Avoid These 3 Things in Your 20s | Advice from a CEO

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  • Опубліковано 5 січ 2025

КОМЕНТАРІ • 628

  • @CliveBirse
    @CliveBirse 10 місяців тому +276

    The advice in this video is valuable for the typical American. I started investing when I was 30 back in 1998. Today, I have a decent $3.7M nest egg, thanks to the careful supervision of my CFP. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.

    • @Grace.milburn
      @Grace.milburn 10 місяців тому +3

      And It's not even that hard to do. Maybe too rigorous for the regular-Joe, but thats why its advisable to conduct with good market strategist.

    • @ThomasChai05
      @ThomasChai05 10 місяців тому +4

      This is why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.

    • @mikegarvey17
      @mikegarvey17 10 місяців тому +3

      @@ThomasChai05Mind if I ask you to point at how to reach this particular person assisting you? Seems you've figured it all out unlike the rest of us.

    • @ThomasChai05
      @ThomasChai05 10 місяців тому +3

      Credits to "Gertrude Margaret Quinto", she maintains an online presence. Just make a simple search for her name online.

    • @mariaguerrero08
      @mariaguerrero08 10 місяців тому +1

      Thank you. it was easy to find her. She seems proficient considering her résumé.

  • @PASCALDAB
    @PASCALDAB Місяць тому +685

    Every day that passes I'm constantly thinking of ways to increase my passive income Because I know that I don't want to work until I'm 60. So, I'm doing everything in my power early on to increase the money I make while I'm not working.

    • @SeanTalkoff
      @SeanTalkoff Місяць тому +5

      My advice for financial growth this year: invest. While saving is important, investing can significantly boost your finances. Thanks to my CFP, my portfolio is thriving, and I'm proud of the decisions I made last year.

    • @viviancarolgioao
      @viviancarolgioao Місяць тому +3

      Nice. People often underestimate the importance of financial advisors. Data spanning over 50 years reveals that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for six years, resulting in a $3 million portfolio.

    • @Tonyrobs2
      @Tonyrobs2 Місяць тому +2

      Who is this person guiding you and how can i reach them?

    • @viviancarolgioao
      @viviancarolgioao Місяць тому +2

      Sharon Ann Meny, is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.

    • @Tonyrobs2
      @Tonyrobs2 Місяць тому +2

      I searched for her name online and found her page. I emailed her and scheduled an appointment. Thanks for the tip.

  • @Casey-summer
    @Casey-summer 5 місяців тому +539

    Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

    • @mellon-wrigley3
      @mellon-wrigley3 5 місяців тому +1

      Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

    • @sloanmarriott5
      @sloanmarriott5 5 місяців тому +1

      Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn

    • @lilyhershey1
      @lilyhershey1 5 місяців тому +1

      In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

    • @louie-rose7
      @louie-rose7 5 місяців тому

      @@lilyhershey1 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

    • @lilyhershey1
      @lilyhershey1 5 місяців тому

      Izella Annette Anderson is my FA, simply do due diligence . You'd find necessary details online to work with and set up an appointment.

  • @JefferyDuns
    @JefferyDuns Місяць тому +547

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments.Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .

    • @Nernst96
      @Nernst96 Місяць тому +1

      If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.

    • @PatrickLloyd-
      @PatrickLloyd- Місяць тому +1

      I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in stocks, which is pretty simple. On my portfolio, which has grown over 90% in a little over a year, my advisr chooses entry and exit orders

    • @PhilipDunk
      @PhilipDunk Місяць тому +1

      @@PatrickLloyd- Sophie Lynn Carrabus is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @PatrickLloyd-
      @PatrickLloyd- Місяць тому

      Sophie Lynn Carrabus is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @PhilipDunk
      @PhilipDunk Місяць тому +1

      Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.

  • @SirMichaelAugustus
    @SirMichaelAugustus 10 місяців тому +24

    I needed to hear this. Im 27 now, made 300K in sales when i was 23/24, that gig ended so i started my own dream business and got complacent because i had cash. Then the money ran out before i became profitable in my new business, my ego wont let me quit pursuing my dream despite the financial struggles, divorce, defaults, serious health problems (no insurance), WAS* sleeping in car for 6 months. All these difficulties push you to your absolute limit, but everyday you will find new levels of strength that you never knew you had. Under no circumstances can you quit. No matter the pain, or cost. No matter how hard it gets. Quitting is never an option. Either success or death.

    • @LuckyRisbu-w3u
      @LuckyRisbu-w3u 4 дні тому

      @SirMichaelAugustus. For 27 years you have more negativity than positivity. My mercy for you little boy

  • @nick_d381
    @nick_d381 Рік тому +399

    I’m 23. My biggest regret is allowing fear, complacency, and insecurity to hold me back.

    • @mauriciosalas1507
      @mauriciosalas1507 Рік тому +14

      Same here nick, but we are still young, we can only do things right from now on

    • @Coolman1985
      @Coolman1985 Рік тому +2

      Therapy does wonders guys, its always something unsolved or unlived, usually second option

    • @KaylaJay7
      @KaylaJay7 Рік тому +2

      We’re the same age lol we have an advantage. We can correct our wrongs while we’re still young.

    • @danielattah1836
      @danielattah1836 Рік тому +11

      Regrets? You're 23, you're a kid! It's too early to start accumulating long term regrets. If you start having life regrets so early, you might grow into a dingy, bitter individual as real regrets come along as you get older

    • @HMuny55
      @HMuny55 Рік тому +2

      @@Coolman1985 therapy when youre in your 20's and broke is pretty much a non option.

  • @MaximilianFischer497
    @MaximilianFischer497 3 місяці тому +221

    Becoming a good trader takes time and patience. When i first got into trading i was liquidated twice, and lost my entire mortgage deposit. I could have given up, but decided to learn how to trade and put it into practice. 4 years later and i am glad i made that decision.

    • @TicheDebb0
      @TicheDebb0 3 місяці тому +4

      My portfolio has good companies, however it has been stalling since last year. I have approximately $200k stagnant in my reserve that needs growth.

    • @MarshalWagner457
      @MarshalWagner457 3 місяці тому +4

      I agree, that's the more reason I prefer my day to day invt decisions being guided by a invt-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a invt-coach for over 2years+ and I've netted over 1.5million

    • @EvelynBrooks0
      @EvelynBrooks0 3 місяці тому +4

      I've been thinking of going that route, been holding on to a bunch of stocks that keeps tanking and I don't know if to keep holding or just dump them, think you inv-coach could guide me with portfolio-restructuring

    • @MarshalWagner457
      @MarshalWagner457 3 місяці тому +2

      Her name is “Rebecca Noblett Roberts” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

    • @RowanBryson
      @RowanBryson 3 місяці тому

      Thank you for this amazing tip. I verified her and booked a call session with her. She seems Proficient.

  • @teodortodorov1662
    @teodortodorov1662 Рік тому +159

    I`m 20 and here are my regrets:
    1.spending so much time on social media, porn, videos games and ect.
    2.being scared to do something new and unknown
    3.not overcoming my addictions sooner
    4.not doing productive tasks daily
    5.overthinking

    • @pedromaltez8609
      @pedromaltez8609 11 місяців тому +2

      You are not alone. believe me, at least, I feel the same

    • @HaverinePowell
      @HaverinePowell 11 місяців тому +1

      are you sure that you aint talking about me?
      🙃

    • @FrayVictoriano
      @FrayVictoriano 10 місяців тому

      You still on time to chage it

    • @mdsamim2510
      @mdsamim2510 9 місяців тому

      you are not only one bro i am also same try change my life it feel very hard . by the way hard thing make us stronger that's ok. lets do our best.

    • @iRushYew
      @iRushYew 8 місяців тому

      me rn and im 20 im feel like a waste of space

  • @MyFinancialHour
    @MyFinancialHour Рік тому +144

    Timestaps:
    1. Spend more money 0:36
    2. Not quitting enough 3:20
    3. Taking life too seriously 5:07

  • @ThePeoplesCorner
    @ThePeoplesCorner 5 місяців тому +1

    3:20 “Not quitting enough” going from 29 to 30 this year, I definitely have hit this point. I’m tired of the monotonous jobs, unfulfilling relationships, and lack of control in my life. Something I’ve read that has stuck with me is, if it doesn’t excite you don’t do it.

  • @wearecovenant2846
    @wearecovenant2846 Рік тому +13

    I am a 27 y/o male, been a psychology major for about half a year, very successful one might add.
    I myself wouldnt care too much about ''how slow'' i seem to progress in life but you cant help but feel at unease when quite literally everyone around you is like 5 years ''ahead'' while also being 5 years younger than you are.
    Society itself seems to almost enforce people to f'in rush life.
    Heck even your own family wants you to finally move on, they'll mention it one way or another every now n then.
    And don't even start talking about other people at your age with their thx to this rush mentality very unreasonable expectations towards other people.
    To have someone like Serhant himself tell you that you are in fact good where you are at right now really hits home differently and im quite grateful for it.

  • @robertsullivan7919
    @robertsullivan7919 Рік тому +18

    This guy seems pretty humble. Unlike more financial gurus online. Also seems like he’s not scamming anyone.

  • @PennyLyonsRealtor
    @PennyLyonsRealtor 10 місяців тому +3

    "You have to spend money to make money" is something we all know as Realtors. It's key to the pipeline! Great advice!

  • @LivaHolst
    @LivaHolst Рік тому +276

    The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies.

    • @Erinmills98
      @Erinmills98 Рік тому +1

      The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.

    • @Andrian-ch3on
      @Andrian-ch3on Рік тому +3

      Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

    • @simonbad
      @simonbad Рік тому +1

      I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

    • @Andrian-ch3on
      @Andrian-ch3on Рік тому +4

      Having a counselor is essential for portfolio diversification. My advisor is Michelle Christine Parker who is easily searchable and has extensive knowledge of the financial markets.

    • @LivaHolst
      @LivaHolst Рік тому +1

      I just looked up the broker you suggested on Google and I'm incredibly impressed with her credentials, so thank you for sharing. I'm going to send her an email right away

  • @dreamingdeso
    @dreamingdeso Рік тому +53

    I am 25. Started strong early 20s. Crashed hard 24ish. Back on the train, just a brutally difficult time wherein we must realize that it is meant to be a challenge, and we’re in it now. Thanks for the advice. Getting my sea-legs slowly.

  • @jimmyh453
    @jimmyh453 Рік тому +75

    I’m 18, turning 19 in a couple weeks, a sophomore in college, and have managed to save over $50,000 by working harder than anybody I’ve ever met of any age. Your point about spending money really resonates with me. I still have fun and party on the weekends and whatnot, but I’m not going to let my twenties go to waste without any unique memories. Thank you for the video.

    • @alekboi4016
      @alekboi4016 Рік тому +3

      That's impressive dude, I go to a small farming school and like a solid 40% of the kids have saved over 50k and have a car at 17. becuase they worked on the farm for like forever

    • @TheGreatWasian_
      @TheGreatWasian_ Рік тому +5

      How??? That’s absolutely insane. You’ve only been of working age for 3 years. If you are a full time student in school that means you only have access to part time work as well.

    • @mr.andrew6042
      @mr.andrew6042 Рік тому +5

      I wonder what like circumstances you had to go through in order for you to amass 50k at 19. Depending on how much hell you went through, i'm not sure i'm jealous of you.

    • @jimmyh453
      @jimmyh453 Рік тому +1

      @@TheGreatWasian_ 2 years ago I started my own car detailing business. I have been incredibly busy with it over the past couple summers, some days making $300-$400, but it’s usually $160-$200 in a day. While in school I don’t only have access to part time work. I have been using Doordash and making $300-$400 each week, sometimes more sometimes less. On top of all of this, having little expenses has allowed me to save more than an independent adult (again, i’m 18 nearly 19). I’m not paying rent, for heat, water, electricity, etc., just like your typical late teenager that is in college. I pay for gas, car insurance, and occasionally food, that’s it. Knowing that it will be impossible to save this high of a percentage of my income when I’m older, along with the power of compound interest, I use it to my advantage. I invest, which a little over $15,000 of the $50,000 was from this (my major is in finance, and i plan to be a financial advisor…). When I break it down like this hopefully it makes sense as to how I’ve managed to save so much before even turning 19. I know I’m just a random person on the internet and could easily make all of this up, but it’s genuinely all true…. I still can’t even believe it myself when I look at my account, which pushes me to keep going!!

    • @jimmyh453
      @jimmyh453 Рік тому +1

      @@mr.andrew6042 It isn’t hell to me. I’m just not lazy. I started my own business 2 years ago and don’t sit on tiktok or playing video games for hours every day like the majority of people my age. I know how to work and save money. Trust me, watching my account value grow consistently, knowing I’m getting one step closer to my future life goals every single day is not hell to me. Especially when I look at investing as free money over time if you do it right, which over $15,000 of the $50,000 has been from this. Seriously, if someone told me they had $50,000 going into the age of 19 I would assume it was hell too… but it really hasn’t been. I tried to break it down to make more sense in my other reply to The_Great_Wasian.

  • @yanishshrestha8331
    @yanishshrestha8331 5 місяців тому +3

    I'm 20 now. Here are my regrets:
    1. Overthinking.
    2. Spending too much time on social media unnecessary things.
    3. Being scared too much to invest and learn new things.

  • @alexb0wman
    @alexb0wman Рік тому +454

    Thank you for this. I just turned 30 this week and I can honestly say, I did it right. I bought my dream car when I was 25, the second one at 28. I traveled all over the world and had incredible experiences with great people. I never quite had as much money as I wanted to have but I always made it work. Now it's time to buckle down and crush this business I've been building for the last year!

    • @j_nkim
      @j_nkim Рік тому +2

      Congrats, sounds like you are crushing it. What's your favorite book that helped you expand your perspective?

    • @georgesmetri8626
      @georgesmetri8626 Рік тому +3

      Wow that’s is amazing to hear would you mind i f u can share some of ur experiences how did u do it?😊

    • @mikewellington2738
      @mikewellington2738 Рік тому

      I’m going through this now. I’m 23. Want a 4runner and honestly, in my situation, could make it work. I’ll likely end up buying it in a few years anyway, but it just feels like there are better things to invest in like a house, my investment portfolio, etc. My parents have suggested that maybe I’m not putting enough emphasis on what makes me happy. My girlfriend, who is about the same age, doesn’t think it’s a good idea. Very conflicted.

    • @nikitaradion3301
      @nikitaradion3301 Рік тому +1

      What car you buy bro?

    • @mitchellavard
      @mitchellavard Рік тому

      What did you do for work bro and what is the business you’re building? Would love to hear more about your success

  • @konrads_invests
    @konrads_invests Рік тому +14

    I'm 23 years old and I want to become successful since I'm 15 years young. I tried a lot and did a Business for 5 years that didn't work out in the end. I had to make a restart 4 years ago but I know, I will become successful. God wants me to become successful. Otherwise I'd be dead. I will never give up because I don't want to regret the things that I never tried. I admire you, Ryan. Thank you for sharing your experience!

    • @Valid.4l
      @Valid.4l Рік тому +2

      Don’t give up

    • @teresanamed2359
      @teresanamed2359 5 місяців тому

      Don't give up

    • @LuckyRisbu-w3u
      @LuckyRisbu-w3u 4 дні тому

      @konrads_invests the best advice for you if you dont wanna be looser or regret- Pray ! Pray 5 times per day. And you will be w winner

  • @rohan8973
    @rohan8973 Рік тому +37

    I am a 24 year old from India, where people put high stress on you to become successful by 20s.This video really adressed our anxitey at this age and made us feel it's okay to try new things and try succeeding at it.

    • @sellitsalestraining
      @sellitsalestraining  Рік тому +17

      Pressure makes diamonds...but so does time. Don't feel rushed to fly to the finish line. Give yourself time and enjoy the ride

    • @manusharma5198
      @manusharma5198 Рік тому

      Can feel you by heart.

    • @Atlas-tp8dw
      @Atlas-tp8dw 10 місяців тому

      ​@@sellitsalestraining👏

    • @swapnilkushwaha5772
      @swapnilkushwaha5772 9 місяців тому +1

      I am from india too...and I think it's stressful too but that is also reason for improving and be better to keep pushing

  • @puncher939
    @puncher939 Рік тому +21

    "The best time to plant a tree was 20 years ago. The second best time is now."

  • @Redx4Recon
    @Redx4Recon Рік тому +5

    I just turn 23, five days ago and I still worry so much about money. Like if I spend 100 dollars, it kills me even if it an experience. I keep trying isolate myself and hoard money and plan for the future so I dont spend money. And it sometimes is hard to enjoy the moment when those moments strike. I have to work on that a lot, watching your video mad me realize a-lot of things I need to work on and practice day by day. If anyone wants to connect and learn together I am so down. Thanks you for the content. I hope everyone has a great day

  • @BrittanyDoris
    @BrittanyDoris Рік тому +19

    *I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.*

  • @businesswithGodwin
    @businesswithGodwin Рік тому +19

    This video was God sent to me.
    Spent the whole day depressed and thinking about my life. I'm just 21 and rn I feel like the whole world is on my shoulders. I save every little pinch of cash I find in my pocket, I don't go out, I don't have Friends. Just trying to play safe and not fuck my life up.
    Honestly, I really wanna explore the world but that fear has always held me back.
    This video came at the right moment, thank you

    • @jakelenardo7559
      @jakelenardo7559 Рік тому +1

      Go out, make friends life is nothing without fun.

    • @PennyLyonsRealtor
      @PennyLyonsRealtor 10 місяців тому

      Life is all about balance. Social connections are the key to a healthy life ! The two-fold benefit of socializing is fun AND networking which works to expand your business connections and to bring opportunity!

  • @sheydatoutounchi8119
    @sheydatoutounchi8119 Рік тому +12

    I am 63 and stopped saving and making money for other people who are not even appreciative. Now I do this for myself. It is never too late

  • @victoriachristie7026
    @victoriachristie7026 Рік тому +5

    "the job of your 20s is to make mistakes and fail" --> Permission to screw up. It's amazing what you can actually do once you give yourself permission to mess up. Royally.

  • @skylerbuckner3401
    @skylerbuckner3401 Рік тому +1

    Graduated High school, went to trade school learned to work on jets moved up to a headquarter job. Decided I wasn’t made for an office. Started training for a pilot career at a big flight academy. Saw they were not providing the flight training they advertised. So packed my bags and found a man that would train me privately. Lessons You can’t depend on the system (company, school, union) to do what you need. Make hard choices and put yourself where you need to be to grow don’t depend on others to do it for you.

  • @TheJackCain-84
    @TheJackCain-84 8 місяців тому +169

    These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $109k now to put in the market.

    • @kevinmarten
      @kevinmarten 8 місяців тому +2

      Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

    • @martingiavarini
      @martingiavarini 8 місяців тому +1

      Investing in stocks can be a wise decision, especially if you have a dependable trading system that can lead to successful outcomes. Personally, I've been working with a financial advisor for about a year now. Starting with less than $200K and I'm now just $19,000 away from making half a million in profit.

    • @JacquelinePerrira
      @JacquelinePerrira 8 місяців тому +1

      Impressive can you share more info?

    • @martingiavarini
      @martingiavarini 8 місяців тому +1

      Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @JacquelinePerrira
      @JacquelinePerrira 8 місяців тому +1

      She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

  • @renevidal2172
    @renevidal2172 Рік тому +2

    LOVE 💙💙💙 this! In my 20s, I went from Boise State to William & Mary to Colgate purely out of AMBITION/MORE RESPONSIBILITY. In tennis, it was NOT progress. I got so much shit from friends and colleagues for going to Colgate--who moves to Hamilton, really, for tennis...Williamsburg was so pretty------but Colgate led me to a Westchester country club that TOTALLY changed the way I see life. My entrepreneurial education trading forehands with CEOs taught me to prioritize THE MIND, to keep things as simple and understated as possible while making unmistakeable impact, and that a life of thinking & acting like a leader was a life worth living. Are you ready?...Let's go.

  • @ca8824
    @ca8824 Рік тому +9

    Truth is - living well is never easy. I think its rarely an obvious binary between "enjoying life" vs "being fiscally responsible" or "cutting losses" vs "perseverance through hard times". Its always a balance that you have to evaluate and find given your situation and what you know about yourself.

    • @shaggyfeng9110
      @shaggyfeng9110 Рік тому

      We are living so well today. Just 200 years ago, most people do not have enough foods to eat. And we as modern human exist for 100,000 years already. We are extremely lucky and ignorant.

    • @skarbuskreska
      @skarbuskreska Рік тому

      And never get so chronically ill that you can't work anymore. Not that you can control all of it but some you can't. I couldn't, was healthy, lived relatively healthily. One step too much ahead in stress and maybe a stupid infection (Like Covid right now) and baam, autoimmune disease, then cancer on top. It went downhill pretty fast. Financially I'm poor, I don't have a social life anymore as I don't have energy for nothing, friends fade away, my kids hate me because my illness and disability hinders them (well not hate but contempt is growing), at 85% bedbound now, daily pain, other cormobilities.
      I know the old "Health is the most important" sounds a bit dusty, but yeah, no health, no nothing else that is depenent on it = everything.

    • @RLaHive
      @RLaHive 11 місяців тому

      @@skarbuskreska Well, I wish you the utmost peace and improved health. Try not to look back and regret what was out of your control. All we have is the present to best be present in. I appreciate your wisdom.

  • @EmmanuelGlitch
    @EmmanuelGlitch Рік тому +3

    I'm 21 and keep forgetting that I'm only 21. I keep forgetting that I'm only 21. Something keeps telling me that i should have everything in order, that I shouldn't make any mistakes. Its getting to the point when where I'm afraid of making decisions... I'm trying to change that though, I'm just not sure how.

  • @Sarferaaz
    @Sarferaaz Рік тому +4

    I am damn sure that this video will be an eye-opener for every single person who watches. Because it did for me. Hats off Ryan 😎

  • @renevidal2172
    @renevidal2172 Рік тому +105

    “Great leaders are rarely ‘realistic.’ They are intelligent, and they are accurate, but they are not realistic by other people’s standards.”-Tony Robbins

  • @mabelgilbert8254
    @mabelgilbert8254 Рік тому +7

    I appreciate how inclusive your content is for all investors. No matter the age. the financial situation, or the financial knowledge. everyone can find a piece of information that will help them or provide food for thought. Good
    job

    • @elenajeremy1282
      @elenajeremy1282 Рік тому

      No doubt mate. I'm also benefiting greatly
      from her investnent Bitcoin, considerit as being cheap. If you
      platform and is been amazing and profitable. If you don't have
      have, you know it's cheap.

    • @briencampodia8738
      @briencampodia8738 Рік тому

      Just keep buying and holding, bull run us around the corner.

  • @davismitchell5449
    @davismitchell5449 9 місяців тому

    Hi, people! I am 21 right now and want to say all of you thank you for a reason that you share your thoughts here. Currently, I have a lot of pressure and stress from study at the university, part-time job, living in dormitory with 6 people and passage room with creaky floor… It is complicated period in my life, also because I am an emigrant student and I can’t allow myself to return, just for a holiday, to my country, to my home, because of the totalitarian regime. I suffer sometimes. However I know my abilities and I want to improve it in every aspect. Sometimes we have a good time, sometimes we have a bad time. So let’s be patient and trust the process. In the end, time will make things right.

  • @penguingobrrbrr353
    @penguingobrrbrr353 Рік тому +4

    buying material stuff makes me happy. My material stuff was literally gold,silver and high quality shirts/shoes and vacations.

  • @thatguitarist25
    @thatguitarist25 Рік тому +29

    Went well over $100k in debt from a failed startup when I was 23. 5 years later I’m still dealing with some residuals but I took my failures and the consequences as the fire to build up my accounting business that is thriving. I’m 28 and have spent plenty on experiences and pursuing my goals. Even in the face of failure back a few years ago I made sure to tell myself like dude, in 10 years these problems won’t exist but the takeaways will last forever.

  • @kristiyannikolov8473
    @kristiyannikolov8473 Рік тому

    From age 20-26 I’ve been consuming my wages and never saved anything. Last year, I started my business and despite the fact my income didn’t go up but the expenses actually did, I managed to save money aside. How is that even possible?! Well it’s a skill that I stole from my boss but that is a story for another time. The point is that entrepreneurship is coated in glamour and no one talks about the actual start to end journey. It only presents some of the struggles which aren’t wrapped in embarrassment and shame. I failed many times and I keep on failing but if I look back to what is was previous years, I actually managed to achieve so so so much in less than one year in comparison to the rest of my life consisting of 26 years. I’ve got stories to tell and perhaps one day. I’ve got an idea to tell my stories by having people below my level in need of a mentor.

  • @nicoled.9428
    @nicoled.9428 Рік тому +26

    Something I wish I learned sooner is to be courageous and not care what others think (especially those who do not make a positive impact in your own life). Live courageously because most people don't.

    • @Tlhah
      @Tlhah Рік тому +1

      Don't think what they care and don't care what they think - It's only thing I want to master for now.

  • @williamslessman3980
    @williamslessman3980 Рік тому +84

    I am 20, a junior in college, and just had a really tough day. Please realize that videos like this make a difference and resonate with people all over. Love this! Keep up the amazing work.

    • @jonagoat
      @jonagoat Рік тому +2

      You're gonna make it William, you're a good dude.

    • @A7tattoos
      @A7tattoos Рік тому

      Ur 20 I’m 18 , we got enough time to make it happen 🙌🏽 Les get to work !!

    • @michaelhankins8698
      @michaelhankins8698 Рік тому +1

      Hey champ, I’m also 20 and had a bad university day today. I hope this guy realizes the positive impact his videos make - but this one specifically. Just like you said!
      Goodluck mate

  • @SigmaSowers
    @SigmaSowers Рік тому +1

    Thank you! I turn 20 next month, I plan on moving to nyc in a year to start the rest of my life

  • @takla9256
    @takla9256 Рік тому +5

    I always thought of hitting 18 being the start of my life. Exiting the tutorial phase and onto the real experiment. In my eyes, I’m 5 years old and killing it 😎

  • @adriancastaneda5242
    @adriancastaneda5242 Рік тому +8

    about to turn 22 in a few weeks. I really needed to hear this. I’m always focused on the future and I’m such a perfectionist when it comes to finances. I just need to live in the present more. thanks!

  • @cammacleod3152
    @cammacleod3152 Рік тому +1

    I love this, as someone going through this in my 20s I feel this on a whole other level

  • @heyven779
    @heyven779 Рік тому +17

    Im 30 now and my regret so far is that i didnt had any financial education in my 20's...but better late than never... ✊

    • @qwerty1994ize
      @qwerty1994ize 11 місяців тому

      I know it’s late but being financially reckless in my 20s is literally the only thing I regret.

  • @arvidsG
    @arvidsG Рік тому +6

    I just turned 10 and this is truly eye opening! Will definitely keep in mind this.

    • @jenniferosafo1735
      @jenniferosafo1735 5 місяців тому

      Wow you’re ahead of the game, keep it up and watch lots of these types of videos !

  • @NateBest
    @NateBest Рік тому +3

    I am 37 and work to build a business for myself and my family. I def need to remember that I need to ask for more! That last tip is something I’m still struggling to remember.

  • @potatothe528
    @potatothe528 Рік тому +8

    As a young men, 2 month left for 20 i really appreciate your thoughts, your advice this will help many young people like me for thier life journey. love it!

  • @chad9971
    @chad9971 Рік тому

    @6:15 a material good I bought in my 20s (I'm 27) that I'm in love with is a 2017 4Runner 4WD haha. Def a life changer.

  • @muzik4023
    @muzik4023 Рік тому

    Brought happy tears to my eyes 😊😢

  • @TheDraculus
    @TheDraculus Рік тому +57

    my biggest regrets of my 20s:
    1. Watching Pornography
    2. Not asking girls out to be my girlfriend in a moral way (fear)
    3. Too much netflix/tv
    4. lack of self discipline/ waking up too late
    5. Not reading books

    • @jaspergabriels8933
      @jaspergabriels8933 Рік тому

      i am so addicted to porn because i have no love life and also feel depressed. Almost 30 what could you do because i always need to masturbate

    • @frank_burutolu
      @frank_burutolu Рік тому +1

      So we’re just re living cause I’m on this stage right now

  • @PhilaniNgcongo
    @PhilaniNgcongo Рік тому +26

    Biggest regret is not being consistent enough

  • @swapnilkushwaha5772
    @swapnilkushwaha5772 9 місяців тому

    I am 22 now and i dont really think i regret any of things in past... though don't have money that time or now...but i will make it..... What for me is experience more than money that matter sad happy fear fearless everything worth it..that what makes life right...just live it and keep progressing

  • @shernweilee5576
    @shernweilee5576 11 місяців тому +1

    I regret going along with the decisions my parents made me. The only money I have now is the money to build on a degree I wasn't happy but still went with it anyway. I am afraid now because I got laid over for a silly mistake I made at work and now I am been given a choice between waiting out my time for the next job (it has been six months without success at finding a job) and going to a master degree on the degree that I did not concentrate well on. My question is do I keep trying for my next job or focus on completing a master's degree?

  • @BigDAg889
    @BigDAg889 Рік тому +2

    Dang You kicked ass Ryan. Congrats on all your success

  • @dietsenaernouts4701
    @dietsenaernouts4701 Рік тому +3

    I really needed this Ryan. I love you and I look up to you

  • @NK-vw4ms
    @NK-vw4ms Рік тому

    Turning 25 this month. This video was very refreshing, very different from the usual mundane “save money work hard “ rhetoric

  • @adritan1957
    @adritan1957 Рік тому +3

    Very encouraging. Thanks Ryan.

  • @Wisdom-Vision-Mind
    @Wisdom-Vision-Mind 7 місяців тому

    What I learned:
    - “Your job in your 20s is to fail. You have 70 years remaining.
    - Not spending enough money: To make money, you must spend money. Not only to make more money but to enjoy life more. There’s no difference between having one day paid for a dinner or something even bigger. Nothing would have changed.
    - Having a bad relationship with money. Money doesn’t own you, and you don’t have to work for it. If he felt like it was a boss, you should do the complete opposite.
    - Not quitting enough. If you want to change your life, you have to change what you are doing. If you are broke or unhappy, there’s something to change. If he hadn’t quit the woman he had, he wouldn’t have the one he has right now. The same applies to a lot of things.
    - Not trying more things.

  • @susanritzmann7694
    @susanritzmann7694 Рік тому +2

    ❤️it
    If it’s meant to be, it’s meant to be😊

  • @tsukuruuu
    @tsukuruuu Рік тому +49

    🎯 Key Takeaways for quick navigation:
    00:28 💰 Don't be overly afraid of spending money in your 20s; view it as a tool and invest in experiences, help, and resources.
    03:13 🚀 It's okay to quit things that aren't making you happy or fulfilling your goals; don't stick with situations that drain your time and energy.
    05:18 🌍 Take life less seriously in your 20s, travel, and explore the world; prioritize experiences over material possessions, and embrace the opportunities that come your way.
    Made with HARPA AI

  • @gangmgang_
    @gangmgang_ Рік тому +55

    “It never ceases to amaze me: we all love ourselves more than other people, but care more about their opinion than our own” ~Marcus Aurelius One more quote that I always like to remember is: Care about people's approval and you will be their prisoner, the courage to be disliked is the key that opens the prison doors and sets you free to be the person you've always wanted to be. As Mike Tyson said if you’re friends with everyone you’re an enemy to yourself.

  • @Simplylivefit
    @Simplylivefit Рік тому +5

    We always want to be further than we are. There is so much time. What happens happens. I
    Ike the idea of chasing experiences. You don’t know until you try

  • @Natalie.Garcia
    @Natalie.Garcia 9 місяців тому

    I appreciate your sincerity. Thank you for sharing.

  • @mrbojangles155
    @mrbojangles155 Рік тому +1

    MAN. Not quitting enough is huge. Wish I would've quit many things before it was too late

  • @bertwright6327
    @bertwright6327 Рік тому +21

    Phenomenal insights. I am now 49 and I resonate with so many things you've shared. When I talk with college kids, I share similar advice. I tell them that when you graduate...let's say at 21 or 22, it's unfair to ask you make career decision. I advise them to spend the next 8 to 9 years TRYING and FAILING at everything. By the time they get to 30, they have garnered alot of insights and wisdom that can better shape their lives for the future.

  • @bigunhettiarachchi853
    @bigunhettiarachchi853 Рік тому +2

    Currently reading: sell it like Serhant
    I love it 🥰

    • @sellitsalestraining
      @sellitsalestraining  Рік тому +1

      Just released my third book...get reading so you can be ready for when it's public!

  • @vanshgoyal9
    @vanshgoyal9 Рік тому +77

    I am 21. Its been so much pressure in my head to become successful that it takes my energy and also i am afraid spending money. This video really addressed the issue 🎯. Thanks Sir. Really appreciate your words🙏

    • @Tlhah
      @Tlhah Рік тому +1

      You will get it ! Student yet ?

    • @vanshgoyal9
      @vanshgoyal9 Рік тому

      @@Tlhah Yes in college.

    • @maxirwin7658
      @maxirwin7658 Рік тому +1

      Same here man, last year of college and 21 years old. Stressing myself out because I have an idea in my mind of how successful I want or should be, but i'll just have to work hard and make use of opportunities and see what comes of it. Good luck to you.

    • @smashultimate
      @smashultimate Рік тому +4

      It’s hard to relax and shift away from the grindset

    • @jayrazzi7
      @jayrazzi7 Рік тому

      I’m 21 about to be 22 in a couple weeks. I feel you

  • @phillipmphahlele3528
    @phillipmphahlele3528 11 місяців тому

    Thank you Mr Serhant, We love you too man.

  • @MKGamingInvesting
    @MKGamingInvesting Рік тому

    Thanks Ryan Serhant! Amazing video for me being 18👏🏻🙌🏻🇩🇪

  • @George-jx8zh
    @George-jx8zh Рік тому

    I like this channel almost more than the main!!

  • @Jonerod
    @Jonerod Рік тому +7

    You’re right. Nothing wrong with quitting and starting new, as long as you’re picking up knowledge and wisdom and even mistakes along the way 😅

  • @Mrsaintfleur
    @Mrsaintfleur Рік тому

    Thank you so much for this video, I'm 24 , so this was refreshing to hear

  • @erik.schalk
    @erik.schalk Рік тому +2

    Super unique POV compared to other speakers. I very much agree on all 3!

  • @nickh509
    @nickh509 Рік тому +1

    Guy doesn’t realize that renting a tiny apartment in todays market will make u go broke

  • @AndreaDoesYoga
    @AndreaDoesYoga Рік тому +1

    Great advice, this is a game-changer for my 20s! 🚀👏

  • @an67481
    @an67481 Рік тому +1

    It’s literally rich from this guy who built the personality and skills in order to reach CEO before 40. If he had wasted his 20s, he could now be average and earning the lower average salaries in his field and sucking it up for the rest of his life.

  • @luisrocksinn9928
    @luisrocksinn9928 Рік тому +2

    Thank you for this, Ryan!

  • @wolverineforce2068
    @wolverineforce2068 Рік тому +1

    24 right now and i like this advice . Most definitely going wirh the live a lil advice

  • @fatimagonimodu8434
    @fatimagonimodu8434 Рік тому +35

    let your mind be at peace and create your own life,
    never let others depart you from what's on your mind,
    thinking positively and invest on it you will see the beauty on how you will grown quickly.

    • @philippine6168
      @philippine6168 Рік тому +12

      You're absolutely right, to be a successful in life required not only hard work but awareness and sometime opportunity at the moment, investment remains the best way to start.

    • @theresathomas3849
      @theresathomas3849 Рік тому +9

      ​@@philippine6168I agree with you. Investment is the key to sustaining your financial longevity. And not just any investment but an investment with guaranteed return.

    • @bernarddonald8203
      @bernarddonald8203 Рік тому +9

      yeah investment is the key to sustaining your financial longevity but venturing into any legit investment or business without a proper guidance of an expert can lead to great loss too.

    • @agraimentsyahung726
      @agraimentsyahung726 Рік тому +5

      ​@@bernarddonald8203Exactly and many of us don't know where to invest our money so we invest it on wrong place and to the wrong people

    • @chrisharrison-ir5wb
      @chrisharrison-ir5wb Рік тому +3

      ​@@agraimentsyahung726 Obviously talking about been successful, I know I am blessed if not I wouldn't have met someone who is as spectacular as Debra Barton

  • @andrea_mosca
    @andrea_mosca Рік тому

    Bro this channel is gold

  • @dzmindsetpodcast
    @dzmindsetpodcast Рік тому

    I regret my 20s focusing only on my education and I was regretting everyday going to the university knowing that I had enough! But actually I finish it and proud of myself ,

  • @IdrissSadalah
    @IdrissSadalah Рік тому

    I ve just turned 29 , and according to what you said , I would gladly admit that I fkng made it , I mean I bought the house every neighbor wanted and admired , I bought my dream car when I was 24 , met the craziest and the best traders around the world ,money wasn t always on top but I kept it working well , so now that I just settled with my fiancee that I know deep down my heart that she would be a good wife to me , I think I should be more conservative with money , should I ?

  • @victoriaqiao9881
    @victoriaqiao9881 11 місяців тому

    Thank you so much, Ryan!

  • @unknownoblivion2417
    @unknownoblivion2417 Рік тому +1

    5:05 pretty much it. If society wasn’t judgmental I would n have gone after what I wanted a long time
    Ago like two years ago or so

  • @madds7719
    @madds7719 Рік тому +3

    Thank you, Ryan, for sharing these wisdom biscuits 🍪

  • @falaxhck5405
    @falaxhck5405 Рік тому

    I bought a motorcycle in my 20s and that thing changed my life and wallet 😂

  • @henryswarey
    @henryswarey Рік тому +3

    My biggest mistake was to not let myself try bigger!
    I was afraid of trusting others so I’d just do it myself. Now I’m a delegater✌️

  • @awedahammed3879
    @awedahammed3879 Рік тому

    Great point with elaborated explanation

  • @amanimentality
    @amanimentality Рік тому

    I’m 22 and I needed this

  • @flueepwrien6587
    @flueepwrien6587 Рік тому

    i think that exact money ptsd mindset he had is what helped him get to his point now he is at a place where it makes sense to chill and spend more. that ties into his health not carrier success

  • @m2n900
    @m2n900 Рік тому

    Thank you for the video Ryan Awesome as always! 🙌

  • @claralucas354
    @claralucas354 Рік тому +26

    Great video, trading come with a lot of
    benefits And I have just bought my first
    house through it. As a beginner I was
    scared of loosing my savings but I'm glad
    I took the bold step that is now favoring

    • @samuelroddy5382
      @samuelroddy5382 Рік тому

      I will love to be your friend dear as well
      as sharing some i dears which you're benefiting

    • @claralucas354
      @claralucas354 Рік тому

      Okay but is not luck, is all about having good investment plans most of all trading with a trust worthy expert.
      Watching professional trading videos and most especially connecting with the right person the digital world is full of in unreal people I met some of them during my success journey. I felt same way when I started especially when you use demo account you might be winning but when you put in real money you start losing I understand and I pass through it all. I’m very happy I’m profitable now

    • @claralucas354
      @claralucas354 Рік тому

      Currently i can attest to the fact that I
      make $18,300 weekly through trading
      which is more better then my monthly
      salary job. trading becomes my passive
      income.

    • @claralucas354
      @claralucas354 Рік тому

      At first i was afraid too before i gave it a
      try and realized fear kills dream more than
      failure.

    • @claralucas354
      @claralucas354 Рік тому

      It's not about being educated but it's about seeking for the help of an Expert with a profitable broker.

  • @riveralvarez7517
    @riveralvarez7517 Рік тому +153

    Hi, this is awesome content. I love the videos about making money and I am currently doing dropshipping as a side hustle (started with almost nothing), and it's paying really good last few months. I have at least 3000$ per week profits last few months :) Consistency and hard work (with a little bit of winnerzila of course, their products are absolutely amazing and vital for this business imo) will always pay off at the end. I have never been happier in my life now that I have financial freedom.

    • @rasalresid9147
      @rasalresid9147 Рік тому +3

      Thank you bro, I just checked their website and I see they have some amazing lifetime deals, so are you subbed on that as well?

    • @BastionF
      @BastionF Рік тому +6

      sad

  • @anthonyguilbuena
    @anthonyguilbuena Рік тому

    love to learn more with sir ryan as real estate agent

  • @jarrodwolfre
    @jarrodwolfre 10 місяців тому

    I regret not believing in myself and wasting the potential I could of used when I was in my 20’s, instead I’m in my 30’s still not doing what I could be doing, which that will change ASAP no matter what!

  • @Mistmix110
    @Mistmix110 Рік тому

    6:17 my hardware wallet 😂

  • @DuncanSmith
    @DuncanSmith Рік тому +2

    love this

  • @kavishsinghal6739
    @kavishsinghal6739 Рік тому

    Great Video Ryan, a little tip- why don't you sign couple 100 books and release them 2-3 days before the release date so that people like me who love you a lot can get something even more meaningful with the book!

  • @violondon8776
    @violondon8776 Рік тому

    TOTALLY agree with all of these points!!!