One of the reason why I love your channel is because you are so true to your self, and I loved the message at the end! God bless you and your family 🙏🏽😊
You hit the nail on the head when you said, "Live beneath your means!" That is SO key! So wise, for someone so young...many people don't come to these conclusions in a lifetime! You are such a beautiful girl, with such a beautiful spirit, Hilary, and I love you and your channel
Yay I love that you mentioned the library. I’m a children’s librarian and one of my favorite things is seeing families connect and make new friends at the library!
I love the idea of living below your means because then your not trying to always keep up. You'll have extra money for savings, retirement, college, etc. 💓🏠👍🏻
Yes! Words that my mom always said to me too...there will always be people who have more than you and there will always be people who have less. Be content with your blessings. Comparison is really the thief of joy. Wonderful video! I so appreciate your real honest self shining through on your videos.
Great advice. We always lived below our means. At the beginning of our marriage it was out of necessity. We are now reaping the rewards in our recent retirement. A quote that resonates with me is "I still remember the days that I prayed for the things I have now"
My nan gave me a good tip she had eight children during the war and was on rations, she said buy a large chicken cook it and then strip all the meat off the whole thing , you get a large Tupperware full of chicken , we typically make a soup a curry , and a chicken pasta bake and we still have some in a sandwich, it’s a real money saver compared to buying all the meat separately.
I love your humble soul and contentment with less. What a precious message at the end about some will have more, others will have less. Sometimes thankfulness starts when we change our perspective on all that we have right now. God is good.
Your channel is so refreshing! It is possible to live a happy life on a limited income. My family always has everything we need and more plus all the joys of spending time together.
Well as a single Mom, I think its nothing comparable to be at home with Mom, eating warm meals, in a clean home, and with her at your side, I always regret that part for my children :(
I hope your children appreciate the immense sacrifice you made so that they could have food in their bellies, clothes on their backs, and food in their stomachs!! God bless you!
Take the time to look for a decent paying career that you can do from home. You'll be surprised what you can find nowadays. I worked for years as a medical transcriptionist from home as a single mom...until the industry changed. I literally got a job outside of the home when my youngest was a junior in high school.
It made me think when you said that there will always be someone who has more than you and that there will always be someone who has less than you. What a great way to think. Great ideas. Thanks.
you mentioned that you like when you can contribute to the family by your videos, organizing etc. but you contribute and make your family a home everyday. It is work to parent and to look after a home. Good for you !
Great wise words!!!! My 19 year old heads to consignment for most of her clothes. She told me jeans are cheaper there. She refuses to pay full prices for jeans and shorts, etc.
We use a antenna for TV so we don't pay for cable. We also don't have internet. I use the internet off my phone and it has a hot spot so that is how I upload videos, watch UA-cam ect. You are so right about free stuff to do. I decided one summer instead of going on vacation we would tour our own town. A lot of the stuff was free. Even the museum in our town has a free day once a month. Great tips!
We bought under what the bank said we could buy! We are so thankful we are on our own budget and not so stressed as many are! Hilary, you can check-out books on line for free and also ask the library to find you a book on-line! I don't buy books, I wait until I can check a book out at the library or on-line! I can't afford $25-30 for a book! My husband and I have very wide and high in-step feet so we are forced to buy good shoes. I do try to watch sales on out shoes. Thanks for the great tips and some reminders!
Really enjoyed this one! So often the money saving stuff is around coupons and sales for junk you don't really need. If you don't have the money -- don't buy it... yes!
Great tips! I was a single mom while my son was growing up. It was a struggle. Buying clothing second hand allowed him to still be in style with his friends (kids can be so cruel) and be well dressed. I could still be the labels but not pay the price. I bought food on sale, etc. All good tips that I took advantage of then and still follow. TFS!
H, you are wise beyond your years. Good advice. I'm in retirement status and we've always lived below our income. Now we can enjoy our retirement years.
We did the same. Small house enough room for the four of us. I cook 99% of our meals and we don't use credit cards! We don't buy new furniture because we had it for 15 years already. They are all in good shape and if I want to change I will probably paint my dining room furniture with chalk paint, repurpose some fabric to make pillowcases for my throw pillows etc. We have the money to do extra things but we save it for emergencies and we do free things with our kids. It's about the time we spend with the kids not what they have or places to go. They love going places with us.
We do all of these! I have a huge amount of hand me downs for my girls to grow into. We spend time, at home with our friends, family. I love the final quote...it really made my day. Your tips are great and your outlook on life is inspiring!
Such great tips! Many of these I abide by and they make a big difference. And YES to not comparing. I struggle with it daily and need to be mindful to be comfortable with where I am! 🙌🏻 Thanks for continuing to make positive and encouraging (and REAL) videos!
Some of the things we do are- a gift closet especially when kids were young and went to birthday parties, turn off lights, conserve water, do less laundry ( we struggle with this as two teens think their clothes are dirty after having worn them for 15 minutes. I recycle jeans 2 or 3 times, refill hand soap dispensers, save napkins when you grab that burger, take your own drinks when going out, we refill a water bottle, make soup once a week, use what you have !!!
Hillary this is why I love ur channel all these yrs ur so true to yourself ty for being u! I never used credit cards either. I don't even have any at all ...TFS n ur tips u are so right never keep up with the Joneses ...
I love your tip on meatless meals! We usually have one or two a week. Black beans are my favorite go to on those nights. Black bean nachos/black bean chili/etc. :)
I stopped working outside the home when i had my first daughter. Then i started watching friends kids while they were at work to make some extra money. Now i am registered with the state for home daycare and make double than what i made working outside the home! Lol there are ways to work at home and be with your kids. I definitely need to work on eating at home though more because that’s where most of our money goes!!
We live like your family even though we now both have decent income. It becomes a life style and it's hard to change and spend more when you don't have too. Now we just watch our retirement grow and help others.
Thank you for sharing this video. I love how you mentioned that there will always be somebody with less than you and somebody with more than you. Comparison is truly the thief of joy and contentment and being grateful for what you have is so important! This is something I always have to keep in mind:)
You make so much sense. I am tied of hearing when I do shop "Is that credit?" And Afterpay!! My husband and I live on the family farm and luckily we did not believe in putting things on credit, because when the Government deregulated the dairy industry we would not have been able to pay our bills. I have basically worked all our married life for different reasons eg to feed and clothe us all, as my husbands wage went to the farm bills. I love how you say someone will have more than you and some less .Thanks for sharing.
I know it can be a hard sell for kids, but maintaining ketosis (burning fats, not sugars) is a great savings on food costs. Burning sugars is like constantly throwing kindling on a fire, as opposed to adding one big log
Great tips! We a one income family too and use our credit cards as we would a debit card. We also don’t have cell phone bills! We have a trac phone through qvc. Basically a one time payment that has lasted over a year for emergency calls and sporadic texts and data. We have internet phone through Ooma. We don’t feel deprived at all with internet at home. And YES to dropping cable! Also, I wish farmers markets in Ohio where affordable...way more than at the grocery store. That is something I miss about PA!
Hey Hilary! thank you for your wise words. We are struggling to decide on what to do since we want to buy a house and right now we live in a mobile home. Having an actual home has always been my dream and that’s why we moved from California to Texas but we have debt and therefore can’t move towards a house just yet. Please do a Grocery budget video.
I really loved this vlog. We also have no landline, no television or cable. We shop second hand as much as possible (except socks and underwear) and we also eat at home and meal plan. I'm deciding what I want to do as my new "side hustle" because I love bringing in a little extra. I think antiquing and resale has always been that thing for me.
Such good advice. It also helps us be good stewards of what God has given to us. I will say that being able to purchase a less expensive home depends on where you live. I live in Los Angeles where the homes and even apartment rents are ridiculously high.
Yes I completely agree about housing, it is all relative to where you live. We're in NJ where the property taxes are high so a "less expensive, smaller home" for us could easily pay for a mansion in the mid west. You make the most of what you have :)
We are trying to cut cable; but it's cheaper to have internet when bundled with cable. We have the bill down to $90; but that's still too high. Who do you use for internet?
I believe Comcast. But for the past 6 years or so that we have only had internet we've never paid more than $50 regardless of the company. Definitely call around!
Such wonderful advice! Since I've started watching your channel you've been beyond inspirational and motivating to me with so many ways to enjoy and love simple living. I was a full time RN and now do just very part time work, but being able to be home with my children and finding a new love for our home has been such a blessing. So again I want to thank you for the wonderful content (and family vlogs) I look forward to and enjoy each one! Blessings to you and your sweet family!
Such great advice. I have to agree with the credit card. We also went crazy with a few of them. I paid them off and cut them up. Haven't had one in yrs. If we can't pay for it in full we don't need it.
This could not have come at a better time! My husband and I are expecting our first child in August and I will be staying at home, so our income is going to decrease, while adding an extra expense of a baby. I already follow a lot of these tips, but it was still super helpful. I've been thinking of ways I can make some money while staying at home and wondered how you got started with your organizing business? I really enjoy organizing and cleaning, so I have thought about doing that for some extra income. Do you have any tips? Thanks again!
Thank you for this video!!! Do you have any grocery saving tips? How much do you spend in a week if you don't mind me asking? I'm trying to get my grocery bill down
I totally agree with this! Have you ever run into a problem because of not using credit? I actually am the same way. My husband and I both do not use any type of credit and haven't for YEARS. The problem I have found recently is...now neither of us have a credit score. So I'm wondering what kind of problems that will give us in the future when we look to purchase a home.
We don't make many big purchases I suppose, and when we did buy our house there was no issue at all. It can definitely be done because they look at how you pay other bills on time as well :)
One of the reason why I love your channel is because you are so true to your self, and I loved the message at the end! God bless you and your family 🙏🏽😊
You hit the nail on the head when you said, "Live beneath your means!" That is SO key! So wise, for someone so young...many people don't come to these conclusions in a lifetime! You are such a beautiful girl, with such a beautiful spirit, Hilary, and I love you and your channel
How blessed you are to have this wisdom at your young age! It is a blessing and a gift to live the simple life.
"Someone else is happy with less than what you have" I love this quote and love your channel! 😊
Yay I love that you mentioned the library. I’m a children’s librarian and one of my favorite things is seeing families connect and make new friends at the library!
I love the idea of living below your means because then your not trying to always keep up. You'll have extra money for savings, retirement, college, etc. 💓🏠👍🏻
Yes! Words that my mom always said to me too...there will always be people who have more than you and there will always be people who have less. Be content with your blessings. Comparison is really the thief of joy. Wonderful video! I so appreciate your real honest self shining through on your videos.
Well said!
Small home for the win!!! We bought way, way under what the "experts" said we could afford. Nope. We're good. Thanks.
Great advice. We always lived below our means. At the beginning of our marriage it was out of necessity. We are now reaping the rewards in our recent retirement. A quote that resonates with me is "I still remember the days that I prayed for the things I have now"
JP Gaffney good one 🙏🏼
My nan gave me a good tip she had eight children during the war and was on rations, she said buy a large chicken cook it and then strip all the meat off the whole thing , you get a large Tupperware full of chicken , we typically make a soup a curry , and a chicken pasta bake and we still have some in a sandwich, it’s a real money saver compared to buying all the meat separately.
The library is my sanctuary!!
I love your humble soul and contentment with less. What a precious message at the end about some will have more, others will have less. Sometimes thankfulness starts when we change our perspective on all that we have right now. God is good.
Your channel is so refreshing! It is possible to live a happy life on a limited income. My family always has everything we need and more plus all the joys of spending time together.
Well as a single Mom, I think its nothing comparable to be at home with Mom, eating warm meals, in a clean home, and with her at your side, I always regret that part for my children :(
That's okay Maria, everything your family sacrificed they will know you did it out of love. You are wise, you are brave!!! (20 years of parenting)
marieffp21 Thank you for your kindness, 😊❤👍
I hope your children appreciate the immense sacrifice you made so that they could have food in their bellies, clothes on their backs, and food in their stomachs!! God bless you!
Take the time to look for a decent paying career that you can do from home. You'll be surprised what you can find nowadays. I worked for years as a medical transcriptionist from home as a single mom...until the industry changed. I literally got a job outside of the home when my youngest was a junior in high school.
It made me think when you said that there will always be someone who has more than you and that there will always be someone who has less than you. What a great way to think. Great ideas. Thanks.
Wise beyond your years!!
you mentioned that you like when you can contribute to the family by your videos, organizing etc. but you contribute and make your family a home everyday. It is work to parent and to look after a home. Good for you !
Yes I agree, thanks for saying that 💛
Great wise words!!!! My 19 year old heads to consignment for most of her clothes. She told me jeans are cheaper there. She refuses to pay full prices for jeans and shorts, etc.
Great tips. As a stay at home mom of 18 years your tips are spot on. Loved this video.
*Couldn’t love this topic more!🙌🏽 Small homes FTW!!!!* ❤️❤️❤️
We use a antenna for TV so we don't pay for cable. We also don't have internet. I use the internet off my phone and it has a hot spot so that is how I upload videos, watch UA-cam ect. You are so right about free stuff to do. I decided one summer instead of going on vacation we would tour our own town. A lot of the stuff was free. Even the museum in our town has a free day once a month. Great tips!
We bought under what the bank said we could buy! We are so thankful we are on our own budget and not so stressed as many are! Hilary, you can check-out books on line for free and also ask the library to find you a book on-line! I don't buy books, I wait until I can check a book out at the library or on-line! I can't afford $25-30 for a book! My husband and I have very wide and high in-step feet so we are forced to buy good shoes. I do try to watch sales on out shoes. Thanks for the great tips and some reminders!
Really enjoyed this one! So often the money saving stuff is around coupons and sales for junk you don't really need. If you don't have the money -- don't buy it... yes!
Great tips! I was a single mom while my son was growing up. It was a struggle. Buying clothing second hand allowed him to still be in style with his friends (kids can be so cruel) and be well dressed. I could still be the labels but not pay the price. I bought food on sale, etc. All good tips that I took advantage of then and still follow. TFS!
H, you are wise beyond your years. Good advice. I'm in retirement status and we've always lived below our income. Now we can enjoy our retirement years.
We did the same. Small house enough room for the four of us. I cook 99% of our meals and we don't use credit cards! We don't buy new furniture because we had it for 15 years already. They are all in good shape and if I want to change I will probably paint my dining room furniture with chalk paint, repurpose some fabric to make pillowcases for my throw pillows etc. We have the money to do extra things but we save it for emergencies and we do free things with our kids. It's about the time we spend with the kids not what they have or places to go. They love going places with us.
We do all of these! I have a huge amount of hand me downs for my girls to grow into. We spend time, at home with our friends, family. I love the final quote...it really made my day. Your tips are great and your outlook on life is inspiring!
What a great way to start my morning! Thanks for the tips. My hubby introduced me to Goodwill now, he can’t keep me out of there!
Very well said! Thank you for transparency, authenticity and for all the wonderful tips and resources.
Thank you for those encouraging words at the end of this video! I needed to hear that.
Such great tips! Many of these I abide by and they make a big difference. And YES to not comparing. I struggle with it daily and need to be mindful to be comfortable with where I am! 🙌🏻
Thanks for continuing to make positive and encouraging (and REAL) videos!
Some of the things we do are- a gift closet especially when kids were young and went to birthday parties, turn off lights, conserve water, do less laundry ( we struggle with this as two teens think their clothes are dirty after having worn them for 15 minutes. I recycle jeans 2 or 3 times, refill hand soap dispensers, save napkins when you grab that burger, take your own drinks when going out, we refill a water bottle, make soup once a week, use what you have !!!
I would love menu planning and shopping videos!!! I'm sure you have a zillion ideas. TFS and take care........
This video is so uplifting. Thank you for your common sense view of the subject of living within your means.
you are such a wise young lady😀
I love this video. I would seeing more one income and budgeting videos. Thank you.
Hillary this is why I love ur channel all these yrs ur so true to yourself ty for being u! I never used credit cards either. I don't even have any at all ...TFS n ur tips u are so right never keep up with the Joneses ...
And this is why you my favorite UA-camr! I love your mentality!!
i make a large chicken stir fry on fridays which consists of rice ,chicken brocoli , and garlic sauce it lasts all weekend
I love your tip on meatless meals! We usually have one or two a week. Black beans are my favorite go to on those nights. Black bean nachos/black bean chili/etc. :)
I stopped working outside the home when i had my first daughter. Then i started watching friends kids while they were at work to make some extra money. Now i am registered with the state for home daycare and make double than what i made working outside the home! Lol there are ways to work at home and be with your kids. I definitely need to work on eating at home though more because that’s where most of our money goes!!
We are also working on paying off our credit cards! But the problem is you need credit to get loans such as a home loan...
I like your thought of being happy where you are. I'm tired of trying to keep up with The Jones.
We live like your family even though we now both have decent income. It becomes a life style and it's hard to change and spend more when you don't have too. Now we just watch our retirement grow and help others.
Great advice! You have created a beautiful home by doing a lot of the work yourself. So smart & inspiring. Be blessed.
Thank you for sharing this video. I love how you mentioned that there will always be somebody with less than you and somebody with more than you. Comparison is truly the thief of joy and contentment and being grateful for what you have is so important! This is something I always have to keep in mind:)
Loved this. I enjoy hearing your thoughts. Thanks for sharing!
Lovely video. Definetly being content with what you have makes such a difference in our family! Thanks for the great video 💋💋💋
You make so much sense. I am tied of hearing when I do shop "Is that credit?" And Afterpay!! My husband and I live on the family farm and luckily we did not believe in putting things on credit, because when the Government deregulated the dairy industry we would not have been able to pay our bills. I have basically worked all our married life for different reasons eg to feed and clothe us all, as my husbands wage went to the farm bills. I love how you say someone will have more than you and some less .Thanks for sharing.
I know it can be a hard sell for kids, but maintaining ketosis (burning fats, not sugars) is a great savings on food costs. Burning sugars is like constantly throwing kindling on a fire, as opposed to adding one big log
I typically hate these videos because they can be preachy. This was great and I love your simple approach to living.
Awesome tips! 100% real and i totally can relate to this! Thank you for being real, keep doing this and you'll be rewarded
Great tips! We a one income family too and use our credit cards as we would a debit card. We also don’t have cell phone bills! We have a trac phone through qvc. Basically a one time payment that has lasted over a year for emergency calls and sporadic texts and data. We have internet phone through Ooma. We don’t feel deprived at all with internet at home. And YES to dropping cable! Also, I wish farmers markets in Ohio where affordable...way more than at the grocery store. That is something I miss about PA!
Hey Hilary! thank you for your wise words. We are struggling to decide on what to do since we want to buy a house and right now we live in a mobile home. Having an actual home has always been my dream and that’s why we moved from California to Texas but we have debt and therefore can’t move towards a house just yet. Please do a Grocery budget video.
Great way to keep stress levels down and build a life of substance!
Good job, what a blessing you are !
Love these tips, fortunately I follow with most of the points.
Greetings from South Africa
I really loved this vlog. We also have no landline, no television or cable. We shop second hand as much as possible (except socks and underwear) and we also eat at home and meal plan. I'm deciding what I want to do as my new "side hustle" because I love bringing in a little extra. I think antiquing and resale has always been that thing for me.
That is what I love your channel. Thanks for sharing
Your last point really resonated with me, just what I needed to remember! 😊
Such good advice. It also helps us be good stewards of what God has given to us. I will say that being able to purchase a less expensive home depends on where you live. I live in Los Angeles where the homes and even apartment rents are ridiculously high.
Yes I completely agree about housing, it is all relative to where you live. We're in NJ where the property taxes are high so a "less expensive, smaller home" for us could easily pay for a mansion in the mid west. You make the most of what you have :)
Love this my home is small yet big enough for me and my girl and our CHIIWAWAH Gary. GREAT VIDEO YAYYY FOR SMALL HOMES!
Aww Hilary you nailed this video !! Great information loved it..
Absolutely loved everything you had to say in this video.
I was nodding in agreement and smiling with each advice you gave : )
Wonderful encouragement, Hilary!!
Love your message here. We are in the process of downsizing... thats for the advice.
Beautiful message! Thank you
You are a very smart young lady!
Great tips...and I know that because I'm older and have been doing a lot of these things myself for years now...tfs
I loved the message at the end!
Nicely done Hilary! Thankyou❤️🌻
We are trying to cut cable; but it's cheaper to have internet when bundled with cable. We have the bill down to $90; but that's still too high. Who do you use for internet?
I believe Comcast. But for the past 6 years or so that we have only had internet we've never paid more than $50 regardless of the company. Definitely call around!
So many great points! Thanks so much for sharing:)
Can you do a video on how you meal plan and some of your favorite meals and snacks???
Yes I can, I'll write that one down :)
Such wonderful advice! Since I've started watching your channel you've been beyond inspirational and motivating to me with so many ways to enjoy and love simple living. I was a full time RN and now do just very part time work, but being able to be home with my children and finding a new love for our home has been such a blessing. So again I want to thank you for the wonderful content (and family vlogs) I look forward to and enjoy each one! Blessings to you and your sweet family!
Which internet company do you use?
Great information Hilary. Thanks for sharing.
I really enjoyed this video! Good usable ideas👍
I’ve always taught my kids to live below their means too. Excellent advice.
You inspire me so much!!!
So blessed indeed...I can see it in your face
Hi Hilary! Well said and spot on with your advice. 😘
I agree with every single tip! Great information Hilary!
Love these tips! Thanks for sharing!
What great advice! Thanks for sharing!
Love this! I am new to being a stay at home mom and I want to be better about budgeting. How much is your grocery budget for two weeks?
mfg18pink you can do it! We try to stick to $150 for two weeks
Thank you so much for these great ideas!!!!!!!!!!
Such great advice. I have to agree with the credit card. We also went crazy with a few of them. I paid them off and cut them up. Haven't had one in yrs. If we can't pay for it in full we don't need it.
Loved this video. Awesome tips. I’m a SAHM and Some of them I already do 👍
This could not have come at a better time! My husband and I are expecting our first child in August and I will be staying at home, so our income is going to decrease, while adding an extra expense of a baby. I already follow a lot of these tips, but it was still super helpful. I've been thinking of ways I can make some money while staying at home and wondered how you got started with your organizing business? I really enjoy organizing and cleaning, so I have thought about doing that for some extra income. Do you have any tips? Thanks again!
i buy all decor seconds ,no cable ,clothes from consigments ,bake ,dont eat out much
Such great advice. Thank you for sharing!!
Love your blog. Thank you!!!
Live small and simple, be happy :)
I love this! Great advice per usual 😊
Yes please more similar videos, this was such a great reminder :)
I love this video!
Thank you for this video!!! Do you have any grocery saving tips? How much do you spend in a week if you don't mind me asking? I'm trying to get my grocery bill down
Kristy Marie for our family of 4 we try to stick to $150 every two weeks. I can share more grocery tips in another video maybe :)
yes please!!!
long time no see a grocery haul dear👍🏻
you should check restaurant depo we get our meet and chicken in bulk from there and it saves as a lot
I totally agree with this! Have you ever run into a problem because of not using credit? I actually am the same way. My husband and I both do not use any type of credit and haven't for YEARS. The problem I have found recently is...now neither of us have a credit score. So I'm wondering what kind of problems that will give us in the future when we look to purchase a home.
Life with Kristy please read or listen to Dave Ramsey’s Total Money Makeover. It can be done.
Oh yes! I totally have his book. He's the big reason I do no credit now. I'll have to dig the book out to refresh myself.
We don't make many big purchases I suppose, and when we did buy our house there was no issue at all. It can definitely be done because they look at how you pay other bills on time as well :)