Real Estate vs. Stock Market - Which One Will Make Me More Money?
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- Опубліковано 7 лют 2025
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Dave, should I open a roth ira ?
Amazon is over 3000 and Tesla over 1500. You could have bought 10 houses if you invested in them 5 years ago
@@Jesusislord930 True, but you don't live in the past. Don't forget about all the companies which stock price crashed. That's just gambling as you don't know for sure how those companies will do in the future.
I don't agree with Ramsey's assessment of the value of a stock. There is nothing except the perceived price/value which causes the stock price to go up. Nothing is linking it to the profit of the company except what people feel its valued as. As long as people think its valuable, then it will go up.
@@mek86 same thing can be said about real estate. Go to a ghost town in northern Japan, you can find many houses worth nothing. It is all supply and demand like stock.
"Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."
Great point, With my adviser’s help, I’ve climbed the financial ladder, making informed decisions that support my retirement goals.
Great insight! I'd love to meet a financial adviser who can help me climb the financial ladder effectively.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.
Thank you for this amazing tip. I just looked the name up and wrote her.
Do you have a philosophy book to sell?
A stock never calls you about a broken toilet at 1 in the morning
Maybe have a property manager?
@@JDrocks4ever A "property manager" (AKA employee) Which will considerably cut into your profits.
A stock will never stay in your place without paying rent! LOL
@Your President you can't beat real estate for saving on taxes
neither do my houses
I am 53 and retired at 50. 1 thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collabrative efforts in the fund my estate planner has me invested in. I do not work.
I only contribute 5% to get full company match, that’s it. The 401K plan is designed for you to work until you are about dead. Also, the government does not have their hands on it yet either.
My wife and I live off of our 401K. We don't work. I recommend highly to everyone to build your 401K or Roth IRA's as an alternate revenue stream in retirement to your Social Security. An observation on 401K's is when it gets over 300K it starts to accelerate. When you get over 500K it can really accelerate as the stock market grows.
If I may ask, as in withdrew all of the money from the 401K and IRA programs? If so, what was your strategy behind that decision? Thank you.
I learned about govt actions from cfp in ny by name '‘’Aileen Gertrude Tippy’’ . Ms. Aileen explained the benefits of long-term Treasuries and alternative investments, which the govt doesn't disclose.
I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.
Biggest lesson i learnt in 2024 in the stock market is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
Could you kindly elaborate on the advisor's background and qualifications?
Just research the name Monica Shawn Marti . You’d find necessary details to work with a correspondence to set up an appointment.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
I wish they taught investing at first school level. This would have been so much advantage for people to learn how to invest in stocks. I have tried all i can to invest in stock, but lost so many times, I really enjoy this video. Thanks!
I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.
@@Helen-fv9xp luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting
@@GabreilSteve It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging
@@EbrahamAljalil luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting
@@ClemonSteve I pasted the name into my browser and her page popped up as a top result. appreciate you pointing that out
I retired at 45. Had I never owned real estate I could have retired at 39. Real estate has always been the worst part of my portfolio. Hidden costs, maintenance, and headaches galore.
Mitchell are stocks what allowed you to retire at 45 ? Trading ?
@@angelaperagine9041 Hey angela im 23 and thinking about getting a rental can you clarrify . Also do you think buying a good reit is better than the actual property
@@angelaperagine9041 why is that? I own a rental property no regrets so far
Exactly
It’s not even close. Most people that own stock make $0 in monthly income. While I’m approaching $10k/month in rental income. 0 is never better
In spite of how everyone is frightened and calling the crash, there is already an excessive amount of demand waiting to absorb it, which is another reason it's less likely to happen that way. This forecast was not made in 2008, at least not by the general public, as I will explain below. The ownership rate peaked in 2004, according to the other comment. We reached a peak in the second quarter of 2020 and are currently at the median level. From 2008 to 2012, it fell by 3%, and in the second quarter of 2020, it dropped from 68 to 65. how can a young man with 200K survive?
Find stocks with yields that exceed the market and stocks that, at the very least, follow the long-term market trend. However, you should get guidance from a financial advisor if you want to create a successful long-term plan...
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.
Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
The economy is grappling with uncertainties, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.
Things are strange right now. The US dollar is becoming less valuable because of inflation, but it's getting stronger compared to other currencies and things like gold and property. People are turning to the dollar because they think it's safer. I'm worried about my retirement savings of about $420,000 losing value because of high inflation. Where else can we keep our money?
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
My CFA ’Celia Kathleen Martel’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for the advice. The search for your coach was simple. I investigated her well before using her services. Considering her résumé, she appears competent.
Dave, my customers used to always tell me "You sound like Dave Ramsey." Now that I actually know who you are...wow...what a compliment!
Caller: stocks or real estate?
Dave: sell the car
And every month take the payment savings and invest in a growth stock mutual fund?
“What were you thinking?”
YOU’RE WRONG
DONT BE STAGNANT
THAT'S STUPID
Investors looking for a steady income stream should consider stocks with a high dividend yield. This can provide a relatively stable source of income. I've bagged a total net income of $540k between September 2023 to May to 2024.
The problem I have is understanding the systemic risk involved with a company's stock, stock's price movement, chart analysis can be complex too.
@@LarsBergstrom-uh2eu Yea, those can be pretty complex. look for simple cues such as a dedicated investment advisor.
@@MuradSamadov-n6i If this means more informed decisions and potentially reducing my losses in a booming stock market, i will need your suggestion/help
I need to potentially reduce my losses in a booming stock market, Pls suggest any advisor you know of which I can speak to.
@@LarsBergstrom-uh2eu Kristin Amy Rose is the investment guru I use. Just research the name. You'd find necessary details to work with a to set up an appointment.
you'll thank me later.
Now, the election is over. DID you miss out on the bull run? Bitcoin is at it's ATH now. Some stocks have gained value. My portfolio is smiling and all I can say is thank you to this channel and Julianne Iwersen Niemann, for keeping me informed.
you are lucky, One of the most brillian investing advice i have ever gotten on youtube came from watching an interview with Julianne Iwersen Niemann. Indeed, A solid investment strategy is like a well-planted tree-it can withstand storms and still grow strong
I know this lady you just mentioned. Julianne Iwersen Niemann is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Julianne Iwersen Niemann has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
I’ve heard of her
How can i reach her, if you don't mind me asking?
her name is 'JULIANNE IWERSEN NIEMANN'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
My CFA Julianne Iwersen Niemann, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I work at the Home Depot. They hold 20% of my earnings for six months then use the money for employee stock at .85% at the lowest price during that particular day. In 2 years I already own 54 shares and they’re quarterly dividend is $1:50 a share which is reinvested.
It’s important to know that when starting out any investment, make sure to collaborate with top professionals. This will bring about the best possible outcome.
This is true but some people downplay the importance of professional guidance and opt for trial and error, wasting resources and scrambling to recover when things go wrong.
Professional guidance is often what most people lack. It's one of the key factors that distinguishes those who achieve their investment goals from those who fall short, to be very honest.
Is it possible to suggest a trustworthy portfolio manager or financial advisor? I'm looking into investment in the stocks market.
You may not be familiar with Astrid Iwertz, but she's one professional whom I trust implicitly to provide you with proper guidance.
Please how can one connect to her, if I may ask?
The problem we have is because Most people always taught that " you only need a good job to become rich. These billionaires are operating on a whole other playbook that many don't even know exists.
Money invested is far better than
money saved, when you invest it gives
you the opportunity to increase your
financial worth.
The wisest thing that should be on
everyone mind currently should be to
invest in different streams of income
that doesn't depend on government
paycheck, especially with the current
economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.
Many individuals report success in investing in stocks, forex, and cryptocurrency (Bitcoin), yet I continue to struggle. Can somebody help me out or advise me on what to do?
Even with the appropriate method and assets, some investors will still outperform others. As an investor, you should already know that nothing surpasses experience, and that is final. Personally, I had to seek advice from a stock specialist, which allowed me to build my account by over $35k, extract my profit just before the correction, and now I'm purchasing again.
The greatest technique for beginners is to trade with the supervision of an expert.
I believe people just need to get more into stocks and the foreign exchange market, I’ve seen and read how profitable some traders are, making millions, it’s incredible and astonishing, I know there’re no shorcuts, I wonder what are smart ways to go about it ?
Real facts, the financial market might be broad and complicated, but if you do know what you’re doing,mit can also be very rewarding,.
Truly, It can also be very bad, I lost a lot trying it all by myself stock picking and selection and my portfolio on red, about nighteen months ago I got with A professional FA, I’ve now seen my $190k startup close to 2million in dividends. Without doubt professionalism is unmatched.
That’s a good amount for that time frame, can you say on who this your adviser if you don’t mind.
I’d only say get with, just do some due diligence on Sonya Lee Mitchell, She’s top notch.
I curiosity googled her name, it’s now obvious why you’re profitable, thank you for this
I believe that you should have both. I try to keep an average of 70% Real Estate and 30% Mutual Funds or ETF's. One thing that Dave didn't touch on, here, is liquidity. If you absolutely and unexpectedly need cash now (more than your emergency fund), then Mutual Funds and ETF's are a lot quicker to liquidate and less expensive too. It could take months to sell a house. I had 1 rental that took me 4 months to sell. During that 4 months, I didn't have a renter and I had to keep paying the mortgage on it. Also, properties are very expensive to maintain. I usually budget 20% to 30% of a property's revenues to go towards repairs or upkeep. I hope this helps.
Tell me more...
🤨 💭
Hmmm, I completely disagree and I’d rather take Buffet’s advice(Don’t buy Real Estate). If I chose the right stock/real estate, most likely I’d get 10-25% growth yearly and I can re-invest those profits. While in real estate, there are hidden costs, maintenance costs, headaches, taxes, tenants headaches, realtor fees, etc…
@@u2-tv899what is the secret to be a good stockholders?
@BlakeApocalypseyou would be doing yourself a massive service if only 60% of your port was in stocks and real estate and the other 40 was in cash and bonds.
Also when buying rentals the home price for the most part is irrelevant as you will be holding these properties for a long time and profiting off the rents
@@hi-fd8eq40% in cash?? 😂
This is a very informative video, although I'm still confused and worried about retirement planning. I want to ensure a comfortable future. I've worked hard my entire life and I want to enjoy the fruits of my labor without financial stress. I'm really concerned about whether I've saved enough and invested wisely
That's completely understandable. Ensuring financial security in retirement is crucial for navigating the stock market or real estate. Have you considered working with a financial advisor?
That's true. For someone with your concerns, a CFP is very necessary to help you get to where you want to be financially. You should definitely work with one.
I've been advised to do for a while now and I'm looking for one who understands what I want and can work with me to that accord. Any recommendation please?
JOSEPH NICK CAHILL
He is my CFP and I recommend him to you because I've been where you are and understand your need for an open ear and also because of his expertise
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
MICHELE KATHERINE SINGH is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.
I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad.
That sounds like a good plan. In the past two years, working closely with a financial market specialist, I've built a six-figure diversified stock portfolio. Now, I aim to diversify even more this year.
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks
“NICOLE ANASTASIA PLUMLEE’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you
'Linda Aretha Reeves' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
My strategy has always been to invest half of my income in the stock market at the beginning of each month. The second part of my strategy is not to sell for at least 5 years, but recently my portfolio has suffered major decline about $150k in losses. What can I do please?
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. which may reduce your dividend gains or income, speaking to a certified market strategist can help with pointers
Agreed. It's always wise to be proactive and consider diversifying our investments to manage risks in uncertain economic times. I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments
my partner’s been considering going the same route, could you share more info please on the advisor that guided you to such impressive gains
“Rachel Sarah Parrish” is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
After building a rental property portfolio, I became exhausted with real estate market challenges and decided to sell. Now, with about $1.8 million, I'm contemplating investing in the stock market with solid positions. What are your thoughts?
With $5 million, one wrong move can have significant consequences. It's crucial to invest cautiously and diversify, with 40-50% in safe investments. Given your budget, I recommend considering financial advisory services.
Absolutely! Most undervalue advisors, but their expertise and risk mitigation strategies are invaluable for savvy investors. For those with busy schedules, monitoring the market is challenging, so we delegate to experts. I'm currently working with one, and my portfolio has grown to $1.3M, a 25% increase from last year, with robust diversification and inflation hedging.
This is mind blowing! As a young adult inheriting about $500k and new to stock investing, I'd greatly appreciate it if you could direct me to your advisor. I can't afford to make costly mistakes.
She goes by "Melissa Elise Robinson" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I like the stock option over real estate personally. With real estate you have to deal with a lot of factors like finding a property, fixing it up, Contractor’s, tenants, inspection’s, etc. where as with stocks if I believe in a company I can buy shares, hold for long term or short the position & make money. Options can allow me to make money if the stock goes up or down & the only person I have to deal with is myself. Less hassle. Can do it all right off my phone if I want.
Jason Clay ...good advice. Any particular stocks you would recommend ?
You are 100% right on that. If they only knew
Yup. Real estate is way less passive and more like a job.
@@ShawnGS300 Livongo, Crowdstrike, Teladoc, DocuSign. Apple, Mastercard, Tesla, Tradedesk, Appian, Fastly, Shopify....have fun :)
@@ShawnGS300 TSLA, AMZN
I sold an apartment in Rochester and made about $250K. I was frustrated when I only earned $171 in interest from a regular savings account. After doing some research, I was advised to invest in stocks. Are these stocks a good point to start from?
While the stock market is promising and can give good ROI, expert guidance is essential for effective portfolio management so you don't get burnt out in the market as it is very volatile.
true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
How do i make money from the market crash? i want to redistribute around $200K stocks in my portfolio. what strategy should I use to maximize gains rn.
stock market crying with little down tick while we have been dealing with double digit real inflation for a year. consult with an advisor so you don't get burnt in the market.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
pls how can I reach this expert, there's bloodbath on my porfolio and I need someone to help me with it
I've experimented with a few over the past years, but I've stuck with the popularly ‘’Amber Michelle Smith” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thank you for the lead, searched Michelle by her full name and at once spotted her consulting page, she seems highly professional having over 12 years of experience. amazing!
I have done both. Getting paid rent was extremely time consuming, going through all the things tenants always complained about (nonsense most times) was extremely time consuming, keeping up with property maintenance was also extremely time consuming. I own stocks, it only takes me a few minutes to check their performance. I don't think I would ever do real estate again.
I know people whose houses were completely destroyed by tenants and ended up spending thousands to get them fixed, others have had great luck and always collect rents from great tenants.
you must gut the rental to where it will keep phone calls low folks buy dumps do little work then wonder why they get so many phone calls .!
@@SG-zh5xd From your comment I can only assume you are not very familiar with this kind of business. I started with cheap apartments and then sold them and started buying houses in really good neighborhoods, houses were in great shape. That didn't make difference, the issues as you can read in my original post "nonsense most times." Again, some were really good tenants but I have no patient to be dealing with the baby ones.
@@ironvoice5079 yea I own SFH's in good locations .I know lots of folks who own in bad location and are doing well .
That's a risk you should be willing to take
I think everyone who owns a rental property will eventually face the issue of bad tenants destroying stuff but keep in mind that this is temporary :). Overall... real estate is a good investment its the time consumption that is the issue here but overall i believe its a nice way to make money if the properties are in good locations and you can at least rent them long term and earn money as your main salary.
You know... rent can be your forever salary until you die :D. The issue is that you have to maintain it.
Buying in both is probably the best answer! Stocks are flexible but the capital gain tax, even if long term can be very painful, especially to the higher middle class. Proerty income can write off depreciation!
Buying property is higher risk as its like buying individual stocks. The company could look solid now but they can still die in a longer term. KODAK, IBM, BlackBerry, too many to name.
Solid real estate in a good location + diversified stock profolio is definitely a great way to go. The problem is that people need a lot of money to meaningfully invest in both.
I am a finance student and Dave just went over easily like a whole month of material in this video
I got out of the real estate investing market about a year ago. I think its time to get into the stock market for a while. whats the best strategy to invest around 200K in this current market
I got into stocks few years ago and my candid advice for a newbie like you is to seek help from market experts rather than UA-camrs.
Agreed, I just use UA-cam for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own. I have consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains in close to a decade of having one
I've been getting suggestions to use a market expert too, but where and how to find one has been challenging, Can i reach out to the one you use?
Sure, Amy Desiree Irish is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment..
My CFA ’Amy Desiree Irish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Everyone's in the comments complaining about the work of being a landlord. Guys, that's built into the price of rent. You can hire a property manager to cover that for you if you want, labor is labor, you can still calculate the profit of a rental property _after_ you pay someone else to run it as part of the investment calculation. You can use REITs if you want it to be easier as well, and of course the REITs will be hiring property managers / being property managers on your behalf.
Two yearly rentals, IRA, retirement accounts and a trading account. The passive income from real estate is fantastic.
Investing is all about knowing bearish periods ultimately establish a new crop of stocks to buy and watch while setting the stage for a robust new uptrend.I have been reading articles of people that grossed profits up to $250k during this crash, what are the best stocks to buy now or put on a watchlist?
The current market might give opportunities to maximize profi.t, but in order to execute such effective transactions, you must be a skilled practitioner
I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
Please who’s this consultant ?
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
I got out of the real estate investing market about a year ago. I think it's time to get into the stock market but what's the best strategy to invest around 200K in this current market?
It's wise to seek expert assistance when beginning your financial portfolio. market is volatile, so professional guidance is so important..
Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
I could really use the expertise of this advsors
Marissa Lynn Babula is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I’m a new dad, I moved to the Bay Area a few years ago and I’m thinking of purchasing a single family home, but with real estate prices currently through the roof, is it still a good idea to buy a home or should I invest in stocks for now and just wait for a housing market correction? I heard Nvidia and AMD are strong buys.
Find stocks with yields that exceed the market and stocks that, at the very least, follow the long-term market trend. However, you should get guidance from a financial advisor if you want to create a successful long-term plan...
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k
Could you kindly leave your investment advisor's contact information here? I absolutely must have one.
I have Annette Christine Conte who oversees how my portfolio is allocated and what assets to acquire. She's well established and you'd find her professional bio on the net where you'd be able to connect with her, i'd suggest you go look her up yourself to conduct your due-diligence
Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal..
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $150k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
Stacy Lynn Staples is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
To obtain financial freedom, one must either be a business owner, an investor or both, generating passive income particularly weekly or monthly basis. That's The key to being financially stable
I'm celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
There are many assets that can make you gain financial freedom even after retirement
*FX
*STOCKS
*GOLD
*BITCOIN
*REAL ESTATE
You're right but a lot of people remain poor due to ignorance
Not because of ignorance, it's because of the high rate of unprofessionalism in the crypto market
Crypto is a whole different ball park. I would only invest funds in it that you are willing to lose or dont need. In terms of day trading crypto I don't keep an eye on anything at the moment except XRP. Wouldn't be right guy for day trading crypto
I've been watching the housing market closely, Prices have been skyrocketing for years. It's going to be tough for first-time buyers to enter the market." how can one diversify $280k reserve .
I agree, It's not just the prices, but also the increasing interest rates that are making it more difficult for people to afford homes. With a good FA you can make up your portfolio.
The housing market has always had its ups and downs, but it's true that this time feels different. Having a portfolio manager will save you a lot in the market , My portfolio currently has 200% increase last couple of months with the help of my advisor.
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of lose.
Her name is “Vivian Carol Gioia” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
I just Googled her name and her website came up right away. It looks interesting so far. I'm going to send a mail to her and let you know how it goes.Thanks for sharing truly!
It's a very true. It's the great debate, which best = Real Estate or Stocks??? Real Estate can get you a much better return but it take your TIME. The best part about stocks is that it is "set and forget".
The last time I invested in a stock that did extremely well was during covid - Moderna & Zoom stock. I am sad that I missed out on Nvidia despite having over $300k to be reinvested. Any suggestions on new sectors that could outperform as good as Nvidia?
AMD is where the real money is now after NVDA, perhaps you should utilize a financial advisor to be on a safer side
Agreed, investing with the aid of an advisor set me up for life. Retired with $1.6m in stock portfolio only. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my pay was over 100k annually, enough to get me fully invested.
Mind sharing details of your advisor please? my job doesn't permit me the time to analyze stocks myself. I am a Data Scientist at Deloitte and looking to build my stagnant portfolio
She goes by ''Amber Michelle Smith'' a renowned figure in the financial industry with over two decades of experience. I'd suggest you research her further on the web.
I find this very informative, curiously inputted Amber Michelle Smith on the web and at once spotted her consulting page, she seems highly professional from her resumé
For someone like me who doesn’t have enough cash for real estate, stocks are perfect.
Look into REITS if you want exposure to real estate. Even if it's non-qualified divs you get 90-100% of all rent into your pockets with no corporate tax.
Lol can you save up 10K?
Kevin Chong which reit specifically?
@@anonymoususer4376 whats REITS?
You’re better off saving for a house and investing in index funds
I always say educate yourself in both of them, find which one is going to fit your lifestyle best. I personally am a real estate investor I found it fit my interests more and have found great success in it. Any of the content I put out is based off my experiences makes it easier.
We have owned rental homes for years and have been selling in recent years. The types of renters and respect for properties has changed greatly over the 25 years we have had them. It’s no longer worth it. We have not done commercial property so that might be a way to reduce headaches! If your handy and want to fix up property, sell them when complete!
Ecclesiastes 11:2: “Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land”.
@rishi pael buy fishing stonks
“Give a portion to seven, and also to eight; for thou knowest not what evil shall be upon the earth.” Ecclesiastes 11:2
@@realkingbrandon Yes, there are many translations. I have the Septuagint and can read Greek, but have no facility in Hebrew to enable me to get to the original.
Exactly! I love this scripture!
It's enticing to consider purchasing some stocks in this bull run. I'm contemplating investing more than $300k for retirement. While the bull run can generate short-term excitement, i also need long-term investment strategy.
It seems like there's potential, but caution is warranted. hence I will advice you get yourself a FA that can provide you with entry and exit points>.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and PLTR, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Eleanor Bonnici Deskin’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I'm an amateur with a portfolio of 370k and I've got some real estate holdings too, but it's hard for me to build confidence. I want to invest another 70k over a one month span, but I want to be strategic about doing it so I can grow more and not stay stagnant. Any stock suggestions?
Not offering any particular advice, but I can assure you that it's not as hard as many people think it is. Ordinary investors lack the requisite level of diligence, so having a financial advisor on board is usually highly beneficial. In the market, this is how people generate enormous profits.
I agree. There's a lot of potential in the market. My friend introduced me to a financial advisor in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
*Sharon Lynne Hart* is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.
Thank you for the recommendation. I'll send her an email and I hope I'm able to connect with her.
XOM was $45.47 when this video was posted. It closed today at $57.86 and has paid $3.48 since this video was posted. Jason in Oklahoma missed out on a 34% return for not understanding how stocks work.
just sold a property in Italy and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Very true. Despite having proper knowledge on lnvesting, i started lnvesting in the pandemic when i got laid off from work and pulled in a profit of approximately 950k that same year. In reality, all I was really doing was getting professional advice
How can I participate in this? I sincerely aspire to establish a secure financial future and I am eager to participate. Who is the driving force behind your success?
I'd say a little due diligence on "Dianne Sarah Olson" truly exceptional...
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before emailing her. She seems proficient considering her résumé..
The stock market is a win win no matter what the climate is. Where else can you make money when something is loss money or making money. You can literally make money on a stock when its falling and when its going up. You just have to put in the work on researching what you're investing in. Thanks for the information Dave Ramsey!
I've been investing in both real estate and stock market, from my experience stocks are more profitable and stress free. but I'm now too old to manage my porfolios worth $3million. what's the best thing to do at this point?
Stocks are not as demanding as real estate, but it will be better to seek the advice from a professional advisor to help manage your portfolio if you cannot do it yourself
@@WestonScally7614 Thats true, I used to manage my porfolio by meself but my porfolio was not going up more than 10% per annum. since i was introduced to an advisor by my colleague, my portfolio increased by 40% in one year. I've been able to build a diversified portfolio that's well-positioned to weather market fluctuations and achieve my financial aspirations.
Thats true, I used to manage my porfolio by meself but my porfolio was not going up more than 10% per annum. since i was introduced to an advisor by my colleague, my portfolio increased by 40% in one year. I've been able to build a diversified portfolio that's well-positioned to weather market fluctuations and achieve my financial aspirations.
Please, how can I reach this advisor? I really need someone to help me manage my investment portfolio and organize it for retirement plans.
*Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
This is why I love Dave. He shares information and knowledge like a good father.
Wrong, misguided information
@@ThinkBlueAZ disagree
@@HeyEveryoneHi I agree
@@Stoneface_ you agreeing with him or me
facts
I’ve been working in the commercial real estate industry for nearly 20 years. My company manages a portfolio of industrial, office, and retail buildings in the Long Island area. The hidden costs are everywhere, from the infrastructure maintenance, to the new construction to bring in new tenants. Recently had to replace an 8” water main that fed an industrial complex because it couldn’t pass a pressure test. Over 100k gone because of a strict unrealistic pressure test on old pipes.
I retired after I sold 3 properties and invested the money. Zero hassle and I learned so much. I learned nothing in 10-15 years when it came to real estate other than to stay away. No taxes inside of Roth, no insurance to buy. Low taxes on long term capital gains up to certain amount. Real estate can go to you know where.
I've done both, for many years. Stock market, no question.
@Life Content please explain how that works?
Do both
Tyler Kirby when the money appreciates you refinance it using the equity you’ve built into it. Pretty self explanatory.
Dan Hall it’s not self explanatory if someone is asking a question!
Depends if know capital growth areas. Pls note Stocks can drop to NOTHING. That don’t happen with real estate
Around $250,000 was made when I sold my flat in Rochester. That's why I was upset when my standard savings account yielded only $171 in interest. It was suggested to me to buy stocks after I conducted some study. Which stocks would be a good place to start?
Although the stock market is exciting and can yield a healthy return on investment, professional advice is necessary for efficient portfolio management to prevent market burnout due to its extreme volatility.
I anticipated receiving $2,500 in interest on my initial $50,000 when I created a high-yield savings account online with 5.12863% interest compounded everyday. Rather, I was only given $420. I asked, and was informed that the website did not make it obvious that the interest is computed daily. With the help of an expert, my partner suggested that I switch to stocks, and in just six months, I experienced almost 80% capital increase (discounting dividends). Extremely advisable!
How do I meet this advisor, please? I need assistance investing my divorce settlement because it's now sitting in the bank earning little interest.
My licensed adviser of choice is Sharon Marissa Wolfe. Just look up the name. In order to schedule an appointment, you would find the required information. She is quite talented.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
You can make money at almost anything if your GOOD at it!
There's a lot of people who made a lot of money in property (one e.g. Arnold Schwarzenegger - though he had other revenue too).
So if you like investing and want to get good returns, learn about investing... If you want the property route learn about it.
Problem is people want easy money with zero hassle.
You'll likely make more money in real estate but there is way more risk and potential for problems.
My shares of VTSAX won't ever pay rent late.
My shares of VOO won't ever have to be evicted.
My shares of WasteManagement won't ever try to sue me.
My shares of AT&T won't ever purposefully damage my property.
Yes but you also can't live and sleep in your stocks. If you have at least your primary residence paid off, you are safe. People always need a home.
Taghazout Moon
You don’t even need to own a home and you can live and sleep anywhere you want.
Just be debt free.
I’ve met too many people that just rent for years off dividends.
Also live in RVs,boat,tent,etc..with a steady paycheck from investments and live anywhere in the world today..
People over 60 with Roth 401k/IRA living off $500-$6k/mo. tax free dividends and interest.
You can have your dividends/interest set to reinvest compounding while only taking what you need controlling your annual income which allows you to pay little to no taxes and healthcare with zero premiums buy staying below subsidy cliff.
Expatriates,early retired/FIRE,and world travelers are good at this.
Comment hit it on the nail. Real estate comes with ALOT of headaches
Great Answer.
@@blackworldtraveler3711 I still have a desire to own a house debt free even though I travel as a single mom. Quarantined in Morocco now. Considering selling my house in America to become debt free and buy a place in cash here or in Europe. There's a feeling of tranquility only a paid off home can give you, even if you travel and don't stay there full-time.
I love Dave at the beginning thinking hard like:
“I’m wondering if my money is more effective in...”
“Don’t say gold. Don’t say gold. Anything but gold. Don’t say gold.”
“Real estate”
“Phew”
Real estate is great for some, but when people put all of their money into a single asset, its a problem. Love my dividend stocks and boring index funds and also have some REITs that pay me monthly. I never want to deal with tenants.
Which ones?
I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap.It's tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
Focus on two key objectives. First, stay protected by learning when to sell stocks to cut losses and capture profits. Second, prepare to profit when the market turns around.I recommend you seek the guidance a broker or financial advisor.
I agree, reason I have all my invt-decisions ran through a coach on a daily-basis, it’s been 3years and counting and I’ve grown over $2million in gains, my coach's-analysis so far has steered me off losses and troubled waters and guided me make the most off major-breakthroughs in the mrkt, and esp. in this downtrend, her safe haven asset- trading, short-selling, ETF shorting skill-set are very essential..
I've been thinking of going that route, been holding a bunch of stocks that keeps tanking and I don't know if to keep holding or just dump them, think you coach could aid me with portfolio-restructuring?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Amy Desiree Irish” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I just looked up this person out of curiosity, and surprisingly she seems really proficient. I thought this was just some overrated BS, I appreciate this.
I've done both. No question, real estate makes the most. You can lose a bundle of principal with stocks. Real estate almost never loses it's value.
I guess you live in an alternate reality where the 2008 housing crisis never happened.
You haven’t done stocks
@@elka-bs8590 Wow, BS is right in your name. Stay off the internet newbie. You have no idea what you're doing.
@@lw3269 You can invest in stocks with much less money though.
Real Estate is the key to our EDM. We paid cash for every property and experienced all three of the income Dave suggested. We are north of 20% IRR on all our properties.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Suzanne.
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week...
@@Bestjudy001 Suzanne Gladys Xander strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started.
@@lennoxmutterick6434 Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading.
@@Donnafrank-k6e As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.
@@MiaJohnson-l4kOMG is this same person that helped me Invested $2000 and after a week we received $7,500. That really helped us a lot to pay our bills. wow such a small world.
Invest in what you understand. I invest more in real estate than stocks.
Definitely a great idea. Real estate is easier for most to understand.
How so? How do you invest in realestate i mean
@@tylergable2445 on youtube
Tyler Gable Robert Kayosaki
@@tylergable2445 you can invest with my estate manager Strait Mclean
S&P is up almost 100% since this video was posted. Caller is probably still hesitating to buy. 😂
Been a landlord now for two years and it’s been nothing but a huge headache and constant expense. I can’t wait to sell the property and put the money into stocks and make the same amount of income, probably more, with way less stress and no property tax to pay. Wish I had this clarity two years ago.
Buy REITs. It's more liquid than actual real estate, there's cash flow and a lot less hassle.
And Lots less return
@@leetjohnson less control is the whole point dont need to control bad tenants fix all the problems within the building etc that’s what he aaid
@@leetjohnson it don’t change an income for you there’s millions of houses. And people don’t do it cuz they are scared they don’t do it cuz it’s expensive to start.
I like REITs too. I have mine enrolled in the DRIP, so all the dividends just keep buying more. MFA is a a good one right now. They are undervalued because they stopped their dividend for a while in 2020. But they have made a couple payments to common stock holders in 2021 and they should be back on track soon. The requirement to pay out 90% of their income to be considered a REIT is awesome.
Do both. Invest in index funds and REITS. If you don’t want the hassle of being a landlord, REITS are the way to go.
I think when you are starting out its tough to do both, since you dont have the capital
Reits are taxed at a higher rate if I remember correctly
$O holder here
REITs are stocks
@@hacker3191000 yeah but real estate stock
Was a landlord and enjoyed it, but he's right...mutual funds don't call at 2am with problems!
@Dra O Yea, if your property manager isn't part of the problem I guess
Gang, just sock money into broad index funds and don't look at it. S&P 500 or Vanguard Total Stock Index. (I have a few others, but I keep it SIMPLE.) Over 10 years my portfolio averages 7% ish, money doubles. I buy each month on auto pilot. The only work I do is download statements and pay capital gains :-( I have zero real estate headaches. Don't mess with single stocks, THAT is casino thinking. Dave is right, do what he says!
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
Factos!! Since the market became extremely volatile and pressure increased (I should be retiring in 17 months), I took the decision to work closely with a financial advisor. It has already been 9 months and counting, and I have made approximately 600K net from all of my holdings.
That's impressive, my portfolio have been tanking all year, tried learning new strategies to gain in the current market but all of that flew right over head, please would you mind recommending the Adviser you're using
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Teresa L. Athas’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks
When I first retired, I rolled over my 401(k) into a Self-Directed IRA. Over the years, I’ve dabbled in different investments, but recently I’ve been torn between real estate and the stock market. I want to make the most of my retirement funds, but I’m unsure which path will give me the best returns. Is one really better than the other, or does it depend on the situation?
This is a classic debate that has stumped investors for decades. Both real estate and the stock market have their pros and cons, and the right choice often comes down to factors like your risk tolerance, time horizon, and how hands-on you want to be with your investments. But let me share my own experience with this.
Back in 2017, I sold a commercial property I’d owned for years. The rental income had been steady, but the maintenance costs and tenant turnover were draining my energy. I decided to invest the proceeds in a diversified stock portfolio. The market had its ups and downs, but over the last six years, my investments have grown at an average of 8% annually, and I no longer worry about clogged pipes or late rent payments. Now, as a semi-retired investor with just 5% left to reach my $3.4 million retirement goal, I can confidently say I’ve found a balance that works for me.
Thanks for sharing your story! I’ve been considering real estate because of the potential for passive income, but I keep hearing about how unpredictable the stock market can be. Do you have any advice for finding the right balance?
Absolutely. If you’re serious about weighing your options, I recommend reaching out to my CFA, Peter Dewitt Martin. He’s an expert in helping clients create a balanced investment strategy tailored to their retirement goals. With his guidance, I’ve been able to navigate both markets successfully.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
I like real estate more because it pays out monthly rent, the tax write offs, and appreciation, and like Dave mentions the control to find a better deal/value than the stock market. Plus I prefer owning a physical asset that you can touch. The stock market is way easier though, no upkeep, and you can buy and sell within minutes.
It is estimated 2 million single family home (more than half still have mortgages) are being rented out by the former residents.
In my state, there is 120 day eviction moratorium, so on month 5, $10K is needed
two more months to get the eviction paperwork and then get in the queue for service and forcible.
7 to 8 months of mortgage payments with no income.
All investments have risk though, gotta be willing to accept the risk factor and control the controllables. The stock market would have tanked as well if the fed didn't save it.
I have rentals where nobody is paying, can’t evict, even when I can, they will get 90 more days. Meanwhile, house needs maintenance and property tax bills are due. It is going to cost a small fortune to sell between commissions, legal, capital gains tax, depreciation recapture tax, etc.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
It all depends on how long you're willing to hold for, stocks might likely tank further, but making serious gains in this downtrend wouldn't be a problem if you're a pro. Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
ELISSE LAPARCHE EWING is my Advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online
ELISSE LAPARCHE EWING is my Advisor. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online just google her name.
Real Estate 🏡 hands down
The question of stocks vs. real estate is incredibly easy to answer with very little investigation. The only people who think real estate outperforms the stock market haven't considered all the costs of real estate.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Tesla “TSLA” shares surge with CEO Elon Musk's involvement in the US election seemingly pays off after President-elect Donald Trump's win. which stocks could potentially become the next in terms of growth over the next few months. I've allocated $350k for lnvestment, looking for companies to make additions to boost performance.
I have a few examples of stocks like this in my own portfolio. And I also diversified into other Assets All of which are up by 60% or more in just a few days but still look like attractive investment opportunities. but such executions are usually carried out by lnvestment experts or advisors with experience
Agreed, It's essential to diversify your portfolio. While quality stocks are a solid foundation, you should also consider other assets to spread risk. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $330k grow by 40% this year alone... maybe you should do the same.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Actually it’s a Lady. Yes my go to person is a ‘Diana Casteel Lynch’ So easy and compassionate Lady. You should take a look at her work.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Depends on your work ethic and willingness to deal with ppl. Stocks win if you don't want the job of a landlord.
Yes or dealing with squatters
Investing in stocks is just as much work as property.
That's what property managers are for. You mean the job of being a re investor. Which is more of a job by far than being a stock investor.
@@bighands69 yes, your stocks will start leaking and youll get a call from your stock manager saying they need to organise a plumber and you'll be out of pocket $300. Much the same amount of work.
Late payments, damage, property tax increases, and now with evictions on hold, tenants basically don't have to pay and can't be evicted.
8:20 The only way its going to go up in value is if somebody else wants to buy it for more than what I paid for it. That's essentially it.
Its the same as a piece of orange in the market, or a property you own. Thats why we do due diligence so we can predict if others would buy what we sell
Interesting topic! I had both, but now only stocks. Real State could be profitable, but as Dave correctly said, It requires to endure more hustle. The common denominator in both is that you have to learn every day and be patient! Nothing good is easy and let alone comes overnight!
Warren Buffett once said to treat investing in securities like real estate-you don't constantly check for gains. So, the recent bitcoin price drop doesn't bother me. I keep dollar-cost averaging and adding to my position, and I'm up 200% year-to-date because of this strategy.
Regretting missing out on earlier Bitcoin investments, I kept funds in a HYSA. Now, with $200k to invest, I aim to avoid FOMO and buying at the peak. What's the best approach for a newbie to navigate the market?
During bear markets, aim to 5x your portfolio by accumulating crypto and reinvesting dividends. Consult a financial advisor for help. Since 2020, my $1.2m portfolio has averaged 28% annually through restructuring with growth stocks, ETFs, mutual funds, and REITs.
Who is this person guiding you and how can i reach he/she?
I work with the popular Amy Desiree Irish, Who happens to be a is a hot topic among financial elitist in NY. Especially for her works during Covid. All the information you need to set up an appointment is on her web page
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I used Dave's teachings and advice in my early 20s and went into stocks. But in my late 20s I through all my focus and work towards real estate and REAL ESTATE IS WAY BETTER! I've made videos arguing with Dave before but this is the best advice I've seen him give. Real estate IS BETTER but it's harder. Which is usually my biggest complaint with Dave, he teaches to the lowest common denominator. If you aren't that person you should push yourself towards better returns!
Quick answer: Buy what is oversold or on-sale at the time. Real estate is not on-sale right now. I trade stocks to increase capital. I will use that capital to buy real estate for long term residual income.
Gangsta. On the same mission. Open to other things but that’s the time I’m on too
Yep, exactly
you think all time highs in the S&P is a on-sale?
I’m watching this and thinking about they are talking about current conditions (Oct 2024) and realizing this was made 4 years ago…. Man I wish I could have bought some of these “ overpriced “ stocks 4 years ago 😅
Wife and I are in our 40s we have just a little 1 mill in 401k, own close to 1 mil in our real estate portfolio , have normal paying jobs and teenagers. Drive paid off nice used vehicles, no credit card debts at all, i can only recommend, diversify stocks and real estate has worked for us on a very normal average American lifestyle.
The rent isn't the net income. There are taxes, repairs, vacancy without rent, and perhaps management fees and HOA dues to consider. Possibly other things I'm not thinking of right now, too.
More than a collapse in the stock or real estate markets, inflation has a direct impact on people's standard of living. It’s no surprise that current market sentiment is so negative. To navigate this economy, expert guidance is more crucial than ever. ETFs, stock markets, and the housing sector are all volatile. My $350k portfolio has taken a serious hit.
However, there are still investors making solid returns during this period. You need to be well-informed or seek help from a professional.
In my view, investing was far simpler back in the '80s; today’s environment is much trickier. Those consistently profiting in the current market are usually professionals, which is why I've been working with an advisor for the last five years to build my portfolio in preparation for retirement.
My partner is thinking about following a similar path. Could you provide more information on the advisor you work with?
Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
Thank you for the recommendation. Finding her online was straightforward. I did my due diligence and scheduled a call-her credentials are impressive and she seems very knowledgeable.
Real Estate most of the time will make you more money. That said, if you know stocks well, stocks can easily outperform real estate. That said, overall if you're willing to put up with the hassle of real estate, you can leverage more on a huge real estate loan. I personally prefer stocks due to zero hassles.
Stocks can make you the money faster to buy real estate.
We own
Two rental homes and almost the same value in stocks. Some years the
stocks do better and some years are rentals do better. We've owned both of them
For fifteen years And very pleased with the diversification.
That guy calling in has the standard voice of a guy who loves to tell everyone how well he does in real estate .
I don't do the single stock thing, too much mental energy. Instead I invest in index funds, which truly reward the buy and hold mentality
I agree but I hold only individual stocks. Very risky though 😁
Since the day this guy called in to today (Feb 19, 2022) the S&P 500 (including dividends) has returned 46%. Stocks WAY out perform real estate. Take this from a guy who used to own millions in real estate and have dozens of renters and today has no real estate and stock in more than 8,000 companies (thanks to ETFs).
Well said. People tends to look at the price they paid and the gross price they sold real estate. No recollection of hidden costs and entry/exit costs. With stocks, no hassle, constant dividends and almost no fees or commissions. How many houses are now worth 8x times their price in 2009? Possibly some, but this is the AVERAGE return for stocks (S&P 500). With tech I don’t even quote them
i just sold a house and i want to invest around $200K now, is it a good time to buy stocks? I just want my money to keep outgrowing the inflation rate!
i'd rather buy ETF's than invest in individual stocks. if you don't have experience or don't have time to monitor your portfolio, you should consult with a portfolio expert to guide you.
if you don't have experience or don't have time to monitor your portfolio, you should consult with a fiduciary to guide you.
Pls how can i meet this advis0r? i want someone to help me invest an Inheritance, i dont want to lose it to inflation
Yeah dude
I invested in built a couple 4-plexes when I was young
My wife had a 401k from work. 45 years later there both worth more than a million. No fancy stock brokers or realtor. Just start early and be consistent. 😊
"Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."
Great analogy! Climbing toward retirement takes effort, but the financial freedom at the top is worth it.
Great point, With my adviser’s help, I’ve climbed the financial ladder, making informed decisions that support my retirement goals.
Great insight! I'd love to meet a financial adviser who can help me climb the financial ladder effectively.
My CFA Lauren Camille Brown a renowned figure in her line of work. I recommend researching her credentials further.
Thank you for this amazing tip. I just looked the name up and wrote her.
Never stop dreaming. Be hungry and never stop believing in your dreams. If someone can do it, you can do it. Be strong
For everyone who thinks you cant make money in real estate, enjoy lighting your money on fire at the end of every month and having your rent go up every year too so you can light more money on fire every year. I'll keep enjoying my equity going up. Also, its not either or. You should diversify and have real estate and stocks. No millionaires are renters fyi and they have huge stock portfolios as well.