అతి తక్కువ Timeలో Home Loan🏠 Clear చెయ్యడం ఎలా? Repayment Strategy With Free Advanced Calculator🧮

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  • Опубліковано 7 жов 2022
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КОМЕНТАРІ • 618

  • @MoneyPurse
    @MoneyPurse  Рік тому +49

    To Support our channel , use below links 👇
    You can compare Term Insurance here bit.ly/46hsSJA
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  • @eswarkumar4761
    @eswarkumar4761 Рік тому +8

    Thanks for the weekend video sir 🙏
    Please make a separate video on all stocks which are suggested one year back. It would be kind of review video and share your present view on those stocks.
    Your dedication towards work is inspirational to all of us.
    Thanks a lot sir!

  • @Ram-bu1rx
    @Ram-bu1rx Рік тому +4

    Hi sai anna, you are really god in the form of financial advisor to all telugu loving people.
    Thanks a lot for providing valuable information.
    If all your videos are followed by the people of 30's, they can create lot of wealth.
    I missed in 30's as no technology at that point of time.
    Now, i am trying to make up with the support of money purse.
    Once again, thank you very much for your support

  • @vineelavaahini9153
    @vineelavaahini9153 Рік тому +1

    చాలా వివరంగా చెప్పారు...👏👏👏....Money Purse channel ఇచ్చే Financial Knowledge తో నా ఆర్థిక జీవన విధానం ఖచ్చితంగా మారుతుందని నమ్ముతున్నాను...👍....కృతజ్ఞతలు...🙏🙏🙏

  • @lphanirajkumar
    @lphanirajkumar Рік тому +3

    Your efforts are much appreciated Sai Garu.
    Keep doing videos on Financial knowledge for us. Thank you for the excel.

  • @komminilavanya4493
    @komminilavanya4493 Рік тому +1

    Thank u soo much for the calculator and creating awareness Money purse Team . Last line " In Excel u can create magic.but real life lo practice chesthene work avthundhi Ani chepparu ....That line is superb and most valuable information . Special Thanks to Sai sir ...!!

  • @satishjb
    @satishjb Рік тому

    Thats great calculation Sai garu.. howabout the TAX on the investment.. adu meru check chesi chepandi.. Pls.. love ur videos..

  • @PraveenKumar-mg4qm
    @PraveenKumar-mg4qm Рік тому +2

    Excellent knowledge you have provided Sai Garu. Thank you so much for the detailed video.

  • @rajuk8932
    @rajuk8932 Рік тому +1

    Sir, I watch your channel regularly, Please I request you to upload videos relating POST RETIREMENT INVESTMENTS and their risks involved , as RETIREMENT proceeds are the only source for livelihood, and how corpus can be kept in tact and what we earn on it can be used for daily uses.
    Secondly, please suggest post retirement pension annuities available in the market and their risk involved.
    With thanks and regards

  • @mshaik1055
    @mshaik1055 Рік тому +1

    Sai Garu, thank you very much for sharing such a valuable information.
    Most of us are not clear about taxation. It would help us a lot if you share information on taxation on gains and losses.
    Thanks!

  • @SRICHANDARKARPURAM
    @SRICHANDARKARPURAM Рік тому +1

    Your calculations are really valuable and helped me for long run analysis

  • @karth33k
    @karth33k Рік тому

    Thanks a lot. Can't thank you enough for this knowledge. Really helpful to understand financial savings on loans for financial illiterate like me. Thank you.

  • @kartheekvaranasi
    @kartheekvaranasi Рік тому +2

    one more strategy is also there..the 10% of EMI if we invest in Equity MF with 12% return...will also be another useful one..in this case its 4,500 pm in equity SIP the result is 45L..so its almost same as interest component..

  • @udaykumar7630
    @udaykumar7630 Рік тому

    Meeru chesthunna ee hardwork ki, analysis ki ee free advices ki take a bow sir

  • @raghupavan
    @raghupavan Рік тому +4

    Hello, good video to increase knowledge on financial management among general public. You probably missed one imp factor for considering repayment of home loan and that is INFLATION. Do you really think it's a wise idea considering this factor to repay home loan sooner???

  • @gopimacharla0714
    @gopimacharla0714 Рік тому +1

    Thanks for putting efforts to educate subscriber's on financial planning 👏

  • @mallikarjunaraoarava
    @mallikarjunaraoarava Рік тому

    Worth video to watch. Thank you as always Sai garu. 🙏. Sharing in my friends groups.

  • @muppalladurgasrinivasarao7915

    Very good explanation thank you Sai gaaru.

  • @rohitbengani4713
    @rohitbengani4713 Рік тому +2

    Thank you for the lovely educational session. You are one of the exceptional teacher when it comes to Financial topics. Thank you for sharing the excel however, this excel that you shared is in protected mode and requires a password. Please share the password.

  • @nischalreddy27
    @nischalreddy27 Рік тому +1

    Sai garu, thanks a lot for the excellent learning video on this weekend. I am always greatful to you sai garu.🙏🙏🙏

  • @blalitha3432
    @blalitha3432 Рік тому +1

    Very informative sir, thank you so much for providing financial knowledge to all.

  • @B_Ur_Self
    @B_Ur_Self Рік тому +1

    The point which i loved the most in this video is *Discipline*.. Thank you so much for the video MoneyPurse family.. 🤗

  • @bvs.ravikumar235
    @bvs.ravikumar235 Рік тому +1

    Thank you so much sai garu and team for sharing valuable information with easy calculations amd sharing the tool, which is very much useful to all of us.

  • @praveenthatipally
    @praveenthatipally Рік тому

    Very good video Sai Garu. Will be helpful to many people. Keep up the good work Money purse team.

  • @spoorthiduggi7687
    @spoorthiduggi7687 Рік тому +1

    Hi Sai garu, I really liked your calculator.
    One thing it is missing is it is not accepting decimal points in "Interest". If you could add that I would really appriceate it.
    Thanks.

  • @udayvempati14
    @udayvempati14 Рік тому +4

    Thanks Sai garu and Money purse Team for detailed info HL repayment strategy. But if we prepay HL, you didnt mention about losing the benefit Tax exemption of 80C and Section 24 and 80EEA. Pls clarify this.

  • @sureshbabukodru3644
    @sureshbabukodru3644 Рік тому

    Excellent video sir 👏 So many useful inputs at the right time

  • @manikantaganeshseelam2130
    @manikantaganeshseelam2130 Рік тому +1

    Hi Sai Garu,
    Can you also provide analysis of the relatively new home loan products like SBI MaxGain, BoB Advantage home loan? This will help us understand more on when these products are beneficial, especially needed in current scenario where interest rates are very high.
    Thank you for all your videos andi. Super helpful !

  • @sateesh155
    @sateesh155 Рік тому +2

    In fact my first video I saw in our channel is related to first home loan video shared by a friend in one of the WhatsApp group... Almost 1.5 years back. After that I realised what I missed during my initial days of investing. Thank you for entire money purse family...

  • @mohanmaddukuri7254
    @mohanmaddukuri7254 Рік тому

    Ty sai sir, depth of this video only knows who bear the home loan. it's Very helpful to me personally.

  • @rajaprasanths
    @rajaprasanths Рік тому

    Thanks brother for a superb video with excel sheet.
    Gained so much from it.

  • @sabeerhassain3287
    @sabeerhassain3287 Рік тому

    Very useful information thanks a lot for sharing the Excel sheet

  • @Localtraveling
    @Localtraveling Рік тому

    What a format superb, tq tq very much to all team

  • @harshavardhanmanda6984
    @harshavardhanmanda6984 Рік тому

    Thanks for sharing the knowledge at right time. 🙏🙏

  • @yanduruvasudevarao8788
    @yanduruvasudevarao8788 Рік тому +1

    Make ur presentation with reference to Net Present Value method on cash outflows which would be more prudent and practical.

  • @narendrad1007
    @narendrad1007 Рік тому

    Thank you very much Sai gaaru for providing valuable informations. These are really helpful.

  • @DigitalWorkspassion
    @DigitalWorkspassion Рік тому

    Thanks brother for your good information. You are ideas and strategies are enlightening many people financial situations.

  • @Satyanand380
    @Satyanand380 Рік тому

    Very much appreciated for the valuable money saving video andi . Tq and keep posting like these informative videos

  • @ravihere2010
    @ravihere2010 Рік тому

    Thank you so much Sai garu for such useful tips and strategies.

  • @saiprasad6398
    @saiprasad6398 Рік тому

    Hi Sai garu,
    I am a regular follower. It’s my observation but not criticism…no much difference between the last 2yrs back video and this video.
    I just got refreshed my memory. That’s all. Thanks for the video.

  • @vikranthreddy7736
    @vikranthreddy7736 Рік тому +164

    mee valla, oka term insurance oka health insurance teeskunna, index funds lo sip chesthunna, ippudu home loan kosam chusthunna. ee video helped me to think on loan vs intrest rates. thanks Sai garu u helped me a lot, god bless u n ur family. thanks a lot anthakanna em cheppa Lenu

    • @VijayNaramalli
      @VijayNaramalli Рік тому +1

      Hey Vikranth could you please guide me ?

    • @snigddhalouis6126
      @snigddhalouis6126 Рік тому +1

      @@VijayNaramalli what do you need

    • @paparaoGunji
      @paparaoGunji Рік тому +1

      Brother sip which app

    • @paparaoGunji
      @paparaoGunji Рік тому

      Provide more details on sip mutual fund and which app brother

    • @vikranthreddy7736
      @vikranthreddy7736 Рік тому +2

      @@paparaoGunji mirae esset elss large cap, axis large cap, tata mid cap. In zerodha coin

  • @vamsireddy864
    @vamsireddy864 Рік тому

    God will bless you anna😍 helps me alot for planning financially

  • @cjyothikumar
    @cjyothikumar Рік тому +1

    hi sai..its very useful information..now I understand how to repay the loans 🙂

  • @bandariraja
    @bandariraja Рік тому

    Absolutely useful information, appreciate your efforts.

  • @manoharreddy2577
    @manoharreddy2577 Рік тому

    Thanks Sai Garu, i already started second strategy i.e investment plan.. this knowledge gain with MoneyPurse only

  • @satishgorli2960
    @satishgorli2960 10 місяців тому

    Hi Sai garu, Kudirte NRI loans, investments inka retirement plans gurinchi oka series cheyandi

  • @balajigurrala3997
    @balajigurrala3997 Рік тому +1

    Hai sai anna.
    I am getting vexed to thank you...but can't avoid as you people are boosting us every time with your transparency in sharing the financial knowledge, social awareness...
    I want to intimate that in shared workbook password had been protected in incremental sheet even for yellow 💛 colour highlighted cell ...
    Plz share updated

  • @drpdraj7727
    @drpdraj7727 Рік тому

    It's really suoer worthy sir... and most helpful.. thanks alot for your knowledge sharing and efforts.. 🙏 🙏 🙏 🙏

  • @shankarcheerala3089
    @shankarcheerala3089 9 місяців тому

    Excellent strategies sai garu.

  • @harisumanthkishore8759
    @harisumanthkishore8759 Рік тому

    really great effort, useful video, hearful thanks.

  • @raghuvamsikrishna9887
    @raghuvamsikrishna9887 Рік тому

    Sir, thanks for this,
    already loan తీసుకున్నాక మధ్యలో interest change ite Ela claculate చేయాలి pls oka వీడియో చేయగలరు అలాగే excel sheet provide చేయగలరా....

  • @Shareit_to_growit
    @Shareit_to_growit Рік тому

    Very useful video. Thank you for sharing the knowledge. Helpful for many

  • @ratnakarvaddiparti9561
    @ratnakarvaddiparti9561 Рік тому +1

    Reall ga chala chala bavundi Saigaru, adhbhutam ayina, practicale informations share chesaru, I am also do this for reducing my house loan interest , thanks a lot

  • @raghawendram
    @raghawendram Рік тому

    Superb sir.... Very well informative

  • @bheeshmakumar1274
    @bheeshmakumar1274 Рік тому

    Sir I am already following and I am very thankful for this information.

  • @newsupdates9271
    @newsupdates9271 9 місяців тому

    Very good information bro..
    I got better suggestions and support from your vedio
    Thanks a lot

  • @hemachandra5160
    @hemachandra5160 Рік тому

    Loved this content thank you Sai garu

  • @VestigeLife_915
    @VestigeLife_915 Рік тому

    Very good evening MP team 😍 💰 thanks alot for d beautiful information

  • @varshavlogs55
    @varshavlogs55 Рік тому +1

    Thankyou sir this is very helpfull video for me..

  • @velagakrishna940
    @velagakrishna940 Рік тому

    Thanks a lot for your guidance.

  • @prasadpsrasv9656
    @prasadpsrasv9656 Рік тому +1

    Thank you for your guidance sai garu

  • @lsrinivasamurthy
    @lsrinivasamurthy Рік тому

    Thank u very much sai garu for the good useful content. 🙏

  • @VinayKumar-oj5du
    @VinayKumar-oj5du Рік тому +2

    Right time right video thanks sai garu

  • @shivadarling4346
    @shivadarling4346 Рік тому

    Sir provide us good equity and index funds for longterm 20years make a video on that please its helps a lot of people like us..

  • @komerasiddaprasad3086
    @komerasiddaprasad3086 Рік тому

    Excellent video sir, thank u so much

  • @ibvkirankumar
    @ibvkirankumar Рік тому +2

    very helpful information...I have one doubt. Can you please clarify on that..If we change Loan amount from one Bank to another bank(less interest) in the middle..is it OK?

  • @008fara
    @008fara Рік тому

    Good job team , I wish there will be more than a like button

  • @satyas7004
    @satyas7004 Рік тому

    Very good advice sir
    God bless you

  • @rajeshpalanki7765
    @rajeshpalanki7765 Рік тому +2

    Worthfull vedio.... Please let us know about debt funds clearly.

  • @NareshSingoji
    @NareshSingoji Рік тому

    Thank you Sai Garu 😊

  • @Krishna_Mutta
    @Krishna_Mutta Рік тому +1

    As usual great useful content from money purse. Thank you so much sir
    3 months back took home loan. Along with paying emi, started 5k investing in small cap fund.
    I am following investment strategy

  • @phanikumarrampalli8
    @phanikumarrampalli8 9 місяців тому +1

    Sir explanation chala bavundhi. But meru ichina sheet sariga work avatam ledhu. Ani wrong values vasthunayi even yellow cells em disturb cheyaledhu

  • @yashusai8484
    @yashusai8484 Рік тому +1

    Hi Sai Garu, thanks for teaching financial knowledge, i have one doubt in Excel sheet, what ever income we are generating by investing additional home loan amount in equities,but we have to pay tax for the what's ever income got from the equity then our savings will reduce, pls correct me i am right here

  • @Tirumalaabhishek
    @Tirumalaabhishek Рік тому +1

    Waiting Sai Garu. Awaited video from Money purse team. Thank you for your efforts.

  • @sivaramakrishnaprasad3509
    @sivaramakrishnaprasad3509 Рік тому

    Good explanation sir. Thank you.

  • @karthikvarma437
    @karthikvarma437 Рік тому

    Calculator is awesome thanks sai garu

  • @chatlamurali398
    @chatlamurali398 Рік тому

    thank you sai garu.. and team, 💐

  • @gopinathsilks4789
    @gopinathsilks4789 Рік тому +1

    Great work for sharing and educating us sir,
    I am in need to take home loan but pmay is not available this FY2022-23 anta Ani banker's telling. Kindly guide about alternate resources for subsidy if any sir.

  • @munagasrinivasarao8096
    @munagasrinivasarao8096 Рік тому +1

    Good Evening to Money Purse Team

  • @sriram-zv7wy
    @sriram-zv7wy Рік тому

    Most valuable information sir..thanku sir

  • @sudarsanreddymallu5676
    @sudarsanreddymallu5676 Рік тому

    HI andi
    If possible please explain about Home Loan Pre closure with example.
    Thank You.

  • @garipellisrinivas4858
    @garipellisrinivas4858 Рік тому

    Ur suggesting good financial earnings in repayment of housing loan ....its too good

  • @naveenkumargunda69
    @naveenkumargunda69 Рік тому +1

    Bro it's a very good and helpful video, I loved it. We have purchased a house and loan is divided by me and my brother. Out two, only one can pay principal amount every year on bulk amount. So in that scenario do you have any plans or trackers for us.

  • @manojsai3902
    @manojsai3902 Рік тому

    Tqsm Sai bro. It helps us a lot ❤️

  • @chanakyachatakondu1385
    @chanakyachatakondu1385 Рік тому

    Thanks Sir for the valuable content

  • @charvipattila7973
    @charvipattila7973 Рік тому

    Hello Sir, This is the daughter of Hemantha Pattila from Reliance Mutual Fund. Really love your videos and content. Can you please provide the calculator as a google sheet or some kind of online version because I don't have access to excel. Thanks in advance.

  • @nirmalanaini674
    @nirmalanaini674 Рік тому

    Very much help full thank you

  • @bashabhaisk3344
    @bashabhaisk3344 Рік тому +1

    super ga cheparu సాయి గారు

  • @AK-tl3sl
    @AK-tl3sl Рік тому

    Superb video anna, thanks a lot 🤝

  • @gurunadh2649
    @gurunadh2649 Рік тому +4

    Hi Saigaru..thank you so much for your dedicated work.we are following your financial advices.🙏🙏

    • @MoneyPurse
      @MoneyPurse  Рік тому

      Most welcome and all the best

    • @Quantinvestor1
      @Quantinvestor1 Рік тому

      @@MoneyPurse can personal loan pay fast like this method pls reply sir

  • @kethavarapuyeswanth6317
    @kethavarapuyeswanth6317 Рік тому

    Hi Anna
    Finance related books gurinchi explanation cheyandi anna

  • @pulikantiajay8206
    @pulikantiajay8206 Рік тому +7

    Thank you Money Purse team for a beautiful video as per current situation around the world 👍

    • @MoneyPurse
      @MoneyPurse  Рік тому

      Most Welcome andi

    • @Quantinvestor1
      @Quantinvestor1 Рік тому +2

      @@MoneyPurse can personal loan pay fast like this method pls give reply sir 🙏🙏🙏🙏🙏

  • @rajeshnvn2007
    @rajeshnvn2007 Рік тому

    Sir o small doubt SWP and SIP and STP video and suggestions for best use of the above concept and best swp and sip combination plans cheppagalara plz!? E company sip and swp lo invest chesthe returns baaguntayi and risk takkuvaga untundi?

  • @jagadeeshgentela5066
    @jagadeeshgentela5066 Рік тому

    Thank you sir for giving me most important information 😇😇😇😇

  • @krantikasi5440
    @krantikasi5440 Рік тому

    Please make a video on Flat vs Reducing interest Loan for home loan.. with a few Reducing interest loans for home...

  • @kamalcreations8407
    @kamalcreations8407 Рік тому

    Thanks for your awareness on home loan

  • @shantiprasad7557
    @shantiprasad7557 Рік тому

    Tnq so much , Sai Annaya

  • @ganeshbandaru1170
    @ganeshbandaru1170 Рік тому

    Excellent strategy sir🙏

  • @hasamagiru
    @hasamagiru Рік тому +2

    Sai Garu thanks much for the calculator, its really helpful for planning and sticking to the plan....one request, in the incremental sheet, annual incremental emi by % cell is locked...not allowing to enter values...pls unlock, so that it will be much helpful for people to plan based on their cash flow

    • @madhavi4999
      @madhavi4999 Рік тому +1

      Sir, from where can I download excel?

    • @venkynavya1
      @venkynavya1 Рік тому +3

      Aslu link open chesthe m kanipinchatledhu

  • @drbh6331
    @drbh6331 Рік тому

    Sai Garu how to select a best home loan ? Oka video cheyagarala Pls..e bank ni select Chussukovvali .. Chessukettapudu emmemi chuddali