Love this idea! We do no-spend as "no *extra* spend" instead of just absolutely no spend, period. We use what's in our cash envelopes and only get necessities rather than splurges! So for example if we're grocery shopping, we stick to the list of what food the house NEEDS and we just don't buy any goodies or "nice to have"s that aren't "must have"s.
The blue and yellow look stunning together! I always enjoy how introspective you are about your envelopes! You cater to your needs so perfectly! Have a beautiful weekend!
D, I am right there with you. I do the exact same thing at the grocery. And at Dollar Tree I love the seasonal decorations. They are cheap but I go overboard. How many cute little gnomes or heart wreaths do I need? Lol. I will definitely try this for cutting back. I fail at no spend so this gives me a reward to work toward each week. 💰
I love this❤❤❤. Before I would even participate in a no spend challenge but I did a no spend January and now my goal is at least 10-15 days each month. I will take that money and put it towards investing.
I have an idea to tweak this idea. I'm on a fixed income,and get SSI payments monthly. Instead of an envelope for each day of the week,an envelope for each month of the year... January, February,etc. Plus the "reward" envelope. Then do the "no spend" idea for each month as you mentioned.
Happy Friday!!! I do great with no spend days and love low spend months...one thing I failed at was the pantry challenge on my other channel. LOL I just can't say no to sale items!!
I am going to use them as a no spend tracker for example if I have a no spend Monday then I will put money in the envelope. Then Sunday I will take all the money and put it in the envelope and repeat the process
I love this video D❤ made me wonder about my spending habits now I’m still trying to justify it😅 I need to focus on not only no spends but like you said less spend 😊 thanks for sharing . Have a great weekend ❤
Great idea Denisse!! Breaking down our spending per day can really pinpoint where the money goes. Since I'm not shopping for makeup and skin care (as was my habit / hobby for the last 7 years) my spending naturally has nearly stopped. I do buy things for my channel and budgeting, but that's really it as far as anything extra. The rest are pure necessities and it has been a great change for me. Thank you for your innovation and inspiration! Happy Fridayyyy!! 🌹🌹🤑🤑
Thank you! 😍 I’m starting to get into skin care (too little too late at this point, to be honest, because now I’m scrambling to try to repair sun damage) so I’m hoping the reward money will motivate me to spend less elsewhere so I can have reward money to spend on things like good quality skin care.
@@DvsDebt Excellent Denisse! Thankfully, there are great products that don't cost a ton of money... Sun damage is no joke, that's for sure. Have a great weekend!!
I like that low spend folder you put together. I have never tried a no-spend challenge before but it doesn’t include things like groceries and necessities? I do like your idea of giving yourself something each day and using a reward system. That seems motivating
I personally don't do no spend challenges or tracking. I feel like it doesn't allow me to build a healthy relationship with money and learning how to be mindful without having to cold turkey not spend any money.
I agree with you. I'm the same with no-spend days. I do so well for many days, and then my head says "you have been so good. Just reward yourself." Then I go and spend all the money I didn't spend on all those other days 😫😫😫. I think your new system will work better. 💰 💸
It’s great that you are aware of your process and issues with no spends and have adapted your methods to something sustainable. The epitome of doing what works for you! 💰💰💰
Thank you, Jess! ♥️ I’m hoping this works and that the reward money (which really is just budgeted money) will trick me into being careful with my spending. haha 🙈
I plan for a certain amount of fun spending per month in case something comes up that I want. I can't skimp on m6 toilet paper.🤣 I love your envelopes. I'm thinking about a daily savings, even a dollar would add up. At the end of the month I would have $30. 💰💖💸
Dee u are the best l am looking forward to freebies. Because of a lot kids l don’t do no spend days but l think of using it for my workout 🏋️♀️ if l workout l keep the money if l don’t the money is not a reward 💵💸
💰 Hi D, omg I'm so behind with commenting, etc. I'm trying to give budgeting/saving community watch hours etc. Just trying to spread the love ☺️. Have a great day friend!!
I love this idea. I am the same way with binging on the spend days! You are so creative!💲
EXCELLENT IDEA!!! I 100% agree with the no spend concept!!! You are changing a habit…much more sustainable!!!!
Great idea! I like how your video was short enough to watch before work😂teacher time! Thank you😊can’t wait for Sunday’s!
Love this idea! We do no-spend as "no *extra* spend" instead of just absolutely no spend, period. We use what's in our cash envelopes and only get necessities rather than splurges! So for example if we're grocery shopping, we stick to the list of what food the house NEEDS and we just don't buy any goodies or "nice to have"s that aren't "must have"s.
"super hecky spendy" i can relate to that 😁 I love love love this idea!! You're so smart ! Have a wonderful weekend my friend!! 🥰🤑🤑
The blue and yellow look stunning together! I always enjoy how introspective you are about your envelopes! You cater to your needs so perfectly! Have a beautiful weekend!
🥹♥️ Thank you Marcee! Your comment made my day!
💸💸💰💰great idea. I was thinking about using it for tracking my workouts for the week
I love this low spend idea. I think the $20 a day is perfect for me and I might be joining you on this little journey. 💰💰💰
That is a great idea. Have a wonderful weekend.
Happy Friday, great plan to adjust to “low spend” days…thanks for sharing💰💵💸
Thank you Angel! 😍 Hope you have a fabulous Friday!
Fabulous idea to break it down into days! Love it!
💰💸🪙💵 Love your low spend Challenge approach!
D, I am right there with you. I do the exact same thing at the grocery. And at Dollar Tree I love the seasonal decorations. They are cheap but I go overboard. How many cute little gnomes or heart wreaths do I need? Lol. I will definitely try this for cutting back. I fail at no spend so this gives me a reward to work toward each week. 💰
Great idea might have to try this too. Thanks. ❤❤❤
Love your new challenge!!! You can’t take my Charmin toilet paper away from me! 😂 💰 💴 💵
I love this❤❤❤. Before I would even participate in a no spend challenge but I did a no spend January and now my goal is at least 10-15 days each month. I will take that money and put it towards investing.
Great idea! I totally get what you mean about comparing this to dieting! 💗💗
Great challenge for yourself! Thanks for sharing your 💴 tips!
I absolutely love the yellow 🙌🙌🌟 what no aloe Vera for wiping 🧻 😂😂😂💶💵💸
💵💵💵 I love today’s printable 😀💜💜
Happy Friday!
"super hecking spendy" 🎉🎉🎉
I love this idea!!
Thank you, Liz! 😍 Hope you have a super hecking awesome Friday! ♥️
Love this idea, thanks for sharing.
I have an idea to tweak this idea. I'm on a fixed income,and get SSI payments monthly. Instead of an envelope for each day of the week,an envelope for each month of the year... January, February,etc. Plus the "reward" envelope. Then do the "no spend" idea for each month as you mentioned.
Happy Friday! Thanks for sharing.
Thanks Yvette! Have a fab Friday!! 💖
Great idea!!!! I am going to use this in some way! Hmmmm think think think. Great idea!
😍Yay!! Excited to see what you come up with! ♥️
A cute way to cute down on spending. Thanks for sharing your idea and this video.
Thank so much Wendy! 💛🐝
Loveee those new challenges. Awesome way to not spend a lot. 😅
Great video❤
Love this D! Very smart way to keep spending down😊💚💰
WOW, my friend this is Such a great idea. having money to spend every day , makes you feel not so restricted. I had 21 no spend days in January. 🥰💰💸
This is a great idea !! It makes me feel less guilty of only having 1 no spend day out of the month !
Happy Friday!!! I do great with no spend days and love low spend months...one thing I failed at was the pantry challenge on my other channel. LOL I just can't say no to sale items!!
haha I kick butt at pantry challenges because I’m good at eating and there’s lots of food to eat in my pantry! 😂🙈
I am going to use them as a no spend tracker for example if I have a no spend Monday then I will put money in the envelope. Then Sunday I will take all the money and put it in the envelope and repeat the process
I love this idea!! Thanks for the tip! 🤍
I love this video D❤ made me wonder about my spending habits now I’m still trying to justify it😅 I need to focus on not only no spends but like you said less spend 😊 thanks for sharing . Have a great weekend ❤
Yay!! You made my day! Thank you! 😍
I love this idea I am going to try it.💵
I totally hear you on no spends. I never do well, I end up just bundling my purchases for one day and blowing all the monies 💰 😶
I got rid of my debt card not because of this but it will help maybe this will help me now. Thank you.!
Hey girl, heyyyyyyyy. That's a great idea 💰💸
Thank you Roberta!! 😍
Yes for a low spend option. I am doing this for the whole year. Great idea to help you regulate the spending. 💵💵
Thanks Dee! 😍
This good ideal. Iam trying your way
Yay!! Thanks Elaine! 😍
Love that idea, Denise! 💰
Thanks so much Jan!!😍
Great idea Denisse!! Breaking down our spending per day can really pinpoint where the money goes. Since I'm not shopping for makeup and skin care (as was my habit / hobby for the last 7 years) my spending naturally has nearly stopped. I do buy things for my channel and budgeting, but that's really it as far as anything extra. The rest are pure necessities and it has been a great change for me. Thank you for your innovation and inspiration! Happy Fridayyyy!! 🌹🌹🤑🤑
Thank you! 😍 I’m starting to get into skin care (too little too late at this point, to be honest, because now I’m scrambling to try to repair sun damage) so I’m hoping the reward money will motivate me to spend less elsewhere so I can have reward money to spend on things like good quality skin care.
@@DvsDebt Excellent Denisse! Thankfully, there are great products that don't cost a ton of money... Sun damage is no joke, that's for sure. Have a great weekend!!
Thanks for sharing 💰
I like that low spend folder you put together. I have never tried a no-spend challenge before but it doesn’t include things like groceries and necessities?
I do like your idea of giving yourself something each day and using a reward system. That seems motivating
I needed this idea in my life! ❤️💸
Such a cute idea!!!! 💰💸
That’s such a good idea. You can do it. 🤑
This is a clever idea!💕🐻
So creative!!💵 6:39
What a great challenge 💰
Is this money covering your groceries too? The labels are super cute 😍💵💜
I personally don't do no spend challenges or tracking. I feel like it doesn't allow me to build a healthy relationship with money and learning how to be mindful without having to cold turkey not spend any money.
Awesome idea! 💰
💵jf my budget allows, I will try low spend challenge
I agree with you. I'm the same with no-spend days. I do so well for many days, and then my head says "you have been so good. Just reward yourself." Then I go and spend all the money I didn't spend on all those other days 😫😫😫. I think your new system will work better. 💰 💸
YES! Exactly!!! 😍 My brain is like, “Good job not spending money! Let’s reward ourselves by spending extra money!” 😂🙈
I do the same thing!!
A great idea!!
💰💰 Great idea D
Thanks so much Chandra! 😍
It’s great that you are aware of your process and issues with no spends and have adapted your methods to something sustainable. The epitome of doing what works for you! 💰💰💰
Thank you, Jess! ♥️ I’m hoping this works and that the reward money (which really is just budgeted money) will trick me into being careful with my spending. haha 🙈
I plan for a certain amount of fun spending per month in case something comes up that I want. I can't skimp on m6 toilet paper.🤣 I love your envelopes. I'm thinking about a daily savings, even a dollar would add up. At the end of the month I would have $30. 💰💖💸
Great Idea.
Thank you Gloria! 😍
Dee u are the best l am looking forward to freebies. Because of a lot kids l don’t do no spend days but l think of using it for my workout 🏋️♀️ if l workout l keep the money if l don’t the money is not a reward 💵💸
LOVE that idea Josy!!! What a great way to get motivated and get rewarded for working out! 💡😍
This is genius!
🤑 love your videos
What a great idea!!!!💸💲💸💲💸💲💸💲💸💲💸💲
Thank you Dawn! 😍
Ur welcome
hmmmm interesting idea🪙🪙🪙
☀️ 💵
💰 Hi D, omg I'm so behind with commenting, etc. I'm trying to give budgeting/saving community watch hours etc. Just trying to spread the love ☺️. Have a great day friend!!
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Thanks Tiffaney!💖
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Thanks Doris!💖
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