23-Year-Old Turns Minimum Wage Jobs Into Massive Savings!
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- Опубліковано 11 лип 2024
- 🔥 🌟 Meet Noah, 23-year-old with GOLD Finances🌟
In this episode, we diving into the incredible story of Noah, a young man who's defied the odds by amassing a staggering net worth of $150,000, all while earning low wages jobs. Noah's journey is a testament to the power of strategic financial planning, frugality, and sheer determination.
🚀 What's Inside:
The Frugal Life of Noah: Discover how Noah's everyday choices, from budgeting to lifestyle decisions, have fueled his financial success.
The Overtime Strategy: Learn how Noah maximizes his earnings by embracing overtime opportunities and why this has been a game changer.
Smart Saving Habits: Uncover the techniques Noah uses to save a significant portion of his income, despite the challenges of a low-paying job.
Investing Wisely: Get insights into Noah's approach to investing, which has significantly contributed to growing his net worth.
Financial Goals & Milestones: Follow Noah's roadmap to setting and achieving his financial goals.
🔥 Noah's story is more than just numbers; it's about breaking stereotypes and proving that with the right mindset and strategies, financial success is achievable, even on a low starting wage.
#FinancialFreedom #FrugalLiving #SmartInvesting #SuccessStory #MoneyManagement
🔔 Subscribe for more Finance Action: www.youtube.com/@itsromainfaure/?sub_...
📺 New to Finance Action? PLAYLIST Start Here- • Finance Action
🕒TIMESTAMPS🕒
0:00 PARTY STARTS
01:40 WHAT THE HECK IS GOING ON?
03:10 INCOME & ASSETS
11:39 EXPENSES & DEBT
21:25 THE MONEY CASE
24:15 WHAT TO DO?
38:40 WILL HE TAKE ACTION?
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Want to be on Financial Action and you're able to film in the Las Vegas area? Email me at romainfaurechannel@gmail.com
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Editor: Danica Studioso (www.danicaedits.com/)
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Disclaimer: Please be aware that this video and all other content produced by Romain Faure are not intended to serve as investment guidance or formal financial advice. The information presented is solely for entertainment and educational objectives. The money displayed in our video podcast is for entertainment purposes only and is not real currency. All cash shown is prop money, and should not be mistaken for genuine legal tender. Please enjoy our content responsibly!
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Financial education, Finance Action, American debt, personal finance, budget money debt cash, how to invest in real estate, how to start in real estate, rental property, investment property, compound interest, buying house, insurance, save, buy, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, financial independence retire early, how to pay off student loans fast, debt payoff, how to make money, get rich quick, get rich, make money online, net worth, loans, credit score, should I go to college, college debt, student loan forgiveness, debt free community, student loan, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, car payments, credit card debt, debt, credit card, payday loans, car debt, The Dave Ramsey Show, The Plain Bagel, The Rich Dad Channel, Graham Stephan, Meet Kevin, Ryan Pineda, Elena Taber, Noelle Randall, Lili Thompson, John Olfert, Bigger Pockets, Caleb Kids Show, Dave Ramsey Live, Caleb Hammer, Coffeezilla, Bridgette Wilson, John Oliver, Che and Cherice, Caleb Maupin, inflation, manifestation.
This is a good example of how a good support system and opportunities can help at a very young age.
Valid points :)
This guy is impressive! Real FIRE hero! Bet his mental health is also very good 😂
So true.
Wow he’s doing really well at a young age. Good for him for understanding delayed gratification early.
Living with your parents sure helps save money!!
A future millionaire for sure.
Most likely a decamillionnaire. The only concerns are the possible losses in the market, and keeping so much cash doing nothing. On the follow up he said he opened a HYSA and a Roth IRA but who knows how much was put into that? But the behaviors of staying out of bad debt, saving huge amounts of money and not being materialistic are HUGE. Well done, young man.
it's not about how much money you make, it's what you spend your money on
Spot on.
ABSOLUTELY THIS!! I lived alone in the 90's and made ONLY $25K/yr in today's money. I was perfectly comfortable. Owned a car, had a nice 2 bedroom apt in a safe neighborhood etc... You said the quote of my life: "It's not what you make, it's what you do with it."
And what you don’t spend money on…
You need more people like this on your show. Here is a young man who understands what it means to live beneath one’s means. He will be a millionaire before you know it. 👍
Great point - I take notes 👍
Very nice to see a young and grateful young man who is eager to learn more about how he can be financially savvy to better not only himself but also his future family.
He is blessed to have his parents’ financial assistance but that shouldn’t be used against him negatively. His parents did a wonderful job raising him by showing him how they were able to dig their way from financial struggle (as he had told us) to being financially secure, which in turn made him into a financially responsible young man today who is still humble enough to seek others to become even more successful.
This episode was refreshing... Somebody that is actually doing well financially. There is hope for the rest of us to get our finances in order too. The hole for some is just deeper to get out of.
Thank you :) yes I am trying to bring a fair variety of stories 👍
The guy doesn't have to pay rent etc
@@ItDoesntMATTERwhatYourNameIS What is the etc? There is none.
@leroyj62 he doesn't pay for any bills
Not hard to figure out living with mommy and daddy
No rent
No grocery bill
No phone bill
Daaauh
What I did like about this young man is that he seems to be aware of the help he had received with his financially savvy environment and zero living expenses! I am glad that he offered to help his parents. When people fail to acknowledge their advantages, it can be quite irritating, but I did not feel that this guy has any conceit at all. Thank you for the video!
Yes this young gentleman is very aware of his situation and of the cards available to him 😊 he will succeed!
Many people don’t have the privilege to live at home rent free or have expenses covered by their parents so some negative comments are probably due to jealousy. When I was totally on my own at 19, I was jealous of people who could live at home. Many people can’t, for a variety of reasons. That said, he is an inspiration and has such an amazing attitude. Many others in his position would not save as much as he does. Love that you feature guests in a variety of situations.
Thank you for noting that we indeed focus on a very vast range of stories and background!
definitely benefits by parents covering one of the largest costs for most adults.
regardless, admirable use of that opportunity to build his first 100k already! most people who have the extra cash would simply blow it
Basically exactly my thoughts. Huge advantage to be sure but taking absolute advantage of it on an elite level. 95%+ of people living at home blow money like crazy. They finance luxury cars for 84 months at 16% APR, get bottle service, buy clothes every week and save absolutely nothing.
Stay home with your parents as long as possible. Stack up cash and buy a house. Not rent away the money BUT he IS taking advantage of his dad's sense of pride. I fpund a way to give money to my parents who refused. I would routinely put money in my mom's purse for rent, electric, and phone. Helped if some expense came up with my soblings, and, when I could, added extra for the phone. I did this as a full-time student, with two part-time jobs. Never take advantage of generosity🙂💛
And this is why i encourage my sons to stay home as long as they want as long as there stacking up on savings and there investments.. when there ready they can do what they want..
Good strategy!
Noah, you are the example of what young men should be striving for at 23, a productive citizen. That you offered to pay your parents rent tells me that you understand what your parents are doing for you. Show these folks in the comments . It's sad we celebrate, ppl who struggling like many of us and try to chop down the one tree that's producing fruit. Go see the world and come back and show these folks in the comments what its like to be able to travel, without debt around your neck. Good luck to you young man. Safe travels
Excellent comment! Thank you!
This guy got the widest smile I ever seen ear to ear smile I guess that the smile of someone who got money 😂
🤣
Glad to see the episode. I missed not having an episode last week.
2 more ☺️
Great to see this young man doing so well, bravo. My concern for him is his use of pot, it’s a danger to his health, especially his mental health and he really needs to address this or get some help as it will catch up with him. I would also advise him to clear his student debt and continue to save and invest. Dave Ramsey’s advice and experience on how to avoid debt and build wealth is imo, spot on. This is not to be in any way dis respectful to Romain (love the channel) but the advice on keeping the student debt is imo, mis guided.
What a smart and hardworking guy - big kudos to him!
Let’s go :)
Discovered this channel tonight, binged a few videos. Great content, subscribed! Look forward to watching more of your content.
Welcome on board ⭐️
A lot of people drinking the Hater-raid in the comments about him living at home, but yet what do we see today? People moving back home because they overpaid for their house and can't afford their truck payments
If it works for both parties, there should be no rush to leave the house.
FACTS!!!!!!
I don’t know why Americans think moving out is such a big accomplishment. It is a very strange cultural thing. If you move out but you barely have any money you might as well have stayed with your parents. Most people under 30 I know are struggling unless they are married and that is only because then they have two incomes. If they were not married they wouldn’t be doing well living in their own.
23 year olds have every reason to live at home. Those “haters” are probably $100k in debt. Also I am American and I have this opinion
@@la6136 It's not always about the accomplishment, but rather the escape. Home life can be extremely dysfunctional in the USA, as most marriages end in divorce, and this causes a lot of single parent households, often with poverty as an additional stressor. The USA also is a place in which mental health assistance can be unaffordable, so being at home is not necessarily a safe space for a lot of kids and young adults.
I hope everything goes well with him becoming a chef. 👌
this is the first guy I seen that has his finances in order. He seems pretty smart. Only thing I I think is. he can increase his overall income.
We have other videos of positive great stories as well :) I invite you to check them out ☺️
Best episode ever🎉
Lots of haters in the comment section. I’m sure it’s because of jealousy.😂
I appreciate thank you :)
Wow, it is amazing how much confidence coming from a financially stable person.
Fair point!
This is one of the most inspirational videos I’ve ever seen. Taking what is given/available to you and making the most out of it!
Amazing comment! Love to hear that and your positive thoughts :)
You know, if he were to put 100k into hysa at 5.35% he would have 5350 annual yield! That's about 445 usd a month! Now of course not quite because of taxes but still!
I love this story! He has *ALL* my admiration. 🙌
Thank you for the kind comment!
For the love of god mate, do not day trade.
Agreed !
I love that you’re showing this side of finances! He is a very focused, driven and hardworking. Those qualities are so key. Way to go! 💵💵💵
Absolutely!!
This was my favourite episode, we don't see enough stories like this. I live at home with a pretty amazing savings rate thanks to my mom and it is so refreshing to see this type of positive content.
More to come!
I really liked this video. What an articulate, young guy. Hes done his research, and hes on an amazing journey in life.
Another great discussion to help me on my financial freedom journey. Thanks Romain!
Glad you enjoyed it! Thank you for watching😊
Impressive young man! Kudos!
Let’s go !!! Yes he is doing awesome :)
“My parents never gave me a cent” Lives with his parents rent free and has all his bills payed for 😂😂 come on man.
I agree that the parents are making a significant financial contribution. It really should be figured in.
Fair point 👌
True, but even so I have so many friends who are in their 30s still living with their parents with nothing to their name. Staying at home with my single mother was not a possibility for me but it is for him and he has taken full advantage of it.
Ha as soon as I turned 18, I had to start paying half the rent to my parent!!!
@@robertosalazar9676I do think that’s a great point. A lot of people live with their parents for free or cheap so they can spend like they make more money than they make. Or they end up back at their parent’s because they dug themselves into a hole and felt they now had to live at their parent’s house to get back to square one. Not everyone utilizes their family’s kindness as an opportunity to make serious positive strides in their finances.
Romain, I appreciate and enjoy watching the content you produce so much. I am currently studying at Said Business School, and I see the same structured, engaged, and calm approach in the MBA students here. Good luck with growing your channel. I will definitely follow along!
That’s excellent ! Congratulations pursuing your MBA mate, I enjoyed going through mine :) I appreciate your support and I look forward to reading more of your comments 👌
Salut Romain! I can’t tell you how much I appreciate this episode. It’s not often we see a smart young man with so much potential. You gave some great advice and it looks like it will really pay off. Bon travaille!
Merci bien! :)
What a great success story! Well done! Noah deserves to be congratulated for his efforts. I wish him all the best for the future too....
Noah is running! He just left for EUROPE!
and giving up freedom is not easy, lots of people i know personally even prefer to take out debt instead of live with parents and give up freedom. Good on this guy, good family support. Maybe try to do this with friends and family and roomates if you don't have parents...
Kudos. He works hard and takes initiative.
Yes he is sharp !
Both of you are awesome. I wish I would have met someone like you when I was beginning my journey
I hope your journey has gone well too :)
I really love videos on people who are actually doing good but could be doing better! This is so helpful Romain, thank you for this content!
Thank you ! We have a couple of people doing good coming through !
My daughter and SIL have rented rooms to traveling nurses. They make $850 a month per room and seldom see these renters.
Good info 👍
Well done! So many young people have the advantage of living with their parents into their 20s and just waste the opportunity. I don’t understand the negative comments.
This guy has done really well and has a good head on his shoulders.
This is the kind of guy who would help his parent's out if they ever needed it. Solid family!
Noah is SOLID!
Great mindset 👍
Spot on!
Tbh it'll be hard for him to find a place under 1100 in SC unless he goes to the upstate parts. Most of Summerville, Goosecreek, and the surrounding areas of Charleston are about 1400-1600 for a 1 br rn. 2brs go for around 1600-1800 and 3brs can be anywhere from 1800-2600. I've also found it hard to find and get into low income or income based housing. South Carolina is a beautiful state but affordable housing is extremely hard to find and pay isn't going up any to help the difference
Noah, you are amazing. Enjoy your travels, you will not regret the experience. Bonne Voyage !
He is on his way, next destination: EUROPE!
@@itsRomainFaure Excellent ! Thank you for bringing all of these wonderful people, each individual, to us. Helen
Amazing work, Noah! You are going to achieve home ownership, for sure, and I'm confident you will be able to tackle the maintenance on your own.
Noah is sharp! I agree :)
He needs to start paying bills. He is in a great spot. It would be a good thing for him to get out on his own.
He is about to ! Most recent update he quit his job and going to Europe to develop his passion as a chef !
Good point but if I was in the position to have my children establish a future instead of paying bills then why not? Maybe just get dad really nice gifts that he wouldn't normally buy himself. Lawnmower. Get the car detailed etc.
@@robertosalazar9676 not sure about the gift part :) but could try help in other ways indeed 👍
It is important that an individual leaves the nest. If he wasn’t in the spot finically to do so that’s one thing. I like when Dave says an eagle that doesn’t leave the nest is known as a turkey. He needs to fly, he is doing so well.
@@danielford2369dude lol look at your profile you have no room to talk… you seem like such a goofy guy so don’t worry about other people being responsible and go back to riding Dave’s D
It seems crazy to me that in the US it's better for you to take on debt even if you don't really need it. All because of your credit score. Here in Switzerland this is not yet the case and I really hope it's not where we're going as well. So far where I live, they will check your credit score if you want a mortgage but the rate you receive does not depend on your specific number. It just matters if your number is above a certain threshold for them to approve you for the loan. Romain, how is this handled in France?
Thanks for sharing your experience mate, I actually lived in Swiss for 5 years near Montreux. As for France, we do not have a credit score but the bank will dive into your accounts activity and check your balances, etc. Very similar to your process in Swiss. Buying a house in the US will also require you to show proof, more than just a score.
It’s not better to take on debt. Debt should be paid down as quickly as humanly possible anywhere on the planet I’m pretty sure
I’m happy for him! He’s made smart and sensible choices. I’d love love loveeeee to move back in with my parents. I’d save so much money. I wish him the best of luck with his career and saving for retirement
Impressive! Nice to hear someone so young taking control of his life! I do think he has potential to manage say a Walmart or something and make 400k a year! 🎉 I do think maybe paying utilities/ food at parents house - contribute is something to should consider as well, if your not already doing. Shows additional responsibility and appreciation 😊
Dad will say don’t worry- just go pay the utilities.
Good comment! He asked to participate in bills but his father wouldn't let him, the intend was there though :)
His personal inflation rate is most likely MUCH lower than the government reported inflation rate, so he is doing well.
Good day Romain, Love your UA-cam Channel, this young man shows hard work and being mindful of money can put you in the right path financially. I am 55 years of age and I have worked hard all my life thankfully I have been able to create a portfolio with proper investments and saving strategies. Having money in Roth IRAs & 401K and in an emergency account with high yield interest compounding each month plus having no Credit Card debt is a plus.! not to mention, I have a rental property collecting rent each and every month, I plan on doing that with my current home I live in now turning that in to a rental. I own it outright no mortgage I just pay taxes once a year and monthly maintenance on this property. Hopefully by next year, I will be a fulltime landlord collecting rent from both my properties and reinvesting monies collected into another property. God Bless keep up the work.
Excellent situation! Nice done :)
Oh awesome a good story.
Yes another one is coming out soon too 😊
Hey brother nee to the channel. Can you please tell me how to calculate the percentage amount. Hopefully my question makes sense
Yes ! Sharing a new download on it soon 👍
Very impressive.
I agree! Well done to him!
Kick that day trading garbage especially on margins and NEVER EVER GO BACK!
I had my fair experience with day trading as well - and like many, it was not pretty :(
Sensible young man.
And financially strong :)
He’s doing a great job! Gosh, I don’t know that I would rec refinancing a paid off car. Credit score only helps you so much. He’s already got a pretty good one. He will be fine.
Good for him!🫶🏾
My son and his girlfriend (now wife) were living together across the country at age 23, at 24 they decide to buy a house (15 years ago). Her parents said they would match what ever my son had saved for the down payment. At the time my son had $28,000 saved because he saved since he was a teen. Her parents were shocked but doled out the money! 15 years later one home is paid for, two acre lot paid for and paying down the on their primary home. I taught them all to save young and it pays off.
Nice Story! Great decisions early on paid off!
I can't wait to dine in this chef's restaurant in the near future.
3 Michelin Starts, wait I need to budget that :)
It is a pitty he does day trade. That’s a disaster…
He stopped !! At least for now :)
does the 5% rule work in such a high interest rate environment?
It is currently a renters market, but highly depends on your location.
@@itsRomainFaure thank you for the work you do. On my way to being debt free in 3 months
He should put his cash he was day trading into a cd ladder or high yield savings account. At least let it earn some money while he is busy working his current job. Curious what Roman will recommend.
Yes very good point, even better would be Treasury Bills if he plans on not touching this money for at least a year, its a good tax incentive strategy!
Considering that most people spend the majority of their paycheck on housing, the fact that his parents pay for his housing expense should not be overlooked. As long as he remains rent free, he should have no problem paying off those student loans as soon as humanly possible. His parents are doing him a huge favor by providing him free housing.
Your monthly housing/rent should not be more than 25% of your monthly salary
How did he take out Pell Grants when his parents make good income. My kids did not qualify. What’s the secret?
Good question - I would have to check
Likely started college after age 19 when he'd become a self-supporting adult for tax purposes if he had a job and his parents no longer claim him as a dependent. For most middle income USians, colleges assume the parents will contribute to the cost when calculating financial aid if one attends right after high school and therefore was a dependent on parental tax forms during the last year of high school. By getting a job and delaying the start of college a year or two and moving off his parents balance sheet (they don't claim him at tax time), he likely became officially poor enough for a Pell grant with his fast food salary. IRS doesn't look into the indirect parental subsidy of providing free housing. It's a work around that some middle class people use to get financial aid targeted to poor people. I leveraged this tactic myself to get a Pell grant for graduate school. I was eligible because I had not received one for my undergrad education and would not have based on my parents income, which had become irrelevant at that point.
@@itsRomainFaure
Stop using pot. Use that money to pay your family. I promise they don’t want to help you fund that habit!
And yeah if I had the Luxury to live with parents, I’d probably be saving the same amount of money with the food, living expenses paid for haha.
He has a good discipline for being 23 👍
That’s what I did. Pretty much the only way you can buy a house in your 20’s.
You said probably, so if your spending habits are not that now what difference would there be?
He’s doing GREAT! I’m so happy for his discipline ❤
He also did leverage a lot of debt to make money day trading.
I didn’t leave my dads till 26 and paid off 35k in student loans at 24 and paid off my car $18k at 25
Clean!
I actually probably shouldn't say anything since Noah is light years ahead of where I was at 23; however, I'll just make a few suggestions in case you see this Noah. You've done great and are to be commended. As some posters noted, there are some negative comments--but many positive too. Some criticized your living at home completely free. In fairness, I know, and have known of, a number of 23 AND 30+-year-olds who live with their parents completely free and haven't accomplished or saved a thing...and likely never will. And, it sounds like your parents do fairly well (with, I understood, your dad a stock broker), and thus I can understand them not charging you at all and being fine with that, especially since you're so industrious and successful. I'll offer only four bits of advice: 1) Quit the pot! I know some people can use it and alcohol "responsibly", but both frequently end up messing people up. It's not worth the risk, and it's a huge waste of money, even though I know it's only $180/month (especially relative to your income and frugal lifestyle) and so far, you've obviously been a responsible worker and saver. But, just like with the $250,000 weekly pizza example, $180/month for pot is certainly more than a weekly pizza. Is your pot really worth $250K over the long run?; 2) Even though your parents are fine with you living completely free, do something nice for them occasionally that shows you really care about them and appreciate them. My parents were super kind and supportive and let me live totally free for way too long. 🙂 However, when I finished my first master's and moved back in with them from college (to save on expenses and use that savings to quickly pay down debt) but was making good money, I used most of my money to quickly (within 3 years) pay off $42,000 in school loans, AND during my first few months back home, I bought them an all-expense-paid, 10-day trip to Hawaii at the best hotels and in ocean-facing suites, and when they returned, I surprised them with another all-expense, 7-day trip to the Bahamas a month later. Because my parents were always so helpful and never wanted anything back, I made both of those trips NON-refundable when I purchased them so that I could tell my parents this and "force" them to go...otherwise, I knew them and that they'd just refuse to go and tell me to get my money back. They adored the trips and were so appreciative, and I felt so great doing that for them. Six years later when I was married and my wife and I were in our own home, but I was doing even much better financially, I did something extremely nice for them. (It's not important to list here what it was, but it was huge...and they more than deserved it for being such great parents all those years and for being so supportive without ever expecting anything in return.); 3) Though your update didn't say, I'm assuming you're in Spain taking Romain's advice and doing advanced culinary work, though there's no problem with your taking a well-deserved vacation. I'll warn only to not get cocky and slack up now. Economies, personal emergencies, your health and that of your parents and animals (and a LOT of other things) can change very quickly. So, keep working hard, and by the time you're 30 or 35, you might actually be able to retire IF you want to.; 4) Be grateful (I'm Christian and start every day by thanking God for what He's done for me and what I have, even though I'd definitely like more and to improve myself in all sorts of ways. But, even if you're not religious, just be grateful.), AND "give back". Remember to help human, animal, and environmental causes that could sure use it and pay your good fortune forward. 🙂 Wishing you continued success! Thanks also to Romain for interesting interviews and good advice.
I agree! Quit the drinking and pot. In society it has become more acceptable but it can be a slippery slope to not finding better coping skills to deal with life.
Does his work not offer a 401-K? I agree that he should max out the Roth-IRA, but he should also max out a 401-K.
Not match :(
Did this guys mom happen to know Jean Claude van Damme? Enjoy the content!
How many times do I hear Jean Claude van Damme, I didn't know he was that popular in the US haha
What an actual "chad" looks like
😂
It's true. I aspire to be as acetic as this man. I am only 3 years older, make quite a bit more, live at home. But I eat out far too often and spend a few hundred a month on gaming and hobbies. The only thing this guy does that is "bad" is spending way too much on weed and letting his money deflate. Unlike him, I force rent payments onto my parents but that is only because they are retirement age and a bit under-prepared in my opinion. I help them with big-impact finances. But if my dad was a stock broker I wouldn't pay rent either. The thing that impresses me the most is that a lot of financially well-off 20-30 year olds have nepotistic career benefits but this guy worked his way up the fast food chain of all things. I couldn't do that. I barely can do 45 hrs in a week before getting all nihilistic.
Jealous hater!
i have no doubt he'll be in a great spot by age 40
I would agree :)
Gotta say it - being so cheap that you save 85% of your income is not a virtue.
Yes it’s better than the alternative of overspending like most people do, but it’s not a badge of honor to avoid doing a single thing for yourself.
I agree, life should be lived!
There should be a fine balance but I can’t help but be impressed with this guy! 🤑
For a young guy, he looks tired!! Looks like he has been overworked!! He has very dark eye shadows. Probably lives a stressful life!
Could be genetics, but I know our friend here is definitely going after it!
Damn! He's too old to adopt! 😂
Not following :)
I haven't read the comments below but the reality is many people are going to make excuses for why they can't save or invest a dollar which is sad and pathetic. The reality is most people dont realize how paying $10 for that Starbucks latte and eating out is making them broke.
He needs to be very careful picking a partner and quit smoking pot man.. its not worth it.. good job otherwise 👏
The dude was on fire until DUN DUN DUN 12:34 Dude, does not know what he is talking. If there's anything worth investing outside of tech stocks it's cryptocurrency. SMH!
Crypto still remains too volatile to represent a significant proportion of your portfolio
At least that is my opinion :)
@@itsRomainFaure I understand that, but to have nothing in crypto, at least Bitcoin or Ethereum is criminal in my opinion especially since he has such a large amount of capital to work with. It's doesn't have to be most of his portfolio so at least $1k wouldn't hurt ;)
@@psnisy1234 oh yes for sure! I have about 10% of my portfolio in Crypto perso ally :)
@@psnisy1234 oh yes for sure! I have about 10% of my portfolio in Crypto personally :)
This is bad advice. Debt free is the way to be.
Hmmm ... yes for basics but not the most effective strategy!
i look into Noah's face and see huge disappointment. he is in a fantastic situation as a 23 yr old. extreme self control and financial success and you just shrug! you really, really were cold and indifferent. i am extremely disappointed in you. why? is it jealousy?
Noah is tough on himself! He is doing really amazing for his age, and is currently learning cooking across Europe!
you need to apologise, if you are a big enough man to admit when you make a mistake?@@itsRomainFaure
We must have watched a different video. Romain was as encouraging
, helpful and positive as always.
This is why I hate Ramit (Pakistani Dave). Ramit would shit on this guy for making smart choices about is daily spending
Caleb hammer copycat
Watch the video first ❤️
Not even remotely, loser. Yes, same type of show, very different style. Plus, the videos on this channel have better editing, and the format is more interesting. Anyway, thanks for stopping by to bump up the algorithm points! 👍
There is PLENTY of content out there that is very similar just like there are MANY beauty brands, car companies, tech doing the same thing. No need to be bashing at others’ channels. Really does how bitter, jealous and how low your IQ is.
@@TVHouseHistorian sensitive much?
@@somewhatinterestingvideos No, but apparently you are because you came back to defend yourself by projecting your own sensitivity. Why else would anyone waste their time bashing someone else’s channel? Again, the silver lining here is the fact that, the longer this thread gets, the more it improves the algorithm 🤷♂️
Noah is AMAZING, I'm sooOO glad he got his passport and is going to Spain. Go Noah!
Let’s goo !! Noah is amazing yes
Please run for president when you turn 35+ and get our country out of debt. I love this guy
Noah can retire with 4 million at 62 years old contributing 15 percent into an SandP500 index fund