How To Get Ahead Financially In Your 40s, 50s, 60s and Beyond | Clever Girl Finance

Поділитися
Вставка
  • Опубліковано 18 кві 2023
  • You’ve probably seen headlines stating where you “should” be financially according to your age. While these articles can be helpful, they can also be terrifying, especially for those who feel they’ve fallen behind.
    But the good news is that no matter where you are financially, it’s never too late to start over, catch up, or become financially sound.
    In today's video, join Bola and Yazmir as they talk about tips on how to get ahead financially in your 40s, 50s, 60s, and beyond, no matter where you are financially at the moment
    CATCH OUT OTHER LIVE SESSION REPLAYS: • Live Video Replays! (J...
    ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
    ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-...
    ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
    ❤ Follow us on Instagram: / clevergirlfinance
  • Розваги

КОМЕНТАРІ • 48

  • @JaieKeller
    @JaieKeller Рік тому +23

    All I needed to hear is that I can start where I'm at

  • @fatimamanneh9432
    @fatimamanneh9432 Рік тому +19

    My employer gives a match of 5% I contribute 6% I also save $800 a month in a work credit union account I think I am going to be ok I started my savings at age 40 I am 52 now I am not where I want to be but having some is better then nothing

  • @dbailey6118
    @dbailey6118 Рік тому +9

    Thank you for this topic. Retirement is another phase of life.-really encouraging. I am 60 and this helped me change my perspective on retirement.

  • @Greenblue10
    @Greenblue10 9 днів тому

    This is such a good topic. I’m in my late 40s and have been losing sleep lately and having lots of anxiety around the fact that I’ve waited too long to save for retirement…I feel so much more hopeful now! Thank you!!

  • @Sky-Child
    @Sky-Child Рік тому +20

    My older colleagues laughed at me when I attended a free "planning for retirement" seminar, aged 30. But I would rather know if I am on track BEFORE I get within reach of retirement, so I can alter my behaviour accordingly

  • @chanorou2075
    @chanorou2075 Рік тому +4

    Here from Ghana. Thank you

  • @Katie-dy7zx
    @Katie-dy7zx 5 місяців тому +1

    Most of us have started late in saving (I started at 40) so this kind of content is sooooooo valuable and relevant! Thank you!!! ❤

  • @joitwotheworld
    @joitwotheworld Рік тому +3

    Thanks! Great topic

  • @velmacoutee2613
    @velmacoutee2613 9 місяців тому +3

    Thanks for this wonderful information at 57. Things to do, putting in that TSP match, asap.❤

  • @evenatandnico3771
    @evenatandnico3771 Рік тому +3

    Mrs Bola such an encourager, speaking kind words always❤. Big character trait of an introvert.

  • @JaieKeller
    @JaieKeller Рік тому +7

    I was stuck in the mindset that I waited too late.

  • @earthaleeacoff9998
    @earthaleeacoff9998 7 місяців тому +1

    Good morning from Dayton Ohio

  • @JJfunhouse08
    @JJfunhouse08 Рік тому +2

    First time here, from UK but I have read your books

  • @foodmadewithlove324
    @foodmadewithlove324 Рік тому

    You look young ,I honestly though it that you are in your earlier 30.Well done !Thank you so much for the encouragement! God bless you❤

  • @yeoritonmax-alalibo340
    @yeoritonmax-alalibo340 Рік тому

    Hello, thank you from Nigeria

  • @Soulfulandvegan
    @Soulfulandvegan Рік тому +2

    Happy Wednesday ladies! Virginia here

  • @MsArtelia
    @MsArtelia Рік тому

    Thank You

  • @JaieKeller
    @JaieKeller Рік тому +3

    Bola, I took your recommendation that after 1000 was saved for emergency to aggressively pay debts.
    I have a little more than that. So, I'm paying down debt by the smallest first.
    I can't believe I'm going to pay off my first smallest loan in one sum 1,342 with no regret, I feel freedom.from just the decision.
    And I'm waiting on your investing and side hustle book.
    I have a pension, but I just started the enrollment application for a 401k and 457. Do you recommend an IRA. I'm 50

  • @BudgetsWithELMA
    @BudgetsWithELMA Рік тому

    Watching from FL ☀️

  • @JaieKeller
    @JaieKeller Рік тому

    Hi Bola!

  • @janicesitzes241
    @janicesitzes241 Рік тому +1

    Rosebud Missouri

  • @angieb3645
    @angieb3645 Рік тому +11

    "Stop living like you are about to die tomorrow." Message received.

    • @Sky-Child
      @Sky-Child Рік тому +4

      This is my husband's favourite saying. "We could die tomorrow" ... but what if we don't?

    • @fatimamanneh9432
      @fatimamanneh9432 Рік тому

      A lot of people do just that then they start to struggle after retirement & have to get a part time job then they leave their children nothing on top of it

    • @twistnloc3247
      @twistnloc3247 11 місяців тому

      @@Sky-Child Somebody said the same thing to me and I gave them the exact same response

  • @Kmadison50
    @Kmadison50 Рік тому

    First time here. Kim NYC😊

  • @speciallady1894
    @speciallady1894 11 місяців тому

    Very interesting

  • @JaieKeller
    @JaieKeller Рік тому

    I'm interested in one on one coaching

  • @nafeesadamier7592
    @nafeesadamier7592 Рік тому

    Good day 👋 Antigua 🇦🇬

  • @rosalindpride1501
    @rosalindpride1501 Рік тому

    Detroit. MI

  • @ingerwilliams8659
    @ingerwilliams8659 Рік тому

    Hi Inger Dc.

  • @JaieKeller
    @JaieKeller Рік тому

    Is the 10% or 15% the yearly contribution

  • @glendajohnson3580
    @glendajohnson3580 Рік тому +1

    We are living in different part of the world some people live in the Caribbean that don't have access to different benefit so What can they do?

    • @Clevergirlfinance
      @Clevergirlfinance  Рік тому

      Ideally you want to apply similar principles and find an equivalent in your country. Speak to people locally that are where you want to be and find out what safe investment vehicles they are using

  • @KinlyAmbongha
    @KinlyAmbongha 2 місяці тому

    Cameron

  • @twistnloc3247
    @twistnloc3247 11 місяців тому +2

    Invest in EFT or index funds. Roth 401k or Roth IRA - Invest in real estate - If you don't want to buy property, try crowdfunding - for example Fundrise(please know that you will not have access to your money for at least 5 years).
    I I have a Roth 401k from my full and part -time jobs. I have a Roth IRA where I invest in ETS and REITS. I also have a Fundrise and Yieldstreet account. My goal is to have at least 100000 in each account and live off of that in retirement.
    If you are a beginner investor, I would suggest invest in VOO(Vanguards SP 500). Put 50 to 100 a month if you can. Over time you will see results.
    Also if you company offers a Health SAvings Plan for medical expenses, take that option and invest your money.

    • @Clevergirlfinance
      @Clevergirlfinance  11 місяців тому

      Great tips. Thanks for sharing!

    • @Greenblue10
      @Greenblue10 9 днів тому

      Thanks for these tips! I need all the help I can. Investing makes me nervous but I think I need to educate myself and get over it!

  • @speciallady1894
    @speciallady1894 11 місяців тому

    Barbados

  • @euniceunuwovo6886
    @euniceunuwovo6886 Рік тому

    Eunuce Nigeria

  • @JaieKeller
    @JaieKeller Рік тому

    California

  • @joitwotheworld
    @joitwotheworld Рік тому +1

    I have retirement fund through my employer, that matches, I increased my contribution by 1% every year. You have to figure out what works for you