Six Figure Salary Still Lives Paycheck to Paycheck | Finance Action
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- Опубліковано 31 лип 2024
- 🔥 28-year-old software engineer, Emeke, who earns a salary largely above six figures but still lives paycheck to paycheck.
NOW AVAILABLE 4 Months Update: Did he Take Action? • Broke Six Figure Salar...
Despite his high income, Emeke has accumulated a substantial amount of debt due to excessive spending on unnecessary expenses. Witness Emeke’s journey as he learns to manage his high-income lifestyle responsibly, cutting down on frivolous spending and chipping away at his debt. We'll explore the very real challenges faced by many high earners who struggle with maintaining a healthy balance between spending and saving.
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📺 New to Finance Action? PLAYLIST Start Here- • Finance Action
🕒TIMESTAMPS🕒
0:00 PARTY STARTS
01:17 WHAT THE HECK IS GOING ON?
08:34 INCOME & ASSETS
10:52 EXPENSES & DEBT
22:47 THE MONEY CASE
24:23 GET OUT OF THIS MESS
34:33 WILL HE TAKE ACTION?
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Editor: Danica Studioso (www.danicaedits.com/)
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Disclaimer: Please be aware that this video and all other content produced by Romain Faure are not intended to serve as investment guidance or formal financial advice. The information presented is solely for entertainment and educational objectives. The money displayed in our video podcast is for entertainment purposes only and is not real currency. All cash shown is prop money, and should not be mistaken for genuine legal tender. Please enjoy our content responsibly!
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Financial education, Finance Action, American debt, personal finance, budget money debt cash, how to invest in real estate, how to start in real estate, rental property, investment property, compound interest, buying house, insurance, save, buy, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, financial independence retire early, how to pay off student loans fast, debt payoff, how to make money, get rich quick, get rich, make money online, net worth, loans, credit score, should I go to college, college debt, student loan forgiveness, debt free community, student loan, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, car payments, credit card debt, debt, credit card, payday loans, car debt, The Dave Ramsey Show, The Plain Bagel, The Rich Dad Channel, Graham Stephan, Meet Kevin, Ryan Pineda, Elena Taber, Noelle Randall, Lili Thompson, John Olfert, Bigger Pockets, Caleb Kids Show, Dave Ramsey Live, Caleb Hammer, Coffeezilla, Bridgette Wilson, John Oliver, Che and Cherice, Caleb Maupin, inflation, manifestation.
![Lp. Последняя Реальность #107 РОДНОЙ ДОМ [Финал] • Майнкрафт](http://i.ytimg.com/vi/IK3QKzKUlHM/mqdefault.jpg)
🔥WATCH 4 Months Update: Is Emeke, our model Software Engineer making $160,000 per year still living paycheck to paycheck? Link: ua-cam.com/video/wW1-o7v-D38/v-deo.html&ab_channel=RomainFaure
I'm so grateful for the help that Romain gave me! I'm excited to give an update on how I've been taking control of my finances & more ownership over my life choices!
It was awesome to have you Emeke ! Looking forward to hearing that update :)
I was happy to hear your story. Good luck on all your financial endeavors
@@lovealwaysjasmine tonight we are recording a follow up video with Emeke ! It’s coming out soon :)
@@itsRomainFaure Can't wait! :)
Bro…… YOU got this! But 663 on Uber that’s a luxury car buy!!!!!!!!
Let’s get all that spending and debt & private student loans taken care of 🎉 bc you have the income to do it!
Sooooo glad your depression is much better❤. YOU ARE INCREDIBLE!
Sooooo happy you are sober ❤🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🥰
I like this style. Calm, mature, no yelling. New subscriber here 👋
Welcome Onboard mate 👍
Same
Yes. This is what I've been looking for. A financial audit show that's just straight up and no drama. Great stuff!
Welcome 😀
Microsoft giving that amount of stock to a novice software engineer astounds me. He is fortunate he had funds to live off from. I am glad his health and well- being have returned. I wish him much success in his life! Thank you for this interview!
I hope you had the chance to check his video update!
Who else is here because of Caleb’s Hammers video?! 😅
As much as I initially enjoyed Caleb financial audits, not being rude, but it got old fast. Why? Because all he (Caleb) does is find people who don’t really have any real income and people who are not looking to really become responsible for their finances and make change in their behaviors so that gets old fast. This gentleman makes six figures so he has a huge shovel to dig out of his debt. It looks like this channel does a lot more vetting as well which Caleb sucks at😮🤷🏾♀️ sorry not sorry!
Which video is this? I’d love to see it
Yep
Me
@mtb4657 Agree. Caleb's "schtick" is his anger so he needs guests that are hopeless. And he is rude sometimes. It is getting old, especially now that he's having guests that want more Instagram followers and not.money advice.
I like how not only how this guy is reasonable, he’s also understanding!
Will take that, cheers Adrian 👍
I'm blown away by the quality Romain. The light is on point and I love the editing! You will be at 1 million subbies in no time!
Wow ! Gives me a smile reading comments like this :)
Its very easy for people with a high income to be bad with money. That's because the high income hides all of the problems. Its when that income gets cut that you find out if there was ever a budget or a plan.
Income from a job is good, but it doesn't provide the same financial security as income from your own investments. Don't get too comfortable and think your job income can't go away.
Solid points.
I know you get people comparing you to other finance UA-camrs; but I really appreciate your calm, measured, and respectful approaches to your guests. It's really quite refreshing and soothing. It's nice to listen to finance UA-camrs without having too much of a sensationalist approach. You let your guest do the talking, and it speaks volumes to you understanding their situations better and approaching them with empathy. I feel like I'm watching a real conversation with a stranger vs taking their situation as entertainment value.
Thank you.
Thank you ! Guests coming to the show put themselves in a fairly vulnerable position, exposing their story, and we want to provide the right positive environment that will help them take back control of their situation. I appreciate that you are noticing all of this 👍
@@pnw_jordan Welcome On Board Jordan 😀
😊
@😊itsRomainFaure 😊
You’re amazing man, I just found your channel and immediately subscribed. You deserve so many more subscribers, 50K by 2024!! Keep up the good work!!!!!
Thank you Jonathan ! We are on our way 🚀
There are tons of creators that create duplicated content but in their own way. No one’s ideas are original, but their prerogatives are. I love guests that aren’t just 22 trying to figure out their life, but are college-educated and established but trying to do better !
Great interview with intelligent and articulate guest!
Luncheon #1 supporter - your input is always appreciated 👍
Love the closing comment about feeling closure in talking about past financial decisions - when it comes to $, it’s often that emotional aspect that’s most difficult to tackle and heal from.
Almost every financial situation has an exit - it comes down to someone’s actions and their desires to change their story
How Romain says "Fluctuates" @21:35 is *so* very very awesome, and *so* very very French... I love how his pronunciation of American English "Flooooktuates." 😂. I hope he never changes... That aside, I also love how he interviews people in different financial positions. It's very diverse, and that format speaks to a very broad audience. This channel is clearly not simply for entertainment, as some finance channels have become. Romain's style is so buttery smooth, and the videos are so exceptionally edited and formatted that it's hard not to binge watch a bunch of episodes.
Wow! Just woke up and read this message, definitely made me smile! Thank you so much for taking the time to write this and being part of the journey 😁
@@itsRomainFaure Vous êtes les bienvenus. Paix. (I know I got my grammar wrong. My French isn’t good enough to be terrible yet). 🤗
Also Debt but without the silent "B". But please do not change. It's so you😂
I like this guest. He seems intelligent and well spoken. Wish him the best! Love the channel❤
Thank you so much !
Great video! I used to help my family by sending money and I was in debt. I had to pause to help my family and focus on myself to get to a better place financially.
Seems very fair - I hope you are in a better place now.
Was brought here by a recommendation on a Caleb Hammer video, seeing lots of people comparing the two…it’s ok to like/subscribe to both!
Some of Caleb's guests lately are straight up clowns. His show is turning into a farce.
I really enjoy that you follow up with your guests, it is nice to know what parts of your financial advice they have been able to put into practice and just get a sense of whether or not your advice has helped them on your financial journey. Great interview.
Thank you ! Yes those interview were performed a couple of weeks ago and we leave time for the guests to take action. They are accountable with the follow up 😉 Finance Action hehe
First video I watched, I love these types of videos. Very professional and great production! You’ll be at 100k in no time🎉
Hey Alan! thank you for the great feedback, we are hoping too 🚀
I like this channel better, its more relatable to my situation as an engineer.
No hate on the others :)
Same🎉🙌🏾✅💯
Lmao you’re like the nicer brother of Caleb. I love your style. The guy has to buy a car, has to!! 600 a month on transportation is crazy
NEW subscriber! Your approach to supporting people and reviewing their finances is SOOOO refreshing because it's very different from other UA-cam content creators and money influencers. It's like a breath of fresh air. Liked the video too! Going to check out your other videos on your channel!
Welcome :) Thank you for the kind comment 😀 we really care about the future of the people coming to the show, in fact we follow up with them often
I love this. A nice refresh from Caleb
I love the calm, informative approach to these audits. I am currently working towards having a 1 month emergency fund. We have no debt aside from our mortgage. Dual income (1 FT and 1 PT income) with 2 small children. Our needs are so high, and trying to get them down is really difficult. Housing for us ends up at nearly 38% of our income. We would never be able to buy in this market again, though, so just trying to get our utilities and other costs down as possible.
Thank you for posting this. Almost sounds like what I said to myself over various budgeting reviews of my disparate situations.
Glad it was helpful!
i like watching this content, people with high income who need financial help
new subscriber!
Cheers - Welcome on board :)
Such great production quality!
Thank you 👍 we are trying our best :)
Whenever giving financial advice to anyone, (or any advice) it’s always best to be respectful and confident.
He does it very well compared to most people. Much respect.
love your show!
Thank you ☺️
I really like your channel. I’ve been binge watching your videos in the last few days
I love to hear that thank you for trusting me with you time as always 😊
Great interview!
Thank you Heather 😀
Keep doing this amazing work Romain! I’m getting so tired of Caleb’s schtick. This is so much better.
Thank you so much for the kind words 🔥
This was so interesting!! The expenses were crazy
Thank you - and yes got out of control !
I love your tone !! And the way you explain makes me want to save and change my whole lifestyle. New subscriber here for sure!!
Thanks for the kind comment ! Welcome onboard mate :) You should check out tomorrow’s video which is a four months update on our friend Emeke 👍
@@itsRomainFaure I was Already looking for it !! Haha cant wait. All Power to Emeke. He definitely should stop with uber haha. I been riding my scooter 🛵 for the past four months for that same fact. I wanted to save up to purchase a car but I was throwing money away with uber 😅😂.
4 months later I have $5k in hand to go after a car. If I was still ubering I would of not been able to save up.
Anyways. Looking forward to your contents. 🙏
@@Zenmind91 yes ! I love it ! In one of my upcoming videos I do recommend going with purchasing an electric scooter to increase your coverage area for better work opportunities. I am glad to hear that you have taken control of your finances and on the right path mate !
@@itsRomainFaure Much Success for you sir! Your doing the world a favor. 👍. Looking forward to your videos.
Thank you for your work Romain. Now I need to speak a bit of french so u feel a bit of home.
Je trouve que tu fais un travail merveilleux. Franchement je te respecte pour ca. J'aimerais trop avoir un youtubeur qui fait ça en France, vu que ça nous intéresse aussi ici. Moi je vis a Lyon et je serais prête d'aller jusqu'à Paris pour qqch pareil car j'ai aussi des dettes et deux enfants (un est un bébé de 4 mois). J'aimerais raconter mon histoire et avoir de l'aide avec un budget aussi.
Continues avec ton travail et n'arrêtes pas. Et je suis heureuse de t'avoir trouvée et d'être une de tes premières 6000 abonnés.
Have a nice day. Never stop!!!
Merci enormement pour ton commentaire, j'ai pas mal perdu mon Francais ecrit :( C'est interessant que tu es trouve ma chaine en France haha! Malheuresement je suis pas expert pour la France, bonne idee pour quelqu'un qui veux se lancer haha
@@itsRomainFaure solange. J'ai cru que tu connaissais quelqu'un éventuellement. C'est pas grave. Et ton écrit est toujours parfait. Une fois français toujours français.
Reste comme tu es Romain et bon courage !!!👍👍👍💪💪💪💪💪
This is my first video I saw from you and new subscriber. Please add the guests’ ages and their annual income as it helps to motivate me to compare myself in their situation.
Welcome Onboard - You mean in the Video Description or? As you roll through the video you see that we integrate those components within our editing :)
Car loan payment plus registration plus insurance plus maintenance plus fuel plus parking could add up to a lot more than $663/month. Plus there are no worries about road rage, theft, vandalism, and finding parking.
In the interest of transparency: when we still drove, we bought good used vehicles for cash and drove them till they cost too much in maintenance and repairs. We've been car-free for five years and use public transportation. It costs less than it cost to own a bought-for-cash car.
Thanks for sharing your experience! I absolutely agree with the buy cash aspect and the strategy to keep until the cost outbalance trade off from keeping it. I also do like public transportation however for cities that are very extended you might need to rely on personal transportation, else you might be losing many precious hours.
I like this channel! It seems to have a more mature take on things.
I’m new here and I love your content. Apparently my cat does too. You put her right to sleep. Super soothing voice.
Hahah cheers to both of you :)
Keep up this tryp of work, your a hammer jr your channel will grow
Hammer’s family but far relative 😉
I love that he wanted accountability. Look, Nigerians can cook, ask your momma for some recipes Emeke, stop that eating out and make some jolaff(sp) rice
I appreciate this channel so much!! Great interview, keep going.
Let’s have these conversations without the bullying or belittling.
Thank you for the kind words ! Welcome 😁
Caleb hammer way better
@@fopal-gang7108 Why are you even posting that here? To be an ass?
Wow Caleb has competition now...😭😭😭😭
Why crying face ? :)
But this channel is much better than Caleb’s.
great quality and production, keep it up! You're like a calmer Caleb lol
He is nothing like him lmao they are like complete opposites. After binge watching on Caleb and stumbling on to this channel. I much prefer the episode I just watched. No need to make a situation dramatic to me at least 😂
Fyi, there are income limits for contributing to IRAs you might want to mention. With a standard deduction he might be just under the phase out...but its worth keeping in mind when you recommend
Correct, this was accounted for in the recommendation through a back-door Roth IRA.
He should do those meal plan deliveries, they are around $100/mo. for 6-8 days of meals
Those are generally not the best value for money, BUT definietely better than eating out everyday! Good point
You can tell he’s so freaking smart, so that must be really good sushi 😂
Expensive Sushi though :)
Question of the Day ⚡ Do you also feel that your money is spend every month on things you don’t even realize? Let us know 👇 *** Watch our other FINANCE ACTION Stories here 👉 bit.ly/FinanceActionPlaylist
I really like this channel and Romain. Compared to another mainstream financial situation reviewer (who I am not going to name), Romaine's content is alot more practical and relatable. It appears as if Romaine actually wants to put out quality content rather than just fish for clicks, unlike a certain other individual. I have seen some similar content out there by other UA-camrs, but it seems they lack the integrity to respect their viewers intelligence. Though maybe I'm being too harsh on Romain's competitors' fans...who am I to judge someone who loves watching trashy reality tv type garbage. I really hope you keep emphasizing quality over clicks and keep producing content like this Romain. Your growth may not be as fast, but it will be consistent.
Thank you very much for this kind comment, I appreciate that you notice our efforts to really bring a wide variety of real stories with for purpose to actually improve individuals financial situations. Yes it might not have as much drama, but with 92% of people coming to the show who have made improvements in their finances, I am proud of this different approach :)
Gee - he was able to do a lot while being depressed. When I am depressed, I cannot even get out of bed.🛏
I hear you its not easy! You got this 🙂
Unemployment in Nigeria is 75% and your cousin in Nigeria decides to father two children in that situation is not being responsible. And now his cousin in America is sending money to support him and his family, maybe for a specific period of time I would do that and that it. Regardless of any cultural and/or family expectations. Being responsible, sensible, and smart about one's situations
(his cousin in Nigeria) should apply regardless.
Oh! I've seen Emeke in videos on the CUT UA-cam channel!
And I don't know how I didn't clock him as a fellow Nigerian! 🇳🇬
Yes you recognized him haha we also have his follow up video available!
@@itsRomainFaure Very cool. I'll be sure to watch!
Great audit🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾
New subbie here🎉
Thank you very much! Welcome on-board :)
Just had to pause and verify, 110 lb bag of rice is $53 USD in Nigeria, so there's your $50 bag of rice
Great video Romain, may i ask where your accent is from? French?
Spot on - from France indeed 👍
@@itsRomainFaurecool 👍 keep it up and youll be knocking on caleb hammer's door in no time haha (respectfully)
@@TioMogi I love to hear that ! Thanks for the motivation 🚀 yes we are testing different thumbnails and approaches ! I am very happy to have you with us :)
Hello brother, I m all in supporting family members who are less fortunate but sending 1000 dollars to Nigeria is a lot of money. What if they are wasting it like you? You dont want that. Make them accountable and make them explain how they are using it. They can build a castle with your money there while you re suffering yourself.
That’s the immigrant mindset my dad stopped doing it took him almost 20 yrs to realize it was a lost cause
i won’t even go to an ATM with a $2 fee. i can’t imagine wasting money on uber eats doordash instacart and the like. and uber/lyft for regular rides unless there was no possibility of driving.
I can’t stand those ATM with fees as well. Yes you pay for convenience but it feels like throwing money to the garbage :(
I think I saw him on a few episodes of Cut!
You are correct 😁
What’s cut?
@@itsRomainFaure
What is cut?
@@mtb4657 it’s a popular channel on UA-cam
This just goes to show that yes it is tough out there, but a ton of people are broke due to THEIR OWN DUMB DECISIONS.
It’s about being aware and mindful of your spend 😅
$10K a month would save my life right now, I would be paying off debt left and right and catching up on my sleep.
I hope you can make it happen!
@@itsRomainFaure Me too!
Omg I need to stop food ordering
Yes ASAP :)
Why is he taking private loans when his dads a cardiologist and his mom is a nurse practitioner?
Good question for a follow up with Emeke 👍
The real Q is how did he get that place for 1200? 😢😢😢
It is a true mystery for sure!
He probably knows the person or it’s a family friend
Smart young man…there are a couple of UA-cam channels of men who cook… easy, yummy meals.
So true!
Doesn’t this guy make too much money for the ROTH Ira? 2023 MAGI single filers must be under 153,000
You are bringing a valid point, in this current scenario we looked at Emeke's Modified Adjusted Gross Income, which felt below 138K/ year threshold, accordingly did qualify for a full $6,500 contribution to the Roth IRA.
So interesting to me that educated people don’t often understand basic finance.
Having and investment account at RH with 10k balance that on avg yields maybe 8% apy , depending on assets while having a credit card balance of 12k with 18-25% apy is kinda a no brainer to me. Not to mention the private loan.
Pay off the credit card with the investment account then rebuild investment account. IMO…..
Investing in stocks/ crypto definitely should be done but after debts are paid…. As they often out weigh gains. Variables as always…..
Question for Romain, I know you’re against 401k withdrawals for obvious reason, are you against 401k loans for some larger purchases like car or house, as the loan is repayed back to the borrower with interest as well….
P:S made comment prior to listening to very end and his suggestion pointing out investing vs debt %….
Thank you for your comment, I personally recommend not touching 401K under any circumstances except for massive emergency. Why you may ask, given that you pay your own interest? Well you are liable for that debt, and you don’t know what could happen defaulting in your own payments then it can quickly go downhill from there.
i will have this guy audit me over hammer guy . hes more professional
A more mature approach, but both have their time and place.
I agree - two different formats that can very well co-exist. I do like Caleb’s videos too.
Yes hammer is like McDonald’s u are like chicfila😃… dude dad making 40k a month but he had to take out student loans sum ain’t right 🫤
I agree this channel is much better than Cal bs!!!!🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾
Just found this channel. It's just like Caleb Hammer
Not really ... :)
It’s not different approach but both financial
Good for him to quit drinking! Thats always good to hear.
New Start! I hope he continues on this great path!
Go to the grocery store and what, buy food that you are not going to cook?
Wouldn’t his earned income phase him out partially if not completely from contributing to a Roth IRA? Would be careful of that one!
You are bringing a valid point, in this current scenario we looked at Emeke's Modified Adjusted Gross Income, which felt below the requested 138K/ year break, accordingly did qualify for a full $6,500 contribution to the Roth IRA.
@@itsRomainFaure I clearly missed that part! Apologies!
@@drewghelfi8446 We didn’t mention it directly in the video and so your point is totally valid 👍
HOLD ON! Your dad is a cardiologist and your mom is a Nurse Practitioner and they let you have your take out student loans? Bruv they do not care about you smh.
skin in the game
Right??? I guess they didn’t teach him about money either 😢
Rude. That is not how that works. I had my university paid by my parents and am saving for my own children but know many loving, thoughtful parents who truly believe it’s more important for their children to figure out how to cover those costs themselves as adults, sometimes with quite a safety net of their parents planning financial gifts later in life, like an inheritance. This can be because of the “skin in the game” idea mentioned above or because the parents believe that the best gift they can give is to ensure that they themselves will not need any financial help from their children as they age. Again, it may not be the approach I plan but to tell someone their parents don’t care for them is ridiculous. My husband needed to take student loans, and we had no problem at all taking care of those in our 20s. His education was worth every penny of interest because he made a good educational choice just like this guest did by getting a computer engineering degree at GA Tech.
Hammer vs. Romain. Who stole from who?
The Chicken or the Egg ?
Well someone inspired someone. One was birthed by the other. I like your vibe.
They’re completely different products, honestly
@@hkatsongahow so? Seems like the same format except Hammer is more dramatic and this guy takes a more humanistic approach.
He’s making out with that cheap rent.
All those food delivery really add up because of the tips. I would suggest try to avoid places where you have to tip. That will save you quite a bit. Buy a car but the least expensive that is still good. And I think that 1,000 in expenses sending overseas is way too much. Like you are born here, why are you sending to a cousin in Nigeria, or if you really really want to be the "good person" send but less, but I don't think sending to a cousin is the way to go. Maybe a sibling and even then. I would have loved to hear who else he's sending money to. I feel they're taking advantage of him.
Agree that's a lot of money. I understand if it's to help them get trough college or better thier situation but that's a lot
that's really none of your business
It definitely is none of your business regarding him sending money to his family. Nigerians are raised to help their family, unlike most Americans! Plus he said he’s helping three different family members which comes to $325 per family member per month!
Dude your not a second gen immigrant. Your a first gen American, you didnt immigrate here, you said your parents did....
Too bad yhere wasnt a person like Romain around while I was young plus I was fluent in French back when so would of been fun as not to many speek french anymore. From what I learned like many in my age group is there a lot of so called advisers or managers was theu were trying to sell you something so ghey coukd profit on it, and two the focus on one thing back to selling you something. Romain is excelent. He deserves all the likes and subscribers he can get, hes probably saving lives. If you kmow how so many honest hard working peoples lives were ruined because of scamers. It like saying here take my money to lose it. The third, get rich quick scams plus get out of depts just pay them adding to your debt when you see you can do yourself. To be careful who you listen to. He gives you the fishing pole nit sell you a fish no pun to fisherman literally but taking comtrol , a goal and incoragement.
Mercy beaucoup Romain
Excuse typos have nerve damage in hand making it difficult to type especially on a phone
Merci beaucoup for this very kind comment! I am hoping to bring a new eye to personal finance on UA-cam :)
Does anyone that watch CUT regconize this guest?! I see him on there all the time lol
Yes ! Good eye :)
Wyatt?
Where is Waldo ?
@@itsRomainFaure you put the wrong name I think!! For this guy :)
@@wyattslaughter Good catch Wyatt 😉 we thought we would remain incognito on this blooper ! Great eye :)
*JESUS CHRIST LOVES YOU AND CARES FOR YOU HAVE A GOOD DAY EVERYONE*
On dit 'in interest'.
Ca marche je prend note :)
imposter syndrome? tech is pretty cut throat.
In some way I would say yes …
Caleb hammer from WISH 😊
Recycling jokes from Wish too man, come on you can do better… give me some variety for once :)
Have a hard time feeling for this guy. He can afford to pay a professional for advice. Would rather see people on here who can’t necessarily pay a pro.
I hear you, thanks for sharing your feedback 👍 We want to showcase a variety of financial cases, and that includes people that are also struggling financially despite making a high income. If you look for our other content you will find people in the situation you are describing. Enjoy :)
@@itsRomainFaure I understand. Your advice applies to everyone. It’s a valid story to tell. A “cautionary tale.” Keep up the good work. I could have used a resource like you and Caleb 40 years ago! 🙂
@@saldrich3226 We will do our best ! Many unique stories are coming up :)
He doesn’t need you to feel sorry for him or whatever way you feel because he makes $162,000 per year and he will get out of that and improve his financial standing!
Personally I don’t just watch this channel to feel bad for people…I prefer seeing people in all sorts of financial situations. There is always something to learn from the lives of others.
He not going to substain that job
I’m curious, What makes you say so ?
Yes he will! You must be jealous😜 of his beautiful income! I’m sure it has more to do with what he looks like. He’s an incredible young man who is college educated, and went to one of the best goals for his computer science degree. Within one year he’s going to turn all of this around. I bet he makes more than you.😜
@@mtb4657 who hell going to be jealous and what the f do i care asshole .
Blatant ripoff😂, make your money tho💯
Clearly hasn’t seen the video. Come on Hebert!
@@itsRomainFaureOk you caught me, I watched it just now. I love this type of content, keep it coming man!
@@herbertscott9575 you got it mate! Awesome to have you with us :) check out his 4 months update 👍
Everyone sees you ripping off Caleb’s niche.. even down the the thumbnails my guy.. if your approach is so “unique” than why are your thumbnails, topics, and structures immolating Caleb’s?
Hey Sarah - you clearly have not seen the video in full. I encourage you to do so then come back 👍 Cheers
@@itsRomainFaure Hey Romain - bad news, people don’t need to waste 40 minutes of their lives to see the ripped off content. As soon as I saw the personal rating system I knew I was dealing with someone lacking creative ingenuity, trying to justify it by highlighting over copy cat brands.
I encourage you to come up with your own idea rather than ripping off someone else’s and changing a few things here and there.
@@sarahloohoo2312 Right on ! Thanks for confirming that you haven’t watched the video, makes great sense for your comment now :)
@@itsRomainFaure You’re missing the point completely lmao… if I don’t even need to watch the entire video to see 5-10+ similarities (exact replication in some cases) then there is a BIG issue…. Even the section titles in your video are exact replica’s of Caleb’s “cleaning up this mess” 😹😹 Come on brother…
But you’re right! You GOT me - I did not give you a view. Sorry
@@sarahloohoo2312 Let’s be reasonable Sarah. You are basing your judgment based on one of the chapter title … no where does Caleb uses an emotion based ranking… you missed on the Money Case component and so many other. Watch it - and then tell me your real feedback ! I will be all ears 😉
It just feels too copy pasted from Caleb’s channel and the differences seem less authentic, almost too polished. I want to like it, but it’s like the boring mainstream version.
I hear you - Caleb bets on the Drama, we bet on the Story. We have a variety of cases. This one was more straightforward, you should check the episode coming out tomorrow I think you will like it - it’s a very fun one !
I don't agree. So why don't you just watch Caleb and keep your negative comments to yourself.
I couldn’t disagree more. Caleb’s channel is not something I enjoy at all. This style is perfect. Thank goodness there is room in the world for all sorts of things. Keep going, Romain!
Following on the Caleb Hammer bandwagon i see?
Most seem to find success reviewing his content than attempting to emulate it. He has a certain panaché and right off the bat i can tell you don't have that same spark.
Mac (Apple) and Windows (Microsoft) are both great computer systems, each with their own structure, branding, style and more. Linking back to your Caleb’s commentary I am glad that you are marking those differences 👍
People have been making financial breakdowns long before Caleb.
@@mangomadnnesss and its clear where his "inspiration" came from. Don't play coy.
Youll never be the next caleb
Thank you I am not trying too 😉
@@itsRomainFaure Ignore these people, Romain. Some people can't keep from being mean-spirited
fantastic production value for such a small channel wow
We are growing fast ;) thanks for the kind comment 👍
Agreed!? Caleb Hammer better step it up lol competition coming
There’s more than 1 Caleb?
There’s more than 1 Romain? 😉
@@itsRomainFaure lol
“I talk too much, but don’t do crap” vibes 🤮
Wow you're so original.🙄 When and how did you come up with the idea for a "FINANCIAL AUDIT" youtube channel?? This exact format seems so familiar for some reason.. 🤔
Key Kevin ! Check the video in full first, come on mate … 👍
caleb hammer from wish
All your videos are about trolling - I see you keep up with your brand. Thanks for the engagement mate 😀
@@itsRomainFaure hmm, thanks.
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Welcome to this video :) i hope your content exploration is going well haha