What Should I Do with This $200,000 to Become a Millionaire Soon?

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  • Опубліковано 3 лют 2025

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  • @TheRamseyShow
    @TheRamseyShow  3 роки тому +307

    Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/3g11A2V

    • @mikeygomes8590
      @mikeygomes8590 3 роки тому +5

      They

    • @crystalwiles1612
      @crystalwiles1612 3 роки тому +3

      @@mikeygomes8590 a at

    • @robertlulek1634
      @robertlulek1634 3 роки тому +2

      Fitnes competitor lazy stick with the business and grow it. Don’t drink too much that’s a dream where you will lose your 200 grand guaranteed

    • @emrebosnali2473
      @emrebosnali2473 3 роки тому

      i dont know y u r saying "Say goodbye to debt forever" debt is how u make money? borrowing money from the banks to make money using their money ? lol haha

    • @3poundCrappiefishing
      @3poundCrappiefishing 2 роки тому

      do you have a video on 1031 exchange. tax implications versus paying off mortgage

  • @GreggoryThorpe
    @GreggoryThorpe 3 роки тому +1755

    "Your first job is not to lose it" Should be told to every person that receives money.

    • @juliareadscottishpiperandh4861
      @juliareadscottishpiperandh4861 3 роки тому +14

      indeed. Even if he puts it in a bank for a year, learns about investing using a very small amount (say $500) but loses a year of investment growth, then he still has the money.

    • @superblump87
      @superblump87 3 роки тому +6

      @AG then this advice becomes even more important.

    • @skylerthacreator
      @skylerthacreator 3 роки тому +3

      @AG well... then their first job is.... to not lose their money...

    • @matthewgardner2144
      @matthewgardner2144 3 роки тому +1

      @AG Why then they should spend it immediately and foolishly! The money could go bad if it just sits around accruing interest or equity!

    • @kenheisner288
      @kenheisner288 3 роки тому +3

      I have a money tree seeds for sale

  • @christophermartin972
    @christophermartin972 3 роки тому +3521

    You should immediately add $800k to it and become a millionaire!

    • @universalservicetechust3578
      @universalservicetechust3578 3 роки тому +64

      Lol 😆

    • @pranavkarthik2724
      @pranavkarthik2724 3 роки тому +60

      i didnt know that thanks for telling me lol

    • @Tionaintown876
      @Tionaintown876 3 роки тому +31

      Omg awesome idea

    • @clarifyingquestions
      @clarifyingquestions 3 роки тому +30

      Exactly!! Caller needs to get his income up, up and up and separate issue - use the 200k to invest it all ie pretend he doesn't have this money.

    • @RKO1988
      @RKO1988 3 роки тому +14

      I checked this out and it does seem to work…

  • @alexsteven.m6414
    @alexsteven.m6414 5 місяців тому +1095

    The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.

    • @mariahudson9939
      @mariahudson9939 5 місяців тому

      According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.

    • @dengdelun3109
      @dengdelun3109 5 місяців тому

      This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

    • @belobelonce35
      @belobelonce35 5 місяців тому

      Thank you for the advice. When you say financial advisor, are you talking about hedge funds? And how do I get in touch with one?

    • @dengdelun3109
      @dengdelun3109 5 місяців тому

      Rebecca Nassar Dunne is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @MarcyLoccy
      @MarcyLoccy 5 місяців тому

      She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.

  • @MaximilianFischer497
    @MaximilianFischer497 17 днів тому +708

    What to do is simple. Always put your cash to work, buy more stocks especially In this year, we'll start to see more market diversification. I already plan to invest about $350k of my savings in stocks. Hope to make millions, Yeah!

    • @TicheDebb0
      @TicheDebb0 17 днів тому +7

      Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.

    • @MarshalWagner457
      @MarshalWagner457 17 днів тому +4

      It's a good thing I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

    • @RowanBryson
      @RowanBryson 17 днів тому +2

      I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

    • @MarshalWagner457
      @MarshalWagner457 17 днів тому +4

      Her name, “Diana Casteel Lynch” Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @henryallard245
      @henryallard245 17 днів тому +3

      I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.

  • @EthanBrown_23
    @EthanBrown_23 2 місяці тому +1271

    I am regretting not investing in stocks ever since but still grateful i kept money in the money market. With about $200k maturing soon, i plan investing in the stock market. What stocks should I look into as a newbie to safely grow my money

    • @JenniferDavis7630
      @JenniferDavis7630 2 місяці тому +4

      You should look at energy stocks , they look to be the biggest beneficiaries of AI and Data centers , also DCAing into a good ETF too ...Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

    • @donaldwayne7023
      @donaldwayne7023 2 місяці тому +2

      It's wise to stay proactive and diversify assets to manage risks during uncertain times. I’ve delegated my financial management to a consultant after facing a major downturn in late 2019 during the COVID outbreak. Today, I'm semi-retired and about 25% short of my $1 million retirement target after making additional contributions.

    • @danieltaylor--65
      @danieltaylor--65 2 місяці тому +1

      Please who’s this consultant ?

    • @donaldwayne7023
      @donaldwayne7023 2 місяці тому +1

      "Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

    • @Angelinacortez495
      @Angelinacortez495 2 місяці тому +1

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @kortyEdna825
    @kortyEdna825 Місяць тому +496

    Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE

    • @PatrickFitzgerald-cx6io
      @PatrickFitzgerald-cx6io Місяць тому +3

      If you don’t understand the markets, stick to an index like the S&P 500. Dollar cost average and hold long term, or better still consider financial advisory to avoid losses

    • @carssimplified2195
      @carssimplified2195 Місяць тому +2

      Sometimes I'm surprised most people don't even know they can do that. I've been making at least 200k every year from my investments by working with an FA. When you realise it, it feels like a life hack.

    • @NoorJari406
      @NoorJari406 Місяць тому +2

      Wow, that's interesting . I've recently been exploring the option of working with an FA too. Any chance you could recommend who you work with? in her area and works for Empower Financial

    • @carssimplified2195
      @carssimplified2195 Місяць тому +1

      ‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a geniusl Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @NoorJari406
      @NoorJari406 Місяць тому

      Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.

  • @ClarkeGriffiny7
    @ClarkeGriffiny7 3 місяці тому +1771

    The whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or real estate to achieve this goal?

    • @JohnSmith060
      @JohnSmith060 3 місяці тому +9

      Varied sources of income is wise and especially living within your means. My net worth is $2M and I can pay my bills with no stress, but I don't live like I have that. I have no complaints.

    • @HectorWhitney
      @HectorWhitney 3 місяці тому +5

      Money advice is subjective, what works for you may not work for someone else, but it's always better to plan. I'm quite lucky exposed to personal finance at an early age, started job 19, bought first home 28, got laid-off work 36 amid covid-outbreak, and at once I consulted an advisor to handle growing my finance. As of today, I'm only 25% short of my $1m goal after subsequent investments.

    • @BellamyGriffin19
      @BellamyGriffin19 3 місяці тому +2

      I'm intrigued by this. I've searched for investment advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation??

    • @HectorWhitney
      @HectorWhitney 3 місяці тому +3

      There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

    • @ChristianKelv
      @ChristianKelv 3 місяці тому +3

      Thank you for the information. I conducted my own research on google and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call.

  • @SunShine-ey5jc
    @SunShine-ey5jc 3 роки тому +398

    Dad passing on, and he's excited about becoming a millionaire. Took me a couple of years to get over my mum passing on. Brother take your time, visit your family, and share some good memories.

    • @afridgetoofar1818
      @afridgetoofar1818 3 роки тому +56

      When a parent who has Alzheimer’s passes away, it’s a blessing

    • @brandonkargol4439
      @brandonkargol4439 3 роки тому +87

      Yeah but he had alzheimers. He may have "lost" his dad years ago

    • @claudiacanales2662
      @claudiacanales2662 3 роки тому +17

      Yup I totally agree with you Sun Shine. To me it sounds like the sisters were the ones taking care of dad!

    • @hadleycontractor496
      @hadleycontractor496 3 роки тому +24

      do you think the dad would be glad or sad that his son is trying to preserve/grow what he presumably worked hard for hes 25 the fact hes looking to grow rather than blow is surprising and good for him

    • @noneofit85
      @noneofit85 3 роки тому +17

      All I heard from this call was: money is coming.

  • @MichaelGabreil
    @MichaelGabreil 2 місяці тому +251

    I wish they taught investing at school level. There is so much advantage to doing this!
    My biggest regret is that I started so late.

    • @ClemonSteve
      @ClemonSteve 2 місяці тому

      I'm approaching retirement and having a financial advisor has been helpful. I started investing later than most, so relying on compound interest from Etf's or bonds alone wasn’t enough for me. Despite that, I’ve managed to do well and am on track to retire with around $2 million

    • @MichaelGabreil
      @MichaelGabreil 2 місяці тому

      @@ClemonSteve I'm currently evaluating my portfolio and could use some guidance. How can I get in touch with your advisor?

    • @ClemonSteve
      @ClemonSteve 2 місяці тому

      @@MichaelGabreil I usually avoid making specific recommendations because everyone's situation is unique. However, my experience with Julie Ann Lerch has been quite positive. You might find it worthwhile to see if her approach fits your needs

    • @MichaelGabreil
      @MichaelGabreil 2 місяці тому

      @@ClemonSteve I looked for the name online and found her page.I will get in touch with her,Thanks for the help
      I emailed and made inquiries. Thanks for the help

  • @E.GCreates
    @E.GCreates 3 місяці тому +580

    You could invest in stocks, start a side business, or focus on advancing your career. It's important to set goals and make a plan. Remember, wealth can mean different things to different people,One thing i can say that helped me in life to reach my first million was starting early, i got curious and informed i became open to passive income, investments in equities , etfs and the likes. also sought help to handle my portfolio which was my foundation. i'm ever grateful to Abigail Ryan Ann my FA.

    • @phyllisburtonhearsawho
      @phyllisburtonhearsawho 3 місяці тому

      That’s some good values. sounds like you got something going for you

    • @Bergenn158
      @Bergenn158 3 місяці тому

      did a quick search and found her webpage. I must say her resume is pretty impressive.. will be writing her.

    • @Dailypalamides
      @Dailypalamides 3 місяці тому

      I started investing when I was 37, mostly through sweat equity. I just turned 45 and this last month was the first time that my passive income from stocks broke $100k for the month. This is solid advice! DO IT!

    • @KathHarnell
      @KathHarnell 3 місяці тому

      She has a pretty decent bio.

  • @MichaelGabreil
    @MichaelGabreil 2 місяці тому +226

    Watching this Video is really an eye opener. And am so happy ,The only little problem I have is, not knowing where to start from, I really want to invest in my future, but just don't know where to start from, I really wish someone can put me through

    • @ClemonSteve
      @ClemonSteve 2 місяці тому +1

      I'm approaching retirement and having a financial advisor has been helpful. I started investing later than most, so relying on compound interest from Etf's or bonds alone wasn’t enough for me. Despite that, I’ve managed to do well and am on track to retire with around $2 million

    • @MichaelGabreil
      @MichaelGabreil 2 місяці тому

      @@ClemonSteve I'm currently evaluating my portfolio and could use some guidance. How can I get in touch with your advisor?

    • @ClemonSteve
      @ClemonSteve 2 місяці тому

      @@MichaelGabreil I usually avoid making specific recommendations because everyone's situation is unique. However, my experience with Julie Ann Lerch has been quite positive. You might find it worthwhile to see if her approach fits your needs

    • @MichaelGabreil
      @MichaelGabreil 2 місяці тому

      @@ClemonSteve I looked for the name online and found her page.I will get in touch with her,Thanks for the help
      I emailed and made inquiries. Thanks for the help

  • @jameswood9772
    @jameswood9772 3 місяці тому +998

    I'm an amateur with a portfolio of 180k and I've got some real estate holdings too, but it's hard for me to build confidence. I want to invest another 70k over a one month span, but I want to be strategic about doing it so I can grow more and not stay stagnant. Are these good stock suggestions?

    • @johnlennon232
      @johnlennon232 3 місяці тому +3

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

    • @alexyoung3126
      @alexyoung3126 3 місяці тому +1

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @chris-pj7rk
      @chris-pj7rk 3 місяці тому +2

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @alexyoung3126
      @alexyoung3126 3 місяці тому +5

      Amy Desiree Irish is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @chris-pj7rk
      @chris-pj7rk 3 місяці тому +2

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @BrewerVera
    @BrewerVera 2 місяці тому +1319

    What sets top investors apart from the rest? I've got $385K in equity from a home sale and I'm unsure whether to put it into stocks or wait for a more favorable market condition.

    • @FaithAndrada-xo9ou
      @FaithAndrada-xo9ou 2 місяці тому +3

      You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad

    • @AndersonFair-cy2bb
      @AndersonFair-cy2bb 2 місяці тому +1

      Most people minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

    • @fredrickmcgraw9491
      @fredrickmcgraw9491 2 місяці тому +2

      You seem to know the market better than we do, so that makes great sense. Who is the guide?

    • @AndersonFair-cy2bb
      @AndersonFair-cy2bb 2 місяці тому +6

      My CFA ’Amy Desiree Irish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @fredrickmcgraw9491
      @fredrickmcgraw9491 2 місяці тому +2

      I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

  • @Mattius08
    @Mattius08 3 роки тому +526

    Best advice is to get that $200k out of your mind. Sock it away into a managed index fund or mutual fund. Live your same life, don't buy stupid things, keep your job and invest some more. Think long term.

    • @Ez3s
      @Ez3s 3 роки тому +11

      Very sound advice!

    • @davidh5101
      @davidh5101 3 роки тому +7

      Yolo

    • @austintomkewitz7206
      @austintomkewitz7206 3 роки тому +1

      @@Ez3s even sounder advice would be this invest it in whatever the best place would be an investment is about how many birds in the bush how many can you catch how sure are you if you unsure start paying high interest debt don't collect inflation (invisible tax to the general public) not that I needed to translate the word inflation for y'all sure you guys already know

    • @JonathanIvy221
      @JonathanIvy221 3 роки тому +19

      Managed funds have high expense ratio. Gotta be careful with it. You may end up paying over 200-300k in expense ratio over time.

    • @markme4
      @markme4 3 роки тому +7

      When you are 25 , 40 sounds like a long way away

  • @PremSteve-yg4de
    @PremSteve-yg4de 6 місяців тому +1134

    I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?

    • @bernisejedeon5888
      @bernisejedeon5888 6 місяців тому

      The current market conditions may provide opportunities to increase revenues swiftly; however, experience is required to carry out such a plan.

    • @belobelonce35
      @belobelonce35 6 місяців тому

      Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

    • @edelineguillet2121
      @edelineguillet2121 6 місяців тому

      That's impressive ! I could really use the expertise of one of these advisors. Any chance you could recommend one?

    • @belobelonce35
      @belobelonce35 6 місяців тому

      Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @fresnaygermain8180
      @fresnaygermain8180 6 місяців тому

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @JenniferDavis7630
    @JenniferDavis7630 17 днів тому +569

    Everyone’s been preaching investing lately as a source of passive income but with a 70 hour weekly jobs and limited knowledge of financial instruments, how can I actually stay on top of things, I see every UA-cam video saying BUY BUY! But when and how do I sell for profit at the right time?

    • @donaldwayne7023
      @donaldwayne7023 17 днів тому +3

      The current market might give opportunities to maximize profi.t, but in order to execute such effective transactions, you must be a skilled practitioner

    • @debbygradley25
      @debbygradley25 17 днів тому +1

      I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

    • @Angelinacortez495
      @Angelinacortez495 17 днів тому +1

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation

    • @debbygradley25
      @debbygradley25 17 днів тому +1

      "Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

    • @danieltaylor--65
      @danieltaylor--65 17 днів тому

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @lillyvazgueztk1410
    @lillyvazgueztk1410 3 місяці тому +215

    Buying Stocks or Gold are the absolute best hedges against hyperinflation.

    • @JsotoPapito
      @JsotoPapito 3 місяці тому +1

      I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts or advisors with experience since the 08' crash

    • @lillyvazgueztk1410
      @lillyvazgueztk1410 3 місяці тому

      Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing in stocks is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

    • @Miguelka67
      @Miguelka67 3 місяці тому

      Market fluctuations have frustrated my previous attempts at stock/crypto investing. Ready to pivot to passive income, I'd love to learn from your journey. Share your expertise and guidance, and help me overcome my past setbacks to achieve financial stability and success

    • @lillyvazgueztk1410
      @lillyvazgueztk1410 3 місяці тому

      Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.

    • @lillyvazgueztk1410
      @lillyvazgueztk1410 3 місяці тому +1

      If you don't want to crash and burn, you should seek the advice of a fiduciary counselor when you first start out. Fiduciary-counselors have exclusive information and data paths that are not available to the general public. Understanding the direction of my Fiduciary-counselor *Tracy Britt Cool Consulting*

  • @2274brian
    @2274brian 3 роки тому +683

    Shocked that Dave never asked him how much debt he had. I have a weird feeling that he ain't debt free.

    • @Calypso-rb9sf
      @Calypso-rb9sf 3 роки тому +55

      Same here. I would figure the best advice for a 25 year old would be to use that 200k to pay off all/most of their outstanding debt....so they can work on bettering their career and salary without the weight and worry of that debt. Then invest what's left in a mutual fund or index fund and forget you have it.

    • @matthewgardner2144
      @matthewgardner2144 3 роки тому +40

      Dave glosses over a LOT. And sometimes focuses on the weirdest stuff.

    • @dhoytinaz
      @dhoytinaz 3 роки тому +11

      Yeah I was waiting for him to walk him through the baby steps to see where he's actually at.

    • @mattsarff2793
      @mattsarff2793 3 роки тому +6

      Yeah i would pay off all outstanding debts and other liabilities and then invest the rest in VTI and set it and forget it

    • @Whocares12343
      @Whocares12343 3 роки тому +16

      He send him to ramsey+ with a coach thats the first thing they will ask him

  • @Fedgery007
    @Fedgery007 3 роки тому +325

    I actually agree with Dave’s advice! Kudos to this kid for calling and trying to learn.

  • @BrendanEvan
    @BrendanEvan 3 роки тому +233

    “You have never driven a car before and someone just gave you car keys”
    That pretty much sums it up 🏎

    • @lindavel43
      @lindavel43 3 роки тому +4

      As someone who grew up under the poverty line this is true. I'll pay off my student loan that is only 6k since I cash flowed most of my schooling. I need to start looking into how to save and invest. Sad part is that my mom is so good at saving. If she had invested that money she would be a millionaire by now.

    • @theblackknight9783
      @theblackknight9783 3 роки тому +1

      @@lindavel43 investing isn’t everybody’s strong point. Some people just know how to save and manage to live off of what they worked for.

    • @jaikeerthy1840
      @jaikeerthy1840 6 місяців тому

      4:20 "And all your broke friends have an opinion already, don't they"

  • @joshmillard7029
    @joshmillard7029 3 роки тому +240

    I had a similar experience when my dad passed away. After paying off a few debts I just had to let the cash sit in a savings account for almost a year until I could plan for the best way to invest it. Being intentional is usually more important than being quick.

    • @igorseprak6177
      @igorseprak6177 3 роки тому +13

      Just letting the money sit in the bank is probably best. Not making much but not losing any at all. No fees for taking it out and it’s perpetually liquid...

    • @harryblack-maskers6913
      @harryblack-maskers6913 3 роки тому +17

      @@igorseprak6177 except when you take inflation into consideration and realise that you’re essentially losing money if you keep it in the bank . . .

    • @igorseprak6177
      @igorseprak6177 3 роки тому +2

      @@harryblack-maskers6913
      You are right if we’re talking Germany 1920s inflation and Zimbabwe’s recent hyperinflation. Otherwise NO.

    • @harryblack-maskers6913
      @harryblack-maskers6913 3 роки тому +14

      @@igorseprak6177 so long as inflation is more than your interest rate you’re losing money, fact . . .

    • @X11CHASE
      @X11CHASE 3 роки тому

      @@harryblack-maskers6913 these people are idiots, you’re never gonna “convert” them.

  • @JonathanWalter-w8n
    @JonathanWalter-w8n 3 місяці тому +422

    Thank you so much for this video but in these uncertain times it is more important than ever to have a solid understanding of how to manage your finances, invest wisely and navigate economic downturns. But my primary concern is how to grow my reserve of $240k which has been sitting duck since forever with zero to no gains, sure I'm all in on the long term game, but with my savings are lying waste to inflation and my portfolio losing gains everyday, I need a remedy.

    • @Evelyn34289
      @Evelyn34289 3 місяці тому

      If you need advice, consider speaking with a financial advisor. Don't get me wrong, you can do it on your own, but financial advisors have a lot more knowledge and expertise in this area.

    • @Lindgren-h7k
      @Lindgren-h7k 3 місяці тому

      you are completely right, Advisors have information and paths that are not disclosed to the public.. I profited 560k in 2022 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.

    • @TerriLynnClark-b8d
      @TerriLynnClark-b8d 3 місяці тому

      That's impressive! I could really use the expertise of this manager for my dwindling portfolio. Who's the professional guiding you?

    • @Lindgren-h7k
      @Lindgren-h7k 3 місяці тому

      Her name is Amalia Bunker can't divulge much. Most likely, the internet should have her basic info, you can research if you like

    • @clementina-h5g
      @clementina-h5g 3 місяці тому

      560k? Amazing! how did you get started?

  • @JulianBarnes-dd2iq
    @JulianBarnes-dd2iq 2 місяці тому +902

    I've been an investor in Nvidia for the past six years now because I strongly believe in the company and in the stock, but now I've been thinking of redistributing my portfolio of about $560k and buy other stocks. and asset classes. Maybe buy Tesla esp because of Trumps win? They are also doing great things in the AI space. Some digital currencies too. What do you think?

    • @selenajack2036
      @selenajack2036 2 місяці тому +2

      investors like you should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder.

    • @hushbash2989
      @hushbash2989 2 місяці тому +2

      People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

    • @kaylawood9053
      @kaylawood9053 2 місяці тому +3

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

    • @hushbash2989
      @hushbash2989 2 місяці тому +2

      She goes by ''Sonia Nunes Demelo’’ a renowned figure in the financial industry with over two decades of experience. I'd suggest you research her further on the web.

    • @bsetdays6784
      @bsetdays6784 2 місяці тому +1

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @NicholasBall130
    @NicholasBall130 2 місяці тому +647

    Considering the current market uncertainty, it seems prudent to invest in gold or a gold ETF. I'm thinking of allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is appealing, I recognize the importance of maintaining a long-term investment strategy.

    • @cowell621
      @cowell621 2 місяці тому

      Considering the current market uncertainty, it seems prudent to invest in gold or a gold ETF. I'm thinking of allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is appealing, I recognize the importance of maintaining a long-term investment strategy.

    • @JamesLongman-v5r
      @JamesLongman-v5r 2 місяці тому

      Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

    • @LiaStrings
      @LiaStrings 2 місяці тому

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @JamesLongman-v5r
      @JamesLongman-v5r 2 місяці тому

      Her name is Rebecca Nassar Dunne can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

    • @lolitashaniel2342
      @lolitashaniel2342 2 місяці тому

      I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

  • @FelineAirstrip
    @FelineAirstrip 8 місяців тому +822

    I am 64 years old I have a side hustle making over 200k per year. I already have over 4 million in my retirement account I want to build an aggressive account in my new Solo 401 k which will be converted to a Mega Backdoor Roth (putting in over 79,000 per year) I Would like to eventually have Monthly income generated without losing principal.

    • @WestonScally7614
      @WestonScally7614 8 місяців тому +9

      You didn't provide detailed information about your portfolio makeup. However, I recommend seeking guidance from a financial advisor for a well-informed portfolio restructuring.

    • @SaintYvess
      @SaintYvess 8 місяців тому +6

      Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

    • @sting_grayl
      @sting_grayl 8 місяців тому +6

      This is definitely considerable! think you could suggest any professional/advisors I can connect with? I'm in dire need of proper portfolio allocation

    • @SaintYvess
      @SaintYvess 8 місяців тому +4

      I work with *Jennifer Leigh Hickman* , a licensed advisor. Simply search the name to find the necessary details to schedule an appointment.

    • @Christine-wp2bw
      @Christine-wp2bw 8 місяців тому +4

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @JoelCharisma-q5u
    @JoelCharisma-q5u 2 місяці тому +1365

    I also have about 70k I want to invest right now. I want to choose the stocks I go into carefully so I make the maximum result. Any thoughts?

    • @gregorywhem
      @gregorywhem 2 місяці тому +1

      Well, you could potentially make a lot of money from the stock market. Profiting in stocks require some technical analysis, but you could make a lot of profit. I'll highly recommend you work with a financial advisor.

    • @Redwood4040
      @Redwood4040 2 місяці тому +1

      I agree. I switched to trading options and I make 10x what I used to make from stocks because I can work with an expert who has a good understanding of the marekt. This third quarter I've already made more than 150k in net profit.

    • @BarryWhite-h9m
      @BarryWhite-h9m 2 місяці тому

      This sounds like incredible profit. Could you recommend who you work with so I could check them out?

    • @Redwood4040
      @Redwood4040 2 місяці тому

      Sure, I work with *Marissa Lynn Babula.* She's not hard to find. Just check her out on her website and you can contact her.

    • @MarkJoe-e7f
      @MarkJoe-e7f 2 місяці тому

      Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.

  • @bobbyrebholz2183
    @bobbyrebholz2183 3 роки тому +131

    I'm rooting for the guy. Twenty five years old and instead of burning $200k with hot women, a car, partying, he's thinking long-term. This guy is going to be a multimillionaire. Girls, cars, traveling, all that will eventually come as a nice byproduct from working hard.

    • @felixol
      @felixol 3 роки тому +2

      Agree

    • @aisha-3857
      @aisha-3857 3 роки тому +6

      He just wants to be a millionaire to party with fast cars

    • @Ryanbenitezfilms
      @Ryanbenitezfilms 2 роки тому +8

      Girl*. You only need the one. He who finds a wife finds a good thing. 👍

    • @MikeG82
      @MikeG82 Рік тому

      who wants girls when they only want you for your money? if they don't want you when you are average joe don't even bother unless you want to lose it in divorce court

  • @Mariagreta-gv9le
    @Mariagreta-gv9le 9 місяців тому +1180

    My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.

    • @mayalucia-
      @mayalucia- 9 місяців тому

      Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

    • @AlvarezDanuta
      @AlvarezDanuta 9 місяців тому

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @clarkstephen7861
    @clarkstephen7861 3 місяці тому +1185

    Dividend investing is my jam! I'm building wealth with a buy-and-hold strategy in my Roth account, featuring rockstars like Berkshire B stock, SCHD, and S&P 500 and total market ETFs. My taxable account is also getting in on the action, generating regular income through dividend-paying stocks. It's a winning combo that's helping me achieve my financial dreams!

    • @RoseGuerra7862
      @RoseGuerra7862 3 місяці тому +2

      Your strategy is a perfect example of a solid plan! Combining dividend stocks with a buy-and-hold approach sets you up for success.it's clear you've done your research. Yet, I still think consulting with expert advisors can take your success to the next level. They can offer valuable insights, help you mitigate risks, and optimize your strategy for even greater returns.

    • @martinheaway
      @martinheaway 3 місяці тому

      I agree, though some doubt financial advisors. Mine has delivered, growing my portfolio by over $1 million for the past decade through savvy diversification. Financial security is my goal, and I'm pleased with my results.

    • @JaneClark7861
      @JaneClark7861 3 місяці тому +1

      Could you recommend your financial advisor? I am seeking professional guide

    • @martinheaway
      @martinheaway 3 місяці тому +3

      My CFA ’Amy Desiree Irish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @JaneClark7861
      @JaneClark7861 3 місяці тому +1

      Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

  • @benjaminsmith3469
    @benjaminsmith3469 5 місяців тому +402

    I've got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend?

    • @carter3294
      @carter3294 5 місяців тому +3

      As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor..

    • @Emily-le2op
      @Emily-le2op 5 місяців тому +5

      Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed within a short period.

    • @ConradGosling
      @ConradGosling 5 місяців тому +2

      How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.

    • @Emily-le2op
      @Emily-le2op 5 місяців тому +3

      I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

    • @stevensmiddlemass2072
      @stevensmiddlemass2072 5 місяців тому +1

      Thank you for sharing, I must say she appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled.

  • @RobertBrown..
    @RobertBrown.. 9 місяців тому +590

    I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

    • @trazzpalmer3199
      @trazzpalmer3199 9 місяців тому +4

      diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.

    • @AshlelThomas
      @AshlelThomas 9 місяців тому +2

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @SarahTaylor_
      @SarahTaylor_ 9 місяців тому +1

      That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

    • @AshlelThomas
      @AshlelThomas 9 місяців тому +1

      KENNA MURIEL HESSELING is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @omotayoajileye2629
      @omotayoajileye2629 8 місяців тому

      Has anyone thought all these people dropping names of financial advisors that helped achieve 300% growth in a short period is suspicious. I think it's a marketing strategy to promote those businesses.

  • @AlexanderOwenb9l
    @AlexanderOwenb9l 3 місяці тому +552

    Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

    • @NatalieHannahq3g
      @NatalieHannahq3g 3 місяці тому

      The deeper your investment roots, the stronger your financial security will be in the future.

    • @AidenLiamf7q
      @AidenLiamf7q 3 місяці тому

      Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.

    • @MasonJacobo2w
      @MasonJacobo2w 3 місяці тому

      I would love an introduction to an adviser who can help me strengthen my financial roots.

    • @AidenLiamf7q
      @AidenLiamf7q 3 місяці тому

      Nicole Anastasia Plumlee can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

    • @MasonJacobo2w
      @MasonJacobo2w 3 місяці тому

      Thank you for this amazing tip. I just looked the name up and wrote her.

  • @vince9080h
    @vince9080h 5 місяців тому +547

    As I ponder investing the proceeds from my recent Portland home sale into stocks, I'm torn between seizing the opportunity and timing the market. While I recognize it's a great time to buy, I'm uncertain if it's the perfect moment for me. My mind is also boggled by the impressive gains others in the same market have made - over $450,000 in mere months! I'm left wondering when I'll fully recoup my investment and whether I'm making the right move?

    • @TicheDebb0
      @TicheDebb0 5 місяців тому +4

      For any investor, a strong plan is essential to their portfolio. The higher the risk, the bigger the possible return and when it comes to making important decisions, thus it makes sense to consult with seasoned experts.

    • @MarshalWagner457
      @MarshalWagner457 5 місяців тому +3

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I do remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @AshleySommerset808
      @AshleySommerset808 5 місяців тому +2

      That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

    • @MarshalWagner457
      @MarshalWagner457 5 місяців тому +3

      Sonya Lee Mitchell is a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @AshleySommerset808
      @AshleySommerset808 5 місяців тому +3

      I conducted an online search for her using her complete name and located her page. Subsequently, I reached out via email to schedule a meeting for a discussion; I am now awaiting her response.

  • @jasonmoquin
    @jasonmoquin 3 роки тому +46

    Took me 14 years of hard work and willpower to amass what he's getting in one check, without doing a single thing to get it. I mean, good for him, but I do admit that I'm a little envious. What impresses me is that he's this young and the first thing on his mind is "How can I make this work for me and maximum the opportunity?" instead of "What can I buy with this?". He called the right place.

    • @jaredfrazier2216
      @jaredfrazier2216 3 роки тому +2

      Jealous is normal. Envy is very bad. Idk if you actually feel that way or you misspoke

    • @Brownmamba12
      @Brownmamba12 2 роки тому

      Right must be nice to have that and do nothing 🙁

    • @valeria-militiamessalina5672
      @valeria-militiamessalina5672 Рік тому +2

      Relative; some inherit millions and kingdoms, some nothing

    • @davidm.1667
      @davidm.1667 Рік тому

      Took you 14 years to get 200k?..

    • @Ivan-rp6ez
      @Ivan-rp6ez Рік тому +3

      My wife lost her father and inherited some money. She would give every cent back to have him here. He died in a work related accident. She invested the money and almost feels guilt for using any of it. She will not even let me borrow any of it. Everyone thinks differently.

  • @SeanBaker
    @SeanBaker 3 роки тому +200

    He has a great opportunity to do the right thing with this money. I hope he succeeds.

    • @zombl337og
      @zombl337og 3 роки тому +6

      always happy to see ppl helping others and encouraging them when they succeed instead of putting them down and asking for a cut.

    • @jackstoltz1379
      @jackstoltz1379 Рік тому +3

      He ended up putting it all on black

    • @jayc4715
      @jayc4715 Рік тому

      ​@@jackstoltz1379all on black tar heroin

  • @DesireeJames-q1z
    @DesireeJames-q1z 2 місяці тому +898

    Although there are many differing views regarding equities and their outlook for the upcoming years, I strive for short-term, steady gains from market corrections, and if I understood a little bit about day trading, I would surely hop on the boat. All I want to do is find the best ways to increase and protect my $390k stagnating reserve from inflation.

    • @JoshuaKerr-m4u
      @JoshuaKerr-m4u 2 місяці тому +3

      Keep your focus on two primary goals. To start, protect yourself by understanding when to sell stocks to minimise losses and optimise gains. Second, prepare to profit from shifts in the market. I suggest seeking counsel from a financial consultant or other expert.

    • @donaldwayne7023
      @donaldwayne7023 2 місяці тому +3

      It's wise to stay proactive and diversify assets to manage risks during uncertain times. I’ve delegated my financial management to a consultant after facing a major downturn in late 2019 during the COVID outbreak. Today, I'm semi-retired and about 25% short of my $1 million retirement target after making additional contributions.

    • @debbygradley25
      @debbygradley25 2 місяці тому +3

      Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.

    • @donaldwayne7023
      @donaldwayne7023 2 місяці тому +2

      I’m cautious about giving specific recommendations as everyone's situation varies. You may consider independent financial advisors like “Laurelyn Gross Pohlmeier* I've worked with her and I'd gladly commend her exemplary service on a public post.

    • @JenniferDavis7630
      @JenniferDavis7630 2 місяці тому +1

      Thanks for sharing, I just looked her up and I would say she really has an impressive background in lnvesting. I have sent out a message.

  • @Force5_Eye_Dev
    @Force5_Eye_Dev 2 роки тому +26

    Probably the best straight forward advice I’ve heard come out of this show. He can do it. Use a small portion to help him ride the storm. Invest and forget the bulk. And go live his passion. Great stuff. Ramsey channel.

  • @SandraGomez-l8v
    @SandraGomez-l8v 4 місяці тому +115

    Now, I Just realized that the secret to making a million is saving for better trades. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money trading. For example last year I Traded with 10k in Crypto and made about $146k,but guess what? I put it all back and traded again and now I am rounding up close to a million

    • @RobAllen28
      @RobAllen28 4 місяці тому

      The process of trading can be complicated when you have limited knowledge. However, with the right strategy and setups, you can be successful. I’m guided by Ryan Donald. A widely known crypto consultant

    • @DorotheaWeiss-s6z
      @DorotheaWeiss-s6z 4 місяці тому

      This is superb! Information, as a noob it gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this are you a pro investor?

    • @RobAllen28
      @RobAllen28 4 місяці тому

      yeah Ryan Donald was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Ryan Donald. He is my number one source when it comes to crypto and TA.

    • @KieraAva
      @KieraAva 4 місяці тому

      So you guys know him too?... he made my husband and I have our own house and car.
      He is good. His success story is everywhere, his method surprise me honestly

    • @DorotheaWeiss-s6z
      @DorotheaWeiss-s6z 4 місяці тому

      Oh please, how can someone get to speak with Ryan Donald?🙏

  • @MiaDavis001
    @MiaDavis001 6 місяців тому +942

    I recently sold a house in Portland, and I'm considering investing the proceeds in stocks. I know it's a wonderful time to buy, but is this the right moment? When will I fully recover? I'm honestly just perplexed at this point as to how other folks in the same market are making over $450,000 in gains in a matter of months.

    • @jessieyoung-szn
      @jessieyoung-szn 6 місяців тому

      Thanks for sharing, i did a quick search and found her web page, i hope she responds to my mail soon

    • @TravelTechie415
      @TravelTechie415 6 місяців тому

      Buying stocks doesn't automatically make you rich, 100% not true, the stocks you buy - someone else shorts, it's a casino and the house always wins

    • @michaelwoods4495
      @michaelwoods4495 6 місяців тому

      As we Marines used to tell each other, "You pays your money and you takes your chances." Find something you'd like to try and give it a go! Sometimes you win and sometimes you lose. Then try again.
      You'll note the comments here that describe making lots of money on things like Cryptocurrency but we don't have comments from the people who lost.

  • @DebbieSimone
    @DebbieSimone 4 місяці тому +204

    I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.

    • @KenistonKist
      @KenistonKist 4 місяці тому +1

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @GrozaGroza-ko7fn
      @GrozaGroza-ko7fn 4 місяці тому

      The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

    • @mikesnoek
      @mikesnoek 4 місяці тому

      I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

    • @ReuletRikki
      @ReuletRikki 4 місяці тому

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

    • @DebbieSimone
      @DebbieSimone 4 місяці тому

      she's mostly on Instagrams, using the user name

  • @azieltobias
    @azieltobias Рік тому +1121

    Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.

    • @mellon-wrigley3
      @mellon-wrigley3 Рік тому +2

      Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

    • @sloanmarriott5
      @sloanmarriott5 Рік тому +1

      You're correct! With the help of an investment coach, I was able to diversify my 450K portfolio across markets and produce slightly more than $830K in net profit from high dividend yield equities, ETFs, and bonds.

    • @Buffet-walton22
      @Buffet-walton22 Рік тому

      ​ *@shirleygarland4766* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

    • @sloanmarriott5
      @sloanmarriott5 Рік тому +1

      GERTRUDE MARGARET QUINTO maintains an online presence. Just make a simple search for her name online.

    • @sloanmarriott5
      @sloanmarriott5 11 місяців тому

      Gertrude Margaret Quinto, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

  • @Nicholedare
    @Nicholedare 3 місяці тому +102

    Crypto is risky as many would say but I think the actual risk in Crypto is not investing, buying the capitulation isn't a tough call, but it is a very tough call to figure out what to do aside holding. I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time

    • @DawnRempel7
      @DawnRempel7 3 місяці тому

      I'm new to cryptocurrency and don't understand how it really works. how Can someone know the right approach to investing and making good profits from cryptocurrency investments?

    • @Nicholedare
      @Nicholedare 3 місяці тому

      As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Alex. A widely known crypto consultant

    • @AlexieAuer
      @AlexieAuer 3 місяці тому

      I'm surprised that this name is being mentioned here, I stumbled upon one of his clients testimonies on CNBC news last week...

    • @DawnRempel7
      @DawnRempel7 3 місяці тому

      I'm a beginner please how can i reach out Alex

    • @Nicholedare
      @Nicholedare 3 місяці тому

      This is he’s telegrams user name

  • @philipfletch
    @philipfletch 4 місяці тому +1170

    I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.

    • @RoseGuerra7862
      @RoseGuerra7862 4 місяці тому +4

      there are tons of cool stocks in different industries to watch. You don't have to act on every forecast. I suggest teaming up with a financial adviser who can help you pick the right times to buy and sell the stocks or ETFs you're eyeing. They can give you some solid advice to make smart moves

    • @martinheaway
      @martinheaway 4 місяці тому

      That's awesome to hear! Having a skilled adviser to guide your day-to-day investment decisions, especially with their expertise in long and short positions, risk management, and access to exclusive information, can really make a difference. It's no surprise you've seen such impressive returns, netting over 2.8 million in over 2 years. Keep up the great work with your adviser!

    • @NatashaJoy7861
      @NatashaJoy7861 4 місяці тому +3

      bravo! I've been getting suggestions to consider financial advisery, but where and how to find someone reputable has been challenging, mind if I look up the adviser guiding you please?

    • @martinheaway
      @martinheaway 4 місяці тому +5

      Her name is 'Amy Desiree Irish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @NatashaJoy7861
      @NatashaJoy7861 4 місяці тому +2

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @graywilliams_77.
    @graywilliams_77. 11 місяців тому +142

    Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @graywilliams_77.
      @graywilliams_77. 11 місяців тому

      Jenny Pamogas Canaya, that's whom i work with

    • @susannicky
      @susannicky 11 місяців тому

      I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

    • @Corless116
      @Corless116 11 місяців тому

      I like to work with Mike Oxenormis, he never lets me down.

    • @Corless116
      @Corless116 11 місяців тому

      Hugh Jaynus showed growth potential I couldn't have imagined.

  • @raychristopher7797
    @raychristopher7797 Рік тому +208

    Been watching, listening, and paying attention to all of predictions and forecasts since early Covid. He hasn't disappointed yet 👌

    • @harrisonmichael5047
      @harrisonmichael5047 Рік тому +1

      Well said! I am also here to learn how to invest after listening to a lady on tv talk about the importance of investing and how she made 7 figures in 3 months, somehow the video taught me nothing and left me even more confused, I'm a newbie and I'm open to ideas on how to invest for retirement

    • @raychristopher7797
      @raychristopher7797 Рік тому

      @@harrisonmichael5047 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name KRISTIN GAIL CUNNINGHAM and everything changed. I started enjoying huge returns from my investment.

    • @harrisonmichael5047
      @harrisonmichael5047 Рік тому

      @@raychristopher7797 Despite the economic crisis and the rate of unemployment now is the best time to invest

    • @raychristopher7797
      @raychristopher7797 Рік тому

      @@harrisonmichael5047 Surf the web for her info it's easier to get on her webpage.

    • @harrisonmichael5047
      @harrisonmichael5047 Рік тому

      @@raychristopher7797 Thank you, Going through her profile on her webpage out of curiosity, and surprisingly she seems proficient. I appreciate this.

  • @OrsonGilbert-nc7cf
    @OrsonGilbert-nc7cf 7 місяців тому +205

    Your videos were great!! I'm one of your viewers and have been watching your videos lately. I would like to invest, but I still can't find the right investment to commit to. I will appreciate any help here.

    • @HarrisonGray373
      @HarrisonGray373 7 місяців тому +6

      It's wise to seek professional guidance when building a strong financial portfolio due to its complexity.

    • @ChristopherLookman
      @ChristopherLookman 7 місяців тому +3

      Talking to an expert like Michelle Brown to reshape your portfolio is a smart move.

    • @TaylorSmith-i6p
      @TaylorSmith-i6p 7 місяців тому

      Certainly! I diversified my $20,000 portfolio across different markets

    • @TaylorSmith-i6p
      @TaylorSmith-i6p 7 місяців тому

      I made a net profit of around $97k by investing in high dividend yield stocks, ETFs, and equity

    • @Robertowen715
      @Robertowen715 7 місяців тому

      The reality is that you cannot do it without a tried and true trader like Michelle

  • @noahestus6830
    @noahestus6830 3 роки тому +64

    This call slowly got more outrageous over time. He could very easily squander this by “competing” and be 30 with zero money 😬

    • @MikeSmith-ng3rv
      @MikeSmith-ng3rv 3 роки тому +7

      When he said how much he makes a year, I knew a "fool and his money are soon parted". I couldn't watch this video beyond that.

  • @klunnikov
    @klunnikov 7 місяців тому +52

    Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

    • @fedorinovsubdivision
      @fedorinovsubdivision 7 місяців тому

      I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!

    • @fedorinovsubdivision
      @fedorinovsubdivision 7 місяців тому

      Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

  • @j.m0ney133
    @j.m0ney133 3 роки тому +100

    Smart man for asking what to do with the money before receiving it. I hope he takes Dave’s advice.

    • @omotayosatuyi252
      @omotayosatuyi252 3 роки тому +1

      @KASHMAER Dude what do u mean there is nothing wrong with getting inheritance

    • @jaredfrazier2216
      @jaredfrazier2216 3 роки тому

      @KASHMAER bro you might have an extra chromosome

    • @pretabs8344
      @pretabs8344 2 роки тому

      @@omotayosatuyi252 he’s just salty it’s not him 😂

  • @anthonyescareno
    @anthonyescareno 3 роки тому +52

    I'm always amazed at hearing how the average yearly incomes are so vastly different in different parts of the county.

    • @jaredfrazier2216
      @jaredfrazier2216 3 роки тому +3

      It's almost as if cost of living is vastly different also. Lol like what

  • @Glicklee
    @Glicklee 2 місяці тому +1672

    I just got out of the real estate investing market. Trump's policies had been viewed by many experts as more positive for the financials sector. It's enticing to consider purchasing some stocks, I'm contemplating investing more than $300k. Thoughts?

    • @Cochran-j5d
      @Cochran-j5d 2 місяці тому +2

      I got into stocks few years ago and my candid advice for a newbie like you is to seek help from market experts rather than UA-cam

    • @VivianneLegault
      @VivianneLegault 2 місяці тому +1

      Agreed, I just use UA-cam for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own. I have consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains in close to a decade of having one

    • @SusanMarie-o9z
      @SusanMarie-o9z 2 місяці тому +1

      I've been getting suggestions to use a market expert too, but where and how to find one has been challenging, Can i reach out to the one you use?

    • @VivianneLegault
      @VivianneLegault 2 місяці тому +1

      My advidor is “Victoria Louisa Saylor” She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend her.

    • @SusanMarie-o9z
      @SusanMarie-o9z 2 місяці тому

      I’ve just looked up her full name on my browser and found her webpage, very much appreciate this

  • @livia-s6t
    @livia-s6t 5 місяців тому +1065

    I currently have around $250,000 in cash savings and I was advised to invest it in stocks. What long-term strategies should I use for investments to secure my financial future?

    • @RobbStonee
      @RobbStonee 5 місяців тому +8

      Its best if you buy growth/blue-chip/large caps stocks only. Also, its advisable you work with a financial advisor to help set up a well-structured portfolio so you don't get burnt in this volatile market.

    • @Tipping-Point88
      @Tipping-Point88 5 місяців тому +4

      truly appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor... mind sharing info of this person guiding you please?

    • @Tnks4cmin
      @Tnks4cmin 5 місяців тому +2

      no bs! curiously copied and pasted her name on the web, her site came up at once, she seems highly professional and well matched for the job.. thanks for putting this out

    • @stitchbystitch4188
      @stitchbystitch4188 5 місяців тому +8

      Nvidia, QQQ, Tesla, sp500 etc. Buy the ones are too big to loose.

    • @cezeryerak
      @cezeryerak 5 місяців тому

      Dude just get advisement from Ramsey Solutions website

  • @FrankPatrick-no8zo
    @FrankPatrick-no8zo 7 місяців тому +229

    The importance of diversifying your investments and always putting your money to work is one thing I've learned from millionaires. This year, I expect to make a return on the about $100K that I plan to invest in equities.

    • @DennisJack-km8ho
      @DennisJack-km8ho 7 місяців тому +4

      Indeed, you are correct. Investing in a variety of asset types, such as bonds, real estate, and foreign equities, can help spread out your money and lessen the impact of a market catastrophe. This is, in my opinion, the greatest strategy.

    • @albacus2400BC
      @albacus2400BC 7 місяців тому +3

      That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.

    • @CrystalJoy-32
      @CrystalJoy-32 7 місяців тому +3

      I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

    • @albacus2400BC
      @albacus2400BC 7 місяців тому +4

      Amber Michelle Smith has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

    • @RuthEvelyn-rc3bg
      @RuthEvelyn-rc3bg 7 місяців тому +1

      Thank you for sharing, I must say she appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled

  • @dulcehahn12
    @dulcehahn12 6 місяців тому +86

    You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life

    • @AliceAnderson-in1et
      @AliceAnderson-in1et 6 місяців тому

      I'm new to cryptocurrency and don't understand how it really works. how Can someone know the right approach to investing and making good profits from cryptocurrency investments?

    • @IsaacClark-j7h
      @IsaacClark-j7h 6 місяців тому

      As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

    • @dulcehahn12
      @dulcehahn12 6 місяців тому

      As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Alex Gomez. A widely known crypto consultant

    • @AliceAnderson-in1et
      @AliceAnderson-in1et 6 місяців тому

      I'm surprised that this name is being mentioned here, I stumbled upon one of his clients testimonies on CNBC news last week...

    • @dulcehahn12
      @dulcehahn12 6 місяців тому

      I started working with Alex Gomez back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

  • @Patriciacraig599
    @Patriciacraig599 9 місяців тому +274

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @Alejandracamacho357
      @Alejandracamacho357 9 місяців тому +2

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @Christine-ce4xo
      @Christine-ce4xo 9 місяців тому +1

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @Natalieneptune469
      @Natalieneptune469 9 місяців тому

      One of my goals is to employ the service of one this year. I've seen some off LinkedIn but wasn't able to get a response. Could you recommend who it is you work with?

    • @Christine-ce4xo
      @Christine-ce4xo 9 місяців тому +4

      Linda Aretha Reeves is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

    • @Natalieneptune469
      @Natalieneptune469 9 місяців тому

      I just checked her out and I have sent her an email. I hope she gets back to me soon

  • @NicholleWillisLoves
    @NicholleWillisLoves Місяць тому

    This is really such good advice for anyone looking to start an online gym influencer business. Ken and Dave really have such good heads on their shoulders

  • @geraldt331
    @geraldt331 7 місяців тому +1275

    Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

    • @Jadechurch-ql3do
      @Jadechurch-ql3do 7 місяців тому

      the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

    • @yeslahykcim
      @yeslahykcim 7 місяців тому

      I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

    • @lucaswilliams9992
      @lucaswilliams9992 7 місяців тому

      ​@@yeslahykcim Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

    • @lucaswilliams9992
      @lucaswilliams9992 7 місяців тому

      ​ @yeslahykcim Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

    • @lucaswilliams9992
      @lucaswilliams9992 7 місяців тому

      Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

  • @lkj0822g
    @lkj0822g 3 роки тому +467

    This guy is not going to listen to Dave's advice. He wants to be a millionaire "soon".

    • @Robmancan1987
      @Robmancan1987 3 роки тому +65

      He wants to skip the work and go straight to being rich and famous. That's a good way to be broke and wanted, by the police.😂

    • @jasonalvey7656
      @jasonalvey7656 3 роки тому +20

      invested correctly he could make it there in 3-5 years easily.

    • @legony1
      @legony1 3 роки тому +18

      He’s going to burn thru that check so quickly

    • @talyahr3302
      @talyahr3302 3 роки тому +14

      Yeah. He's 25 and wants be a millionaire by 30, but there's no need to be a millionaire that early. He should be more concerned with doing his actions properly to reach his goal, and not so concerned about doing it so fast. He's young af.

    • @raysilva12
      @raysilva12 3 роки тому +8

      You don’t even know him lol quit speaking on people that comment says a lot about yourself

  • @KromaJakes-qo1sn
    @KromaJakes-qo1sn 9 місяців тому +48

    My investments in stocks and crypto are not meeting my expectations. Any last minute tips to improve my situation and make more $$$? I really need some urgent advice

    • @GeorgeCooke-wo7bx
      @GeorgeCooke-wo7bx 9 місяців тому

      Keeping up with news sources like CNBC could help out
      Just buy when prices are low and sell when prices rise

    • @IvorThomson
      @IvorThomson 9 місяців тому

      No lock on my side yet, just a sideways trend and a bear market crushing my portfolio. Need a bull run ASAP!

    • @BarisMehmet-ux7yj
      @BarisMehmet-ux7yj 9 місяців тому

      Buy more and hold onto it for the long term. Solana and Raydium seem good, and Dogecoin is worth considering too.

    • @RobBarnes-jk5zr
      @RobBarnes-jk5zr 9 місяців тому

      I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with
      experience

    • @JulioIbanez-mb4il
      @JulioIbanez-mb4il 9 місяців тому

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. Over the years, Ive been able to achieve a level of financial growth that I never thought possible, by just partnering with seasoned traders and financial advisors. This method remains highly efficient even till today

  • @Lon1001
    @Lon1001 3 роки тому +265

    I really liked this call, they didn't slam the guy for wanting a career in the fitness industry.

    • @Darkri56789
      @Darkri56789 3 роки тому +8

      @Leroy Brown to be fair, if he’s good enough it can replace his income. That’s good enough on it’s on to pursue it if he really loves the work.

    • @Shawn-ho6de
      @Shawn-ho6de 3 роки тому +11

      One way of looking at it is atleast he will always be in shape even if he doesn't make a lot. In someway that can provide a lot of happiness.

    • @RealGalaxyGamers
      @RealGalaxyGamers 3 роки тому +3

      @Leroy Brown
      Ken Coleman is not a psychologist!
      He is just the Ramsey personality that knows a lot about jobs and how to find the one for you!

    • @ericdahl2915
      @ericdahl2915 3 роки тому +1

      Why should he? It's a viable career

    • @iAintNeverPullinOut
      @iAintNeverPullinOut 3 роки тому

      They should've 🤣 a fitness business isn't a million dollar idea

  • @AndersonFair-cy2bb
    @AndersonFair-cy2bb 7 місяців тому +670

    I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

    • @FaithAndrada-xo9ou
      @FaithAndrada-xo9ou 7 місяців тому +3

      I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

    • @Raymondcraw1967RaymondCrawley
      @Raymondcraw1967RaymondCrawley 7 місяців тому +1

      The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

    • @BrewerVera
      @BrewerVera 7 місяців тому +2

      I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

    • @Raymondcraw1967RaymondCrawley
      @Raymondcraw1967RaymondCrawley 7 місяців тому +7

      Her name is. 'Amy Desiree Irish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @BrewerVera
      @BrewerVera 7 місяців тому +2

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @Redwood4040
    @Redwood4040 Місяць тому +410

    This is very relatable. I've saved about 70k and I want my money to work for me. Any ideas how I could invest for good return?

    • @BarryWhite-h9m
      @BarryWhite-h9m Місяць тому +1

      Investing is a good way to go. I had some difficulties two years ago when I wanted to invest some money in the stock market and digital cryptocurrencies, but I started with a CFP and investment just feels really easy since then and I've also made a lot of profit.

    • @gregorywhem
      @gregorywhem Місяць тому

      I agree. I also work with a CFP who has a good understanding of both the digital market and stock market. These days experts who have an all-round understanding are in short supply. This last quarter alone I've already made more than 150k in net profit.

    • @JoelCharisma-q5u
      @JoelCharisma-q5u Місяць тому

      This sounds incredible. Could you recommend who you work with so I can check them out?

    • @gregorywhem
      @gregorywhem Місяць тому

      I work with *Marissa Lynn Babula.* She's not hard to find. Just check her out on her website and you can contact her.

    • @MarkJoe-e7f
      @MarkJoe-e7f Місяць тому

      Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.

  • @ClaxtonBay123
    @ClaxtonBay123 3 роки тому +43

    Pay off your debts and throw all of it in an SP500 index.

  • @nickmcdonarld
    @nickmcdonarld 3 місяці тому +221

    Unfortunately, not all of us were financially literate early, I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but l'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling! Thanks Brooke Miller.

    • @bennettross1
      @bennettross1 3 місяці тому

      I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

    • @GertonTootle
      @GertonTootle 3 місяці тому

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @anatolyivan
      @anatolyivan 3 місяці тому

      The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

    • @SammieOlin
      @SammieOlin 3 місяці тому

      I'm new at this, please how can I reach her?

    • @Arlingtongeorge
      @Arlingtongeorge 3 місяці тому

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

  • @giorga2004
    @giorga2004 11 місяців тому +3

    This guys whole thought process is crazy. Makes 35k thousand a year and wants to be a millionaire by 30. But he doesn’t want to pursue anything that’s difficult or stressful.

  • @labarannuhu6345
    @labarannuhu6345 3 роки тому +23

    SOMETIMES ADVERSITY IS WHAT YOU NEED TO FACE IN ORDER TO BECOME SUCCESSFUL.

  • @ameliagarcia3485
    @ameliagarcia3485 3 роки тому +145

    You might not have a hundred million dollars to invest, but that doesn’t mean your money can’t share in the same opportunities available to others. You work hard for your money; make sure your money works hard for you.

    • @ramonlopez9687
      @ramonlopez9687 3 роки тому +1

      The wealth you pass to the next generation can have a profound impact on your heirs, providing educational opportunities, the capital to start a business, or financial support to your grandchildren.

    • @vivianbrown7264
      @vivianbrown7264 3 роки тому +1

      To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal. Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline.
      Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.

    • @emilydavis8321
      @emilydavis8321 3 роки тому

      @vivian can you endorse any ?

    • @vivianbrown7264
      @vivianbrown7264 3 роки тому

      Tamara Diane Hagan does a perfect job. look her up on the web

    • @emilydavis8321
      @emilydavis8321 3 роки тому

      thanks Vivian. found her website.

  • @dweb2275
    @dweb2275 3 роки тому +10

    Put 50% in VTI and 50% in QQQ (or SCHG) and forget about it for 20 years.

  • @mannyjeanpierre4062
    @mannyjeanpierre4062 3 роки тому +116

    200k can be gone in a flash. Hope he's wise with it

    • @MajesticLawnGnome
      @MajesticLawnGnome 6 місяців тому +2

      He makes 35k a year lmaooo yeah it’s gone

  • @MattandAbby
    @MattandAbby 3 роки тому +121

    You don't need much to get into content creation. At the end of the day, all you need is a story and a phone.

    • @abigailk402
      @abigailk402 3 роки тому +2

      Giving y’all a like because I watch both you and Dave 😂

    • @Gridironwarplans
      @Gridironwarplans 3 роки тому +1

      But how many actually can make money that way?

    • @Glizzygloss
      @Glizzygloss 3 роки тому +1

      Is that Abby Petito?

    • @RAYZGM
      @RAYZGM 3 роки тому

      So how much money do you owe?

    • @supaman321123
      @supaman321123 Рік тому +2

      @@Gridironwarplans Almost 0. For every Matt and Abby you have 1M people that never gain any real traction on UA-cam.

  • @sssm1051
    @sssm1051 4 місяці тому

    I'm almost 50 and my parents are still alive. I'd rather have parents alive than money. Never rely on inheritance only rely on yourself and of course Dave's advice is pure gold!

  • @CybreSmee
    @CybreSmee 3 роки тому +28

    Wow, wish I had seen this video a few years back. I was in the exact same position, had $200k inheritance. I lost about $80k propping up my business which failed, the rest is sitting in a expensive sports car that was part of the will. Lucky, in a strange way, as I couldn't use the cash and the car is actually valued more than the trust value, so its a nice little nest egg. I think I will sell it and follow Dave's advice closely too.

    • @christiantakeyourdadfishin1655
      @christiantakeyourdadfishin1655 2 роки тому

      What sort of business was it?

    • @CybreSmee
      @CybreSmee 2 роки тому

      @@christiantakeyourdadfishin1655 Music media business. Coof killed the music scene in my country

    • @harper07harper
      @harper07harper 2 роки тому +1

      @@CybreSmee I feel you. Lost 100k on day trading, over leveraged. Sucks. Have about 250k coming in soon from the same inheritance, so will be sure not to loose it. Looking at real estate and buying/ refinancing getting up to 5k a month NET income within a year is the goal..

  • @r4rasa
    @r4rasa 3 роки тому +8

    Just invest in VOO and forget about it for 10 years. DO not invest in mutual funds as Dave says. If you want to talk a bit of a risk buy ETF and the buy blue chip stocks. Mutual funds are there to make Dave rich

    • @sebi089
      @sebi089 3 роки тому +2

      True

    • @MuzixMaker
      @MuzixMaker 3 роки тому +2

      Ha ! Great minds think alike. Made the same comment.

  • @m4mckenna
    @m4mckenna 3 роки тому +26

    As a trainer myself I couldn’t agree more Dave and his team’s career advice here.

  • @glennodell4003
    @glennodell4003 2 роки тому +11

    I too have recently inherited a large amount , I am absolutely in a state of gratitude, not every one gets this, however I feel very intimidated, and still very afraid to spend . This was a helpful call . I hope to be a caller.

    • @schuylergeery-zink1923
      @schuylergeery-zink1923 2 роки тому +2

      Sometimes it’s as simple as getting out of debt, or paying off your house/buying a house, things which alleviate your burdens. Or as Dave sometimes says, spend part of it, give part of it away to charity, and invest the majority of it in index funds/brokerage account. Or purchase a rental property, etc. whatever investment you understand.

  • @MrColonelbbc
    @MrColonelbbc 11 місяців тому +2

    The look on Dave face when he stated his two goals… absolutely priceless… call went from a ten to a two…😂😂😂😂😂😂😂😂😂😂

  • @MilesGardner-ex8ym
    @MilesGardner-ex8ym 10 місяців тому +120

    I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

    • @FredrickSam-io2gv
      @FredrickSam-io2gv 10 місяців тому

      thats right I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.

    • @PatriciaTrim-yh2qw
      @PatriciaTrim-yh2qw 10 місяців тому

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @FredrickSam-io2gv
      @FredrickSam-io2gv 10 місяців тому

      Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @MilesGardner-ex8ym
      @MilesGardner-ex8ym 10 місяців тому

      I just looked up her name and her website popped up immediately, interesting stuff so far, about to schedule a session with her. Thanks a lot man

    • @_ph4nt0mzz_47
      @_ph4nt0mzz_47 10 місяців тому +1

      Nice bots

  • @cristinabaker5292
    @cristinabaker5292 3 роки тому +60

    Dividend investing is great, just be patient. I went from making enough passively to pay for my netflix and hulu to now making enough to cover half of my mortgage. Not commenting this to brag, just to give hope to anyone who is discouraged by tiny gains in the beginning.

    • @Gbdnd
      @Gbdnd 3 роки тому

      what route did you take? how can one invest more efficiently? help. sounds like you got something going for you. I am new at investing and really want in.

    • @AyaanFarax223
      @AyaanFarax223 3 роки тому

      Recently I got into the financial niche, and I’ve taken a deep dive into investing, particularly dividend growth investment as it interests me. hoping to get to your level someday.

    • @cristinabaker5292
      @cristinabaker5292 3 роки тому

      @@Gbdnd I've been working with someone who changed my idea about the stock industry and how DGI works ..I invest with the guidance of Jeannette Michelle Monroe, I came across her on an investment webinar, just search her name on line to know more about her. You can reach her from there..cheers

    • @Gbdnd
      @Gbdnd 3 роки тому

      @@cristinabaker5292 Just researched her accreditation online and qualifications on FINRA and SEC, she seems really solid and i have sent her a mail already hopefully she replies soon enough.

    • @josephpatrow
      @josephpatrow 3 роки тому +1

      I like my Divvies, agree with you CB, they can pay the bills : )

  • @HarryBishopm
    @HarryBishopm 5 місяців тому +792

    My aunt passed away, and I inherited part of her portfolio and cash savings. I'm 28 years old, and everyone always tells me to invest. So, what are excellent long-term investments? how can I grow this money

    • @Arleth-q1c
      @Arleth-q1c 5 місяців тому

      Lucky you, I’d buy a lot of tech stocks and Dividend portfolios with that. If you don't have experience, you could consult with a broker

    • @Lodge-w1m
      @Lodge-w1m 5 місяців тому

      Same, I just use UA-cam for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own. I have consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains in close to decade of having one

    • @Pickerell
      @Pickerell 5 місяців тому

      Could you recommend who it is you work with?

    • @Lodge-w1m
      @Lodge-w1m 5 місяців тому

      Victoria Louisa Saylor is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @user-ct1lf3hf1v
      @user-ct1lf3hf1v 5 місяців тому

      If you really don't even want to think about the money or look at it, you can double it on average every 7-10 years by buying into the S&P500 through SPY (the acronym for SPDR S&P 500 ETF Trust)

  • @MegatPage
    @MegatPage 6 місяців тому +3

    Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.

    • @LiaStrings
      @LiaStrings 6 місяців тому +2

      ADBE, VWINX and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol

    • @StacieBMui
      @StacieBMui 6 місяців тому +1

      Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.

    • @StocksWolf752
      @StocksWolf752 6 місяців тому +2

      I’ve been worried sick about the current state of my portfolio, who is your advisor?

    • @StacieBMui
      @StacieBMui 6 місяців тому +1

      Sharon Lee Peoples maintains an online presence that can be easily found through a simple search of her name on the internet.

  • @Segurasbusiness
    @Segurasbusiness 2 місяці тому

    2:35
    3:47 Don't put money in something that you don't understand
    5:03 good growth stock mutual funds
    6:00 mutual funds
    7:20
    8:35

  • @emilyhowe3359
    @emilyhowe3359 3 роки тому +19

    I made my first million during a self acclaimed foreseen crash, what i can say to early investors is diversification and solid management. I Reserve much gratitude for Susan Kay Mack my humble advisor.

    • @larryronhartfield55
      @larryronhartfield55 3 роки тому +1

      I did read about Susan Kay Mack., quite an interesting lady to look up on the web.

    • @collinsnorman473
      @collinsnorman473 3 роки тому +3

      Consistently investing in quality dividend paying companies over the long term is a relatively easy strategy to create generational wealth.

    • @harleycartley3138
      @harleycartley3138 3 роки тому +1

      Thanks for sharing this has been beneficial to me!

    • @harrisahmed3066
      @harrisahmed3066 3 роки тому +1

      I googled the lady you mentioned, and after going through her credentials, I can tell she's a pro, I'll be writing her a mail shortly.

  • @livingunashamed4869
    @livingunashamed4869 3 роки тому +140

    He better invest at least half of it, he's young and decades of compound interest will set him up beautifully.

    • @daniellamoreno3616
      @daniellamoreno3616 3 роки тому +3

      Good advice!

    • @True2U08
      @True2U08 3 роки тому

      Where to invest?

    • @True2U08
      @True2U08 3 роки тому +1

      @@livingunashamed4869 Oh, I was asking for myself. Trying to figure this thing out. Thanks btw.

    • @shaereub4450
      @shaereub4450 3 роки тому +3

      @@True2U08 id say taxable account in a robo advisor (ETF or index funds).

    • @nickthekid6516
      @nickthekid6516 3 роки тому +3

      Crazy how much can compound for him in another 25 yrs when he is 50!!!

  • @KevinSproul
    @KevinSproul 3 роки тому +52

    One of the biggest bodybuilders ever was a cop ontil after he started making money competing. So yeah. Holding down a day job while you go for that dream is a good idea.

    • @DustinDeweerd
      @DustinDeweerd 3 роки тому +7

      Roni Coleman!! Light weight!

    • @mroberts566
      @mroberts566 3 роки тому +6

      Ronnie was still a cop when he won Mr. Olympia. I don’t know if he was the biggest, but he was the best.

    • @Shawn-ho6de
      @Shawn-ho6de 3 роки тому

      Yeah Buddy!
      I wonder if anyone gets this comment...lol

    • @preston0808
      @preston0808 3 роки тому +1

      Aint nuthin but a peanut

    • @genzlegacy7988
      @genzlegacy7988 3 роки тому +3

      *LIGHT WEIGHT BABY*

  • @Trythish
    @Trythish 3 роки тому +8

    😅😅 every time I hear money I immediately think of taxes and I take all the excitement of money. It helps.

  • @r.jay2691
    @r.jay2691 3 роки тому +10

    I would put that 200k into index funds instead of mutual funds…… Mutual funds are outdated and has high fees.

  • @ceciliaruns72
    @ceciliaruns72 5 місяців тому

    Very good profession, my daughter does that. He has the ability to do very well if he is smart about it and doesn’t spend all that money. My daughter is 20 and she did it on a shoestring budget working at a gym, now she has a good following on all platforms, writes training programs and meal plans and has just started a UA-cam channel. I hope he does very well! 😊

  • @GunGlutton
    @GunGlutton 3 роки тому +55

    LOLOLOLOLOLOLOL wants to be a IG fitness influencer!! I think we all know how this is going to end. Say goodbye to that 200k

    • @josiahfour25
      @josiahfour25 3 роки тому +2

      If he's in good shape and has something to show for it, then it could be fine. Plus being an influencer doesn't really cost anything. You just post about your typical day to day until people start sponsoring you.

    • @GunGlutton
      @GunGlutton 3 роки тому +7

      @@josiahfour25 yea good luck with that

    • @choicemeatrandy6572
      @choicemeatrandy6572 2 роки тому

      @@josiahfour25 I think this works better for women than men. Women tend not to be the simps men usually are.

  • @dmacks
    @dmacks 3 роки тому +47

    Prediction: this guy is going to blow all $200k

    • @livingmyjameslifeRN
      @livingmyjameslifeRN 3 роки тому

      Sounds about right

    • @MuzixMaker
      @MuzixMaker 3 роки тому +1

      No question.

    • @marialee1163
      @marialee1163 3 роки тому +1

      Lol.. Is no brainier if he just invest in S & P 500 index and by the time he is 45 years old he is would have 1.3mil..

    • @GravityBar231
      @GravityBar231 Рік тому

      @@marialee1163 But he doesn't have the patience. He said he's 25 and wants the 200K to turn him into a millionaire in his 30's.

  • @WestonScally7614
    @WestonScally7614 2 місяці тому +1786

    I plan to investing my $100K cash savings in the stock market and maybe around 10% in bitcoin. Are there any good strategies to explore the market?

    • @SaintYvess
      @SaintYvess 2 місяці тому +3

      I don't really believe people should invest in stocks without the aid of an expert. the market is so volaatile that you can get burnt by your feelings. pls make your reseach and consult with an expert to stay safe

    • @FelineAirstrip
      @FelineAirstrip 2 місяці тому +3

      Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.

    • @sting_grayl
      @sting_grayl 2 місяці тому +3

      Pls how can I reach this advisor? i really need someone to help me manage my investment portfolio

    • @FelineAirstrip
      @FelineAirstrip 2 місяці тому +2

      Jennifer Leigh Hickman is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @JordanReam8186
      @JordanReam8186 2 місяці тому +1

      I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.

  • @traveler320ak7
    @traveler320ak7 11 місяців тому

    It is so refreshing to see a young person decide to save and make money grow instead of nickel and diming it away. I Love it.

  • @Marilyn-xm7ts
    @Marilyn-xm7ts 2 місяці тому +1063

    The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.

    • @Evelina-v3u
      @Evelina-v3u 2 місяці тому

      Find stocks with market-beating yields and shares that at least keep pace with the market for a long term. For a successful long-term strategy I recommend you seek the guidance a broker or financial advisor.

    • @PMackenzie-vw3wb
      @PMackenzie-vw3wb 2 місяці тому

      Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months

    • @Garrett-lo6pu
      @Garrett-lo6pu 2 місяці тому

      Please can you leave the info of your investment advisor here? I’m in dire need for one

    • @PMackenzie-vw3wb
      @PMackenzie-vw3wb 2 місяці тому

      My advisor is "JENIENNE MINITER FAGAN" You can easily look her up, she has years of financial market experience.

    • @PMackenzie-vw3wb
      @PMackenzie-vw3wb 2 місяці тому

      I don't know if I am permitted to go into details here, but mine is Jenienne Miniter Fagan and you could also look her up though I'm not so sure she's taking on new people atm.

  • @TerriVess
    @TerriVess 5 місяців тому +327

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @TerriVess
      @TerriVess 5 місяців тому

      @Deborah-Moore However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

    • @TerriVess
      @TerriVess 5 місяців тому

      @Deborah-Moore Clementina Abate Russo is her name

    • @TerriVess
      @TerriVess 5 місяців тому

      Lookup with her name on the webpage.

    • @TerriVess
      @TerriVess 5 місяців тому

      @Deborah-Moore You are welcome.

  • @linkingwithnaz1295
    @linkingwithnaz1295 3 роки тому +266

    Caller: I want to follow my passion
    Ken: What's your passion
    Caller: I want to become a Instagram fitness influencer
    Ken: *Cringe*

    • @annajones9701
      @annajones9701 3 роки тому +27

      Everyone does not want to work. They want easy money

    • @Lon1001
      @Lon1001 3 роки тому +12

      @@annajones9701 I mean, you can be a hard worker and an instagram fitness influencer, they are not mutually exclusive. He just has to be realistic about it and Ken talked with him respectfully about it. Either way is better than having a low pay meat business that you don't like.

    • @underdog6074
      @underdog6074 3 роки тому +6

      @@thekiaradanielle everyone DOES do it lol

    • @levonthedale1143
      @levonthedale1143 3 роки тому +6

      You can hear Dave sigh after that

    • @silverstar4289
      @silverstar4289 3 роки тому +6

      @@annajones9701 Henry Ford said most people don't recognize opportunity, because it comes dressed in work clothes and requires effort

  • @bobbymainz1160
    @bobbymainz1160 10 місяців тому +1164

    I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totalling over $250k. I took a big hit in Q2, 2023. Right now i am just looking for ways to recover in 2024.

    • @alexyoung3126
      @alexyoung3126 10 місяців тому +3

      There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts

    • @jameswood9772
      @jameswood9772 10 місяців тому +1

      I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

    • @johnlennon232
      @johnlennon232 10 місяців тому +3

      this is all new to me, where do I find a fiduciary, can you recommend any?

    • @jameswood9772
      @jameswood9772 10 місяців тому +5

      ‘Rachel Sarah Parrish’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @johnlennon232
      @johnlennon232 10 місяців тому +2

      I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

  • @vincentmartinez7328
    @vincentmartinez7328 2 роки тому +2

    Lets start off by saying I admire Dave Ramsey. Sometimes, I dont agree with what he states. This time. He and I are 100% in unison. The advise he gave at the very end is especially on point.

  • @jonrucker
    @jonrucker 3 роки тому +8

    I dont understand why Dave is such an advocate for mutual funds, they have expensive management fees that eat into your profits. Why not VTI or VOO ?

  • @MikeyGrissom
    @MikeyGrissom 7 днів тому +40

    I'm from Birmingham united kingdom 🇬🇧, The difference Mrs Nessah Haremza makes in my life is second to none it's differently a life changing kindness. I really appreciate her effort in my life.

    • @HendersonmarchaEve
      @HendersonmarchaEve 7 днів тому

      Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 every 2 weeks even though I barely trade myself.

    • @stephanjonas-l8j
      @stephanjonas-l8j 7 днів тому

      I'm favoured financially, Thank you Jesus $10,200 weekly profit regardless of how bad it gets on the economy.

    • @KateMurphy-w1x
      @KateMurphy-w1x 7 днів тому

      I'm favoured financially, Thank you Jesus $10,200 weekly profit regardless of how bad it gets on the economy.

    • @Grace-p3z9p
      @Grace-p3z9p 7 днів тому

      I'm from Panama 🇵🇦 I and two other of my friends tried her immediately we testified her performing wonders.

    • @JamieReynords
      @JamieReynords 7 днів тому

      How..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

  • @PhilipMurray251
    @PhilipMurray251 8 місяців тому +268

    Regretting missing out on earlier Bitcoin investments, I kept funds in a HYSA. Now, with $200k to invest, I aim to avoid FOMO and buying at the peak. What's the best approach for a newbie to navigate the market?

    • @Natalieneptune469
      @Natalieneptune469 8 місяців тому +4

      The dollar is literally being destroyed / debased / devalued. The best performing asset in the history of the world is BITCOIN. BITCOIN is by far the best store of value. 10 years from now you’ll be thankful for every dollar you put into BITCOIN.

    • @Christine-ce4xo
      @Christine-ce4xo 8 місяців тому +2

      well the crypto market is expected to do way better than any other equity sectors this 2024 especially with the SEC crypto ETF approval but it’s a volatile market nevertheless and if you’re new to it, it’s best to reach out to an experienced adviser for proper guidance.

    • @Robertgriffinne
      @Robertgriffinne 8 місяців тому +1

      Yes, my asset manager advised I spread further into mutual funds and crypto Etf and boy am I glad I did. The whole idea is: Don’t get too greedy and also to exit at the right time, so generally I do find having an adviser very helpful, because what Avg. Joe really has time to watch and comprehensively analyse the market.

    • @PhilipMurray251
      @PhilipMurray251 8 місяців тому

      Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.

    • @Robertgriffinne
      @Robertgriffinne 8 місяців тому +4

      There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘' Linda Aretha Reeves” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.