Fundrise Review: My REAL Results and Returns

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  • Опубліковано 25 лис 2024

КОМЕНТАРІ • 102

  • @NickLoper
    @NickLoper  Рік тому +2

    Get Started with Just $10: www.sidehustlenation.com/fundrise

  • @harveythecat
    @harveythecat 3 місяці тому +6

    The information in this video is very useful, but the music in the background is too loud and distracting

    • @NickLoper
      @NickLoper  3 місяці тому +2

      Noted for next time - thanks for watching and thanks for the feedback!

  • @elias9799
    @elias9799 8 місяців тому +4

    I started investing with fundrise about 4 months ago can’t complain it’s been great investing with them. I really thank you for your great presentation, by the way I would love if you can do a new video about fundrise, thanks and god bless you.

    • @NickLoper
      @NickLoper  8 місяців тому +1

      Great to hear!

    • @grck4208
      @grck4208 Місяць тому

      How much are you investing?

  • @DavidSantos-ix1hu
    @DavidSantos-ix1hu Рік тому +3

    I do a mix of landa arc and fundrise really good diversification on my real estate portfolio aswell as some money in dividend stocks.

    • @NickLoper
      @NickLoper  Рік тому

      Thanks for sharing, David!

  • @gilev3230
    @gilev3230 Рік тому +10

    Good video and solid information. The background music is a bit distracting, though.

  • @stevegossett64
    @stevegossett64 Рік тому +2

    Nick you just earned a spot to my top 10 videos for investing! Nice and thorough video. Thanks!

  • @plumbingHVAC_sports
    @plumbingHVAC_sports 6 місяців тому +3

    Hello , when are you going to do a update on your fundrise account ?

  • @elias9799
    @elias9799 8 місяців тому +3

    Hi great presentation can you please do a recent video of fundrise please?

  • @joelrobert4053
    @joelrobert4053 Рік тому +3

    this is my dream portfolio

  • @jtrades2134
    @jtrades2134 11 місяців тому +2

    Started today, once I make some consistent money in day trading futures i’ll bring more in on fundrise and stocks. We’ll see how it goes, it’ll be interesting.

    • @jadinwhite3126
      @jadinwhite3126 4 місяці тому

      Hey man! I’m thinking about starting Fundrise as well. I was curious how it’s going now for you?

    • @jtrades2134
      @jtrades2134 4 місяці тому

      @@jadinwhite3126 in 7 months i’m up 5%!

  • @_aaliyahkc4171
    @_aaliyahkc4171 Рік тому +3

    I’m definitely going to start. Thanks for the video

  • @ItsTime247
    @ItsTime247 Рік тому

    Great Video and thank you because I was just thinking about switching to a different Crowdfunding real estate app like Landa but I regained my Faith and will give my money time

  • @gigaBeef313
    @gigaBeef313 Рік тому +9

    Great video. But the music is masking your voice

    • @NickLoper
      @NickLoper  Рік тому +1

      Appreciate the feedback - thanks for watching!

  • @caranoel6837
    @caranoel6837 Рік тому

    Wow, this video was very helpful. Love it…keep it up.

    • @NickLoper
      @NickLoper  Рік тому

      Thanks for watching, Cara!

  • @Hoodplan
    @Hoodplan Рік тому +2

    Hey Question, should I distribute dividends into my bank account or reinvest them?

    • @NickLoper
      @NickLoper  Рік тому +2

      Up to you! For what it’s worth, I’ve always had mine sent to my bank account.

  • @KrinkenRohleder
    @KrinkenRohleder Рік тому +2

    The dividend percentage looks very low. I would like to knowbout the dividend growth rate.

    • @NickLoper
      @NickLoper  Рік тому

      I’m not sure about the dividend growth rate. Yields have fallen since 2015, but are in included in that 10% lifetime performance figure.

  • @JoeCoz17
    @JoeCoz17 Рік тому +3

    REIT distributions are not qualified so investing for "passive income" in REIT in a taxable account seems like a big waste of tax dollars but I'm more of a total return kind of guy

    • @NickLoper
      @NickLoper  Рік тому

      Fundrise does have an IRA option to hold in a tax advantaged account. But I believe that’s correct - there are more tax efficient strategies if your situation and goals differ.

  • @InfoRanker
    @InfoRanker Рік тому +3

    I wish it paid dividends monthly.

  • @BaconIsNotBiceps
    @BaconIsNotBiceps 9 місяців тому

    My big question the entire time was - How are you able to cash out? And just as I thought, they make it as arduous and well-hidden as possible. For that reason I do not, nor will I, trust these types of investments. I hope everyone who opts in does well, but I'm not willing to risk what little I have when my money is not readily available.

    • @NickLoper
      @NickLoper  9 місяців тому

      Yes, I’d definitely consider it a long term hold and stay away if you anticipate needing near-term liquidity. On the plus side, my recent cash out request was honored without issue.

  • @bottomtiercollector
    @bottomtiercollector 7 місяців тому

    What if you want to use your dividends as a paycheck? Are you forced to reinvest dividends?

    • @NickLoper
      @NickLoper  7 місяців тому

      No, you can have them sent directly to your bank account.

  • @jimbos.online
    @jimbos.online 9 місяців тому +4

    I have hearing loss and really tried to understand your video. But the music was really too loud and you voice was often over powered by the music. Best to you and thanks for attempting to inform me. But I just could not compete with your low voice and loud museic.

    • @NickLoper
      @NickLoper  9 місяців тому

      Appreciate that feedback and thanks for giving it a shot.

  • @GodKing804
    @GodKing804 10 місяців тому

    Redemption request is insane.
    Yieldmax ETFs for monthly dividend

    • @NickLoper
      @NickLoper  10 місяців тому

      Thanks for the tip on Yieldmax - will check ‘em out.

  • @TraderZack406
    @TraderZack406 Рік тому +2

    New here, thinking about getting into Fundrise. In your opinion is it safe? And is it great for future money appreciation?

    • @jameskeefe1761
      @jameskeefe1761 Рік тому +1

      I've had a small amount in it and pays almost no dividends and the value of the account went down 11%. Although publicly traded REITs went down 20% or more.

    • @jtrades2134
      @jtrades2134 11 місяців тому

      @@jameskeefe1761It’s kind of expected in this market though. The money is long term.

  • @user-bm6wu9zw9m
    @user-bm6wu9zw9m Рік тому

    I have REITs in my M1 Finance portfolio 🤑

    • @NickLoper
      @NickLoper  Рік тому +1

      Me too. Well, Fidelity in my case, but yeah. Fundrise is like a less volatile version of those publicly-traded REITs.

  • @tomas-333
    @tomas-333 Місяць тому

    Did you ever visit the properties in person?

    • @NickLoper
      @NickLoper  Місяць тому

      I never have, or at least not knowingly. That’s part of the appeal, being completely hands-off.

  • @jameskeefe1761
    @jameskeefe1761 Рік тому

    Ive been invested in their Flagship fund and it has done poorly. Fortunately I am highly diversified and its a small part of my portfolio. Account value went down 11%. Pays almost no dividends.

    • @NickLoper
      @NickLoper  Рік тому

      Sorry to hear it James, but smart to stay diversified.

  • @kjmtrades
    @kjmtrades Рік тому +5

    the cashout process does seem jank. have you withdrawn any money from them? what was your experience like despite their disclaimers of suspension, wait periods, etc?

    • @NickLoper
      @NickLoper  Рік тому +7

      So far the only withdrawals I’ve made have been the quarterly dividends, since I’ve been trying to grow the account. But I can test a small withdrawal to see how the process goes.

    • @NickLoper
      @NickLoper  Рік тому +13

      UPDATE: I made my withdrawal request in mid-August, and in early October, got a note that it was approved and processed. In total, it was around 50 days, but I think it was maybe a little faster because it coincided with the end of the calendar quarter.

    • @jacobdalessandro9639
      @jacobdalessandro9639 Рік тому +6

      This! This is someone that cares about his subscribers unlike meet Kevin

    • @kirisutegomen12
      @kirisutegomen12 Рік тому +2

      @@NickLoperhow long does it take to withdraw your dividends?

  • @jp24-
    @jp24- Рік тому

    i know this is kind of an older video and i haven’t watched any other of your videos but if personally tuen down the music a couple of notches

    • @NickLoper
      @NickLoper  Рік тому

      Thanks for watching, and thanks for the feedback, J.

    • @jp24-
      @jp24- Рік тому

      @@NickLoper good videos though none the less

  • @ryanbaileyboxing
    @ryanbaileyboxing Рік тому

    Do you think the pro version with innovation fund is worth the extra 10 a month?

    • @NickLoper
      @NickLoper  Рік тому +1

      I haven’t looked too closely at it yet.

  • @DD-ud8oz
    @DD-ud8oz 9 місяців тому

    Does Fundrise issue Federal income tax forms every year?

  • @marianol2064
    @marianol2064 Рік тому +1

    How did you grow so much within a 7yr spand?

    • @NickLoper
      @NickLoper  Рік тому

      Consistent contributions plus a strong real estate market.

    • @AvgJoe-ru8tj
      @AvgJoe-ru8tj Рік тому +2

      He contributed more than 100K, you notice it in the stepwise increments of the growth graph

  • @CodyDaCoyote
    @CodyDaCoyote 4 місяці тому

    Just tell us how much you made vs how much you invested. And over how long of a period. Thats all we want to know

    • @NickLoper
      @NickLoper  4 місяці тому

      I feel like that’s what this video shares, but sorry it wasn’t clear!

  • @ChidoBanditoR1Cito
    @ChidoBanditoR1Cito Рік тому

    When it comes to withdrawing , how come it shows a much lower amount of redeemed money than what I put in?

  • @Reg44T
    @Reg44T Рік тому +1

    People be careful! He said they are paying him. One person commented that he is losing money! If we all in the same investment, why is he losing and you winning? Oh you getting paid!

    • @NickLoper
      @NickLoper  Рік тому +1

      Fundrise publicly shares client returns here: fundrise.com/client-returns
      Some are in the negative. Most are not. My account is one in that’s in positive territory and has been for a long time.

    • @kirisutegomen12
      @kirisutegomen12 Рік тому +1

      If you don't know how investing works, just stay quiet 😂

  • @alexisdamnit9012
    @alexisdamnit9012 Рік тому +1

    Net returns 9.8%

  • @bansterref
    @bansterref 7 місяців тому

    Can't listen. Music is too high

    • @NickLoper
      @NickLoper  7 місяців тому +1

      Sorry about that! Will make it lower for future videos.

  • @brendansullivan4872
    @brendansullivan4872 Рік тому +1

    Get the hell out of fundrise now! They are in trouble with the SEC and investors are about to get wrecked

    • @NickLoper
      @NickLoper  Рік тому +1

      Per the SEC, Fundrise paid a $250k penalty related to their 2016-2021 marketing efforts.
      SEC Charges Fundrise Advisors, LLC for Paying Content Creators to Solicit Clients in Violation of the Cash Solicitation Rule
      ADMINISTRATIVE PROCEEDING
      File No. 3-21571
      August 22, 2023 - The Securities and Exchange Commission today announced settled charges against Washington, D.C.-based investment adviser Fundrise Advisors, LLC arising from the firm’s solicitation arrangements with online content creators.
      According to the SEC’s order, from February 2016 through December 2021, Fundrise made cash payments to over 200 social media influencers and publishers of online newsletters to solicit clients for Fundrise. The order finds that Fundrise did not require the solicitors to provide clients with certain disclosures required by the rules governing cash solicitation payments in effect at that time: specifically, Fundrise’s brochure and a separate written disclosure document describing the solicitor’s relationship with Fundrise and the terms of the compensation agreement.
      Fundrise consented to the entry of the SEC’s order finding that the firm willfully violated the compliance and former cash solicitation provisions of Section 206(4) of the Investment Advisers Act of 1940 and Rules 206(4)-3 and 206(4)-7 thereunder. Without admitting or denying the findings, Fundrise agreed to a cease-and-desist order, a censure, and a $250,000 civil penalty to settle the charges.

  • @ishmu1069
    @ishmu1069 Рік тому +2

    So why have I only LOST money on this.

    • @NickLoper
      @NickLoper  Рік тому

      Interesting - thanks for sharing. How long have you been a Fundrise investor?

    • @TheBlairWitch
      @TheBlairWitch Рік тому

      I have also lost with Fundrise. Started with a net contribution of $1,010 in July 2022 and have a net loss of $99.44 as of August 2023. Started with $1k as a test for this company and will not invest more funds.

    • @AvgJoe-ru8tj
      @AvgJoe-ru8tj Рік тому

      @@TheBlairWitch this is the worst time to invest, you invested when the real estate market went down. As a matter of fact July 2022 was when the stock market went down compared to the surrounding years.

    • @kirisutegomen12
      @kirisutegomen12 Рік тому

      Both the stock market and real estate market went down around that time. I am down a lot of money in my stocks

  • @wifiwealthy1938
    @wifiwealthy1938 Рік тому

    Sounds cool but only a 9.8% return in total over 9 years? Yikes

  • @DoubleJabSlipRightHand
    @DoubleJabSlipRightHand 9 місяців тому

    Definitely got beat up in high school.

  • @aoant1
    @aoant1 Рік тому

    Can you pull out all your money at once if you chose to ?

    • @Legohub563
      @Legohub563 Рік тому

      Yes, however there are two stipulations.
      1. It takes time, from what I've seen they only pay you out once a quarter
      2. There's fees, for sure you'll be taxed on it and I believe the app has a fee as well.

    • @jameskeefe1761
      @jameskeefe1761 Рік тому

      Its not traded on an exchange so the only way out is through "redemption", where you sell your share back to fundrise. And they will decide when/if to buy it back. So you are at their mercy. So, if you invest, be aware it may be a long time to cash out, there may be fees involved, etc.

  • @jcontant1979
    @jcontant1979 7 місяців тому

    you cant trust this video because he's getting paid for this video, he said fundrise dont pay me buuuuutttttt i get paid if you follow SMH

    • @NickLoper
      @NickLoper  7 місяців тому +1

      Like I said, I didn’t get paid to make the video, but Fundrise does pay me for referring new investors. So yes, even though I’m sharing my actual account and results as a Fundrise investor since 2015, make sure to do your own due diligence. If it’s not a fit for you and your goals, no hard feelings! It’s definitely not for everyone. 👍

  • @ryanbaileyboxing
    @ryanbaileyboxing Рік тому

    My favorite finance channels:
    Mondays: Earn your leisure market Mondays
    Tuesdays: Wallstreet looks like us now network, Reppond Investments
    Wednesday: Reppond investments
    Also, melanin money podcast and peter Schiff show, wealthion, Joseph Carlson
    For crypto: Ivan on tech, crypto banter, cryptosrus
    Make my week complete!

    • @NickLoper
      @NickLoper  Рік тому +1

      Thanks for sharing, Ryan!