How Do I Take Back $400,000 From My Kids?
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- Опубліковано 7 бер 2023
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Mom was smart enough to protect her children.
Yes, she was.
Honestly it makes no sense to me and odd. It isn't "protecting them". They can take care of themselves and most normal people will support their adult kids in many ways however they feel the need. I would never deed over nor write a will that deeds a marital primary residence to children before BOTH spouses/parents have passed. There is no indication that the father doesn't want to pass on an inheritance, he just thinks it is a bad idea at a young age and while he still needs/wants use of the money/equity in his primary residence during his lifetime.
Should have put it in a trust not just right in their name but I agree
Kids “burdened with the weight” of inheritance from their dead mom? Who’s to say he’s not going to move on w this new woman and figures that the kids are grown & flown & on their own.
He actually said he wanted the equity to buy the new house with his soon to be new wife. I'm wondering if the new to be wife has been giving her soon to be new husband her two cents on the matter.@@chipdouglas9349
I'm 100% convinced he does not have his children's best interests in heart
If he had he would talk to his kids and put the money in a trust that pays it out for a first time home purchase or education or something instead of just trying to get out of it entirely.
Gross.
@@Sadreath He can't do that now.
Me too.
Imagine the colleges when they realize the 18 year old has 200k in his own name on the financial aid form.@@meomy29
What 18 year old knows how to handle $200,000.
Dying wife ensured her kids would get her half of the equity in the house instead of the new wife, this mama was one smart cookie.
"I do not hear you wanting to take this money and buy your new wife a Mercedes" funny cause I sure heard it.
Though not a Mercedes, just they security of a home. New wife gets it, and the father in his "new life." Children of suffering woman, now in earliest adulthood, get to feel shame and awkwardness if even visiting. What an appropriate addition to their recent loss.
But here is another question, how frequently does such as this play out?
And would the children actually have been better off in 14th century, plague-ridden Europe. Destitute yes, but no expectations and no betrayal.
Yep. ... not buying her a Mercedes... just a nice big house!
I think he's trying to not be ultra confrontational so this guy doesn't fly off and ignore his advice right off the bat.
Not a Mercedes. A new house that they want to “carry the equity into”. He flat out stated it and the fact that he was allowed to slide and not get called out is DISGUSTING
@@Burlykim13 Absolutely! He wanted to take the money his wife left for her kids and buy a bigger house for his new wife. He may have been worried about the kids squandering it, but he wasn't intending to teach good stewardship and finance...he wanted a bigger house!
I think his dying wife knew him pretty well.
absolutely. what a scumbag, consulting lawyers even
That part!😂
Exactly! B/c i dont believe that is common to do b4 one dies. Mom was looking out for her babies.
Smart woman ❤. I hope the kids don't give in, because it's clear their dad has been cheating on their wonderful, kind mother while she was fighting cancer.
Yeah, good grief I hope this is a fake situation because it’s shameful.
She knew he remarry, and then those kids wouldn't get a penny. Smart woman.
He never said he won’t ever give them the money. He explained they are to young to manage that kind of money now, that’s it. Also you don’t know if the guys are even good a managing money at all.
@@rafaelcardenas515 It's just an excuse by him to get the $$$ back for his and his new wife's new home...didn't he said his new wife wanted them to take that $$$ and put it into a home equity project for them? Yes, he did. That 1st wife was a smart cookie. She knew the dad would screw the kids out of their inheritance once he met someone new. And the kids don't trust dad either in getting 1/2 of the proceeds when he dies. What is he complaining about?. Even giving the kids $200K each (25% of the house proceeds from the potential sale), he's STILL getting $400K himself for him and his new wife. Getting $200K can change a young person's life completely...in a good way. That's why the kids want the $$$ now and don't trust dad with the new wife.
It might make sense if we weren't talking about the marital primary residence. I would never give any ownership to my children before both spouses pass. You handle that with a will
Yep. The wife saw this coming
I have seen at least twice that men remarrying after a divorce or death of their first wife and the current wife getting everything after the man dies. All of the money and items went to the current wife and HER children. So sad for my friends! And this was in two small towns less than a population of 800. One of the instances (talking about the third marriage)was the current wife’s second time as she did it to her second husband’s family. Special place in hell for these kind of people. The caller has unintentionally hinted at some red flags with this new relationship. His children are so correct in holding their ground!
Nobody mentioned that the mom owned 50% of the house! Usually it would pass to the husband and she decided to give her half to the kids instead of him. It was hers to give away. He should honor her wishes. So sad he can’t buy another expensive home, but that half of the house wasn’t ever his anyway.
It's a shame she had to take these measures because she knew her husband was most likely cheating while she was fighting for her life.
The mom had the right intuition. In her last moments she cared enough about her kids. Sounds like a sweet lady.
The mom was a genius. I have mad respect for her.
He could still have a pretty decent home with his half if his deceased wife's half goes to their kids.
The reality of this entire situation is that he's getting remarried and has become greedy! He wants all the money because, fact is, that's impressive!
He imagines how much more appealing he would be to his new finance, if only, if only he had all the money to himself!
This one's far too obvious!
Thank God his grown kids are protected in this situation and if they make mistakes and unwise decisions with it, so be it, it's their mistakes to make and like everyone else, may they learn from them!°
These "kids" are adults. The youngest is 18. This man dated and married all within 18 months, he knew exactly what he's doing. Going to give the new woman all the mothers money. Mom well done.
My MIL started dating 3 months after she buried her second husband. New boyfriend is a gold digger X10.
His new wife is telling him to take the money back from them
Yep..
That was my thought
Yep she wants a new car or a nice new house.
Same though
Exactly
The fact that he's getting married barely a year later, and moving out of state while trying to bilk his young kids out of $400K tells you all you need to know about him.
Exactly.
No good cheater
It is soon, but doesn’t mean he’s a cheater. Some people need a support system and can’t be alone for long. Other people need time alone to process. Some people are ready to marry someone after a few months, some people take a long time. I don’t see a cheater necessarily. But I don’t like him wanting to go back on his late wife’s dying wish that he already agreed to.
That being said, he shouldn’t give away 1/4 of his home before he passes away. Technically they should be getting the legacy when both parents have passed away. But that was his screw up, and he has to live with it.
Agreed this dude's getting fleeced by a gold digger at the expense of his kids.
@@ecclairmayo4153 What do you base that on?
Married 18 months after wife died, trying to take money back from kids. Damn. They will NEVER forgive you if you do that.
He said the quiet part out loud-we want to put that equity into our next house… . This isn’t about him being concerned about his kids getting a bunch of money. This is about him and his new honey not getting it.
EXACTLY! I'm surprised by how many people missed that part. Geez...he STILL would be getting about $400,000, even giving the kids their 25% share. How much $$$ does this guy need for his new house? You can buy a substantial house (the WHOLE house) for $400,000 where I live.
Both things can be true and both are totally normal. I would never expect my spouse to give up any ownership interest in our primary residence prior to both of our passing. I don't know anyone who transferrs any % of ownership in a primary residence before both spouses have passed. You write a will to account for it. its totally normal for a widow(er) to keep full ownerhsip and financial gain of a primary residence until both have passed.
@@chipdouglas9349In my mind, it’s disingenuous for him to call the show and act like he’s worried about how the kids will spend the money rather than just saying he now wants the money for his new life. People also have different kinds of arrangements they agree to when someone is alive and then change their minds when the person dies. That’s understandable. But best not to call the show and try to take everyone for a ride.
@@MzMiata How is it disingenuous? Both concerns are valid concerns and can exist simultaneously. He seems to be flexible on a solution.
Most married people expect to have full ownership and its benefits of their primary residence until both spouses pass before passing onto their children.
Most children have the same expectation in the average married family.
I understand what you are saying-that might be the normal course of things. But that is not what happened in this case, according to the call. He said that he and his dying wife agreed to give the children part of the equity in the home. Now he has changed his mind and wants all the money. That’s his business-unless he calls a nationwide/worldwide advice show and tries to convince the hosts and the listeners that he is simply watching out for the good of the kids by keeping the money. That’s disingenuous. And you can let him know the next time you see him. 😉
He made my skin crawl. “I want to safeguard this money and buy my new wife a house with it” what a loser
The mother gave her portion to her kids so he has no say in the matter. I would give them the option of setting up a trust in their name to slowly dole the money out or as a down payment on a home or giving it all to them at once to blow. Let them understand that if they blow it to not come to you for money ever again. Hopefully the kids are smart enough to not give this guy control of their money.
Probably not even his kids he need a dna test
But nothing for my kids just this new gal I've known for a little over a year.
I bet he was cheating before his wife died.
Exactly he's a thief dressed in a princes clothes
His New Wife is entitled to his wealth.
He married her.
His wife died from brain cancer a year and a half ago and he's already marrying someone else and backtracking on a promise he made to her for her children?? What a gem.
If my wife were to die I can’t imagine ever remarrying. 1 year later seems completely insane!
💯 i thought maybe i heard the call wrong n she might have passed away some time ago. A yr n half n ur already remarrying!?!?!?!?! WOW!!!! So much for all the "nice" things he said about her.
How can anyone ever remarry? Bastard!
You guys don't know his story. No one can say how love goes for another couple. Stats say happily married men remarry after being widowed much faster than happily married women. Perhaps they know how to trust and love deeply and seek to have needs met with another good woman -- that's no sin. Perhaps men and women are different. Perhaps all individuals are different. His new wife may have some input, but it wasn't evident in any way by his call. And anyone with kids knows money can throw them for a loop. Maybe hold your judgement.
@@mmmmdddd2267its pretty obvious the new wife wants the money.
I like how He presents it like 'It's in the best interest of the kids '
No it's NOT
100% I don’t understand why they should even trust him to include it in his will. Besides unless the father starts a new family he should give them the money when he dies anyway
In the beginning it sounded like he wanted to help the kids protect the money. Then he said “We want to carry this equity into our next house”. That means he just wants the money for himself. What a creep.
Cappppp
Exactly.
I disagree with Dave... I hear this guy heart is in the wrong place. He wants it back for him and his new wife. He just ruined his relationship with his kids.
He definitely knows something is up when you see how he brought up the prenup multiple times.
I would never give any of my children any ownership of my primary residence and wouldbn't expect my spouse to agree to that prior to both married spouses passing. That is the norm. He is completely resonable for being concenred that it is too young to pass on $200 and he obvioulsy is open to some alterntive arrangement. I would never expect my spouse to give up any ownership interest in our primary residence prior to both of our passing. I don't know anyone who transferrs any % of ownership in a primary residence before both spouses have passed. You write a will to account for it. its totally normal for a widow(er) to keep full ownerhsip and financial gain of a primary residence until both have passed.
@@chipdouglas9349 well this guy is not to be trusted. He doesn't have the kids best interest at heart
@@chipdouglas9349 you're a selfish pos then. You know the dude want to use the money for his new house. Def not saving it for his kids. Hope the kids got the money
@@TonyStark-wr7ob How am I selish? I am just commenting on the case. One of his wants is to sell the house and use some or all of the proceeds to buy another house. That is a fairly normal transaction after one spouse dies and the other is still living. That is how most estates are structured.
Regardless fo which one of us passes first our primary residence dosn't go to our children intil both of us pass. Neiher one of us considers the other selfish. We consider it common sense.
When he dies I would assume he intends to leave his house and any assets to his kids. He clearly seems concerned about their long-term financial success. and is concerned that they are getting too much money all at once.
He was tranparent with all of his concerns and his wife and kids perspectives and interests and was seeking moral guidance from an objective person he trusts on how to proceed before making any decisions.
Woah.....this wife knew this man's heart. She knew exactly what to do to help her children from the grave.
Exactly. He probably was seeing this lady before his wife died. And his wife knew.
@@patrickmartin8479 I was thinking that too, especially when he said long distance relationship. I really hope not, but you know.
Amen !! ❤
The guy sounds so unattached when he was talking about his dead wife, like a care salesman listing off the features of a car he wants to sell you. I did not hear a shred of emotion in his voice. It's like he going down a checklist and saying all the "correct" things to get Dave on his side. He honestly sounds like a bit of psychopath who can talk like a regular human, but can't fake the emotions that a regular human would feel.
I agree that he was probably seeing this woman while his wife was dying. She knew and instead of confronting him, she got him to agree to this arrangement to make sure the kids would get something before the new girl bleeds him dry.
I'm so happy to see all these comments supporting the children. I hope the Ramsey crew read them.
It is very telling that he didn't ask how best to help the kids handle the money. It was all about him getting to keep it.
Yes, he is saying that loud and clear!
My Father did that to us. We were promised the house when he died. Of course, we never saw it and our stepmother got everything. . Kids keep the money.
"How can I manipulate my kids into letting me get 100% of the proceeds of this home sale."
Wow, dude, mom knew _exactly_ what you were capable of.
Or get a court to do it, he kept saying " I wasn't in my right mind" . His lawyer probably told him he can't get out of it and he was hoping Dave would tell him different.
What mom doesn't know is that the money will be gone in a heartbeat. She made a terrible decision. She should've said they get the money when they are 30 AND the kids NEVER should've been told about it because they will then live their life knowing they will get the money. Dumb!
The kids dont deserve any of that 800k at 20 years old lmao what are you smoking? He paid for that home
@@claypool0 exactly!
@@RichLclopps No, he and her built equity in that house together, and mama, the really smart cookie made sure it went to her kids instead of the new wife, even if they blow it who would you rather blow your money, your kids or hubby's new wife?
His new girlfriend wants the money for a new house and the kids know it. He knows it, too.
1000%
Sounds like they want to move, but yeah. Nothing good can come from fighting this, especially with a new wife and still greiving kids. Frankly, he should realize it's a lost cause without even calling in.
Bingo!
The fact he talked to his lawyer about getting out of it, just shows the kids EXACTLY where his priority is... and it's not them. Dead wife sensed it and guaranteed his selfish ways wouldn't make the children suffer.
@@colleenduffy1139 frankly, the fact he even thought about going back on his promise and tried to convince the kids he was in the right... is the most disgusting immoral thing I've heard in a very long time.
Mama knew that whoever he loves in the future he will love more than his kids. She’s now their Angel looking upon them having saved her portion of the land for them. What a heart of Gold!
A good mother! ❤
He’s moving to Atlanta while he has a teenager in high school. These poor kids lost their mom and their father too.
His new wife wants that money. Suddenly he is worried about the "lesson" which is his excuse to get his kids to give the money back. His wife wanted this and he agreed. Deal is done.
call her the fleecing future ex-wife
Exactly...major red flag.
Yep she wants that Mercedes.
This was exactly what his wife was afraid of!
If this man reared his children right, then having a big windfall will be a blessing, not a curse. I think it is a "new wife" issue.
I think the deceased wife knew something was up with the husband, hence she wanted this quit claim deed in place to protect the kids. Smart. Bless this woman
I think he was chatting with this lady for a lot longer than a year.
@@thedopplereffect00 exactly.
Sometimes when men find out their wife has cancer they meet the new woman while their wife is dying.
Giving an 18 year old that much money is not necessarily a good idea. I would wait until they are 25 to receive the money.
@@FreeSpirit47 It's too late plus it's even a worse idea to have it go with the dad and the new women in his life who didn't contribute to this family to this point!
Simply teach your kids the money worth. Have them use it to go to college and invest or get a condo! With that kind of money they are off to a great start in life when they get some help of how to put it in use but that only works when the dad tried to actually teach them for their sake. It's bad enough to lose your mother so young. It's a huge betrayal when the dad wants to ask for that money back
My parents both passed away when I was little, and I received the life insurance money they left me when I turned 18 (about $150k). I still have that money in my investment account and it has more than doubled now after 10+ years. Not all 18 year olds are going to spend away a big chunk of money if they're responsible especially if it's their mother's last gift to them. With a little guidance, they may even learn to build wealth at an early age.
Sorry for your lost. Glad you're doing well from what it seems.
Sorry for you loss, Yes, windfalls are generally not good for any human, regardless of age, but I agree with you that the gravity of the gift from your mother (who clearly loved them dearly) would definitely tend to give pause to squandering the money. I hope the "Dad" didn't find a loophole, and they are being responsible as you were.
So sorry for your loss!
1) when I was 18 I opened a Roth IRA and invested $3,000 basically everything from working my first job as a hostess at an Old Chicago. That retirement account helps us buy our first home and is trucking along higher than ever before!
2) when my sister in law passed away we set aside SSDI and probate inheritance for our nephew about $30k and he received that when he aged out of guardianship at 19. I don’t know if he’s been responsible with it or not but it’s not our choice. We just wanted him to have something, a little nest egg, a small blessing from his mom passing to make a new life for himself. He can learn good and bad from it on his own.
Protect your children from the stepmother. Stepparents are notorious for siphoning children's inheritance. Don't steal from your children. This is THEIR inheritance. Protect your children from your second wife. Why do you need a second wife, anyway? Remarrying so soon is so hurtful to children. And to add insult to injury, you're trying to steal their inheritance. This will destroy your relationship with them. They will have lost both parents. That's awful. If you're really worried they will be irresponsible with the money, advise them on how to invest the money. But don't steal their money.
this guy's a sleeze ball- honor your late wife's wishes like you said you would
100 percent! If I was his kid I would be beside myself!
I could see him saying "no," but now that he's done it, he should stick to the deal.
Yes, talking that christian talk. While screwing his kids
Ecactly...smh
I don't think he is a sleaze, he is still grieving, wants to fill the hole in his life, kids are still young, never should have
agreed to hand over that kind of $$ to adolescents and he met a demanding woman who is bad news, but he is
still grieving...he probably isn't fifty yet. Grief takes a huge toll.
Kids lose their mom at a young age and then the dad decides to move in with his side chick and give everything to her. Boy this guy is a real piece of work. His deceased wife was smart and knew his ways
100% agree.
Yep. Protected her kids, to give the equity her and he had built together in the house to go to the kids instead of the new wife, really smart cookie.
The kids are adults
Spot on. Most likely he was cheating while his wife was fighting cancer. Good on the kids for fighting for what's rightfully theirs.
@@LeesaLilHop Yup, adults with 25% each because their mother love them and took care of them, something that their father is not interested in doing. Let his new wife put up the remaining 50% for the house.
She’s a momma bear even from the grave ❤️
What a way to sugar coat that he doesn't want to give them anything.
And the worst father of the year award goes to...
Not the worst. But…
And husband towards the late wife
Drum roll, please......
*cymbals crash*
This guy.
Well done sir, you've been gold dug at the expense of your relationship with your children.
I'm sure this long distance love affair with the woman in Dallas will be peaches and rainbows.
Mom looked out for her babies. She knew her husband was a piece of work.
The wife was so smart.. she knew he would remarry immediately and all the work she put into the house would be gone and going to someone who doesn’t deserve it… she gave her half of the house to her kids. Kudos to the mom 👏 dad and new wifey can suck it.
I hope the kids will know to buy their own house with that money!
Yup..."use it for equity in the new house" Tells the whole story right there. New wife...new life.
Those kids were blessed to have a Mama like that protecting their inheritance.
At 18 and 21 the inheritance will be gone sooner than later.
@@gregorychiasson7739 So?
@@gregorychiasson7739 better than getting none and their mom legacy spent on the new woman
@@dacianbonta2840 so that is obviously what mom didn’t want her hard earned life spent on foolishness possibly to her children’s demise have you no wisdom?
shame on his father. he is trying to take all the money back so he can spend it with his new wife.
Smart wife. She knew what he’d do and protected her children.
He never said he won’t ever give them the money. He explained they are to young to manage that kind of money now, that’s it. Also you don’t know if the guys are even good a managing money at all.
@rafaelcardenas515 that's hilarious. His new wife wants to take that money
@@rafaelcardenas515 So what? It is a classical story where a man meets a new wife and all of a sudden wants to keep his money. Unbelivable. I would understand if he would want that money invested in for example real estate, that they would own and get the income from it so that they don't spend it unwisely but taking money back from them? That is honestly disgusting, atleast in my opinion, especially since that is what his wife wanted to be done with the money.
@@bohemiancasanova5538 That’s how you misunderstood it. He DOES NOT want to take the money from them. They just want to give it away NOW. He truly believes they are not ready yet to manage that kind of money. He never mention a word of giving that money later.
@@bohemiancasanova5538 3:37 Even Ramsey read it that way. You’re just judging the guy because want to remarry again.
Dave said this is a bad decision that he signed that clause , I completely disagree. He’s shady and his late wife protected the kids. Great mom
A man of principle DOES NOT reneg on the word that he promised his OWN children!
What an abil
"I don't understand why my kids don't want to let me take THEIR money so ME and MY NEW WIFE can have a better life." I think the wife had a feeling the kids needed to be protected after she left... wish she made a trust instead for the money but her instincts seem right.
Yeah agreed! I am totally questioning this guys ethics and morality.. it sounded like he and his new wife wanted the additional equity for their new house / life, and the.. oh I’m concerned about what the money will do to my young kids is just an excuse.
@@luketarplin I agree also!
@@luketarplin yeah that was ridiculous
Especially since they’re college age at that😂 those kids can get their degree with no debt at all
Agreed
I listened to this. He wants that money for himself and his new wife I could hear it in his voice. I’m with the kids on this. Dave misread this 💯
Yeah Dave seemed puzzled and confused by this one, I don't think he got it right at all
I think Dave took him at face value to start by the way he presented it. Dave had him pegged by the end
It is because the guy said they were good Christian people
I listened to this twice. Once the guy comes totally clean about his kids wanting the money, Dave pulled his card. The caller was definitely being manipulative in the beginning talking about his wife being a Christian, lol.
Dave said it first to say I'll pretend with you.
I couldn’t imagine re-marrying a year and a half after my wife dies of cancer. Not only that, but abandoning my kids at 18 and 21 years old, who already lost their mother and moving thousands of miles away to leave them completely abandoned. He’s already shown that he by no means has his kids best interest in mind and is in no way doing it for them. If he wanted to do ANYTHING for them, it would have been to help them grieve and stand by them to ensure they receive the proper guidance they need in life. Not move away with a new wife and cut them out of the money his wife ensured they would receive. She 100% knew he would run off with someone, abandon the kids and take everything the second she was gone.
This is not a burden for the kids. This is a perfect opportunity to teach investing, how to obtain and maintain wealth.
Wife died 1-1/2 yrs ago. And he’s getting married already. Classy.
Meh, that's by far the least scummy part of this. A year is plenty of time to mourn
Most widowers are in a long term relationship with a year and remarried within 2 years
They ALWAYS do this.
@@AngieMcdonald-fu9nhNo its around 60%.
My Dad remarried 14 months later. Only dated her 4 months and it was the best thing for him. He was never meant to be only.
He regrets not having extra for the new girlfriend. The kids deserve the money.
No way the new wife will allow this man to draw up a will to leave 100% of his money to the two kids. Dave never thought of that?
He did, which is why he said the prenup. He's trying to protect this man's feelings. Dave pretty clearly knows he's a butthead.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Lourd-Bab However, if you do not have access to a professional like CLEMENTINA ABATE RUSSO, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@caseycantrell-gh6fg Oh please I’d love that. Thanks!
@@Lourd-Bab Clementina Abate Russo is her name .
Lookup with her name on the webpage.
You both gave this man a lot of grace. His wife essentially left the kids her half of the house. The money is theirs, not the caller's. Saying "give me the monry now and I'll give you more in 40+ years" is a terrible "compromise".
Bet the new wife expects $$$$$$. What if the kids quitclaim it back, and then the husband ends up giving it all to the new wife.
it NOT HERS to leave
@@az21bob666 Yes, it was. Half of the house belongs to the spouse. Had the mom not done what she did, half of her share will go to the new wife by law and the kids will get nothing. Just ask any divorce lawyer.
deponds on the state and any thing they sign before hand.
@@az21bob666 That was why the wife signed a quit claim to give her share to their kids. So in this case, it was hers by law whether she contributed to its purchase or not. It depends on the scenario here and the husband even admitted that his lawyer said so as well.
Kids are 18 and 21; the Dad is the problem, or his new girlfriend.
He's the problem. No amount of pressure from a new man would make me try to get my children's money from them.
I was just about to say- smart mum, wanted to ensure kid's future and protect their inheritance from potential gold diggers, when I went to comments section. People did not dissapoint
He is trying to steal his children's inheritance to buy a bigger house for himself and his new piece whom he almost certainly met before his wife passed. He responded to Dave's suggestion of drawing up a will and a prenup with silence. He has no forethought for his children who have lost their mother at a young age. He's trying to take advantage of them. He's despicable. I hope they have elders on his mother's side to support them and help them stand their ground. He cares not a jot about them. I'm really disgusted.
I'm with the kids on this one. Who's to say he doesn't spend that 800k over the next 40 years and then they get nothing 🤷
The equity will go into the new house, he and new wife will hold title, and when he dies it will all be hers. That’s what would happen.
@@genxx2724 Exactly - new wife is not signing an pre nuptial especially if she is contributing to the house.
@@clarifyingquestions Yes, especially if she is contributing. It’s a sticky wicket. Uncle Dave is naive.
I also agree with the kids and the deceased mother.
Wife been gone just 18 months and gettin married. Not good. I’ve had long term gf’s I wasn’t over after 18 months. The mother of this dudes kids?? Something fishy
This dude is full of it, A real piece of work. He wants the money for his new wife and himself
Exactly
So he claims that his late wife wasn’t involved or knowledgeable with their finances, but she knew enough to change the deed? Ok, sure thing bud.
I don't think that Dave and Ken heard him say "I want to reverse this promise... ... so that I can roll the value into the new home with my knew wife."
This dude cannot be serious. It seems like he's whipped and just wants to buy a fancier home for his new long-distance woman.
I hope the kids listened to this, read the comments and DID NOT sign their rights to the money over to their father! Dave is usually spot on with his advice but he blew it on this one.
Don’t worry, my sister and I did not sign our rights away!
@@cgbeats5027 I'm glad to read this. I'm so sorry for the loss of your mom and I hope everything worked out for all of you.
@@cgbeats5027God bless you both.
How did he blow it? He agreed with the original agreement, kids get the money.
@@cgbeats5027 IF it's not too much to ask, a year after your mom dies, he wants to remarry? tell us a little about this. And don't sign a damn thing.
Dave said “PRENUP”!
This man is about to get taken for every penny he has. He is going to be glad his kids got half now!
Actually that’s a good point, isn’t Dave usually against prenups?
@@charisginn6932 Yes, on your first marriage...
He said it about 6 times - that if he took the money back the kids wouldn't get 25%, they would get 50%. He tried in so many words to make it clear that if this guy flipped that money into equity in a new house that they would get ALL of it when he died and PRENUP and the guy is completely nonreactive to that, eg he's not going to do it. He wants the money for a new house, even says as much, and that new house would go to the new wife. This guy's deceased wife knew what was up and made sure her kids got her half up front. She's smart. @@charisginn6932
Not to mention, pre-nups can get broken if the new wife convinces him long enough.
The difference is it’s a prenup to protect kids in case of death, not to protect himself in case of divorce.
As an adult child who lost mum to early, my heart goes out to those two kids. Basically this 'father' is saying their mother's wishes were wrong and he values the relationship he had with their mother less than he values the money. He clearly places zero value on his relationship with his kids. Sounds like mother knew exactly who her husband was, greedy and would disinherit their kids in a swift heartbeat. Would love an update and hope the kids are doing well, clearly the wrong parent was taken away from them.
my sister and I did not sign our rights away. we received the money our mom wanted us to have. it is in a mutual fund and wont be touched for years.
@@cgbeats5027 Excellent! I'm so glad you didn't fall for your father's manipulation.
@@cgbeats5027love this ❤️
A man of principle, lol.
Cmon Dave call this guy out! Getting remarried 18 mos later…and long distance relationship? The kids already hate him and he wants to make it worse.
Right! And where are the kids living? I know they are young adults...but 18 and 21. He can't even wait for the youngest to get through college.
Yah they’re so living in their childhood home and yikes. They’re young adults on their own and he wants to basically abandon them right after their mom died for a long distance with who knows who? Always have a will and trust to protect the interests of your kids.
Lol he 100% wants the equity for his “long term” sugar baby
I don't know if they weren't paying attention, but he said he wants that money in the equity of his new home. That's the motivation right there. He doesn't give a crap about his kids, he just doesn't want a mortgage payment. I understand why they didn't call him out on the air, but it sounds like this dude's being unethical as hell and his kids probably don't trust him at all with that money.
I keep hearing they are too young to have that amount of money, but to me that’s a good amount to be able to attend college and get a masters without having to work and worry about housing and transportation. What a great set up to start your adult career/life without the added stress! I would be so thankful to mom!
Stay strong kids! Your dad is selfish and out for his own interests.
Sounds like the Mom had great instincts and protected her kids from a dad that goes back on his word. I'd genuinely not trust a dad that says I'll pay you later after hearing I'm taking back what I promised you.
Not just taking back what I promised you. Taking back what I've already given you.
very good point!
His wife passed away only a year and a half ago, and he’s already preparing for a new marriage. It raises questions about when he began this new relationship, especially with the long-distance aspect involved. It’s commendable how their mother transferred half of the house to her children (HER HALF!). Implementing conditions, such as obtaining a college degree or completing a financial literacy course before accessing the funds, might have been a wise addition to this arrangement.
It was a foolish move. If the kids get mad at Dad they can kick him out. The kids are way too young to handle that kind of money and it'll probably hurt them in the long run.
@@lorirogers9304 You're lucky.
Help your children invest it. Save face. Help them make smart decisions. Be a man of your word.
This whole call is suspect. I don’t believe this guy‘s intent is to protect his children at all. How you move on when you move on is your business but you made a promise to your late wife and to your kids honor it.
The guilt should make him want to give the kids their money, so he feels justified in moving on.
yep he claims Ramsey helped him make generational changes in his life, and now he's going to undo all that for some new chick.
@@Lon1001 he's full of baloney
This man has NO integrity at all. I’m surprised Dave didn’t immediately see straight through him. It’s utter nonsense that he thinks it’s too much money for his kids to handle - he simply wants the money to set up his cost life with this new woman.
The poor deceased Mum was onto him. Thank God she left her half of the house to get kids before she died.
@@LOUBAT1 The Ramsey network usually gives widows the benefit of the doubt. He has no out legally its a morals ethics question. For all we know they guy might be right his kids cant handle it but they are adults, they get to make their own mistakes.
That mama was really thinking about her children. That's what a loving mother does. She knew full well that if he remarried, either all the money would get blown before her children ever get any inheritance. Or he might die first and a practical stranger gets everything she worked for her entire life, and her kids get nothing. She did the right thing, for sure. So sad she's gone, but her children can have some comfort knowing they were her first priority.
I bet if daddy died mommy would have kept all the money and the kids would have seen nothing until mommy passed. Then they would likely find out that she reverse mortgaged the home and that there is little to nothing left.
@@apersonontheinternet8006 she likeley wouldnt marry 18months after. the sleeze ball had a side chick while his wife was dying, the bastard. Great mother. Her kids will get that money
Now hes in his mind thinking with the little head
"its going to teach them the wrong message" thats a cope or a justification for greed in his mind
New wife wants all the money! He’s thinking with an appendage he shouldn’t be thinking with and his kids probably know it. Kids should get their share for sure!
She literally just passed away…and he’s already met someone new, decided to marry her, and wants to destroy what remains of his late wife’s final wish on this earth…😔
Real rough on the kids, especially the daughter who is younger
I doubt this lady is new.
@@kokoskokso It’s sickening. I hope the kids have aunts, uncles, and grandparents, because their nuclear family is gone.
@@genxx2724 I hope so too. It's enough to deal with going through puberty and growing up as is, now losing a mother and having to deal with a scumbag of a father, plus selling their house, way too much.
And selling the home that it sounds like the kids might’ve grown up in 1.5 year after they’ve loss their mom. This is just gross.
It's only been a year since the wife passed and now he's getting married? Wow. Dude moves on pretty quick
Not as quickly as a woman does
it's not uncommon.
At that age, why would you wait. There's no reason. They aren't 19
My dad did the same thing. He got a 35 year old pregnant and he's 58. He lost respect from all his kids and we all stopped talking to him
Some men are weak for attention from new women - even at the expense of their children
I'm glad the comments section knows what's up. Caller obviously doesn't have his kid's best interest at heart.
This caller is the definition of greed. Give your kids the money and teach them how to invest it so they have their futures in order. What a piece of work.
Exactly of kids out that in a good index fund or the Ramsey mutual fund formula, they won't have to worry about retirement. Or at least have one heck of a head start
I found it interesting there was no reference to teaching the kids how to invest the money.
I agree. He made it sound like his main worry was them having the money young. That wasn't his concern at all.
That's what I was hoping he said at some point 🙄 SMH! Kids 🏃♀️ 🏃♂️
The new wife found out about the money, and she wants it. She knows if it's in his name all she has to do is divorce him and she gets half.
What an amazing woman his wife was. She knew EXACTLY what type of man her husband is and with her dying wish used it to protect her children's future. What a saint.
It's one of life's great mysteries how such great women end up with dogs like this man
Mama told her kids not to let dad screw them over.
What a terrible human this guy is.. Feel bad for those kids.
The kids are adults and can start learning how to manage their inheritance. They can hire an advisor on their own.
If the caller really cared about his kids then he would be teaching them how to properly manage the money instead of taking it away from them.
The problem is when he moves the money to a new house and gets a new wife those kids aren't getting that money anymore. This guy is a massive tool.
yeah idk why dave is thinking the kids will get 100% of everything even though the dude is getting remarried and she will likely get a large portion, or if he doesnt get a proper prenup she could divorce and take half. the kids mother was wise to get half of her lifes work transferred to the kids.
Seems like it wasn't an issue until he decided to get remarried. New wife seeing a bigger home and money to spend.
Exactly I wish Dave would've called him out on this. His being disingenuous
absolutely
@@mkwyche I think Dave did call him out, subtly, when he told him to get a prenup. Notice how the guy didn't exactly agree to that idea. As soon as he said he was getting remarried, it was obvious to Dave and everyone else what was really going on here.
This has NOTHING to do with principle. The new wife wants the $ and the caller is using concern for his children as an excuse. If I were his children, I wouldn’t sign either.
“My mind wasn’t in the right spot”. Sounds like his wife took advantage of a gap in his greed and protected her kids.
Now it’s WE, WE, WE referring to him & the new wife where is her equity? Their Mother left the money for them PERIOD. 🙏🏿🙌🏾✌🏿
His wife knew exactly what type of man she was married with 🤢🤮.
He probably cheated and she knew it. She protected her kids.
I hope the kids inherited their mom’s intellect and refuse to sign. As someone else pointed out, this could help his son with a great down payment and his daughter pay for college expenses. It sounds like the kids don’t like how he’s moving already and they’re right to think that.
Did this guy really just call in asking if he was morally right to take his dead wife's portion of the house, that he promised to give to his children, and instead spend it on a new house for his new wife?? Sounds to me like the mom knew what she was doing...Putting the money into a new house for him and his new wife is NOT protecting them. That's ensuring it goes to her when he dies.
My friend (and their sibling) signed the title of their deceased parent's house over to their living parent (who had been separated after cheating). It was a big mistake. Both siblings still broke over 20 years later. Living parent seems to have forgotten their kids' kindness completely. Deceased parent really tried to help them, not the cheating spouse.
It's so funny to hear callers come up with stories so they look better. Lols.
This man is a bad guy. He’s got a new piece and he’s trying to live a better life now that the first wife is dead. The house is worth sooo much and if he remarrys (like he wants) he doesn’t need to sell it. That’s ridiculous.
He’s obliterating the life he and his wife built. The kids’ family, home, and foundation will be gone. It’s heartbreaking. He doesn’t care about his wife, their children, and holding the family and the home together. He just wants to go on to a new life for himself in greener pastures.
Exactly.. he said he wants to use their portion as a down payment on a house in Atlanta. I think Dave may have missed that comment since he didn't challenge him on his motives
He may have their interest at heart but they won't see it
@@georgewagner7787 he doesn’t, he is totally wanting to keep the money for his new life. He said as much when he talked about wanting the equity for a new house,
Exactly why is he in such a rush to sell? I agree 18 and 21 is very young to manage 200k especially while managing the emotional strain of losing a parent and then potentially your family home cause your dad got a “new piece”. If he’s truly concerned about protecting his kids inheritance then don’t sell at this time.
Respect to Ken for not co-signing this BS!
I want an update on this call! I really hope the kids kept their mom’s money.
What a piece of work. Would've been much better to call and ask "My adult children are getting this money as their mother's dying wish. How do I guide them to use it well so it's a blessing and not a curse?"
I agree. This man gave a reason to make Dave side with him about going back on his promise.
Yes when my sister in law died we saved all our nephew’s social security disability and probate so about $25-30k for him and didn’t spend it for his expenses under guardianship. It was odd giving that to a 19 year old and we did our best to show him how to be responsible with money. But my philosophy is he’ll either be wise, or dumb, or a combo and learn important lessons from that experience. It’s not up to us anymore - let baby bird fly or fall on their own at that point!
What a terrible call. Dave suggesting that the kids sign over their rights to half the current house in exchange for 100% of dad's new house upon his death (possibly decades from now) is just bizarre. They own half the house. If they wanted to they could demand the equity right now, forcing a sale if dad can't afford to buy them out.
What kind of parent would try to steal money from their own kids who've just lost mom or dad?
This caller would.
And they're still so young.. Daughter 18, son 21.. I feel for them, especially the daughter, doesn't sound like dad was much of a support after their mom passed.
This what people do choose new spouse over old spouse’s kids. It’s gross and immoral but it happens.
Disgraceful. What a revolting human being.
Ecactly...smh..so sad.
The wife was a lawyer. SHE thought the kids could handle the money. Also: It would be interesting to know how old the long distance relationship gal is - and how long the relationship is going on. After all he marries only 1.5 years after the death of his wife. One would think a man only starts serious dating after maybe 8 months and needs a bit of time to find a new WIFE.
My grandma (Dad's mom) died when my dad was 19. My grandpa toiled for years to build a financial legacy for his family, and after his wife died, he grew incredibly lonely. He married a woman within a couple years of his wife dying due to how lonely he was. This new woman was a "pot stirrer" and brought a daughter of her own. This daughter always had her hand out asking for stuff from my grandpa while his kids never did that. After my grandpa died, his second wife took his legacy and moved to be closer to her daughter. Thankfully, my grandpa's children are all self-sufficient, but it's sad to see the legacy my grandpa built for his first wife and children now being squandered by someone who has severed all ties with the family and given to someone who has always had her hand out. This guy's wife wanted to leave a legacy, and now it seems like the new wife wants that legacy to be her property. People need to remember that their families take precedence over their new fling.
The kid's mother is rolling in her grave watching their father lining up to give it all away to another woman with her kid getting nothing. I'm glad she was wise enough on her deathbed to protect her kids before her passing.
If he was legit concerned about the possibility of his kids blowing through the money, he would have been teaching them all along how to manage money.
💯 best comment
If he was truly concerned about his kids blowing through the money he would sit them down with a reputable financial advisor and talk through the options of what to do with a large lump sum of money at a young age.
Why isnt Dave suggesting putting kids portion in a trust that manages the kids money - they get it but it’s paid out in increments from the trust. I think the mom knew there was issues with the husband. He also doesn’t mention other assets. Did she have life insurance? A previous inheritence? I’ve seen many adult children jilted financially in similar circumstances. And also note the kids do not currently live near their Dad . They are 18
And 21. That tells something about the relationship here.
Sounds like this lady knew exactly what her husband was like. My dad was the exact same when my mum died. Remarried an abusive woman who made our lives miserable and broke up our family. I know i will never get a penny and i am ok with that i have done well for myself. But i will make sure this never happens to my children!
The father seems like he wants to keep all the money for himself to start a life with his new wife. I hope the kids don't sign anything. What a slap in the face to his deceased wife.