@@aladams5468 if you already have the credit builder and qualify for the upgrade they’ll give it to you, if not your account will be closed and you’ll get your deposit back.
@@dontworrybehappy975 Yes. 💳 Sign up for Ramp Corporate Card | A secured business credit card with rewards to help you build credit & capital. htts://tinyurl.com/RampBuisinessCredit
Saw this vid Friday, November 5th, applied Friday, got approved today (Monday November 8th) for $2000. Setup second LLC in March 2021 and been building biz credit since June. Only documents I needed to provide were a statement showing my business address, and a bank letter verifying my account. Everything in order: EIN, biz bank account. I now have Quill, Uline, Nav, Fuelman Fleet Deepsaver Gas Card, A to B gas card, and now Divvy. Next will be Capital On Tap!
@@KelvinMcNeil real talk. For example, I signed up for a Wells Fargo account just so that I can get their secured business credit card, but now that Divvy is doing this,I'm taking my money out of that account,and just put it in the Divvy account
Hey Kelvin, your videos are excellent and a wealth of valuable knowledge. Honestly, yours and a couple other business credit channels, I always watch the complete video. No fluff, just straight education. So appreciate you 👍🏼
Hi Kelvin. I’m a new subscriber. I got my LLC registered with all my ducks in order back in December 2021. It is a Non profit organization. I began watching different channels to learn how and where to start building my business credit. I must say I have learned a lot because you break things down where I can understand them. Some channels make the process so hard to follow so thank you! I think I’m going to start teaching my journey as well!
Thanks Kelvin! New subscriber today! Was just approved for their secured line. I was down on myself about it (wanted that free OPM) however your video helped me see the upside of the secured path. •build credit more (already have all 3 scores) •establish that Divvy relationship (to have access to unsecured down the line) •deposit whatever dollar amount I want (full control)
🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ go.greenscaleacademy.com
Kelvin! I just wanted to write and let you know that I got the Divvy Credit Builder for my business because of your video! I have gone through all of your business credit videos. Thank You and keep up the good work!
The universe works to deliver what we need if we allow it. You are proof! My brother's name was Kelvin. He passed in January and one month later I found your channel while reorganizing my media company. I'm grateful for your commitment to sharing knowledge. You are doing amazing work.
I got approved today for an unsecured credit card from divvy business builder Kelvin thanks for the info you got a new subscriber. Thanks for the help. Here is another gem use the card to pay for your vendors before the date they report.
Thank you so much Kelvin ! You are doing the Lord's work! I am a new subscriber, I literally started watching your channel yesterday. I watched this video this morning around 10am, I applied for a credit Card with DIvvy, and I just got an email (5:04PM)that I had been approved for 3k!So elated! especially the fact that they report to D&B. Thank you so much!
Great info Kelvin! I'm starting a resale type of business and I'm trying to get educated on all business and personal credit. You're part of my daily routine now. I appreciate your dedication to educating others! Great job!
Heyyy unc!! Thanks for stopping by and checking out the channel. That’s what’s! Love to it. We’ve gotta chop it up soon so you can tell me all about it. I appreciate the support 💯
Divvy gave me 35K for my business! Good to know I have it and need to use before 90 days! Thanks for the heads up. Swiping like crazy for the next week lol
Orwin! You better use every dime of that as soon as you can...you WILL be reduced within two six (6) months of using the card, if you don't use the amount given and of course paid back on-time!!!
@@durrellthomas4806 I kid you not. The reduction is significantly less. We use the card, but in our case we've used it for a jump into more traditional credit (monthly payment vs the entire charged amount). We called DIVVY and inquired. If I can find the response, I'll post it verbatim, but essentially they stated that "apparently" my company didn't "need" the initial amount, and so we were reduced based on the monthly amount DIVVY deemed. Good luck with them...again, we still have the card and most of our items are automatic monthly's on purpose!
The blue streak clip 😂😂 I miss that movie. I’ve been using Divvy for a few months now, I don’t love it but the budgets and ability to add receipts is nice. Thanks for sharing
Dude you are awesome! Thanks for all the info. Although I'm behind the curve with this it was extremely helpful! I sat on this Divvy card that I was approved for, for 3 months and today I loaded money onto it. I'll follow back up to tell you how successful it is! Thank you!
Its january 2022 and i just started watching your business videos. Wooow very informative and i appreciate how you take your time and explain in detailed your topic in question. As a NEW BUSINESS owner i thank you for the knowledge. Keep up the get work because am watching you.
Just got one of these cards and didn't know nothing about it I just heard they said build a credit for the business I just started my car business trying to get it off the ground so thanks for all the inside tips I needed to know. God bless 💯
credit score 716, business income 190k/yr, business 5 yrs old BUT actually documented with EIN less than 1 yr, I was denied but offered the credit building (aka secured card)... guess you gotta start somewhere
Wow. I'm not the only one then. 716-730 fico, 1 year sole proprietorship and ein, 350k income. I'm reapplying with my LLC that has 4 things reporting and excellent credit, but regardless I'm going to get it anyways
@@texasRoofDoctor awe man. Not a fan of Inc File. You could’ve done everything yourself for free. Anyways, you’re very early in the game. Before you apply for ANYTHING business credit related watch this video to avoid unnecessary denials. ua-cam.com/video/eyd8xcPZ5SM/v-deo.html
@@KelvinMcNeil They must have improved because actually, it was a super smooth process. The $360.00 cost was worth it. Started with them last Monday and received File Copy, EIN, and all docs by Friday.
So many questions!?! I have this card and would love to chat about my experience. I purposely, will not type anything further here - just so many questions.
Kell boogie got that boy in the mail today, now I gotta build that boy up and in about 6 to 8 months imma go after the regular credit card thanks, also I used your link to apply so check on dat ! Later bro!
Says I got approved for $1000 credit limit. I established my llc I'm in May of 2021. I already set up a business address and a business checking account. Divvy said that they'll contact me to confirm business. So far so good.
@@rhyan1986 for your business all you need is a 90 paydex and 2 lines on experian a land line 411 reporting and you can walk into any cell phone store and get 25 lines each company
🚨The Divvy Credit Builder program has been canceled as of late 2022 however the standard Divvy Business Credit Card is still available.
What will be the approval process now, if you already had the credit builder? Wow unfortunate
@@aladams5468 if you already have the credit builder and qualify for the upgrade they’ll give it to you, if not your account will be closed and you’ll get your deposit back.
Any alternatives other than the divvy cc?
@@dontworrybehappy975 Yes. 💳 Sign up for Ramp Corporate Card | A secured business credit card with rewards to help you build credit & capital.
htts://tinyurl.com/RampBuisinessCredit
@@KelvinMcNeil Why not Tillful? It sounds like Tillful easier to get the Ramp and it looks like they also report to D&B.
Saw this vid Friday, November 5th, applied Friday, got approved today (Monday November 8th) for $2000. Setup second LLC in March 2021 and been building biz credit since June. Only documents I needed to provide were a statement showing my business address, and a bank letter verifying my account. Everything in order: EIN, biz bank account. I now have Quill, Uline, Nav, Fuelman Fleet Deepsaver Gas Card, A to B gas card, and now Divvy. Next will be Capital On Tap!
Keep up the good work!
Model student!
Your on a roll!!
No pg?
@@nataliesullivan5663 Short for Personal Guarantee, As in using your social security number.
I'm so glad Divvy did this!! There are so many people in my boat that just needs a chance,so this will help us
I agree! Hopefully more creditors will do the same.
@@KelvinMcNeil real talk. For example, I signed up for a Wells Fargo account just so that I can get their secured business credit card, but now that Divvy is doing this,I'm taking my money out of that account,and just put it in the Divvy account
@@georgeferrell6306 no problem!
Hey Kelvin, your videos are excellent and a wealth of valuable knowledge. Honestly, yours and a couple other business credit channels, I always watch the complete video. No fluff, just straight education. So appreciate you 👍🏼
Hey Carlita! You’re welcome & thanks for watching
I got approved for 35k with 30 days payment term. My business at the time of application is less than 3 months.
Congratulations 🎉 🙌🏾
i think Kelvin videos go the hardest
Hi Kelvin. I’m a new subscriber. I got my LLC registered with all my ducks in order back in December 2021. It is a Non profit organization. I began watching different channels to learn how and where to start building my business credit. I must say I have learned a lot because you break things down where I can understand them. Some channels make the process so hard to follow so thank you! I think I’m going to start teaching my journey as well!
An llc is not a non profit organization though
Thanks Kelvin! New subscriber today! Was just approved for their secured line. I was down on myself about it (wanted that free OPM) however your video helped me see the upside of the secured path.
•build credit more (already have all 3 scores)
•establish that Divvy relationship (to have access to unsecured down the line)
•deposit whatever dollar amount I want (full control)
Absolutely. You have to crawl before you walk but the good news is with Business Credit, once you’re able to walk every else comes easy!
🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ go.greenscaleacademy.com
Kelvin! I just wanted to write and let you know that I got the Divvy Credit Builder for my business because of your video! I have gone through all of your business credit videos. Thank You and keep up the good work!
Thanks for watching Mark! Keep up the good work on your end too.
Hi Kevin, Does the credit card statement says about credit limit like it’s a secured credit card?
The universe works to deliver what we need if we allow it. You are proof! My brother's name was Kelvin. He passed in January and one month later I found your channel while reorganizing my media company. I'm grateful for your commitment to sharing knowledge. You are doing amazing work.
God is awesome. I send my condolences to you and your family. Thanks for watching Roy! I wish you the best.
I got approved today for an unsecured credit card from divvy business builder Kelvin thanks for the info you got a new subscriber. Thanks for the help. Here is another gem use the card to pay for your vendors before the date they report.
Thanks for explaining the Credit Builder Program and how the Secured Credit Card works.
I always enjoy the comedic relief 😅
Thank you! Learning/doing research shouldn’t feel like homework or a chore. 😎
Thank you so much Kelvin ! You are doing the Lord's work! I am a new subscriber, I literally started watching your channel yesterday. I watched this video this morning around 10am, I applied for a credit Card with DIvvy, and I just got an email (5:04PM)that I had been approved for 3k!So elated! especially the fact that they report to D&B. Thank you so much!
Man that Dave Chapelle intro clip was the best ever! 😭🔥
Great info Kelvin! I'm starting a resale type of business and I'm trying to get educated on all business and personal credit. You're part of my daily routine now. I appreciate your dedication to educating others! Great job!
Heyyy unc!! Thanks for stopping by and checking out the channel. That’s what’s! Love to it. We’ve gotta chop it up soon so you can tell me all about it. I appreciate the support 💯
@@KelvinMcNeil I definitely will nephew!
Divvy gave me 35K for my business! Good to know I have it and need to use before 90 days! Thanks for the heads up. Swiping like crazy for the next week lol
$35k nice! Yeah It may be a new policy tho because I’ve definitely pushed the limits but when I found out I tightened up.
LMAO
Orwin! You better use every dime of that as soon as you can...you WILL be reduced within two six (6) months of using the card, if you don't use the amount given and of course paid back on-time!!!
@@ArtistMgmtATL really that’s not fair so for not maxing out the 35k amount they’ll reduce you?
@@durrellthomas4806 I kid you not. The reduction is significantly less. We use the card, but in our case we've used it for a jump into more traditional credit (monthly payment vs the entire charged amount). We called DIVVY and inquired. If I can find the response, I'll post it verbatim, but essentially they stated that "apparently" my company didn't "need" the initial amount, and so we were reduced based on the monthly amount DIVVY deemed. Good luck with them...again, we still have the card and most of our items are automatic monthly's on purpose!
The blue streak clip 😂😂 I miss that movie.
I’ve been using Divvy for a few months now, I don’t love it but the budgets and ability to add receipts is nice.
Thanks for sharing
That scene & movie never gets old 😂
Hey Kelvin, a friend recommended your channel to me! This was great information for a starter like myself! Keep me going
I just got the credit builder today. Thanks for the video!
Thank you!!
Applying for the credit builder now.
What business credit bureaus does DIVVY report to ?
How long does it take to graduate the Divvy card from Secured to Unsecured?
Thats for info. Going to look into this tomorrow
Once again bro you dropped another valuable Gem!! 💎
As always, very thorough!
Kevin, you are very detailed oriented...Thank you
Explanation precise‼️
Thanks for the easily detailed info
thanks bro I'm just starting out
Followed your tips and was just approved for a credit builder account. I appreciate you.
Nice work! Congrats
Dude you are awesome! Thanks for all the info. Although I'm behind the curve with this it was extremely helpful! I sat on this Divvy card that I was approved for, for 3 months and today I loaded money onto it. I'll follow back up to tell you how successful it is! Thank you!
Better late than never!
Thank you for providing this valuable information!
Thanks I got approved 4 the credit builder
Great info. I just got the Divvy Card a couple of days ago under the new program.
Congratulations! 🎊
Whats the new program? I'm about to apply!
Kevin, you’re dope man. Really transparent and informative. Thank you for the videos
Thanks for watching Brandon!
Thank you brother. I just got my Divvy card and I can't wait to use it.
lol i felt like you was talking to me. I lost so much money in my emails i had too start checking them.
Gratitude 🙏 this was useful as all your videos thus far.
Thanks Chef!
Excellent video.. much appreciated
Its january 2022 and i just started watching your business videos. Wooow very informative and i appreciate how you take your time and explain in detailed your topic in question. As a NEW BUSINESS owner i thank you for the knowledge. Keep up the get work because am watching you.
You’re welcome & thanks for watching 🙏🏾
Thank you posting this,I’m going to apply for this as soon as I get home
Thanks Kelvin good info. Appreciate it.
I appreciate the knowledge bruh, peace and blessed life.
No problem! I appreciate you for watching. Peace & blessings to you & yours as well.
This is so helpful. Thank you so much bro
No problem Danielle!
Thank you! This video was very helpful!
You’re welcome! Thanks for watching.
Great job sir.
Thanks Noah
You doing a damn good job...keep dropping jewels
Thanks Marcus 💪🏾
Kelvin, thank you for your informative channel. Always helpful got me running with my biz!!! Many Blessings for you & all.
You’re welcome! I wish you much success Deja! 🙏🏾
I really like divvy and they report to business credit like d&b fast..
Yep, Divvy is a great card to have on deck.
How fast did they report?
@@secretchipmunk7 they report about 60 days for the first one then they report monthly..
Like ur content, who do u recommend for credit repair?
Me. Lol www.greenscalecredit.com
Thank you!!! *LIKED & SUBSCRIBED!
Thanks for subscribing!
awesome information
Glad you think so!
Thank you for sharing!
Thanks for this amazing video.
Dope video, Kelvin.
Thank you!
Great Job, i need start up capital loans or credit cards
This would be a great way to start building capital and would help with getting approved for loans down the road.
I love you videos keep them coming!
Thank you and I will!
Awesome content as always!
Thanks George
thanks for the video
Just got one of these cards and didn't know nothing about it I just heard they said build a credit for the business I just started my car business trying to get it off the ground so thanks for all the inside tips I needed to know. God bless 💯
Good content… appreciate it
Another excellent video from you! 👍🏿
credit score 716, business income 190k/yr, business 5 yrs old BUT actually documented with EIN less than 1 yr, I was denied but offered the credit building (aka secured card)... guess you gotta start somewhere
This is a GREAT start! Check out my video on the Capital on Tap card. This should be your next card. 👉🏾
ua-cam.com/video/q-H2TirW_po/v-deo.html
Wow. I'm not the only one then. 716-730 fico, 1 year sole proprietorship and ein, 350k income. I'm reapplying with my LLC that has 4 things reporting and excellent credit, but regardless I'm going to get it anyways
This is some good information right here. Nice video
Love your content. So helpful. Bless you!
Thank you!
Awesome info bruh!
Thanks for the contact this is a good way to get started for sure
Great information!
Great job on your video I need more information on these type of credit card for business
Thank you! Got you. More content on the way.
Your video was very informational and I appreciate the work you put in to making this thank you- Luigi
Thanks Luigi and you’re welcome!
Appreciate you brother … hopefully the lights are still on
Good info Kelvin
Thank u that was a great help
Thank you! Just found! Just subscribed!
Welcome to my channel Gescia! Thanks for subscribing
Sad I can only like once and subscribe once. By far, the heaviest hitter out there and never any nonsense!
Thanks for not being so Critical Dan! Lol
@@KelvinMcNeil lol!!!! No problem! You’ve helped me so much!
I just got approved for my 2k limit recently, my question is can you get another card for your other business
Of course you can. If it’s a separate entity and not just a DBA.
Divvy, sounds perfect!!!
Interesting option.Can incorporate with the auto pilot options
That would be a smart move 💯
Drop that secured biz credit card video.
On the way.
Dude thanks your the real deal
What’s up Kelv! Walks across sofa in shoes! 🤣🙌🏾
So it’s F your couch this morning huh? 😂 What’s up Chef Roxie! 👋🏾
@@KelvinMcNeil 🤗🤣 I’ll walk gently!
Excellent video
Great information just subscribed!
Thanks for subscribing!
Just subscribed. Another great episode. I am definitely going to do the Divvy. Either way you get another reporting trade line correct?
Correct. Both options build credit. Thanks for subscribing!
@@KelvinMcNeil Just filed my llc with Incfile. I will use your referral links for all of these that I apply for. Thank you for the solid information.
@@texasRoofDoctor awe man. Not a fan of Inc File. You could’ve done everything yourself for free. Anyways, you’re very early in the game. Before you apply for ANYTHING business credit related watch this video to avoid unnecessary denials. ua-cam.com/video/eyd8xcPZ5SM/v-deo.html
@@KelvinMcNeil They must have improved because actually, it was a super smooth process. The $360.00 cost was worth it. Started with them last Monday and received File Copy, EIN, and all docs by Friday.
@@texasRoofDoctor yes they’ll get the job done. I’m just a DIY person so I was only speaking from a cost perspective.
Great video man! Always something good. What do you know about the Extra debit card in terms of helping to build personal credit?
One of many new ways to build your personal credit scores if you have no revolving credit or lack of payment history.
@@KelvinMcNeil how does it help personal credit?
@@olgamendez2093 by reporting payments to the credit bureaus.
That was helpful thanks
Great review
Omg yesss this is refreshing
Thanks. What about this video is refreshing?
Thanks for the info. Great I’m
A new subscriber 👍🏼
Thanks for subscribing Talein!
video is very helpful I was recommend to try an see if I can get this card
Go for it!
So many questions!?! I have this card and would love to chat about my experience. I purposely, will not type anything further here - just so many questions.
Let’s start with your 1st question.
@@KelvinMcNeil My business was approved for $30k, within 90-days we were reduced to $2,500. Why?
Thank you. I like your videos
Thanks for watching Latasha!
Thx. Kevin. Love. That. Up. Lift. Up. The. Divvy. Card. I. Be. Stay. Tune. On. More. Videos ✌ my. Brother.
Thank you!
Appreciate the video and you are funny !
Thanks for watching! 🙏🏾
Kell boogie got that boy in the mail today, now I gotta build that boy up and in about 6 to 8 months imma go after the regular credit card thanks, also I used your link to apply so check on dat ! Later bro!
Says I got approved for $1000 credit limit. I established my llc I'm in May of 2021. I already set up a business address and a business checking account.
Divvy said that they'll contact me to confirm business. So far so good.
Congratulations!! Taking action. I love it 🙌🏾🙌🏾🙌🏾
once its built hit the cell phones stores and get you 100 iphones that $90k in 1 day
@@WONANDONESPORTS huhh
@@rhyan1986 for your business all you need is a 90 paydex and 2 lines on experian a land line 411 reporting and you can walk into any cell phone store and get 25 lines each company
@@rhyan1986 90 paydex score / 3 lines reporting / 411 listing / google business profile / wait 60 days
i just got approved! thanks a lot for the info!
Congratulations Taija! 👏🏾👏🏾👏🏾
@@KelvinMcNeil thanks and i’m glad you included the part to answer any 1-800 numbers !
@@tjhae312 yes! Glad it helped.
New subscriber!!!!
Welcome! Thanks for subscribing.