Anil Singh about Home Loans | How To Clear Home Loan Faster - Home Loan Details | SumanTV Business

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    Anil Singh about Home Loans | How To Clear Home Loan Faster - Home Loan Details | SumanTV Business
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КОМЕНТАРІ • 207

  • @balusandhya5355
    @balusandhya5355 Місяць тому +3

    సార్ చెప్పినందుకు చాలా ఆనందంగా ఉంది అలా తీసుకోవట్లేదు బ్యాంకు వాళ్ళు

  • @weathergenerator
    @weathergenerator Рік тому +31

    Will suggest another idea. Stay in a rented house for the first 3 to 5 years. U will be in a position to complete tlrepaymen in 5 years flat. Because the rent we pay for a 50 lakh apartment rarely exceeds 10,000 rs.
    So instead of paying every month interest and principle amt of approx 60,000 you are only paying 10,000.which is saving each month is 50,000 or 6 lakhs in a year or 30 lakhs in 5 years.
    And if u want to be even more enterprising, invest the 50,000 on a plot where u can pay for it in monthly instalments.
    Sell this plot in 5 years and You will easily get double the value. With this money, buy the apartment right royally as the new apartment will not increase very high in 5 years time.

    • @perojinaresh3464
      @perojinaresh3464 11 місяців тому +3

      ❤ mama nee mokam mana age pothundii kadhA

    • @weathergenerator
      @weathergenerator 11 місяців тому +6

      @@perojinaresh3464 will greatly appreciate if you would point what was incorrect. I think u r the category who have no capacity to suggest an alternative thought process. It may be correct or incorrect. But the capacity to contribute.

    • @himabindu9898
      @himabindu9898 4 місяці тому

      Yes we are also planning for the same

    • @reddyd3106
      @reddyd3106 4 місяці тому +1

      ​@@weathergenerator naku em artham kaledu

    • @prasannanaidurouthu6810
      @prasannanaidurouthu6810 27 днів тому +1

      Will suggest another idea with continuation after investing in a plot u will gain double the amount then u take a home loan with flat interest rate around 8%. The principal amount 50 lakh will invest in a mutual funds then u can earn normal 12% returns then u can save 4% returns and principal amount of 50Lakh 🔥

  • @venkatrao3644
    @venkatrao3644 3 місяці тому +3

    Excellent sir, but Banks r not accepting extra EMIs in all banks it's true

  • @anthonypatrick1042
    @anthonypatrick1042 11 місяців тому +12

    Very much knowledge things I learned from this

  • @mahendranath9520
    @mahendranath9520 Рік тому +31

    Rate of interest also increasing every year 😅
    Banks are more smarter than individuals 😅

    • @mahesh3588
      @mahesh3588 11 місяців тому +3

      It's fact

    • @rakeshgajre2598
      @rakeshgajre2598 4 місяці тому +1

      That depends on RBI REPO RATE every 3 months they change
      Bank does increase or decrease...

  • @saiganesh3629
    @saiganesh3629 9 місяців тому +3

    TV Pettaru good idea, but Video lo em kanpinchatledu maku.. Try to resolve that issue.

  • @PraveenReddy007
    @PraveenReddy007 7 місяців тому +2

    Yes true salary will increase but the rate of inflation is more then our salary's. This is actually bad for human life in future

  • @Traveller735
    @Traveller735 7 місяців тому +2

    If you take loans then try to close in less than 10 years by paying partial payments.
    Don't wait till end of the tenures..

  • @shravanreddyk
    @shravanreddyk Рік тому +40

    Explain chesetapudu only excel sheet chupisthe it will be better.

    • @prasanthin3461
      @prasanthin3461 11 місяців тому +1

      Exactly

    • @Prabhusiri327
      @Prabhusiri327 11 місяців тому +2

      Ala chupistey ela vaadi kojja mokham manam chudalemga ani l😂

    • @user-ny7vp3rl4b
      @user-ny7vp3rl4b 10 місяців тому +3

      Ah starting lo sodhi kuda ekkuvaindhi. Direct point ki vellakunda

    • @gowreeswarigowri8616
      @gowreeswarigowri8616 5 місяців тому

      ​@@Prabhusiri327😂😂

    • @madhubammidi676
      @madhubammidi676 4 місяці тому +1

      Minimum common sense undaaali this show editor kii

  • @MrVinodkumar92
    @MrVinodkumar92 Рік тому +6

    This is good and everyone explaining the same. Banks are not approving for this strategy. What are the rules to apply in bank saying I will pay extra emi as emi are auto withdrawal

    • @Anotherck
      @Anotherck 11 місяців тому +1

      You can prepay the loan ..it can be any amount morning than 2 emissions.. ex.for 50lakh loan...50k is emi means..if you have 1lakh in hand you can prepay the principal amount that is loan amount will be 49lakhs from next month and you can either reduce emi or tenure of the loan

    • @rameshjosyulavenkatakanaka3999
      @rameshjosyulavenkatakanaka3999 10 місяців тому

      In bank web site go to your loan account ,and choose the option of flexible payment. For ICICI bank. You have to pay min 1 Mont or 6 months amount .

    • @anilkumargorrela1723
      @anilkumargorrela1723 9 місяців тому +1

      Hai sir
      Small dout
      Iam taking loan
      Monthly emi Automatically cut avutundi sir
      So extra emi Ela pay cheyali sir

  • @MYRamaseshu
    @MYRamaseshu Місяць тому +1

    మీరు చెప్పే విషయం బ్యాంక్ వాళ్ళకి చెపితే వాళ్ళు ఎవరు చెప్పారు. అటువంటిది బ్యాంక్ కి వచ్చి చెప్పమనండి. మేము చెబుతాము

  • @nagjerysubhash9784
    @nagjerysubhash9784 Місяць тому

    Excellent explanation Very Help full Thank you sir

  • @basanisahith
    @basanisahith 6 днів тому

    need to watch this vedio with clarity calculation

  • @mvr1950
    @mvr1950 11 місяців тому +4

    Excel sheet not clear to viewers
    So your presentation is as good as without clear sheet

  • @KiranKiran-c7q8i
    @KiranKiran-c7q8i 11 місяців тому +5

    Super idea use iyyindi. Thank you sir.

  • @skpeersaheb642
    @skpeersaheb642 Рік тому +4

    30lakhs ki 10years tenure Pertukuti interst entha paduthundi speed ga loan clear cheyataniki em cheyali sir solution sir

  • @seshukumar2924
    @seshukumar2924 Рік тому +5

    Meeru kanipistunnare tappa Excel sheet kaani screen kaani kanipistundaa

  • @pullamraju8261
    @pullamraju8261 Рік тому +2

    ఈ system ప్రతి bank లో available గా ఉంటాదా సార్

  • @banothudevender2237
    @banothudevender2237 Рік тому +3

    Extra EMI asal possible ah kaadu....family neck to neck nadusthunapudu

  • @shashankgudimella6162
    @shashankgudimella6162 11 місяців тому +2

    Antha pedda screen petti analysis chupisthunte, a screen ni zoom chesi chupinchakunda...

  • @anonymousTech01
    @anonymousTech01 7 місяців тому

    Please stay where you are and generate income ways.
    You need new home go for rent.
    Don't have much money go for cheaper cost home.
    Don't have bike buy seconds.
    You have landed and need to construct start constructing small parts and expand later.

  • @hussainsk4961
    @hussainsk4961 11 місяців тому +2

    మీరు చెప్పింది ప్రతి బ్యాంకి ఉంటుందా

  • @sunnyabhi215
    @sunnyabhi215 Рік тому +13

    If we pay 116000₹ extra EMI every year 25-2 years= 23 months
    So we pay 23 × 116000=266800₹
    We pay in 23 years extra. So what's the use of paying extra EMI every year sir

    • @bthulasi8905
      @bthulasi8905 Рік тому +1

      He is waste fellow bro. Because he is saying every year we have to increase our emi. Then we are going pay full amount only at the end.

    • @maheshgurub
      @maheshgurub 11 місяців тому +3

      If you pay 2 EMI extra, you’ll complete the loan in 15/16 years. No need to pay for 23 years.

  • @santoshvet35
    @santoshvet35 5 місяців тому

    Na home loan 32L, 240 months tenure monthly emi 28300 at 8.75%
    Recently 9% ki increase chesaru and tenure 320 months chesesaru. 14 months pay chesanu ippatiki na principle outstanding inka 31,20,000 undi.

    • @venugopal2291
      @venugopal2291 4 місяці тому +1

      Please follow EMI increment rule

  • @chepoorikrishnamurthy7581
    @chepoorikrishnamurthy7581 4 місяці тому

    Cheppadam easy ne example 40 yrs age lo loan tisukoni 30 yrs pettukunte aperson 40+30=70 inni yrs ah manishi batukuthada cheppandi..

  • @shaikalthaf2425
    @shaikalthaf2425 6 місяців тому

    Banks asked minimum 4 EMI,s to pay as part payment not 1 or 2 EMI,s

  • @PavanKumaronline-y8l
    @PavanKumaronline-y8l 7 місяців тому +1

    Sir, is it encourage by banks to pay extra EMI every year

  • @BalakishanPerka
    @BalakishanPerka Рік тому +3

    Explain with through excel sheet clearly .

  • @kanakarajukonda1633
    @kanakarajukonda1633 5 місяців тому

    Additional payment s every year 1 lakhs payment chestunnanu Eddi Benefit avuthundha!!!!!

  • @saiprayastha7141
    @saiprayastha7141 Рік тому +5

    Aa 75 lacs appu teskokapothee aa 90 lacs save ayyinatte....

  • @dnr4839
    @dnr4839 9 місяців тому

    207 months ki katte ammount ekkuvathadhi ....300 months ki 58 thiusand kadithe...207 months ki 85000 kattali....salary emaina miru ada kurchoni cheppinattu peruguthadha .....

  • @217prashanth9
    @217prashanth9 11 місяців тому +1

    34 lakhs taggutundi kani every year 1.16lakh for 25 years ante almost same aytundi
    Ahh matram telivi leknda undi anchor

  • @srinivasponnalagarage
    @srinivasponnalagarage 7 місяців тому

    సామాన్య ప్రజలు ఏవిధంగా ఉపయోగించు కోవచ్చు ???

  • @bnrinfradevelopers1
    @bnrinfradevelopers1 4 місяці тому

    Evry year 10% extra pay chesukunta velthe 107 monthly loan complete avuthadha sir..
    1)58000
    13)64000 24th month varaku and 25th month extra 10% ante 70400 to 36th manoth varaku 37th month 77440 up to 48th month..
    So every 1 year ki emi lo 10% add chesukunta emi pay 107 monthslo complete avuthadhi kadha sir.

  • @yadagiri14
    @yadagiri14 Місяць тому

    Janalu intha vedavala andariki telsu edi every year 1 lakh pedithe total 20 lakh aithadi , 34 lakh thaggadam m undi ade 75-20 =55 lakh ke loan tiskunte Anni taggitay

  • @singaramkiran8403
    @singaramkiran8403 11 місяців тому +1

    Early salary 25000 increase avutundha em matladutunnaru sir.

  • @dynamicdeepika5873
    @dynamicdeepika5873 4 місяці тому

    Oka 40 laks loan ki aite monthly emi 12000 ga pettukunte takkuva years lo ela clear cheyavachu

  • @juturunarahari6861
    @juturunarahari6861 Рік тому +1

    This calculation is also for personal loans a sir please tell me yes or no

  • @rameshjosyulavenkatakanaka3999
    @rameshjosyulavenkatakanaka3999 10 місяців тому

    House loan main purpose house and income tx exemption purpose.
    Principal amount one rate and interest one rate. We should balance all the parameters .simple theory not advisabke.😂

  • @mallikharjunaraovasa877
    @mallikharjunaraovasa877 11 днів тому

    Exelent sir

  • @kvnprasad6503
    @kvnprasad6503 Місяць тому

    నిజంగా ఈ మెథడ్స్ వర్క్ అవుతాయా సార్.బ్యాంక్ ఒప్పుకుంటుందా తెలపండి సార్

  • @HarishKumar-o5k
    @HarishKumar-o5k 7 місяців тому

    If we pay early payments at end of the loan banks ask fine for early payment

  • @SyedaHasibunnisa
    @SyedaHasibunnisa 4 місяці тому

    Hello sir
    While paying one EMI extra they ask that amount towards intrest or towards principle amount?which one shall we choose sir?

  • @sreenivasuluyerramsetty2527
    @sreenivasuluyerramsetty2527 4 місяці тому

    Sir meru manche idea yentharu Tanq🎉

  • @Trendingnewslatest
    @Trendingnewslatest Рік тому +1

    First video Ela recorded cheyalo nerchukondi.

  • @buddulasuma7815
    @buddulasuma7815 8 місяців тому

    Sir 13th month లో one EMI ekkuvaga kattukovadaniki bank vallu permission ఇస్తారా

  • @NaaTetaTelugu
    @NaaTetaTelugu 2 місяці тому

    Thank you Sir

  • @cvnrao4205
    @cvnrao4205 11 місяців тому +99

    Don’t take home loans , people become beggars

  • @PraveenKumar-ou7hi
    @PraveenKumar-ou7hi 7 місяців тому

    Increase of EMI is not ur decision, it’s a bank decision. You need to be eligible for it ante again u will have to share all ur financial documents and that needs to be reviewed and approved by Bank. Hidden conditions not shared here😂😂😂

  • @narasimhamurthyn8518
    @narasimhamurthyn8518 11 місяців тому +1

    Well explained but Middle class people can not pay double EMI every month right

  • @narasimhabhagavatula8360
    @narasimhabhagavatula8360 Рік тому +1

    Is it required to be included that is extra installments Tobe put in loan agreement

  • @anushaalajingi
    @anushaalajingi 4 місяці тому

    Hi sir, I hav a home loan in (2017) cbi bank. it belongs to pmay scheme but still it's not given to me please tel me how to claim this scheme as soon as possible

  • @wondergirlakshu9930
    @wondergirlakshu9930 10 місяців тому +1

    What if we do prepayment

  • @Bajanachannel
    @Bajanachannel Рік тому +2

    Super Speech

  • @chakravarthi369
    @chakravarthi369 11 місяців тому

    Screen chupinchedi prajalakaa ? Leka Mee Suman tv vallu chusukodanikaa ?

  • @deepthireddi7678
    @deepthireddi7678 Рік тому

    Aa dabbulu lekay emi prakaram velledi. Extra money ela earn cheyalo kuda cheppandi mari. Salary perigitay, daniki taggattuganay migatha expenses perugutai due to inflation.

  • @shivasrk4014
    @shivasrk4014 7 місяців тому

    Home loan tisukondu evadu last varaku kattadu kottaga Inka emyna idea unte ceppandi

  • @b.narsimhareddy9449
    @b.narsimhareddy9449 4 місяці тому

    Very good suggestion sir

  • @nagabhushanampadhi348
    @nagabhushanampadhi348 7 місяців тому

    ఏడిసినట్లే ఉంది
    మొత్తం loan వెంటనే తీర్చివేస్తే

  • @chinthakindhiamarkumar18
    @chinthakindhiamarkumar18 7 місяців тому

    13 th loan kattamani anttaru" Bank velthe we don't know about this 13 month loan ani antunnaru" So guys don't waste your time"

  • @shansree8680
    @shansree8680 10 місяців тому

    Every year 10 EMIs extra kadithe benefit untunda

  • @balu-vs-balu
    @balu-vs-balu Рік тому +5

    Home loan interest is the loan with the cheapest rate. Don't repay a single rupee extra, invest the same.

    • @corecs1819
      @corecs1819 Рік тому

      Not understand 😅 telugu plz

    • @balu-vs-balu
      @balu-vs-balu Рік тому

      @@corecs1819 ua-cam.com/video/N6ZXN55UrL8/v-deo.html

    • @abhimanyudogiparthy8374
      @abhimanyudogiparthy8374 Рік тому +2

      ఇంటి రుణం తక్కువ వడ్డీ రేటు.ముందుగానే మూసివేయవలసిన అవసరం లేదు .ఆ అదనపు డబ్బు మంచి మార్గంలో పెట్టుబడి పెట్టవచ్చు .

    • @saiprayastha7141
      @saiprayastha7141 Рік тому

      ​@@corecs1819bro... top 100 stocks or top 50 stocks mutual fund lo pettinaa 12 to 15% income vastadhii mana housing loan 8.5 to 9.5 % undhi present soo aa extra money repay cheyadam kanna invest chestee ekkuva better

  • @crazyvlogz678
    @crazyvlogz678 7 місяців тому

    Excellent explanation sir ji.🎉

  • @bablubuntybrothers1432
    @bablubuntybrothers1432 Рік тому +1

    58.000/-kattadame kastam 2 nelalu okesari kattalantye yela sir

  • @ganeshnaralakanti7629
    @ganeshnaralakanti7629 3 місяці тому +1

    ఐ సార్ ది ఉటి జోలే లైవ్ కోసం మే అంత ఉంత జోలే

  • @vagdevigaddam5230
    @vagdevigaddam5230 5 місяців тому

    Can we pay the car loan in same way

  • @prakashmyadam2514
    @prakashmyadam2514 6 місяців тому

    GOOD IDEA .THANKS.

  • @srinivasdurga7439
    @srinivasdurga7439 10 місяців тому

    Sir, thankyou very much sir for your sajasan, one request please meeto meet kalavdaniki time, phone lo discussion chayagalama meeto please

  • @bheemmanekar3034
    @bheemmanekar3034 9 місяців тому +1

    36lacs k emi 34000 per month sir
    Extra month payment cheste bank vallu oppukuntara cheppandi sir

  • @devisriprasadvevo
    @devisriprasadvevo 4 місяці тому

    Vammo Edhi mundhe telusthe bagundu

  • @sharankotturi8139
    @sharankotturi8139 Рік тому +1

    Ai use chasi e logic to excel spreadsheet chaskovach.

    • @saiprayastha7141
      @saiprayastha7141 Рік тому

      Ai endhuku bro... excel lo ki velli file option click cheste templates untayi... akkada loan ani search cheste vachestadii

  • @stellab9105
    @stellab9105 7 місяців тому

    Sir floating interest better or fixed interest is better please explain

  • @sannysanny9601
    @sannysanny9601 9 місяців тому

    బ్యాంక్ ఏనా లేదా ఆధార్ ఫైనాన్స్ కూడా సార్

  • @kskaleemulla7679
    @kskaleemulla7679 10 місяців тому

    Thanq sir

  • @virlankivijaykumar1666
    @virlankivijaykumar1666 4 місяці тому

    Excellent sir

  • @ffnaturephotography4489
    @ffnaturephotography4489 4 місяці тому

    2 laks loan kavli na full ditatels estanu mothly emi yanta katali 2 years tanur kavali yavaru aina epistara

  • @vineethjavvaji3401
    @vineethjavvaji3401 8 місяців тому

    మన దగ్గర అంత అమౌంట్ ఉంటే లోన్ ఎందుకు తీసుకుంటాం emi కట్టేది అందుకే కింద మీద పడి కడతాం అట్లాంటిది అంట 10% పెంచారా 20% పెంచాలని

  • @mdroshankhan77
    @mdroshankhan77 Рік тому

    Voice good Madam 😊

  • @Bittuhony
    @Bittuhony 5 місяців тому

    IIFL home loan details chepandi sir

  • @anilkumargorrela1723
    @anilkumargorrela1723 9 місяців тому

    Hai sir
    Small dout
    My loan EMI Automatically cut avutundi sir monthly monthly
    So maku 12month ayaka year ki extra emi pay cheytaniki emyna option vunda ....
    A extra emi Ela pay cheyali
    Please answer sir

    • @venugopal2291
      @venugopal2291 4 місяці тому

      Please write the mail your bank for Extra EMI or EMI increment

  • @subrahmanyamvadali3900
    @subrahmanyamvadali3900 11 місяців тому

    Excel sheet and figures not visible

  • @mallieswar2792
    @mallieswar2792 5 місяців тому

    చెప్పిన క్యాలిక్యులేషన్ ఇయర్స్ క్యాలిక్యులేషన్ ఇస్ రాంగ్

  • @rammohanmurishetty4857
    @rammohanmurishetty4857 7 місяців тому

    Super explanation

  • @sudhakarreddy6074
    @sudhakarreddy6074 10 місяців тому

    Sir good information 🙏🙏🙏❤

  • @vadlamudisuguna5543
    @vadlamudisuguna5543 4 місяці тому

    Please tell me about personal loan

  • @subbarajugadiraju3252
    @subbarajugadiraju3252 11 місяців тому

    On monthly instalment basis😊

  • @Lavanyathati01
    @Lavanyathati01 Місяць тому

    But screen not appeaing

  • @sireeshatagirisa5751
    @sireeshatagirisa5751 Рік тому

    Ekkada save avuthundhi sir.extra emi krinda avi kaduthunnam kada.

  • @mrslakshmi.y6125
    @mrslakshmi.y6125 4 місяці тому

    Every month 5000ectra pay చెస్తే use ఉంటుందా,reply ఇవ్వండి

    • @msyamca
      @msyamca 3 місяці тому

      Please use the excel spread sheet you can know better

  • @anarsireddy7766
    @anarsireddy7766 4 місяці тому

    Emi kakunda part payment cheyyacha

  • @bobbilijyothi2330
    @bobbilijyothi2330 4 місяці тому

    Good information sir...

  • @subbughantasala5751
    @subbughantasala5751 Рік тому +1

    Good video. .sir

  • @prasadarao2826
    @prasadarao2826 10 місяців тому

    Very good video sir

  • @ramprasadmandala-v9u
    @ramprasadmandala-v9u 10 днів тому

    Every month double emi kadithe

  • @bandlakrishnaveni9280
    @bandlakrishnaveni9280 Рік тому

    bank vadu ela planing cheypAru sr

  • @bhavankumar4974
    @bhavankumar4974 Рік тому

    Personal loans burden how to reduce

  • @slavetosir5538
    @slavetosir5538 Рік тому

    Anchor ekkada dhorikindhi mastaru... ?

  • @ThiruThirupathirao-bz8rv
    @ThiruThirupathirao-bz8rv 5 місяців тому

    Meeru excel sheet yenduku pettaru
    No use assalu kanapdatam ledu

  • @mohammedalmesfer6660
    @mohammedalmesfer6660 7 місяців тому

    7:19

  • @Naveen_Kumar.K
    @Naveen_Kumar.K 4 місяці тому

    Kindly share that excel