🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ go.greenscaleacademy.com
Yes sir, great info again. I paid every quarter for the NAV service. They just report for me on May 6, and it should take about 30 days to show on my reports. My Experian score went up 40 points last month. I have a 78 so far.
Hi Eric, I too signed up for the quarterly plan . But then it offered me to also purchase business boost for $119 quarterly. Am I suppose to sign up for both plans ?
Kelvin...just started binge watching your content. So far I am batting 100 with your suggestions. Back to rewatch how I can get the most out of Nav. Thank you for the simple and proven content!
Welcome! If you’re need further guidance I would love to offer a detailed blueprint for success. My one-on-one coaching sessions are always available: calendly.com/greenscalecredit/business-credit-coaching
Kevinstibl the same thing that I did for me is a wonderful way for people who are looking for a great opportunity for me to get to know me better than his mind for the company that I am working on your project for me to get to work 💪years ago when he was a little more aggressive in the world now
To me your are the most direct , clear and informative person on UA-cam for this kind of stuff. I just found your page and I have subscribed and now I’m hooked bro!
Kelvin, thanks for "another one". You & Credit Plug are the "GOAT" giving out useful information, and I'm truly grateful. I've subscribed. Keep up the good work.
Bro I started a cleaning business about a year ago with my girl. We still have our regular jobs but the buisness is about to pick up $. So i mentioned to her about her opening up some business credit and she says we don’t have any money saved up, so I tell her you don’t need money, just use whatever credit is approved for her, and pay before the 30th, but NO. It’s crazy the amount of greatness that comes with having business credit . I know I will end up convincing her and proving to her that business credit is better than personal credit. Thanks for all of this great info.
Wow brother! Great stuff staying consistent with your outreach! I’ve been watching your new videos as I’m new to your channel to see how far your production has come ✊🏽💯
I was able to keep track of my business credit scores from my Bank of America business bank account and I opened my account with BOA from NAV so I was able to open the business account with $0 but I had to connect my direct deposit from my Independent Contractor payment settlements that I got from the third party company. But I loved how it showed my D&B scoring that I was at 90 out of 100 which was very good to know
This is one of the best building business credit video I've watched and I've been on this binge for like 3 months. Thanks I will def be applying this knowledge to grow my business right
Important: Nav boost does work however it jumps to $53 and change, what will happen is you will get an email right before your next payment and it was say the reason they raised the price was for “added security” I just don’t like how they raised the price of the plan out of nowhere. Hope this helps anyone looking to try it out
@@KelvinMcNeil watching move of your content now. I started like most using my personal credit to build my business. Over the pass few months I’ve started building my business credit.
Thank you Very Much young brother man. I'm OG and starting my business late but with the Great information that you are giving, I feel like it can definitely be done. You have provided alot of information that would have wasted alot of time and mental pain for sure/sho. Thanks again
Congratulations on the new company! Make sure you check out this video before getting started with Business Credit. How to Qualify for Business Credit | 8 Keys to Having a Credible & Legitimate Business ua-cam.com/video/eyd8xcPZ5SM/v-deo.html
Hi Kelvin! Thank you for a wonderful video! Quick question. Once I start getting multiple credit cards eg. Chase Ink and others with high limits, is NAV necessary? eCredable and other tier1 vendors like Quill, Uline, etc.?
I've HEARD that you should keep the business credit builder subscriptions at least 6 mos. Maybe the net 30's you should keep to have a diversity of tradelines? But, I'm not an expert.
Another great video! So when paying your credit bills early, should I pay my business credit card balance before I get my statement? Or pay it as soon as I receive the statement?
Great question! You should pay it within a week AFTER the invoice is generated. If you pay BEFORE your invoice is generated you get no credit for it. That’s like paying with cash so just make sure you wait until the invoice is sent before you pay.
@@chardaescott1160 haha, I know the feeling. It can take up to 90 days for some tradelines to report. In the mean time, focus on paying at least 1 invoice each month to give them payment history to report.
Another thing that a lot of financial gurus fail to mention is that you should pay your credit balance down to 10% or lower (never zero) and let it carry over to your closing date so that it starts reporting excellent credit utilization to the credit bureaus. Your due date on the other hand has no real effect on your credit score. You only pay off your balance before your due date just to avoid interest payments.
Hello I wanted to ask you how soon should i take a apply for a business credit card. I just opened business and business bank account last week. I got a call from chase from one of their Business Relationship Managers about applying for a Chase Ink business credit card. I also just have been using credit vendors to help build business credit this past month that i learned from one of your videos. Wondering if i should wait a little bit longer and get more history through the business credit vendors or should i apply for the business credit card with that Business Relationship Manager?
Hey Kev thanks for the valuable information! Quick question, when signing up for my NAV they said they couldn't find my business via Equifax. But found it everywhere else. Why is that and what should I do to have my business listed via Equifax?! Also would you recommend doing the Business Loan builder for the SB credit? How much more beneficial is that? Only for a few bucks more, it may be worth it?
@@KelvinMcNeil Thank you but correct it where? Try calling Equifax? Im also going to message you as Im interested in getting some late payments from my student loans from 4 years ago removed. They requested a letter to remove them.
Kelvin... great insight and I love how you explain things in a way everyone can understand... As far as business credit goes, I am a sole proprietor and I have no credit card debt. I have a mortgage and a loan from EIDL. I'm wondering if I need a line of credit to show more business credit or is my current personal credit enough. At some point I will form an LLC, should I have a line of credit before or after this if at all? Thank you in advance.
Hello Kelvin Lol this is my husband name also, I subscribed today after watching alot of your videos. Thank you and they are very helpful. Will definitely be checking into Nav. I would like to see you do a video on getting help with applying and getting Grants for businesses. I see alot of grants but some require more information then a name and email.
@@KelvinMcNeil Yes he is... and I'm definitely watching and looking forward to that video. We have a trucking business. He started 1 in 2019 pandemic closed it down and now mine has made it a year. Good is always Good...
Does having a strong Paydex built by Nav and other Net 30's help when it comes to applying for loans at banks? Do they look at your Net 30 at all? Or is the primary benefit of using these net 30 accounts just the reporting of your business payment history to the 3 credit reporting agencies...Thank You!
I just tried to sign up with Nav for the $39.99 monthly but, when I continue to read I notice it said the $39.99 is a discount, and is only for one quarter, I believe it said the regular cost $95 or more. So I didn't continue I wanted to make sure I'm signing up on the right site and not a scam. I hear everyone say on the UA-cam channels that it is $39.99 monthly has something changed?
@@KelvinMcNeil Yes Thanks Kelvin I just went back to read it again, and I understand it now, so I signed up, 🙏 I just get so nervous 😩 about doing things online, and especially because I typed in my business name with L.L.C. but it’s showing it this way L.l.c.and that’s not how I enter it, so it keep telling me they can’t find my business. I’ll just give them a call tomorrow. Thanks Kelvin may your business continue to prosper.
🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ go.greenscaleacademy.com
Yes sir, great info again. I paid every quarter for the NAV service. They just report for me on May 6, and it should take about 30 days to show on my reports. My Experian score went up 40 points last month. I have a 78 so far.
Nice! Keep up the good work Eric.
Hi Eric, I too signed up for the quarterly plan . But then it offered me to also purchase business boost for $119 quarterly. Am I suppose to sign up for both plans ?
Is that the only one you have?
Kelvin...just started binge watching your content. So far I am batting 100 with your suggestions. Back to rewatch how I can get the most out of Nav. Thank you for the simple and proven content!
Welcome! If you’re need further guidance I would love to offer a detailed blueprint for success. My one-on-one coaching sessions are always available: calendly.com/greenscalecredit/business-credit-coaching
Appreciate the gems very informative....
“Playing with my money is like playing with my emotions!” 🤣🤣🤣
Classic. 👊🏾😁
lol
I almost spit out my Starbucks laughing 😂
Straight from Big Worm🤣
Kevinstibl the same thing that I did for me is a wonderful way for people who are looking for a great opportunity for me to get to know me better than his mind for the company that I am working on your project for me to get to work 💪years ago when he was a little more aggressive in the world now
I already know it’s going to be good when you give it a thumbs up before it starts playing! I love your content ❤️
To me your are the most direct , clear and informative person on UA-cam for this kind of stuff. I just found your page and I have subscribed and now I’m hooked bro!
Thanks for subscribing! 🙏🏾
Kelvin, thanks for "another one". You & Credit Plug are the "GOAT" giving out useful information, and I'm truly grateful. I've subscribed. Keep up the good work.
Thanks for the support! I appreciate you 🙏🏾
Just started with Nav and this makes it clearer. Thank you for serving the finance community.
You’re welcome Karen!
Me too
Bro I started a cleaning business about a year ago with my girl. We still have our regular jobs but the buisness is about to pick up $. So i mentioned to her about her opening up some business credit and she says we don’t have any money saved up, so I tell her you don’t need money, just use whatever credit is approved for her, and pay before the 30th, but NO. It’s crazy the amount of greatness that comes with having business credit . I know I will end up convincing her and proving to her that business credit is better than personal credit. Thanks for all of this great info.
Its all about pacing yourself. Let your budget dictate how much you can do. For example, you can start with 1 Net 30 account.
Wow brother! Great stuff staying consistent with your outreach! I’ve been watching your new videos as I’m new to your channel to see how far your production has come ✊🏽💯
Thanks Kelvin
You’re welcome!
bruh you fire frfr I'm new to your page second day and I'm learning a lot. Thanks, bruh.
Thanks for watching & subscribing Rodrick! Welcome to the fam.
I was able to keep track of my business credit scores from my Bank of America business bank account and I opened my account with BOA from NAV so I was able to open the business account with $0 but I had to connect my direct deposit from my Independent Contractor payment settlements that I got from the third party company. But I loved how it showed my D&B scoring that I was at 90 out of 100 which was very good to know
Thank you!
You’re welcome!
This is one of the best building business credit video I've watched and I've been on this binge for like 3 months. Thanks I will def be applying this knowledge to grow my business right
Important: Nav boost does work however it jumps to $53 and change, what will happen is you will get an email right before your next payment and it was say the reason they raised the price was for “added security” I just don’t like how they raised the price of the plan out of nowhere. Hope this helps anyone looking to try it out
I was gonna get it. I thought it was 39.99 a month
@@TONYYAH12 I’m glad I was able to help 💯
@@Hughsteph do you still got it ?
@@TONYYAH12 nope, but I may add it back for a month at the original price and cancle again before they go up
@@Hughsteph what’s the original price tho, I’m seeing 49.99 I rather do ecreditable 10 dollars a month after that first payment of 49.99
Very concise and to the point. Thank you sir.
Finding your channel has been a blessing. You have filled in many of the gaps I had when it comes to understanding business credit. Much appreciated
That was my goal so I’m glad to hear my content has helped. 🙌🏾
@@KelvinMcNeil watching move of your content now. I started like most using my personal credit to build my business. Over the pass few months I’ve started building my business credit.
@@ELOOOification It's not about how you start but how you finish.
Dawg I wish I would have found this yesterday 😩. You gave great info that I could have used before I paid for somethings. Great video.
Be sure to subscribe so you don’t miss out on upcoming content!
I like that Lacoste shirt! 🔥🔥🔥
Thanks!
hey so i closed my personal account credit builder today and opened this nav business loan builder account. thanks for the jems
Great info!
very helpful.
Thanks for the details on Nav!!!
You’re welcome Josephine! Please note one of the NAV membership plans was discontinued.
Signed up for NAV thx to you. Keep up the good work.
Thank you! Memphis Tn. Getting started!
Thank you Kelvin for all the great information. I appreciate you and your UA-cam channel. I'm a subscriber for life
Thanks for subscribing Victor!
Man !!! I’m watching all your videos !! You’re the best bro
Once again a great Walk thru to a platform that can help entrepreneurs on their journey
Very Detailed, And I was engaged throughout the entire video! Thank You!💕💕
Excellent video. I came across Nav, but wasn't too sure. How they work. This has really given me an understanding and see the benefits
Thank you Very Much young brother man. I'm OG and starting my business late but with the Great information that you are giving, I feel like it can definitely be done. You have provided alot of information that would have wasted alot of time and mental pain for sure/sho. Thanks again
You’re welcome Roland. I wish you nothing but success with your new business! 🙏🏾
Thank You…
Straightforward.
No Hype $hit.
The best information.
Thank Bro.✊🏾
I appreciate the feedback. Thank you ✊🏾
Thank you I found all of it useful. I just signed up for the boost and wanted a better understanding of how it worked.
thanks for all of this vilable information. it was very all of your videos are helpful for me and my credit building journey
🎯
Thanks bro for making this presentation so easy and important, as we are starting a new company!
Congratulations on the new company! Make sure you check out this video before getting started with Business Credit. How to Qualify for Business Credit | 8 Keys to Having a Credible & Legitimate Business
ua-cam.com/video/eyd8xcPZ5SM/v-deo.html
thanks kelvin!!! new business owner taking this info and applying it now!!
Needed to see this. Appreciate this my guy! I peep my spirit animal on your wall when the video started and knew it was up from there lol ✊🏾💯📈
🐆🐆🐆
Keep doing your things bro. Your a blessing!
Thanks for the gems . May God continue to Bless you !
Thank you for the detailed break down
Im not sure if this a promo vid or not but this is a damn good site for people just starting there business thanks for the help!
This is an educational UA-cam channel 👍🏾
Great content Kelvin. Appreciate the knowledge. Keep sharing the knowledge!
Thanks Shawn and I will!
Thank you!!! I am a new subscriber. This video was very helpful!!
Thanks for subscribing!
Just another great video!
Thank you!
Great content, I have NAV thanks for breaking down the benefits. I'll keep the premium version.
I appreciate the knowledge🤟🏾
🙏🏾🙏🏾
Thanks again for excellent and entertaining content, Kelvin!
Great information! Thank you!
You’re welcome! Thanks for watching
Great information!
🔥🔥🔥 thanks so much for the info!!
Good info Bruh, you solid.
Appreciate the video sir thank you
Always helpful, love it.
Thanks for watching!
Thanks for the informative content 💎
Thank you for all this good information
Fabulous video
I just signed up for Nav.
Did you sign up for the business boost?
I got the business loan builder. Hopefully it works I’m trying to get the real estate business growing
@@Martiez7 okay, cool. That’s a good plan. 👍🏾
Wow this is good!!!! Thank you for breaking the scores down. I was wondering if I should pay early. A sista bout to make payments today!
Always pay early. Best practice
@@KelvinMcNeil done! Thanks again for amazing content.
@@MsAalston no problem Angela! Thanks for watching
Sup Kelvin, im goinna get the business boost
Great choice. It’s a must have for building business credit!
Excellent!
Lol,,,rt. on time!!!Very useful...Thak -U...🙏💯😷
You’re welcome!
Great video
Hi Kelvin! Thank you for a wonderful video! Quick question. Once I start getting multiple credit cards eg. Chase Ink and others with high limits, is NAV necessary? eCredable and other tier1 vendors like Quill, Uline, etc.?
I've HEARD that you should keep the business credit builder subscriptions at least 6 mos. Maybe the net 30's you should keep to have a diversity of tradelines? But, I'm not an expert.
Love your videos. Thank you 🙏🏽
Thanks for watching Kendra!!
Preciate it bro🙏🏾
Good info
Thanks for information
Yeah this some good knowledge
Very Helpful 🙂
Thanks
Hi Kelvin thanks for the awesome content! What business credit card should I apply for a first timer? I have a llc for construction
That depends on your time in business and your personal FICO scores.
Excellent information I learned a great deal
So glad you did! Thanks for watching. Be sure to sub
Great vid
This was super helpful! Thank you!
Hey if you pay for the boost for here do you still need to pay for experian boost on your personal credit… And all this was so helpful
Experian boost is free.
This is a great video I learned a lot
Good Content
Thank you
Another great video! So when paying your credit bills early, should I pay my business credit card balance before I get my statement? Or pay it as soon as I receive the statement?
Great question! You should pay it within a week AFTER the invoice is generated. If you pay BEFORE your invoice is generated you get no credit for it. That’s like paying with cash so just make sure you wait until the invoice is sent before you pay.
Thanks again. I’m currently waiting for my tradelines to start reporting. It’s driving me a little crazy. 🥴
@@chardaescott1160 haha, I know the feeling. It can take up to 90 days for some tradelines to report. In the mean time, focus on paying at least 1 invoice each month to give them payment history to report.
Another thing that a lot of financial gurus fail to mention is that you should pay your credit balance down to 10% or lower (never zero) and let it carry over to your closing date so that it starts reporting excellent credit utilization to the credit bureaus. Your due date on the other hand has no real effect on your credit score. You only pay off your balance before your due date just to avoid interest payments.
Hello I wanted to ask you how soon should i take a apply for a business credit card. I just opened business and business bank account last week. I got a call from chase from one of their Business Relationship Managers about applying for a Chase Ink business credit card. I also just have been using credit vendors to help build business credit this past month that i learned from one of your videos. Wondering if i should wait a little bit longer and get more history through the business credit vendors or should i apply for the business credit card with that Business Relationship Manager?
Hey Kev thanks for the valuable information! Quick question, when signing up for my NAV they said they couldn't find my business via Equifax. But found it everywhere else. Why is that and what should I do to have my business listed via Equifax?! Also would you recommend doing the Business Loan builder for the SB credit? How much more beneficial is that? Only for a few bucks more, it may be worth it?
There’s most likely a difference in your address somewhere. You’ll need to identify the error and correct it.
@@KelvinMcNeil Thank you but correct it where? Try calling Equifax? Im also going to message you as Im interested in getting some late payments from my student loans from 4 years ago removed.
They requested a letter to remove them.
Kelvin... great insight and I love how you explain things in a way everyone can understand... As far as business credit goes, I am a sole proprietor and I have no credit card debt. I have a mortgage and a loan from EIDL. I'm wondering if I need a line of credit to show more business credit or is my current personal credit enough. At some point I will form an LLC, should I have a line of credit before or after this if at all? Thank you in advance.
Good info. Thanks for sharing.
Just signed up toNav boost will see
Smart move. 👌🏾
Great video 🎉
Thank you!
Hello Kelvin
Lol this is my husband name also, I subscribed today after watching alot of your videos. Thank you and they are very helpful. Will definitely be checking into Nav. I would like to see you do a video on getting help with applying and getting Grants for businesses. I see alot of grants but some require more information then a name and email.
Thanks for subscribing Tinee! Your husband is a great man lol A video on grants etc is in the future
@@KelvinMcNeil
Yes he is... and I'm definitely watching and looking forward to that video. We have a trucking business. He started 1 in 2019 pandemic closed it down and now mine has made it a year. Good is always Good...
Thanks and Blessings!!👊🏾💪🏾☝🏾
This is perfect 👍🏾
Does having a strong Paydex built by Nav and other Net 30's help when it comes to applying for loans at banks? Do they look at your Net 30 at all? Or is the primary benefit of using these net 30 accounts just the reporting of your business payment history to the 3 credit reporting agencies...Thank You!
Thnk you kelvin
You’re welcome Keisha!
Yo Kevin great vid, quick question. What is the amount that Nav is reporting on the trade line for the business boost plan
It’s a Net 30 so it reports the amount you pay per month.
Would you recommend the monthly or quarterly plan ? Is one better than the other?
Both options include Tradeline reporting but monthly would help build faster.
Thank you
I just tried to sign up with Nav for the $39.99 monthly but, when I continue to read I notice it said the $39.99 is a discount, and is only for one quarter, I believe it said the regular cost $95 or more. So I didn't continue I wanted to make sure I'm signing up on the right site and not a scam. I hear everyone say on the UA-cam channels that it is $39.99 monthly has something changed?
No, it’s $39 per month or $95 per quarter. You get to choose which plan you prefer. I can understand how you this may have confused you.
@@KelvinMcNeil Yes Thanks Kelvin I just went back to read it again, and I understand it now, so I signed up, 🙏 I just get so nervous 😩 about doing things online, and especially because I typed in my business name with L.L.C. but it’s showing it this way L.l.c.and that’s not how I enter it, so it keep telling me they can’t find my business. I’ll just give them a call tomorrow. Thanks Kelvin may your business continue to prosper.
@@nellielee2915 you’re welcome Nellie! Don’t give up. You’ve got this! It will be well worth it in the end.
Good info. Can you enroll in nav boost without vendors accounts like uline? Or do you need both?
Yes, you can. NAV boost can be your first reported tradeline.
Lots of great info - I’m going to have to watch this a few times! Thanks very much.
You’re welcome. Thanks for watching!
Very intelligent
Thanks for sharing new subscriber
Thanks for subscribing!