Do This Every Time You Get Paid (Paycheck Guide)
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- Опубліковано 3 бер 2024
- On this episode of The Table with Anthony ONeal, we share the ultimate guide to budgeting with tips on how to intentionally budget your paycheck every time you get paid. With clarity and expertise, AO navigates through the intricacies of budgeting, breaking down complex concepts into manageable steps. From setting financial goals to prioritizing expenses to help you take control of their finances. Don't miss this opportunity to embark on a journey towards financial stability ensuring a solid foundation for a secure financial future.
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Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.
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When he said "My paycheck was no longer telling me what to do... I was telling it what to do!!!"
Honey I'm over here shouting like he is preaching!!!
Hallelujah!!! 💃💃💃💃💃💃
I almost started crying from how deeply I felt this. I am showing this to my husband so we can get better together on where we want to be. We will work the next 3 months for that goal in mind, and I will rewatch this video again in 3 months as a reminder to myself and see how far I've come and how much more I want to go.
Today's Scripture: Luke 14:28-29
Today's Affirmation: "I am a thoughtful and strategic planner who counts the cost and prepares wisely for the future. I embrace the discipline of budgeting and saving; understanding prudent and financial planning leads to success and completion of my goals. With God's wisdom guiding me, I am confident in my ability to manage resources effectively ensuring that I can finish what I start, to build a stable and prosperous future."
Amen Amen and Amen that's a month full.
I copied and paste this to put in my budget book and to recite daily. Thank you.
I am ABSOLUTELY writing this down! Thank you Anthony O'Neal!
I remember when I used to spend $300-$500 at the club bi-weekly. Then seen that I made $80k that year with no saving. That's when I changed my mind set, then save to purchase a home 2 years after.
One habit that’s helped me throughout the years is I pay half of my rent and half of my car payment as soon as I get paid so that money is out of the account usually by the next day. Also have a my bi weekly grocery budget direct deposited into a separate account helps tremendously.
I’m actually about to start doing this as well ! Good to hear It works
I pay all my bills like that soon as my check hit it automatically transfer said amount to a separate account
This is what I do
My food is in a separate account as well. It helps alot
I need to do that
Tithing works!!! I started doing last year and I have been blessed! The more receive the more I give.
Amen
I agree! I started back tithing during the pandemic and haven’t stopped since. I’ve had no lack since then. I actually made the most I’ve ever made in my life since I’ve been tithing. Tithing also helps me manage my money.
@@ArtTheSinger , somehow I never miss it and just like you I am making the most money I’ve ever made!
Yazzzzzzzz been tithing for years, God is so awesome 🙏🙌
Amen! I am a witness that Father God blesses the tither. Amen!🙏🏿
I love budgeting! I didn't used to even think about doing it in the past, but now, even AFTER becoming DEBT FREE, I still do it EVERY month!
So true I budget every Sunday. No matter what, pay yourself first.
Therapy definitely helps….That was something else that has helped me look within and ask myself why I was spending money the way I was. I wish I had learned this all sooner in my 30s, I am 50 now and picked this up later in this life but what a blessing to have understood this now…better late than never.
You are so so right, because I don't take the time to budget my paycheck and to be honest I am living paycheck to paycheck. I am really getting sick and tired of being broke and it gets old. I need to stop and take notes on all of your videos and focus.
I can relate
Please budget and stick to it, it will save you but tithe first as you will really see a change, just my truth....
Same, I just bought a planner. I need to actually do it. We can do it
You are helping families break cycles. Thanks, Anthony. ❤
Fam getting paid today! im doing exactly this! Already add a bank acct adding another tomorrow. I got 6% going here 60% going there and rest over here!u feel me salute thanks
Looking forward to this
Try cash stuffing (I have a cash stuffing wallet). I use the 50/30/20 rule
I'm sick and tired
Luke 14:28-29
Let's try velocity banking also.
HAVENT WATCHED IN A WHILE YOU ADDED SCRIPTURES AND AFFIRMATIONS THIS IS BEAUTIFUL GOD BLESS . IM ALWAYS SPEAKING LIFE OVER MY FAMILY ,🙏🏽 MY CLIENTS AND COWERS
You are preaching today AO!!!! 👏🏾🔥 Let’s break the cycle and get out of the system!
You should have a day when people could call in and tell you about their financial issues.
He does a LIVE every Wednesday just for that. I THINK it's at 11:00 central time, but you can just go to his Home page, scroll over to 'Live' to confirm the time in your area. You can also click for a reminder-but I don't know what time that video pops up.
PREACH! 🙏🏾🙏🏾🙏🏾
I’m a firm believer of paying my tithes and offerings!
As my Pastor says, Can He (God) trust you with what preaches to you every day (money) that says “In God we Trust”?!? 🙏🏾🙏🏾🙏🏾
Automation is key! This is THE strategy!
Payton, thanks for your wisdom and knowledge. God bless. Still on this money making mater,My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.
I have 5 streams of income. I have a boat rental, a 360 photo Booth, a notary, travel business, a chartered cruise but most importantly,i have a potfolio planner and finacial adviser because Managing money is different from accumulating wealth.
I totally agree with you because since i I've maintained contact with a financial advisor. In the current cultural landscape, the difficulty lies in discerning the opportune moments to buy or sell when dealing with trending stocks. This process, while seemingly straightforward, is effectively managed by my advisor, who handles entry and exit orders for my portfolio. Over the span of just a little over a year, my portfolio has seen substantial growth, exceeding $750k
Please can you leave the info of your investment advisor here? I’m in dire need for one.
o
not to blow her trumpet,but Svetlana Sarkisian Chowdhury deserves credit as one of the finest portfolio managers in the industry. I highly recommend looking her up on the internet and thank me later
Thank you for sharing, I must say, Svetlana Sarkisian Chowdhury appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive that i had to scheduled a call
Thank you brother for sharing. The first time I actually tide was one week after being terminated I had no money. Something told me to tide so I used my credit card not knowing how it was going to get paid. The next week I received a call for a position I applied for earlier that year. God have truly blessed be for being obedient.
Amen! Tithes are included in my monthly budget spreadsheet, and it makes all the difference 👊🏾
I don't normally leave a comment on any video... But SIR ANTHONY.. you and the team are amazing. This video is fruitful!! Thank you for being such a blessing and I pray yourself and the team grow in greater grace and heights!!
EGO is the problem cant let materialistic stuff go and they know they cant afford it.
I needed to see this today… I loosely budget but I’m about to make sure I do it weekly. Great video
He that hath pity upon the poor lendeth unto the LORD; and that which he hath given will he pay him again.
This was a REAL and HONEST video ..Thank u AO for being transparent
Love this new set look!!
Thank you so much needed this TODAY!!! Confirmation!!!
It is 5:18am and I’m watching this .. I just got off work and I want to be able to do this without a doubt!!!
I just started watching and following you today and I can honestly say you give me so much inspiration and knowledge that I can apply and use and thanks for the therapist information also. It was right on time!!!! Keep up what you’re doing because you are making the difference.
I needed this frfr. Thank you so much
Thank you for this OG. I needed to hear this. 🤲🏾📚💰
Thank you very well said 😊
God bless you, I'm watching this from the u.k. loved this video, giving me insights on how to manage my debts realistically. Thank you, new subbie!!
This was absolutely excellent!!! 💯 👏🏽 👏🏽 👏🏽 👏🏽 👏🏽 👏🏽
Wow! Your transparency your emotional awareness is so real! Thank you so much for pouring into us!!! 🙏🏾BLESSINGS!
Thank you so much for this message
Thanks i needed to hear this
Thank you so much for this !
Thank you for the transparency and the need to examine ourselves to get clarity and find direction.
Thank you! Very powerful!
Thank you for sharing🙏
Thank you, Anthony for your truth. You hit the mark. I know it a challenge, but it can be done.
Yes, indeed. I'm ready for the change, thank you
Thank you!!
Wow!!! You dropped so many valuable nuggets 👍🏾Thank you so much❣️New subscriber 😃
Very good nuggets👏 I just had this same conversation with my son.
This one hit deep, thank king🙏
Periodt. I felt that.
He said I remember getting paid and going to the payday loan for a loan for the next two weeks. I was pointing at my iPad when he said it because I’m doing just that!!!
Best video ever… everyone needs to see and hear this…
Thank you for sharing!!!
A wonderful wonderful video.
Eating fast food all the time will hurt your pockets....
Ouch
Bro your multi-talented ur a beast with the RNB and soul now financial advice.... man what can't raheem devaughn not do 🔥
Everything you said first 3 minutes, definitely gonna listen to the full thing
My expenses are way more than my income, I started a budget and had to stop mid way as I discovered I am living by grace. I really do need to set up a sustainable income stream
Thank you
Very great content…. I needed to hear this
I really needed to see this. Everything you said I will put into works and then you mentioned tithing which is funny because I keep seeing multiple people say tithe so I will start and see what God do. I usually sow seeds every now and then but I am going to start including tithing as well. Thank you so much and I wish many blessings over you and your business.
Preach brother.
Oh snap, your intro song is FIREEEE. I started jamming in the car. I actually might need the entire track. 😂
Good morning E3 crew!!!!
You blew up! I remember watching you all the time on Dave Ramsey!
Over 400 watching. Let's hit "LIKE" to match 😊
Goooood Morning Everyone😊 What is E3?? Thanks A.O., you are so on point. I sooooo appreciate you, your ministry & all you do to help us mentally, physically & financially. Blessing to you, your family, your team, your viewers & your ministry.
E3 is the name of our community! We are "Expanding" in these "3 areas": 1. Abundance 2.Wellness 3.Freedom = E3 .. Thank you for tuning in!
Glad i saw this video❤
Great transition to the therapy promo but it still is 1000% true. Thank you for normalizing therapy to our community especially our black and brown men 🙏🏽🙏🏽🙏🏽
Yo everything your saying is correct 💯 I noticed it when I was doing the right way stuttering my finances I had more and I allowed others to influence me in spending because there mind sets were like your friends and they were mad because of I wasn't in the mindset as they were it's really a generational curse . Your future is worth a change in a mindset and getting closer to God tbh break the cycle fr don't be of the world be of God and follow His plans he intended for you to have ❤
Hey I love your vids, so informative...so have you discussed the taxes that's paid on interest gained in high yield savings accounts? Do you file on your taxes and pay tax on that interest? I'm searching for clarity, help... 😊
I am sick and tired of being sick and tired. 😢
My life and my finances have been transformed since I began tithing. God is 1000% faithful. Abundance will be yours and you will not run out.
Your right
A black man in therapy 🥰 love to hear you talk about it because we all need it along with some God.
I have seen this friday to Tuesday dance.
Preach!!
you go boi 👏🏾
Anthony do you have a link for your financial affirmations that you can share with me? I think it would help
Having some $ put into a high yield savings account for my short term or emergency expenses has really helped, I love seeing the interest paid grow! That's my incentive. Also, learn how to buy stocks. Get an education about how to invest, for free, anywhere on the internet.
Yes
First and foremost Thanks for your time and providing great info
I want to use a budgeting tool but a lil worried attaching my bank account . How secure are these budgeting aps/tools? And which would u recommend ?
Thanks in advance
Around time stamps 9:07 & 9:13, Anthony refers to Chime as a bank. However there is a disclaimer in your description box, as well as on the Chime graphic that you show, that states that Chime is not a bank. Will you please explain exactly what it is in layman's terms? There is some famous person who says 'explain it to me like I'm a kindergartener'. You don't have to go THAT low, however I need to understand it clearly. Thank you.
Online banking
A great online bank. No overdraft fees. I get paid early. Literally NO fees
In the description of this video it says Chime is a financial technology company (a FinTech). Basically it runs the Chime app and provides customer service. If you use Chime then your money is actually in a bank account ONLY FOR the purposes of keeping your money FDIC insured. For whatever reason federal laws and regulations (specifically FDIC regulations) have not yet been revamped by Congress so that a completely online FinTech like Chime can get its own ABA routing number and FDIC insurance. The ABA routing number on your Chime Account will tell you which bank. With Chime that will be either Stride Bank or Bancorp Bank. Chime has partnered with them to the extent of being able to provide Chime customers with an FDIC insured account number. However if you physically went to a Stride Bank or Bancorp Bank or called their toll free customer service numbers you would not be able to get any service. You are solely a Chime customer and have to communicate directly with Chime. It's all virtual, there is no physical bank you can go to. This is why there are less costs of banking with FinTechs vs actual banks because the FinTechs have low overhead. Therefore with virtual banking (or rather online banking with a FinTech) there is no physical branch and any cash you want to deposit you'll have to search high and low to find a deposit location (Walgreens if the FinTech you're with is Chime). Or you could have an account with a local brick and mortar bank to deposit cash and electronically send it to Chime (or whatever fintech you're with). But of course the local bank might not have completely free checking/savings. I hope this makes sense.
Thank you! 🙂
@@kflo7455 🙂
Saving money is great you just have to get into the habit of saving money. Its in important yes i agree you need to control your money not your money control you. I just say do whats best for you everyone situation is different. Especially now that everything is going up. Food and gas keep the faith
Preach
I love automation. I miss it since now I’m in a business that is cash 💰 daily with the income up and down- daily. When clients pay with card atleast that goes directly to my business account.
What about Sofi bank? You had said this a great bank, so should I stop sofi and go to chime bank?
Automation. I have my retirement set up for this. I manually transfer money into my CD every payday. Drop some $$$ into a 2nd bank account. Then I pay my bills.
Also, started an all cash stash. Starting small, a 20, 10, 5 and 1 dollar bill every payday (each week). $144 x 12 mos = $1728.00 x 8 years.
Preaching.....🎉❤
Jax I used to live in baymeadows
great show! I wasn't taking notes but this was good... like the tithing challenge... what I do know is that when I was consistently tithing I never wanted for anything... I did just get my 401k set up a couple weeks ago!you mentioned chime in this video but you mentioned another 1-2 in a couple other videos... for the checking accounts... what were those & I may have to go back through some videos w IRA & ROTH ... thanks
Does this also work for the UK audience (referring to Chime)
Single living with parents v family of four..... Depends on your spouse? You have to start with the situation. Because 59k is different depending on situation 😊
Listening
Love the scripture
What do you think about Acorn bank?
I need to get my spouse on board I tryin to budget but he always find something to buy weekly it seems.
My ex-husband 🤦🏽♀️🤦🏽♀️🤦🏽♀️Girl, I have stories.
Flexible budget. Don't make it complicated.... What do you have left after you pay all of your bills. Then look at the bills and cut all the waste. Then budget what's left to emergency savings investment business
Ho young man, I had to ask you for advice on writing a book. Do you think that I could get my work out to the world If I market my poetry by myself?
Your Sofi link isnt working...
You budgeting whilst tipsy, was a Sobering moment 😂😮❤
😂😂😂😂😂
❤❤❤Man you talking that talk tonight!!!! You have my attention brother !!!!
We would like to go to Gyana
Anthony this was soo good👏🏾
You said capped out emergency fund. How much should you have for an emergency fund?
One month worth of expenses!
3-6
Now and days, close to a year.