🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ go.greenscaleacademy.com
🚨Note: at 13:17 I said any additional account you link to your eCredable Business Lift account will report to either D&B, Equifax, Experian, CreditSafe, or Ansonia but only the Net 30 for the Business Lift subscription reports to D&B. I apologize for any confusion!
@KelvinMcneil ay bro, so with ecredible business I can link my PERSONAL home utility bill (non business address), credit lines, cell phone bills (non business), etc. that are unassociated with my businesses itself and it'll report to these different agencies including D&B? Much love, great channel!
@@KelvinMcNeil Damn, you're hella quick with the replies! haha THANK YOU. Man, thats what I thought I was hearin! BIG TIME information right there. I just found your channel and I just gotta say I appreciate the nuggets...You explain yourself very clearly and the topics you're posting are very relevant to people trying to figure this out.
Hey Kelvin - Really nice job describing how these products work. And I love that you're a mortgage broker who really understands this stuff. I see a lot of UA-camrs out there who just copy what other people say but don't really know what they're talking about. Keep up the great work!
Appreciate you so much brother. Just really started learning how to better my credit because of your videos. Now I’m teaching my kids. Everything I have done that you said on your videos have worked.
Ecredable is really real and it's really reporting on my credit report with personal and business. Thank You for posting this video Review on Ecredable.
Afternoon bro! Question for you. Can you do a video for the top best to not as great institutions or credit unions we should be trying to use for our new LLCs. I don’t know who to apply with and what the benefits from each are. Thank you so much brotha! Keep making great content
As far as credit unions there’s none that can compete with NAVY Fed & USAA. They are the best. End of story lol. But if you have no military affiliation, your local credit union would be fine as long as they have business programs you’re interested in.
With your help through the How to Build Business Credit playlist, I signed up for Nav and got access to my credit reports for my business. I didn't think I had any accounts, but to my surprise, Equifax was reporting my Verizon account. It didn't say Verizon but yet "Communications". Sooo, with that said, I am not 100% it is Verizon, but pretty darn sure as I don't know what else it could be. :)
Please Kevin McNeil , let’s Us build a 700 credit score for our Children Graduation! I’m discussing Financial Literacy with my 17 yrs old Son! Also he already invested in stocks and bonds ect ect. CREDIT LITERACY IS A SHALL! Immediately
Hello Kelvin I wanted to say thank you for all the information you are providing, it has been great helping me in my business. I have a question about an IRS form 1099-A for acquisition and abandonment of property. I have seen these forms used and I was wondering what you think of this form.
@@bossladybee8323 you can’t use both. Well, at least you can’t link the same account on both business & personal. You’ll have to choose which accounts to link. My recommendation is to just link everything you can to eCredable BusinessLift because it’ll report to multiple agencies vs the personal eCredable service which only reports to TransUnion.
@@KelvinMcNeilyou’re awesome brother. God bless you for what you do in helping your community. I recently started my LLC and I came across your channel when searching for building business credit. I used your link on the BCC Supplies and now I’m going to sign up for this one. And one day I am taking my 2 little boys and my wife to Israel like you did my brother. God bless you..🔥🙏🏽🙏🏽
Yes you can but you cannot link the same account on both. You would have to choose which bills/accounts you want to link to personal or business. I would recommend switching a few over to your business name 1st so they’ll report to multiple business credit reporting agencies.
Happy New Year! Thank you for your great content. I'm on my personal and business credit journey. The question I have is for the business version. If my accounts is in my personal name and you said it on;y reports to credit safe, but If I have my accounts changed to my business name will I be able to have the status of the reporting reflect that on all of the business credit bureaus? I think my understanding was that it can't be changed once it's reported the first time.
It depends if you’re a DIY kind of person like me. I can’t say I remember what I’ve spent but doing things myself definitely saved me a lot of money. The 3D wallpaper is Lamborghini which was the most expensive thing. Cost me a few hundred dollars.
Hi Kevin! I just received my 80 paydex score for my business. I’d like to know should I now focus on business credit cards? Will my score go down if I don’t continue to purchase and pay invoice vendors like I have been to receive my score? Thanks
Great content thank you for posting it! If im currently starting a new business, what do I need to start the e credit business program that you mentioned for $9.95 a month? Im getting my LLC processed now, so what documentaion will i have to provide to e credit to proceed?
Yes I’ll be making a new video soon. Talking about the updates which are all related to data and financial metrics but you can’t really compare this service to any other service because it’s unique and not like any of the services you just mentioned.
Hey Kelvin- Quick question. So I have my LLC for my fleet service company and have a chase business credit. I recently found out they aren’t reporting to Dun & Bradstreet, will this on demand service work with chase to obtain that data to report? Also, if my utilities and cell phone bill are in my personal name but have business usage this service will not pull those payments/transactions and report them to Dun & Bradstreet? Is this correct?
Isiah, your Chase business credit card should most definitely report to D&B, Experian & Equifax. I have one too and it reports to all 3. If it isn’t reporting you may want to double-check your business information for accuracy. Everything must match what’s on your business credit profile. Secondly, yes any credit card that isn’t reporting (because it isn’t supposed to) can be added with the on-demand feature.
Lastly, as mentioned in the video if your bills are in your name (the business owner) it will report but it will be limited as to what bureaus it will report to. No, D&B will not be one of them.
hey k boogie ! im having a hard time with these guys like wex to report to the credit bureaus , e credable is only reporting to ansonia and credit safe , they have yet to report to equifax about 3 months in with them, cant undrstand why not so i have to do my due diligence, i talked to the lady at wex she claims that they report to SBFE and they iin turn report to the other credit agencies , and to call them to get them to report! such a headache bro! i need gauranteed reporting tradelines , that can help asap not this maybe stuff / cross your fingers type stuff!
The eCredable BusinessLift subscription itself reports to D&B, Experian, Equifax etc. Are the accounts you’re linking in the name of the business owner OR the actual business name? If it’s in the business name, it can be reported to Equifax, CreditSafe, and/or Ansonia. If it’s in your name it will still be reported to CreditSafe which reports to the SBFE and the SBFE shares data with all reporting agencies and most major banks which is important.
REAL 5 WK REVIEW of Experian Boost and Kikoff: My Vantage 3.0 has now gone from 0 to 690 on Stellarfi and Kickoff and my FICO is 624 from O on Experian. Stellarfi was added 2 days ago so Exp Boost and Kikoff gave me a score so far. Stellarfi has a nice website functioning properly, you can add all kinds of accounts EASILY and has simulator and other options.
Well you could technically have a high business credit score with D&B, Experian, and Equifax relatively fast. It just depends how many tradelines are reporting with 3 or more on-time payments.
If you were to only add the accounts you mentioned to eCredable BusinessLift it’s not likely it would give you enough tradelines to develop a business credit rating with the major 3 reporting agencies.
This is the first time I am seeing the SS being asked. All the other websites do not require your personal SS number just the business EIN number. Is this company even legit? I can't find any reviews on google for this company. @@KelvinMcNeil
@@KelvinMcNeil I have parent plus loans and my own student loans all consolidated long ago ( single mom 2 children - private school - long story). How exactly is that factored in to my credit score? It seems to be frozen. Also we just recently found out who our new fed loan servicing company will be... Then they extended the hold again thru December I believe.
@@KelvinMcNeil will look to see if you did a video on this. Basic question: is it best to have loans in deferment/forbearance or pay minimum monthly? How much will it affect the score?
@@kitokamilimusic6378 there’s no difference in credit score because whether you are in forbearance, deferment, or actually making payments.. your student loan will be reported as a current and positive account.
@@kitokamilimusic6378 the biggest difference is when you are supposed to be making payments, but aren’t. Because that’s when your credit score will be negatively impacted by having late payments and missed payments reported. So as long as your payment status remains current you’ll be fine whether that be forbearance, deferment, or actually making payments.
eCredable BusinessLift is reported as a Net 30 but it allows you to build business credit faster if you’re able to link multiple accounts because they’re all reported separately.
Hey what's up man I want to start off by saying thank you. I have an established personal credit which got me 120k in my first round of funding on business credit but now I am trying to move away from using my personal credit and just building my LLC corporate credit up. A question I have is what are the differences between e-credible business lift and business lift+?
Good question. I actually answered this question in the video so be sure to go back & watch the full video but the answer is no. You can report each account once. Whether you choose to report it to eCredable BusinessLift or Personal Lift or choose to use Experian Credit Score Boost. You can’t do both so choose wisely.
Can you change your utility bills from your name to your business name? also you mentioned wanting to make this a community, have you considered the possibility of starting a fb group?
Yes you can and yes I do have a FB group. It’s called GreenScale Academy. I’ll be going to this evening at 7 PM EST to talk about it and my big announcement. I hope to see you there.
You said it only reports the positive payment history correct? So if there were any late payments on any of those utility bills, it won’t report them? Just on time payment history and on time payments from then on out?
🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ go.greenscaleacademy.com
Words cannot describe the immense value you've brought to my life. You're appreciated my brother, thank you for all that you do.
🚨Note: at 13:17 I said any additional account you link to your eCredable Business Lift account will report to either D&B, Equifax, Experian, CreditSafe, or Ansonia but only the Net 30 for the Business Lift subscription reports to D&B. I apologize for any confusion!
@@TheDrKatrina watch the full video.
Can you explain what your referencing to
Bro I only had my business for 30days In because of you I already have a 85/100 business credit score
👏🏾👏🏾👏🏾🔥🔥🔥
This is what I like to hear! Great job taking action Javon! Now the hard part is keeping it there. 💪🏾
Javon, congratulations! What all tradelines did you have within those 30 days?
That's 🔥🔥🔥....what net30 accounts do you have?
He cappin 😭😭
It is also important to note you cannot link the same utility bill to both eCredable personal & eCredable business. You'll have to choose one.
I just woke up elleirwle
Hey did you have a promo code to support your channel?
@KelvinMcneil ay bro, so with ecredible business I can link my PERSONAL home utility bill (non business address), credit lines, cell phone bills (non business), etc. that are unassociated with my businesses itself and it'll report to these different agencies including D&B? Much love, great channel!
@@dante009.5 only if it’s in the business owner’s name and if so.. yes it will report but only to a few.
@@KelvinMcNeil Damn, you're hella quick with the replies! haha THANK YOU. Man, thats what I thought I was hearin! BIG TIME information right there. I just found your channel and I just gotta say I appreciate the nuggets...You explain yourself very clearly and the topics you're posting are very relevant to people trying to figure this out.
This is the best credit channel on UA-cam! Keep doing what you are doing. Thank you for the education.
Thanks Susan!
Yes you are the reason I started building my business credit through gas credits and net 30 accounts. You are the real deal!
You’re welcome Tonya! How has it been? Have you found success building business credit thus far?
@@KelvinMcNeil it has been amazing!
@@tonyascreativespace3067 awesome. Congratulations on the success so far!
Hey Kelvin - Really nice job describing how these products work. And I love that you're a mortgage broker who really understands this stuff. I see a lot of UA-camrs out there who just copy what other people say but don't really know what they're talking about. Keep up the great work!
Thanks Steve! Yes, I see it all the time. I speak from experience. I appreciate you for recognizing that.
@@KelvinMcNeil What if those payments weren't always made on time? Could it possibly decrease your score?
Appreciate you so much brother. Just really started learning how to better my credit because of your videos. Now I’m teaching my kids. Everything I have done that you said on your videos have worked.
Ecredable is really real and it's really reporting on my credit report with personal and business.
Thank You for posting this video Review on Ecredable.
I received 100% automatically in 5 minutes.
thanks...
We appreciate! Thanks so much for this valuable information
Thank you so much so much information I’ll definitely be sharing this with my credit and business clients 💪🏽
You’re welcome! Thanks for watching and sharing. 🙏🏾
Afternoon bro! Question for you. Can you do a video for the top best to not as great institutions or credit unions we should be trying to use for our new LLCs. I don’t know who to apply with and what the benefits from each are. Thank you so much brotha! Keep making great content
As far as credit unions there’s none that can compete with NAVY Fed & USAA. They are the best. End of story lol. But if you have no military affiliation, your local credit union would be fine as long as they have business programs you’re interested in.
This is great information! I’m a small business owner establishing business credit to access funds. Thanks
"GOD" Bless my Brother...very professional straight to the point...this will help with creating Generation Wealth 🙏🏿
Thanks for the great info Kelvin. I appreciate it tremendously
No problem & thanks for watching!
Great info....never, ever heard of this.
Thank you, thank you thank you 😊 🙏🏾
You’re welcome! Glad you found this gem.
I’m about to sign up after I get off work!!! This should really help my business
It really should.
@@KelvinMcNeil question if I’m a solo proprietor & my business name is my name does that count as being established in the name of the business?
Good to see you back!!
Thank you! 😎
Thank you so much for this information as I am a new business owner. Awesome information.
You are so welcome! Glad you found it helpful. Thanks for watching!
Wow! You have dropped a mega bomb,on those who need to hear what you have to offer! Help us help ourselves!
eCredable is the most slept on. 💯💣
Truly helpful. Thanks man
Appreciate what you doing Sir...
Thank you!! Just signed up🎉🎉🎉
You’re welcome
Welcome back . Thanks for the information
Good looks! Where can I get that TMNT figurine?
Search NECA 1/4 TMNT 1990 on Best Buy. To my surprise they have them all in stock online.
@@KelvinMcNeil Good looks!!
With your help through the How to Build Business Credit playlist, I signed up for Nav and got access to my credit reports for my business. I didn't think I had any accounts, but to my surprise, Equifax was reporting my Verizon account. It didn't say Verizon but yet "Communications". Sooo, with that said, I am not 100% it is Verizon, but pretty darn sure as I don't know what else it could be. :)
Nice! Yes that’s awesome you found out you had a head start. I’m so glad you found the playlist and took action. 🙏🏾
Thanks for sharing great information!!
Thank you for all of the valuable information!
You’re welcome!
Please Kevin McNeil , let’s Us build a 700 credit score for our Children Graduation! I’m discussing Financial Literacy with my 17 yrs old Son! Also he already invested in stocks and bonds ect ect. CREDIT LITERACY IS A SHALL! Immediately
Same here proud auntie of 17
thank you sir good info got me motiveted
Great info as usual thank you !
You’re welcome Shay!
Keep up the good work brotha
Thanks. Will do 🫡
GOAT
Very much appreciated🙏🙏🙏
My pleasure and I appreciate you back!
Hello Kelvin I wanted to say thank you for all the information you are providing, it has been great helping me in my business. I have a question about an IRS form 1099-A for acquisition and abandonment of property. I have seen these forms used and I was wondering what you think of this form.
Hello Nicole. I’ve never personally used it. I would direct this question to your CPA or any licensed tax professional.
❤❤❤love you brother. I’m definitely signing up. I know this post is OLD. but I’m going to do it and let u know !! U de best!!
Love you back BossLadybee! Are you signing up for business or personal?
@@KelvinMcNeil yes, Both personal and Business. New business. already sign up for some Vendor net 30 accounts.
@@bossladybee8323 you can’t use both. Well, at least you can’t link the same account on both business & personal. You’ll have to choose which accounts to link. My recommendation is to just link everything you can to eCredable BusinessLift because it’ll report to multiple agencies vs the personal eCredable service which only reports to TransUnion.
@@KelvinMcNeil Ohh thanks for clarifying. I guess i misunderstood you. Than i will link to business only. Appreciate the clarity.
@@bossladybee8323 No problem!
This is awesome thanks ❤
This sounds awesome!!!
So do you think it's worth investing in "Disruptive MCA" for weekly business account deposits? Would Regular Small weekly deposits really help
great info thank you Kelvin
You’re welcome! Thanks for watching.
My trans union jumped to 43 points, thanks.,
Congratulations! 🔥
Yay new upload 😊🔥
Business owners start @ 11:26
Thanks for reminding me I need to add chapters to this video.
@@KelvinMcNeilyou’re awesome brother. God bless you for what you do in helping your community. I recently started my LLC and I came across your channel when searching for building business credit. I used your link on the BCC Supplies and now I’m going to sign up for this one. And one day I am taking my 2 little boys and my wife to Israel like you did my brother. God bless you..🔥🙏🏽🙏🏽
Thank you very much
You’re welcome!
You the truth bro!!!
Thanks Kentrell!
Att business reports to the creditors
Hi Kelvin thank you for everything. I was able to get the ecredable business link .I just need to know if I can use it for my personal as well .Ty
Yes you can but you cannot link the same account on both. You would have to choose which bills/accounts you want to link to personal or business. I would recommend switching a few over to your business name 1st so they’ll report to multiple business credit reporting agencies.
Happy New Year! Thank you for your great content. I'm on my personal and business credit journey. The question I have is for the business version. If my accounts is in my personal name and you said it on;y reports to credit safe, but If I have my accounts changed to my business name will I be able to have the status of the reporting reflect that on all of the business credit bureaus? I think my understanding was that it can't be changed once it's reported the first time.
Correct. They’ll only be able to report the payments made after the account has been changed to your business name.
love this guy
and I love you back!
I really like your background... how much did all of that cost to set up?
It depends if you’re a DIY kind of person like me. I can’t say I remember what I’ve spent but doing things myself definitely saved me a lot of money. The 3D wallpaper is Lamborghini which was the most expensive thing. Cost me a few hundred dollars.
Oh that's not bad. Wallpaper is dope!@@KelvinMcNeil
Hi Kevin! I just received my 80 paydex score for my business. I’d like to know should I now focus on business credit cards? Will my score go down if I don’t continue to purchase and pay invoice vendors like I have been to receive my score? Thanks
Great content thank you for posting it! If im currently starting a new business, what do I need to start the e credit business program that you mentioned for $9.95 a month? Im getting my LLC processed now, so what documentaion will i have to provide to e credit to proceed?
Pricing is outdated but great video!!!!!!
Yeah this video is 2 years old but thanks!
Great content. Quick question. I've been using Alliance for years. Does eCredable report Alliance payments?
It’s possible although you may have to pay for the manual verification service.
Any updates to this service? Is it still the best option? How does it compare to Credit Strong, stellar fi, or Navy Fed pledge loans?
Yes I’ll be making a new video soon. Talking about the updates which are all related to data and financial metrics but you can’t really compare this service to any other service because it’s unique and not like any of the services you just mentioned.
We need inquiry Removal for both Trans Union and Equifax
Good stuff
Does adding back dated tradelines to personal credit score affect DTI ratios?
No. Self reported accounts don’t count toward DTI. They just add to your payment history.
I am new at this and you are Awesome! How can I get a consultation with you?
automatic trade line upon approval.
Liftlocker
Hi Kelvin, I saw a video you did several months ago on “How to Build Business Credit on Auto-Pilot!” Do you still recommend go that route as well?
Yes, that will be the best route to establish business credit when you’re just starting.
Can you add rent reporter & boom pay ?
Hey Kelvin- Quick question. So I have my LLC for my fleet service company and have a chase business credit. I recently found out they aren’t reporting to Dun & Bradstreet, will this on demand service work with chase to obtain that data to report? Also, if my utilities and cell phone bill are in my personal name but have business usage this service will not pull those payments/transactions and report them to Dun & Bradstreet? Is this correct?
Isiah, your Chase business credit card should most definitely report to D&B, Experian & Equifax. I have one too and it reports to all 3. If it isn’t reporting you may want to double-check your business information for accuracy. Everything must match what’s on your business credit profile. Secondly, yes any credit card that isn’t reporting (because it isn’t supposed to) can be added with the on-demand feature.
Lastly, as mentioned in the video if your bills are in your name (the business owner) it will report but it will be limited as to what bureaus it will report to. No, D&B will not be one of them.
How much does each one cost when you add a trade line manually? You said you pay for the cost “a la carte” how much is that for each added one?
$24.95 per account for on-demand
Will it still report if I only have the ecredible business lift and no accounts reporting?
Yes, the eCredable BusinessLift subscription itself reports. Everything else is additional.
hey k boogie ! im having a hard time with these guys like wex to report to the credit bureaus , e credable is only reporting to ansonia and credit safe , they have yet to report to equifax about 3 months in with them, cant undrstand why not so i have to do my due diligence, i talked to the lady at wex she claims that they report to SBFE and they iin turn report to the other credit agencies , and to call them to get them to report! such a headache bro! i need gauranteed reporting tradelines , that can help asap not this maybe stuff / cross your fingers type stuff!
The eCredable BusinessLift subscription itself reports to D&B, Experian, Equifax etc.
Are the accounts you’re linking in the name of the business owner OR the actual business name? If it’s in the business name, it can be reported to Equifax, CreditSafe, and/or Ansonia.
If it’s in your name it will still be reported to CreditSafe which reports to the SBFE and the SBFE shares data with all reporting agencies and most major banks which is important.
I have a question bro! Do you need Experia if you use the incredible?! Or which one do you think is best, thanks.
If you’re talking about the Experian Credit Boost, its only for Experian & eCredableLift (personal) is only for TransUnion so you can use both.
REAL 5 WK REVIEW of Experian Boost and Kikoff: My Vantage 3.0 has now gone from 0 to 690 on Stellarfi and Kickoff and my FICO is 624 from O on Experian. Stellarfi was added 2 days ago so Exp Boost and Kikoff gave me a score so far. Stellarfi has a nice website functioning properly, you can add all kinds of accounts EASILY and has simulator and other options.
If I only have my mobile phone and website hosting, how long would it take me to have a high credit report for business?
Well you could technically have a high business credit score with D&B, Experian, and Equifax relatively fast. It just depends how many tradelines are reporting with 3 or more on-time payments.
If you were to only add the accounts you mentioned to eCredable BusinessLift it’s not likely it would give you enough tradelines to develop a business credit rating with the major 3 reporting agencies.
hey great information how can i reach you
Email: info@greenscalecredit.com
So if your using business Lyft for 30$ without no utilities reporting the Ecredable tradeline itself doesn’t report to Experian business and duns?
Click the link in the description. It will explain the latest details of which bureaus the subscription itself reports to vs the accounts you add.
But yes, you’ll only need Business Lift not BusinessLift+ to have the subscription itself report to multiple bureaus.
@@KelvinMcNeil ohhh I got business Lyft plus so will it still report
How do I join your master class
It’s not out yet. Stay tuned tho because I’ll be making an announcement about the mentorship, online course & private community soon.
Can we add a monthly storage bill?
Yes, using the on-demand verification feature if it’s in the business name or the name of the business owner.
Does eCredable work for organizations in California?
I haven’t seen anything that would lead me to believe they don’t except organizations in California.
Can I report the same accounts on both the business and personal sides with Ecedable?
No, you can’t.
From my reading, i see thay it only says it reports to trans union. Not all 5. Am i missing something?
eCredableLift (the personal credit service) only reports to TransUnion yes. But eCredable BusinessLift reports to 5 business reporting agencies.
@@KelvinMcNeil thanks for the clarification. I'll be adding this with the nav to see what/how it does together 💯
@@impmanss2031 NAV Prime & eCredable BusinessLift is a good combo 💯
I'm going to set up an account with Ecredable. How do I use your link?
To signup for eCredable Lift:
tinyurl.com/eCredableLift
To signup for eCredable Business Lift:
tinyurl.com/BusinessLift
If you linke a utility bill that has some late payments will those report as well? :D
Yes on the business side
Have you made a review on the American Express business gold yet?
No AMEX video yet besides the Amazon Prime card.
@@KelvinMcNeil got a link so I can buy you a cup of coffee?
@@CashCowCellular thanks for you offer lol No, but you could always send donations to my CashApp $GreenScaleCredit
Or just click the “thanks” button to donate under the video beside the save video button.
Ecredable lift and lift locker already report 24 mths history, I the one time option is not available anymore, I don't see it on the website.
Oh no👎
Why do they require your SS number to just to open up an account ?
Because they have to verify your identity.
This is the first time I am seeing the SS being asked. All the other websites do not require your personal SS number just the business EIN number. Is this company even legit? I can't find any reviews on google for this company. @@KelvinMcNeil
How fast does eCredable start reporting
30-60 days on average
Can you discuss student loans? That is what is keeping my credit score down
What’s specifically are you struggling with or what would you like me to breakdown?
@@KelvinMcNeil I have parent plus loans and my own student loans all consolidated long ago ( single mom 2 children - private school - long story). How exactly is that factored in to my credit score? It seems to be frozen. Also we just recently found out who our new fed loan servicing company will be... Then they extended the hold again thru December I believe.
@@KelvinMcNeil will look to see if you did a video on this. Basic question: is it best to have loans in deferment/forbearance or pay minimum monthly? How much will it affect the score?
@@kitokamilimusic6378 there’s no difference in credit score because whether you are in forbearance, deferment, or actually making payments.. your student loan will be reported as a current and positive account.
@@kitokamilimusic6378 the biggest difference is when you are supposed to be making payments, but aren’t. Because that’s when your credit score will be negatively impacted by having late payments and missed payments reported. So as long as your payment status remains current you’ll be fine whether that be forbearance, deferment, or actually making payments.
Should we do this instead of net 30 or do both?
eCredable BusinessLift is reported as a Net 30 but it allows you to build business credit faster if you’re able to link multiple accounts because they’re all reported separately.
Hey what's up man I want to start off by saying thank you. I have an established personal credit which got me 120k in my first round of funding on business credit but now I am trying to move away from using my personal credit and just building my LLC corporate credit up. A question I have is what are the differences between e-credible business lift and business lift+?
BusinessLift+ gives you Business Insights & benchmarking. That’s the only difference.
@@KelvinMcNeil is that worth it?
Should you avoid linking any utility that you've had past due or late in the past or does it only report positive information
I would avoid linking any bill that’s been more than 60 days past due.
I had a 527 credit score.
with e credable liftlocker I am now reflecting 795 I never had a credit...
did it really go that high?
Is it possible to use same utility bills in eCredable and in Experian Boost?
Good question. I actually answered this question in the video so be sure to go back & watch the full video but the answer is no. You can report each account once. Whether you choose to report it to eCredable BusinessLift or Personal Lift or choose to use Experian Credit Score Boost. You can’t do both so choose wisely.
Can you add your cellphone bill and light bill on both personal and business app?
Yes you can but not at the same time. You would have to choose 1 for each or choose which side you want both to sign up for.
Can you change your utility bills from your name to your business name? also you mentioned wanting to make this a community, have you considered the possibility of starting a fb group?
Yes you can and yes I do have a FB group. It’s called GreenScale Academy. I’ll be going to this evening at 7 PM EST to talk about it and my big announcement. I hope to see you there.
Do you know any banks or fin techs I could go get business credit cards with new accounts showing on my report with a 780 fico ?
How many new accounts do you have that are less than 90 days old?
@@KelvinMcNeil I have 4 😢
@@blu3ch3w yeah you just need to cool off a bit. Once all of those accounts are over 90 days old you can start looking again.
@@blu3ch3w your only option at this point would be a corporate credit card because all business credit cards will require a personal credit check.
@@KelvinMcNeil sorry I’m just now seeing this so after every one of my newest accounts is at least 90 days they won’t deny for new account reasons?
Is there a promo code
No promo code. Just the links in the description of this video.
So if I already have Nav is it better I replace it with e credible ?
No. You’ll always need NAV because it’s the best way to monitor your credit.
Would you recommend adding an account if you do not have 100% on time payment history with the providers?
No. Only link accounts with positive payment history.
@@KelvinMcNeil Got it, thanks for the tip!
@@mikesanders3752 no problem
You said it only reports the positive payment history correct? So if there were any late payments on any of those utility bills, it won’t report them? Just on time payment history and on time payments from then on out?
On the business side, eCredable will report ALL payment history. It doesn’t hold back. Unlike Experian’s credit boost service.
What if my utilities are not in my name????
15:48
How do we get a hold of your company for business scaling
calendly.com/greenscalecredit/business-credit-coaching
Can you help me, bro , to build my business credit and personal credit 🙏
I got you. Book a credit consultation: www.greenscalecredit.com/credit-repair