Avoid These 3 Things in Your 20s | Advice from a CEO
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- Опубліковано 26 вер 2023
- For an aspiring young entrepreneurs, the years 20-29 are some of the most impactful years of life and career. That is why I am sharing the elements of success I wish I capitalized on more in my 20s. The best life is one without regret. Go get it!
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Ryan Serhant is one of the most successful and well-known real estate brokers in the world. After a decade leading one of New York City’s top-ranked real estate teams, he founded SERHANT., the first brokerage designed for the marketplace of tomorrow. In addition, Ryan is an entrepreneur, producer, public speaker, bestselling author, and star of multiple TV shows.
SERHANT. Studios is an in-house marketing arm and production company for Ryan's real estate and television endeavors. To date, content produced by SERHANT. Studios averages over 100 million impressions per month. The media arm has helped grow SERHANT. into the most-followed real estate brand in the world through Ryan's UA-cam channel, the Facebook Watch show Unlocked, and the first-of-its-kind real estate media network, LISTED.
The advice in this video is valuable for the typical American. I started investing when I was 30 back in 1998. Today, I have a decent $3.7M nest egg, thanks to the careful supervision of my CFP. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.
And It's not even that hard to do. Maybe too rigorous for the regular-Joe, but thats why its advisable to conduct with good market strategist.
This is why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.
@@ThomasChai05Mind if I ask you to point at how to reach this particular person assisting you? Seems you've figured it all out unlike the rest of us.
Credits to "Gertrude Margaret Quinto", she maintains an online presence. Just make a simple search for her name online.
Thank you. it was easy to find her. She seems proficient considering her résumé.
These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $109k now to put in the market.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.
Investing in stocks can be a wise decision, especially if you have a dependable trading system that can lead to successful outcomes. Personally, I've been working with a financial advisor for about a year now. Starting with less than $200K and I'm now just $19,000 away from making half a million in profit.
Impressive can you share more info?
Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
I’m 23. My biggest regret is allowing fear, complacency, and insecurity to hold me back.
Same here nick, but we are still young, we can only do things right from now on
Therapy does wonders guys, its always something unsolved or unlived, usually second option
We’re the same age lol we have an advantage. We can correct our wrongs while we’re still young.
Regrets? You're 23, you're a kid! It's too early to start accumulating long term regrets. If you start having life regrets so early, you might grow into a dingy, bitter individual as real regrets come along as you get older
@@Coolman1985 therapy when youre in your 20's and broke is pretty much a non option.
I needed to hear this. Im 27 now, made 300K in sales when i was 23/24, that gig ended so i started my own dream business and got complacent because i had cash. Then the money ran out before i became profitable in my new business, my ego wont let me quit pursuing my dream despite the financial struggles, divorce, defaults, serious health problems (no insurance), WAS* sleeping in car for 6 months. All these difficulties push you to your absolute limit, but everyday you will find new levels of strength that you never knew you had. Under no circumstances can you quit. No matter the pain, or cost. No matter how hard it gets. Quitting is never an option. Either success or death.
I`m 20 and here are my regrets:
1.spending so much time on social media, porn, videos games and ect.
2.being scared to do something new and unknown
3.not overcoming my addictions sooner
4.not doing productive tasks daily
5.overthinking
i can relate - lets get better together💪
You are not alone. believe me, at least, I feel the same
are you sure that you aint talking about me?
🙃
You still on time to chage it
you are not only one bro i am also same try change my life it feel very hard . by the way hard thing make us stronger that's ok. lets do our best.
This beyond amazing. Whoever’s reading this hope you find success.
Making money is action, keeping money is behavior and Growing money is knowledge.
I am fortunate I made productive decisions that changed my life forever through my finance-mentor. I'm a single parent living in Bn Italy, bought my second house in April and hoping to retire at 40 by next year.
You're really doing well for yourself, I'm forty five and my financiaI life is in a mess. Any tips would really go a long way in shaping my life.
To possibIy grow, a mentor is needful to make it a reality. I engage in aIot with the ldeas of my mentor and so far have achieved so much already.
sear ch her full name below, if you care
The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies.
The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again
I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?
Having a counselor is essential for portfolio diversification. My advisor is Michelle Christine Parker who is easily searchable and has extensive knowledge of the financial markets.
I just looked up the broker you suggested on Google and I'm incredibly impressed with her credentials, so thank you for sharing. I'm going to send her an email right away
To obtain financial freedom, one must either be a business owner, an investor or both, generating passive income, particularly on a weekly and monthly basis. I've come to realize that the key to amassing wealth lies in making sound investments.
Could you kindly elaborate on the advisor's background and qualifications.?
I just came across her web page, I went through her resume and I must say it was quite impressive. I reached out to her and I have booked a session with her-
"The best time to plant a tree was 20 years ago. The second best time is now."
Love this!
Timestaps:
1. Spend more money 0:36
2. Not quitting enough 3:20
3. Taking life too seriously 5:07
Appreciate this :)
This guy seems pretty humble. Unlike more financial gurus online. Also seems like he’s not scamming anyone.
I am a 27 y/o male, been a psychology major for about half a year, very successful one might add.
I myself wouldnt care too much about ''how slow'' i seem to progress in life but you cant help but feel at unease when quite literally everyone around you is like 5 years ''ahead'' while also being 5 years younger than you are.
Society itself seems to almost enforce people to f'in rush life.
Heck even your own family wants you to finally move on, they'll mention it one way or another every now n then.
And don't even start talking about other people at your age with their thx to this rush mentality very unreasonable expectations towards other people.
To have someone like Serhant himself tell you that you are in fact good where you are at right now really hits home differently and im quite grateful for it.
I am 25. Started strong early 20s. Crashed hard 24ish. Back on the train, just a brutally difficult time wherein we must realize that it is meant to be a challenge, and we’re in it now. Thanks for the advice. Getting my sea-legs slowly.
God bless you
Thank you for this. I just turned 30 this week and I can honestly say, I did it right. I bought my dream car when I was 25, the second one at 28. I traveled all over the world and had incredible experiences with great people. I never quite had as much money as I wanted to have but I always made it work. Now it's time to buckle down and crush this business I've been building for the last year!
Congrats, sounds like you are crushing it. What's your favorite book that helped you expand your perspective?
Wow that’s is amazing to hear would you mind i f u can share some of ur experiences how did u do it?😊
I’m going through this now. I’m 23. Want a 4runner and honestly, in my situation, could make it work. I’ll likely end up buying it in a few years anyway, but it just feels like there are better things to invest in like a house, my investment portfolio, etc. My parents have suggested that maybe I’m not putting enough emphasis on what makes me happy. My girlfriend, who is about the same age, doesn’t think it’s a good idea. Very conflicted.
What car you buy bro?
What did you do for work bro and what is the business you’re building? Would love to hear more about your success
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?
I'm 23 years old and I want to become successful since I'm 15 years young. I tried a lot and did a Business for 5 years that didn't work out in the end. I had to make a restart 4 years ago but I know, I will become successful. God wants me to become successful. Otherwise I'd be dead. I will never give up because I don't want to regret the things that I never tried. I admire you, Ryan. Thank you for sharing your experience!
Don’t give up
"You have to spend money to make money" is something we all know as Realtors. It's key to the pipeline! Great advice!
"the job of your 20s is to make mistakes and fail" --> Permission to screw up. It's amazing what you can actually do once you give yourself permission to mess up. Royally.
I am a 24 year old from India, where people put high stress on you to become successful by 20s.This video really adressed our anxitey at this age and made us feel it's okay to try new things and try succeeding at it.
Pressure makes diamonds...but so does time. Don't feel rushed to fly to the finish line. Give yourself time and enjoy the ride
Can feel you by heart.
@@sellitsalestraining👏
I am from india too...and I think it's stressful too but that is also reason for improving and be better to keep pushing
I’m 18, turning 19 in a couple weeks, a sophomore in college, and have managed to save over $50,000 by working harder than anybody I’ve ever met of any age. Your point about spending money really resonates with me. I still have fun and party on the weekends and whatnot, but I’m not going to let my twenties go to waste without any unique memories. Thank you for the video.
That's impressive dude, I go to a small farming school and like a solid 40% of the kids have saved over 50k and have a car at 17. becuase they worked on the farm for like forever
How??? That’s absolutely insane. You’ve only been of working age for 3 years. If you are a full time student in school that means you only have access to part time work as well.
I wonder what like circumstances you had to go through in order for you to amass 50k at 19. Depending on how much hell you went through, i'm not sure i'm jealous of you.
@@TheGreatWasian_ 2 years ago I started my own car detailing business. I have been incredibly busy with it over the past couple summers, some days making $300-$400, but it’s usually $160-$200 in a day. While in school I don’t only have access to part time work. I have been using Doordash and making $300-$400 each week, sometimes more sometimes less. On top of all of this, having little expenses has allowed me to save more than an independent adult (again, i’m 18 nearly 19). I’m not paying rent, for heat, water, electricity, etc., just like your typical late teenager that is in college. I pay for gas, car insurance, and occasionally food, that’s it. Knowing that it will be impossible to save this high of a percentage of my income when I’m older, along with the power of compound interest, I use it to my advantage. I invest, which a little over $15,000 of the $50,000 was from this (my major is in finance, and i plan to be a financial advisor…). When I break it down like this hopefully it makes sense as to how I’ve managed to save so much before even turning 19. I know I’m just a random person on the internet and could easily make all of this up, but it’s genuinely all true…. I still can’t even believe it myself when I look at my account, which pushes me to keep going!!
@@mr.andrew6042 It isn’t hell to me. I’m just not lazy. I started my own business 2 years ago and don’t sit on tiktok or playing video games for hours every day like the majority of people my age. I know how to work and save money. Trust me, watching my account value grow consistently, knowing I’m getting one step closer to my future life goals every single day is not hell to me. Especially when I look at investing as free money over time if you do it right, which over $15,000 of the $50,000 has been from this. Seriously, if someone told me they had $50,000 going into the age of 19 I would assume it was hell too… but it really hasn’t been. I tried to break it down to make more sense in my other reply to The_Great_Wasian.
“Great leaders are rarely ‘realistic.’ They are intelligent, and they are accurate, but they are not realistic by other people’s standards.”-Tony Robbins
Amen
You a real one Tony the man
This video was God sent to me.
Spent the whole day depressed and thinking about my life. I'm just 21 and rn I feel like the whole world is on my shoulders. I save every little pinch of cash I find in my pocket, I don't go out, I don't have Friends. Just trying to play safe and not fuck my life up.
Honestly, I really wanna explore the world but that fear has always held me back.
This video came at the right moment, thank you
Go out, make friends life is nothing without fun.
Life is all about balance. Social connections are the key to a healthy life ! The two-fold benefit of socializing is fun AND networking which works to expand your business connections and to bring opportunity!
my biggest regrets of my 20s:
1. Watching Pornography
2. Not asking girls out to be my girlfriend in a moral way (fear)
3. Too much netflix/tv
4. lack of self discipline/ waking up too late
5. Not reading books
i am so addicted to porn because i have no love life and also feel depressed. Almost 30 what could you do because i always need to masturbate
So we’re just re living cause I’m on this stage right now
buying material stuff makes me happy. My material stuff was literally gold,silver and high quality shirts/shoes and vacations.
*I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.*
I just turn 23, five days ago and I still worry so much about money. Like if I spend 100 dollars, it kills me even if it an experience. I keep trying isolate myself and hoard money and plan for the future so I dont spend money. And it sometimes is hard to enjoy the moment when those moments strike. I have to work on that a lot, watching your video mad me realize a-lot of things I need to work on and practice day by day. If anyone wants to connect and learn together I am so down. Thanks you for the content. I hope everyone has a great day
I am damn sure that this video will be an eye-opener for every single person who watches. Because it did for me. Hats off Ryan 😎
LOVE 💙💙💙 this! In my 20s, I went from Boise State to William & Mary to Colgate purely out of AMBITION/MORE RESPONSIBILITY. In tennis, it was NOT progress. I got so much shit from friends and colleagues for going to Colgate--who moves to Hamilton, really, for tennis...Williamsburg was so pretty------but Colgate led me to a Westchester country club that TOTALLY changed the way I see life. My entrepreneurial education trading forehands with CEOs taught me to prioritize THE MIND, to keep things as simple and understated as possible while making unmistakeable impact, and that a life of thinking & acting like a leader was a life worth living. Are you ready?...Let's go.
Went well over $100k in debt from a failed startup when I was 23. 5 years later I’m still dealing with some residuals but I took my failures and the consequences as the fire to build up my accounting business that is thriving. I’m 28 and have spent plenty on experiences and pursuing my goals. Even in the face of failure back a few years ago I made sure to tell myself like dude, in 10 years these problems won’t exist but the takeaways will last forever.
Good attitude.
Happy for your bounce back
Truth is - living well is never easy. I think its rarely an obvious binary between "enjoying life" vs "being fiscally responsible" or "cutting losses" vs "perseverance through hard times". Its always a balance that you have to evaluate and find given your situation and what you know about yourself.
We are living so well today. Just 200 years ago, most people do not have enough foods to eat. And we as modern human exist for 100,000 years already. We are extremely lucky and ignorant.
And never get so chronically ill that you can't work anymore. Not that you can control all of it but some you can't. I couldn't, was healthy, lived relatively healthily. One step too much ahead in stress and maybe a stupid infection (Like Covid right now) and baam, autoimmune disease, then cancer on top. It went downhill pretty fast. Financially I'm poor, I don't have a social life anymore as I don't have energy for nothing, friends fade away, my kids hate me because my illness and disability hinders them (well not hate but contempt is growing), at 85% bedbound now, daily pain, other cormobilities.
I know the old "Health is the most important" sounds a bit dusty, but yeah, no health, no nothing else that is depenent on it = everything.
@@skarbuskreska Well, I wish you the utmost peace and improved health. Try not to look back and regret what was out of your control. All we have is the present to best be present in. I appreciate your wisdom.
I just turned 10 and this is truly eye opening! Will definitely keep in mind this.
I always thought of hitting 18 being the start of my life. Exiting the tutorial phase and onto the real experiment. In my eyes, I’m 5 years old and killing it 😎
I'm 21 and keep forgetting that I'm only 21. I keep forgetting that I'm only 21. Something keeps telling me that i should have everything in order, that I shouldn't make any mistakes. Its getting to the point when where I'm afraid of making decisions... I'm trying to change that though, I'm just not sure how.
I am 20, a junior in college, and just had a really tough day. Please realize that videos like this make a difference and resonate with people all over. Love this! Keep up the amazing work.
You're gonna make it William, you're a good dude.
Ur 20 I’m 18 , we got enough time to make it happen 🙌🏽 Les get to work !!
Hey champ, I’m also 20 and had a bad university day today. I hope this guy realizes the positive impact his videos make - but this one specifically. Just like you said!
Goodluck mate
I am 37 and work to build a business for myself and my family. I def need to remember that I need to ask for more! That last tip is something I’m still struggling to remember.
I needed this video. I lost out on my 20s chasing a career that never panned out. I wish I did what I am doing now in my 30s back then. I would already have been successful in my 20s.
I love this, as someone going through this in my 20s I feel this on a whole other level
Very encouraging. Thanks Ryan.
Glad it was helpful!
What a wonderful piece of content. Thanks Ryan!
Thank you for this, Ryan!
Graduated High school, went to trade school learned to work on jets moved up to a headquarter job. Decided I wasn’t made for an office. Started training for a pilot career at a big flight academy. Saw they were not providing the flight training they advertised. So packed my bags and found a man that would train me privately. Lessons You can’t depend on the system (company, school, union) to do what you need. Make hard choices and put yourself where you need to be to grow don’t depend on others to do it for you.
I really needed this Ryan. I love you and I look up to you
Great point with elaborated explanation
As a young men, 2 month left for 20 i really appreciate your thoughts, your advice this will help many young people like me for thier life journey. love it!
Thank you for the video Ryan Awesome as always! 🙌
Loved the energy!
I appreciate your sincerity. Thank you for sharing.
I appreciate how inclusive your content is for all investors. No matter the age. the financial situation, or the financial knowledge. everyone can find a piece of information that will help them or provide food for thought. Good
job
No doubt mate. I'm also benefiting greatly
from her investnent Bitcoin, considerit as being cheap. If you
platform and is been amazing and profitable. If you don't have
have, you know it's cheap.
Just keep buying and holding, bull run us around the corner.
Biggest regret is not being consistent enough
It's never too late
Thank you so much, Ryan!
Thanks Ryan. Needed to hear this!
We always want to be further than we are. There is so much time. What happens happens. I
Ike the idea of chasing experiences. You don’t know until you try
Hi, people! I am 21 right now and want to say all of you thank you for a reason that you share your thoughts here. Currently, I have a lot of pressure and stress from study at the university, part-time job, living in dormitory with 6 people and passage room with creaky floor… It is complicated period in my life, also because I am an emigrant student and I can’t allow myself to return, just for a holiday, to my country, to my home, because of the totalitarian regime. I suffer sometimes. However I know my abilities and I want to improve it in every aspect. Sometimes we have a good time, sometimes we have a bad time. So let’s be patient and trust the process. In the end, time will make things right.
Dang You kicked ass Ryan. Congrats on all your success
about to turn 22 in a few weeks. I really needed to hear this. I’m always focused on the future and I’m such a perfectionist when it comes to finances. I just need to live in the present more. thanks!
Found this helpful. Thank you
Im 30 now and my regret so far is that i didnt had any financial education in my 20's...but better late than never... ✊
I know it’s late but being financially reckless in my 20s is literally the only thing I regret.
Super unique POV compared to other speakers. I very much agree on all 3!
Thank you for this.
love to learn more with sir ryan as real estate agent
TOTALLY agree with all of these points!!!
Great video! Amazing information for us in 20ties.
I like this channel almost more than the main!!
Thank you for this video
Brought happy tears to my eyes 😊😢
Muchas gracias homie i appreciate u
“It never ceases to amaze me: we all love ourselves more than other people, but care more about their opinion than our own” ~Marcus Aurelius One more quote that I always like to remember is: Care about people's approval and you will be their prisoner, the courage to be disliked is the key that opens the prison doors and sets you free to be the person you've always wanted to be. As Mike Tyson said if you’re friends with everyone you’re an enemy to yourself.
Nice.
Hey Ryan, a regret that you forgot is not having made that video earlier lol ! From the bottom of my guts, thank you so much for this video, you are so freaking right !! I love how your video are funny and serious at the same time, it makes your message so much more powerful ! I feel overwhelmed with all the opportunities that the worlds presents, and knowing that, contrary to popular beleif, it's okay to just try stuff out and fail feels reassuring. Thanks again !
Great content just like always!
Thank you! I turn 20 next month, I plan on moving to nyc in a year to start the rest of my life
You are Amazing Ryan I have been following you passed few years and you truly have made an impact in my life from your motivation take action not react live and enjoy this amazing life which is filled with so much opportunity! Your the best Ryan truly look up to you. 7:30
I am 63 and stopped saving and making money for other people who are not even appreciative. Now I do this for myself. It is never too late
You’re right. Nothing wrong with quitting and starting new, as long as you’re picking up knowledge and wisdom and even mistakes along the way 😅
Thank you.
From age 20-26 I’ve been consuming my wages and never saved anything. Last year, I started my business and despite the fact my income didn’t go up but the expenses actually did, I managed to save money aside. How is that even possible?! Well it’s a skill that I stole from my boss but that is a story for another time. The point is that entrepreneurship is coated in glamour and no one talks about the actual start to end journey. It only presents some of the struggles which aren’t wrapped in embarrassment and shame. I failed many times and I keep on failing but if I look back to what is was previous years, I actually managed to achieve so so so much in less than one year in comparison to the rest of my life consisting of 26 years. I’ve got stories to tell and perhaps one day. I’ve got an idea to tell my stories by having people below my level in need of a mentor.
I’m 27 right now and I regret not traveling more in my earlier 20s. I know I’m still young but I’ve just been work work work ever since I graduated high school. Thank you for this!
I'm also 27. I didn't travel a ton, but I did make one trip to Thailand/China at 22-23. Yeah, it was cheap relative to other locations, but still expensive. The luxury of your early 20s was living at home so I was able to use more of that entry-level job money to have fun and just paid off the trip over a few months. Now it is a bit rougher since I have my own spot and a car loan and whatnot, but it's still possible to take lil cheap trip (came back from a 4-day trip in NYC a few weeks ago).
I just started traveling extensively last year at 27. Imo, it’s the perfect time. Old enough to have real disposable income, young enough to still be considered young lol. Prioritize traveling over other hobbies for a couple years and you’ll do just fine!
MAN. Not quitting enough is huge. Wish I would've quit many things before it was too late
Thank you Mr Serhant, We love you too man.
love this
Thank you, that helped and I felt understood
Great advice, this is a game-changer for my 20s! 🚀👏
Great to hear! Can't wait to see what you do with it!
I’m 22 and I needed this
Love you serhant I'm 22 and thats right . I'm one of the self made persons and I've worked since I was 18 without any support actually im always afraid of come back to bad times
My biggest mistake was to not let myself try bigger!
I was afraid of trusting others so I’d just do it myself. Now I’m a delegater✌️
This was such a great video. I appreciate the advice
Wow! Love this video
I am 22 now and i dont really think i regret any of things in past... though don't have money that time or now...but i will make it..... What for me is experience more than money that matter sad happy fear fearless everything worth it..that what makes life right...just live it and keep progressing
Thanks for this sir
Thankyou!!
Thnk you for this, happy birthday man !!
Thank you ryan !
Bro this channel is gold
Love it!
Thank
Thisnl is gold advice, spot on.
This is a great video. Thank you
great video Ryan
I am 21. Its been so much pressure in my head to become successful that it takes my energy and also i am afraid spending money. This video really addressed the issue 🎯. Thanks Sir. Really appreciate your words🙏
You will get it ! Student yet ?
@@Tlhah Yes in college.
Same here man, last year of college and 21 years old. Stressing myself out because I have an idea in my mind of how successful I want or should be, but i'll just have to work hard and make use of opportunities and see what comes of it. Good luck to you.
It’s hard to relax and shift away from the grindset
I’m 21 about to be 22 in a couple weeks. I feel you
@6:15 a material good I bought in my 20s (I'm 27) that I'm in love with is a 2017 4Runner 4WD haha. Def a life changer.
I regret my 20s focusing only on my education and I was regretting everyday going to the university knowing that I had enough! But actually I finish it and proud of myself ,