I pay 690 for insurance plus 530 for a monthly car payment. It’s a 2020 dodge charger I’m 20. I don’t pay much other expenses. I had a 850 credit score. And put 8 down on my car. The car came out to 30k out the door. The car was at 29k miles. Honestly, I kinda regret what I did. I was younger and less wise. But I will say one thing. I get to drive a car that I am genuinely excited to drive everyday. I’m paying on the principle every payment. And keep in mind my insurance is so high because I have three speeding tickets. It’s a great car. I think I’m gonna chill out on trying to look flashy in the future. I make pretty good money for my age. Would I say I regret it? It varies. But I wanted one since I was a 13 year old. So I’m happy and blessed to have my R/T
@ yes. I had an insurance broker look around for me. That’s honestly the cheapest insurance I could find. I think the next move is to refinance my actual car payment and get that lower. But I gotta pay the price for speeding.
@@kevinbmx98 plenty people can afford these cars just gotta grind and put in the work and you can get anything you put your mind too but if your not in a position and know you can’t afford it don’t get it simple as that if i knew i couldn’t afford it i wouldn’t have got it but just be smart and you’ll be fine
I pay 690 for insurance plus 530 for a monthly car payment. It’s a 2020 dodge charger I’m 20. I don’t pay much other expenses. I had a 850 credit score. And put 8 down on my car. The car came out to 30k out the door. The car was at 29k miles. Honestly, I kinda regret what I did. I was younger and less wise. But I will say one thing. I get to drive a car that I am genuinely excited to drive everyday. I’m paying on the principle every payment. And keep in mind my insurance is so high because I have three speeding tickets. It’s a great car. I think I’m gonna chill out on trying to look flashy in the future. I make pretty good money for my age. Would I say I regret it? It varies. But I wanted one since I was a 13 year old. So I’m happy and blessed to have my R/T
$690 is INSANE. Have you tried shopping around for new insurance?
@ yes. I had an insurance broker look around for me. That’s honestly the cheapest insurance I could find. I think the next move is to refinance my actual car payment and get that lower. But I gotta pay the price for speeding.
@@AbundantWealthx Damn. If you don't mind me asking, what's your APR %?
@ 10%. But I am refinancing with my bank for 6%.
@ I think I made a hubris mistake. But my finances in every other endeavor are pretty smart so I can get away with it and still be fine.
A scatpak and a hellcat is a hemi rt as well
What!?
Scatpack comes with 6.foe
That thing will tick before you even finish paying 😂😂😂
@@captain8960 is it normal?
@@officialwilswrldit’s not the cam lobes will chew up and have to replace the entire camshaft
No you can’t afford it but guess what people pay high interest rate and end up repossession 😂
@@kevinbmx98 plenty people can afford these cars just gotta grind and put in the work and you can get anything you
put your mind too but if your not in a position and know you can’t afford it don’t get it simple as that if i knew i couldn’t afford it i wouldn’t have got it but just be smart and you’ll be fine