Check fraud is on the rise: How to protect your money

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  • Опубліковано 4 січ 2025

КОМЕНТАРІ • 76

  • @Hoped4
    @Hoped4 5 місяців тому +27

    Do not keep large amounts of money in your checking account.

    • @allthingschelle4304
      @allthingschelle4304 5 місяців тому +4

      This! I also don't have my savings account connected to my debit card.

  • @jenniferburchill3658
    @jenniferburchill3658 5 місяців тому +7

    Use a Sharpie pen when writing checks. The permanent ink soaks into the paper.

  • @waltwenzel9549
    @waltwenzel9549 5 місяців тому +6

    If you don't write checks, you are not in control of your money ! Try and get some answers or action if there is a problem with a "direct" or "auto-pay" account. Once they have your money, they won't want anything to do with you. Auto pay only benefits the entity you are paying. In this day and age, your digital info can be ripped off even easier. There is a price to pay for easy and convenient.

    • @fredr6557
      @fredr6557 5 місяців тому

      Nonsense. Is that your own thinking or is someone scaremongering you? Time to step into the 21st century!!

  • @lmcc0072
    @lmcc0072 5 місяців тому +3

    Checks can be a very easy way to steal money. Someone doesn’t even need to see one of your checks to make fake ones. All that they need is your name and account number. If they actually have one of your checks they now have both of the above plus your address, phone number, and bank routing number. I rarely write checks and I be been keeping less and less in my checking account.

  • @keithlewis4250
    @keithlewis4250 5 місяців тому +11

    I barely write checks anymore. Rent only.

  • @jerryfacts9749
    @jerryfacts9749 5 місяців тому +1

    I only write a check if I have to and no other option to use. When I get a check from anyone who is buying something from me, I always wait 31 days to make sure it is cleared. I warn them in advance I will wait a minimum of 31 days before sending the item. I make sure they agree in advance. If they put up an argument with me, I tell them to look somewhere else. I will not deal with them!

  • @beckybarbour2906
    @beckybarbour2906 5 місяців тому +6

    Even the people who is worked at the post office steal your money, they caught the the postal service stole so many checks at his house

  • @KDFantastic
    @KDFantastic 5 місяців тому +1

    Don't be greedy... that is the best way to protect yourself from scams.

    • @kuroallen6419
      @kuroallen6419 Місяць тому

      Nope. the best way is don't be ignorant, and always think he or she can be trying to scam you.

  • @johnstack5008
    @johnstack5008 5 місяців тому

    I'm not concerned about this at all. Even if the scammer was somehow able to fake a check of mine, as soon as the scammer deposit's the check, the bank sends me a notification via email and text. Personal checks take time to clear giving me plenty of time to put a stop payment on the check.

  • @ronl2463
    @ronl2463 5 місяців тому +1

    Digital payments, have you seen how secure ATT keeps your personal information (70 million plus in the past few months). I’m sure ATT isn’t the only one.

  • @jamessuper47
    @jamessuper47 5 місяців тому +1

    I got a letter in the mail saying I've yet to cash a check that will be expiring soon... with an option to request a reissued check
    Idk it's says it's in the amount of 600.00 .....
    Also a deadline date I have til oct 1st
    To request it I must sign it

  • @MikeBoss303
    @MikeBoss303 5 місяців тому +33

    Just don’t write checks. It’s 2024! And DEFINITELY don’t put one in the mail 🤨🙃 your neighborhood banker lol…

    • @taylorembach8559
      @taylorembach8559 5 місяців тому +8

      A lot of the older generation still write checks

    • @reach4thestars67
      @reach4thestars67 5 місяців тому +7

      In rural towns they still use checks for transactions and charge you extra for plastic and paying online. That is if they have an online fully functional website.

    • @a.e.7988
      @a.e.7988 5 місяців тому

      ​@@taylorembach8559it is 2024, get with the program or suffer the consequences!

    • @saddleupvickysue1412
      @saddleupvickysue1412 5 місяців тому +4

      But always check the additional fees for paying online! It can really add up!

    • @Joce123
      @Joce123 5 місяців тому +2

      I get a cashier's check from my Credit Union...because I won't use checks. I use bill pay. If I mail a check I send it certified.

  • @Sunshine-fy4fz
    @Sunshine-fy4fz 5 місяців тому

    I have a PO Box to help protect my mail and packages- always there at a specific time, no delays due to weather, and it’s all literally under lock and key. And it only costs me less than a grande Starbucks latte every month.

    • @Milesco
      @Milesco 5 місяців тому

      *_That much???_* 😲
      😁

  • @vmobile890
    @vmobile890 5 місяців тому +8

    Rent paid with a check no cash or electronic accepted .

    • @a.e.7988
      @a.e.7988 5 місяців тому +1

      That is very sketchy 😮😮😮

    • @johnstack5008
      @johnstack5008 5 місяців тому

      @@a.e.7988 lots of landlords don't want to be carrying large amounts of cash.

  • @GeminieCricket
    @GeminieCricket 5 місяців тому

    Wait “or” not “and” if you make out a check to two people! So you have to both sign if it is “and” if it is “or” either can sign !

  • @jaimebaca9439
    @jaimebaca9439 5 місяців тому +7

    I heard telegram fraud is on the rise too 😂

  • @malanalan1
    @malanalan1 5 місяців тому

    That scanning of incoming mail by USPS is not reliable. Frequently they miss many mail pieces. Also, USPS does not stamp most of mail. There is no way of knowing when it was mailed.

  • @joechen353
    @joechen353 5 місяців тому

    Speaking of 'mail theft' recently in Northern California usual suspect ( Chicharo'n) it's shame

  • @rosej5029
    @rosej5029 5 місяців тому

    Isn't there a black ink pen on the market specifically protecting against the check washing?

  • @altheacbarnes2522
    @altheacbarnes2522 5 місяців тому +2

    yeah sure how else can we get the matrix to accept the CBDC... engineering consent

  • @NoctesTheCat
    @NoctesTheCat 5 місяців тому

    The last time wrote a check was 2010

  • @clairemenzies6218
    @clairemenzies6218 5 місяців тому

    Check Fraud, should it not be written as Cheque Fraud which is the correct English’s?
    The word “Check” has different meanings “Safety Check, Examine and Verify”.
    The word “Cheque” means “a printed form on which you write an amount of money and who it is to be paid to”.

  • @arnoldfrackenmeyer8157
    @arnoldfrackenmeyer8157 5 місяців тому +5

    Oh yeah! I remember checks back in the dinosaur days.

  • @ano070602
    @ano070602 5 місяців тому +4

    Shred everything with information. Stop sending checks. Accepting checks.

    • @a.e.7988
      @a.e.7988 5 місяців тому

      ​@@SAPFM Checks, is like holding up a sign!!!😮😮😮

  • @rebeccacervantes8420
    @rebeccacervantes8420 2 місяці тому

    Catch Me If You Can, starring Leonardo DiCaprio and Tom Hank’s, is a film to look at twice. For a reSon!!

  • @fatsilver5905
    @fatsilver5905 5 місяців тому

    I miss the times when women wore skirts or dresses to their knees, not way, way, above.
    Look at the guys attire - classic, decent, professional

  • @fredr6557
    @fredr6557 5 місяців тому +1

    Are checks still being used in the USA? In Europe we ended that about 20 years ago.

    • @vmobile890
      @vmobile890 5 місяців тому

      Never visited Europe don’t know what they do .

  • @cyrysvonnachtseite4546
    @cyrysvonnachtseite4546 5 місяців тому +2

    Its the BANK TELLER RESPONSIBILITY TO SPOT THE CHECK WASHING. ITS SO FKN OBVIOUS…!

  • @shaggydawg5419
    @shaggydawg5419 5 місяців тому +1

    I tried cooking checks. I don't like the taste. Yuck!

  • @samanthaw4955
    @samanthaw4955 5 місяців тому +1

    Do people still use cheques? How quaint…😂

    • @johnstack5008
      @johnstack5008 5 місяців тому +1

      Many landlords don't take cash.

  • @kingkobra1956
    @kingkobra1956 5 місяців тому

    Who still writes checks these days?

    • @kennv7566
      @kennv7566 5 місяців тому +1

      90 year olds

    • @fredr6557
      @fredr6557 5 місяців тому +1

      Americans

  • @mariaguadaluperizo8661
    @mariaguadaluperizo8661 5 місяців тому +1

    ❤la verdad de los controladores de los umanos y como ser libres jonas l.mamani Hipnosis❤yeshua❤la muerte no existe❤

  • @dont6441
    @dont6441 5 місяців тому +3

    Stop writing checks TODAY. Stop physically going to the bank. Stop going to the ATM. Stop using cash.

    • @VMR8648
      @VMR8648 5 місяців тому

      @SAPFM - EXACTLY! 💯 Next advice: just get a chip in your hand, problem solved! 😳😳 They are preparing everyone for that. You will be doomed for h*** for ever if you accept.

    • @shaggydawg5419
      @shaggydawg5419 5 місяців тому +1

      I agree. I carry chicken, duck, goat with me so I can barter them for other stuff. Try stealing my goat, I dare you.

    • @NycBeauty
      @NycBeauty 5 місяців тому

      @@SAPFMLOL‼️

  • @---fj4ys
    @---fj4ys 5 місяців тому +2

    Вам еще долго идти ло корупции какая в Украине .

    • @GeminieCricket
      @GeminieCricket 5 місяців тому

      propaganda

    • @jgreen4715
      @jgreen4715 5 місяців тому +1

      Comrade Boo Boo😮

    • @---fj4ys
      @---fj4ys 5 місяців тому

      @@jgreen4715 Не бу-бу а бе-бе ,

  • @2GoodLookin
    @2GoodLookin 5 місяців тому +1

    A show full of DEI clowns.

    • @NycBeauty
      @NycBeauty 5 місяців тому

      Jealous 🤡

    • @NycBeauty
      @NycBeauty 5 місяців тому

      The world doesn’t revolve around 👨🏻👩🏼

    • @2GoodLookin
      @2GoodLookin 5 місяців тому +1

      @@NycBeauty Exactly what a DEI clown would say. Thank you for reaffirming my statement.