How I Do My Cash Condensing | Savings Challenges + Sinking Funds | Cash Stuffing for Beginners

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  • Опубліковано 2 лют 2025

КОМЕНТАРІ • 106

  • @TheNordicNurse
    @TheNordicNurse 8 місяців тому +28

    Started cash stuffing exactly one year ago now! I got taken for a ride when it comes to maternity leave, so thank goodness I started cash stuffing a couple months before she was due. Absolutely saved us and made paying for everything a breeze. So thankful to have found your channel.

    • @adoptabudget
      @adoptabudget 8 місяців тому

      Same here!!! So thankful for this journey ❤

  • @peggymarshall5671
    @peggymarshall5671 8 місяців тому +14

    Tried to cash stuff 4 yrs ago but it never stuck since I didn’t have a clue as to what I was doing. Then I stumbled onto a video you made sitting at your coffee table(?) of how you do it and it clicked. So in short I’ve been cash stuffing since 2024. Little by little this time it’s making sense and I can stick to it easier. I’m on a very very limited retirement pay so I can’t stuff a whole bunch. Love watching all your videos: cash stuffing and condensing , they keep me motivated. Just like listening to Dave Ramsey podcast. Thank you so very much for what you do! ❤️❤️❤️

    • @TrappedQue
      @TrappedQue 8 місяців тому +1

      As a newbie to cash stuffing. Don’t go crazy buying all cash stuffing products. It sort of defeats the whole purpose of saving money.

  • @alicesmith7180
    @alicesmith7180 8 місяців тому +10

    Cash stuffing since June 2023. Paid off 3 credit cards and working on fourth card this year 🤩😍 My budgeting lifestyle has been enhanced thanks to your products and videos 🥰

  • @ceresayoung6760
    @ceresayoung6760 8 місяців тому +6

    I started cash stuffing in Jun 2018. Once I paid off my debt in 2019, I just continued and it’s been so beneficial. I went from using actual envelopes, to luxury AD products. 😜

  • @reneescott2667
    @reneescott2667 8 місяців тому +6

    I started in January of this year. It’s taken me about 4-5 months to figure out the sinking funds we needed. It’s really opened our eyes to how much money we were spending now that we use cash for groceries and eating out. It’s been a game changer for sure! Got my Lavender fog poppy wallet yesterday. ❤

  • @SlymeKweenSavings
    @SlymeKweenSavings 8 місяців тому +4

    I’ve tried to cash stuff a few times unsuccessfully, but now I’ve taken the leap and have been cash stuffing for just over a month. It’s been amazing and I’m learning something new every day! Great video!

  • @louise4325
    @louise4325 8 місяців тому +2

    Just started this week been thinking about it for a while and I finally decided to give it a try

  • @KristinaWhite-oy9ub
    @KristinaWhite-oy9ub 8 місяців тому +1

    Thanks Emily for another Amazing video !! I just put in an order today for my monthly dividers and dash board for my A5. Have a Blessed weekend !!

  • @kassycompean1989
    @kassycompean1989 8 місяців тому +3

    I started cash stuffing last year after watching your UA-cam videos and discovering this great supportive community ❤

  • @thesandrapages
    @thesandrapages 8 місяців тому +5

    I literally just started cash stuffing a little bit a few weeks ago & right now it’s just for some savings funds (car maintenance & gifts) but I’m planning to expand on that over time as I get used to it.

  • @janiegarza2375
    @janiegarza2375 8 місяців тому +1

    Hello Emily, I started cash stuffing in January 2024 right after I found your channel and I binged watched all of your videos and you motivated me to get out of debt(have a long way to go but you have to start somewhere, someday). Thanks for the motivation and may God Bless you and your family always!

  • @staypositive0503
    @staypositive0503 8 місяців тому

    I’m really new and I started about 5 months ago. Once you start it’s really fun and motivating for me!!

  • @elizabethyounkin9156
    @elizabethyounkin9156 8 місяців тому +1

    Thanks for your video. I started cash stuffing last year when my husband passed away. He handled all the finances and I soon realized I needed a system and poof I found you. Thank you for sharing.

    • @KristinaWhite-oy9ub
      @KristinaWhite-oy9ub 8 місяців тому +1

      Thoughts and prayers for you from another widow ♥ The first year was my hardest !

  • @MakeMoneySaveMoney111
    @MakeMoneySaveMoney111 8 місяців тому +1

    Hi Emily, thanks for sharing another great video. 🤍

  • @jamesdarling3320
    @jamesdarling3320 8 місяців тому

    I started this year after finding your channel, i just recently did a 2nd order because the poppy wallet came back and i bought more other items too , can’t wait to being more organized

  • @shannonfordcarter
    @shannonfordcarter 8 місяців тому +2

    Hi Emily. I started cash stuffing in 2019. I started cash stuffing with hot pink paper envelopes. I didn’t start being consistent until 2022!

  • @annekerr1729
    @annekerr1729 8 місяців тому +2

    I’ve always budgeted, but started cash stuffing a year ago❤. I also use my sub accounts (they cannot be accessed with our cards)to “cash stuff” , going to a bank here is a nightmare, but I find this works for me. Groceries, fuel and incidentals I use cash, this has made a huge difference in being accountable with our income. Love your channel❤❤❤

  • @jessica_danielle__
    @jessica_danielle__ 8 місяців тому +3

    started cash stuffing in august 2023 made a budgeting channel for it, and haven't filmed anything for it since September 2023. but I want to get back into cash stuffing (and the filming of it) cause I thought with such low amounts with paychecks people wouldn't be interested in seeing it. but you have to start somewhere

  • @RomanticizeReality
    @RomanticizeReality 8 місяців тому +2

    Budgeting for a few years now, but cash stuffing for about 3 months. Still tweaking and figuring it all out, but happy I'm doing it now. Saving even more than before as a result!

  • @maria.workinprogress
    @maria.workinprogress 8 місяців тому

    Thank you for sharing! Hope you're having an awesome weekend. 💕

  • @rhondapetsch9646
    @rhondapetsch9646 8 місяців тому

    Started several years ago. Been inconsistent. Back on the train because of your content and hoping to increase savings because of it.

  • @nicolebass1113
    @nicolebass1113 8 місяців тому

    I started cash stuffing in December 2023. After watching several youtube channels I decided to purchase a few envelopes and use prop money! I have always made a budget for myself on paydays, but never stuck with it. Since starting cash stuffing, I have paid off a credit card and paid for majority of my masters degree out of pocket. It has changed my mindset and how I spend my money. I love it! I couldn’t ever imagine not using my envelopes

  • @nahomiecean6890
    @nahomiecean6890 8 місяців тому +1

    I started cash stuffing at the end of 2022 but had stopped due to unforseen events. Started back again in mid year of 2023 and doing much better now. Happy Saturday Sweet Angel 😇 !!!Thanks for blessing us with a great video 🖤🖤🖤

  • @curlygirlbudgeting
    @curlygirlbudgeting 8 місяців тому +4

    Been cash stuffing since 2018. Crazy to think it’s been that long! Stopped recording YT videos of my stuffings for a bit because I was in school so stuffings were small and repetitive but excited to get back at it now that I’ve graduated. 😊

    • @LifeKindnessBudgets
      @LifeKindnessBudgets 8 місяців тому +1

      I’m a curly hair cash stuffer!! Can’t wait to get to know you!!!

    • @curlygirlbudgeting
      @curlygirlbudgeting 8 місяців тому

      @@LifeKindnessBudgets Love that! Curlies unite. 🥰

    • @morgansjournal
      @morgansjournal 8 місяців тому +1

      I hope you come back soon! Subscribing just in case 💖

    • @curlygirlbudgeting
      @curlygirlbudgeting 8 місяців тому +1

      @@morgansjournal Thanks for the support, Morgan! Hoping to get back up and running sometime this month. 😊

  • @rachelprice9768
    @rachelprice9768 8 місяців тому +5

    Unfortunately I have been inconsistent. We just had some out of the blue expenses we honestly weren’t prepared for (surgery, major appliance breaking) which motivated us even more to become debt free and cash stuff! The Lord told me to prepare in January and I’m so thankful I listened cause it got us thru when we were struggling!!
    We have always made a budget. And pull cash out to avoid over spending. But want to take it more seriously and do better with it once we get our feet back in the ground some. By the end of June, we should be back at it in full swing for July!!

  • @robinedie8085
    @robinedie8085 8 місяців тому +2

    Hi Emily, enjoy your videos. Ive been cash stuffing since December 2022.

  • @justthethreeofus5055
    @justthethreeofus5055 7 місяців тому

    I started cash stuff beginning of this year because I was inspired by your videos. I had to tweak it to what fit my budget, just $200 a paycheck to designate to my various categories. It’s probably not how cash stuffing should be done but it’s working so far for me and I’m pleasantly surprised how every bit adds up.

  • @stuffwithsiri
    @stuffwithsiri 8 місяців тому +2

    Started 2 years ago. Stopped, and now I am back at it again. ❤

  • @deenaknepper5224
    @deenaknepper5224 8 місяців тому

    I started cash stuffing in July 2023 - started with following you! I have stuck with it ever since. Definately changed some of my ways or styles but I do whatever helps me on the next journey of my cash stuffing. Thank you for your videos. I look forward to them each and every week! 🖤

  • @RobinLaneLowe
    @RobinLaneLowe 8 місяців тому +3

    Hey, Emily. I've been cash stuffing for about a year. ❤

  • @kniehaus22
    @kniehaus22 8 місяців тому

    I started cash stuffing in November, so about 6 months and have paid off 2 debts so far and just 1 month away from paying off the 3rd! This way of budgeting has completely changed the game for my husband and I!

  • @TheMothersJournal
    @TheMothersJournal 8 місяців тому

    As far as budgeting... been doing online budgeting using Google sheets for 2 yrs now. But I got inspired doing cash stuffing by your videos and started doing it last March. It's a work in progress and I'm enjoying it! ❤

  • @CatLadyBudgets
    @CatLadyBudgets 8 місяців тому

    I'm very new to cash stuffing, probably in April is when I started. I've always budgeted but never cash stuffed until I stumbled upon your channel 😂

  • @LeahsLifeinEnvelopes
    @LeahsLifeinEnvelopes 8 місяців тому +3

    I started Feb 2024 and it has changed our life and relationship with money!

  • @vickiehopkins13-tm2sl
    @vickiehopkins13-tm2sl 8 місяців тому

    One of your videos popped up in my UA-cam feed in February. I had never heard of this “cash stuffing “ thing, so I was curious. Turns out it was what my mom was doing back in the seventies when my dad changed jobs and went from being paid once a week to once a month. She used regular ol’ white envelopes and a tin recipe card file. I think I tried the method back in the late seventies when I first moved into an apartment with a roommate. Apparently it didn’t stick!😂😂 Things are much more glamorous these days, and with so much support and inspiration on UA-cam. So many ideas being shared. What a great community. Oh, so I started cash stuffing and budgeting after binge watching many in the community in February. I didn’t have any debt, (now) but I have ten grandkids and Christmas can be overwhelming. I am thinking twice, or maybe three times before getting a card out to swipe. Thanks for the inspiration.

  • @NohBody000
    @NohBody000 8 місяців тому +4

    Never clicked so fast in my life 😩💕

  • @konstanceharding6140
    @konstanceharding6140 8 місяців тому +1

    Hi Emily! I’ve always done a budget, but I just started cash stuffing in January of this year (2024).

  • @GoBrandi
    @GoBrandi 8 місяців тому

    I started cash stuffing in October of 2023. It has changed my relationship with money almost immediately.

  • @shananigans0117
    @shananigans0117 8 місяців тому +1

    I’m just starting so this is a great video for me

  • @m.n.buckland5290
    @m.n.buckland5290 7 місяців тому

    I have not started cash stuffing yet. I just found your channel and I am still learning before giving it a try!

  • @LifeKindnessBudgets
    @LifeKindnessBudgets 8 місяців тому

    I started cash stuffing April 2023. Life was a wreck and I was inconsistent. I got real with it in February and I’ve taken some hard hits. I’ve had to use my emergency fund to take care of some major plumbing repairs but I’m thankful I have it. So back to baby step 1 for me. It’s okay though!! I have my health and I have my wit. I can make money and I have peace that I am being the best steward to what God has blessed me with and I’m so grateful.

  • @LadyBrilxa
    @LadyBrilxa 8 місяців тому +1

    🤩 Yay! Excited for this video!!!!

  • @jujuallen9961
    @jujuallen9961 8 місяців тому

    Happy Sunday Mrs Emily
    Mrs Dee here rocking with you today.
    Awesome condensing, keep up the good work. Stay blessed and happy savings ✨️

  • @NovaVanBuren
    @NovaVanBuren 8 місяців тому

    Answering your gtkm question : I started cash stuffing in January of this year! I make very little money, and I discovered cash stuffing last November and decided to make that small income work for me as best I can. So now I have sinking funds for the big annual bills (electricity, house insurance, annual vaccines for my dog, as well as a fund for christmas and for birthdays); it's not much but it's been great getting control over my money and seeing my envelopes slowly swell up and feeling more stable and financially independent!

  • @SageBudgeting
    @SageBudgeting 8 місяців тому

    I started cash stuffing in 2010 yo meet a specific goal. After I was able to meet that goal I didn’t cash stuff again until 2021. I have been actively cash stuffing since then.

  • @rena_vations
    @rena_vations 8 місяців тому

    I started a lip over a year ago cash stuffing and my channel 😊🎉🎉🎉 I have paid off 2 debts since 🎉
    Thanks to you all here on UA-cam

  • @Emmalovescardmaking
    @Emmalovescardmaking 8 місяців тому

    Hi Emily, loved the video. I am learning so much about cash stuffing. I started last month just putting a little bit into my envelopes but I am hoping to do a full cash stuffing this month.

  • @meganhanna7611
    @meganhanna7611 8 місяців тому +1

    Hi what brand/ safe do you use? I have one but I'm running out of space in it and plan on shopping for a new one

  • @andreamanocchi4066
    @andreamanocchi4066 8 місяців тому

    Been cash stuffing for a year on June 15th. Happy to say that within that year I have paid off 10k in debt and will be debt free by August 2024! The system works!

  • @clarissagonzalez3836
    @clarissagonzalez3836 8 місяців тому

    Started cash stuffing in October. I'm a person who loves to check a box, so this is thrilling. I'm sad I didn't start doing it sooner, but we all start somewhere. I've been living in London for work for the past couple months so I've had to pause my envelope stuffing and not going to lie, It's driving me insane and makes me want to go hooooome. So far, I've been using an excel sheet to track my envelopes, including my "back to bank" savings. It's been easy to track this way instead of keeping completed envelopes at home, but I'm sure it's because I don't have too much to track so far. Hoping to get there some day.

  • @lesab9861
    @lesab9861 8 місяців тому

    I started cash stuffing in January 2024 and I love it! It really works! I have saved money, I am in control of how I spend and I’m not just spending for no reason. It is very relaxing to me to count my money and it actually seems it instead of keeping it in my bank account and using my debit card and watch it disappear. Thanks for doing this video it was very helpful!

  • @oneofinglewoodsfinest
    @oneofinglewoodsfinest 8 місяців тому

    Em? Oil on the clear envelopes

  • @horseygirl645
    @horseygirl645 8 місяців тому

    Hi Emily,
    Thank you for sharing your process in your videos. I haven’t started the cash stuffing process yet. I’m just now learning about what all is involved to make sure that it would be right for me. I’m semi retired so my income is a set amount. I’m almost debit free with some money saved up. My goals are to live debt free, to continue to save money, and to have enough extra money to enjoy life.

  • @Tmichelle283
    @Tmichelle283 8 місяців тому

    Great job. Awesome video!❤❤

  • @morgansjournal
    @morgansjournal 8 місяців тому

    I tried cash stuffing last year but gave up when I slipped up a few times. But I tried again December 2023 and have been consistent with it since, including starting a channel to record my journey. It’s…the most stress free I’ve been involving money. It’s alleviated my anxiety around it because it’s approachable. I was even able to buy a plane ticket with money I saved and not go into debt! And I opened a HYSA with help from the community too. I finally feel like, even at 29, I’m making progress with my finances.

  • @jessicaleibret8772
    @jessicaleibret8772 8 місяців тому +2

    Hey Emily debt free like no morgage or car payments or just no credit cards that's amazing

  • @Duma39
    @Duma39 8 місяців тому

    True confession: I don’t cash stuff 😂. However, I love to watch and learn how because I’m coaching my Sis to manage her finances better. They have a local bank where they can withdraw cash and stuff for spending envelopes and I help budget for her and keep her on track.

  • @kristiwhite2690
    @kristiwhite2690 8 місяців тому

    I started cash stuffing in the July/ August of 2022 and I'm still going!

  • @jenndpbudgets
    @jenndpbudgets 8 місяців тому

    I do something similar to this. Things that I want immediate access to but aren’t savings I put in a binder but things that are savings that I’m not planning on touching for a long time I put in the bank.

  • @carolinemcgrath1641
    @carolinemcgrath1641 8 місяців тому

    I am new to cash stuffing. What is the difference between low priority and high priority sinking funds?

  • @BudgetingMyDebts
    @BudgetingMyDebts 8 місяців тому

    About 7 months for me on and off! 😅 I wish I had started sooner. I love the unstuffing video. Can’t wait for next week then 😊

  • @jenndpbudgets
    @jenndpbudgets 8 місяців тому

    Also I been cash stuffing since 2022ish some months are better than others with it but I been trying to be consistent. Also from 2016-2021 I had a serving job so I did save quite a bit of money from that for when I moved.

  • @rosbudgetlife3324
    @rosbudgetlife3324 8 місяців тому +1

    Hey Emily 🖤 great cash condensing my friend take care see you again soon!! I budget my paychecks right here on UA-cam since July of 2022 I believe. 39:18

  • @tammywilliams8301
    @tammywilliams8301 7 місяців тому

    Where does everyone keep their binders and how much do you keep before putting it in the bank?

  • @brendavanriper8756
    @brendavanriper8756 8 місяців тому +1

    I started 4 months ago but i dont get much on disability so very hard to save much

    • @annekerr1729
      @annekerr1729 8 місяців тому

      Out of little acorns……great oaks grow❤❤❤

  • @LivingProsperously
    @LivingProsperously 7 місяців тому

    Those inserts you have in your envelopes, do you sell them?

  • @olushka90
    @olushka90 8 місяців тому

    Эмили, ты так хорошо и быстро считаешь деньги, очень приятно смотреть! Спасибо❤

  • @CorrineVictoria
    @CorrineVictoria 8 місяців тому

    I started cash stuffing when I became a server in 2014 but I was inconsistent until 2017. 🙂

  • @carolgorman2324
    @carolgorman2324 8 місяців тому

    i have been watching for about 2 years, but only recently have i been starting. like maybe last few months. my Husband is not onboard with me so its really, really hard to do it.

  • @lor4986
    @lor4986 8 місяців тому

    Started in 2023 and I still have not gotten the consistency down yet.

  • @BlessThisMessWithJess
    @BlessThisMessWithJess 7 місяців тому

    I started cash stuffing November of 2022

  • @dianebarnes484
    @dianebarnes484 8 місяців тому

    About 18 months.

  • @ritikalalwani1297
    @ritikalalwani1297 8 місяців тому

  • @melancholyclaire3340
    @melancholyclaire3340 8 місяців тому

    Hello! I haven’t started cash stuffing yet, but once my partner and I graduate and get jobs we will cash stuff. :)

  • @theresakahl2463
    @theresakahl2463 8 місяців тому

    I don't use zipper wallets either@

  • @shantele7026
    @shantele7026 7 місяців тому

    I started last year

  • @patriciavaughn4185
    @patriciavaughn4185 8 місяців тому

    I started Nov 16, 2015.

  • @desireedeeter6564
    @desireedeeter6564 8 місяців тому

    Since 2023

  • @theresakahl2463
    @theresakahl2463 8 місяців тому

    I started 4 mos. ago! LOL

  • @oneofinglewoodsfinest
    @oneofinglewoodsfinest 8 місяців тому

    I started in 2023….but now my family are homeless so I had to use the money on survival

  • @sarahparrotta1981
    @sarahparrotta1981 8 місяців тому

    Don’t say tooth fairy duty too loud! 😬 my son was like what is she talking about ? 😂

  • @patriciasarkis4222
    @patriciasarkis4222 8 місяців тому

    Designated. Not delegated. 😂

  • @AestheticBudgets
    @AestheticBudgets 8 місяців тому +1

    these are my favourite videos 🫶🏼✨

  • @My2CrazyKiddos
    @My2CrazyKiddos 8 місяців тому +2

    🤍🤍🤍

  • @thesavingsproject
    @thesavingsproject 8 місяців тому

    Does anyone get weird looks when you're taking these bills to the bank? Or then come back and change them over again? Because my bank tellers in my country ask what you're doing with the money, they ask where it's come from? They ask if someone has forced me to take money out. They say that its for tax reasons and even if I take cash in the change over for bigger bills my bank records it to my account. Which I think is no ones business what I do with my own money. idk. is this just me?

    • @theaestheticdollar
      @theaestheticdollar  8 місяців тому

      That’s crazy! What country are you in out of curiosity? I’ve never had that here in the United States!

  • @SuzanaDominkovic
    @SuzanaDominkovic 8 місяців тому