10:90 Payment Plan or The Subvention Plan: All you Need to Know

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  • Опубліковано 6 січ 2025

КОМЕНТАРІ • 117

  • @AdityaSharma-wq1cj
    @AdityaSharma-wq1cj Рік тому +30

    Mark my words, this channel will have millions of subscribers soon due to its High-quality content!

  • @mukeshsharma2234
    @mukeshsharma2234 Рік тому +2

    Very good details provided. Every buyer with the help of this video will sure not get fooled by the developer

  • @satvikkhare1844
    @satvikkhare1844 Рік тому +4

    Such an underrated channel to know the nuances that of real estate. I may buy real estate in this decade but having knowledge is also important for such a costly purchase of your life.

    • @flatsandkeys
      @flatsandkeys  Рік тому

      Thank you so much ! happy to share my experience

  • @SK-mf2ez
    @SK-mf2ez Рік тому +1

    Very concise and informative. Your effort is invaluable. It would help many buyers in taking proper decisions and protect themselves from scams.

  • @AbhishekMundra1
    @AbhishekMundra1 Рік тому

    After watching this video, my mind forced me to subscribe this channel. Mark my words, the future of this channel is super bright and it’ll happen very very soon!

    • @flatsandkeys
      @flatsandkeys  Рік тому

      Thank you so much for your kind words and wishes 🙏🏻

  • @Arun_Singh4079
    @Arun_Singh4079 Рік тому +1

    Bhai you are doing a great work 👏👏

  • @sghsjsrxz2481
    @sghsjsrxz2481 Рік тому +2

    Another risk, if interest rate increases, the builder may not re-negotiate the price in case of reimbursement method

  • @ankurphogat4647
    @ankurphogat4647 Рік тому

    Your delivery and classification is commendable.

  • @rohitmore4806
    @rohitmore4806 8 місяців тому +1

    Such an informative video. Really good job sir.

  • @sugatasen6533
    @sugatasen6533 5 місяців тому +1

    It was good informative video. Why the banks are giving loan to home buyers under subvention scheme if RBI has disallowed it.

  • @ReviewSmartTech
    @ReviewSmartTech Рік тому

    Great info… I wish you have explained everybody that builders subversion is the best way to go about it because in that case the risk is lower and builders, obviously confident because otherwise he will lose money so if that option is offered that means, doesn’t matter if builder has good reputation or not,. I think you knew that and but you didn’t mention it specifically that this is the best method and safe method to go about it so I thought I just put it out, Let me know if you think differently.

  • @benzyblast
    @benzyblast 4 місяці тому

    Superb explanation, u made it so simple to understand the concept with all areas of concerns covered in simple words. Thank you so much for the video.👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻 keep up the good work and keep sharing ur knowledge

    • @flatsandkeys
      @flatsandkeys  4 місяці тому

      Thank you. Glad it was helpful!

  • @viditvia
    @viditvia Рік тому

    Bhardwaj ji I watched 6 of your videos today! Great job!

  • @dheerajsingh4749
    @dheerajsingh4749 Рік тому

    You make the video very understanding. It's highly helpful.
    Thanks

  • @pinjari8394
    @pinjari8394 Рік тому

    Very helpful videos as concerned subvention plan really you made very hard wok
    Tnx

  • @adityatukati
    @adityatukati Рік тому

    How to check with banks if the builder is paying the monthly interest ?

  • @ankitbhutada1509
    @ankitbhutada1509 Рік тому +2

    If Kotle Patil like developer is giving this scheme to NRI client, should we opt for it ?

  • @GauravKumar-ig9iy
    @GauravKumar-ig9iy Рік тому +2

    What are your thoughts about SmartWorld from Gurgaon? Would it have any impact of whats going on with M3M case? Also, the 10:90 subvention plan SmartWorld offered is a bank subvention with ICICI, how come after RBI ban ICICI is providing this plan, where the builder is paying the interest to bank in the first payment only?

  • @gautamzyy
    @gautamzyy Рік тому

    Very nice video and content. This will help many home buyers. Thank you Sir. Please make more videos, so people will be aware of such plans.

  • @charlesgaikwad1491
    @charlesgaikwad1491 Рік тому

    Very much helpful video it was sir…salute ur doing good job sir

  • @aniruddhdave9357
    @aniruddhdave9357 Рік тому

    Precised info.. Ure a good speaker 👍

  • @shivangjayswal1508
    @shivangjayswal1508 9 місяців тому

    Thank you so much sir for valuable insights about subvention plan

  • @sghsjsrxz2481
    @sghsjsrxz2481 Рік тому +1

    Exceptional, unbiased content

  • @anticduniya9149
    @anticduniya9149 9 місяців тому

    Bohat acche se samjhaya apne 🎉

  • @AbhishekSharma-er2rd
    @AbhishekSharma-er2rd Рік тому

    Thank you so much for explaining this in such an easy manner.

  • @abhishekchaturvedi8570
    @abhishekchaturvedi8570 7 місяців тому

    really really insightful! Keep it up

  • @rameshkrishnan7928
    @rameshkrishnan7928 Рік тому

    Excellent.. very useful information..

  • @FactoDeepak1997
    @FactoDeepak1997 Рік тому

    Great information.very knowledgeable.

  • @Mats_Monteiro
    @Mats_Monteiro 6 місяців тому

    Very much informative.. Thank you for sharing your knowledge.

  • @kingindia3
    @kingindia3 Рік тому

    Excellent explanation... Thanks a lot bro...

  • @LOKESHKUMAR-fq5gi
    @LOKESHKUMAR-fq5gi 3 місяці тому

    Sir
    How is M3M builder for subventions plan ?

  • @joginderpandey3879
    @joginderpandey3879 2 місяці тому +1

    Ty sir. Very informative.

  • @kanchanvishwakarma9461
    @kanchanvishwakarma9461 6 місяців тому

    Thank you for your informative video 👍

  • @family-funtime
    @family-funtime Рік тому

    Amazing video.. very well explained.. thanks

  • @kalpanasaindane5142
    @kalpanasaindane5142 10 місяців тому

    How about developer builder under construction launching time asking for 15%+ registration and stamp duty. And demanding as per level of construction. Its not subvention. Instalment wise and need to pay for 4 years. By reputed builder

  • @jaydeep2148
    @jaydeep2148 Рік тому

    A Few chennel like this one for reality market.. keep it up..

  • @SushilKumar-th6nq
    @SushilKumar-th6nq Рік тому

    Very well explained, thank you 🙂

  • @MrSkohli
    @MrSkohli 7 місяців тому +1

    Highly informative. Your all videos are too good.

  • @AniketMadhye
    @AniketMadhye Рік тому

    Properly explained!!

  • @devinderyadav6483
    @devinderyadav6483 Рік тому

    Very good analysis of sub vention plan
    I started watching your videos level is very good

  • @manojgarg7684
    @manojgarg7684 Місяць тому

    really helpful

  • @sarikaagarwal1836
    @sarikaagarwal1836 Рік тому

    Builder ke financial credential kase check kare??

  • @Esquare2K
    @Esquare2K Рік тому

    Very well explained.

  • @yuktasingh986
    @yuktasingh986 Рік тому

    Best explanation 👌

  • @prakashsawant1014
    @prakashsawant1014 3 місяці тому

    Nice information

  • @PrakashKumar-oh5fc
    @PrakashKumar-oh5fc Рік тому +2

    Superb explanation!! Is it mandatory to process the loan with the bank with this 10:90 plan. I mean suppose I booked a flat with the developer by paying 10%, the rest need to do bank funding or can pay directly after possession. I need to avoid the bank loan and want to pay during possession

    • @omkartiv8223
      @omkartiv8223 Рік тому

      That's Builder subvention, check this video from 9min...you can do that but very less reputed builders give...it's good to take but usually the price is 10% higher to a normal CPL or bank subvention

  • @shwettadawar5304
    @shwettadawar5304 Рік тому

    Sir , how come M3M like brand is still continuing with such plans. what is the reason? Can you share some light on this?

  • @nkagarwa
    @nkagarwa Рік тому

    Very well explained....

  • @KrishnaZine-w7w
    @KrishnaZine-w7w 2 місяці тому

    It's helpful ☺️

  • @harshit8740
    @harshit8740 Рік тому

    Credit card Emi me Maftr subvention amount kya hota hai

  • @nishasingh-zi1db
    @nishasingh-zi1db 5 місяців тому

    Good explanation

  • @Narendraatalkar
    @Narendraatalkar Рік тому

    ❤ acha laga keep going on

  • @bijuchetry2516
    @bijuchetry2516 Рік тому

    Excellent content 😍

  • @zialal3311
    @zialal3311 Рік тому

    बहुत बढ़िया सर

  • @niteshparihar7873
    @niteshparihar7873 7 місяців тому

    Sir agar oc nhi aaya hoga tobhi 100% payment karna chahiye .
    Under construction flat after position

  • @sharmarajesh055
    @sharmarajesh055 3 місяці тому

    Sir, agar koi industrial property 90% complete hone ke baad book ki jati hai. To kya uska payment hamein jitna kaam hua hai utna pura din hoga ya unke possession dene tak ham thoda thoda har mahine de sakte hai.

  • @vishwasgundurao8107
    @vishwasgundurao8107 Рік тому +1

    Very useful

  • @ManojSingh-ko6fx
    @ManojSingh-ko6fx Рік тому

    Very good analysis

  • @ssppkgsanjaysharma7262
    @ssppkgsanjaysharma7262 Рік тому

    Good knowledge given sir.

  • @VikashKumar-oi9vg
    @VikashKumar-oi9vg Рік тому

    I am buying property with 5-90-5 plan. Here, building is giving written they will pay interest every month till possession. Is it safe ? please reply asap

  • @prakashkumar2474
    @prakashkumar2474 3 місяці тому

    Good guidance

  • @neilhydra2450
    @neilhydra2450 9 місяців тому

    Tell us more about redeveloper project

  • @rameshdoifode5938
    @rameshdoifode5938 10 місяців тому

    Great information

  • @DheerajKashyap-sk7vd
    @DheerajKashyap-sk7vd 8 місяців тому

    Maine abhi subvention plan me book Kiya hai
    Sahi hai ya galat

  • @rameshbansal60
    @rameshbansal60 Рік тому

    How to evaluate the credentials and financial conditions of builder before buying the flat

  • @AbhishekJindal-im4jm
    @AbhishekJindal-im4jm 6 місяців тому

    great content

  • @foxysardar
    @foxysardar Рік тому

    Very good information

  • @jeevansagar6374
    @jeevansagar6374 10 місяців тому

    Very helpful

  • @sarthakgrover3092
    @sarthakgrover3092 Рік тому

    High quality content!

  • @anoopahuja5262
    @anoopahuja5262 Рік тому +2

    I have booked a floor in smart world sec 89 in gurgaon under subvention 10:80 scheme,now I want to know how can I exist?

    • @Abnakh
      @Abnakh Рік тому

      Same here, do let me know once you have the ans

    • @GauravKumar-ig9iy
      @GauravKumar-ig9iy Рік тому

      Same case, for onedxp.

    • @BadnaamJaadugar
      @BadnaamJaadugar Рік тому

      Any update for u guys??

    • @BadnaamJaadugar
      @BadnaamJaadugar Рік тому

      Pls do provide me ur details so that I can connect with u, i have also purchased the property here

    • @nitishabhandari3348
      @nitishabhandari3348 3 місяці тому

      @@GauravKumar-ig9iy did you get the emi from smart world? Or is there any challenge in this scheme?

  • @PrakashKumar-oh5fc
    @PrakashKumar-oh5fc Рік тому

    Do the 10% will include the SDR charges under 10:90 plan

  • @hareshgidwani812
    @hareshgidwani812 11 місяців тому

    Very nice video

  • @rahulvashishth7635
    @rahulvashishth7635 Рік тому +1

    One more thing. Reimbursement Subvention plans are not good for resellers. It is difficult to find a buyer when there is full loan compared to builder subvention

  • @rishabharora153
    @rishabharora153 Рік тому

    When can we sell property which is purchased under sub vention scheme?

    • @flatsandkeys
      @flatsandkeys  Рік тому

      It depends on the developers policy. Most developers will have a lock in period till possession or 1 year post possession. If no lock in period then you can sell anytime subject to developers transfer charges.

  • @pratikahire2375
    @pratikahire2375 Рік тому

    Very informative, could you also make some informative on investment in commercial real estate

    • @flatsandkeys
      @flatsandkeys  Рік тому

      Will surely cover commercial real estate very soon

  • @sudhirtalekar5464
    @sudhirtalekar5464 8 місяців тому

    Thank you so much

  • @MrSkohli
    @MrSkohli 7 місяців тому

    M3M Mansion, golf hills is one such product.

  • @ashokmeena-ie1fu
    @ashokmeena-ie1fu Рік тому

    Sir mene koi flat liya tha 2019 me liya tha subvention ke under.and pay to me pre emi intrest last 2years.abhi possesion nahi mila he to me ab full emi start karna chahta hu and bank agree for full emi to kya builder muje full emi ya full emi par jo interest lagega wo dega after full emi start.

    • @HindutvaForever-h7b
      @HindutvaForever-h7b 2 місяці тому

      Did you get the answer for your question, is builder paid full emi interest or full emi

  • @jkneet-jeegroup
    @jkneet-jeegroup Рік тому

    Good content

  • @baddystar
    @baddystar Рік тому

    M3M is launching subvention in the past years. It is fine if the market n company is good but if something falls. Buyer will suffer.
    After a fixed period liability is on the buyer. No liability on bank or builder.

  • @VikasSharma-pj6ih
    @VikasSharma-pj6ih Рік тому

    Sir Nice Content just minimise hand movements. 👍

  • @atulaggarwalcs
    @atulaggarwalcs Рік тому +1

    Definitely a scam... If the builder tales loan from bank in the buyers name

  • @hirakdeka9603
    @hirakdeka9603 11 місяців тому

  • @himanshushah4589
    @himanshushah4589 Рік тому

    A cha la ga

  • @ArjunSingh1988
    @ArjunSingh1988 Рік тому

    Very nice information