That reconsideration line is a lifesaver!! I've heard of a lot of people getting approved for Chase Ink cards even being over 5/24, so maybe they're being a bit more lax about that lately. Congrats on the approval nonetheless man!
Congrats on the approval. I’m currently debating between the Ink Cash or Ink Unlimited Business cards myself. I’m leaning toward the latter of the two.
I got denied for Citi premier on the same reason, having too many inquiries on my credit report. I am debating if I should apply for this ink for that exact reason. Since you turned a denial to an approval, I should give the ink a try. Thanks for the video.
A guy on reddit was over 5/24 and got the Chase ink Card with this offer. Even he was surprised. I am currently at 5/24 until 7/2023. I want this card bad. I should have tried before my Amex Gold reported. I still might try. No is the worst that could happen.
Hi Chase, I have a question, when you applied for this ink card did you had any high balance on you personal chase cards or other personal credit cards? Just wondering, because I currently have a 2k balance, I’m under 5/24, but I’m afraid that I might get denied due to a high balance on my personal chase card… thanks
Good Video Chase! Those 90k UR points alone are almost enough to make me apply but I'm 19/24 so I don't think I'll get approved 😂... Btw, I have a new video dropping later today at 5 pm
@@SledgeIncTeam I'm not waiting for Chase, I'll catch them in a decade or two when I have everything else and can sit and not apply for things for an extended period of time. I think they are jerks though because they keep inviting me to apply for Ink and they darn well know I have 0 chance of approval, they are one of many sites that monitor my credit. Pfft. Not only am I going to continue being on card spree but I'm doing business credit card spree too. I think it's stupid that Chase won't approve even if you have an 850 fico! They could be cool and just look at inquiries... I'm back to 0 on EX and EQ for the next week 😆
Hey Chase. Great video. Quick question...Will a business card appear on your personal credit report or impact 5/24 if you apply as sole proprietor and use your social instead of an EIN? Keep up the great work!!
No it would NOT count toward your 5/24 status. Yes, it will do a hard pull on your personal credit for that first time. Thank you for watching Rasheed!
@@ChaseYokoyama Ok, that's what I've always thought. I'm wondering if it will report though? For example, if the utilization is high would it lower your personal credit score because the business card is not attached to an EIN? Thanks Again!
No it essentially acts as a hidden trade line. I’ve had one for a while and all I got was a hard inquiry when applying. It doesn’t report to the business or personal bureaus if you apply with an SSN.
if you get a business card and then you close your business & close the business credit card attached to your social, will it affect your personal credit? thanks for any answers in advance!
I got approved for the Ink Cash a for months ago for only $3000…. Somehow I was able to hit the bonus right on time using it on a trip to Cali. Anyways… I am dying to apply for the Business Ink Unlimited but I am almost hitting my limit of $3000 right now on my only business Credit card. So question. If my personal credit utilization is below 10% but my business credit probably is pretty high lol would I still be able to apply for the Unlimited cash and potentially get approved? Thanks!
Do you constantly hit close to the $3,000 every month on the Ink Cash? You could also pay off your credit card bill early to lower the credit utilization. If you registered ur business as a sole proprietor and ur personal credit score is good, then you can apply.
Quick question. I already have 3 personal chase credit cards. And I have 3 years old EIN. You think I can apply without opening a chase business checking account?
I just got approved for the ink unlimited. It took them around two weeks to approve my application. Would i be able to apply for the other chase business cards with the same business name that I used to apply for this one?
Please I need your help! Where will Chase mail my credit card to. My business address is different from my home address and I got approved. It's 8days now without the card been delivered. I hope they will Mail it to my Business address not my home address. Thanks and please explain.
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That reconsideration line is a lifesaver!! I've heard of a lot of people getting approved for Chase Ink cards even being over 5/24, so maybe they're being a bit more lax about that lately. Congrats on the approval nonetheless man!
If that's true, I'll take it! 😅 I can definitely see that especially since its towards the end of the year and they gotta hit sales/quotes, etc.
Congrats on the new CC!!!🎈🎉
Thank you JIMMYYYY 🙏🏽 🥂
Aye Chase, Congrats on the card! That sign up offer is clutch and def a good time to grab it.. Great vid as always 💥
Thank you, I appreciate it Mike! 🤙🏽 I just couldn't resist.
Congrats on your new card! I hope you make an unboxing video, they are satisfying to watch!
ahhh noo i did not 😢 I will keep that in mind when unboxing future credit cards
Congrats on the approval. I’m currently debating between the Ink Cash or Ink Unlimited Business cards myself. I’m leaning toward the latter of the two.
Thank you CJ! 🤙🏽 ya get both haha 🤣 Hopefully you can snag at least one of them during this increase bonus offer.
Great video! I just got it approved by moving my cip credit to the ciu.
thank you so much! 🤙🏽 and CONGRATULATIONS!!! 🥂 🍾
Awesome video! I love my Ink Cash and Unlimited cards!
Thank you for watching! 🤙🏼
I got denied for Citi premier on the same reason, having too many inquiries on my credit report. I am debating if I should apply for this ink for that exact reason. Since you turned a denial to an approval, I should give the ink a try. Thanks for the video.
That's something to consider! 👍🏽 As long as you aren't officially over the Chase 5/24 rule.
Chase rule isn't about inquiries. It's about new accounts... 5/24
Very nice, the Ink cards have huge subs right now.👍
thank you! 🔥 oh ya their SUBs are very generous right now
A guy on reddit was over 5/24 and got the Chase ink Card with this offer. Even he was surprised. I am currently at 5/24 until 7/2023. I want this card bad. I should have tried before my Amex Gold reported. I still might try. No is the worst that could happen.
Honestly I heard of someone else getting approved over 5/24 as well. So you might just be able to!
if you stack on Transunion & Equifax BCC hard / soft pullers - does Chase see those and count against their 5/24 ????
I recently got approved they’ve mailed me my credit card but then say it’s under review I’m so confused
whaaaa? never heard of that before. if you use the card does it go through? Have you tried chatting with Chase support as well?
Really hope this 90k offer comes back soon becuase I’m looking to get a business card coming this October
me too! that 90k offer on the ink cards was incredible.
Hi Chase, I have a question, when you applied for this ink card did you had any high balance on you personal chase cards or other personal credit cards? Just wondering, because I currently have a 2k balance, I’m under 5/24, but I’m afraid that I might get denied due to a high balance on my personal chase card… thanks
Good Video Chase! Those 90k UR points alone are almost enough to make me apply but I'm 19/24 so I don't think I'll get approved 😂... Btw, I have a new video dropping later today at 5 pm
😂 hahah you're just BARELY over the 5/24 rule
@@ChaseYokoyama only 2 years to get under 😂
@@SledgeIncTeam I'm 31/24 😆
@@secretchipmunk7 I'm serving life with a chance of parole, you have a Chase double life sentence 😂
@@SledgeIncTeam I'm not waiting for Chase, I'll catch them in a decade or two when I have everything else and can sit and not apply for things for an extended period of time. I think they are jerks though because they keep inviting me to apply for Ink and they darn well know I have 0 chance of approval, they are one of many sites that monitor my credit. Pfft. Not only am I going to continue being on card spree but I'm doing business credit card spree too. I think it's stupid that Chase won't approve even if you have an 850 fico! They could be cool and just look at inquiries... I'm back to 0 on EX and EQ for the next week 😆
My application says "in review." Should I call the recon line or wait until I actually get an answer?
Good question. I called them and was able to get it approved. I would say give it a shot and call ☎️
Mostly everyone has a business without even knowing it!
RIght?! 👏🏽 And it takes minimal effort to find or create one that will qualify for a biz credit cards 👍🏽
Hey Chase. Great video. Quick question...Will a business card appear on your personal credit report or impact 5/24 if you apply as sole proprietor and use your social instead of an EIN? Keep up the great work!!
No it would NOT count toward your 5/24 status. Yes, it will do a hard pull on your personal credit for that first time. Thank you for watching Rasheed!
@@ChaseYokoyama Ok, that's what I've always thought. I'm wondering if it will report though? For example, if the utilization is high would it lower your personal credit score because the business card is not attached to an EIN? Thanks Again!
No it essentially acts as a hidden trade line. I’ve had one for a while and all I got was a hard inquiry when applying. It doesn’t report to the business or personal bureaus if you apply with an SSN.
Is this a hard pull on your personal credit history? I got the Amex blue business cash and it was a soft pull
the chase biz cards do a hard pull but amex does not
Could someone that knows please answer. Can you still buy those prepaid visa gift cards form staples or 7/11 to hit the spending bonus?
Yes you can. However if you overdo it you may put yourself at a bigger risk.
if you get a business card and then you close your business & close the business credit card attached to your social, will it affect your personal credit? thanks for any answers in advance!
if you close your business credit card it will not affect your personal credit score 👍🏽
I got approved for the Ink Cash a for months ago for only $3000…. Somehow I was able to hit the bonus right on time using it on a trip to Cali. Anyways… I am dying to apply for the Business Ink Unlimited but I am almost hitting my limit of $3000 right now on my only business Credit card. So question. If my personal credit utilization is below 10% but my business credit probably is pretty high lol would I still be able to apply for the Unlimited cash and potentially get approved?
Thanks!
Do you constantly hit close to the $3,000 every month on the Ink Cash? You could also pay off your credit card bill early to lower the credit utilization. If you registered ur business as a sole proprietor and ur personal credit score is good, then you can apply.
Quick question. I already have 3 personal chase credit cards. And I have 3 years old EIN. You think I can apply without opening a chase business checking account?
I think its worth a shot. 👌🏽 Assuming u have a good personal and business credit (at least 700)
700 fico or can be 670 ?
I would say 700 is a bit safer
I just got approved for the ink unlimited. It took them around two weeks to approve my application. Would i be able to apply for the other chase business cards with the same business name that I used to apply for this one?
Yes you can! 👏🏼 Also congratulations on the approval!
@@ChaseYokoyama Thanks!!
If you have a Chase card, will it be a hard pull?
Yes it will be a hard pull
Please I need your help! Where will Chase mail my credit card to. My business address is different from my home address and I got approved. It's 8days now without the card been delivered. I hope they will Mail it to my Business address not my home address. Thanks and please explain.
I would give them a call to double check. And they can track it for you. Or you can ask them to expedite ship another.
Can I pay rent with a business credit card?
if your landlord takes credit card payments then yes.
credit karma is not a legitiment credit score tracker. it's been proven already and you still use it?
Hi chase. Wanted to know that if I have a business but the money is under the table. How would I prove that on the application?
Everything gets better AFTER I’m involved 🤦♂️
hahaha oh nooo 😪 I've had my fair share of that too. There's still the Ink Cash!
@@ChaseYokoyama yeah I’m strongly considering! But I got the Unlimited almost two months ago. You think I’m safe to apply for a it? I’m under 5/24.
What was your credit limit that was approved?
It was only $4.5k.
Chase Ink Business Yokoyama 🤔
🤣 you got that right! 🔥