’m going to just now join any advice for unc
Thank you for the video!
@6:48 having 4 legs is wild my guy 💀
Did no one peep when he said he has four legs? 😭 @ 6:46
My man got 4 legs 😂
Got a question my G. The military is paying you 3k, what about your mos or your job? Do they pay you 3k plus your job?
I understand what you were trying to ask but I’m struggling to find the right words to answer you, I am going to try though. When you are recruited you are assigned a MOS(Job) and you get paid only for that job. You do not receive any additional pay for being an active member of the Armed Forces, just for being doing your job day to day AS an active service member. Hope that helped
Tidal is king spotify is non audiophiles
UA-cam, lock screen 😂
thank you! I wanna be a 68E aswell
Risk your life for Peanuts nah😂
where you get your necklace
What do you use to invest?
Military def. Don't get paid enough but, with this money if i did the same as you id still be able to live decently.
If someone died in the army how much money the family get ??
Military should not be taxed federally or state tax smh
money. Its not about how much you make, but rather what you do with what you have made.
Hold up he said he had 4 legs at 6:49
Just wondering-- how or where should I look to start in investing? I've been interested in investing or moreso the idea of investing for a while, and the way you incorporate it into your life in the barracks is just ingenious. Im about to enlist later on this month or once I set a meeting up with a recruiter, and I know the pay wont be as much as yours due to rank and time in, but I still want your insight regardless🙏
Look into Titan I’ve been using them the last 6 months and they’ve made me and average return of 6% during this time
Wait wait wait hold up did you say 24 HOUR SHIFTS??! How does this work? I thought you wake up very early and then get off work during the day? My recruiter told me he sometimes gets off work by 2pm on Fridays. Please give me more information because I don't want to join any military branch if I have to work 24 hour shifts per day! 🤦😭
you won't always have to work 24 hours but sometimes you will be asked to be on duty for 24 hours but you will get breaks.
@@AaronbTV Okay well thanks because now I'm gonna ask my recruiter about this 💕
@@adrianayahyisrael6029 did you later get into the army?
bro does not save that's crazy
What Six Flags?...Where?...just curious....Also...you get paid if you get in an accident 'off duty' and need 3 years to recover...they cover that...and you none of your leave Your main mission is to get well...just adding a little...I still have TSP...I do 10%...USAA is the best! hands down, imo. Good sound advice and thoughts!...good to talk it out and hear it! Thanks!
Six Flags Great America!
@@AaronbTV OH...up there in Illinois somewhere...I live 'close' to the Maryland Six Flags...Thanks for the reply and see you on the next one!
Listen man I only use Apple Music cause I get it for free with Verizon just saying
Dude, 60 dollars on a haircut?? why not buy some 20-30 dollar hair machine and cut it yourself
Support the economy? Just a thought....
Also everyone isn’t a barber.. pretty simple why he pays 60$
Spotify will never be better than Apple music. I need y’all to lock in 😹
you got four legs ?! lol (time stamp ) 6:47
Trying to join ngl.
Did you do the smp program and if not could you make a video in it
6:47 you got 4 legs?
Do you plan on becoming an officer later on?
Stay tuned and find out !
after your college are you going to stay in the army?
No idea yet, the goal is to have as many doors open for me!
🔥🔥🔥
💯
You can have a beard in the military ?
No they make you shave
6:45 4 legs😂
Dope
Where are you currently going to school?
I just don't get why people join the Army when you the Air Force to join which is 10x better.....
HOW TFFFFF IS SPOTIFY BETTER THAN APPLE MUSIC
spotify L apple music L
SOUNDCLOUD WWWW
What about starting bonus
Thas alot
How do you join
Spotify 💯
Where do u buy some stocks that are safe and reliable?
Thank you.
The loudest people will blame everything and everyone else for *their* problems.😂😂😂
Your money, your choices.
what part of the army are you in?
Army
did you say four legs at 6:49?
How’d you lose money from your mid month pay. I’m so confused
How these investments going my man?
I like Apple Music
Wow, I bet living as a civilian with 3,000 isn’t bad at all too. If you tried to live here in California with that money though you’d be damn near homeless 😂 but our incomes are bigger too so I guess it balances out.
They receive many other benefits
He got 4 legs
You got four legs??? Wuttt
Spotify all day
is that investment account a retirement account or a brokerage account that you can withdraw money from wherever??
I have 2 separate accounts for retirement and I have more than 1 for my investments which I can take money out of whenever