Very nice way of explaining any topic. I suggesrt few more topics to cover 1) leverage buyout, 2) subprime crisis, 3) Panama papers 4) vodaphone retro tax case, 5) types of hundi, 6) External commercial borrowing 7) Bridge loan 8) International loan denominated in RS 9)Lou 10)deemed import 10) deemed export 11) high sea sales 12)works contract tax 12) GST with tax credit involving chat,scst and igst 13) basic custom duty , SAD, Aux custom duty, CVD 14)set off of sales tax and excise duty during tax holiday period post GST . 15) Equivalent of works contract and Lease tax post GST era. 16) difference between TCS and TDS 17) Reverse charge mechanism and withholding tax. List is big but important.
Sir pls ek vdo bnaye jisme jase aajkal ki mall bann rhe h noida m ki 30 lakh ki shop h 15 lakh abhi do 30 hjaar rent milega aapko fir position p puri peyment or pese itne sqf milega y sab kya h y simple saaf vdo banaye pls
Sir very nice video. I have one?.subvension plan aaj ke date me chalu hai ki bandh ho gya hai firse.....? Builder told that ki abhi subvension plan bhand ho gya hai lekin hamare project me aap subvension plan bhi le sakte hai... I am confused about this things.. It is now going on or it is again bained..? Pls reply me.
Hi AY , In my agreement, there is a Subvention date mentioned, Subvention date = May 2021, But in the next paragraph it is also written that Builder has to pay the Pre EMI / Interest if possession is delayed. Now the question is builder MAHAGUN has stopped working on My tower after completing the floors and taken money from Bank. DO I will have to pay the EMI after May 2021, Since the project is delayed by 2-3 years.
If we pay preEMI till possession and saved money pay to builder to reduce loan disburse amount from Bank which reduce actual loan amount whether this will help
Sir my builder wants me to pay pre emi interest till possession through mine account and he will return through these interest in cash ? What should i do
very nice sir. kindly make video on rera payment schedule and whether is it compulsory for builder to follow it. as most builder follow their own schedule.
Banks have stopped subvention scheme totally now. Hence builder now says that client may bear interest which he will reimburse. What would be income tax implications on reimbursed amount. Will this be treated as income and taxed by IT dept?
Your explanation is very nice sir. If the Builder not respected his commitments and sold the same flat to some other buyer and got to know to buyer before position. How buyer can handle this situation with builder. Banks will ask the buyer to pay the EMI's and builder is not responding to buyer. In this case Buyer to file a case and any contribution from bank in this agreement. Is Buyer to pay the EMI's without having property from builder ?
you have explained so well, thank you so much, bohot sare doubts clear ho gaye, bas ek question hai, just say if possession is mentioned in the agreement & if the delay happens for the project can the bank start taking EMI from me? stating that they cannot wait for any more & they have to charge me with EMI, I also wanted to know I have another property I want to sell that & get money out of it & I dont want so much loan how it will work in this sub-vention scheme?
नमस्कार सर, आपका video बहोत मार्गदर्शक है l धन्यवाद !! मेरा बिल्डर subvension scheme मै loan interest पझेशन तक भरुंगा ऐसा कंपनी लेटरपर लिखकर दे रहा है l लेकिन builder -buyer agreement मे लिखकर नही दे रहा है l बिल्डर नामांकित बडा है l क्या यह सही है? मुझे आगे deal करना चाहीए या नही ? कृपया सुझाव दिजीए
I took the home loan in June 2022 and the flat was under construction but I got the flat possession with a letter on 21 March 2022 (Before 31st March). So can I claim the ROI & Principle amount in ITR for AY 2023-24 ?.
Thank You Sooooooo Much Sir😃😊🙏🙏👌 I have booked an under construction home of Punraniks Neral City... I am confused about loan scheme so can I go with subvention scheme... The property is ReRa registered... N on d site it states to be completed in yr 2025 but builder sales person says it will be completed in yr 2022. Sir please guide me..
Mene ek flat book karwaya 1 saal pahele abhitak maine 45% amount bara hai abhi main lock down ke hisab se payment nahi kar pa raha hun usme muje kya ruls lagu honge. Kya mai kisi aur ko transfer karke mai benifit le sakta hun. Kya usme builder ko koi problem ho sakta hai
I took subvention scheme back in 2019 have not seen the tri party agreement. Secondly. My bank said your insurance will be started for approved amount . So I have been paying insurance group policy provided by banker from 2019. Is this how under subvention group insurance for home loan are provided. Please confirm
Sir, मैने होम लोन लिया था sbi बैंक से। tri party aggreement भी हुआ था। पर बिल्डर ने defined time में possession नहीं दिया। RERA राजस्थान में केस किया। decision मेरे favor में आया पर बिल्डर ने पैसे नहीं दिया। में 53000 rs की किश्त pay कर रहा हूँ हर महीने। अब आप बताएँ की क्या मैं emi pay करना बंद कर सकता हूँ। क्या करना होगा मुझे...???
Sir, I have book a property under subvention scheme & under the tripartite agreement there is no EMI to be paid for 24 months But I also have received a MOU/side letter which states that buyer need not pay EMI uptill 30th slab or 24 months, whichever is later. So if my 24 months gets completed then i'm liable to pay EMI or not? Or once the builder complete the 30th slab my EMI starts.
Yeh kaha ka insaaf hai.. Construction starting se interest bharo... Aur agr delay hua builder se toh age jake full emi pay karo... Agar yehi sahi hai toh hum middle class wale jiteji mar jayenge
Under construction pe kabhi flat mat lo ,zindagi bhar ki kamai chali jaayegi ,aur bank loan emi me zindagi chali jaayegi ,ready possession hai toh hi deal aage badao
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Sir your explanation is very good You explained everything in such a good way which is get fitted in mind easily.
thank you so much for this video
Thanks for your kind words.
Very nice way of explaining any topic. I suggesrt few more topics to cover 1) leverage buyout, 2) subprime crisis, 3) Panama papers 4) vodaphone retro tax case, 5) types of hundi, 6) External commercial borrowing 7) Bridge loan 8) International loan denominated in RS 9)Lou 10)deemed import 10) deemed export 11) high sea sales 12)works contract tax 12) GST with tax credit involving chat,scst and igst 13) basic custom duty , SAD, Aux custom duty, CVD 14)set off of sales tax and excise duty during tax holiday period post GST . 15) Equivalent of works contract and Lease tax post GST era. 16) difference between TCS and TDS 17) Reverse charge mechanism and withholding tax. List is big but important.
Very good awareness video,
Aise hi topic par video banaye.
Superteck ke liye kahiye... Meri property h usme subvention ke under and wo ab insolvency me chala gaya...rera bhi kisi kam ka ni h is caSe me
Sir pls ek vdo bnaye jisme jase aajkal ki mall bann rhe h noida m ki 30 lakh ki shop h 15 lakh abhi do 30 hjaar rent milega aapko fir position p puri peyment or pese itne sqf milega y sab kya h y simple saaf vdo banaye pls
Very well explained !! Thank you sharing so important information with us.
My pleasure
Sir very nice video. I have one?.subvension plan aaj ke date me chalu hai ki bandh ho gya hai firse.....? Builder told that ki abhi subvension plan bhand ho gya hai lekin hamare project me aap subvension plan bhi le sakte hai... I am confused about this things.. It is now going on or it is again bained..? Pls reply me.
Nice video. Thank you so much!
SIR, THANK YOU SO MUCH.
Super info,God bless you. 👍👏
Thanks a lot
Hi AY , In my agreement, there is a Subvention date mentioned, Subvention date = May 2021, But in the next paragraph it is also written that Builder has to pay the Pre EMI / Interest if possession is delayed. Now the question is builder MAHAGUN has stopped working on My tower after completing the floors and taken money from Bank. DO I will have to pay the EMI after May 2021, Since the project is delayed by 2-3 years.
Hi Sir, can u plz explain why bank shows higher disbursement amount for each disbursement than the actual cheque issued to builder??
Thank you sir for such a detailed explanation ! I am a great fan of your channel.
If we pay preEMI till possession and saved money pay to builder to reduce loan disburse amount from Bank which reduce actual loan amount whether this will help
Excellent work Sir 👌👍
Many thanks
Great information. Thanks.
Most welcome Vandana
Sir my builder wants me to pay pre emi interest till possession through mine account and he will return through these interest in cash ? What should i do
Bulider ka profit kaise h bo kyu pre emi dega jabki paise to usse buyer s bhi mil sakte h bo bhi without intrest?
Thank you so much for this video
Keep learning
very well explained & informative video
Keep learning Tanvi
Sir what is pre emi interest in case of delay in possession?
Sir, please explained about west bengal industry regulatory authority act.
Very well explained ...
very nice sir. kindly make video on rera payment schedule and whether is it compulsory for builder to follow it. as most builder follow their own schedule.
Will try to cover in a future video:)
details nicely explained
Thanks
Banks have stopped subvention scheme totally now. Hence builder now says that client may bear interest which he will reimburse. What would be income tax implications on reimbursed amount. Will this be treated as income and taxed by IT dept?
Sir kya subvation scheme m koi customer h or o dusre bank m aapna balance transfer karna chatha h kyaa o kar payegaa kyaa
Your explanation is very nice sir. If the Builder not respected his commitments and sold the same flat to some other buyer and got to know to buyer before position. How buyer can handle this situation with builder. Banks will ask the buyer to pay the EMI's and builder is not responding to buyer. In this case Buyer to file a case and any contribution from bank in this agreement. Is Buyer to pay the EMI's without having property from builder ?
you have explained so well, thank you so much, bohot sare doubts clear ho gaye, bas ek question hai, just say if possession is mentioned in the agreement & if the delay happens for the project can the bank start taking EMI from me? stating that they cannot wait for any more & they have to charge me with EMI, I also wanted to know I have another property I want to sell that & get money out of it & I dont want so much loan how it will work in this sub-vention scheme?
Nice video sir 🙏
नमस्कार सर, आपका video बहोत मार्गदर्शक है l धन्यवाद !! मेरा बिल्डर subvension scheme मै loan interest पझेशन तक भरुंगा ऐसा कंपनी लेटरपर लिखकर दे रहा है l लेकिन builder -buyer agreement मे लिखकर नही दे रहा है l बिल्डर नामांकित बडा है l क्या यह सही है? मुझे आगे deal करना चाहीए या नही ? कृपया सुझाव दिजीए
Risky hai. Agar legal agreement nahi to court apka sath nahi dega
Nice Video ,Sir
Thank you sir for the info... It helps a lot🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻
Keep learning 😊
I took the home loan in June 2022 and the flat was under construction but I got the flat possession with a letter on 21 March 2022 (Before 31st March).
So can I claim the ROI & Principle amount in ITR for AY 2023-24 ?.
Excellent explanation
Thank You Sooooooo Much Sir😃😊🙏🙏👌 I have booked an under construction home of Punraniks Neral City... I am confused about loan scheme so can I go with subvention scheme... The property is ReRa registered... N on d site it states to be completed in yr 2025 but builder sales person says it will be completed in yr 2022. Sir please guide me..
Mene ek flat book karwaya 1 saal pahele abhitak maine 45% amount bara hai abhi main lock down ke hisab se payment nahi kar pa raha hun usme muje kya ruls lagu honge. Kya mai kisi aur ko transfer karke mai benifit le sakta hun. Kya usme builder ko koi problem ho sakta hai
Thank you very much sir
Most welcome
How to compare costing of CLP and subvention plan
If we book under construction flat and wish to sell before we get possession what are problems we may face
Very helpful..
Keep learning
Sir me builder ho to muje next site chlu Karna ka he to muje construction project loan ch he ye plz give me a information
Sir if a buyer purchase home under subvention scheme and builder pays pre emi under this scheme then how the price increase for customer ???
I mean to say that how the property cost will be higher under cons in subvention scheme???
What is TIME LINK PAYMENT PLAN and is it valid government plan specially in Gurgaon only
Very well explained
I took subvention scheme back in 2019 have not seen the tri party agreement. Secondly. My bank said your insurance will be started for approved amount . So I have been paying insurance group policy provided by banker from 2019. Is this how under subvention group insurance for home loan are provided. Please confirm
Pls speak slowly and politely, your voice is good
Thanks Divij :)
Is interest paid by the builder will be considered as income for the buyer and if yes, how it gets tax?
Sir please make a video on drull facilities and pari pasu
Sir
Plz give full knowledge of RERA ACT AND UP RERA ACT. We need it for jobs, so, plz help us. 🙏🙏🙏
Sir What is the Tripartite Agreement. Pls make Video
Tripartite Agreement means any agreement in which there are 3 parties.
Sir, मैने होम लोन लिया था sbi बैंक से। tri party aggreement भी हुआ था। पर बिल्डर ने defined time में possession नहीं दिया। RERA राजस्थान में केस किया। decision मेरे favor में आया पर बिल्डर ने पैसे नहीं दिया। में 53000 rs की किश्त pay कर रहा हूँ हर महीने। अब आप बताएँ की क्या मैं emi pay करना बंद कर सकता हूँ। क्या करना होगा मुझे...???
You can approach the concerned RERA authority for refund. On closing the EMI, your CIBIL will be adversely affected.
Thanks sir
Hope it's helpful 😊
@@AssetYogi g sir I m going start realestate ajent
Very good explanation
Thanks for liking
What is an interest subvention scheme? How is this determined?
Interest subvention is same that I have talked about.
Aap itna kuch itne details mai sikhte kaise ho?
Sir, I have book a property under subvention scheme & under the tripartite agreement there is no EMI to be paid for 24 months But I also have received a MOU/side letter which states that buyer need not pay EMI uptill 30th slab or 24 months, whichever is later. So if my 24 months gets completed then i'm liable to pay EMI or not? Or once the builder complete the 30th slab my EMI starts.
Sir
What is builder subvention scheme
I've noted down the "builder subvention scheme" topic for future videos, kindly wait for the update.
Sir Black bord pe clear nhi dik raha hai
5:30 sir rera k aane k baad it's not possible
Can I pay 80% amount after the flat is made.
Yeh kaha ka insaaf hai.. Construction starting se interest bharo... Aur agr delay hua builder se toh age jake full emi pay karo... Agar yehi sahi hai toh hum middle class wale jiteji mar jayenge
How to buy ready possession house
Hi
Sir ji aapka number milega
Under construction pe kabhi flat mat lo ,zindagi bhar ki kamai chali jaayegi ,aur bank loan emi me zindagi chali jaayegi ,ready possession hai toh hi deal aage badao
Very useful video 👌👌
Thanks a lot
Nice explained Sir,
Keep watching