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Do You Need Dental Insurance?
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- Опубліковано 17 сер 2024
- Americans have a tendency to avoid the dentist. More than 40% of Americans said they don't see a dentist as often as they would like, according to a 2018 survey by the American Dental Association. Their number one reason for skipping visits is cost, even among those with dental insurance. Dental insurance policies can be confusing and difficult to use, making some Americans wonder whether dental insurance is worth investing in at all. Watch the video to find out to learn what it actually costs to go to the dentist, whether dental insurance is worth investing in and what patients and policymakers can do about it.
Chapters
0:00 - Introduction
1:42 - How dental insurance works
4:15 - Dental care costs
6:17 - Is dental insurance worth it?
9:49 - Solutions
Americans have a tendency to avoid the dentist. More than 40% of Americans said they don’t see a dentist as often as they would like, according to a 2018 survey by the American Dental Association.
People have lots of reasons for not going, including fear, inconvenience and trouble finding a dentist who take their insurance.
But the top reason Americans cite for avoiding the dentist is cost, with nearly 60% of Americans saying cost was the main reason they haven’t visited the dentist in the past 12 months. Cost remained the number one reason regardless of age, income level or type of insurance.
Dental insurance can be confusing since it’s considered a separate service from medical insurance, which means it has different policies and procedures that many patients are not familiar with.
From a lack of transparency about benefits to rules like annual maximums - which means plans stop paying for treatment after hitting a certain amount for the year - some patients question whether dental insurance is worth investing in at all.
“There’s this misnomer that you need dental insurance to go to the dentist, you really don’t,” said Dr. Mark Vitale, a general dentist and owner of Edison Dental Arts in Edison, New Jersey. “Dental insurance is not the panacea that most people think it is.”
But the industry landscape is shifting as more traditional health insurance companies are supplementing their medical plans with dental benefits.
“Dental insurance is extremely profitable to the insurance companies, which is why many of the insured many of the major carriers offer dental insurance,” Vitale said.
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Why Dental Care Costs So Much In The U.S.
This may sound ignorant, but why do we have separate insurance for our mouths and eyes? Aren’t they apart of the body? Why is it not just general medical insurance?
Why is dental and eye insurance separate?
“The reason dental is separate from medical is that the nature of the risk is fundamentally different as is the deferability of the care,” says Dr. Adam C. Powell, president of Payer+Provider Syndicate. This is googles anwser but I think it has to do with just simply milking all the money insurance companys can get from people that need basic care.
Profits for the insurance companies. Does anyone think that they care about the individuals health?
Ask Fauci that question 🐶
Your mouth and cheeks have separate insurance
@@ThePragmaticPowerRanger
Good one, Sippinonpiss. Owned the libs there.
Question though… what kind of own did you really think this was? I know for myself that I don’t give two fcks what Fauci has to say. Why would we ask him for comprehensive explanations on the complexities of health insurance in the first place?
I gave up on dental/eye insurance plans a long time ago. They are only worth it if your employer pays most of the premiums and they offer you a really good plan otherwise it's worthless. I'm self employed now and when I tried to get my own dental plan it was crazy how it cost $60 a month for something that only covered maximum $1000-$2000 a year and then it won't cover anything until the next year. And it had waiting periods for some things and then deductibles for every procedure. I cancelled my plan and started putting $120 into a stock fund every month and when I needed a dental checkup or procedure I pulled from it. The fund has been going on for 8 years now and it has $12,000 in it. In 10-15 more years the dividends will be paying for my dental checkups and it will become part of my retirement plan. These companies are screwing most of you.
Can you share how you found the stock fund? Are you an investor in the first place, got professional advice, please share!
The trick is to find a dentist that takes ALL dental insurance from every provider (like my dentist) including State Medicaid. You should shop around the difference insur. companies. Some dentist doesn't take insurance AT ALL, those are the ones to avoid.
"People are unaware how to access the access."
This is why young people hate this entire system. Why is it this hard? Why do taxes have to be so hard? Why is this entire system a giant clusterfuck that we have to go completely out of our way to receive even basic human care. I take care of myself but it is not easy with all these procedural oddities.
?
Working as intended.
@@turbopumped6490 If it's hard, they'll pay for help >.>
In the words of late George Carlin, "It's a big club, and you ain't in it."
English plz 🤦♂️
I love how everyone at work tells me how good our dental is and I still have to pay $5-$600 per visit after the insurance ‘pays’. And then the insurance can change their mind and not pay anything.
American healthcare is completely broken, and if you say it’s not it means you haven’t been bankrupted yet
I haven't been bankrupted yet, simply because I don't even go in for care... even though I arguably really should for many reasons.
Get an HMO dental plan
Exactly why I carry two dental plans
@@ibewill Only dentists working in a mall take that....
American Healthcare is working exactly as it is intended. It is designed to extract money from patients. The system is primarily about making money, with your care being secondary.
I have my teeth cleaned every three months. But for the most part it seems that in the United States the medical system is about disease management and profits rather than keeping their patients healthy and to minimize diseases.
The Capitalist Dream 🥴🥴🥴
When healthcare is only about a bottom line, our needs do not matter.
People get offended when the government tells them to be healthy. For example a few places in the U.S introduced a soda/sugar tax so people can drink less sugary junk but you know their war cry "muh freedom!"
Look up the benefits of Xylitol
Sadly it gets to be expensive to just have proper dental care. I believe you only get two covered cleanings a year and anything more you have to cover yourself. The system sucks
If everyone has good teeth then the dentist would go broke
Because its the US. where heath care companies treat you as customers, not patients
Yeah but Target or Amazon still treat you better than an insurance company.
@@zuzanazuscinova5209 from when did target start to do dental surgeries ?
@@zuzanazuscinova5209 I think there’s a general misunderstand here for most people. Amazons purpose is to supply you with goods that you payed for. Insurance company’s purpose is to deny claims, if they pushed all claims through they would go bankrupt, there employees jobs are to find a reason to not cover your claims as per the business model
To be fair dental care in the UK is extortionate as well
@@bloodwargaming3662 Walmart is branching into dentistry
So a matter of time I guess
So in the UK, dentists have price lists available. In Holland, they do it too (and have government pricing caps). Why don't American dentists just publish their pricing?!
Every dentist has a price list. That list is if you pay cash for their services. If the dentist contracts to be a provider for a certain dental insurance they negotiate with that insurance on what they can charge for their services. Every dental insurance pays different prices to the dentist. Every insurance plan also has different requirements for the patient. Some have a deductible, so pay only 50% of a cover service and the patient has to pay the rest of the contracted fee (which is different than the dentist’s cash fee). So you can see how if a dentist accepts dental insurance there is never just one price list.
You can get a quote over the phone it's not as dramatic as displayed on this video.
Interesting thanks !
Cause here insurance varies greatly
@@MrTmenzo Exactly. Dentistry is being conflated with other medical and insurance services, especially in the comment section. I've been to about three different dentists in my adult life and each time there was a service other than a cleaning required, they would print out a quote that showed what the insurance pays, what the maximum is, and what I would be required to pay, including any deductible that needs to be satisfied. I could then make an appointment to get the work done, or call back later.
As a truck driver, I have seen a LOT of bad teeth. Important fact: lack of good oral health causes major illness; heart disease, for one. You don't need to believe me - look it up.
do you brush your teeth every day
So what your saying is you see a LOT of poverty in America.
I went through a depression and didn't brush my teeth for like 6 months. Maybe twice in that span. My teeth didnt really take a huge hit. Gums receded a little on the top that's about it.
It's true. I've seen someone get heart disease from not brushing teeth.
@@AnthonyJohnson-rd1rd hell yeah.
Many of the skyscrapers in big US cities are built by insurance companies with your premiums that were never returned.
Crazy high salaries, shareholder expectations, ok, fine for a cell phone company but not people's health.
Look up the benefits of Xylitol
That’s not how insurance works… you’re not paying premiums so that they will return them. You’re paying for a financial service to mitigate your risk in the event that something catastrophic happens. Do auto insurance companies return your premiums if you haven’t been in an accident?
I need dental care more than I need basic healthcare. Every dental insurance plan I've ever had has been a waste because it still doesn't make even basic dental care affordable. Call me a sucker for continuing to buy dental insurance. Wishful thinking, I guess. 🙄🤦♂️
If you counted the time you take having to deal with the insurance company over the phone, through mail, and with the dentist’s office and put a price on that labor you would most likely come out in the red.
Or you can fly down to Mexico and get a high quality dental care for 1/3 of its cost in US.
Put your premium into a savings account and ask if there are pay ahead or in-full discounts. You can probably save money by foregoing insurance and make the accounting much easier for your dentist.
Try AARP I just got them and I’m 31 so being not 50+ I have to pay an annual 16 dollar aarp yearly fee and then 34 a month for aarp delta dental. It’s great!
One sentence basically summarized why not only dental insurance but the entire medical system is so messed up: insurance company can still be profitable.
Do you work for free? Why is profit a bad word? Profit is their "paycheck" for the service they provide. If you don't want them to profit off of you, don't use them. It looks to me like their "profit" comes from lowballing the dentist. They can do that because they send more people to the dentist. Then the dentist can find issues to fix and/or upsell invisible braces, teeth whitening, etc
Try Xylitol, look it up, the dentist will not tell you about n Xylitol.
@@jameswalker590 Profit means the revenue minus expenses, and paychecks are counted as expenses. The profit comes from companies excruciatingly maximizing revenue and minimizing the benefits. By doing so, the executives pocket millions of dollars off of families struggling to pay medical bills. American insurance companies have one purpose: to create profit and deliver it to shareholders. My point is that when it comes to health insurance, we need a NOT-FOR-PROFIT model that 100s of other countries have successfully implemented. Doctors and dentists are still considered higher-class citizens while patients never even have to worry about a hospital visit or a bill outside of the United States. I'm not talking about Cuban doctors making less than bell boys because of socialized health insurance. I'm talking about highly developed countries like the UK, France, Germany, Canada, Japan, etc.
@@ehj1122 don't you think a not-for-profit model would cause doctors and dentists to be paid even less? For example Medicaid. Many doctors won't accept Medicaid because they don't pay enough. If the government forced them to work for less, many would exit the field or not become a doctor to start with. I understand your point, but I'm not sure it would work in the U.S. I've been wrong before, though.
A large part of our problem is people going to the doctor (or ER) when not needed (they don't pay). I know people who go to the ER for every little thing when they could go to urgent care (or really don't need to go at all). Telemedicine/virtual visits will probably help healthcare costs.
One of the major problems I have with government-provided healthcare is skin in the game. If people don't have skin in the game, they generally don't care...my ER example above. Many people could be more healthy, but they choose not to. I go cliff diving and break my back...you think taxpayers should pay for that? I ride a motorcycle with no helmet and need brain surgery...taxpayers should pay for my bad choice? I'm 100 lbs overweight because I choose to eat unhealthy foods and not exercise...I do drugs and damage my organs requiring surgery. It would be similar if we had government-provided electricity. If it doesn't cost any more money, many would turn the heat up to 78 in the winter, AC on 62 in the summer, leave the doors open, lights/TV's, etc on. If you have to pay for it, you have skin in the game. You minimize your costs because they affect you.
@@deadwendy6870 Uh...not quite. Enjoy waiting for 4 months to see a doctor like in Canada.
another episode of "be thankful for not living in the united states"
Cries in united states
I am considering moving actually
cause people so used to insurance instead of paying out of pocket. Except with insurance you are adding a middle man and thus raising the prices across the board.
I lived in Japan, dentistry and paying for it is easier and the quality is way better in the US.
Yeah this place sucks looking to pack my bags and get the rocks out of here soon. Its all about monetary profit.
Summary: insurance system in US is very greedy, all for profit, old, slow, and needs an overhaul.
- personally coming out of dental school with 400k debt I’d be extremely tempted to charge as much as i can.
*Cost of dental school rose by ave 200k since 1996
@@theendlessdaydream6442 if you do that math, i have either option to pay back ~6k per month for 10 years on ~8k per month salary or do govt payback programs for 25 years in the end where you pay a tax bomb of ~250k in one year. You think dentist these days have an easy life but that’s only true if your parents paid your tuition.
And prices of procedures are determined by the market and your skills. Ive seen fillings done for 30 bucks or 600 bucks depending on location, what patients are willing to pay and how good you are.
It's a ripoff all the way down the line!
Agree, I've seen dentists charge as much as they can, making loose fitting crowns, and pleading with the dental office manager to keep "their fee" they get for making it. Not a good incentive.
@Joshua Jeon it is crazy!
Yeah why does it cost so much? Oh because school cost so much, you want to get into med school? dental school is way more difficult. Sure you go into a dental office with space age equipment, but why? Are chairs really that different from what they were in the past? Is the equipment they use to clean your teeth any different? Still putting bite wing film into my mouth before zapping my cheek with xrays. They have a problem of the suppliers of the equipment going "oh look shinier better!!!"
The idea that any form of healthcare, treatment, etc isn't required is pretty messed up. Health insurance companies are spreading dehumanizing rhetoric.
Look up Xylitol
ALL healthcare is very expensive! You can spin up all the political BS you want, but it comes down to one thing: Supply vs Demand.
If you try to limit the cost, it will just limit the supply while demand remains high. That's how you get Venezuela. The laws of economics are a lot like the laws of physics. When you insist on violating them, there are consequences.
I couldn’t afford dental work for over a decade. I am now in the middle of the process in completing my root canal and I am so glad I have dental insurance now. While it’s still hundreds of dollars, it will help even someone like me even though I am still considered low income.
Dentist that cares here. I'd like to shed some light on some of these comments that seem ill-informed and are quite concerning. Yes dentistry can become expensive but brushing and flossing is very cheap. When you neglect to do those things (properly) you end up with major issues and suddenly the dentist is to blame (I understand there are some cases that are beyond brushing and flossing and may be more genetic but I would argue that it is a very small minority. Studies show that less than 10% of people floss which would solve the majority of your problems because more than 60% of cavities are found in areas that can only be cleansed with floss). The overhead for a dental office is extremely high because most of the material costs are very high and staffing a business is extremely expensive. You may not see the value in spending a few hundred dollars on a filling or root canal or crown but what you dont realize is that it took almost ten years of schooling to be able to do that procedure efficiently, ethically, and minimize the risk of causing an infection and either damaging your tooth or killing you (yes its very possible if your dentist does not know what they are doing). Are there cheaper alternatives in other countries? Absolutely but I can't even begin to tell you how many botched cases I have seen that look great on the surface but are ticking time bombs when viewed on an X-ray due to a dentist in another country not using proper materials, isolation, or only doing half the work they were supposed to. Is every foreign dentist like this? absolutely not but many of the esthetic cases are done fast and with cheap materials to give you that cheap price but in the long term you may lose your teeth. Dentist in other countries do not have liability like US dentists do and can use products that are not highly tested and meet the same standards as the products used in the US (not all foreigns dentist are bad in fact many of them can have even higher than US standards so I dont want to make it seem like you should never trust a foreign dentist.) As far as dentists making lots of money, its true that dentists make a comfortable living but after you go through school for your entire young adult life and you watch your peers buying houses and cars and getting married and having kids and going on vacations while you are studying for years for many nights and weekends and racking up hundreds of thousands in debt, you can see why we are not going to do things at a cost to just break even. If I wanted to make money and keep to myself I would have become an engineer but I chose dentistry because I wanted to help people first and foremost but it becomes harder when people complain that we are too expensive and can sometimes make disrespectful comments about how we are just in it to scam everyone. A little known fact is that the average overhead of a dental office is over 50% due to staffing, laboratory fees, materials costs (we're not exactly using putty from Home Depot to fill your tooth haha), and other every day costs so that "expensive" crown or root canal we did for you..we'll never even see half of that money and what we do get to take home, we get taxed to death because of our tax bracket and what we have left after that often times has to go to students loans that are accruing massive amounts of interest every year because of how high student loan interest is and how it is structured. The first ten years or so we are paying back tons in students loans. We give up years of our life to be able to give you proper, ethical, and beautiful care. Does it take me thirty minutes to do a filling? Yes but it took me years of learning proper technique and practicing to be able to get to that point without damaging your tooth in the long term. Does it take me 20-30 minutes to extract your tooth but cost a few hundred dollars? Yes but the instruments I use to do it properly cost more than you might think (and have to be replaced every so often) and if you want to try and pull it yourself without knowledge of how infections can spread and how to properly take teeth out, you could cause yourself major infection orally and systemically and even die due to fascial infections because of how close your brain and spine are to your teeth. I find it interesting how easy it is to spend hundreds or thousands on a new cell phone that will last you two years but many people find it hard to pay less than that on a crown that will use every day and last you many decades. Its easy to not see the value in your teeth until you lose many of them and can no longer function well. I see patients often that are on the brink of tears because they can barely function with dentures after losing all their teeth most often (but not always) due to neglect because they didn't realize the value of having all their teeth until it was too late. Your dentist isn't just a glorified tooth technician, he or she is a doctor that spent many years understanding technique, physiology, pharmacology, and emergency care in the event that you have a reaction in the chair due to procedure complication or anesthetic complications. As a dentist I just want to do the best I can to treat you well and keep you informed but when you treat us like scam artists it can be a bit saddening. Lastly, I wish dental insurance covered more but often times they are not working with a dentist but against a dentist (charging you more and giving us less and less each year) and just because they are not covering everything that you want them to cover does not mean that we can just lower all our prices because it seems too high. The sad thing many times is that medical insurances will cover your $100,000 procedure in the hospital no problem but dental insurance companies will easily deny a $750 crown that the patient obviously needs. Few ever question the 100k procedure and say its too expensive because its usually covered to an extremely high degree with good insurance but many will complain about paying $100 for dental X-rays that could save you thousands with early diagnosis. This is the state of dental insurance often times and what we have to work with. Like mentioned prior, we have a business to run with not as high of a margin as most people think. I don’t want to start any arguments, just thought it might be insightful for people to hear the other side of the story. I care and want you to have the best dental care possible but if I wanted to help people at the expense of over working myself with a reduced income I would work in fast food and donate my time on the weekends to a charity. It would be much less stressful than running a business where many of your customers hate you when you are trying to help them.
Thank you very much for sharing! This was a well written comment and I agree with many of your points. Admittedly, I am still upset about the high cost, but your comment has showed me that there is more behind this issue.
And as a side note, being an engineer, I can tell you that you won't be making much neither haha. I'm still paying off my loans to this day even a few years after graduation.
@@ed-edd-n-eddy As a dentist I completely understand and I am on your side. I wish I could bring my prices down and accept more medicaid so that both adults and children could be getting more care. Also I hope you were not offended by the engineer statement haha I have some engineer friends who I know have major debts as well. My profession would not be possible with advances in engineering so I am grateful for you guys.
@@stan4278 Here is what you aren't saying especially chain dentists and some private ones are running massive frauds. The first way this works is quotas. New graduates take a job at a chain dentistry place they must do a certain amount of work to keep their job needed or not. the company not the dentist sets the treatment plan it tends to be super aggressive. High diagnodent reading = filling large filling = crown. Your $50 cleaning is a method to sell you as much as they can. Some is transparent veneers cosmetic etc much isn't. The treatment variation is outrageous.Youre honest and try great! You need to stand up to the dentist chains esspecially those preying on children on medicaid using papoose boards half the time this is old but it continues this is why people mistrust https:/ /ua-cam.com/video/pIoMaw4zC9Q/v-deo.htmlcheck out this related vid ua-cam.com/video/ixo0V6rNqi0/v-deo.html
@@thelobb I wish you were wrong but you are definitely right William! There are many chains that put high pressure on new dentists that have high debt loads and take the ethical diagnosing out of the equation. I wish there was a way to hold them accountable them but unfortunately they have their hands in the pockets of people that make laws and regulations to avoid consequences and the general public often times are looking for the lowest prices and these companies offer very low prices by controlling treatment plans and making their dentists work crazy hours and do more treatment to make up for the prices. This can lead to low prices but low quality work (not always but sometimes). My recommendation is to interview your dentist just like if you were hiring any contractor. Compare prices and dont let anyone scare you. If your dentist is not genuine and is using scare tactics and is being threatened by you cross shopping, he or she is not the dentist for you. Compare prices and choose a dentist that has a good reputation. It may not always be the cheapest but high quality work that will last is worth every penny compared to rushed work that will fail and need to be replaced.
I appreciate your comment and respect your sincerity.. i think the blame of all this should go like this: insurance companies 50%, employment benefits 35% dentist 10% citizen 5%
No- the problem is having the money for the preventative care to begin with when people are struggling with paying rent or putting food on the table, paying to heat the home in the winter or putting gas in the car so they can go to work. Paying high prescriptions or fixing the car engine so they can go to work. The money is not available for preventative care.
Really true. That says it all. Need the care. Can’t afford it. Things get worse.
Going to the dentist is expensive but buying the newest iphone, google phone, Smart TV, fast cars and designer clothing is not. That's the American mentality.
Sounds like you work for the dental industry.
I have supposedly great dental insurance and I was quoted about $4600 to save a tooth. Just 1 tooth. Think about that, it is absolutely RIDICULOUS.
I paid $3000 last year for 1 tooth!
Well anything health-related really is expensive in the US. Ambulances, prescription glasses, insurance, surgery, childbirth (like omg I heard you guys even pay to hold your baby!)
China too.
ua-cam.com/video/xhhCFDFlvck/v-deo.html
yup united states is about profit. they shot down the medical paid family leave for a longer time only 4 weeks.
It's why the war on drugs has dragged on for so long... they don't want competition from street vendors, and by banning xyz chemical they just drove the problem underground where people get even more restricted access and die, or end up filling prisons... the usa literally has the world's largest prison population... and it's non-violent drug offenders who were self-medicating..
Ambulances are free to use in my state of Australia. Hospitals free (state owned ones), GP visits free (ones that bulk bill - about 60% of them), urgent dental free. If a person needs more care then the govt will employ someone to look after you personally.
@@AChannelFrom2006 "Free"?!
I love when some socialist tells you something is "free"!
It's "free" when someone else sacrifices!
"That treatment room cost $100k to setup"
I didn't ask for and don't need a tv over my head with Disney+ subscription while getting my teeth cleanse
Man Cave-type treatment rooms.
I don't think 100K for a treatment room is actually that much. How many thousands of dollars a day of revenue does that room produce? If you net only $500 per day (which seems low) from that room it only takes 200 days to recoup your costs.
But they usually have staff, a receptionist, dental nurse, etc. Plus the cost of the building, rent or mortgage,
@@tubester4567 what does a receptionist have to do with setting up a room
@@gidd by far, the most expensive part of owning a private dental office is paying for well trained, and highly educated staff. Office managers, dental assistants, hygienists, and receptionists all must be paid a livable wage. I find the general public is surprised by the high level of education and training the dental auxiliaries have.
You *shouldn't* need dental insurance. It *should* be covered under Medicare for All. But "should be" and "actually is" are two different things. The insurance lobby and pharmaceutical companies have an iron grip on our government and they aren't going to let go unless we sever their hands. The good news is that more and more people have begun sharpening their shears...
Wonder what that would do to the cost of dental care
@@Caseylawton Dental care costs are, for the most part, pulled directly out of the dentist's ass. You can go to 100 dentists for the same procedure and get 100 different prices. But if dentists knew there was a national insurance system that pays "X" for "Y" procedure, no more, no less - then it would create stability and predictability in the pricing as well as avoid arbitrary overcharging because a dentist wants to go on a lion hunting vacation this year.
@@oggyreidmore lol love the lion hunting reference. But tbh the insurance networks have already creating something similar to what you talk about. I work in the industry and have access (like most people do if you know where to look) to the vast majority of dentist & carrier fees. Dental carriers do exactly what you mention they create a much lower fee schedule that providers use in return for access to the insurance carriers members. Medicaid & Medicare do the same thing they just set the fees even lower. Which is why many providers won't except them. They can't make a living at those rates
@@Caseylawton I was under the impression that Medicare doesn't cover dental procedures other than medically necessary surgeries, so it makes sense that most dentists wouldn't bother accepting it. But assuming that Medicare DID cover dental like a private insurance dental plan does, I gotta ask: Are you telling me that a dentist that accepts Medicaid/Medicare pricing makes less than a living wage? As in, the dentist would have to get a second job to make ends meet they make so little? Or do you mean they would make slightly less than the $175,000 per year the average dentist makes? Because if it's the later, let me get my swim trunks on before they cry me a river.
If a bunch of cobbled together little insurance companies can make it work, then one giant insurance provider using their same ideas can make it work better. Remember, Medicare for all would have everyone chipping in, not just people with dental insurance, so the increased size of the pool would automatically lower prices and possibly allow them to pay more per client to the dentists.
We must break the cycle!! End the dictatorship of big pharma
There's a reason why health / medical tourism is a thing.
A lot easier for those who live near a border too. But yeah, often is cheaper to hop on a plane go somewhere else to get the work done, and then fly home. Which says something about the whole system here. I'm not feeling sorry for the dentists who say it costs so much, don't feel sorry for the people supplying the equipment claiming "that's just what it costs!" and certainly not feeling sorry for the dental schools slowly cranking out students with tuition costs that often cost what a house costs.
yeah in Germany everyone is going to turkey or Hungary
Look up the benefits of Xylitol
Is sad to be living in a country like ours and working full time yet have difficulty paying for dental care. Our system of care should be ashamed of itself.
In Colombia Dental services are free
Free dental and universal healthcare needed
The U.S. gives free dental care to lower-income people.
@@myoldvhstapes this is true and yet people still do not use it
@@myoldvhstapes it’s ass bro
@@valerieruiz6923 no point in using something that sucks
@@myoldvhstapes not many dentists like or want to accept these gov insurances because they don’t like to deal with these programs or be able to collect money. They refuse to accept Medicare or Medicaid.
We opted to give up dental insurance so our boss could buy a yacht. 😒
Funny-I bought a yacht with what my family saved by opting out of dental insurance and going on family holidays twice a year to Mexico to have all our dental work completed. Medical and dental services in 🇺🇸 have been corrupted by unions, insurance co’s, government and other middlemen.
a yacht is a endless money pit.
Look up the benefits of Xylitol
@@chuckgates1171: So is government but we keep paying tax🤔
Smh
When you get dental insurance through your company, you’ll notice that the employer contributions are pathetic. Then you notice that you’re paycheck is getting reduced to pay for a product that doesn’t really benefit you at all when you actually need to go to the dentist. Then you go to the dentist and the dentist is trying to upsell you. Everyone is a parasite trying to get their cut.
I’ve started taking better care of my teeth this past year. Make sure you floss, brush your teeth & use mouth wash.
brush twice a day. If you are eating food and noticing it sticking to your teeth and you don't have floss, take a few sips of water and move it around your mouth; this will help keep your teeth clean.
@@Times397 I bought a waterpik and run mouthwash thru it before sleep.
I feel like the dentist is more transparent than the medical system. For example when i go get a filling, i am given a price before the work is completed. You can easily call around dentists and their billing staff know the costs up front whereas a medical billing staff usually cant give you a clear answer.
Agreed, I also talk with other dentists to know I’m not getting ripped off out of pocket either. I guess two cleanings of $300 and four fillings for around $400 isn’t so bad.
Tell them you have insurance and the price magically increases
@@SirD1 that’s because insurance companies only pay after the dentist office gives them a discount
Trust with dentists can be hard to come by. The last time I went to one I took xrays and got a cleaning and the dentist came up with a $9k laundry list of fixes that I needed when I only wanted a filling replaced. I consulted with a friend in Brazil whos sister is a dentist. Prior to the pandemic Brazil had the #3 dental standard in the world after the USA and china. After forwarding xtrays and images of my mouth to the Brazilian dentist she said I had been severely overprescribed and I maybe needed 1/3 of the work I was told. The cost of flying to Brazil to do the dental work out of pocket would be less than the cost of getting it done in the USA with many insurance plans.
To be fair, not everything in X-rays can be caught. An in person exam does help confirm what X-rays may miss but otherwise yeah sounds like you were getting overcharged. A lot of receptionists share stories of insurance people going to their offices and trying to get them to upcharge their patients
That's very crazy indeed. The problem is that Dentists also fight inflation and need to make more money on less treatments. You'd expect a more ethical approach to it... We hear many of these stories in our Albanian clinic. We also help many USA patients from the seaside of Durres!
Lies again? Rotting Teeth
Yes. Sadly its very true. Dental work I'm the us in absolutely overpriced. In many other countries you can get alott for 3k.
Dental schools offer services at greatly reduced prices and the work is done by dental students who are graduating that year and are supervised by dentists. It can literally save you thousands of dollars.
yes come to me. i have to do 2 more crowns for my quotas
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Been there and done that in the 80's by going to Howard University Dental School in Washington, D.C. to get a root canal. It only cost me $5.00 but it was very time consuming going back and forth. Thank goodness, I was unemployed at the time and have the time to go back and forth. One of the positive things, one of the dental students that worked on my mouth attending Morgan State University with me and he was a member of Kappa Alpha Psi Fraternity along with my roommates. He really took good care of me while working on my root canal.
I had two fillings done yesterday and I paid $293 out of pocket. I have dental insurance.
It seems to me the only difference between cheap dental insurance and expensive dental insurance is the quality of the dentists you can go to.
America: Where “freedom” is more important than basic health care needs.
*Terms and conditions apply*
Freedom is something which can't be equated with anything in this world. You would realise it when you don't have it or are barely getting it.
and bombing any other country, sadly a basic need for our economy
Freedom is important. The free market and requiring medical providers to post prices on their websites would be the best solution. You only get free basic healthcare when government agents with guns seize money and labor from someone else.
@@brianblack546 they already do this with the failed war on drugs... it's only made the usa gain the largest prison population on the planet... you can't ban anything... i can literally go buy tritium on ebay right now.. or uranium or anything radioactive but oh no stay away from those marijuana joints... oh wait it's opiates they are attacking now... i can die from drinking too much coffee and that's legal... i can chug a gallon of liquor and die but that's legal... **recall back to when they had alcohol prohibition and think about today**.. Simply replace the word mafia with cartel, and alcohol with (drug of your choice). same thing with the exact same results, just a different era...
My elderly Mom had stopped going to dentist due to cost. I finally convinced her to go in. The dentist found a tumor on the back of her tongue she didn't notice. It was cancer. She had a portion of tongue removed and cancer had spread to neck lymph nodes. Not just teeth-overall oral health!! I believe dental insurance for seniors is critical! However reimbursement must be adequate for dentists to take the insurance
Wow, it’s so nice that we have the freedom to pay more for basic healthcare needs.
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40 bucks for a deep cleaning in Thailand. No insurance and top of the line equipment
Yeah, that slave labor pays off!
I had a deep cleaning a week before posting this it was $233 per tooth.
For an american 40 bucks might sound cheap for the average person in Thailand 40 bucks is alot
yeah i bet they're pretty good 🧢
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Whether or not it's worth it, dental "insurance" is NOT insurance (as the first gentleman said), and it usually doesn't really cover emergency care, only routine, mostly preventative, care.
It's more of a subscription where you pay for care in advance, hopefully for a modest discount. And hopefully you actually end up getting the care you already paid for.
My main problem with dentists is finding one who doesn’t find cavities where no cavities exist.
My biggest annoyance with dentists is that when I call and tell them which insurance I have they always tell me they either dont accept my insurance at all or can get me in in a few months. If I offer to pay cash I'm always told they can can get me in in the next 48 hours.
Because a good Dentist values their time and some of those plans require the dentist to accept a reimbursement fee that is lower than their operating cost. That is why so many Dentist will not accept Medicaid.
@swank1975 Yes, exactly. Just want to add though that some dental insurance will be above operating costs. They just aren't as profitable as being able to bill the man paying cash your office fees that might be 50% more than the rates negotiated by the insurance company. This should actually be seen as a benefit of dental insurance (e.g. even if they only cover 50% of the cost of a crown you are paying 50% of a lower price. That said, in my experience in my state many dental offices don't prefer uninsured. They prefer the insured for whom they can order a whole set of X-rays + fluoride treatment + a cleaning and oral examination and charge the dental insurance company $300+ for it when someone uninsured would have refused and just got a cleaning and an oral examination.
They never approached or even asked the question of "Why is dentistry overhead so high?" Am I supposed to just take a Dentist at their word? I need a breakdown and justification for why there is a $135 dollar difference for a 1 surface filling vs 3 surface? or why a ceramic crown costs $1,634?
Well said... because they like money and they want a good chunk of it. There's no reason for these prices, other than pure greed. that's what it is, GREED! the same goes for the health. I feel sorry for the American citizens/residents. It's inhuman.
A lot of it comes down to materials and time. Like they said overhead is 65%. More surfaces means more time and more material. That extra 135 dollars isn’t for nothing.
I can tell you the mark up on dental materials is much less than most other commodities. So that’s not a money maker. I often put it to my patients like this, how much do clothing companies mark up their product? Car companies? Contractors? Mechanics? It costs me about $500 to have someone sit in my chair for 1 hour, how much do you think is a fair mark up?
@@briankleinman1111 $500 an hour for one chair? I assume you have more than one chair - probably at least 4. If you have 4 chairs and work 40 hours per week, you're saying you have expenses of $2560000 - two and a half million dollars per month? Seems hard to believe. Maybe 500 an hour for all chairs total
I really would like to know too, its not like a class II composite is going to take THAT much more material than a class I composite (one surface over a two surface filling) and if it is, most likely the patient needs a rebuild and crown and not a huge ass composite thats going to crack in less than a year, oh and that $1634.00 dollar ceramic crown, the lab charges the office around 100-150 dollars tops. They jutstify it as more material and more time but in reality its not that bad as they make it sound, thats why medical tourism is such a big thing, people getting medical and dental care at real prices. (you do have to take in consideration that everything in the US is stupid expensive, rent, mal practice insurance, permits, the new porsche for the doc etc)
That's why a lot of Americans come to my country to get their teeth cleaned and fixed.
What country?
Where are you from?
Mexico is a great country for dental work, glasses and prescription drugs.
Which country is that? I need to find a place because it’s too expensive here.
Hola poder vegano👍
Most dental insurance is just a dental discount program. Most people are better off just to pay themselves the premiums and have a dental savings account. Remember to vote in November for candidates that support adding dental, vision and hearing to original Medicare.
FYI that hundreds of thousands cut, as much as 600 thousands cut mentioned is actually the discount they had to give due to insurance negotiations, not a straight net loss. They are saying "I could have made 3 million, but I only made 2.4 million due to the insurance negotiated price. Now I'm going to file a loss of 0.6 million on my balance sheet and pay less tax". These practices still take half to a million a year. I have good insurance and I like going to a good dentist, but I always feel ripped off at the end. What a necessary evil
Dental is part of your body and healthcare. Why do we allow it to be carved out as if it were optional?
Because dentures
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Dentures & Implants are not usually covered by insurance. Yay.
Genetics play a factor as well, my family has problems with teeth in general 🙄 from cavities, root canals, and implants. I’ve tried to be on the preventive side, it’s just that we have weak teeth
Same! I had luminneers years ago, still looks great. I did care credit and I pay cash for all other dental related, actually works out cheaper. Also helps to have the same dentist for a while
Yes. If you have a family history of dental issues, dental insurance is probably worth it. For everyone else, set aside the money you’d pay in premiums and just pay for cleanings out of pocket. Anytime you visit a dentist, tell them “no” on every upsell. They can manage without the panoramic X-ray, Invisalign’s, or fluoride smears. We didn’t have that crap in the 80s and the majority of people still had functional teeth.
If you have a history of cavities, keep sealants on your teeth
It runs in the family the same way that obesity runs in the family. Mostly bad dietary and hygiene habits
@@sbg1911 that just means no one in your family takes proper care of their teeth&gums
Thank goodness I have dental insurance. Cracked a tooth and needed an implant. Saved me a boatload of money. I Delta Dental which I think is middle of the road. They covered 80%.
I just got delta dental and it looks great especially the good coverage they offer
Dental bill: $2,500
Corona vaccine: Free
Anyone remember the Simpsons episode with... "DENTAL PLAN!" "Lisa needs braces."?
From when The Simpsons had great writers like Conan Obrien.
Yes I remember that episode lmao 😂
$1500 u still pay thousands out of pocket because part of that $1500 only cover certain things. I still had $600 left but wasn't put in because it didn't cover what I had done. So it's a rip off
with insurance they charged my family member $2000 for partial dentures... not even good ones made from platinum or iridium... not the rubber ones but definitely not diamond studded... i'm talking low-mid tier; $2000... not even implants, but dentures... and after you pay for all that insurance if they screw up your mouth the dentist can get away with it because it's a "practice"... but if i go "practice" my own form of dentistry on the street i go to prison... the insurance companies and doctors are all in on it together... they've made guilds and call it "practice" so you can't sue them when they screw you up worse
HMO plans are the best deal, those 1,000/year caps are horrendous.
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@@ibewill until you try finding quality dentists who accept those plans.
$1,500 coverage 30 years ago was adequate today it’s shockingly inadequate
Agree. So is most working people income.
Whatever candidate is getting dental for seniors gets my vote
I live in Arizona, and I started driving to Mexico for dental care. It's much more affordable, and I feel like they are more honest with what I actually need.
Just don't get kidnapped huehue
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@@MrTmenzo doge 😌😏🌝
People just don't make dental health a main priority when it should be. I have patients who say they can't afford dentistry when their whole body is covered by things like tattoos or piercings. I let them know the price you paid for that piercing, gold or tattoo you could have had that tooth filled or treatment done.They laugh when I say that because they know its true. Many patients just don't see dentistry as a priority until that front tooth goes bad. Also supplies are very expensive . A small bottle of bond or adhesive can be $100 or more.So yes dentistry is not going to be the same price as buying a Whopper or Big Mac. I've even worked in community health clinics where the fee was $5 and patients would say they do not have the money, even though they are carrying a nice bag and a brand new phone. I can go on and on. People can afford what they want. They will go out of the way to get what they want but neglect what they need. People can afford what they want but not what they need. Also don't wait until you have pain to go to a dentist . That is when its usually to late and a more expensive procedure may need to be done. Go get periodic exams and cleanings . Early detection is the key in all health care :) Note: Its weird when you see a patients with all their teeth bombed out but they have a brand new shiny tongue ring.
Anything you subsidize & don’t have price transparency for results in ballooned prices.
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I had a rear back tooth extracted yesterday in Washington, D.C. because the tooth was split in the middle causing me pain when I chew or eat something. I went to see a Periodontics & Implantology to get the tooth extracted and it cost $1,677 dollars. This dentist doesn't accept insurance. You have to pay up front then they will submit your claim to your insurance provider. When I turned 65 in 2021, I lost my dental coverage through my employer and I purchased a dental plan for seniors through Physicians Mutual. I found out yesterday, of the $1, 677 dollars I paid at the dentist yesterday, Physicians Mutual will only reimbursement $211. My regular dentist I've been seeing for almost 30 years doesn't extract teeth. He will refer you to dental specialist. I had one tooth implant and it cost close to $5,000. The dentist that extracted my tooth yesterday at a Periodontics & Implantology told me, the cost of a tooth implant would be $2,700 at her office. Then I would have to go back to my regular dentist for a fitting for a crown which would come to $2,700. We'll talking about a total of $5,400 for a damn tooth implant.😪😡
I went to the dentist last week, had not gone in 2 years, it cost $300 for cleaning and exams, my self pay insurance pays 100% for that, but it doesn't pay for root canals, crowns, etc. preventive care is the key
Yet how many people floss or do proper preventative care?
I floss and then use a water flosser. Probably spend 15 or more minutes cleaning my teeth before bedtime. Should mention that I eat only one meal a day and consume no sugar, starchy or processed foods.
Don't make it sound like an USA issue. Issues are pretty much same in many countries over the world. Try to do a major dental work in Hong Kong. Money you can buy a Tesla. The real issue is insurance companies only raise premiums but don't raise coverage amounts.
Many people travel to Costa Rica to visit high quality dentist services because it’s way cheaper.
LOL these dentists: "but my overhead!! how will i earn a living?!". most solo practice owners make 400k and work 4 days a week.
a recent report showed 3/5 dentists can't even agree on a treatment plan for the same patient. dental is 80% salesmanship and 20% science.
And yet there are still people who defend the way our system works as "free market" and "freedom to choose", even when they're paying hand over fist for basic things. You gotta hand it to the politicians and lobbyists who manage to delude the people into keeping the system in place.
To keep costs down, get plenty of exercise and avoid sweetners and carbohydrates as diabetes can really drive up costs. My dentist only talks about brushing and flossing even though a dry mouth from diet issues can be more signficant. I limit my checkups to once a year, saves half over what the dentist recommends.
Do you pay your own money or you have insurance?
@@Speckz513 - Since I retired I pay for checkups.
I avoided the dentist because of the cost. Even with insurance I was always on the hook with big bills. Cleanings caused me a lot of pain and traumatized me from future cleanings. Now, because of this i do not keep up on preventive visits. I have receeding gums and a bunch of issues at 41. If dental was affordable I would have kept on it instead of avoiding it and having my teeth slowly fall apart. Im insured with aetna and my last visit i got xrays and exam and they wanted to do scaling and cleaning then and there but they couldnt reach aetna to se if it was covered and sent me home
Our dental system is so terrible I got a $50k surgery (covered by medical insurance) to prevent GERD after having to crown more than half my teeth due to acid erosion. It seemed like the financially wise thing to do as I'm only 26, and having to recrown them is nearly inevitable. Hopefully, the surgery will make the crowns last a long time.
My wife and I go to Turkey 🇹🇷 (from USA) every few years for dental care.
It’s very cheap there and the service is phenomenal!
Interesting. Is that the only reason you need to go to Turkey? Or are the dental visits and other things a consolidated effort ? I'm double insured and even I've considered going to Algodones, Mexico to save money.
@@ralphcantrell3214 I got one root canal done here (Texas) and it was about $700 with insurance. They said to come back for two more root canals I needed. I went to San Luis Potosi, Mexico instead. It cost me less than $200 for two root canals.
@@ralphcantrell3214 yup we go to Turkey solely for healthcare purpose especially dental care. Turkey is one of the hottest spots for medical tourism in the world right now because:
1- their Lira is very cheap compared to the US dollar
2- their healthcare system is one of the best. They have very good doctors and professionals in all healthcare fields
Mexico cheap too and do amazing there. Why is America so damn expensive everything is there it’s not the greatest country🙄
@@Lauranessa1 I went one time to Mexico (in 2014) and I was robbed by police officers in Mexico City.
It’s not safe in Mexico if you don’t know somebody there already. Therefore I stopped going to Mexico since then.
If you want to buy a new pair of shoes, you go online or to a store and pay the price that is listed.
If you want to buy a combo meal at a fast food place, you pay the listed price and get your food.
Yet in this country you pay a monthly premium for healthcare, only to not know if a clinic/hospital visit will be covered because the software your health insurer uses comes up with random numbers when a claim comes in.
Like many have commented, people would rather travel to Mexico, Brazil, Thailand etc because there you just pay whatever flat rate they list instead of having to deal with whatever bs an insurance company would put you through.
They crazy thing about assessing cost between dentist is that each one will want to do their own evaluation, which makes sense. But by the time you’ve gone to 3 dentist to compare prices, you’ve spent a good portion of your insurance before whatever procedure is needed.
Next episode - is *optical care* worth it?
Optics are a cartel
Price fixing is rampant.7$lens marks a hefty profit
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Dentists in USA are one of the wealthiest doctors in the world. Cost of operation is a big lie
No they aren’t
I literally was going for dentistry but couldn’t afford it. You legit have to be a millionaire to start your own dentistry
Average salary for a dentist is 185k, that is low compared to most medical doctors
Tell me you know nothing about dentistry without telling me you know nothing about dentistry 🤣👏🏾
@@slac25 exactly
Dental insurance is a form of health insurance designed to pay a portion of the costs associated with dental care.
There are several different types of individual, family, or group dental insurance plans grouped into three primary categories: Indemnity, Preferred Provider Network (PPO), and Dental Health Managed Organizations (DHMO).
Generally, dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer.
Dental insurance companies have similar fee schedules, which are generally based on Usual and Customary dental services, an average of fees in an area.
The fee schedule is commonly used as the transactional instrument between the insurance company, dental office and/or dentist, and the consumer.
*Bad dental health in the US of A causes many,*
•depression• •cardiovascular disease• •obesity•
•malnutrition• •suicide• •stroke• •heart failure• •high blood pressure• •diabetes• •loneliness• •cancer• •elimination of self confidence•
No one's talking about how the black lady is super cute and her dress is a pressure cooker of T&A?
she is really gorgeous :D
Cause finding a good dentist that’s not ripping you off is difficult
Its a big business, thats why I dont tell my dentist I have insurance, so he can do the basic cleaning without overcharging me, then I give the receipt to my insurance company.
@@Just_Hu ahh smart never thought that? So In other words it’s not worth getting dental insurance??
I got dental insurance because I needed my teeth cleaned. So I set up a appointment. I go in they check my teeth and do a X-ray. At the end they said they'll give me the price for everything I need done. They said everything was Gon cost $3000. I said" WHAT!!. Then I had to pay $125 for the X-ray and then looking at my teeth. I was hot. Because when the insurance people called me they said everything would be covered and I would just have to pay the copay. No way I could pay that. I use to go get my teeth cleaned regular years back. The most I paid was $10 for copay and never paid anything when I got my teeth cleaned. Now I didn't know exactly how it worked but I wasn't coming out my pockets back then like they want you to do now. I just feel like I was lied to. I guess I just need to know exactly how insurance work period because thats financial stress when a person gotta cover that much money. I'm starting to see things for what they are. All they really do care about is Money. A person shouldn't have to pay that much for getting his teeth cleaned. Sure you should pay something but thousands and thousands of dollars. Come on. Gotta do bettet
My dental, vision and health insurance is through Anthem. The dental insurance is horrible though because they don't want to cover anything
But that is a great plan ..... for THEM ...to be highly profitable.
I have Anthem too but the top PPO. You probably have a cheap plan.
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and the sad thing is its bad so u wont use it. Thus its all profit
‘Do you REEEEEALLLLYY need that particular tooth? You have 31 others, you won’t miss that one.’ This is stupid. People die from dental infections that spread to the rest of their body but this is the United States of Not My Problem so this is fine.
I live in Australia go the dentist every 6 months. For a standard checkup and clean I think it costs ~$120, but my private health cover pays the lot.
Shaming patients for not appreciating how much the equipment is will not help people to afford it.
Then we should be putting pressure on insurance companies to raise coverage, rather than raising fees and lowering coverage
Explaining the reality of a situation to those who don't understand and shaming are 2 different things.
So...it's that way for insurance companies to make a lot of money and nothing ever changes to make it easier on the dentist office. For the dentist office...the business. What about making it easier for THE PATIENT?
Not only is the price the problem, but it is the archaic methods used for treatments. It's the pain, the anxiety that comes along with it all. The dental landscape needs to change especially with the methods, surely dentistry should use better technology and pain management for patients.
I just went in for a cleaning yesterday. Second dentist visited. It’s all a scam. They never say the same thing. It’s always a different issue to every dentist.
There is a recent study that came out about this. Sadly, you could see 10 different dentists and all give a different treatment plan. I always say use your gut and stick with the ones that practice minimally invasive dentistry.
As an foreign subscireber of channel, it is sometimes hard to grasp the whole idea out of video. I think it would be great idea to give an overview about the reason at the end of the video(like they do in BBC).
In Zen Family Dental, we offer membership plans that makes dentistry affordable and also cuts out the middle man.
Those dental office memberships plans do a great job of eliminating the 3rd party for profit insurance companies.
Lmk if Dr. Marie Jackson is on tinder
My neighbor is always fighting with his roommate, they're both in their 80s and the conflicts are about how one of them is using the others dentures, but what really bothers the other is that he's being laughed at with his own dentures 😳
😁😁😁😁😅😅😅😅😅😅
expensive and often painful. hurts the pocket and the mouth. medical and dental care should be subsidized by government instead of on war.
You don't think the $1.8 trillion spent by government on health care a year.
I'm canceling my insurance. Such a waste of money. I got a breakdown of costs for 2 crowns, the insurance company will pay for the drilling, but $0 for the post and crown! Wtf! That's like going to surgery and being left open. It's cheaper to pay out of pocket for the cleanings because anything other than the basic coverage you pay for out of pocket anyway.
Most dental insurance literally only cover cleanings. Whats the point? Its really only the "really good" insurance through some peoples work that you'll get more covered.
So what exactly is the answer to your title question?
Why is dental care so expensive?
You explore many things in interview form, but never succinctly answer the question.
I come away from this video feeling poorly served.
I think they gave a broad overview of it and it really just comes down to insurance. Like them saying a treatment costing 130 only gets the dentist 80 so a dentist. So it makes sense that a dentist might jack up the price to 200 just to get what they original wanted to cover cost and profit. Or they could just not take insurance that takes a big cut like Medicare/Medicaid as the dentist said. So it’s an insurance problem.
Why does EVERYTHING cost so much here 😕
GREED
This post cost me [redacted].
There's no mystery here. Clearly, the problem is the quality of dental insurance. My company's insurance plan covers 100 percent of medical procedures and virtually no dental surgery.
Dental is worth it if you have a good plan offered by your employer. The employer pays the most of it while your share is about 18 dollars per month (edit: 40 to 50 dollar per month is health insurance)
It’s worth it because X-rays alone are expensive costing 200 to 300 dollars depending. The x-rays that check the roots of the teeth are very expensive. Some dentists have panoramic x-rays that look absences or growths in the jaw and mouth.
The last time I had a crown done it was 1500 dollars. My dental covered most of it I still had to fork over 480 dollars.
You need an employeer to have dental insurance and only the top 5% of jobs have decent dental that covers preexisting conditions like missing teeth.
Take dentistry as a career and put up a clinic and you'll know why dental treatment costs that much.
It is cheaper in Asia no doubt but most dentists are still in debt even at halfway through their careers. Saturation of dental clinics and competition made dentist lower their fees to sustain everyday costs.
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Just an fyi.. Check your max payout from your insurance plan. I'm on a solid Delta Dental PPO/California and it's $1500 max per year. Hopefully you'll never need any significant work done.. One root canal with CTI scan in Southern California is close to $1500. I sadly also am in the middle of getting an implant and the all in cost is going to be $5700. Guess how much Delta Dental PPO is covering? $0. The only procedure they cover in the implant process is the tooth extraction ($300,) however, I've already maxed out my yearly coverage ($1500) so I'm on the hook for all $5700.
I recently searched around for non-employer PPO Dental Plans and wouldn't you know it.. None of the four I found (for California) offered more than $1500 a year in coverage!
go to mexico , they have american dentists, theres an entire town devoted to dental tourism.
I forgo my companies dental insurance and pay a flat $320 per year to the dentist. This includes 2 visits, X-rays, and an emergency visit if needed. It also includes discount on additional services like fillings. Insurance for routine care is a scam. There is a middle man siphoning off a profit and providing no value. Insurance should cover you against catastrophe, not as a bill pay service.
Here's a crazy thought: no medical establishments should be for profit entities.
These whole detailed itemized billing lists are so gross.
service shouldbe reawarded with profit
People keep complaining how expensive dental care is, the same people who are willing to line up every year for a new iPhone that costs an arm and a leg. 😂
Lol right… but walking around with messed up teeth
Yes it is important to keep it separate (dental + Medical), but both sides need access to patient data in order to provide good service to the patient.
No you don't need dental insurance. It pays for nothing in relation to how much you have to pay in yearly premiums. You're better off just saving the money and paying the dentist directly when you need to have something done.