Apple Card Review After 3 Years | HUGE Credit Limits BUT Is It Worth It?
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- Опубліковано 29 чер 2022
- Apple Card Review After 3 Years | HUGE Credit Limits BUT Is It Worth It?
This is my Apple card review after 3 years of having the Apple credit card and counting. This credit card is one of my favorite credit cards in my wallet in 2022 because it offers huge credit limits and great rewards if you're in the apple ecosystem, but it might not be the best credit card in 2022 for you. So on this video I go over the apple card rewards, apple card benefits, apple card cash back, apple card monthly installments, apple card family sharing, apple card credit limits, apple card credit limit increase, and apple card credit score in hopes to answer two questions: Should you get the apple card and is the apple card worth it in 2022?
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I love this card as well. Also have it since Aug 2019. Started at $2,500 limit, now currently at $13k :) The only issue I have with this card is that we should’ve had more 3% merchants by now.
Seriouslyyyy! I don't get what the hold up is!😂
Hopefully Apple isnt asking for too much for partnerships.
Did you automatically get credit increases or did you have to request an increase??? And how often would you get an increase??? Thanks!
@@RichRawFit4life - I requested my increases. And I would request every 3 to 4 months.
@@ImStillStealingSteel Thanks for responding. I’ll wait and do the same.
The ability to pay it off the next day is why I love mine, plus the cash back can be used once the payment clears.
Great video! The Apple card is one that I kinda wish I started out with. Right now it doesn't necessarily fit in my setup, but for the design alone, I will likely add this card to my arsenal down the line. I also really like the seamless interface that they have with iPhones. It looks amazing!
Thanks Spencer!
I also got this card when it first came out! I'm also financing a Mac right now too and it's super convenient. Love the 3% cash back too. Great updated review! ❤
Those monthly installments are life savers! 😂💙
@@DayanaPlays yes!!
So you’re getting 3% from each installment??
@@mohammedgailan1656 I got 3% back for the whole amount of the mac when I made the initial purchase
Amazing video breakdown of the apple card. Good job
Glad you liked it! 💙
Solid review 🔥🔥🔥
Thank you so much! 😊
I just got the apple card and I have to say I love it. I have some chase and amex cards already....but this one just worked for me because of the apple monthly payments for apple products....PLUS that daily cash is actually really nice and not something I knew about going into the card. I really only got it because my wife needed a new iPad and I didn't want to have such a large upfront spend. Sometimes it is not about the points, it's about the convince. And this card is one to consider if you are already in the apple family.
Really informative video, thanks
Thank you! 🧡
Great honest review
Thank you my friend! 🧡
What are your thoughts on Venture X? Great video btw
I love my apple card highly recommended for everyone as always excellent video we love you and keep moving forward you the best
Haha thank you! 😄
The daily cash back has spoiled me🥰 I get impatient waiting a whole month for my cash back monthly on my other cards!
🙌🏽 😂
Great video
Thank you 😊
It's such a shame that Apple created such a beautiful physical card but only gives 1% when you use it! Mine has never left the envelope it came in and I'm not really sure where that envelope is!!
The interest rate on the card is high but it’s not fees which is good for a starter credit card
I will apply for this card today Mi Amor
Subbed since 7.4.22 at $5.46k subscribers 😎
Thank you! 🧡
I have this card, and never use the physical card itself. Does not make sense to use the physical card for 1% when you can use this card with Apple Pay for 2% back. It’s a great card but only for apple users.
I agree with you 100%!
I watched the video and applied they approved me for $3000 thank you so much for the helpful info🥳
Glad it helped! Congrats on your new card! 💙
If the goal is to use a credit card for purchases because its more secure than a debit card and does not expose your own money to risk, then the Apple cards perks are more than enough...2% cash back seems to be the industry standard...Apple has at least met that standard!
I initially was given $3,000 credit limit I have 725 score with them and I pay my balance to $0 a few times since I’ve had the card. I also hover around 5- 10% utilization, never been late on my payments but after 7 months since getting my card they won’t increase my credit limit.
Reason - 10 Hard Inquiries on my Trans Union. Those are deal breakers. Next month 5 of those fall off. We’ll see next month if they finally up my limit.
wow that’s not good, have u tried again recently?
@@sirbxnny
Update last week they raised my limit by a whopping $500🤣
That’s a slap in the face.
NavyFed $15,000 CC, Refi my F150, $12,000 personal loan. I’m focusing on my NFCU relationship. Take the back seat Apple
I have been building credit and applied for the Apple card about 6 months ago. Apple said I didn't qualify, but that they would put me in a program called, Path to Apple, or something like that. They gave me some tasks, and will re-evaluate me 1/20/23. Like next Friday. If I pass then I'm invited to re-apply, if I fail then we go another round. So if you don't have good credit but still want the Apple card don't be afraid to try!
Exactly, thanks for sharing and good luck my friend! 💙
@@DayanaPlays Thank you so much!
@@DayanaPlays I passed the program! I just setup my wallet and ordered my titanium card. \o/
@@akshobiya7501 Congratsss! This is awesome!
This is the easiest card to get 2% cash back on everything for me. I use apple watch to buy everything and online is so easy,.
I completely agree, and since most places accept Apple Pay, it's a no-brainer for Apple users!
Have you ever used the Milestone Credit Card? I don't have one but I heard it's one of the bad ones.
Hey George, no I actually haven't.
@@DayanaPlaysOk. I was wondering, is there a way to get your active Cashback percentage increased if you have the Tomo Credit Card?
Good video. It's a good beginner card and For those that want to finance Apple products. But it doesn't fit my lifestyle, I don't buy anything on my cards that I can't pay in full so I'd never finance anything with it and no signup bonus is a definite deal breaker for me.
I'm just curious, and am learning how to deal with my finances, credit, and investing, but you say you don't buy anything on your credit cards that you can't pay in full, so what do you use your credit cards for? I'm just trying to learn, so please forgive me if I'm out of line.
@@akshobiya7501 it's not out of line at all. What I mean is, I don't buy things that I can't afford. And I pay my balance in full before the due date. But I put everything on my credit cards except for my car note because they don't accept credit cards...I have videos on my cards
I surprise a coworker yesterday at work and they forgot that it was metal and I did a drop test in front of them of my apple card.
Nice! 🔥
How can I get an apple credit card without any apple products? I have an apple ID. I hate apple though. My wife has an iPhone but I don't want to use her credit at all right now because we have other plans for now. TIA
❤️❤️❤️
😄
How often you can ask for increase?
You have to use the card often & I request every three months.
Hey, I usually ask for a cl increase every 3-6 months!
I have an Amex Platimun but was denied for this one 😔
That's very surprising. Did they offer you the program that helps you get approved?
My next step 😅
😊
JAJA. I just applied and got approved but for only $2,500. I wonder why because my FICO is like 750 and I made 107K last year. I was thinking is because I have a lot of inquiries. Who knows?
Congrats on the approval! 🥳 After 3+ months ask for a credit limit increase! 🚀
❤️
First
The man himself! Thanks for dropping by bud! 💙
@@DayanaPlays no problem! 😁 great content like always! The Apple Card is my 3rd most used card, i love everything about it
The Apple card is what the X1 card was trying to be. APPLE card puts X1 to shame. Don't the vibes feel so much better using Apple card than X1? lol
😂
@@DayanaPlays You know im Right D, lol.
I use both
They are junk , it is the lowest limit in my wallet. I have with my 3 chase credit cards 10 times than what I have with Apple which is only $3000. I use the card like 10 transactions per month or more. I requested an increase and their answer was “You have not used and paid enough of your Apple Card credit limit since your last credit limit increase “
This card is not junk. They started me out with 8k limit. It is the highest in my wallet and I have Amex gold.
@@Dwayy_ Dude , Maybe you put high income but at that time my income was low and now everything has changed and they never and will never update themselves to a big difference once they give you have established a start with them
@@10ahmedhassan that’s the only way your gonna get a high limit. It’s based off of income.
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