Don't invest FD for 8yrs period 💯 because, that is low intrest FD Means 1or3 years FD and loop that period with same plan will get more interest compared to 8yrs FD
@@AnJe.. Loop means Instead of 8yrs plan You divide your money into 3parts, 1. 1yr FD 2. 2yr FD 3. 3yr FD Now, after 1yr, 1. Matured your 1st FD Athaa interest oda 3yrs FD la podunga Now,after 2yr, 2. Matured your 2nd FD Athaa interest oda 3yrs FD la podunga 3. Matured 3rd yr, Withdrawal your all FDs and enjoy your 8 yr after commitments with more interest % compared to single 8yr FD With tax benefits
In banks auto sweep mode is also available. I. E., u can earn fd rate on your savings beyond certain balance, which is more lucrative. This also u can add in your video
Hii Mam எனக்கு ஒரு சந்தேகம் சேமிப்பு வங்கி கணக்கில் இருக்கும் இருப்புத் தொகைக்கு வரி செலுத்த வேண்டும் என்று பரிந்துரைக்கிரார் எவ்வளவு வரி செலுத்த வேண்டும்
Account la irukra cash ku irukathu bro antha amount ku avaga interest kodupanga athuku than tax pannanum....Athalam 10 crore mela account la vachurukuruvan than irukum
1. Not covered the tax rate applicable on the maturity amount 2. Pre mature closure of FD charges not covered 3. FD can be used as security to take loans or any other instruments? 4. Its completely misleading information to compare the Bank rates with small finance company rates. 5. Title also misleading information
Akka small finance bank la risk adikam nu soluringa I choose panadu equitas bank but ninga risk nu soluringa nambii podalama ila normal private sector bank la yae podalama ka
Small finance bank fd up to 5 lakhs guranteed by rbi subsidiary co of DICGC ( Direct Credit Gurantee Corooration. All psu and pvt alzo up to 5 Laks only gursnteed by DICGC.
Hi உங்க வீடியோ சமீபமா பாத்துட்டு இருக்கன் மிகவும் பயனுள்ளதாக யஇ ருக்கு 👌👌முதலீடு பற்றி வீடியோ போட்டு இருந்திங்க றது RD. Sip. PPF. இது முழுவதும் gaverment சம்மந்தப்பட்டதா இதை பயன்படுத்து வது ப்ளீஸ் Riplea பண்ணுக
Akka en appa oru 2 years munnadi oru tv 5000₹ chinnatha vangunaru aprom damage nu atha thiripi kuduthom marubadium vanthu damage achu thirippi kuduthom ippo varaikum entha response um pannala ippo enna panrathu 🥺
Kindly make a video on TDS for FDs made through OONLINE mode Eg : KVB has no waiver option in online mode. We have to inform the bank everytime you book an FD How things fare with other banks ? When to submit forms 15G/H for FDs submitted in the current financial year ? Do delve into other nuances in FD.
Even if do not submit form 15H, Banks will not deduct TDS upto Rs. 40000/- from interest paid on FDs and upto Rs. 10000/ from interest paid on SB Account deposit money. Even if they deduct, you can file IT return and get refunded the TDS amount deducted if your taxable amount is less than Rs. 7Lakhs in a year.
Madam na eb bill amt 275 cutuna.... Amt eduthukutaaga... Aanareceipt register aaagala.... Amt pay pani 5 days aaguthu refund kooda panala enna pandrathu konjo solungala
Yes ,not directly on 12% club but Via BharathPe you can do that to previously if you invested means only...but in mobikwik 12% flexi returns 12.99% in 3months lock-in return in mobikwik xtra
If you take the number of banks which had become bankrupted in the last two years, 99.5% of the banks are cooperative banks and almost very negligible amount of Small Finance Bank and scheduled Commercial banks. Hence, if anyone is interested in the safety of their hard earned money, then they have to avoid depositing in cooperative banks and restrict their investments in SFB upto a maximum of Rs. 5 Lakhs, if they want to get maximum return on their investment and safety of their investment.
எனக்கு சிறு வங்கிகளில் FD போடலாமா என்று சந்தேகம் இருந்தது. இந்த சந்தேகம் தங்கள் விளக்கத்தால் தீர்ந்தது. இனி தைரியமாக ரூ.5.00 லட்சம் வரையில் வைப்பு நிதியில் சேமிப்பேன். மிக்க நன்றி.
காலை வணக்கம் சகோதரி... நான் தனிநபர் கடன் வாங்கினேன் செலுத்தும் தேதி 30,1-ம்தேதிக்கு பிறகுதான் சம்பளம்.கடன் செலுத்தும் தேதியை 7ம் தேதிக்கு மாற்ற முடியுமா? என்ன வழிமுறை...தயவு செய்து பதில் கூறவும்.....நன்றி.....
Pl donot confuse public with regular interest with compound interest . A ordinary qtly interest if it is 7% it will be nearly 8.5% as compound interest
Thank you for your all videos.Each video is a gem and bless you for all types of information in the videos.I think you are aware that it is helping senior citizens housewives and all unprivileged people like me to know the latest trending developments in our country.Today in Times of India paper that is 16thdecember 2024 they havean advertisement called Jana small finance bank which is giving a big interest.Can you give me the detail of that bank. Thank you very much 🎉.
Hello Yuvarani madam, Example naan oru gold ring vaanganum but online la vaanguna best ah, illa offline la vaanguna best ah? Amount save panna ethu best & safe trust bill documents yallam online way correct ah illa offline way shop best ah? Shop la I mean small gold shop not a showroom ,Avanga solra price correct ah irukumaa? Illana onlin la show panra price correct ah irukumaa?
![fixed deposit-ஆ விட சூப்பரான 5 திட்டங்கள் | Top 5 alternative ideas for [ Fixed Deposits ] schemes](http://i.ytimg.com/vi/2Sxi16cgn8U/mqdefault.jpg)
Download ffreedom app:- ffdm.app/awQi
60வயது முதல்
Above 60
சகோதரி தங்கள்சேவை மிகவும்கடினமானது தொடர வாழ்த்துக்கள்.
நீங்க நிஜமாவே இளவரசி தான்!
தமிழில் கலக்குவது அருமை!
தங்கம் ❤ சூப்பர் உங்கள் அனைத்து வீடியோவையும் பார்த்து வியந்துள்ளேன் ❤❤❤❤
03:48 - Two types of FD
Good knowledge and good explanation...... thank you for letting us know about FB in detail manner.... I thank you and your team to deliver this
Don't invest FD for 8yrs period 💯 because, that is low intrest
FD Means 1or3 years FD and loop that period with same plan will get more interest compared to 8yrs FD
Sorry, I don't get the meaning of "loop that period with same plan"
@@AnJe.. Loop means
Instead of 8yrs plan
You divide your money into 3parts,
1. 1yr FD
2. 2yr FD
3. 3yr FD
Now, after 1yr,
1. Matured your 1st FD
Athaa interest oda 3yrs FD la podunga
Now,after 2yr,
2. Matured your 2nd FD
Athaa interest oda 3yrs FD la podunga
3. Matured 3rd yr,
Withdrawal your all FDs and enjoy your 8 yr after commitments with more interest % compared to single 8yr FD
With tax benefits
Lllllll@@deepakvvelusamy
Thank u
Very very good information madem. Very very thanks. Madem.
In banks auto sweep mode is also available. I. E., u can earn fd rate on your savings beyond certain balance, which is more lucrative. This also u can add in your video
Yes
நல்ல பயனுள்ள தகவல் நன்றி
Nicely presented.... kudos
Thanks a lot 😊
அருமை ❤️🎉🔥💓 அழக சொல்லுறீங்க சிறப்பு இ🎉❤ இறைவன் அருளால் அனைவரும் நல்லா இருக்க வேண்டும் ❤️🎉❤
உங்கள் ஆதரவுக்கு மிக்க நன்றி
Neenga semma flow ah pesureenga.. nice
Thanks @vinothkumarkaruppaiah4462
Neenga romba piditcum I love ur knowledge
Hii Mam
எனக்கு ஒரு சந்தேகம் சேமிப்பு வங்கி கணக்கில் இருக்கும் இருப்புத் தொகைக்கு வரி செலுத்த வேண்டும் என்று பரிந்துரைக்கிரார் எவ்வளவு வரி செலுத்த வேண்டும்
அது நாம் கணக்கு வைத்து இருக்கு வங்கியை பொறுத்து
Account la irukra cash ku irukathu bro antha amount ku avaga interest kodupanga athuku than tax pannanum....Athalam 10 crore mela account la vachurukuruvan than irukum
@@ramesh-i3o ok bro
1. Not covered the tax rate applicable on the maturity amount
2. Pre mature closure of FD charges not covered
3. FD can be used as security to take loans or any other instruments?
4. Its completely misleading information to compare the Bank rates with small finance company rates.
5. Title also misleading information
Nice comment.
Mr.Karthykeyan
All" Small Finance BANK"
only they're putting not as "company"
Uvarani. Small fine bank highly risk for my hard earned maney so suggest correctly to regain vapase (return) ok.
Akka small finance bank la risk adikam nu soluringa I choose panadu equitas bank but ninga risk nu soluringa nambii podalama ila normal private sector bank la yae podalama ka
Small finance bank fd up to 5 lakhs guranteed by rbi subsidiary co of DICGC ( Direct Credit Gurantee Corooration.
All psu and pvt alzo up to 5 Laks only gursnteed by DICGC.
Equitas SFB OK.
Highly useful video thanks, But @9:42 athu thappu illanu solavanthurukingala
Hi உங்க வீடியோ சமீபமா பாத்துட்டு இருக்கன் மிகவும் பயனுள்ளதாக யஇ ருக்கு 👌👌முதலீடு பற்றி வீடியோ போட்டு இருந்திங்க றது RD. Sip. PPF. இது முழுவதும் gaverment சம்மந்தப்பட்டதா இதை பயன்படுத்து வது ப்ளீஸ் Riplea பண்ணுக
Fantastic program... Congratulations mam.
Hi mam unga videos recent days la naa niraya paathutrukken romba romba useful ah informative ah irukku
Thank u so much
Hi @nsknsk. Thanks For Your Support. Keep Watching and Share your Friends and Families
10%TDS deducted if you receive 40,000 Rs above as the interest. Then it shall be deduction of 4000RS from it, in a year.
Good explanation. Thanks
why not co operative banks not prefered in TN? prefered small finance banks also
அடித்தட்டு மக்களுக்கு புரியும்படி சுறுக்கமாக சொல்லவும்
Kandipaga
Akka en appa oru 2 years munnadi oru tv 5000₹ chinnatha vangunaru aprom damage nu atha thiripi kuduthom marubadium vanthu damage achu thirippi kuduthom ippo varaikum entha response um pannala ippo enna panrathu 🥺
Thanks for your information news super mam❤
welcome @rekhamagesh787
Co operative bank ஐ ஏன் ஒதுக்கி வைத்தீர்கள்
Invest in etf you can get 10 to 12 per and then some amount in stocks and sgb it will beat this fd investment.
Kindly make a video on TDS for FDs made through OONLINE mode
Eg : KVB has no waiver option in online mode. We have to inform the bank everytime you book an FD
How things fare with other banks ?
When to submit forms 15G/H for FDs submitted in the current financial year ?
Do delve into other nuances in FD.
U have waiver option in mobile banking dlite app itself
Sure. We Upload
Even if do not submit form 15H, Banks will not deduct TDS upto Rs. 40000/- from interest paid on FDs and upto Rs. 10000/ from interest paid on SB Account deposit money.
Even if they deduct, you can file IT return and get refunded the TDS amount deducted if your taxable amount is less than Rs. 7Lakhs in a year.
Tnsc bank. Schuduled and apex bank more than 100 years old strong bank🎉
Hi Yuvarani, make a video about sweeping FD
Good. Thanks mam.
Welcome
தங்கை விவரமாக சொன்னதற்கு நன்றி
good explanation 👍
Madam na eb bill amt 275 cutuna.... Amt eduthukutaaga... Aanareceipt register aaagala.... Amt pay pani 5 days aaguthu refund kooda panala enna pandrathu konjo solungala
Hi, Yuvarani.. Can u explain about Flexi FD on MobiKwik Xtra and BharathPe FD investment both on lendbox 12%
Dont invest
12% club not accepting any more investments
Yes ,not directly on 12% club but Via BharathPe you can do that to previously if you invested means only...but in mobikwik 12% flexi returns 12.99% in 3months lock-in return in mobikwik xtra
Yuvarani can you explain about this app plz
11:33 hi sisters india co operative credit society Ltd ல் FD ku 11.5 ℅ kitaikuthu 11:33 yearly ku entha bank pathi explain please
Gpay la amount wrong sent money, எப்படி recovery செய்வது
You can refer this link ll be useful.
When you calculate anything in %. That makes significant difference. when your unit of calculation changes.. eg thousand - Lakh. 😊
If you take the number of banks which had become bankrupted in the last two years, 99.5% of the banks are cooperative banks and almost very negligible amount of Small Finance Bank and scheduled Commercial banks.
Hence, if anyone is interested in the safety of their hard earned money, then they have to avoid depositing in cooperative banks and restrict their investments in SFB upto a maximum of Rs. 5 Lakhs, if they want to get maximum return on their investment and safety of their investment.
Akka myv3 ad pathi video podunga nambalama namba kudatha
Very good info ❤❤❤
Super sister 👍
Fixed deposit interest and savings bank interest ITR SECTION and Tax Exemption limit detail video poduga mattum... Plz
Kindly make similar video for. RD also
Watch our Videos
@@ffreedomapptamil kindly share link ASAP
Thanks
welcome
Lic policy பற்றி சொல்லுங்கள்
Semma mass.. Pongoooo🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉
எனக்கு சிறு வங்கிகளில் FD போடலாமா என்று சந்தேகம் இருந்தது. இந்த சந்தேகம் தங்கள் விளக்கத்தால் தீர்ந்தது. இனி தைரியமாக ரூ.5.00 லட்சம் வரையில் வைப்பு நிதியில் சேமிப்பேன்.
மிக்க நன்றி.
Nice video🎉🎉🎉
Thanks 🤗
Tqmam
welcome @krishindira9234
One doubt..Govt சீனியர் citizen scheme is exempted from tax or not. Pl. reply
பணத்தை வங்கியில் போடுவானேன் அதற்கு வருமான வரி கட்டுவானேன் . இரண்டுமே வேண்டாம் சுப்ரமணியசாமி வந்தால் வருமானவரி போய்விடும் ஆனால் மோடி செய்யமாட்டார்.
Fixed deposit interest and savings bank interest ITR SECTION and Tax Exemption limit detail video poduga mattum
antha bank nalla bank sollunga interst kammi iruthalum paravala safe mukkiyum
Good information.
Fantastic ma.thank u.
வட்டி குறைவாக இருந்தாலும் அரசு வங்கிகளை பாதுகாப்பானவை....சரியா
Invest in Co operative Bank Safe and Secure (Time & Patience Important)
Yes
Pankajam
Super senior citizens are not
eligible for any rebate. Why?
Not able to understand.
Very good
Thanks
Nalla karutthu 👏👏👏👏👏👏🦚
Thanks
எந்த வயதிலிருந்து சீனியர் சிட்டிசன். யாராவது தெரிந்தவர்கள் பதில் கூறவும்
50 Age
@@jesusstudenteducation6 thank you very much
60
@@mariajohndurairaj1049 நன்றி
60
காலை வணக்கம் சகோதரி... நான் தனிநபர் கடன் வாங்கினேன் செலுத்தும் தேதி 30,1-ம்தேதிக்கு பிறகுதான் சம்பளம்.கடன் செலுத்தும் தேதியை 7ம் தேதிக்கு மாற்ற முடியுமா? என்ன வழிமுறை...தயவு செய்து பதில் கூறவும்.....நன்றி.....
சின்ன Amount 10000 இருந்தா இதை எப்படி அதிக படுத்துவது
Deposit amount gst pudippangala pls sollunga
Mam your videos are really helpful for us. Thanks. Mam what is the yearly cost to maintain account in nationalised bank vs private banks ?
Will upload soon
0:18
super ma
Pl donot confuse public with regular interest with compound interest . A ordinary qtly interest if it is 7% it will be nearly 8.5% as compound interest
இந்தபேங்ள எல்லாம் முதலுக்கு முதலும் போயி 300தரம் வயித்தாலயும்போயிடும்😊😊
Apo FD la 1 L Poota monthly Vatti kadaikatha annually tha kadaikuma 🙄
Same doubt 😢
Can I know about the rate of interest in union Bank of India?
Why should not prefer co-operative Banks
Interest is low
Super uvarani.
Cooperative banks are too better than small finance banks mam
Where can I studies this kind of information related books
Plz give a reply
thank you sister
❤❤❤ good
Thank you for your all videos.Each video is a gem and bless you for all types of information in the videos.I think you are aware that it is helping senior citizens housewives and all unprivileged people like me to know the latest trending developments in our country.Today in Times of India paper that is 16thdecember 2024 they havean advertisement called Jana small finance bank which is giving a big interest.Can you give me the detail of that bank. Thank you very much 🎉.
Can you share present fd rate of interest rates plz
montly income scheme details already post office now but another scheme tell be ..
HDFC savings plan
It's better monthly income plan
What about Repco bank?
Good
To my knowledge filing of 15H form does not arise. But they are asking why. Taking into account of depositing Rs 5 lakhs
Super ❤❤❤ akka
Recurring deposit na ena sister
Make one video about sip
Sure @israrahmed906
What is the max. amount we save in F.D account
Mutual fund discussion pannuinga mam
Hi madam, need some information about gold loan by bank
Upload on our channel. Once check
Fd la monthly monthly interest collect panika mudiyuma?
நான் NRI .
என்னால் sip செய்ய முடியுமா...
Niga insurance policy la investment panalam sir... Well return kedaikuthu
Ulip plan la investment panalam
செய்ய முடியும்
செய்ய முடியும் sir
I prefer FD
U got lot money
60 years senior citizens
Hello Yuvarani madam, Example naan oru gold ring vaanganum but online la vaanguna best ah, illa offline la vaanguna best ah? Amount save panna ethu best & safe trust bill documents yallam online way correct ah illa offline way shop best ah? Shop la I mean small gold shop not a showroom ,Avanga solra price correct ah irukumaa? Illana onlin la show panra price correct ah irukumaa?
Sister my son 16 year & daughter 13 years want student bank account
Witch one best or any video
IDFC bank gives high interst 8
Okay
I am an insurance agent. Can a person pay five crore of rupees premium annually
Profit இல்லாத scheme எல்லாம் வீடியோ போட்டு ஏன் நேரத்தை வீனாக்குறீங்க நன்றி நன்றி நன்றி வாழ்க வளமுடன் வாழ்க வாழ்க வாழ்க
What about sbi interest rate
Akka eb pathi sollunga ka
ok