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D vs Debt
Приєднався 5 чер 2016
Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and am now under $30K. My only remaining debt is my mortgage, and my goal is to pay it off in 2026 by budgeting, doing savings challenges, and side-hustling!
My info:
Happy mail address: Denisse @ D vs Debt, PO Box 4504, Bisbee, AZ 85603
My email: d.vs.debt@gmail.com
The following links can be accessed by clicking on the "My Links" icon on my banner.
Instagram: d.vs.debt
Site: sites.google.com/view/dvsdebt
Shop: 4thecreator.com/shop/ols/categories/d-vs-debt
🏡goal: pay off house in 2026
💳credit cards paid off
🚗car paid off
🍎teacher
💲penny pincher
👑coupon queen
My info:
Happy mail address: Denisse @ D vs Debt, PO Box 4504, Bisbee, AZ 85603
My email: d.vs.debt@gmail.com
The following links can be accessed by clicking on the "My Links" icon on my banner.
Instagram: d.vs.debt
Site: sites.google.com/view/dvsdebt
Shop: 4thecreator.com/shop/ols/categories/d-vs-debt
🏡goal: pay off house in 2026
💳credit cards paid off
🚗car paid off
🍎teacher
💲penny pincher
👑coupon queen
My last savings challenge video - I’m taking a break from YouTube for the month of April
D buck tracker, Shut the Box, & mini binder letter challenge:
www.etsy.com/shop/ReinventingRene
Save 2023 in 2023 challenge:
www.etsy.com/shop/JosySimplePlans
52 week llama loot challenge:
4thecreator.com/shop/ols/products/llama-save-some-loot-52-week-savings-challenge-printable
$100 scratch off challenge:
www.etsy.com/shop/GoldenGirlBudgets
Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000 with the cash envelope and savings challenge system.
Disclaimer: my videos are for entertainment purposes only. I am not a financial advisor; I’m simply sharing my journey of cleaning up my financial mess.
Contact info:
Denisse @ D vs Debt
PO Box 4504
Bisbee, AZ 85603
d.vs.debt@gmail.com
My site:
sites.google.com/view/dvsdebt/home
My printable shop:
4thecreator.com/shop/ols/categories/d-vs-debt
Donations:
Classroom wish list:
I teach in a high poverty area on a campus with a high food insecurity rate, so I like to keep snacks available in my classroom and my office for my students.
www.amazon.com/hz/wishlist/ls/T00T64B0UXN4?ref_=wl_share
Buy Me A Coffee (donate $1, $3, or $5)
www.buymeacoffee.com/D.vs.Debt
CashApp:
$dvsdebt
cash.app/$dvsdebt
Referral code for $5 bonus after your first transaction of $5 or more: cash.app/app/WQTGSDD
Referral links:
Erin Condren
If you create an account using my link they will email you a coupon for $10 off your first order:
bit.ly/3yU7awS
Visible unlimited wireless data, talk, & text (Verizon)
When you use my friend code, 37HNGSL, you’ll get your first month of service for only $5!
www.visible.com/get/37HNGSL
CashApp $5
I’ve been using Cash App to invest, send money and spend using the Cash Card. Try it using my code and you’ll get $5 after your first transaction of $5 or more. WQTGSDD cash.app/app/WQTGSDD
Venmo $10
Join Venmo to get paid and send money. Plus, earn $10 for signing up after you make a bank- or card-funded payment of at least $5 within 14 days.
Download the app using my referral link: get.venmo.com/tXkSBfdrcmb
Fetch!
Get the app here & earn 2,000 points for your first receipt: fetchrewards.onelink.me/vvv3/referraltext?code=3A9BM1
Ibotta!
It's a free app that gets you cash back on the stuff you buy everyday. Just use my referral code "uvefcjn" at registration. Sign up at → ibotta.onelink.me/iUfE/1005cd3f?friend_code=uvefcjn
Canva
www.canva.com/join/ndb-ksl-vvx
Buy and sell on Mercari. Get up to $30 when you get started. Use code JCYAGE when you sign up with my link: merc.li/9JuSnUb
Affiliate links:
Items I use for budgeting and my videos:
Gold placeholder money:
amzn.to/39KFLVa
Monthly budget planner workbook:
amzn.to/3fAlGn1
A5 binder and zip envelopes:
amzn.to/3yR8pfB
Cash sorter tray:
amzn.to/3BS9RhB
Leopard background mouse pad:
amzn.to/3AYxisC
Locock calculator:
amzn.to/3vokA2P
Mildliner highlighters:
amzn.to/3tCArbX
Frixion Erasable Pens:
amzn.to/3nhWC5Q
Dot markers:
amzn.to/38SBElQ
Mini A9 binder with envelopes (2”x3”)
amzn.to/3cg6WI2
Clear Zipper A6 Cash Envelopes with Letter Stickers:
amzn.to/3ySB5mA
Laminator sheets 5 MM:
amzn.to/3RJTLQ1
amzn.to/3uYeLJ6
Laminator:
amzn.to/3PETaNK
Arc paper punch:
amzn.to/2Yvcqry
Book: Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School
amzn.to/3DVmzhw
My Amazon notebook affiliate links:
Busy Bee checklist notebook on Amazon:
amzn.to/30M6jAk
Mija you’ve got this notebook:
amzn.to/3r5cdYn
Brain dump checklist notebook:
amzn.to/3kVX9II
Corgi composition notebook
amzn.to/3xdbWUd
Blessed, stressed, & checklist obsessed notebook
amzn.to/2Zekcab
www.etsy.com/shop/ReinventingRene
Save 2023 in 2023 challenge:
www.etsy.com/shop/JosySimplePlans
52 week llama loot challenge:
4thecreator.com/shop/ols/products/llama-save-some-loot-52-week-savings-challenge-printable
$100 scratch off challenge:
www.etsy.com/shop/GoldenGirlBudgets
Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000 with the cash envelope and savings challenge system.
Disclaimer: my videos are for entertainment purposes only. I am not a financial advisor; I’m simply sharing my journey of cleaning up my financial mess.
Contact info:
Denisse @ D vs Debt
PO Box 4504
Bisbee, AZ 85603
d.vs.debt@gmail.com
My site:
sites.google.com/view/dvsdebt/home
My printable shop:
4thecreator.com/shop/ols/categories/d-vs-debt
Donations:
Classroom wish list:
I teach in a high poverty area on a campus with a high food insecurity rate, so I like to keep snacks available in my classroom and my office for my students.
www.amazon.com/hz/wishlist/ls/T00T64B0UXN4?ref_=wl_share
Buy Me A Coffee (donate $1, $3, or $5)
www.buymeacoffee.com/D.vs.Debt
CashApp:
$dvsdebt
cash.app/$dvsdebt
Referral code for $5 bonus after your first transaction of $5 or more: cash.app/app/WQTGSDD
Referral links:
Erin Condren
If you create an account using my link they will email you a coupon for $10 off your first order:
bit.ly/3yU7awS
Visible unlimited wireless data, talk, & text (Verizon)
When you use my friend code, 37HNGSL, you’ll get your first month of service for only $5!
www.visible.com/get/37HNGSL
CashApp $5
I’ve been using Cash App to invest, send money and spend using the Cash Card. Try it using my code and you’ll get $5 after your first transaction of $5 or more. WQTGSDD cash.app/app/WQTGSDD
Venmo $10
Join Venmo to get paid and send money. Plus, earn $10 for signing up after you make a bank- or card-funded payment of at least $5 within 14 days.
Download the app using my referral link: get.venmo.com/tXkSBfdrcmb
Fetch!
Get the app here & earn 2,000 points for your first receipt: fetchrewards.onelink.me/vvv3/referraltext?code=3A9BM1
Ibotta!
It's a free app that gets you cash back on the stuff you buy everyday. Just use my referral code "uvefcjn" at registration. Sign up at → ibotta.onelink.me/iUfE/1005cd3f?friend_code=uvefcjn
Canva
www.canva.com/join/ndb-ksl-vvx
Buy and sell on Mercari. Get up to $30 when you get started. Use code JCYAGE when you sign up with my link: merc.li/9JuSnUb
Affiliate links:
Items I use for budgeting and my videos:
Gold placeholder money:
amzn.to/39KFLVa
Monthly budget planner workbook:
amzn.to/3fAlGn1
A5 binder and zip envelopes:
amzn.to/3yR8pfB
Cash sorter tray:
amzn.to/3BS9RhB
Leopard background mouse pad:
amzn.to/3AYxisC
Locock calculator:
amzn.to/3vokA2P
Mildliner highlighters:
amzn.to/3tCArbX
Frixion Erasable Pens:
amzn.to/3nhWC5Q
Dot markers:
amzn.to/38SBElQ
Mini A9 binder with envelopes (2”x3”)
amzn.to/3cg6WI2
Clear Zipper A6 Cash Envelopes with Letter Stickers:
amzn.to/3ySB5mA
Laminator sheets 5 MM:
amzn.to/3RJTLQ1
amzn.to/3uYeLJ6
Laminator:
amzn.to/3PETaNK
Arc paper punch:
amzn.to/2Yvcqry
Book: Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School
amzn.to/3DVmzhw
My Amazon notebook affiliate links:
Busy Bee checklist notebook on Amazon:
amzn.to/30M6jAk
Mija you’ve got this notebook:
amzn.to/3r5cdYn
Brain dump checklist notebook:
amzn.to/3kVX9II
Corgi composition notebook
amzn.to/3xdbWUd
Blessed, stressed, & checklist obsessed notebook
amzn.to/2Zekcab
Переглядів: 2 212
Відео
Freebie Friday debt tracker printable & happy mail featuring Erin Condren goodies from @yureliplans
Переглядів 1,2 тис.Рік тому
Debt tracker thermometer printable: acultivatednest.com/free-printable-debt-thermometer Yureli’s Erin Condren affiliate link: 💜Erin Condren: shrsl.com/3dhyy Erin Condren If you create an account using my link they will email you a coupon for $10 off your first order: bit.ly/3yU7awS Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,...
Savings Challenges: finishing 2 challenges & struggling with basic math 🤪
Переглядів 1,3 тис.Рік тому
D buck tracker, Shut the Box, & mini binder letter challenge: www.etsy.com/shop/ReinventingRene Save 2023 in 2023 challenge: www.etsy.com/shop/JosySimplePlans 52 week llama loot challenge: 4thecreator.com/shop/ols/products/llama-save-some-loot-52-week-savings-challenge-printable $100 scratch off challenge: www.etsy.com/shop/GoldenGirlBudgets Thank you for joining me on my debt-free journey! I s...
Freebie Friday savings challenge printables, leprechaun mail, & cash envelope stuffing
Переглядів 2,2 тис.Рік тому
Declutter saving challenge free printable: drive.google.com/file/d/162Gl7drc8dtYbS3PJE-pQ_l3ItJbSaM_/view?usp=sharing Amazon affiliate link for dot markers: www.amazon.com/dp/B09SPY4Y4K/ref=cm_sw_r_as_gl_api_gl_i_ZFS4YDTVDA2R81DEQABF?linkCode=ml2&tag=dvsdebt-20 Save with Tess video with links to free savings challenge printables @TessLynnxo ua-cam.com/video/hNJ4K-arNpc/v-deo.html TaragayeNicole...
Happy mail: 2 amazing packages (plus a savings challenge debt payment) 📦♥️
Переглядів 767Рік тому
Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000 with the cash envelope and savings challenge system. Disclaimer: my videos are for entertainment purposes only. I am not a financial advisor; I’m simply sharing my journey of cleaning up my financial mess. Contact info: Denisse @ D vs Debt PO Box 4504 Bisbee, AZ 85603 d.vs.debt@...
Opening happy mail, cash stuffing savings challenge envelopes, & crying like a baby 🥹💌♥️
Переглядів 1,2 тис.Рік тому
Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000 with the cash envelope and savings challenge system. Disclaimer: my videos are for entertainment purposes only. I am not a financial advisor; I’m simply sharing my journey of cleaning up my financial mess. Contact info: Denisse @ D vs Debt PO Box 4504 Bisbee, AZ 85603 d.vs.debt@...
Etsy haul: orders from @GoldenGirlBudgets , @reinventingrene , and @ChampagnesCorner ‘s shops
Переглядів 1,2 тис.Рік тому
Golden Girl Budgets Etsy shop: www.etsy.com/shop/GoldenGirlBudgets Reinventing Rene Etsy shop: www.etsy.com/shop/ReinventingRene Champagne's Corner Etsy shop: www.etsy.com/shop/ChampagnesCornerUS Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000 with the cash envelope and savings challenge system. Disclaimer: my videos are for ...
Catching up on savings challenges and on life in general
Переглядів 1,4 тис.Рік тому
D buck tracker, Shut the Box, & mini binder letter challenge: www.etsy.com/shop/ReinventingRene Save 2023 in 2023 challenge: www.etsy.com/shop/JosySimplePlans 52 week llama loot challenge: 4thecreator.com/shop/ols/products/llama-save-some-loot-52-week-savings-challenge-printable $100 scratch off challenge: www.etsy.com/shop/GoldenGirlBudgets Thank you for joining me on my debt-free journey! I s...
Sugarwish stuffed cookies taste test
Переглядів 1,2 тис.Рік тому
sugarwish.com/new-sign-up d.vs.debt@gmail.com Contact info: Denisse @ D vs Debt PO Box 4504 Bisbee, AZ 85603 My site: sites.google.com/view/dvsdebt/home My printable shop: 4thecreator.com/shop/ols/categories/d-vs-debt Donations: Classroom wish list: I teach in a high poverty area on a campus with a high food insecurity rate, so I like to keep snacks available in my classroom and my office for m...
Savings Challenge Sunday: this is nacho money! 🧀💸
Переглядів 1,7 тис.Рік тому
D buck tracker & Shut the Box challenge www.etsy.com/shop/ReinventingRene Save 2023 in 2023 challenge: www.etsy.com/shop/JosySimplePlans 2023 Happy New Year challenge ($276): www.etsy.com/shop/BudgetSaveShare 52 week llama loot challenge: 4thecreator.com/shop/ols/products/llama-save-some-loot-52-week-savings-challenge-printable $100 scratch off challenge: www.etsy.com/shop/GoldenGirlBudgets Tha...
Savings Challenge: can I Shut The Box with $100? 🎲🎲😬 @reinventingrene 's Shut the Box Week
Переглядів 1,8 тис.Рік тому
Shut the Box savings challenge can be purchased at: www.etsy.com/listing/1256536396/ Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000 with the cash envelope and savings challenge system. Disclaimer: my videos are for entertainment purposes only. I am not a financial advisor; I’m simply sharing my journey of cleaning up my fina...
Savings Challenge Sunday: stuffing happy mail money into my cash envelopes 💌🦙
Переглядів 1,2 тис.Рік тому
D buck tracker: www.etsy.com/shop/ReinventingRene Save 2023 in 2023 challenge: www.etsy.com/shop/JosySimplePlans 2023 Happy New Year challenge ($276): www.etsy.com/shop/BudgetSaveShare 52 week llama loot challenge: 4thecreator.com/shop/ols/products/llama-save-some-loot-52-week-savings-challenge-printable $100 scratch off challenge: www.etsy.com/shop/GoldenGirlBudgets Thank you for joining me on...
Freebie Friday: free “invest in yourself” printable & happy mail
Переглядів 1,1 тис.Рік тому
Invest in Yourself free printable can be found at: drive.google.com/file/d/1jG4kSoMkrGFeQuTqs0kVzrii3Lq8z5mT/view?usp=drivesdk $100 savings challenge scratcher by Golden Girl Budgets: www.etsy.com/listing/1398237984/ Dot markers Amazon affiliate link: amzn.to/3YGgyzi Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000 with the he...
Unboxing & taste testing Sugarwish cookies 🍪 (happy mail from @GoldenGirlBudgets💌)
Переглядів 975Рік тому
Unboxing & taste testing Sugarwish cookies 🍪 (happy mail from @GoldenGirlBudgets💌)
Valentine’s Day happy mail & savings challenge debt payment 💌😍
Переглядів 736Рік тому
Valentine’s Day happy mail & savings challenge debt payment 💌😍
Birthday happy mail & savings challenge cash stuffing
Переглядів 826Рік тому
Birthday happy mail & savings challenge cash stuffing
Savings Challenge Sunday: birthday edition 🥳💵
Переглядів 1,3 тис.Рік тому
Savings Challenge Sunday: birthday edition 🥳💵
Freebie/Frugal Friday: low-spend challenge (& why no-spend challenges don’t work for me)
Переглядів 1,1 тис.Рік тому
Freebie/Frugal Friday: low-spend challenge (& why no-spend challenges don’t work for me)
Happy mail & savings challenges: was I sent the holy grail of D bucks?? 😱🤯
Переглядів 1,1 тис.Рік тому
Happy mail & savings challenges: was I sent the holy grail of D bucks?? 😱🤯
Finishing my January savings challenges: how much did I save in total? 💰
Переглядів 1,4 тис.Рік тому
Finishing my January savings challenges: how much did I save in total? 💰
YouTube paycheck breakdown & savings challenges, plus I found a unicorn!🦄
Переглядів 1,3 тис.Рік тому
UA-cam paycheck breakdown & savings challenges, plus I found a unicorn!🦄
Freebie Friday: free $500 - $2000 savings challenge printables, plus happy mail 💌
Переглядів 2,3 тис.Рік тому
Freebie Friday: free $500 - $2000 savings challenge printables, plus happy mail 💌
Mini Trapper Keeper planner: setting it up as a budgeting and savings challenge binder 💙
Переглядів 2,1 тис.Рік тому
Mini Trapper Keeper planner: setting it up as a budgeting and savings challenge binder 💙
Savings Challenge Sunday: working on new challenges, but running out of money for the old ones…😑
Переглядів 2 тис.Рік тому
Savings Challenge Sunday: working on new challenges, but running out of money for the old ones…😑
Happy mail, giveaway winner, & Freebie Friday (100 envelope savings challenge apps) 💌
Переглядів 1 тис.Рік тому
Happy mail, giveaway winner, & Freebie Friday (100 envelope savings challenge apps) 💌
Savings Challenge Sunday, featuring a HUGE blessing from @ChampagnesCorner
Переглядів 1,5 тис.Рік тому
Savings Challenge Sunday, featuring a HUGE blessing from @ChampagnesCorner
2023 financial goals, debt confession, word of the year, savings challenge giveaway, free printable
Переглядів 2,4 тис.Рік тому
2023 financial goals, debt confession, word of the year, savings challenge giveaway, free printable
Starting new savings challenges for January 2023 and completing one challenge 🎉💰
Переглядів 4,5 тис.Рік тому
Starting new savings challenges for January 2023 and completing one challenge 🎉💰
Final happy mail of 2022 💌🥰📦 (...plus Peaches update)
Переглядів 640Рік тому
Final happy mail of 2022 💌🥰📦 (...plus Peaches update)
Vlogmas Day 24: how much did I end up saving with the Scratchmas savings challenges?
Переглядів 776Рік тому
Vlogmas Day 24: how much did I end up saving with the Scratchmas savings challenges?
thanks for the video
Where did you buy lil Loui?
Where did you get that cute wallet I would like to order one?
Great idea for using a Hobonichi Weeks
New sub! I've made a bunch of challenges but many would be great for scratchers. I'd ordered silver & gold scratch dots, but I needed to know the weight of the paper to use. Thank you!
That was scads of fun! I love Shut the Box the best. It saves a lot but it's brutal!
Hansel!!!!!!
Just found your video. Thank you for sharing your journey and your talents. I’m sorry you have left the community. Continued Success in all you do.
That’s so cool. Do you have a link or where we can find the mini Trapper Keeper?
Hope all is well & I really enjoyed video :)
Congrats on being debt free!! You are missed!