The 5 BEST CASHBACK Credit Cards In 2023
Вставка
- Опубліковано 12 чер 2024
- These are the 5 best cashback credit cards that will help you to earn hundreds of dollars in cash back every year! Some of these cards even have no annual fee credit cards, which makes them great beginner credit cards. Cashback credit cards are a great alternative to travel credit cards.
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▼ ▽ OTHER CARDS THAT I USE
💳 AMEX Essential - bit.ly/41X6vqD
💳 AMEX Explorer - bit.ly/3HltgwQ
▼ ▽ OTHER LINKS
💰 WeBull - Get up to $1200USD in free shares - bit.ly/41GdRQi
📈 Sharesight - Best Portfolio Tracker - bit.ly/3SlWSAx
📱 WeMoney - $5 when connecting an account - bit.ly/4656Tpp (Code: RAYMOND)
💸 Stake - Platform to buy ASX stocks $3 per trade - bit.ly/3x2tiBu
💰 Some links above may be affiliate or referral links. Using these links doesn't cost you anything extra, but they support the channel!
▼ ▽ TIMESTAMPS
0:00 Intro
0:55 Card #1
3:03 Card #2
5:59 Card #3
7:38 Card #4
9:52 Card #5
▼ ▽ CONTACT
📩 Business inquires → helloraymondla@gmail.com
Great content. Ample detail and to the point without overwhelming the mind.
Much appreciated!
Hi Raymond, loving the videos. Wondering if you can make a uni students credit card/personal finance tips video.
Hey mate, glad you're enjoying the content. I'll look into doing something in the future, in the mean time I've created a beginner credit card video which would be perfect for uni students! ua-cam.com/video/khf_je0SjtA/v-deo.html
Hey Raymond thanks for the video provides a lot of useful information, just wondering for the ANZ Black Card what gift-cards would I get.
It really depends on your own spending habits. But just getting a gift card for groceries is what I would do
Hey Raymond, love your videos. Thank you so much for analysing this stuff!! I'd be interested in finding out about adding kids to cards. Also if there are any cards that can benefit me with my newfound love of cruising. Thank you! Ps. did you get those t-shirts at Cos?
Hey there, you can typically add authorised users to your existing cards for anyone over the age of 16. The only card that has a benefit related to Cruising would be the AMEX platinum card (although it comes with a $1750 annual fee, so you'll need to assess if you get enough value out of it) And I got that tshirt from Uniqlo, it is there AIRism Tshirt
Thanks darling. Love your channel and videos. I have just come out of a long marriage and taking back control of my finances. I'm finding your content very helpful. Thank you!
@@raymondla
thank you for this video~~~ very helpful
Glad it was helpful!
Hey Raymond, love your content. I’d also love to know when switching over to a new credit card from my only existing one, can I transfer my balance over so that I don’t end up with a window with no credit cards. 😅Cheers!
You can, this would be what is called a balance transfer. However, often times credit cards will have a balance transfer fee ~1% of the transfer balance. I'd recommend just opening the new credit card whilst you still have your old one, and then just cancel the old one when the new one comes in.
Very useful video Ray,
I have signed up for St George vertigo because of your other video and just started using its.
Just have a question: Is the 10% cashback permanent or just for sign up rewards?
Thank you
That's awesome mate, it isn't permanent unfortunately just until you meet the cashback cap which is $400 I believe!
Another banger Raymond! I also had a question:
In your experience, do the reward points go into your account right after the spend amount is met or after the time limit has passed?
Hey mate, glad you're enjoying the content. It really depends on the credit card provider, I've had the sign up bonus go into my account like a week after, whilst others it has taken up to a month or two.
@raymondla Hi Raymond
How much time it took to get the bonus for ANZ back rewards?
hi ray
Are fixed deposit-backed secured credit cards available in Australia??
i am an international student coming to australia on Feb 2024 for my masters
so i need a credit card so please help me i do not have any credit history in Australia
so can you guide me??
Hi Raymond,
For westpac reward card Can I spent 3k in rent for 3 months? Or it should be retail transaction?
Please advise 😊😊
Hi Lisa, you typically can't pay for your rent with a credit card it's almost always by direct debit or BPAY.