Watch These Before! PART 1 (What are bonds/debt funds and why you need them?): ua-cam.com/video/LyePk679Crw/v-deo.html PART 2 (3 Risks with debt funds): ua-cam.com/video/TDU8lve33KI/v-deo.html DEMAT Account: link.lla.in/Demat Hax to Save Tax: www.taxplanningforsalariedemployees.com Groww App: groww.app.link/WF0kp8DjN4
Sir Namaste Sir mane PF apply kya tha 9-sep-2020 ko but mera claim Rejecte ho gya. ""Purpose for which advance is required"" 'Mane outbreak of pandemic covid19' select kiya tha but Sir claim Rejecte ho gya reason m ye lika h aa rha. ""(Claim Rejected THREE MONTH WAGES NOT AVAILABLE, ADVANCE OF COVID 19 CANNOT BE SANCTIONED)"" plz hlp i don't understand ki esa reason q dala epfo ne.plz kuch explain kro esa q hua or next time m kese apply kru.kon sa purpose select karu Plz plz help. Meri lockdown m job b chali gyi sir
1:Rating Moneycontrol Value research Mornigstar ------------- 2:AUM (Asset under Managment) Equity: High Performance---Low Return Debt : HIgh Performance---High Return 3:Past Performance 4 Risk Matrix 5: Modified Duration 6: Fund Manager
Brilliant series Mandeep and Himanshu!! Absolutely loved... best part was the step by step explanation of concepts and concluding the same with two live examples! Thank you so much.
Equity mutual funds kaise chun te hai please iske ware me ek Aisa hi video baneiye... Aur ye debt fund series bht hi behtar tha kafi knowledge improve hue hai... thankyou 😊 for everything
bhai yeh jo gyaan diya hai na iss bande nei ... hats off ... this guy is OP ...literally spoon feed kr rha hai yar yeh banda .... Big Fan of your work bro. Keep It Up . All The Best.
Suggestion for a follow up video :How to change a debt fund in case of fund manager change, change in investment goal horizon, sudden interest rate fluctuations, and whether to invest lumpsum or in SIP
Yes please make 1 video on above topics mentioned by sudhz Also if any 1 can reply - i didn't understood 4th point Risk Matrix and 5th Modified duration Thx in advance and big big thx to LLP team for this video 🤍
Hi, Mandeep, seen all 3 videos on Debt Mutual Funds. Extremely helpful. But, while in your discussion, you have not discussed on the interest rate scenario. Means, in India interest rates were start to falling since Aug 2013. And it went low in March 2020. So you can say it was falling rate of scenario & good to invest in Debt Mutual Funds. Now it seems that interest rates are bottoming out & start moving up. So, in this scenario would you advice to invest in Bond Mutual Funds? And if yes, then in which category? Short Term / Mid Term or Long Term ? Because, if interest rates are moving up side then equity market will see some correction & may remain sideways for next 2-3 years. Considering this what is your view? Please share by making a video, so that many viewers will help to decide their investing decision. Thank you for posting such a great valuable content. You & Himanshu are superb 👍👍👍
couple of questions on the same topic 1. Any video on how liquid funds calculate interest with example will help. 2. If they calculate it the same way FD interest is being calculated, then considering the exit load and expense ratio , AUTO SWEEPE FD turns out to be the good option as liquid funds are offering 6 percent only. 3. How debt funds calculate exit load. is it just for initial 7 days?
what to choose between debt mutual fund & PPF?? PPF is tax free whereas debt mutual fund will have 20%tax along with expense ratio of mutual fund which will anywhere around 0.5-1%
I m just 21 and learning about the investments that i want to do in the future After getting any job Thanks for the series ❤ Please make one on Equity funds
As you mentioned the “Dynamic Bond fund” is favourite for Himanshu Malhotra which is not discussed at all….Plz make the video on Dynamic Bond Fund. Thank you
@labourlawadviser एक doubt है, कोई जवाब दो । हिमांशु के अनुसार जिस fund की revised duration कम हो, वो खरीदना चाहिए । पर जिसकी duration कम है, वो तो पहले से कम interest पर काम कर रहा होगा । क्योंकि interest revise होकर normally कम ही होगा । तो आगे का return दो तरह से कम आएगा । एक तो कम interest rate होगा इससे । और दूसरा time कम बचा है fund के पास, तो next revise interest नही या कम आएगा, तो bond प्राइस को बढ़ा हुआ revision नही मिलेगा (1 लाख का बांड 1.02 लाख पर जाने के कम chances है) .. तो ये फायदा भी नही होगा । तो क्या lower revised duration वाला fund लेना ठीक होगा?
please address this query regarding checking the fund every 6 months...how to re invest if the debt fund is not performing well , can we withdraw in 6 months if its not performing -- if a debt fund was a gilt or bank & psu fund originally kept for 3 years ?
Please help me find best strategy from below to SIP in mutual Funds. Here I am giving two scenario. 1. I am doing SIP till cancellation of 10000/M in A fund, Once done with 10 SIPs I am cancelling the SIP means 100000 RS invested in A fund . Here expected return from the A fund is 12% over the years. I have to plan to not touch this money next 20 years. So in this strategy 20 funds of different category will be in my portfolio at end of 20 years and considering 12% return from all. 2. Second, In fund B I have RS. 10000/M SIP for next 20 years and expected return is 12% over the years.
One question that remains unasked/unanswered in this video. Himanshu did detect that the fund manager was changed just 1 month ago. But what if we're not lucky enough, and the fund manager changes after we invest into the fund and the funds starts performing poorly. Should we diversify even among mutual funds, and put our money into top 5 mutual funds that we find out? This way the returns would be averaged out and we'll also not face total disaster if something like Franklin happens. One counter to the answer of "Change your fund if your fund manager changes or if you don't see good returns" will be that we would like to have a peace of mind when investing in debt funds, and wouldn't like to check the fund performance every month on our investment.
Hi I observed a strange thing, if i go and see liquid funds on morning star, there if i filter on 4* and above. There are 0 funds. Even 1 star and above is 0 funds.
Great series ! Thank you Mandeep for putting up such excellent content in the simplest form ! Appreciate your efforts ❤️ Thanks to Himanshu for his valuable inputs ! Keep up the great work 🙏🏻
Hi, Very insightful. I used the 6 point method and came up with IDFC and SBI magnum. Why did SBI magnum not show up in your recommendation. I see that DSP's AUM reduced from 900 to 400 Cr. Is it a bad sign? Also IDFC's crisil rating is now 3 star. SBI Magnum stands out. AUM is 4200crs. Should I go for SBI Magnum or IDFC ?
If I may.... request you to ditch the background music... maybe you feel it is an engaging and video enhancing strategy... but I dont think that works in an informational video. The data should be the engaging factor which I believe in your videos is.
I had knowledge regarding equity but I wasn't knowing these many things n benefits regarding Debt funds. Thanks to u Mandeep for bringing such point and special thanks to Hemanshu for sharing his valuable information with us... Keep it up bro... N keep bringing such informative videos...👍
did great by covering all the queries and explaining the same with examples. Now I'm feeling pretty much confident to invest in the bond market. Kudos to both of you.
Very nice video Bro... Loved this series on debt funds.. Got much clarity on how to select debt funds. Similar video series on equity would be helpful as well.
I was so clueless for Debt Funds, before ending up here...Kudoss to You guys...Explained it in lay man's language...Keep educating us...But please do read our comments too
Watch These Before!
PART 1 (What are bonds/debt funds and why you need them?): ua-cam.com/video/LyePk679Crw/v-deo.html
PART 2 (3 Risks with debt funds): ua-cam.com/video/TDU8lve33KI/v-deo.html
DEMAT Account: link.lla.in/Demat
Hax to Save Tax: www.taxplanningforsalariedemployees.com
Groww App: groww.app.link/WF0kp8DjN4
अगर इन्वेस्टमेंट करने के बाद फंड मैनेजर बदल जाता है या 6 महीने में बदल जाता है तो फिर क्या करना चाहिए ?
Bro i need some guidance in stockmarket
I alredy have an Demat account in upstoxs
Can u help me
Sir main ek scam me fass gaya hu
Kly help me
Sir Namaste
Sir mane PF apply kya tha 9-sep-2020 ko but mera claim Rejecte ho gya.
""Purpose for which advance is required"" 'Mane outbreak of pandemic covid19' select kiya tha but Sir claim Rejecte ho gya reason m ye lika h aa rha.
""(Claim Rejected THREE MONTH WAGES NOT AVAILABLE, ADVANCE OF COVID 19 CANNOT BE SANCTIONED)"" plz hlp
i don't understand ki esa reason q dala epfo ne.plz kuch explain kro esa q hua or next time m kese apply kru.kon sa purpose select karu
Plz plz help. Meri lockdown m job b chali gyi sir
overlap meaning in mutual fund?
This is such an informative series. I loved the fact that you made it practical and easy to understand. Thanks a lot for this series!
1:Rating
Moneycontrol Value research Mornigstar
-------------
2:AUM (Asset under Managment)
Equity: High Performance---Low Return
Debt : HIgh Performance---High Return
3:Past Performance
4 Risk Matrix
5: Modified Duration
6: Fund Manager
Such a comprehensive video - Binge watched the total playlist in a single go!! .. Loved it ... Request you to please do one for equity funds as well
Mandeep was already doing so good and now from the day he collaborated with Himanshu our knowledge is hiking exponentially 👍... Good job brother
Theory toh bahot blogs me hoti hai, but practical concept is awesome. Keep it up, guys!
this video is a gem
most people just tell what to buy rather than how to decide what to buy
Brilliant series Mandeep and Himanshu!! Absolutely loved... best part was the step by step explanation of concepts and concluding the same with two live examples! Thank you so much.
I love the way you guys explained those tricky things with so much simplicity. Keep it up guys and hoping for more of such content.
Thank you, it was neatly packed and highly informative. Subscribed❤
Have never seen anyone helping at this much detailed level...really really superbbbbbb...👍
The best knowledgeable video series about debt funds on UA-cam till now.
Excellent Video. Excellent demonstration. Thank you so much
Best knowledgeable series pls do it on equity funds
Pls share on equity also
Yes please do it
I was about to comment the same thing!!
Please do 1 detailed series on equity too!!
Yes, please make this video also.
Plz make a video about equity also
Equity mutual funds kaise chun te hai please iske ware me ek Aisa hi video baneiye... Aur ye debt fund series bht hi behtar tha kafi knowledge improve hue hai... thankyou 😊 for everything
Very nice n genuine effort by both speakers👍
bhai yeh jo gyaan diya hai na iss bande nei ... hats off ... this guy is OP ...literally spoon feed kr rha hai yar yeh banda .... Big Fan of your work bro. Keep It Up . All The Best.
Suggestion for a follow up video :How to change a debt fund in case of fund manager change, change in investment goal horizon, sudden interest rate fluctuations, and whether to invest lumpsum or in SIP
Yes please make 1 video on above topics mentioned by sudhz
Also if any 1 can reply - i didn't understood 4th point Risk Matrix and 5th Modified duration
Thx in advance and big big thx to LLP team for this video 🤍
Extremely good video! Loved the practical demonstration and this is what a new investor needs. Thank you!
the quality of content is really very good in all 3 videos, some data points are very unique
Interest rates will not drop further. Anyone strongly disagrees?
Bahot badhiya... Dilkhush kar diya itna sab matrix simplify karke... Keep it up
Guys, just fantastic !! Hats off to your efforts in explaining the topic not only theoretical but hands on too. Thank you
Very informative, I have learned about types of debt funds and how to select debt funds, thanks and keep up your fantastic work!!
18:25 There!
No one shares this kind of knowledge these days...please keep up the good work, you are doing an awsome job
Excellent video explaining the mechanism of selection of funds
Super , excellent stuff Mandip and Team , thanks for sharing
One of the best videos seen so far in this category. Absolutely transparent and unbiased methods you have used here to help newbies. Thank you so much
Mera pehla target apni annual income ko 2.5 lakh se zyaada pahuchana
@Bharat Anand 21 saal meri age hai 24 tak ghar mein kuch nahi dena
Very informative. Covers all points I was looking for.
Well presented video explaining how to shortlist a debt fund.
A very informative video. Highly practical. Thank you for such wonderful and helpful content
The best investment series I've seen uptil now!
Hi, Mandeep, seen all 3 videos on Debt Mutual Funds. Extremely helpful.
But, while in your discussion, you have not discussed on the interest rate scenario.
Means, in India interest rates were start to falling since Aug 2013. And it went low in March 2020. So you can say it was falling rate of scenario & good to invest in Debt Mutual Funds.
Now it seems that interest rates are bottoming out & start moving up. So, in this scenario would you advice to invest in Bond Mutual Funds? And if yes, then in which category? Short Term / Mid Term or Long Term ?
Because, if interest rates are moving up side then equity market will see some correction & may remain sideways for next 2-3 years. Considering this what is your view? Please share by making a video, so that many viewers will help to decide their investing decision.
Thank you for posting such a great valuable content. You & Himanshu are superb 👍👍👍
Very beautifully explained. Continue the good work.
Wonderful. Please make such video for Equity funds and ELSS
couple of questions on the same topic
1. Any video on how liquid funds calculate interest with example will help.
2. If they calculate it the same way FD interest is being calculated, then considering the exit load and expense ratio , AUTO SWEEPE FD turns out to be the good option as liquid funds are offering 6 percent only.
3. How debt funds calculate exit load. is it just for initial 7 days?
Excellent series... cleared all my doubts
The whole series was very helpful...!!! Thank you very much...!! Highly undervalued channel...!!!
what to choose between debt mutual fund & PPF?? PPF is tax free whereas debt mutual fund will have 20%tax along with expense ratio of mutual fund which will anywhere around 0.5-1%
I m just 21 and learning about the investments that i want to do in the future After getting any job
Thanks for the series ❤
Please make one on Equity funds
Bro I have a question, now I am a student....and if I invest in the funds mention for more then 3 yr, then do I need to pay tax??????
As you mentioned the “Dynamic Bond fund” is favourite for Himanshu Malhotra which is not discussed at all….Plz make the video on Dynamic Bond Fund. Thank you
Pls make video for “Dynamic Bond fund” also
Please make video on ways to invest in mutual fund like through CAMS, Kfinkart, GROWW, Coin etc.. please compare & guide which is safe & trustworthy..
Excellent video... thanks for efforts
Fantastic bro... Keep it up.Please make similar video series for selecting Equity mutual funds.
i have seen several analysis videos , but this is best and detailed
@labourlawadviser एक doubt है, कोई जवाब दो । हिमांशु के अनुसार जिस fund की revised duration कम हो, वो खरीदना चाहिए । पर जिसकी duration कम है, वो तो पहले से कम interest पर काम कर रहा होगा । क्योंकि interest revise होकर normally कम ही होगा । तो आगे का return दो तरह से कम आएगा । एक तो कम interest rate होगा इससे । और दूसरा time कम बचा है fund के पास, तो next revise interest नही या कम आएगा, तो bond प्राइस को बढ़ा हुआ revision नही मिलेगा (1 लाख का बांड 1.02 लाख पर जाने के कम chances है) .. तो ये फायदा भी नही होगा । तो क्या lower revised duration वाला fund लेना ठीक होगा?
please address this query regarding checking the fund every 6 months...how to re invest if the debt fund is not performing well , can we withdraw in 6 months if its not performing -- if a debt fund was a gilt or bank & psu fund originally kept for 3 years ?
Please help me find best strategy from below to SIP in mutual Funds. Here I am giving two scenario.
1. I am doing SIP till cancellation of 10000/M in A fund, Once done with 10 SIPs I am cancelling the SIP means 100000 RS invested in A fund . Here expected return from the A fund is 12% over the years. I have to plan to not touch this money next 20 years.
So in this strategy 20 funds of different category will be in my portfolio at end of 20 years and considering 12% return from all.
2. Second, In fund B I have RS. 10000/M SIP for next 20 years and expected return is 12% over the years.
Tax calculation keh bare mein bataye. Well very nice and informative video. I like it. Some thing new I got from ur video
Which is the better way to invest in Liquid fund at present. Lump sum or SIP. Please suggest
Excellent and very well made video. Kudos to you ... superb stuff 👌👌👌
I was waiting to learn debt fund myself but this video made it easier
How can 1 be so honest and so simple
Super Videos ... Thanks For this Valuable Information to us .
Too good. But I think 24% return over 3 yrs is not annualized. Max return on annual basis should be max 10-12%
Yes...they are not annualized
One question that remains unasked/unanswered in this video.
Himanshu did detect that the fund manager was changed just 1 month ago. But what if we're not lucky enough, and the fund manager changes after we invest into the fund and the funds starts performing poorly. Should we diversify even among mutual funds, and put our money into top 5 mutual funds that we find out? This way the returns would be averaged out and we'll also not face total disaster if something like Franklin happens.
One counter to the answer of "Change your fund if your fund manager changes or if you don't see good returns" will be that we would like to have a peace of mind when investing in debt funds, and wouldn't like to check the fund performance every month on our investment.
This is the best series so far. Subscribed and pressed the bell icon 👍👍
Amazing video for all new investors. Many people really struggle to pick the right fund & end up believe others. Thanks guys
Hi I observed a strange thing, if i go and see liquid funds on morning star, there if i filter on 4* and above. There are 0 funds. Even 1 star and above is 0 funds.
Immensely insightful and comprehensive!
Great series ! Thank you Mandeep for putting up such excellent content in the simplest form ! Appreciate your efforts ❤️
Thanks to Himanshu for his valuable inputs !
Keep up the great work 🙏🏻
BEST CLASS EVER SEEN IN THE YUTUBE SO FAR THANKS SOOOO MUCH BRO
Hi, Very insightful. I used the 6 point method and came up with IDFC and SBI magnum. Why did SBI magnum not show up in your recommendation. I see that DSP's AUM reduced from 900 to 400 Cr. Is it a bad sign? Also IDFC's crisil rating is now 3 star. SBI Magnum stands out. AUM is 4200crs. Should I go for SBI Magnum or IDFC ?
If I may.... request you to ditch the background music... maybe you feel it is an engaging and video enhancing strategy... but I dont think that works in an informational video. The data should be the engaging factor which I believe in your videos is.
Please make a video like this for mutual fund shorting. It will be very helpfull.
I had knowledge regarding equity but I wasn't knowing these many things n benefits regarding Debt funds. Thanks to u Mandeep for bringing such point and special thanks to Hemanshu for sharing his valuable information with us... Keep it up bro... N keep bringing such informative videos...👍
Very informative and crisp and clear explanation of each concepts. Learnt a lot from this series.
Amazing explanations- well done guys keep up the great work and I loved the 6 point strategy
Is it safe now to invest in debt funds as the int rates are already at the bottom and expects defaults due to pandemic
Nice and brief explanation for debt funds. Thank you. Do this type of series for other funds also.
Beautifully explained 👍
It was a very comprehensive video on the topic of debt mutual funds. Commendable effort and content.
Best explanation and experiment video thank you... We want more such vids.
Great video. Gained a ton of knowledge and can't thank you enough for that. Keep up the good work. Best of luck.
Beautifully explained ❤
This is not one of the best videos, but it is "THE BEST VIDEO".
REALLY APPRECIATE YOUR EFFORTS.
🙏🙏
did great by covering all the queries and explaining the same with examples. Now I'm feeling pretty much confident to invest in the bond market. Kudos to both of you.
Thanks a lot 😇
Return after six months for Clear concepts 🙏
Very precise and valued information, love the coordination of you both ..
Best knowledge given by you sir... 👌👌👌👌🙏🙏🙏🙏
Wonderful video. U have given such a piece of information in detail that it has resolved all doubts about debt mutual funds thank you 🙏🙏🙏
Best debt funds and best returns analysis always better use for investors
Superb, I didn't find any video like this, good job keep it up
still One of the most informative video on debt fund in 2023
,
Please make same type of video on equity mutual funds
Amazing video. I will bookmark it and use it for my reference.
Friends analogy worked like magic.
Very nice, I got to learn many things about funds. Very nice presentation.
Very nice video Bro... Loved this series on debt funds.. Got much clarity on how to select debt funds. Similar video series on equity would be helpful as well.
Beautifully explained
Learnt a lot.... THANKS A MILLION.
Would also like to see a video to choose best short term funds like liquid/ money market or ultra-short funds
Very good series with good information
I was so clueless for Debt Funds, before ending up here...Kudoss to You guys...Explained it in lay man's language...Keep educating us...But please do read our comments too
best video about debt on youtube ....
Day by day this channel become more informative.
Nice video.. please suggest if SIP is good or Lumpsum investment is good in debt funds?
This video series was very helpful! Thank you.