Washington State Medicare Rules!

Washington residents, listen up!
Do you know how the Washington Medigap Open Enrollment works? You are one of the lucky states that has a special rule.
Watch as Danielle breaks down changing your plan without underwriting.
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[@tomm7505]

The states that have no underwriting for changing Supp plans are very expensive. An "N" plan in upstate New York is about $100 more per month than right across the border in Pennsylvania. Unfortunately, these states think they're doing the right thing for their residents by giving them these options when they're actually pricing some of them out of the market and into a terrible dis-Advantage plan.

[@BoomerBenefits]

Hi Tom - yes, that is true. You are paying more for the convenience of switching plans even if you have health concerns. It can be a toss up for most as they enjoy the option but the prices can be high!

[@shannyreemee72]

I thought every state has "year round open enrollment" for Med Supp. It's the o ly health plan left in America that can still ask health questions. But you can be denied due to your health conditions too.

[@BoomerBenefits]

Hi there - you can switch your Medigap plan any time of the year, but you only have one "open enrollment" period to enroll without your health being reviewed to apply for a plan.
We hope more states allow this benefit so that everyone can take advantage!

[@mbs5328]

I live in California and currently have a Medicare supplement policy. If I were to move to Washington state, how would that affect the Medigap rules that apply to me?

[@BoomerBenefits]

Once you are a Washington resident, you will be able to use this rule! You will typically need to show a drivers license as proof of coverage.

[@shannyreemee72]

California allows you to switch medigap plans anytime of the year...you just have to be able to answer the health questions and pass underwriting. You also have a 60 day birthday rule that allows you to switch carriers for a better price.