Yes, I always remind people to avoid buy dry cleaning clothes. Not good for the environment and it cost both time and money to get it cleaned. Buy clothes that are of natural fibre and that you can wash at home in 60C so bad bacteria dies. Hang out to dry if you can.
No makeup, no hair coloring, no manicures (do my own), shop at Aldi’s, drive only when necessary, carry a reusable water bottle, do most of my own cooking (batch cook and freeze), hang my clothes out, no TV, use free library streaming platforms and DVD and book checkouts, shop at thrift stores, never bought a new car, use a credit union (no fees), never put my heat up higher than 62 (wear layers and use an electric mattress pad), rarely order beverages of any kind when I go out, split meals when I eat out whenever possible or box half to take home for second meal, monitor water and electricity usage, always pay bills so I never get charged interest, always on the lookout for free activities or entertainment, don’t buy the latest phones or computers or the trendy ones, have a very inexpensive cell phone plan, barter pet care for vacation time in my home, etc. I have been doing this ALL my life because I don’t like to waste money if I don’t have to.
I also do as towanda above suggests. My cell phone is a Trac phone, so free, and I pay less than $10.00 a month for an Ooma phone which runs off the Internet. Being a life long mindful and frugal Prepper, I shop at home for most groceries, I also have a garden to grow fresh salads, and have yet to assemble a DIY hydroponic system that can be used outside or in the garage using Grow Lights. This method produces massive harvests.. Manure comes from my beloved Rescue Rabbits, who produce it 24/7. 'Tea' for the hydroponic system could also be made from rabbit manure. Prepping is the very best way to mitigate inflation and shortages. I also prepped for all aspects of daily living. I am now working on doing a Swedish Death Clean/purge, so as not to leave a pile for my daughter to deal with after I 'pop my clogs.'. I am going to make a list of valuable items for her, so she won't just toss the lot. Instead of taking holidays, I enjoy Days Out once or twice a month, usually with family, I always take picnics for us. I also have a modest vintage RV for overnight trips. Items other than food are bought used, from small local Thrift Stores which support charities I am passionate about. They are far less expensive than the big 'chain' kind. Tell that to the Canadians who love to hop over the border to shop! There are many free concerts, fairs and festivals, and the museum has a Free Day once a month, as well as hosts special interest groups for Birding, Travel and other topics, all free, but they request a $5.00 donation. I also play the piano, and enjoy Art and Photography. And, State Parks also have Free Days occasionally. I used to take a couple of classes at my local Senior Center, but for a number of reasons, decided it was 'not my cup of tea.' Our local Maritime Museum membership interests me, they also have events throughout the year. I go to the my local Beauty School for occasional hair cuts an have foils done about twice a year. Toiletries and hygiene items come from Thrift Stores and saves a fortune. I'm a patient at the Dental School in Seattle to save 30-40% on cost over what a local private dentist would charge. As I just had a three unit bridge, that was likely several thousand dollars. The difference between what Medicare pays for medical care, and what my physicians charge is picked up by assistance offered by the hospital for anyone earning less than $40,000.00 a year. I had Cancer almost three years ago, so you may understand how helpful that was. I a drive an older Toyota bought used in pristine condition with very low mileage, hopefully with TLC it will last the rest of my days. Insurance is $50.00 a month, because I have high deductibles. Though I prepared financially for retirement, catastrophic life events cannot always be predicted. I believe that tithing brings abundance, and is a part of my budget. Speaking of budgeting, my bill payments are set up automatically to pay on the 3rd of each month. I use Care Credit, to pay for my dental bill which is Interest Free, so long as paid on time. My frugality becomes a tad questionable, considering the vet bills paid over the years. An At Risk dog from a High Kill Shelter in LA is on her way to WA in a few days. Due to being a Senior, adopting a Senior Dog, I only had to pay for her transportation, $200.00, and includes her vaccinations, microchip and ID tag. To be honest, I need another dog, like a hole in my head, but it is heart- breaking enormous numbers of animals are being euthanized after Covid, shelters are literally at double capacity due to owner surrender. An electric bike, found online with 16miles on it, $1100.00, someone had returned it to the manufacturer so they sold it at $400.00 less than normal. It is fun to ride, great exercise and provides alternative transportation, thus saving petrol. Like you, gardening and occasional dog walking is my only exercise other than cycling, though I also have a stationary bike, resistance bands and free weights all bought used for a total of less than $50.00. I cannot think of other 'corners to cut' other than selling items on Craig's List and selling the remainder in a Garage Sale. Other than, I need to fast again, to lose more weight.
Even though I have an eight-figure net worth (and zero debt), I enjoy living semi-frugally. My only real treats are road trips and dinner/lunch at nicer restaurants with friends. I'm 67 and never colored my hair, which is now completely gray. I get my hair cut at Great Clips. I've never had a professional manicure. I've never had food delivered. I don't purchase bottled water. I go to Starbucks six times a year tops. I've never had a gym/club membership. My daily-driver is a 2014 Toyota FJ Cruiser. Spending money on stuff doesn't do it for me. Hiking with my beloved dog, reading a good book, sipping hot cocoa in front of a crackling fire while watching snow fall outside, sharing a meal and conversation with friends, supporting worthy organizations with monetary gifts: these are the things that bring me joy.
Will not give up my personal trainer. At age 76 my strength and balance are noticeably diminishing. I hike a lot but find it's not enough. As we age resistance training becomes more and more important. I see the money I spend on my trainer as an investment in my future quality of life. Everything else on your list is on my list!
Strength training is medicine. I work in an emergency department and I wish more people had your outlook. Decreased mobility = decreased quality of life and a broken hip often accelerates to the end of life.
@@dianeyoung8068 I’m going to start with videos and local classes focused on older people before spending on a personal trainer. But to each their own.
I just realized that my knee problem was caused by weak hip flexors. I do some leg exercises and walk at least 30 minutes every day. No surgery for this girl.
Yes, mascara can go bad. I also don’t wear makeup except for special occasions such as a wedding. I was in my late forties when I realized that my makeup was for other people because I didn’t see it all day.
I wear my makeup for me. When I pass by a mirror I like to look good. I’ve been thru several depressing and trying years with losing several close family members, two in car accidents (my nephew who was like my son and my stepdad who raised me) then my mom passed after some surgery, my brother and grandpa and I haven’t had time to grieve properly and had to deal with my wicked stepsister from 2018 to 2021. Anyway, I’m rid of her. But I had let myself go and I’ve aged so much these last few years! I still have adopted grandkids at home (11 and 13). (I will be 65 next month) I homeschool the kids. We don’t have any sitters or back up. Last year I had some sickness and so a few months ago I decided I was going to find “me” again and try to look the best I can at my age and get dressed nicely every day. It makes me feel so much better! I’m finally feeling like me again after 8 years! But I understand not everyone feels the same way about who you are looking good for. I like watching the golden girls because now I am them and they always look so nice! That’s my goal. For me. For my husband and kids.
Both mascara and lip gloss can go bad. You should be able to smell if your lip gloss has gone off. Most skincare and cosmetics have a jar symbol with a number that indicates how long it is safe to use after opening, not sure if mascara is the same but you do not want to get an eye infection from bad mascara. Good news though, Boots is said to be a good brand of skin care.
Your list is my list but I would add clothes. I no longer buy any new ones, or even thrifted ones. I mend, alter or recycle all the clothes I already have that I bought whilst I worked. Only exceptions are knickers and socks. I am 70 and am hoping my supply will last out!!!
When my father passed away, he left behind a vast collection of Hawaiian shirts and cargo shorts. I wear them around the house and for doing shopping. No shop has ever turned down my money. More fun to leave the butcher shop with an armful of ribeye steaks because I don't spend money on clothes now.
I’ve learned to shop my own closet, too, and I love doing this. I lost a significant amount of weight and I learned to alter my clothes, including jeans, from UA-cam. It’s fun and rewarding.
You are wise, I have always repaired my clothes, shoes, and handbags, and nolonger need more, even from Thrift Stores. I have enough for this life and the next....lol
@@LindaC616 I’ve maintained for years and haven’t had to deal with that, thankfully, because I don’t have room for a secret stash of larger-sized clothes. 😉
As a 30 year old who’s cut down on make up. I would suggest travel size mascara because, it is good to throw away old make up. however with travel size you’d use it more than waste it(: and it would still last you awhile.
Oh, Jen! I’ve just finished watching my first video of yours, and reading all the comments. At eighty four years old, I’m experiencing sixty years of buyers remorse. You and your followers constitute such a helpful corrective to the floods if enticements to fill every empty space in ourselves with consuming things. Thanks to all of you for that. I believe I will change my ways.
I have cut my husband’s hair and my hair since 2000. That is 24 years of savings. It is no wonder we were able to retire early to a fulfilling life. Small money saving changes in daily routines can build wealth. I doubt anyone knows I wear thrifted clothes, secondhand shoes, cheap drugstore makeup and drink tap water…but they do notice I’m not working and enjoying life.
My neighbour is horrified by the thought of wearing shoes bought at Thrift Stores, said she would never risk foot fungus. Obviously, she was totally unaware one can easily find brand new shoes there. I challenged her to tell me where my shoes came from. If concerned one can easily disinfect those that are used, some can even be tossed in the washing machine. I have quite a selection, I only paid $5.00 a pair for, though prices are far higher now, even at Thrift Stores. All my shoes are high end brands in almost perfect condition, that I have had for years, same goes for handbags and my collection of silk scarves.
@@sjordan7085 I am totally with you. It’s a mind set. Good Luck, when people think “new,” means paying 5 times the money (No one notices) BUT THEY know it was costly,………go figure………………….ya can’t fix stupid………………………………..
I started noticing my gray at the 'ripe' old age of 19 years old. Decided I would go gray gracefully... I am 65 and wish it would hurry up and turn white. I have plenty of gray around my temples, but not much anywhere else. Go figure! In my mid 40s, my aunt asked when I was going to start dying my hair because I called her 'Aunt Sharon', and it made her look old. Of course, she was also about 25 years older than I was... I just told her that it wasn't going to happen. I do admit to using colored hair glue upon occasion, just to have a little fun! My aunt still gets hopeful when she sees it...
If your makeup is unused and still sealed, it will last for years, butmeverytime you use it, or even open it up to the air, youmare potentially letting bacteria, mold, or mildew in which could be very dangerous, especially anything used in the eye area. Some types of breakouts can also be caused by old used makeup. If it has been opened, even if only used once, you should throw it away after 6-12 months. Six months for anything used around your eyes, and up,tom12 months for powder or powdered blush if you haven't been breaking out after use. I have used older lipstick without problems when I was young, but I hardly use makeup anymore, so I throw everything out after a year anymore.
I think grey hair looks so beautiful on women. Crazy how we are conditioned. It's wonderful to see women embracing it! And saving money in the process too!
Your list is my list, I only add that because I live in the desert southwest, I can manage winter without turning on the heat, I bought an electric lap blanket that I use if I get chilled. I do buy bottled water because in the desert water is life and I take it with me everywhere because you never know if your vehicle may quit on you and it's 117°F outside. I do buy brand name coffee rather than generic, but I brew it at home in a drip coffee maker (I have never had a Starbucks). I only eat at home because fast food and restaurants are expensive. My brother-in-law gifted me with a cell phone and pays for the service because he said I needed to have one in case of emergencies on the road. I do pay for AAA in case my vehicle breaks down it gives me peace of mind. I belong to a credit union no service fees to use my own money. At 75 I pinch every penny until it screams -- twice. :)
Just a thought this is what I did....I bought 2 Brita water pitchers/filters filled them with water let them sit in the fridge overnight refilled my 3 thermos like water bottles so I always had clean water and cold water because AZ is hot and I always had water in the car and water in the fridge. After 30 days the Brita had paid for itself, and I still have it 6 years on and only buy bottled water as a prep item
After a bunch of research, Zero Water is the most beneficial filter. Costs more, but I like the dispenser on my counter, and it comes with its own meter.
Our biggest money-saver was buying a fixer-upper house for $14,000, doing almost all the work to fix it up, and paying off the mortgage early. The salesman said he had shown the house to 37 prospects, and nobody was interested. We had grown up with parents who did things, so we had confidence, and we thought it was cute.
After my husband passed away, I sold our TV. Talk about a money savings! There are so many things to watch on the computer I didn't even miss it. There are also library books to read and sweaters to knit. I bought a water filter at Walmart and use that all of the time. Don't even remember the last time I had bottled water. Growing an herb garden and then either freezing or drying them gives me an abundance of herbs for tea anytime I want a cup. I've also started growing some veggies so that's a huge savings in my grocery bill. Plus, it fresh and I know it hasn't been sprayed with chemicals. My debit account in my bank pays over 3% interest up to $15K, as long as you use the debit card 12 times/month. I can find a lot of things at our Dollar Tree stores. Almost everything is $1.25. Shampoo, etc.
Omg, you are my rock. We’re clones! I agree with EVERYTHING. Also a hardcore introvert!!! You are much more involved in the….world, I too force myself, because that’s what normal people do.. Rock On, You’re great!
Last tip from me, if you don't want to cut your own hair or color your own hair to save a lot of money and if you have a bit of time and patience, seek out a local beauty school Some of them let you request a senior student who's about to graduate, but regardless you save an awful lot of money and you're helping students learn and get better at their craft. ✂
Thats a great tip. I did this for quite a while. I am a now retired stylist so I speak from experience to say that the students are supervised and so they do a very good job.
I also love my Credit Union, unlike banks their serve their members. I just took out a small Personal Loan to pay off a high interest Credit Card, saved me hundreds. I'm also a fan of using zero interest Credit Cards, but being debt free is obviously best. I tell a friend in England about Credit Unions, but they don't seem nearly as popular there.
I have just started my channel at 53 cos I have so much to share to the world. I appreciate life and take gratitude in the little things. Moving to Italy somehow made my life a little slower, spend way less, walk a lot and totally living LIFE and still navigating. I am so inspired by your channel and everyone who shares here. We can all learn so much from one another. Thanks my dear for your wonderful content💯💯💯 binging on your videos ❤
Another way I am saving money on the "making coffee at home," is I ditched the expensive pods and for years, I am now using a reusable coffee pod. Just buy your favorite coffee on sale, fill it up each time and empty and rinse when done. Less waste and a ton of savings. Every single serve coffee machine has a reusable pod. Great video Jen as always!
my one splurge is my coffee; I like to support our local businesses and we have a coffee roaster company in town and I have a subscription with them which they deliver to me (I don't drink or smoke, it's my guilty indulgence lol)
So agree with all your tips. I do use a Brita water filter because our water does not taste great. All my clothes for years have been from thrift stores. I went grey years ago and I,too, cut my own curly hair.😊 Stopped cable a year ago. So wish I had done that sooner. Nothing but garbage on it anyway. I am an avid reader but only rarely buy a book. I get them all online through my local library for free! Makeup is just about gone. Do replace any eye makeup due to bacteria concerns. If and when I buy cosmetics, I buy at local dollar store which often carries name brands at discount prices. I do pour over coffee instead of pods. Much cheaper and tastes exactly the same. So many pour over products. Mine is a simple plastic funnel that fits on mug and you just place filter inside and pour hot water over coffee grounds. Works great and I take it on trips as well! Another tip is use credit cards occasionally and always, always pay off balance each month. If you can't do that, you are spending too much. I have never not done this. Takes a lot of budgeting and willpower. Love your channel. Would love to visit BC someday...😊
My neighbor and I go out to lunch once a week. We have the kitchen split an order. At our age, I’m 78, he is 89, we don’t eat as much, halves the price. We also share groceries. Very often the packages are too big for one person and produce used to go bad before it was all used up. Now no more waste. I use most of your tips but my water tastes funny, so I do use bottle water. I do treat myself. I get manicures and pedicures, no color and they are very inexpensive. ($12 and $25 respectively plus tips). I also have my eyebrows threaded. If I take off my glasses to do them, I can’t see to do them!
Well, I enjoy the same thing at the Beauty School, every six months, usually my haircut is done by the instructors. They always do a great job. I spend $100.00 on having full foils, including a deep condition and haircut. Yes, I could do without, but once in a while I like to have a pick- me- up.
Good morning, Jen. I'm with you on getting rid of cable. I was paying nearly $300 a month, for 2 TVs. Now, I stream through UA-cam, and I have Netflix through Prime. My bill is less than half of what I was paying. I no longer have a gym membership. I either walk, or there are fabulous workout programs on UA-cam. I dye my hair myself, and most of the time, I cut my own hair. I've not used any food delivery service. I do have a Walmart + membership, so everything gets delivered free. And if I don't make it to the grocery store, I know that Walmart will bring it to me. Yes, I do tip. Our tap water isn't great, so we do use a water filter. And my husband insists on bottle water for himself. I make my own coffee or tea. No more Starbucks for me. When my girls were younger, I always made bread with a bread maker. Well, I'm a sucker for makeup and skincare. Mascara should be changed every 3 months. It grows bacteria quickly. Lip products, no more than a year, maybe 2. I was a child of the 60s and 70s, and baked outside with baby oil. Now, I wear sunscreen on my face, 365 days a year. I've had a few precancerous spots removed, so when I'm outside, it's sunscreen, sunglasses, and perhaps a hat. Another enjoyable video. Thanks, Jen. Have a great day. 😊❤
It's a shame that the cable company takes advantage of people. The price in the beginning was so reasonable, and now they've jacked the prices up so much, that more and more people are cutting their cable. Streaming was the best thing I could have done!@louisecaltagirone2466
Goodness, have I finally found my tribe?! Absolutely agree and practice the points you have on your list EXCEPT that I do buy my weight in hair gel each year so as to tame my Afro curly hair. Oh, and I also have a bread machine that I use all the time. I tend to eat too much bread but if I’m going to get a bit chunky as I get older I’m doing it on my own terms.
Substitute half the white flour for whole wheat, and make it different sometimes with add-ins like cinnamon, walnuts and raisins, or maple syrup instead of sugar.
LOL, good one! I also am a bread lover. Ezekiel bread $3.50 at Trader Joe's, organic and sprouted is actually healthiest low giycemic and very filling, but I cannot say, 'No' to crispy crust sourdough.
lol, I am a fellow Canuck (Calgary). I am 62 and retired and totally love this video because yes to all of this! By the way, a big thank you to you, I finally posted two videos now after marinading on this for a year!
I get my favorite coffee from a local roaster in my home town & they grind it specifically for my reusable pod for my single use coffee maker. I literally pack this coffee, reusable pod, & a baby coffee machine whenever I travel. It makes the best & my favorite cup of coffee & I am never stuck paying for a mediocre cup ever. Added bonus it supports local business & it’s a giant money saver
All water here in the Netherlands is drinkable tapwater. From the tap, to flush the toilet, to shower, to drink, to wash your car. €1,30 per 1000 liter. In Belgium it is €2,65 per 1000 liter (1 m3)
That's what I do. I never saw the point in buying garbage bags when I have a plethora of bags that I would throw away anyway. They might not always be as handy as the bought ones, but I like the feeling of not having had to buy things who's only purpose is to be thrown away.
I can't imagine having coffee out, I always take a flask. And, I have never had food delivered in my entire life. Eating out is a real treat, I rarely do. Last weekend my daughter treated me to lunch, when we visited Seattle for our monthly meet- up, but I usually make a picnic for us. I get free books for my little grand-daughter, and any gifts come from the Thrift Store, and/or are homemade. I used to buy food at Outlet Stores, but now, I mostly shop from home, and have started using my preps, before they outlive me. My expiration date is getting closer!
I love that you are being you on here and in doing so you are attracting your 'tribe' of people who relate to you. I love your content. Have a lovely day 🙂 x
I added up the items you listed with the average costs and calculated a savings of approx. $500/month. Imagine how much that money could earn in a high yield savings account or investment fund! For me, the real value is in re-directing my spending towards assets that increase in value rather than simply not spending money. Even though I can afford to spend money on all these things, I want my money to work hard for me...because I worked hard for it.
Hi Jen! Thank you for doing these. Regarding your possible 4 year old case of water, you may want to check the expiration dates on those plastic bottles as plastic leaches into the water over time. Here in North Carolina each bottles is marked but often hard to see. Good show!
I have rubber maid 5 gal heavy duty blue plastic square water containers. 3 years later the water is fresh inside. Why? Stored in a cool dark space without sun heat, but mostly because no light. The heavy duty plastic is food safe and doesn't leak.
It's great to hear your story! I've never been a TV watcher, just enjoy UA-cam podcasts on my phone! My daughter cuts my hair and she's a professional... I don't enjoy restaurants or other crowded places and like trying out new recipes I find online... Also all my clothes, etc come from second hand shops! Thanks for the entertainment!
I had to laugh watching this. I’m almost sixty and I am with you on everything except I do get my hair cut (it’s straight) twice a year. I do use some makeup and skin care but very little. I worry more about plastic packaging so I make my own body care products. Things like gym memberships are long gone. It took me years to figure out I was an introvert and that’s why I hate doing exercise with people around. I hike alone in the woods now. Your videos are fun. 🌸
@@Jennifersacredhag Guess you are safe from the WA cougar then, but still not safe to hike alone if you watch Missing 411 with David Paulades, be careful please!
I really enjoy listening to your upbeat voice and natural authenticity, thank you! I’ve listened to your videos about living alone multiple times because I just enjoy them so much! Thank you
I don’t really like peanut butter, but I ate a lot of it when I was paying off my house! Which I did five years ago. I love being thrifty I love thrift stores and I never feel like I’m missing out on anything.
Love this and agree with you totally. I added a bidet to my toilet, use squares of old towels (zig zagged edges to limit fraying) instead of toilet paper for liquid waste, save a lot on paper. Also use cloth, mostly wash cloths, to dry my hands in the kitchen. My first savings cut back years ago was stopping magazine subscriptions. My local branch library has a wall of magazines which makes for a cool respite on a hot summer day.
Great idea about magazines in the library in the hot summer! Never thought of that. I used to get magazines but I don’t buy them for a long time now. But good idea for a treat at the library once in a while!
I was laid off my job in 2020. First thing I did was come home and cancel the cable subscription and cancel hair color appointment that I had made. I had never gotten my hair colored before and I had just made the appointment the week before, but decided it was absolutely not necessary anymore.
I hope you have work again if you need it! I also had a period of unemployment in 2020-21. I left my job because they were going to make us do F2F work without a vaccine, when we had already established successful ways to work remotely for about 3-4 months. Other than money concerns, those were the happiest and healthiest months I've had in decades.
Our lists are the same, except I've started adding some items back in. I stopped coloring my hair but I get a $20 cut every 4 months now. I splurge on my favorite brands - coffee/tea from Malaysia, lip balm from Germany, room fragrance from South Africa - all bought on sale on Amazon. By far, my biggest money-saving step was selling my car. I walk or take the bus, or rent a car every few months, saving over $500/month by not paying for parking, insurance, gas, maintenance, etc...
And all the walking keeps you fit and living longer. You are actually living a 'Blue Zone' lifestyle where higher percentages of people live to be 100 yrs old by doing this. If we adopted this type of life style and ate a Mediterranean diet...
I'm aiming to give my car up too. I'm looking for an apt close to all the things I'm interested in so I can walk places, hopefully in a small town filled with nice people :)
I stopped paying to get my hair colored years ago and this year stopped coloring it myself. I'm almost completely naturally grey now and love it. I do spend $15 for a haircut each month at Great Clips because I wear a short pixie and can't do that myself. I don't have cable (use a couple of streaming services) and have never used a food delivery service for meals or groceries. My clothes all go through the wash. Only the strong survive. And they've all come from a consignment shop. I've never bought coffee at a coffee shop and always make my own. I started watching yoga and pilates videos on UA-cam during the pandemic and I walk my dogs for about an hour a day. Loved your video - kindred spirits!!
Yikes, I went to Great Clips and asked for an undercut, and they almost shaved my neck, all I wanted was it cut, so that it would naturally curve under. Apparently, younger hair dressers seem to think that under cutting means clipping it short as far as above the ears. I was horrified! Went to a different Great Clips, again with a photo of what I wanted, and they did the same thing. Now, I go to the Beauty College, and the instructors always cut my hair and do a great job. Not sure what is so difficult about looking at a photo and cutting the hair to look similar.
This may be tmi,☺🤭but I don't flush for number one, a bit gross, but it really reduces water usage, and saves on my water bill. I have cut my own hair since I was 20, I wear it long, and just trim it, when I notice it looking raggedy. It's grey( I'm 63 years old), I don't color it, i condition it with cheap baby oil, put a few drops, rub between palms, and run my hands through my hair, avoiding scalp. No makeup, no Starbucks, no restaurants, no cable, just antenna, no subscriptions, I love reading and gardening(I'm an extreme introvert), and my only internet is data from my cellphone, it's cheap, and works well for me. Clearance and thrifted clothes, yard sale and thrifted furniture, I pay for everything with a charge card, that pays me 3 dollars for every 100 I spend, I pay charge card bill in total every month, making anywhere from 10 to 15 dollars a month depending on my expenses, I have no mortgage, and I purchased my favorite pumpkin spice(spice blend), for lattes, and the individual spices for masala chai,(cinnamon, ginger, cloves, cardamom, and allspice)my favorite drink! I discovered your channel recently, loved it, and subscribed! I love your helpful tips, and the commenters, helpful tips! I hope mine help, too!👍🏻💙
When we lived in NS I used to buy flour etc. at the "Bulk Barn"... much cheaper than the grocery stores. I also learned how to make my own bread..fun and a real money saver. Finally, I so envy you living near Victoria...one of my favorite cities in the world.
I use 1 tablespoon on laundry detergent per load and only wash full loads. I unplug appliances I don't use often. I don't idle my car, even in the winter, unless it's to loosen up ice on it. I just dress warm enough to if I arrive somewhere 10 minutes early I can sit in the car while it is off and stay warm without the heat.
Hi, wonderful tips and again, great video Jen!!! Laundry: a washing machine repair guy told me that using 1/3 of the recommended detergent is enough to clean a full load and better for your machine. Using a cup of vinegar instead of fabric softener is also good for your machine (reduces calcification) and it is better to slow your colours from fading. Lia, The Netherlands. told me
Some plants breed true: the generations are alike. Many plants are hybrids, different varieties crossed to get desirable traits such as large fruit or disease resistance. The plants you grow from the seeds of hybrids will probably be useless - spindly flowers and little fruit. There are sources for seeds that breed true, but I don't know much about them. Be sure to get seeds that you know (from talking to neighbors) will thrive in your area.
I’m in my mid 60s and I cut my own hair and no dye. My hair is long, healthy and brown. I usually wear a top bun. I receive loads of compliments. Thank for sharing your contentment. When the time comes, I’ll allow my hair to go grey. Rose Australia
One thing I will never do is let my hair go grey. In my humble opinion, for me, it would be a bridge too far. I like having my rich brunette hair and it makes me feel and look a lot younger.
I'm 28 but I'm applying many of your tips! I make my own coffee, I don't have tv so no cable, I don't wear make up, I use one shower product that's both for hair and body, and I workout at home using youtube workout and yoga videos, there are so many great fitness creators! The only thing I decided to "waste" money on again is my hair! I used to cut my own hair since before covid, because I didn't see the point of seeing a hairdresser if all I had to do was to get rid of the split ends. But lately I got tired of caring for my long hair, how long it takes to wash and dry and having to style it everyday. So I cut it very short. It's awesome because it takes 5 minutes to wash and 2 to dry, no need to tie it up, and on top of that I feel it suits me much better than long hair. The con is I have to get it touched up every month or so otherwise it looks unkempt and my job doesn't allow it. But for me it's worth it. One thing I know I won't do in the future is hide greying hair! Men don't so I don't see why I should.
I love the home workout idea - I need to do that! I don't know where you live, but here in the USA I've finally (early 50s) started a type of retirement account called a Roth, which I wish I'd started at your age. It's essentially tax exempt (they assume you already paid tax when you earned the money, and then you aren't charged tax later on the earnings). Yearly contributions are capped, so at my age I won't b able to put in much ... but someone in their 20s can save a lot! If you're in the USA, look into it! I'm encouraging all my younger coworkers!
@@luisa146 Here in the UK we have ISAs (Cash and Shares) and SIPPS (Self-Investing Pension Plans). Both are tax free on interest, but have limits on what you can put in each year. Not sure if it's subject to Capital Gains tax on cashing in though, as mine is rather modest and below the limit at which you're liable.
many of the things you mentioend makes sense to me... you can learn to style your hair online... the main thing to know about a curly hair is not to brush it or comb it dry! I also don't buy or pay for all of the things you listed... it is very important to lift weights to keep our muscles, liking it or not!
We live where the ground water is very hard. We installed a whole house RO system last year. Our water is now better than bottled water. It’s nice to have great water throughout the house.
Everything on your list is also on mine! will be going tv-less soon to see if it helps me do more reading and creative things. I’m trying to reduce my disposable plastic and the food I still have to buy in plastic I rinse & reuse the bags for bin liners. So I no longer buy plastic trash bags. It turns out almost anything can be a trash bag. No more juices, I drink filtered water, and make coffee, & tea. More money for me to go to concerts and invest!
I gave up cable/satellite tv over a decade ago. Didn’t have internet at home until a few years ago. One thing I did do, is purchase and old fashioned antenna (they are very small now) For the outside of my house. $45 and I have free tv. I get 12-18 channels, depending on weather. I could get many more, but I’d need a higher pole. It’s plenty, all major networks for news (if need be) and several PBS stations, many movie channels with black n white, old sitcoms etc. Recently, we’ve experienced outages with internet, phone, tv here for a day. Made me wonder what was going on, turned on TV, Nothing on news. So I didn’t worry about it.
I gave up cable and only have internet to the house for $29. I have overseas streaming services which cost me around $60 per year. Hunt around for them. They are usually under educational websites to learn different languages. I don't have commercials, get show time and stars, and all the TV series I can watch in a lifetime. I can binge-watch, and if I go camping or traveling, I can download episodes to my laptop and take them with me. But I don't get local news or sports channels, so I have to get my news online.
Lots of useful, good ideas. I do not use any cable channels. I watch free movies on UA-cam. I cook from scratch and make my own bread and right now I’m canning blackberries and soon will be canning applesauce from our own fruit trees. I also have chickens who give me wonderful eggs every day. Have a freezer full of beef raised here on our little farm. Although I am 77, I keep busy and plan on raising some rabbits soon . Used to raise them back in the 70’s and love them.
I live out in the country in Ontario, and although we do have local small combo gas/grocery type stores out here, whatever you need costs way more due to convenience of not having to drive to town for supplies. One thing I did to really save money is buy powder milk. I don't use it for everything, after all I can freeze regular milk for my coffee, etc., but powder milk not only saves money but can be used for anything that requires milk in a recipe, such as mashed potatoes. They taste just as good as using real milk and you don't notice the difference. It really helps to stretch the grocery bill, and also have it on hand when you run out of regular milk. ~ I am 68 going on hoping to be debt free by 70 in a home business, and I truly enjoyed your video. I'm going to start implementing several of your suggestions, so Thank You for sharing your ideas!!
Hi Jen - love your channel and your insightful videos. It must be lovely living on Vancouver Island - I have dear friends there and absolutely love visiting. I abandoned the hair dye about 10 years ago. It’s so liberating. I do treat myself to a high quality purple shampoo which keeps my colour “crystal” and eliminates any brassiness. The other thing I indulge in is facial sunscreen. I wear it 7 days/week - 365 days a year. All your other insights really resonate with me. Keep up the great work.
My shampoo is baking soda...white vinegar rinse. Conditioner a crazy small amount of real shea butter, dont rinse it out. Lotion face cream, anti age potion...coconut oil or real shea butter... yep a bit more pricey at the start, but in the long run very cost friendly.
I just discovered your channel and I love it. Divorced my husband after 30 years which was about 10 years ago. At 62 years old I own my own home. And I paid it off by pinching pennies. I stopped dyeing my hair also and I love the time and the money I save. I cut my hair myself unless I see my sister who went to beauty school in the 70s and then she’ll cut it for me , loved all your ideas.
Yes, totally agree on all of your money savers. Im even more frugal . I use the data on my phone for internet, but have nostreaming services. Heat one room in the house in winter and live in it. Only shop in thrift stores , but l really don't need more stuff. Make gifts myself. You do need to treat yourself as well. Thats important :)
The est brand peanut butter is our own Dutch make: Calvé. Since 1898. When you open the jar, you see the peanut oil. My father tought us to mix the oil in the jar with the peanut butter with our knife (with rounded point). We Dutch are very proud on our peanut butter 💯💪
@@sookim3059 for sure here in a Dutch good supermarket. There are also Dutch Internet shops in the USA ( if you live there) where you can probably buy it.
Try buying Italian-made pasta. As an Amateur Gardener, I'll share that American Wheat has been both hybridized & also stripped of many nutrients. Italians don't mistreat their wheat like that, seems they process it less. Try it, their pastas seen a bit earthier tasting to me.
I take a similar approach to expenses, and everything is up for evaluation. I don’t use paper napkins or paper towels (cloth and laundering instead). Dont have a coffee habit. I like my gym membership, and I still pay for a landline phone since cell service is bad in my area (need a way to call for help should that ever arise). Otherwise I’d say frugal is my personal favorite sport.
I have an Ooma landline phone which works off the internet. One has to buy a router to install it, but a used one can be found on the Internet for $20.00. I can call anywhere in the US or Canada for less than $10.00 a month. I have a cell phone too, but that is free for the phone as well as service. It is a Trac phone, found on the Internet.
I ditched the cable many years ago. I have an indoor antenna that is very easy to hook up. Purchased at Walmart but amazon has them too. I get more channels and I can watch. With no monthly fees.
You are blessed to have lovely skin and a pretty hair color. I recently discovered that there really is a difference in pasta quality. Who would have thought? So many things, generic is just fine. But pasta…no. 🙂
Personal care products have a shelf life of 2 yrs max from date of manufacture. I would also check the use by dates on tins and cans of dried or cooked foods. 🌷
I agree with comment on dry cleaning, we ended that years ago. I wear tinted moisturizer with sunscreen everyday and lipstick when I go out but I have one tube one color till I use it up. Mascara absolutely will breed bacteria. Usually change out yearly. I quit wearing it when I got glasses. I just found your channel and after 5 videos subscribed. I appreciate your calm demeanor and info you share. Thanks
Most of the items on your list are things I never paid for. I do get my hair cut professionally, and like you, I do purchase certain brand name items at the grocery store. I retired 5 years ago and only wear makeup now for special occasions . I really haven’t bought any new clothes, aside from underwear, since retiring. I discovered dozens of workout options on UA-cam during the pandemic and I workout everyday for free in the spare bedroom.
At 73, I still have the hair color I had at birth; I take good care of my skin but have never worn makeup; never suckered into cable tv; read library books, and watch free movies, and documentaries, work puzzles and word games in three languages; only eat fresh organic plant foods since my teen years; shop (only and rarely) consignment and vintage clothes and household furnishings; shop only at the Co-op; and I tithe my twee income despite being a non-believer; drink 3 cases of glass-bottled San Pellegrino (my only beverage) a month; would never drink even filtered tap water. I am gregarious but prefer solitude (I have leukemia); and live in gratitude and with optimism. And I think many, many others live likewise. PS: You intake too much plastic by drinking pod coffee and plastic-bottled water; and more plastic intake from too many plastic-lined tinned foods. Bon chance.
WFH here ☺️ coffee, I mostly make at home but there is a local shop that my dog and I go into to refill my beans, where I work for a bit. They give me a free cup of coffee w/ the beans. I also buy a cup of something while im there to express my gratitude, support small biz, and as an affordable treat to myself and doggy. Love the vids! ❤
You crack me up with the tap water and having to go in public and talk to actual people (the horror 😱!), lol. I’m a work from home, make my own tap water coffee introvert as well so I get it. I do need to cut the cable though, I’m happy with Netflix and Hulu. I also have my groceries delivered, but that saves me from going out in public and peopleing, so I’ll keep that.
I thought it funny too, that Jen doesn't like visiting an actual bank or talking to actual people. Personally, I use a Credit Union, and refuse to bank online. Too many friends have been hacked. I also don't shop online anymore, no need to anymore, because I have everything I need.
I live in Florida, so I buy a case of bottled water every spring when hurricane season begins. Then starting in November, I drink it. It takes a while, because I forget to grab it since I always carry a water cup wherever I go. I drink water from my fridge filter. I’ve never had cable in my life (I’m 64) and rarely watch even streaming services, so I cancelled my Netflix six or seven years ago. I quit wearing makeup, except for sometimes lipstick if I look a little dead 😂. I get my hair cut every six weeks, but quit having it colored in 2010 and quit coloring it myself a year later. I do have a pod coffee machine, and I’m experimenting with making my own capsules since there isn’t a reusable one for my particular machine. So I just have aluminum foil covers for the existing capsules. Still working on getting the right amount of coffee in there. I bake bread every couple of weeks and since my recipe makes two loaves, I either freeze the second one or give it away. Gave one away yesterday and I still have three loaves in the freezer in addition to the one I’m using. My biggest expense is my pets. I will probably not adopt any more after they cross the Rainbow Bridge.
Rescue pets are the one thing I will never stop spending money on ❤❤❤❤❤❤❤❤it will be hard to know when I am too old to manage them anymore. Hopefully. Not for another 20 years!
I no longer color my hair. My mom was a hairdresser so I grew up with hsir cuts, perms, coloring, etc. Haven't done any in over 30 years. I n my 70s now, thought I'd have a full head of grey/ white hair. Nope, I have "wisdom highlights "! Stopped wearing makeup other than lip gloss and/or lipstick. Retired, so I wear jeans, tshirts, sweatshirts. Have just internet service and 3 , BritBox, Netflix and Max. Canceled all the others. I too make my coffee at home, and Stopped eating out. I eat from my freezer now, and only go to supermarket when necessary. I do go to the local farmers market for my fresh stuff each week. I save so much money!
Costco rotisserie chicken is a great deal. They weigh about 1.3 kg after being cooked, and cost $7.99 in Alberta. We get several meals from each bird. We eat them fresh from the store, but I also like to have a bit of frozen cooked chicken on hand for quick meals. The carcass is made into bone broth, which I use in preparing noodles, to bump up the nutrition.
Up to a point you are correct. But, in emergencies food and necessary dry goods will be more valuable than money. Being a mindful and frugal Prepper works for me, I can shop at home now, and spend very little.
I like your show. I stopped getting my help hair color during the pandemic too. I did usually color it myself which is like a size a lot cheaper but it’s still a pain and sometimes uneven. As far as getting my haircut, I’m 75 years old and I wear my hair very short and everyone seems to like it. They also tell me that they like my white silver gray hair. I do personally think that you should get your haircut professionally, at least once every six months to keep it in some sort of a style you are blessed to have Curly hair, but I just think it would look a lot cuter shorter.
I think you are clever and funny. I’m sorry to hear that you consider yourself an introvert. I think you have so much to offer. I think it’s sad that you don’t even want to go to the bank because you would have to talk to a teller. I definitely love my on line banking just because it is so convenient. I will try a generic product once, and if I like it I will get it again. I’m not just going to use something just because it is cheaper. I only use Jiff peanut butter. Smuckers strawberry jelly, Heinz, ketchup, and bushes beans. These are a few things that I don’t change I go along with most of what you said I do think that if the bar needs painted we should paint it. I don’t use a lot of make up but I do like some. I probably will never get to meet, but I would like to.I think you are a very intelligent woman, and I am not. Most people do High school in 12 years I did it is 13 and then went on to work in a factory for almost 40 years. I have never been to Starbucks, or Tim Hortons. One thing I have noticed is that saving money on all the things you talked about allows us to buy any food that the richest person in the world can but. Talk to you again.
Girl, yeah, that mascara is expired. They say to replace every few months. But if you don't tell anyone that mines a few years old, I won't rat you out either. I'm in my 40's and these days it's just lip gloss, a multi stick that works as a light blush, and if I'm feeling up to it, a little eye liner. And that's the fancy days, otherwise, get me my sunscreen lol. Btw, cutting our own hair is pretty punk so we get to keep our edge as we age! Another great video. Thanks for the company 🙂
Love you and your channel. Just found u a couple weeks ago. I am 76 & have been retired for 18 years. I live in the US in Michigan. I have also cut stuff out through the years. One thing you NEED to replace is that mascara. They should be replaced after 1 year. You don't want an eye infection. I have a high school friend who lives in Sardis B C ( I think). Please keep making videos. Your voice is so soothing. Thanks for cheering us solo silver seniors on!😁
I have two sisters who go to a nail salon regularly, as well as get massages and facials. But I rarely do and that 0:40 saves me $$. I henna my hair and trim it myself and only get a professional cut once or twice a year. I do pay for cable, water filtration and grocery delivery and the cost is worth it to me. It’s also worth it to me to buy quality face/neck/eye products but I use little makeup, and the makeup I buy is not pricey.
I’m a 66 and have been cutting my hair since I was 21, therefore I still have a 1980s bob. I started going grey in my 20s and have never dyed it. I’m almost a clone of you including the shopping trolley and toaster oven.
One more thing, I do everything I can to avoid paying interest. I find time-set, free financing on larger purchases. Also, I pay extra money toward my mortgage principal whenever I can. It adds up, will pay off my mortgage sooner, and can save me a lot of money on interest.
Yes! Paying extra on mortgage is awesome! I had a 30 year mortgage, and also lost my job and had to move elsewhere, paying rent as well - yikes! But friends rented my house for a little while, saving us both some money, and then thanks to a couple years of much higher salary, I managed to pay it off in 10 years! A refinance in there really helped too.
Good idea, I always pay things off sooner than required, and avoid fees, but sometimes, make use of a low interest loan at the Credit Union. Social Security and a small pension don't go far. Even with the best made plans sometimes life happens.
How I wish I didn’t have to colour my hair, but at 68 my hair is still brown and doesn’t have enough grey. I buy bottled water and also have a water filter jug. Rarely got to coffee shops now. I’m with you on all the rest. 👍
I bet your natural hair is beautiful! I'm younger than you and my hair is also brown with a little grey - but I don't bother coloring it. I guess it doesn't look too bad because a couple male friends asked me out recently! 🙂
I live in the UK (used to live in Ottawa) and here on most cosmetics there is a recommendation to discard them usually after 12 months after opening. mascara has a much shorter use life due to concerns about eye infections. I like your podcast very much it bridges and reminds me of my life both in Canada and in the UK. I am 76 years old and agree with all you have said about living a full life in retirement. My one regret is not retiring until I was 65 when I could have left work at 55.
I'm 50 soon 🙂 and contemplating these things (and what will retirement look like for me). Do you mind me asking? What put you off retiring at 55 if you were able to do that? Thanks Sue x
as I think I said my priority was a comfortable old age and that meant more pension. And it has worked out monetary wise. Also, I was frightened that I would not have enough to keep me engaged with life as work had/was my main focus. Watching channels of people who have retired at 55 I realise it was a mistake. My priorites were wrong : living one's best life should be the priority.
Love this.The point is to be intentional about indulgences that matter to us personally. It's worth it to do tests; sometimes items that cost less are as good or better! Pre-made foods are super-expensive, full of salt, carbs, & preservatives, + a ton of packaging waste. Now I cook a batch of healthy food that I eat all week; it's so nice not to worry abt dinner every night! I only dine out occasionally at (mostly local) places that give me real pleasure. 😊
IM 78 and been buying Lancome make up since the 80s. I believe I look fresher and not ragged out. Still get my hair cut every 8 weeks. I don't have grey hair!! It's at the temples. Growing old doesn't mean giving up my favorite things . At 78 and don't want to get "THAT OLD PEOPLE SMELL." ITS REAL!! I'LL NEVER GIVE UP BATHING ON A REGULAR BASIS. GUESS I DINT WANT TO SIT AROUND AND GROW OLD GRACEFULLY!!
I stopped buying canned soup during the pandemic. I realized one day that I still felt hungry after eating one of these products at lunch. I looked at the list of bad ingredients and just said no more. Now, I make my own broth. I use half a chicken, fresh veggies or beef bones. I even formed a relationship with a local farm for the beef bones, and they're actually cheaper than getting the bones at my local supermarket. Every once in a while, I'll get a call from the farm to come and pick up some free extras! I keep the broth frozen, and thaw them when I want to make soup. It's a little more work, but since I'm now retired I enjoy the process and actually have nutritious, filling and delicious soup whenever I want it.
I cancelled cable TV and I bought an antenna… I get seven channels and that includes all the major networks so I’m just fine with that. I used to have Netflix, but I cancelled that because I was watching too much…and I’m much happier for that decision.
I shop at thrift stores. I've found some amazing deals, on kitchenware mostly, even brand new, high-end name brand stuff for cheap. There are several thrift stores in my community and there is no stigma attached to shopping them. They are non-profit so the proceeds are funneled back to the community to help those in need. Win-win.
Regarding makeup, I’ve heard it suggested that you should discard makeup (especially face creams, foundations, moisturizers and the like - products you would apply with your hands) after 3 months because of bacteria accumulation. Not sure about lipsticks. I’m retired also and have implemented most of your suggestions over the years (especially the hair colouring!). Cheers!
Not bottled water! Toxic plastics! I use two portable filters : GRAYL and LARQ. Grayl takes a bit of muscle to move the water through the filter. Larq uses both ultraviolet light for bacteria and a filter for the rest of contaminates, and is easier to use. It's always good to have two options, however!
One more - dry cleaning bills. If I can’t wash it myself, it stays at the store.
Oh that's a good one!
Yes, I always remind people to avoid buy dry cleaning clothes. Not good for the environment and it cost both time and money to get it cleaned. Buy clothes that are of natural fibre and that you can wash at home in 60C so bad bacteria dies. Hang out to dry if you can.
Amen Sister! I read all tags before i buy clothes ❤
Yes!
I did that 40 years ago, no way I'd pay for drycleaning when I can wash it myself.
No makeup, no hair coloring, no manicures (do my own), shop at Aldi’s, drive only when necessary, carry a reusable water bottle, do most of my own cooking (batch cook and freeze), hang my clothes out, no TV, use free library streaming platforms and DVD and book checkouts, shop at thrift stores, never bought a new car, use a credit union (no fees), never put my heat up higher than 62 (wear layers and use an electric mattress pad), rarely order beverages of any kind when I go out, split meals when I eat out whenever possible or box half to take home for second meal, monitor water and electricity usage, always pay bills so I never get charged interest, always on the lookout for free activities or entertainment, don’t buy the latest phones or computers or the trendy ones, have a very inexpensive cell phone plan, barter pet care for vacation time in my home, etc. I have been doing this ALL my life because I don’t like to waste money if I don’t have to.
You must be a millionaire!!!!!
I also do as towanda above suggests. My cell phone is a Trac phone, so free, and I pay less than $10.00 a month for an Ooma phone which runs off the Internet. Being a life long mindful and frugal Prepper, I shop at home for most groceries, I also have a garden to grow fresh salads, and have yet to assemble a DIY hydroponic system that can be used outside or in the garage using Grow Lights. This method produces massive harvests.. Manure comes from my beloved Rescue Rabbits, who produce it 24/7. 'Tea' for the hydroponic system could also be made from rabbit manure. Prepping is the very best way to mitigate inflation and shortages. I also prepped for all aspects of daily living. I am now working on doing a Swedish Death Clean/purge, so as not to leave a pile for my daughter to deal with after I 'pop my clogs.'. I am going to make a list of valuable items for her, so she won't just toss the lot.
Instead of taking holidays, I enjoy Days Out once or twice a month, usually with family, I always take picnics for us. I also have a modest vintage RV for overnight trips. Items other than food are bought used, from small local Thrift Stores which support charities I am passionate about. They are far less expensive than the big 'chain' kind. Tell that to the Canadians who love to hop over the border to shop!
There are many free concerts, fairs and festivals, and the museum has a Free Day once a month, as well as hosts special interest groups for Birding, Travel and other topics, all free, but they request a $5.00 donation. I also play the piano, and enjoy Art and Photography. And, State Parks also have Free Days occasionally. I used to take a couple of classes at my local Senior Center, but for a number of reasons, decided it was 'not my cup of tea.' Our local Maritime Museum membership interests me, they also have events throughout the year.
I go to the my local Beauty School for occasional hair cuts an have foils done about twice a year. Toiletries and hygiene items come from Thrift Stores and saves a fortune. I'm a patient at the Dental School in Seattle to save 30-40% on cost over what a local private dentist would charge. As I just had a three unit bridge, that was likely several thousand dollars. The difference between what Medicare pays for medical care, and what my physicians charge is picked up by assistance offered by the hospital for anyone earning less than $40,000.00 a year. I had Cancer almost three years ago, so you may understand how helpful that was. I a drive an older Toyota bought used in pristine condition with very low mileage, hopefully with TLC it will last the rest of my days. Insurance is $50.00 a month, because I have high deductibles. Though I prepared financially for retirement, catastrophic life events cannot always be predicted. I believe that tithing brings abundance, and is a part of my budget. Speaking of budgeting, my bill payments are set up automatically to pay on the 3rd of each month. I use Care Credit, to pay for my dental bill which is Interest Free, so long as paid on time.
My frugality becomes a tad questionable, considering the vet bills paid over the years. An At Risk dog from a High Kill Shelter in LA is on her way to WA in a few days. Due to being a Senior, adopting a Senior Dog, I only had to pay for her transportation, $200.00, and includes her vaccinations, microchip and ID tag. To be honest, I need another dog, like a hole in my head, but it is heart- breaking enormous numbers of animals are being euthanized after Covid, shelters are literally at double capacity due to owner surrender.
An electric bike, found online with 16miles on it, $1100.00, someone had returned it to the manufacturer so they sold it at $400.00 less than normal. It is fun to ride, great exercise and provides alternative transportation, thus saving petrol. Like you, gardening and occasional dog walking is my only exercise other than cycling, though I also have a stationary bike, resistance bands and free weights all bought used for a total of less than $50.00.
I cannot think of other 'corners to cut' other than selling items on Craig's List and selling the remainder in a Garage Sale. Other than, I need to fast again, to lose more weight.
@@sjordan7085wow! Very impressive! Keep it in! Thanks for your specifics😁🩷
What do u enjoy doing
👏🏻👏🏻👏🏻
Even though I have an eight-figure net worth (and zero debt), I enjoy living semi-frugally. My only real treats are road trips and dinner/lunch at nicer restaurants with friends. I'm 67 and never colored my hair, which is now completely gray. I get my hair cut at Great Clips. I've never had a professional manicure. I've never had food delivered. I don't purchase bottled water. I go to Starbucks six times a year tops. I've never had a gym/club membership. My daily-driver is a 2014 Toyota FJ Cruiser. Spending money on stuff doesn't do it for me. Hiking with my beloved dog, reading a good book, sipping hot cocoa in front of a crackling fire while watching snow fall outside, sharing a meal and conversation with friends, supporting worthy organizations with monetary gifts: these are the things that bring me joy.
I am 73. And a Retired RN
Will not give up my personal trainer. At age 76 my strength and balance are noticeably diminishing. I hike a lot but find it's not enough. As we age resistance training becomes more and more important. I see the money I spend on my trainer as an investment in my future quality of life.
Everything else on your list is on my list!
Strength training is medicine. I work in an emergency department and I wish more people had your outlook. Decreased mobility = decreased quality of life and a broken hip often accelerates to the end of life.
Good for you! I might just get a personal trainer after reading your comment. I am 67 and I know I need help with strength training.
@@dianeyoung8068 I’m going to start with videos and local classes focused on older people before spending on a personal trainer. But to each their own.
I am 78. Every day my 89 yo neighbor comes over and we exercise using resistance bands. Started out at five reps now we do 35.
I just realized that my knee problem was caused by weak hip flexors. I do some leg exercises and walk at least 30 minutes every day. No surgery for this girl.
The only Brand name is a must have. DAWN dish soap. Nothing else takes stains out. The best degreaser.
I agree!
@@virgierutledge3004 I agree and I use it for lots besides dishes in sink. I do use my dishwasher as it uses less water than doing dishes by hand.
Agreed! And glad press and seal cling film.
And I like Bounty paper towels.
Love original Dawn! There’s nothing to compare
Finally a video that concentrate on seniors and living on Social Security. I call it, nickel and diming ourselves. Thank you for doing this.
She is only 59.
Yes, mascara can go bad. I also don’t wear makeup except for special occasions such as a wedding. I was in my late forties when I realized that my makeup was for other people because I didn’t see it all day.
I wear my makeup for me. When I pass by a mirror I like to look good. I’ve been thru several depressing and trying years with losing several close family members, two in car accidents (my nephew who was like my son and my stepdad who raised me) then my mom passed after some surgery, my brother and grandpa and I haven’t had time to grieve properly and had to deal with my wicked stepsister from 2018 to 2021. Anyway, I’m rid of her. But I had let myself go and I’ve aged so much these last few years! I still have adopted grandkids at home (11 and 13). (I will be 65 next month) I homeschool the kids. We don’t have any sitters or back up. Last year I had some sickness and so a few months ago I decided I was going to find “me” again and try to look the best I can at my age and get dressed nicely every day. It makes me feel so much better! I’m finally feeling like me again after 8 years! But I understand not everyone feels the same way about who you are looking good for.
I like watching the golden girls because now I am them and they always look so nice! That’s my goal. For me. For my husband and kids.
Yes, mascara can go bad. Toss that one out ASAP.😉
Yes mascara not only “goes bad” but also can grow bacteria!
Both mascara and lip gloss can go bad. You should be able to smell if your lip gloss has gone off. Most skincare and cosmetics have a jar symbol with a number that indicates how long it is safe to use after opening, not sure if mascara is the same but you do not want to get an eye infection from bad mascara. Good news though, Boots is said to be a good brand of skin care.
Yes, I was about to mention that mascara goes bad. 3 years is way too long to keep a mascara. 😮
Your list is my list but I would add clothes. I no longer buy any new ones, or even thrifted ones. I mend, alter or recycle all the clothes I already have that I bought whilst I worked. Only exceptions are knickers and socks. I am 70 and am hoping my supply will last out!!!
When my father passed away, he left behind a vast collection of Hawaiian shirts and cargo shorts. I wear them around the house and for doing shopping. No shop has ever turned down my money. More fun to leave the butcher shop with an armful of ribeye steaks because I don't spend money on clothes now.
I’ve learned to shop my own closet, too, and I love doing this. I lost a significant amount of weight and I learned to alter my clothes, including jeans, from UA-cam. It’s fun and rewarding.
You are wise, I have always repaired my clothes, shoes, and handbags, and nolonger need more, even from Thrift Stores. I have enough for this life and the next....lol
@@GwenMotoGirl weight going up and down is the caveat to this save
@@LindaC616 I’ve maintained for years and haven’t had to deal with that, thankfully, because I don’t have room for a secret stash of larger-sized clothes. 😉
As a 30 year old who’s cut down on make up. I would suggest travel size mascara because, it is good to throw away old make up. however with travel size you’d use it more than waste it(: and it would still last you awhile.
Great tip! Never knew there was such.
Oh, Jen! I’ve just finished watching my first video of yours, and reading all the comments. At eighty four years old, I’m experiencing sixty years of buyers remorse. You and your followers constitute such a helpful corrective to the floods if enticements to fill every empty space in ourselves with consuming things. Thanks to all of you for that. I believe I will change my ways.
I have cut my husband’s hair and my hair since 2000. That is 24 years of savings. It is no wonder we were able to retire early to a fulfilling life. Small money saving changes in daily routines can build wealth. I doubt anyone knows I wear thrifted clothes, secondhand shoes, cheap drugstore makeup and drink tap water…but they do notice I’m not working and enjoying life.
My neighbour is horrified by the thought of wearing shoes bought at Thrift Stores, said she would never risk foot fungus. Obviously, she was totally unaware one can easily find brand new shoes there. I challenged her to tell me where my shoes came from. If concerned one can easily disinfect those that are used, some can even be tossed in the washing machine. I have quite a selection, I only paid $5.00 a pair for, though prices are far higher now, even at Thrift Stores. All my shoes are high end brands in almost perfect condition, that I have had for years, same goes for handbags and my collection of silk scarves.
@@sjordan7085 I am totally with you. It’s a mind set. Good Luck, when people think “new,” means paying 5 times the money (No one notices) BUT THEY know it was costly,………go figure………………….ya can’t fix stupid………………………………..
Truly happy for everyone who is making the effort to save money on unnecessary: This or That. 😊
I stopped coloring my hair almost a year ago. I’m so glad women are feeling more comfortable to be natural! My hair is thicker and so is my wallet.
Same. If Covid taught me one thing, it was that my hair did not have to be perfect.❤
I never did and went gray in my late 30s.
I started noticing my gray at the 'ripe' old age of 19 years old. Decided I would go gray gracefully... I am 65 and wish it would hurry up and turn white. I have plenty of gray around my temples, but not much anywhere else. Go figure! In my mid 40s, my aunt asked when I was going to start dying my hair because I called her 'Aunt Sharon', and it made her look old. Of course, she was also about 25 years older than I was... I just told her that it wasn't going to happen. I do admit to using colored hair glue upon occasion, just to have a little fun! My aunt still gets hopeful when she sees it...
If your makeup is unused and still sealed, it will last for years, butmeverytime you use it, or even open it up to the air, youmare potentially letting bacteria, mold, or mildew in which could be very dangerous, especially anything used in the eye area. Some types of breakouts can also be caused by old used makeup. If it has been opened, even if only used once, you should throw it away after 6-12 months. Six months for anything used around your eyes, and up,tom12 months for powder or powdered blush if you haven't been breaking out after use. I have used older lipstick without problems when I was young, but I hardly use makeup anymore, so I throw everything out after a year anymore.
I think grey hair looks so beautiful on women.
Crazy how we are conditioned. It's wonderful to see women embracing it! And saving money in the process too!
Your list is my list, I only add that because I live in the desert southwest, I can manage winter without turning on the heat, I bought an electric lap blanket that I use if I get chilled. I do buy bottled water because in the desert water is life and I take it with me everywhere because you never know if your vehicle may quit on you and it's 117°F outside. I do buy brand name coffee rather than generic, but I brew it at home in a drip coffee maker (I have never had a Starbucks). I only eat at home because fast food and restaurants are expensive. My brother-in-law gifted me with a cell phone and pays for the service because he said I needed to have one in case of emergencies on the road. I do pay for AAA in case my vehicle breaks down it gives me peace of mind. I belong to a credit union no service fees to use my own money. At 75 I pinch every penny until it screams -- twice. :)
Just a thought this is what I did....I bought 2 Brita water pitchers/filters filled them with water let them sit in the fridge overnight refilled my 3 thermos like water bottles so I always had clean water and cold water because AZ is hot and I always had water in the car and water in the fridge. After 30 days the Brita had paid for itself, and I still have it 6 years on and only buy bottled water as a prep item
After a bunch of research, Zero Water is the most beneficial filter. Costs more, but I like the dispenser on my counter, and it comes with its own meter.
I live in the southwest too. I use a heating pad in winter to keep warm. I got that from my insurance at no cost.
All sensible!
Our biggest money-saver was buying a fixer-upper house for $14,000, doing almost all the work to fix it up, and paying off the mortgage early. The salesman said he had shown the house to 37 prospects, and nobody was interested. We had grown up with parents who did things, so we had confidence, and we thought it was cute.
How much were repairs?
Geez, where did you buy??!! Rural Saskatchewan??!!
After my husband passed away, I sold our TV. Talk about a money savings! There are so many things to watch on the computer I didn't even miss it. There are also library books to read and sweaters to knit. I bought a water filter at Walmart and use that all of the time. Don't even remember the last time I had bottled water. Growing an herb garden and then either freezing or drying them gives me an abundance of herbs for tea anytime I want a cup. I've also started growing some veggies so that's a huge savings in my grocery bill. Plus, it fresh and I know it hasn't been sprayed with chemicals. My debit account in my bank pays over 3% interest up to $15K, as long as you use the debit card 12 times/month. I can find a lot of things at our Dollar Tree stores. Almost everything is $1.25. Shampoo, etc.
Omg, you are my rock. We’re clones! I agree with EVERYTHING. Also a hardcore introvert!!! You are much more involved in the….world, I too force myself, because that’s what normal people do..
Rock On, You’re great!
Last tip from me, if you don't want to cut your own hair or color your own hair to save a lot of money and if you have a bit of time and patience, seek out a local beauty school Some of them let you request a senior student who's about to graduate, but regardless you save an awful lot of money and you're helping students learn and get better at their craft. ✂
Thats a great tip. I did this for quite a while. I am a now retired stylist so I speak from experience to say that the students are supervised and so they do a very good job.
@@natalialopes719
Some are good. Our barber college is just terrible. It’s only $2 though!
wonderful tip!
Be a hair model too..I have done that for 40 yrs
American here. Credit Union are excellent! No fees. No bs. I do my business thrue their app. No problems.
Thanks I'm going to change
I also love my Credit Union, unlike banks their serve their members. I just took out a small Personal Loan to pay off a high interest Credit Card, saved me hundreds. I'm also a fan of using zero interest Credit Cards, but being debt free is obviously best. I tell a friend in England about Credit Unions, but they don't seem nearly as popular there.
I have just started my channel at 53 cos I have so much to share to the world. I appreciate life and take gratitude in the little things. Moving to Italy somehow made my life a little slower, spend way less, walk a lot and totally living LIFE and still navigating. I am so inspired by your channel and everyone who shares here. We can all learn so much from one another. Thanks my dear for your wonderful content💯💯💯 binging on your videos ❤
I joined your channel 😊
@@spirithealingtools Thanks so so much. I was just watching your video
Another way I am saving money on the "making coffee at home," is I ditched the expensive pods and for years, I am now using a reusable coffee pod. Just buy your favorite coffee on sale, fill it up each time and empty and rinse when done. Less waste and a ton of savings. Every single serve coffee machine has a reusable pod.
Great video Jen as always!
my one splurge is my coffee; I like to support our local businesses and we have a coffee roaster company in town and I have a subscription with them which they deliver to me (I don't drink or smoke, it's my guilty indulgence lol)
For the VERY BEST coffee...use a French Press coffee maker. The maker is inexpensive and does not use power.
So agree with all your tips. I do use a Brita water filter because our water does not taste great. All my clothes for years have been from thrift stores. I went grey years ago and I,too, cut my own curly hair.😊 Stopped cable a year ago. So wish I had done that sooner. Nothing but garbage on it anyway. I am an avid reader but only rarely buy a book. I get them all online through my local library for free! Makeup is just about gone. Do replace any eye makeup due to bacteria concerns. If and when I buy cosmetics, I buy at local dollar store which often carries name brands at discount prices. I do pour over coffee instead of pods. Much cheaper and tastes exactly the same. So many pour over products. Mine is a simple plastic funnel that fits on mug and you just place filter inside and pour hot water over coffee grounds. Works great and I take it on trips as well! Another tip is use credit cards occasionally and always, always pay off balance each month. If you can't do that, you are spending too much. I have never not done this. Takes a lot of budgeting and willpower. Love your channel. Would love to visit BC someday...😊
I don't own a television; I have a laptop, an iPad and and iPhone (6 years old) and watch anything I want without commercials.
@@bonnie_gail How do you block ads on UA-cam? Which software?
My neighbor and I go out to lunch once a week. We have the kitchen split an order. At our age, I’m 78, he is 89, we don’t eat as much, halves the price. We also share groceries. Very often the packages are too big for one person and produce used to go bad before it was all used up. Now no more waste. I use most of your tips but my water tastes funny, so I do use bottle water. I do treat myself. I get manicures and pedicures, no color and they are very inexpensive. ($12 and $25 respectively plus tips). I also have my eyebrows threaded. If I take off my glasses to do them, I can’t see to do them!
I've had to do without at times because buying a full-size package is too wasteful. I wish they'd make smaller ones.
Glad you spend money papering yourself.💙
A magnifying mirror works well for eyebrows.
I love having my hair colored/trimmed. It’s so relaxing and I truly enjoy chatting with my hairdresser! Not giving that simple pleasure up!
Well, I enjoy the same thing at the Beauty School, every six months, usually my haircut is done by the instructors. They always do a great job. I spend $100.00 on having full foils, including a deep condition and haircut. Yes, I could do without, but once in a while I like to have a pick- me- up.
I don’t think we have to give up EVERYTHING.
Good for you! As we get older, we get better at picking and choosing our pleasures and sacrifices. ❤
Good morning, Jen. I'm with you on getting rid of cable. I was paying nearly $300 a month, for 2 TVs. Now, I stream through UA-cam, and I have Netflix through Prime. My bill is less than half of what I was paying.
I no longer have a gym membership. I either walk, or there are fabulous workout programs on UA-cam. I dye my hair myself, and most of the time, I cut my own hair. I've not used any food delivery service. I do have a Walmart + membership, so everything gets delivered free. And if I don't make it to the grocery store, I know that Walmart will bring it to me. Yes, I do tip.
Our tap water isn't great, so we do use a water filter. And my husband insists on bottle water for himself. I make my own coffee or tea. No more Starbucks for me.
When my girls were younger, I always made bread with a bread maker.
Well, I'm a sucker for makeup and skincare. Mascara should be changed every 3 months. It grows bacteria quickly. Lip products, no more than a year, maybe 2. I was a child of the 60s and 70s, and baked outside with baby oil. Now, I wear sunscreen on my face, 365 days a year. I've had a few precancerous spots removed, so when I'm outside, it's sunscreen, sunglasses, and perhaps a hat.
Another enjoyable video. Thanks, Jen. Have a great day. 😊❤
Hey I bought a couple cheap antennas and get hundreds of channels with movies and tv shows, and it’s free, ppl are such sheep
It's a shame that the cable company takes advantage of people. The price in the beginning was so reasonable, and now they've jacked the prices up so much, that more and more people are cutting their cable. Streaming was the best thing I could have done!@louisecaltagirone2466
Goodness, have I finally found my tribe?! Absolutely agree and practice the points you have on your list EXCEPT that I do buy my weight in hair gel each year so as to tame my Afro curly hair. Oh, and I also have a bread machine that I use all the time. I tend to eat too much bread but if I’m going to get a bit chunky as I get older I’m doing it on my own terms.
Things you use often are not wasted money. And a bread machine to do your own bread is a lot better than to buy from the store. Saves money too.
Substitute half the white flour for whole wheat, and make it different sometimes with add-ins like cinnamon, walnuts and raisins, or maple syrup instead of sugar.
No need to tame your Afro hair. Just let it be. I bet it is beautiful just the way it is.
LOL, good one! I also am a bread lover. Ezekiel bread $3.50 at Trader Joe's, organic and sprouted is actually healthiest low giycemic and very filling, but I cannot say, 'No' to crispy crust sourdough.
lol, I am a fellow Canuck (Calgary). I am 62 and retired and totally love this video because yes to all of this! By the way, a big thank you to you, I finally posted two videos now after marinading on this for a year!
I get my favorite coffee from a local roaster in my home town & they grind it specifically for my reusable pod for my single use coffee maker. I literally pack this coffee, reusable pod, & a baby coffee machine whenever I travel. It makes the best & my favorite cup of coffee & I am never stuck paying for a mediocre cup ever. Added bonus it supports local business & it’s a giant money saver
All water here in the Netherlands is drinkable tapwater. From the tap, to flush the toilet, to shower, to drink, to wash your car. €1,30 per 1000 liter. In Belgium it is €2,65 per 1000 liter (1 m3)
I dont buy kitchen garbage bags ... I just use the bread, milk (ontario), spinach packaging bags.
Great idea to reuse.
That is a great idea!
I do the bread, produce bags, also for trash!
As long as I get my bags "free" as they package my groceries, I rarely buy any. I like to have the big black ones handy, just in case.
That's what I do. I never saw the point in buying garbage bags when I have a plethora of bags that I would throw away anyway. They might not always be as handy as the bought ones, but I like the feeling of not having had to buy things who's only purpose is to be thrown away.
100% true! I make my coffee and no food delivery and it’s already save me a lot of money ❤❤❤❤
I can't imagine having coffee out, I always take a flask. And, I have never had food delivered in my entire life. Eating out is a real treat, I rarely do. Last weekend my daughter treated me to lunch, when we visited Seattle for our monthly meet- up, but I usually make a picnic for us. I get free books for my little grand-daughter, and any gifts come from the Thrift Store, and/or are homemade. I used to buy food at Outlet Stores, but now, I mostly shop from home, and have started using my preps, before they outlive me. My expiration date is getting closer!
I LOVE your hair!! I went natural about 5 years ago and have zero regrets! ❤
I love that you are being you on here and in doing so you are attracting your 'tribe' of people who relate to you. I love your content. Have a lovely day 🙂 x
I added up the items you listed with the average costs and calculated a savings of approx. $500/month. Imagine how much that money could earn in a high yield savings account or investment fund! For me, the real value is in re-directing my spending towards assets that increase in value rather than simply not spending money. Even though I can afford to spend money on all these things, I want my money to work hard for me...because I worked hard for it.
Hi Jen! Thank you for doing these. Regarding your possible 4 year old case of water, you may want to check the expiration dates on those plastic bottles as plastic leaches into the water over time. Here in North Carolina each bottles is marked but often hard to see. Good show!
I have rubber maid 5 gal heavy duty blue plastic square water containers. 3 years later the water is fresh inside. Why? Stored in a cool dark space without sun heat, but mostly because no light. The heavy duty plastic is food safe and doesn't leak.
It's great to hear your story! I've never been a TV watcher, just enjoy UA-cam podcasts on my phone! My daughter cuts my hair and she's a professional... I don't enjoy restaurants or other crowded places and like trying out new recipes I find online... Also all my clothes, etc come from second hand shops! Thanks for the entertainment!
I had to laugh watching this. I’m almost sixty and I am with you on everything except I do get my hair cut (it’s straight) twice a year. I do use some makeup and skin care but very little. I worry more about plastic packaging so I make my own body care products. Things like gym memberships are long gone. It took me years to figure out I was an introvert and that’s why I hate doing exercise with people around. I hike alone in the woods now. Your videos are fun. 🌸
Took me years to figure out I’m an introvert as well
@@nedanashu5025 me too!
Hope you don't hike alone in my neighbourhood, the Teddy Bears, would make a picnic out of you, if Mr. Cougar didn't get you first...lol
@@sjordan7085 I live in Massachusetts 🙃
@@Jennifersacredhag Guess you are safe from the WA cougar then, but still not safe to hike alone if you watch Missing 411 with David Paulades, be careful please!
I really enjoy listening to your upbeat voice and natural authenticity, thank you! I’ve listened to your videos about living alone multiple times because I just enjoy them so much! Thank you
You're correct about the pasta. The better brands use better flour.
semolina flour in pasta is a must
The dry pasta should be a cream color not yellow or golden looking.
I don’t really like peanut butter, but I ate a lot of it when I was paying off my house! Which I did five years ago. I love being thrifty I love thrift stores and I never feel like I’m missing out on anything.
Love this and agree with you totally. I added a bidet to my toilet, use squares of old towels (zig zagged edges to limit fraying) instead of toilet paper for liquid waste, save a lot on paper. Also use cloth, mostly wash cloths, to dry my hands in the kitchen. My first savings cut back years ago was stopping magazine subscriptions. My local branch library has a wall of magazines which makes for a cool respite on a hot summer day.
Great idea about magazines in the library in the hot summer! Never thought of that. I used to get magazines but I don’t buy them for a long time now. But good idea for a treat at the library once in a while!
We must be sisters!😅
I was laid off my job in 2020. First thing I did was come home and cancel the cable subscription and cancel hair color appointment that I had made. I had never gotten my hair colored before and I had just made the appointment the week before, but decided it was absolutely not necessary anymore.
I hope you have work again if you need it! I also had a period of unemployment in 2020-21. I left my job because they were going to make us do F2F work without a vaccine, when we had already established successful ways to work remotely for about 3-4 months. Other than money concerns, those were the happiest and healthiest months I've had in decades.
Our lists are the same, except I've started adding some items back in. I stopped coloring my hair but I get a $20 cut every 4 months now. I splurge on my favorite brands - coffee/tea from Malaysia, lip balm from Germany, room fragrance from South Africa - all bought on sale on Amazon. By far, my biggest money-saving step was selling my car. I walk or take the bus, or rent a car every few months, saving over $500/month by not paying for parking, insurance, gas, maintenance, etc...
And all the walking keeps you fit and living longer. You are actually living a 'Blue Zone' lifestyle where higher percentages of people live to be 100 yrs old by doing this. If we adopted this type of life style and ate a Mediterranean diet...
Unfortunately can’t do that in my area, but that would be a great savings
I'm aiming to give my car up too. I'm looking for an apt close to all the things I'm interested in so I can walk places, hopefully in a small town filled with nice people :)
I stopped paying to get my hair colored years ago and this year stopped coloring it myself. I'm almost completely naturally grey now and love it. I do spend $15 for a haircut each month at Great Clips because I wear a short pixie and can't do that myself. I don't have cable (use a couple of streaming services) and have never used a food delivery service for meals or groceries. My clothes all go through the wash. Only the strong survive. And they've all come from a consignment shop. I've never bought coffee at a coffee shop and always make my own. I started watching yoga and pilates videos on UA-cam during the pandemic and I walk my dogs for about an hour a day. Loved your video - kindred spirits!!
Yikes, I went to Great Clips and asked for an undercut, and they almost shaved my neck, all I wanted was it cut, so that it would naturally curve under. Apparently, younger hair dressers seem to think that under cutting means clipping it short as far as above the ears. I was horrified! Went to a different Great Clips, again with a photo of what I wanted, and they did the same thing. Now, I go to the Beauty College, and the instructors always cut my hair and do a great job. Not sure what is so difficult about looking at a photo and cutting the hair to look similar.
This may be tmi,☺🤭but I don't flush for number one, a bit gross, but it really reduces water usage, and saves on my water bill. I have cut my own hair since I was 20, I wear it long, and just trim it, when I notice it looking raggedy. It's grey( I'm 63 years old), I don't color it, i condition it with cheap baby oil, put a few drops, rub between palms, and run my hands through my hair, avoiding scalp. No makeup, no Starbucks, no restaurants, no cable, just antenna, no subscriptions, I love reading and gardening(I'm an extreme introvert), and my only internet is data from my cellphone, it's cheap, and works well for me. Clearance and thrifted clothes, yard sale and thrifted furniture, I pay for everything with a charge card, that pays me 3 dollars for every 100 I spend, I pay charge card bill in total every month, making anywhere from 10 to 15 dollars a month depending on my expenses, I have no mortgage, and I purchased my favorite pumpkin spice(spice blend), for lattes, and the individual spices for masala chai,(cinnamon, ginger, cloves, cardamom, and allspice)my favorite drink! I discovered your channel recently, loved it, and subscribed! I love your helpful tips, and the commenters, helpful tips! I hope mine help, too!👍🏻💙
I pee in the shower.
When we lived in NS I used to buy flour etc. at the "Bulk Barn"... much cheaper than the grocery stores. I also learned how to make my own bread..fun and a real money saver. Finally, I so envy you living near Victoria...one of my favorite cities in the world.
I use 1 tablespoon on laundry detergent per load and only wash full loads. I unplug appliances I don't use often. I don't idle my car, even in the winter, unless it's to loosen up ice on it. I just dress warm enough to if I arrive somewhere 10 minutes early I can sit in the car while it is off and stay warm without the heat.
Hi, wonderful tips and again, great video Jen!!! Laundry: a washing machine repair guy told me that using 1/3 of the recommended detergent is enough to clean a full load and better for your machine. Using a cup of vinegar instead of fabric softener is also good for your machine (reduces calcification) and it is better to slow your colours from fading. Lia, The Netherlands.
told me
Yes the whole scoop is waaaaaaay too much. I only use a 1/4 cup. 😊😊😊
This summer I am trying to save flower seeds for the first time. Plants are pricey to buy now.
I grow from seed to avoid buying the plastic pots. It is very rewarding but does take longer to get results.
Some plants breed true: the generations are alike. Many plants are hybrids, different varieties crossed to get desirable traits such as large fruit or disease resistance. The plants you grow from the seeds of hybrids will probably be useless - spindly flowers and little fruit. There are sources for seeds that breed true, but I don't know much about them. Be sure to get seeds that you know (from talking to neighbors) will thrive in your area.
I’m in my mid 60s and I cut my own hair and no dye.
My hair is long, healthy and brown. I usually wear a top bun. I receive loads of compliments.
Thank for sharing your contentment.
When the time comes, I’ll allow my hair to go grey.
Rose
Australia
One thing I will never do is let my hair go grey. In my humble opinion, for me, it would be a bridge too far. I like having my rich brunette hair and it makes me feel and look a lot younger.
I'm 28 but I'm applying many of your tips! I make my own coffee, I don't have tv so no cable, I don't wear make up, I use one shower product that's both for hair and body, and I workout at home using youtube workout and yoga videos, there are so many great fitness creators!
The only thing I decided to "waste" money on again is my hair! I used to cut my own hair since before covid, because I didn't see the point of seeing a hairdresser if all I had to do was to get rid of the split ends. But lately I got tired of caring for my long hair, how long it takes to wash and dry and having to style it everyday. So I cut it very short. It's awesome because it takes 5 minutes to wash and 2 to dry, no need to tie it up, and on top of that I feel it suits me much better than long hair. The con is I have to get it touched up every month or so otherwise it looks unkempt and my job doesn't allow it. But for me it's worth it. One thing I know I won't do in the future is hide greying hair! Men don't so I don't see why I should.
You are smart to be frugal so young!
I love the home workout idea - I need to do that! I don't know where you live, but here in the USA I've finally (early 50s) started a type of retirement account called a Roth, which I wish I'd started at your age. It's essentially tax exempt (they assume you already paid tax when you earned the money, and then you aren't charged tax later on the earnings). Yearly contributions are capped, so at my age I won't b able to put in much ... but someone in their 20s can save a lot! If you're in the USA, look into it! I'm encouraging all my younger coworkers!
@@sclark223 thanks for the advice! I live in europe but there's something like that here as well, I'm just about to set it up
@@luisa146 Here in the UK we have ISAs (Cash and Shares) and SIPPS (Self-Investing Pension Plans). Both are tax free on interest, but have limits on what you can put in each year. Not sure if it's subject to Capital Gains tax on cashing in though, as mine is rather modest and below the limit at which you're liable.
many of the things you mentioend makes sense to me... you can learn to style your hair online... the main thing to know about a curly hair is not to brush it or comb it dry! I also don't buy or pay for all of the things you listed... it is very important to lift weights to keep our muscles, liking it or not!
We live where the ground water is very hard. We installed a whole house RO system last year. Our water is now better than bottled water. It’s nice to have great water throughout the house.
Everything on your list is also on mine! will be going tv-less soon to see if it helps me do more reading and creative things. I’m trying to reduce my disposable plastic and the food I still have to buy in plastic I rinse & reuse the bags for bin liners. So I no longer buy plastic trash bags. It turns out almost anything can be a trash bag. No more juices, I drink filtered water, and make coffee, & tea. More money for me to go to concerts and invest!
@@anne-mareescott5918I love an audiobook. Also listening to podcasts and old-time radio plays from the BBC are fun!
I gave up cable/satellite tv over a decade ago. Didn’t have internet at home until a few years ago. One thing I did do, is purchase and old fashioned antenna (they are very small now)
For the outside of my house. $45 and I have free tv. I get 12-18 channels, depending on weather. I could get many more, but I’d need a higher pole. It’s plenty, all major networks for news (if need be) and several PBS stations, many movie channels with black n white, old sitcoms etc.
Recently, we’ve experienced outages with internet, phone, tv here for a day. Made me wonder what was going on, turned on TV,
Nothing on news. So I didn’t worry about it.
I gave up cable and only have internet to the house for $29. I have overseas streaming services which cost me around $60 per year. Hunt around for them. They are usually under educational websites to learn different languages. I don't have commercials, get show time and stars, and all the TV series I can watch in a lifetime. I can binge-watch, and if I go camping or traveling, I can download episodes to my laptop and take them with me. But I don't get local news or sports channels, so I have to get my news online.
Lots of useful, good ideas. I do not use any cable channels. I watch free movies on UA-cam. I cook from scratch and make my own bread and right now I’m canning blackberries and soon will be canning applesauce from our own fruit trees. I also have chickens who give me wonderful eggs every day. Have a freezer full of beef raised here on our little farm. Although I am 77, I keep busy and plan on raising some rabbits soon . Used to raise them back in the 70’s and love them.
Preserving food is making a big comeback it said on the news..
I live out in the country in Ontario, and although we do have local small combo gas/grocery type stores out here, whatever you need costs way more due to convenience of not having to drive to town for supplies. One thing I did to really save money is buy powder milk. I don't use it for everything, after all I can freeze regular milk for my coffee, etc., but powder milk not only saves money but can be used for anything that requires milk in a recipe, such as mashed potatoes. They taste just as good as using real milk and you don't notice the difference. It really helps to stretch the grocery bill, and also have it on hand when you run out of regular milk. ~ I am 68 going on hoping to be debt free by 70 in a home business, and I truly enjoyed your video. I'm going to start implementing several of your suggestions, so Thank You for sharing your ideas!!
When I was growing up in the 60s and 70s our neighbor only used powdered milk. They were very frugal. I have fond memories of mixing it up. 😅😅😅
Hi Jen - love your channel and your insightful videos. It must be lovely living on Vancouver Island - I have dear friends there and absolutely love visiting. I abandoned the hair dye about 10 years ago. It’s so liberating. I do treat myself to a high quality purple shampoo which keeps my colour “crystal” and eliminates any brassiness. The other thing I indulge in is facial sunscreen. I wear it 7 days/week - 365 days a year. All your other insights really resonate with me. Keep up the great work.
My shampoo is baking soda...white vinegar rinse. Conditioner a crazy small amount of real shea butter, dont rinse it out.
Lotion face cream, anti age potion...coconut oil or real shea butter... yep a bit more pricey at the start, but in the long run very cost friendly.
I hear you Jen. I'm a Jiffy girl myself. We all have those things we put in the "quality of life" column.
I just discovered your channel and I love it. Divorced my husband after 30 years which was about 10 years ago. At 62 years old I own my own home. And I paid it off by pinching pennies. I stopped dyeing my hair also and I love the time and the money I save. I cut my hair myself unless I see my sister who went to beauty school in the 70s and then she’ll cut it for me , loved all your ideas.
Yes, totally agree on all of your money savers. Im even more frugal . I use the data on my phone for internet, but have nostreaming services. Heat one room in the house in winter and live in it. Only shop in thrift stores , but l really don't need more stuff. Make gifts myself. You do need to treat yourself as well. Thats important :)
The est brand peanut butter is our own Dutch make: Calvé. Since 1898. When you open the jar, you see the peanut oil. My father tought us to mix the oil in the jar with the peanut butter with our knife (with rounded point). We Dutch are very proud on our peanut butter 💯💪
where do you get that?
@@sookim3059 for sure here in a Dutch good supermarket. There are also Dutch Internet shops in the USA ( if you live there) where you can probably buy it.
I agree with buying name brand pasta. Cheap brands are gummy.
Try buying Italian-made pasta. As an Amateur Gardener, I'll share that American Wheat has been both hybridized & also stripped of many nutrients. Italians don't mistreat their wheat like that, seems they process it less. Try it, their pastas seen a bit earthier tasting to me.
I take a similar approach to expenses, and everything is up for evaluation. I don’t use paper napkins or paper towels (cloth and laundering instead). Dont have a coffee habit. I like my gym membership, and I still pay for a landline phone since cell service is bad in my area (need a way to call for help should that ever arise). Otherwise I’d say frugal is my personal favorite sport.
I have an Ooma landline phone which works off the internet. One has to buy a router to install it, but a used one can be found on the Internet for $20.00. I can call anywhere in the US or Canada for less than $10.00 a month. I have a cell phone too, but that is free for the phone as well as service. It is a Trac phone, found on the Internet.
I ditched the cable many years ago. I have an indoor antenna that is very easy to hook up. Purchased at Walmart but amazon has them too. I get more channels and I can watch. With no monthly fees.
You are blessed to have lovely skin and a pretty hair color. I recently discovered that there really is a difference in pasta quality. Who would have thought? So many things, generic is just fine. But pasta…no. 🙂
Yep. Buy the good pasta save money by skipping jarred sauce. Make a quality sauce at home for less.
How?
Personal care products have a shelf life of 2 yrs max from date of manufacture. I would also check the use by dates on tins and cans of dried or cooked foods. 🌷
A lot of products have a much longer shelf live than what's on the label!
I agree with comment on dry cleaning, we ended that years ago. I wear tinted moisturizer with sunscreen everyday and lipstick when I go out but I have one tube one color till I use it up. Mascara absolutely will breed bacteria. Usually change out yearly. I quit wearing it when I got glasses. I just found your channel and after 5 videos subscribed. I appreciate your calm demeanor and info you share. Thanks
Most of the items on your list are things I never paid for. I do get my hair cut professionally, and like you, I do purchase certain brand name items at the grocery store. I retired 5 years ago and only wear makeup now for special occasions . I really haven’t bought any new clothes, aside from underwear, since retiring. I discovered dozens of workout options on UA-cam during the pandemic and I workout everyday for free in the spare bedroom.
At 73, I still have the hair color I had at birth; I take good care of my skin but have never worn makeup; never suckered into cable tv; read library books, and watch free movies, and documentaries, work puzzles and word games in three languages; only eat fresh organic plant foods since my teen years; shop (only and rarely) consignment and vintage clothes and household furnishings; shop only at the Co-op; and I tithe my twee income despite being a non-believer; drink 3 cases of glass-bottled San Pellegrino (my only beverage) a month; would never drink even filtered tap water. I am gregarious but prefer solitude (I have leukemia); and live in gratitude and with optimism. And I think many, many others live likewise. PS: You intake too much plastic by drinking pod coffee and plastic-bottled water; and more plastic intake from too many plastic-lined tinned foods. Bon chance.
I would love to get away from plastic ....
Lol I had no hair at birth so belated congratulations to you.
You were so careful but still got leukemia. Do you know why? My ma got cancer after spending time in a place with poisonous air.
Enjoying your videos from New Jersey, USA.
I'm 55 and doing some of the things you listed.
At home pumpkin spice latte recipe: 1/2 can sweetened condensed milk, 1/2 can pumpkin puree, simple syrup and spice to taste....yummy
I use pumpkin pie spice in my home coffee with heavy cream with Steevia. Yummy and cheap.
WFH here ☺️ coffee, I mostly make at home but there is a local shop that my dog and I go into to refill my beans, where I work for a bit. They give me a free cup of coffee w/ the beans. I also buy a cup of something while im there to express my gratitude, support small biz, and as an affordable treat to myself and doggy. Love the vids! ❤
You crack me up with the tap water and having to go in public and talk to actual people (the horror 😱!), lol. I’m a work from home, make my own tap water coffee introvert as well so I get it.
I do need to cut the cable though, I’m happy with Netflix and Hulu. I also have my groceries delivered, but that saves me from going out in public and peopleing, so I’ll keep that.
I thought it funny too, that Jen doesn't like visiting an actual bank or talking to actual people. Personally, I use a Credit Union, and refuse to bank online. Too many friends have been hacked. I also don't shop online anymore, no need to anymore, because I have everything I need.
I live in Florida, so I buy a case of bottled water every spring when hurricane season begins. Then starting in November, I drink it. It takes a while, because I forget to grab it since I always carry a water cup wherever I go. I drink water from my fridge filter. I’ve never had cable in my life (I’m 64) and rarely watch even streaming services, so I cancelled my Netflix six or seven years ago. I quit wearing makeup, except for sometimes lipstick if I look a little dead 😂. I get my hair cut every six weeks, but quit having it colored in 2010 and quit coloring it myself a year later. I do have a pod coffee machine, and I’m experimenting with making my own capsules since there isn’t a reusable one for my particular machine. So I just have aluminum foil covers for the existing capsules. Still working on getting the right amount of coffee in there. I bake bread every couple of weeks and since my recipe makes two loaves, I either freeze the second one or give it away. Gave one away yesterday and I still have three loaves in the freezer in addition to the one I’m using. My biggest expense is my pets. I will probably not adopt any more after they cross the Rainbow Bridge.
Rescue pets are the one thing I will never stop spending money on ❤❤❤❤❤❤❤❤it will be hard to know when I am too old to manage them anymore. Hopefully. Not for another 20 years!
Spot on about everything. Including the pasta and peanut butter!
I no longer color my hair. My mom was a hairdresser so I grew up with hsir cuts, perms, coloring, etc. Haven't done any in over 30 years. I n my 70s now, thought I'd have a full head of grey/ white hair. Nope, I have "wisdom highlights "! Stopped wearing makeup other than lip gloss and/or lipstick. Retired, so I wear jeans, tshirts, sweatshirts. Have just internet service and 3 , BritBox, Netflix and Max. Canceled all the others. I too make my coffee at home, and Stopped eating out. I eat from my freezer now, and only go to supermarket when necessary. I do go to the local farmers market for my fresh stuff each week. I save so much money!
A lot of things I never did anyway so life is good!
Costco rotisserie chicken is a great deal. They weigh about 1.3 kg after being cooked, and cost $7.99 in Alberta. We get several meals from each bird. We eat them fresh from the store, but I also like to have a bit of frozen cooked chicken on hand for quick meals. The carcass is made into bone broth, which I use in preparing noodles, to bump up the nutrition.
''Spending'' money is useless.
''Investing'' money is the right way.
Up to a point you are correct. But, in emergencies food and necessary dry goods will be more valuable than money. Being a mindful and frugal Prepper works for me, I can shop at home now, and spend very little.
I like your show. I stopped getting my help hair color during the pandemic too. I did usually color it myself which is like a size a lot cheaper but it’s still a pain and sometimes uneven. As far as getting my haircut, I’m 75 years old and I wear my hair very short and everyone seems to like it. They also tell me that they like my white silver gray hair. I do personally think that you should get your haircut professionally, at least once every six months to keep it in some sort of a style you are blessed to have Curly hair, but I just think it would look a lot cuter shorter.
I think you are clever and funny. I’m sorry to hear that you consider yourself an introvert. I think you have so much to offer. I think it’s sad that you don’t even want to go to the bank because you would have to talk to a teller. I definitely love my on line banking just because it is so convenient. I will try a generic product once, and if I like it I will get it again. I’m not just going to use something just because it is cheaper. I only use Jiff peanut butter. Smuckers strawberry jelly, Heinz, ketchup, and bushes beans. These are a few things that I don’t change I go along with most of what you said I do think that if the bar needs painted we should paint it. I don’t use a lot of make up but I do like some. I probably will never get to meet, but I would like to.I think you are a very intelligent woman, and I am not. Most people do High school in 12 years I did it is 13 and then went on to work in a factory for almost 40 years. I have never been to Starbucks, or Tim Hortons. One thing I have noticed is that saving money on all the things you talked about allows us to buy any food that the richest person in the world can but. Talk to you again.
Girl, yeah, that mascara is expired. They say to replace every few months. But if you don't tell anyone that mines a few years old, I won't rat you out either. I'm in my 40's and these days it's just lip gloss, a multi stick that works as a light blush, and if I'm feeling up to it, a little eye liner. And that's the fancy days, otherwise, get me my sunscreen lol. Btw, cutting our own hair is pretty punk so we get to keep our edge as we age!
Another great video. Thanks for the company 🙂
I buy the travel size mascara. Since I only use it a few times a month. If that. Then i replace it yearly!
@janegerow5974 that.. omg, yes, that makes *so* much sense!
Love you and your channel. Just found u a couple weeks ago. I am 76 & have been retired for 18 years. I live in the US in Michigan. I have also cut stuff out through the years. One thing you NEED to replace is that mascara. They should be replaced after 1 year. You don't want an eye infection. I have a high school friend who lives in Sardis B C ( I think). Please keep making videos. Your voice is so soothing. Thanks for cheering us solo silver seniors on!😁
I have two sisters who go to a nail salon regularly, as well as get massages and facials. But I rarely do and that 0:40 saves me $$. I henna my hair and trim it myself and only get a professional cut once or twice a year. I do pay for cable, water filtration and grocery delivery and the cost is worth it to me. It’s also worth it to me to buy quality face/neck/eye products but I use little makeup, and the makeup I buy is not pricey.
Thanks for sharing
I’m a 66 and have been cutting my hair since I was 21, therefore I still have a 1980s bob. I started going grey in my 20s and have never dyed it. I’m almost a clone of you including the shopping trolley and toaster oven.
One more thing, I do everything I can to avoid paying interest. I find time-set, free financing on larger purchases. Also, I pay extra money toward my mortgage principal whenever I can. It adds up, will pay off my mortgage sooner, and can save me a lot of money on interest.
Yes! Paying extra on mortgage is awesome! I had a 30 year mortgage, and also lost my job and had to move elsewhere, paying rent as well - yikes! But friends rented my house for a little while, saving us both some money, and then thanks to a couple years of much higher salary, I managed to pay it off in 10 years! A refinance in there really helped too.
Good idea, I always pay things off sooner than required, and avoid fees, but sometimes, make use of a low interest loan at the Credit Union. Social Security and a small pension don't go far. Even with the best made plans sometimes life happens.
How I wish I didn’t have to colour my hair, but at 68 my hair is still brown and doesn’t have enough grey.
I buy bottled water and also have a water filter jug.
Rarely got to coffee shops now.
I’m with you on all the rest. 👍
I bet your natural hair is beautiful! I'm younger than you and my hair is also brown with a little grey - but I don't bother coloring it. I guess it doesn't look too bad because a couple male friends asked me out recently! 🙂
Thank you for sharing all your wisdom with us. Infinite Blessings ~~~
I live in the UK (used to live in Ottawa) and here on most cosmetics there is a recommendation to discard them usually after 12 months after opening. mascara has a much shorter use life due to concerns about eye infections. I like your podcast very much it bridges and reminds me of my life both in Canada and in the UK. I am 76 years old and agree with all you have said about living a full life in retirement. My one regret is not retiring until I was 65 when I could have left work at 55.
I'm 50 soon 🙂 and contemplating these things (and what will retirement look like for me). Do you mind me asking? What put you off retiring at 55 if you were able to do that? Thanks Sue x
as I think I said my priority was a comfortable old age and that meant more pension. And it has worked out monetary wise. Also, I was frightened that I would not have enough to keep me engaged with life as work had/was my main focus. Watching channels of people who have retired at 55 I realise it was a mistake. My priorites were wrong : living one's best life should be the priority.
Love this.The point is to be intentional about indulgences that matter to us personally. It's worth it to do tests; sometimes items that cost less are as good or better! Pre-made foods are super-expensive, full of salt, carbs, & preservatives, + a ton of packaging waste. Now I cook a batch of healthy food that I eat all week; it's so nice not to worry abt dinner every night! I only dine out occasionally at (mostly local) places that give me real pleasure. 😊
Mascara goes bad. I once got an eye infection after using year old mascara.
Me too!! Need to read labels now..make sure it is NOT made overseas!! 😮
Agreed about mascaras.
IM 78 and been buying Lancome make up since the 80s. I believe I look fresher and not ragged out. Still get my hair cut every 8 weeks. I don't have grey hair!! It's at the temples. Growing old doesn't mean giving up my favorite things . At 78 and don't want to get "THAT OLD PEOPLE SMELL." ITS REAL!! I'LL NEVER GIVE UP BATHING ON A REGULAR BASIS. GUESS I DINT WANT TO SIT AROUND AND GROW OLD GRACEFULLY!!
I stopped buying canned soup during the pandemic. I realized one day that I still felt hungry after eating one of these products at lunch. I looked at the list of bad ingredients and just said no more. Now, I make my own broth. I use half a chicken, fresh veggies or beef bones. I even formed a relationship with a local farm for the beef bones, and they're actually cheaper than getting the bones at my local supermarket. Every once in a while, I'll get a call from the farm to come and pick up some free extras! I keep the broth frozen, and thaw them when I want to make soup. It's a little more work, but since I'm now retired I enjoy the process and actually have nutritious, filling and delicious soup whenever I want it.
I cancelled cable TV and I bought an antenna… I get seven channels and that includes all the major networks so I’m just fine with that. I used to have Netflix, but I cancelled that because I was watching too much…and I’m much happier for that decision.
I shop at thrift stores. I've found some amazing deals, on kitchenware mostly, even brand new, high-end name brand stuff for cheap. There are several thrift stores in my community and there is no stigma attached to shopping them. They are non-profit so the proceeds are funneled back to the community to help those in need. Win-win.
You can get mascara and lip gloss in the Dollar Tree.
Regarding makeup, I’ve heard it suggested that you should discard makeup (especially face creams, foundations, moisturizers and the like - products you would apply with your hands) after 3 months because of bacteria accumulation. Not sure about lipsticks. I’m retired also and have implemented most of your suggestions over the years (especially the hair colouring!). Cheers!
Not bottled water! Toxic plastics! I use two portable filters : GRAYL and LARQ. Grayl takes a bit of muscle to move the water through the filter. Larq uses both ultraviolet light for bacteria and a filter for the rest of contaminates, and is easier to use. It's always good to have two options, however!
I’m with you on everything… but the hair and makeup and Shampoo…. I’m still top shelf on those…it makes me feel special 😊