Fidelity Index Funds For Beginners (DETAILED TUTORIAL)
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- Опубліковано 26 чер 2024
- FIDELITY INDEX FUNDS FOR BEGINNERS // This video gets super-specific. What index funds are, how to buy Fidelity index funds, which Fidelity index funds to buy, and how much to buy of each Fidelity index fund!
**ATTENTION: I have a new Instagram and TikTok handle @itsrosehan **
That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me.
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***FREE DOWNLOAD: INDEX FUNDS CHEATSHEET
rosehan.com/indexfundcheatsheet
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**BOOKS I RECOMMEND 📚**
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
amzn.to/2VbJ1Pt
The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
amzn.to/32ewzjj
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
amzn.to/2SLTYpn
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
amzn.to/2SKyklt
Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
amzn.to/2SJ6vtx
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
amzn.to/37N2adc
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**MY FAVORITE MONEY TOOLS 🖤**
YNAB (I literally can't live without this budgeting app, so obsessed)
www.youneedabudget.com/?ref=Y...
Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
wise.prf.hn/l/413jE0q
Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
amzn.to/3Ne37jy
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DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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• Fidelity Index Funds F...
I am learning everything at age 23, I’m grateful that my 65 year old self will thank me
Lol I think the same, I’m 19 and I feel a little late to the game
@@ofmcdonald lol same, I’m also 25 and I literally JUST opened one 😄
I wish I was in my twenties again.
65 year old you will thank you.
Literally same 👏🏽 if only I had the 20 year old on the same track 🤑
I work for Fidelity Investments! I'm so happy to see y'all looking out for each other and investing in yourselves and the future of your families! !
Hey can we talk a bit more I’m looking to invest
Hello i have a few questions
@@ynfrocksterskinner207 lmao weirdo
hello.. nothing
@@kumainkana3576 they are scammers
“Start now and perfect later” this was for me. I’m so scared of making a mistake I’ve been stagnant with investing for years 😩
Hope you start soon!
@@Amethyst454 thank you, I finally jumped off the ledge and started yesterday.
Same here
@@ob2be1 That’s how I feel how is it working for you in 2 months time ?
Better than losing money due to inflation
I bought all of these funds a year ago when you posted this and all are doing great! All of them are up from 6% to 37%. Great information
Can one pay the rent, pay the mortgage, buy groceries, pay any bill?????????? Thought not!!!!!!
@@ronsmith7739 yeah absolutely. You must not know what your doing. Way to troll for no reason bum
@@ronsmith7739 It's retirement, not a job. When you retire, how are you going to pay rent, groceries, mortgage? Thought so!!!!!
@@ronsmith7739 stop paying Rent n Mortgage.. both..at the same time 😉
can you clarify which funds you bought?
This was the clearest video I’ve seen on investing in a fidelity Roth IRA. Thank you!!!!!!!!
nsanenthembrane You’re welcome!!
You are amazzzzzzzing. Thanks for the info!
but ...this video is about index funds...?!
ROTH IRA? Maybe im missing something but I thought this video was about Index Funds 🤔🤔🤔
Ray Kingston shhh
Now this is “detailed”...others they just say invest but how? This shows you how and what! Good video!
HER VIDEOS ARE AMAZING
I agree. If not for this video, and the Our Rich Journey's "How to Open a Stock Account in Less Than Ten Minutes" video, I'd never ever have gotten started. I just didn't know how, didn't know anyone in such circles. I appreciate Rose, Amon and Christine (Our Rich Journey channel), and The Money Guy Show guys. You all rock!!
@@jdstep97 Both of these channels really are great, I feel the same way. Good luck on your financial journey!!
@@jdstep97 wow ~ yes, I stumbled across this channel and “Our Rich Journey” ~ totally engaging content becuz it’s presented so simply
Honestly, most educationally well designed finance channel on UA-cam. You deserve millions of subscribers.
Been going through these videos quite a bit the last few months.
I certainly don't know everything about investing in things other than CD's as I've been playing it safe for a few years and have been on the more conservative side.
The detailed explanation you offer in each video makes it easier to understand, thank you for putting your time into making these!
Now off to surprise my Korean parents a bit in the next few years!
Thanx Rose. Much learned and much appreciated. You just made this all seem so much less complicated. Thank you again.
I can see why she seems successful not only from her knowledge, clarity, and willingness to teach others, but from the fact she listed the index funds in the suggestions in the same order as when she discussed the allocation suggestion.
I've seen a lot of youtubers...Rose explained everything so clear
I have little knowledge on investing and this has been the clearest video I’ve watched on index funds.
I’ve watched this video like 3 times as I’m beginning my journey in investing... thank you!
Any updates?
i've watched this video 3 times just to see her.lol
@@nelsonfraser3517 bruh
You would really make for a great teacher. The best way to know a great teacher is when you can teach someone a complex topic and manage to simplify it for the mundane people. You do a great job in simplifying things and also giving advices especially for beginners in this field like me. I am a healthcare professional and I mainly just want to start investing for my future and do that passively since I don't have the time to dig into stock, financial information and all that stuff. Thank you so much for all your info and I sincerely hope more people would come across your channel so they could be more financially literate.
Totally! She's amazing! I am a teacher and here I am just trying to make sense of this to be able to start my own investment portfolio and thinking the whole time "I wish I had been taught this on school! I SHOULD TEACH THIS IN SCHOOL!" I still have so much to learn first but my students love it when I mention anything about money in class.
Other investing channels just leave you to "do research" on "choosing what's right for you" ...but now I'm armed with much better info on what to look for, how to choose, and narrowing things down. This one video was really refreshing! Thanks!
I will be forever grateful to you, your channel changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt . thank you ❤🧡
Is it the woman this UA-cam Channel told us to join during the pandemic?
Yes , me and my husband joined her. and things has changed since then financially .
l n s t a g r a nn
Caroline Seymour Trade
She has changed so many peoples life . i know how much i made since joining her in 2021 . got my first house last year and working hard for more .
THANK YOU! I was literally praying for wisdom on rolling over my old company (pre-COVID) Fidelity 401k account into Mutual Funds in a Roth IRA! ❤️❤️❤️❤️❤️ I’m so happy to have seen this video!
This video showed up on my feed and now I"m wondering why I haven't discovered you sooner! You are so thorough and intelligent! You got a new sub!
I'm only 2 mins in and I understand it perfectly! Thank you! Everyone else was so confusing 😭
These videos are concise and informative. So many of the investors that make videos ramble on, telling stories and giving too much opinion. Rose sticks to the facts and explains things in a simple fashion. Thanks!
OMG. EVERYTHING MADE SENSE NOW!
IVE NEVER BEEN THIS EXCITED ON INDEX FUNDS!
Thanks Rose. Always find your videos very informative. However, saying "You don't get dividend reinvestments with ETFs" is a bit misleading. Choosing to invest in ETFs vs Mutual Funds is a very big decision for an investor to make and although they are both quite similar, I prefer trading ETFs just because it becomes a little easier to manage taxes. Most major brokerages allow dividend reinvestment on ETFs and figuring out how to activate automatic reinvestments on the brokerage account is totally worth the time. It is pretty easy to do it in Fidelity.
"Flip-floppers rarely find success in the
investing game" ~ Rose Sofia. Epic quote.
This is one of the best channels UA-cam have ever recommended me! Thank you Rose.
Rose, great video! I’d like to add that Fidelity does support dividend and capital gain reinvestment for ETFs. It works the same as for mutual funds.
You are right. the difference between ETF index funds and Mutual index funds is that ETFs are actively traded throughout the trading day and provide real-time pricing, whereas mutual funds can only be bought and sold after the market closes according to Fidelity.
@Investíng Wíh Rose Skettttchhhhhhhh
THIS is the video that took away my fear of investing. Thank you so much. Most videos just talk and talk but don't give you step by step what to do. I opened an individual brokerage account and a Roth IRA account with Fidelity where I have my workplace 401k, immediately after watching this video. I chose the Dave Swenson model for my Roth IRA and Fidelity's equivalent to the S&P 500 for my individual account. Starting slow with $1000 in each. Made $72 in 4 days in the individual acct. I was probably making $3.00 on that money in savings over a few months. Wish I had started earlier.
you are rich
Any updates after 7 months?
I've made a little over $400 on the 2 accounts I opened
@@ingridhunt7841 This is awesome news and exactly the comment I was looking for! I just opened an individual account with Fidelity and was wondering about the difference with an added Roth IRA account. Is the only difference = not being able to access your ROTH $ until age 59.5 and having tax-free earnings vs in your individual account, you can liquidate/access whenever you'd like but you're taxed on it? (Hope that question made sense....sorry)
@@ArikaChennellea Roth IRA grows tax free. Correct. Traditional IRA is taxed when you withdraw. You can withdraw your CONTRIBUTIONS whenever you want but if you withdraw any INTEREST there will be a penalty.
Maaannn I learned more in the 11 mins of listening to this video than I did in the hours of research of index funds. No one was as thorough and I was always left with questions that weren’t answered. I literally have no questions. Thanks !
This was best video I've seen on index funds. Thank you Rose!
This is perfect, thank you .
😊
What a great video! Thank you so much for putting this together, Rose! Super clear and extremely helpful. I watched one of your previous videos, opened a brokerage account, and now I am well on my way to a successful retirement! Thanks, again! ❤️
I bought a few investing courses but these videos make me feel like I dont need any of it to get started! Thank you so much. I over think everything.
I love Rose💙💜 I understand her more than I understand anybody on investment!!! I don't know anything about investment!!! I'm just learning the terminologies and she makes it so clear!!! You're a great teacher Rose. Thank you so much 🙏
I have always believed Fidelity is the best choice when it comes to investing. This woman really knows her stuff; great explanation will assist my decision
I've just started in the financial world. Looking to work smarter not harder. Thanks for this channel. I'm bingeing!!!!!!!
princesslamour1985 Yessss investing is the epitome of working smarter, not harder!
Rose, you're the greatest! I've already got a Fidelity account, and now I know exactly what to do with it. Thanks a MULTI-MILLION!
this video helped a lot
i went with fidelity because they didn't have a crazy minimum investment requirement like vanguard did
thank you!
Very detailed information step by step. I appreciate the time you took to make this video!
You are so welcome!!! More coming :)
Hi, Rose do you pick your owned fund? or do you have Fidelity manager to pick it for you ,which is best?
I am a beginner and this was by far the most helpful video I have watched on this topic. And I have been watching a lot of them. Thank you!!
I was confused as to how to actually invest in Fidelity index funds, you cleared things up for a beginner like me
A year later and I'm sure most have already said it...this is the most simplest effective video ever on the subject 🙏🏽🙏🏽❤💯
Thank you Rose,
Im going to watch this again, a lot of info.
yes for sure - it takes repetition for new concepts to really sink in! and you're welcome 🙏
This is a really awesome video and I love how clear and thorough it is. Thank you!
Thank you so much ... and you're welcome!
I'm an investor on the Fidelity Platform and I never considered the index fund an option.
Thanks Rose, you're the best.😊
Thank you! This was so helpful! Been spending weeks trying to figure out how to invest with fidelity and this is the most relevant information I have found so far.
Thank you for explaining everything super clearly and easy to understand! :)
Lauren Han You’re very welcome! 😊 Any suggestions for future videos?
@@itsrosehan Love your video. It would be great to do a video on REITs
Thank you! Your presentation was clear, easy to follow and respectful of the audience time. Well done! Subscribed.
I love how clear you make this. Thank you so much .
This was so clear! Thank you so much -- I was struggling to find any videos that were on fidelity specifically!
Hello Rose. Great work, you have explained it so clearly. One correction, in your pdf the FSRNX is shown as 15% but in pie chart its shown 30%.
Hey everyone! 🌈 Get my Fidelity Index Funds Cheatsheet here:
roseshafa.com/fidelitycheatsheet
Investing With Rose congratulations on your channel! I love it. Do you have a referral code for Fidelity?
Rafael Augusto Thank you Rafael! I appreciate you asking about the Fidelity referral code, but I don’t have one! Although I probably should, given how much I talk about Fidelity 😆
@@itsrosehan Given the record high in stock price, would you still recommend investing in Index fund or wait for the right time to invest?
I would like to diversify my investment a little. Right now I am 100% in real estate, but would love to learn more about stock market.
Hook me up
@@alrocky where did he mention IRA?
The is the best explanation I need it thanks I’m about to start a brokerage account with Fidelity aside with my ROTH
I came across index funds on tik tik and came to UA-cam spent 5 hours trying to understand what exactly are they till I bumped to this video which is simple and straight to the point ;thank you.
Your videos are very informative. You explain things so simply and efficiently. That's very important. And I love how you always give examples when you present a concept. Great content! Keep doing what you are doing exactly the way you are doing it! Good Luck :)
Thank you ROSE ❤️
I learned more in this video than hours of listening to other sources combined. Thanks!
This was one of the best explanations! Thank you!
20 year old Puerto Rican woman here! Thank you for making investing so much more approachable. I am looking into index funds so I can throw all of my sitting money saved in my bank account straight into it. Thinking of my children and my children’s children. Thank you!
Thanks for your love and feedback. Don't forget to keep in touch with me always.
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Send a note now for guide and information
I see “The Intelligent Investor” book on display. What is the other book on the table in this Video? Great explanation. Keep up the great work. Very enjoyable!
It looks like "The Little Book That Still Beats the Market"
I've learned so much in just 3 videos of yours. Thank you, and blessings!
Thanks Rose. Can you turn off the whopping sounds on future videos?
@6:31 I was thinking to myself, "I'm hoping I can just use this as a resource to jumpstart my research on investing, instead of just telling me what to buy" and then you immediately covered that hahaha.
your channel is so easy for beginners to follow. thank you Rose. i lost everything after a divorce at the age of 36...essentially i’m starting over and this helps me get motivated to get my financial house in order and to be more aggressive in researching my money than staying on auto pilot. Well Done! subbed
sorry to hear about your divorce. glad i could help you get motivated as you rebuild your financial house!
Thank you for posting this. I hired a CFP and he recommended a much larger list of index funds from small, mid, large caps with each having growth and value versions. How do you think this compares to the six simple funds you mentioned above?
Thank you so much for all your time, effort, guidance and positivity!! You're wonderful...We appreciate you!
I like how you explain. You are clear and direct. I understand you. Thank you.
Thank you for sharing your valuable knowledge, Rose! I hope it helps all of us here grow our wealth. Just subscribed to your channel
This is highly informative for beginners, yet concise enough to not feel overwhelmed with information. Thank you!
You've just gained yourself another fan. You're the best!
Thank you so much Rose ! You definitely made this complicated topic so simple. God bless you !
You are absolutely amazing! Thank you for all of this information. I’ve watched at least 5 of your videos today…. At work lol
Rose, you are the best! I learned a lifetime of investing in the course of this video. Thank you
This is incredible and has helped me SOOOOO much! Thank you thank you!
Thank you Rose, i appreciate you giving links for the cheat sheet for index funds options
I just graduated as a first-gen student, and this is so helpful, clear, and concise. Thank you so much! You just got a new subscriber:)
Thank you for this info. Super simplified & easy to follow along. Please make more how-to videos like this!! 🙏🏻🙏🏻🙏🏻
Downloaded the PDF - thank you, Rose!
Omg this helped me tremendously! Thank you Rose.
Thanks Rose,
May the universe bless you for all your hard work and effort you put into these videos..
I m learning tons ..
Liked and subbed
I just opened my Roth IRA at Fidelity so this was really helpful. For now I'm doing the 60-40 split but I may diversify more later.
What is a 60-40 split?
@@miketyler677 60% stock, 40% bonds.
@@Konuvis How many stocks you have to have to get 60%m
I highly recommend splitting it up to what Dave Ramsey recommends
@@Richp20 a bit of explanation please😊
So concise and clear. Amazing, thank you.
Thank you, Rose! I loved it!😍😍😍
I'm almost 21 years old and about to set up my first IRA. This was SO helpful! thank you!!!!
That's amazing. I wish I could have started this early.
I don’t normally leave comments on videos but yours is definitely to leave positive feedback for. I’m new to all of this and your explanation is perfect and I think I will pull the trigger to invest in my future, thank you very much in your hard work to provide this knowledge to all of us!
Rose, your videos are fantastic. You get right to the point of the topic that you are explaining with no no unnecessary chit chat or commentary. Great job. It’s really easy to follow your explanations.
Best financial teacher on here hands down
Love the video and as beginner, how do I verify that my investment is mutual fund instead of ETF in Fedility platform? How do I know that my dividends are automatically reinvested? Thanks! Keep up the great videos!
Chong Lor I second this question.
Really great high quality video and content, love the breakdown! All the best! DGI til I mother freaking die!
🙏
What is DGI?
Out of all the videos, you definitely explained this the best. I'm trying to use my Roth IRA funds to start with investing and I now understand what to do better. I wish I had seen you hours earlier instead of wasting so much time earlier watching people I didn't understand. Thank you and you definitely have a new subscriber!
Thanks For Watching.!
For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to...
+1 405-771-0427
I am commenting first time on any youtubers video, because I couldn't stop myself applauding this girl for this wonderful research! Keep up the good work girl.
She could be selling land in Iran and I'd still click on it.
Stu Ramos 😂
She already has sold refrigerators to the eskimos
@@harrok38 I bought 2!!
Stu Ramos awesome!
Rose Shafa (aka. Investing with Rose) is married to an old man. I guess she's figuring out how to invest with all the money she will inherit when he kicks the bucket. I guess she is qualified to give investing advice.
How to invest your money:
1. Find old man
2. Marry old man.
3. Take ex-wife and his kids out of the will, from previous old man's marriage.
3. Wait until old man is dead.
4. Collect money from dead old man.
5. Have money to invest.
financially unstable people try to do everything themselves which is wrong rather they should have professionals handle things like investment and trading which guarantees returns
found about this last year and made my first million this year with the help of DonaldBen Taylor
@@sopathextra590 DonaldBen Taylor, met him at a business meeting for executives and he agreed to help me I started with 300,000 and made over a mill
I used your cheat sheet....today is my first day buying...! Ty. you helped me to jumpstart my adventure!!!!
Great info Rose! Cleared my long-standing confusion regarding how to invest with Fidelity funds, thank you!!!
Thanks For Watching.!
For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to...
+1 405-771-0427
Hey Rose! I’m new to the investing world. I’m finally ready to invest my money in my high yield savings accounts into the stock market. I have a quick question. Is it better to invest in index fund ETF’s (IVV/VOO) or index mutual funds in a taxable brokerage account? Which is more tax efficient?
Thank you for this detailed and actionable advice, as well as being really easy on the eyes 😍
Thank YOU for being easy on the eyes as well! LOL
Where have you been all of my life! Hope you continue your easy explanations!
Good job Rose!
Thank you for all your hard work!
Best wishes!
finally a woman in the stock market, and BONUS! SHE KNOWS WHAT SHE'S TALKING ABOUT!!!
well she is asian
@@earthtoearthlingsofearth1445 L M A O
Rose, this was super helpful, thank you for simplifying the complex algorithms of investing
you're very welcome 🙏 that's exactly what i aim to do!
Just came across your video. You did a WONDERFUL job explaining everything! Thank you so much for all the great tips. I feel more confident starting my investment journey.
Straight to the point and very informative. Thanks!