🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ go.greenscaleacademy.com
Bro good idea! I have done this for my Offspring and my sister. I’ll know the fruit of this when my daughter turns 18 in September 2022. I would love to hear your prospective on the foundation of generational wealth starting with our Young ones
Hey Kelvin I think you should definitely do a video about passing on a great credit score to your children. I think you should also do a video about your credit repair service. I would like to be able to forward it to my clients…
@@KelvinMcNeil Thank you, your personality is a great match for some of my clients. You do a great job on your videos, I hope to see more of them in the future.
This was a great video. You mentioned doing a video to help the youth be prepared. Also some tips to getting lawyers or protecting your business from getting targeted.
Please make that video I have a 1 year old son and I thought making him a authorized user on my credit card that I use for gas and groceries only was a good idea.
Took your advice did the fuelman trick, They called me and approved me for a credit card due to us being only 2 months only they required a deposit basically like a secured card and will return card in 12 months, also got Nav boost and quill Working on a few more but thanks bro
Sykes marketing group offers upto a 10k credit line (reporting), biz credit central offers a credit line as well. I got both. I'm adding red spectrum this month. Net 30s are good, financial lines are even better. For me, if it doesn't report to DNB I just pay DNB to add. Nav is helpful for a credit boost, looking at credit bureaus, and matching you to new products/loans/credit cards. I haven't applied for fuel cards yet but will be shortly. By then I'll have 6 reporting accts, so might get unsecured
@@secretchipmunk7 nice bro yes all 3 I have and are reporting now next month I'll be getting 2 more credit cards and a equipment loan that will report to our credit.
@@johngarcia-qi9yb good. I don't see any UA-camr speaking about Sykes. I got the big one, 10k. Definitely boosted my credit... Along with the other things
Welcome back Kelvin! If I wanted to correct my business address, etc with Experian and Equifax, is it as simple as a phone call or do I have to write a letter?
I have aged corp .. good deposit last year business has been slow lately so nothing to crazy lately few thousand.. 750 personal credit and building business credit.. what should I do to get funding asap
I’m here because I followed your last video & applied for Quill and they denied me 😂 They said I had no online presence or dun and Bradstreet credit profile
Yeah you jumped the gun. You should watch the following video to ensure your business is credible and legitimate so that you qualify for business credit before you get started: 👉🏾 ua-cam.com/video/eyd8xcPZ5SM/v-deo.html
Hello Kelvin thank you so much for all of your knowledge. I'm a new subscriber and I've learned so much in a short amount of time. You mentioned removing negative items from your business credit. on my duns account under financial Stress Percentile, it says declined is that something that can be removed.
Great video boss!! Quick question. I’m hip to building up your kids credit for when they become an adult. Do you know can we lock our kids profile after we’ve made them AUs to prevent potential fraud?
Good video... I have paid vendors like Uline, Quill & Sunbelt rental after receiving the invoices, They reported on my credit report but there was no balance/ highest credit amount used reflected. Everything is blank for them. If they report and it's blank, I don't think that counts as a payment experience?
Vendors that fall under that “Packaging & Shopping” category are weird. They’ll report the account & the on time payments but it’s common to see no balances but to answer your question, yes you still get credit as long as it’s paid on time.
Just found your channel. So much value off two videos I’m going to work my way through them all. Question, if I used my personal phone number when I first set up my business but now I want to change that, how would I do it ? Thanks in advance !
Can you do a video of the Pro’s & Cons on Traditional business bank account (Large/Mid sized)(Chase, Wells Fargo, Regions, Suntrust, etc) vs FinTech online banks like Azlo, BlueVine, NorthOne, etc Wether or not Fintechs are good to use for business, if they accept funding from Loan companies or lines of credit, such as SBA or PPP loans, etc. i recently ran into someone who has a fintech bank, was approved for a business loan but funding couldn’t be deposited because of them stating one of the Fintexh banks are considered as pre-paid banks
I have good credit but my business is new and my business bank account is even newer. You didn't mention anything about business bank account. Does that not come into play for getting funds?
Yes, not having a business account is a big no-no but most people already know that. I made a separate video about bank ratings and business accounts here: ua-cam.com/video/h4cmcEg06jU/v-deo.html
@@KelvinMcNeil my business is about 14 months old but my business bank account is only one month. I’m waiting on my Duns number and as soon as I receive it I will start your tier one and tier 2 system.
Question : if you go through the ranks and build your business credit from scratch and your ready to start applying for tier 3 credit but your personal credit is in the 500’s , if you business credit is established enough will those tier 3 lenders look past your personal credit ?
Some will, some won’t. For example, there’s loans you’ll be able to get just off the strength of your business credit & business revenue alone. Then there’s credit cards that will always require PG no matter what.
I'm waiting on my Duns number so that is not showing up in my Nav setting. But for Experian and Equifax, do I need to sign my business up? Is there a number from them I need to get?
You don’t need to do anything with Experian & Equifax because they automatically assign you a business ID # when you establish payment history that reports to them.
hello so I apply for the chase ink,on march 28, and got denied due to business being too new, limited credit history, total viable credit on credit card is too low,& available credit on business account is too low. any advice would be much appreciated
I thought I had to keep the net 30 accts for a year. So it’s only 4 months? Will the 80 score still stay afterwards or will it go down; especially while I’m applying for the Tier 2.
A simple rule of thumb is to maintain no less than 5 👉🏾ACTIVE👈🏾 trade-lines. Doesn’t matter if they’re Net 30 vendors, Gas cards, credit cards, loans etc. So it’s up to you to decide what tradelines you want to keep active. As you get more trades lines reporting to EACH reporting agency you can stop using one for another. Hope that makes sense.
The real question is why has no one done this in Our community before. Setting foundation up for our seeds Generational Wealth. I don’t know about you but I don’t want to co-sign for my offsprings future apartments or Cars. So I’ve put in the work learning, teaching and executing Financial Literacy. Teach them first how much money to allocate for an Emergency Account meaning teach them how to budget. Teach them a liability takes money out your pocket yet an asset puts money in. Then Set them up with AUs from your credit cards. Now they can buy a with a low interest rate. Teach them how to use a Credit card meaning Never buy what you don’t have fiat “money”) in your account. Lastly, if you rent and their 18 or over put them on your lease and have your rent reported. Now they have rental history! No Co-signing for their apartment lol. We need to give our young ones a running head start cause it’s ugly out here!
🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ go.greenscaleacademy.com
This man speaks the truth and keeps his words fair and not misleading like many youtubers.
Thanks Josh! Keep up the great work on your channel as well. Let’s continue to serve the community 🙌🏾
So do you
@Baby Lou johnsom We all have our own unique way of delivering information in the same niche and support each other.
You also speak truth and have great content Josh.
I'd love to see a video on setting kids up for good credit by graduation.
Yes sir, please do a video for our children.
Thanks you!
Will do! Thanks for the feedback
Bro good idea! I have done this for my Offspring and my sister. I’ll know the fruit of this when my daughter turns 18 in September 2022. I would love to hear your prospective on the foundation of generational wealth starting with our Young ones
I applaud you sir! 👏🏾👏🏾👏🏾 This should be the standard. You are appreciated
@@KelvinMcNeil Thank You. However, the knowledge you a sharing should earn you a community service award! THANK YOU!
I would love to see u make a video about setting our kids up with good credit !
Same
Okay, cool. Thanks for the feedback.
Yes that would be a great video to set my daughter's credit up
It’s already out. Check it out
Yes!! We need the video to set up our children with a 700 credit score🙌🏾🙌🏾
Definitely need the video on setting up children with the 700 Score by graduation 🙌🏾💯
Yes. For setting up our kids for good credit by the time they graduat High school
Yes.
Hey Kelvin
I think you should definitely do a video about passing on a great credit score to your children. I think you should also do a video about your credit repair service. I would like to be able to forward it to my clients…
Here’s the video I made about giving your teen a 700 credit score!
ua-cam.com/video/zeNZN0GYm-o/v-deo.html
Also, here is a video for my credit repair service: ua-cam.com/video/gkgFlazx1EY/v-deo.html
@@KelvinMcNeil Thank you, your personality is a great match for some of my clients. You do a great job on your videos, I hope to see more of them in the future.
Great information! Thank you!
You’re welcome
This was a great video. You mentioned doing a video to help the youth be prepared. Also some tips to getting lawyers or protecting your business from getting targeted.
Yes children's credit class please
Check it out 👉🏾 ua-cam.com/video/zeNZN0GYm-o/v-deo.html
Definitely gotta make tht video for the kids!
Needed this video today! Thanks for all the great content
You’re welcome James & thank you for being tuned in!
Yes please teach me how to help my child and credit
ua-cam.com/video/zeNZN0GYm-o/v-deo.htmlsi=DnNNGxfFN4xuEOzf
Thank you Kevin for all that you do brother. Much love ❤️
Much love Antonio ✌🏾
Thank you for your insight and knowledge
You’re welcome!
Love your channel. Thanks for all the useful information
You’re welcome! Thanks for the love
Welcome back keep them coming!
I promise I will 🤞🏾🤞🏾
Please do that video that's a good idea
I have Tier 1 and 2 accounts. Personal Credit is my issue, help needed!
I’ve got you. More content on the way & my credit restoration program will be relaunching this spring!
Yes, please share the knowledge of setting my kiddos up!
Video will be up VERY soon. 😉
Thanks Kevin.
Yes please do a video that shows how I can set my three children freight credit by the time they leave high school please!
Already done. Check it out ua-cam.com/video/zeNZN0GYm-o/v-deo.html
I wish my parents set up a credit account when I was in high school
The best thing we can do now is educate ourselves & do better for our children.
Helpful as always thanks kelvin and have a good one yourself.
Thanks for watching as always! 🤜🏾🤛🏽
I’d like to see a video showing how to set our kids up with good credit.
1:54 yeas please!
Yes, make that video. I'll be an empty nester in 4 years. I need to send my daughters off to college with some good credit.
Absolutely! 🙌🏾🙌🏾🙌🏾
Thank you Kevin for everything. Very much appreciated.
You’re welcome! Thanks for watching
Thank you Im tired of getting denied for business credit! I can only get Amex Business Cards its so frustrating! ;(
I hope this video helps!
Thank you kevin for all the information. I appreciate you!!
My man you really freed me today 🤝😎we want the info about the kids 700 before their Graduation
Wait hold on run that back to the utility bills part
As always, thank you for your informative videos. And yes, make the video on how to set up kids for success at graduation.
Thanks for the support & feedback Basila!
@@KelvinMcNeil, for sure, Dear Brother!
Make that video King!!!!
Already did! Give your teen a 700 credit score!
ua-cam.com/video/zeNZN0GYm-o/v-deo.html
Thank you...very helpful...
Great info! 🔥
I just watched all your videos. Love them you are very detailed in all the gems you giving. Thank you for your time!!
Thanks for watching Sharon!
Please make that video I have a 1 year old son and I thought making him a authorized user on my credit card that I use for gas and groceries only was a good idea.
Took your advice did the fuelman trick,
They called me and approved me for a credit card due to us being only 2 months only they required a deposit basically like a secured card and will return card in 12 months, also got Nav boost and quill
Working on a few more but thanks bro
Sykes marketing group offers upto a 10k credit line (reporting), biz credit central offers a credit line as well. I got both. I'm adding red spectrum this month. Net 30s are good, financial lines are even better. For me, if it doesn't report to DNB I just pay DNB to add. Nav is helpful for a credit boost, looking at credit bureaus, and matching you to new products/loans/credit cards. I haven't applied for fuel cards yet but will be shortly. By then I'll have 6 reporting accts, so might get unsecured
@@secretchipmunk7 nice bro yes all 3 I have and are reporting now next month I'll be getting 2 more credit cards and a equipment loan that will report to our credit.
@@johngarcia-qi9yb good. I don't see any UA-camr speaking about Sykes. I got the big one, 10k. Definitely boosted my credit... Along with the other things
Good content thanks
Welcome back Kelvin! If I wanted to correct my business address, etc with Experian and Equifax, is it as simple as a phone call or do I have to write a letter?
Yes, it’s as simple as a phone call or update online.
Yes make that video!
Thanks for the feedback Erica!
I have aged corp .. good deposit last year business has been slow lately so nothing to crazy lately few thousand.. 750 personal credit and building business credit.. what should I do to get funding asap
I’m here because I followed your last video & applied for Quill and they denied me 😂 They said I had no online presence or dun and Bradstreet credit profile
Yeah you jumped the gun. You should watch the following video to ensure your business is credible and legitimate so that you qualify for business credit before you get started: 👉🏾 ua-cam.com/video/eyd8xcPZ5SM/v-deo.html
More great info....all about action
Please do a video on creating a 700 plus credit score for High school students!
Great idea! It was already on my list so now I’ve gotta do it. Thanks for the feedback Diana!
🙌🏾 yesss
Great video
I really love your video, I really needed help and your videos helped me
I’m glad you found it helpful!
Good Morning yes make the video on how to set up the kids
Thanks
I got two girls that I need to set up for good credit. My parents nor schooling never showed me
Your daughters are blessed to have a father who's thinking about their financial future.
@@KelvinMcNeil need that video
Good video. Keep going.
Thanks bro 💪🏾
Thanks again bro
Awesome!
Definitely make that video!
Hello Kelvin thank you so much for all of your knowledge. I'm a new subscriber and I've learned so much in a short amount of time. You mentioned removing negative items from your business credit. on my duns account under financial Stress Percentile, it says declined is that something that can be removed.
Great video boss!! Quick question. I’m hip to building up your kids credit for when they become an adult. Do you know can we lock our kids profile after we’ve made them AUs to prevent potential fraud?
Yes, you could always set them up with an online account with the credit bureaus to lock & monitor and their credit report.
Good video... I have paid vendors like Uline, Quill & Sunbelt rental after receiving the invoices, They reported on my credit report but there was no balance/ highest credit amount used reflected. Everything is blank for them. If they report and it's blank, I don't think that counts as a payment experience?
Vendors that fall under that “Packaging & Shopping” category are weird. They’ll report the account & the on time payments but it’s common to see no balances but to answer your question, yes you still get credit as long as it’s paid on time.
Just found your channel. So much value off two videos I’m going to work my way through them all. Question, if I used my personal phone number when I first set up my business but now I want to change that, how would I do it ? Thanks in advance !
Just make sure you have the new business number added to the 411 registry and update your website and all public pages, profiles etc
@@KelvinMcNeil ok will do thank you!
Can you do a video of the Pro’s & Cons on Traditional business bank account (Large/Mid sized)(Chase, Wells Fargo, Regions, Suntrust, etc) vs FinTech online banks like Azlo, BlueVine, NorthOne, etc
Wether or not Fintechs are good to use for business, if they accept funding from Loan companies or lines of credit, such as SBA or PPP loans, etc. i recently ran into someone who has a fintech bank, was approved for a business loan but funding couldn’t be deposited because of them stating one of the Fintexh banks are considered as pre-paid banks
700 club for me and my children
Hi Kelvin, do you know if SiteOne Landscape Supply reports to business credit bureaus?
No I don’t know but you can always call them and ask if they report and if so, who and how often.
Trying to find the correct answer to when you should pay your invoice? I hear so many conflicting answers.
You should pay it a few days after it’s generated. Not before.
I have good credit but my business is new and my business bank account is even newer. You didn't mention anything about business bank account. Does that not come into play for getting funds?
Yes, not having a business account is a big no-no but most people already know that. I made a separate video about bank ratings and business accounts here: ua-cam.com/video/h4cmcEg06jU/v-deo.html
I do have a business account but it’s new. How long do I need to wait before I begin the process for funding?
@@Notme55555y how new is your business?
@@KelvinMcNeil my business is about 14 months old but my business bank account is only one month.
I’m waiting on my Duns number and as soon as I receive it I will start your tier one and tier 2 system.
Question : if you go through the ranks and build your business credit from scratch and your ready to start applying for tier 3 credit but your personal credit is in the 500’s , if you business credit is established enough will those tier 3 lenders look past your personal credit ?
Some will, some won’t. For example, there’s loans you’ll be able to get just off the strength of your business credit & business revenue alone. Then there’s credit cards that will always require PG no matter what.
@@KelvinMcNeil do you have any examples of the ones who do look past it?
@@samanthaschlutt7462 I have several videos titled “Easy approval vendors”. For for info check those out.
I'm waiting on my Duns number so that is not showing up in my Nav setting. But for Experian and Equifax, do I need to sign my business up? Is there a number from them I need to get?
It takes 30 days for you to get a DUNS# after submitting the request. You can’t build business credit with D&B until you receive it.
You don’t need to do anything with Experian & Equifax because they automatically assign you a business ID # when you establish payment history that reports to them.
hello so I apply for the chase ink,on march 28, and got denied due to business being too new, limited credit history, total viable credit on credit card is too low,& available credit on business account is too low. any advice would be much appreciated
How do I get an paydex score I got an total of 5 tradelines
Gotta make sure they are reporting. Take care of any mismatched data too.
🔥
I thought I had to keep the net 30 accts for a year. So it’s only 4 months? Will the 80 score still stay afterwards or will it go down; especially while I’m applying for the Tier 2.
A simple rule of thumb is to maintain no less than 5 👉🏾ACTIVE👈🏾 trade-lines. Doesn’t matter if they’re Net 30 vendors, Gas cards, credit cards, loans etc. So it’s up to you to decide what tradelines you want to keep active. As you get more trades lines reporting to EACH reporting agency you can stop using one for another. Hope that makes sense.
🔥🔥🔥💯💯💯
🙏🏾🙏🏾🙏🏾
The real question is why has no one done this in Our community before. Setting foundation up for our seeds Generational Wealth. I don’t know about you but I don’t want to co-sign for my offsprings future apartments or Cars. So I’ve put in the work learning, teaching and executing Financial Literacy. Teach them first how much money to allocate for an Emergency Account meaning teach them how to budget. Teach them a liability takes money out your pocket yet an asset puts money in. Then Set them up with AUs from your credit cards. Now they can buy a with a low interest rate. Teach them how to use a Credit card meaning Never buy what you don’t have fiat “money”) in your account. Lastly, if you rent and their 18 or over put them on your lease and have your rent reported. Now they have rental history! No Co-signing for their apartment lol. We need to give our young ones a running head start cause it’s ugly out here!
The parents should be responsible for this first, and foremost. It starts in the home, but too many parents tik tok'n, IG'n... etc..
@@Black____ This is by design. The parents are miseducated and distracted therefore their seeds are off tilt.
💪🏽💪🏽🍾
😁👍👏👏
how can I contact you
kmcneil10@yahoo.com