From this video I learned I could use my Amazon Prime points for a statement credit, I've always thought the biggest downside to this card was you were forced to use it for Amazon purchases and forfeit the 5% that would have been earned. Thank you for including that part, it's a game changer for me.
What’s up Papi? This was an excellent breakdown of all of your Namesake cards! lol. You really nailed it! It was a lot of work that you put into it and I truly thank you for it! 😊
Great job on the hard work for this video! I've got to say, i dont think twice with my Ritz card compared to my Aspire when it comes to getting max value.
The top SWA cards are either S or D, depending on whether you fly SWA enough to merit the cards and their almost two years of companion certificates. In the right hands, they are the most powerful CC duo you will ever see, and you really only need them for the SUB and spending to clear off the perks that outweigh the AF. At the end of 2 years, refer your P2 and cancel them. The Disney cards offer 0% financing on Disney vacation purchases, including DVC. Helpful at times.
I have the Reserve and will most likely renew it when my AF hits in a week or two but the CSR needs to stop messing around and just needs to add some kind of hotel status, IHG/Hyatt, or lounge access like United Club. The DD coupons are nice but they’re aggravating in the sense if DD cancels your order you don’t get to use the $10 coupon again and access to Maple Leaf Lounges was an odd addition. For me and my family it’s a points earning machine at Disney which is one of the reasons we keep it
How is it that good at Disney? You'd think a card with entertainment and dining bonuses like the Savor would be better. Do you just stay on-property and charge everything to your room so it all codes as hotel or something?
@@Lancun yep, if you’re staying on property everything you buy, food, souvenirs etc, that can be charged back to your room will code as travel. Same as when you pay for your hotel/tickets it’ll code as travel as well. Not sure if you buy tickets on your own then I’m sure the Savors entertainment category would work best but we always tend to stay on property for the convenience
@@Nick-1828 That's a good perk. For my particular use case, I very very rarely ever stay on-property anywhere since I work for Hilton and get ridiculous hotel discounts in the Hilton portfolio. So I'm sadly unable to charge to the room. I'll probably stay on-property sometime (thinking French Quarter), but when you can book the Waldorf Astoria at Bonnet Creek for $90 a night, those Disney hotels need to be amazing by comparison.
Until now I've been using my Amazon Prime Visa rewards to pay for my Amazon orders. I didn't even realize they gave us other options. I'm going with direct deposit instead of statement credit. Thanks for that tip, every little bit of rewards optimization counts!
@@thekingslayer8463 In the part about the Amazon Prime Visa, Chase said it's better to use the rewards as either direct deposit or statement credit. The default option is to use the rewards to pay for your Amazon order when you check out. So I've just been doing that. Most people are probably doing that too. But if you do it that way, you're earning less rewards because it lowers your total. Does that help at all? I think Chase explained it better in his video.
Lets say you have a $100 item to buy and 5,000 Amazon Points. You can do the following: 1. Use 5,000 points ($50 value) and charge $50 on your Amazon prime Card earning 5% back or 250 points. You end up with 250 points in total after. 2. Redeem the 5,000 points as statement credit or direct deposit ($50 Value). Charge the $100 to your Amazon Prime card earning 5% back or 500 points. Both scenarios you pay the same amount but in scenario #2 you earn 2x as many points.
The OG Freedom doesn't have 3X on dining and drug stores. Of course not an issue if you have other cards with Chase. But if that's your only card, the Flex is better for that.
I agree. I started with Slate Edge, and in six months, Chase offered me Freedom Unlimited or Freedom Flex, already approved. For me, Slate was a big deal bcuz I never thought I would get a Chase card. I'm keeping Slate Edge until my annual percentage drops to 9.4%.
You’re right that the Disney Visa is a bad deal, but you do get perks in the parks with Disney Visa cards. It’s some photo ops and I think a lounge? You can still get those things with the Disney Visa Debit supposedly.
I was rejected by the chase ink business unlimited :(. gotta call them up tomorrow to check . I'm under 5/24, but just realized that i am above the 2/30 rule ugh. I applied for the Reserve and the Amzn Prime visa card the same month.
Depends on a lot of things. what cards are you looking into? what cards do you have now? What are you looking for in your next credit card? What are some reasons you are looking into the CSP?
I'm new to trading, and I've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.
Always make me nervous when travel with United and Southwest. United I might get beat up by airport security 😂 Southwest I might get stampede 😂because no seat selected everybody rush to get the seat.
Worst card Instacart, Top card Ink Preferred 😂😂. To me the Sapphire Reserve is overrated and the JP Morgan Reserve, is... out of mostly everyone's league 😂
That's some serious digging. Great channel! Keep up the good work
From this video I learned I could use my Amazon Prime points for a statement credit, I've always thought the biggest downside to this card was you were forced to use it for Amazon purchases and forfeit the 5% that would have been earned. Thank you for including that part, it's a game changer for me.
I never considered the Ink Business Preferred as a replacement for the Sapphire Preferred! Thank you for that tip! Subscribed!
Thanks for the sub!
I’d say the Explorer is highly underrated. Just checking a bag both ways nearly offsets the annual fee before even looking at the other perks
true that checked bag reimbursement can help a lot
Thanks, Chase Ink Business Preferred is what I'm aiming for along with the Amazon one.
What’s up Papi? This was an excellent breakdown of all of your Namesake cards! lol. You really nailed it! It was a lot of work that you put into it and I truly thank you for it! 😊
thank you Papi! 🫶🏽
You did an awesome & thorough job. TY!!!
TYSM! 🙏🏽
Great job on the hard work for this video! I've got to say, i dont think twice with my Ritz card compared to my Aspire when it comes to getting max value.
Thank you! 🙏🏽 both are super solid cards
The top SWA cards are either S or D, depending on whether you fly SWA enough to merit the cards and their almost two years of companion certificates. In the right hands, they are the most powerful CC duo you will ever see, and you really only need them for the SUB and spending to clear off the perks that outweigh the AF. At the end of 2 years, refer your P2 and cancel them. The Disney cards offer 0% financing on Disney vacation purchases, including DVC. Helpful at times.
Well said Chad. Thank you sir 🙏🏽 And you are the Disney expert so appreciate the extra use case you mentioned.
I have the Reserve and will most likely renew it when my AF hits in a week or two but the CSR needs to stop messing around and just needs to add some kind of hotel status, IHG/Hyatt, or lounge access like United Club. The DD coupons are nice but they’re aggravating in the sense if DD cancels your order you don’t get to use the $10 coupon again and access to Maple Leaf Lounges was an odd addition. For me and my family it’s a points earning machine at Disney which is one of the reasons we keep it
How is it that good at Disney? You'd think a card with entertainment and dining bonuses like the Savor would be better. Do you just stay on-property and charge everything to your room so it all codes as hotel or something?
@@Lancun yep, if you’re staying on property everything you buy, food, souvenirs etc, that can be charged back to your room will code as travel. Same as when you pay for your hotel/tickets it’ll code as travel as well. Not sure if you buy tickets on your own then I’m sure the Savors entertainment category would work best but we always tend to stay on property for the convenience
@@Nick-1828 That's a good perk. For my particular use case, I very very rarely ever stay on-property anywhere since I work for Hilton and get ridiculous hotel discounts in the Hilton portfolio. So I'm sadly unable to charge to the room. I'll probably stay on-property sometime (thinking French Quarter), but when you can book the Waldorf Astoria at Bonnet Creek for $90 a night, those Disney hotels need to be amazing by comparison.
@@Lancun oh yeah for the prices you get I can see why you wouldn’t stay on property!
Bruh. Y’all need to stop. United is not gonna give club access so easily to chase. It would cost dearly. And Chase is already cheap. 🤷♂️
Until now I've been using my Amazon Prime Visa rewards to pay for my Amazon orders. I didn't even realize they gave us other options. I'm going with direct deposit instead of statement credit. Thanks for that tip, every little bit of rewards optimization counts!
What do you mean?
@@thekingslayer8463 In the part about the Amazon Prime Visa, Chase said it's better to use the rewards as either direct deposit or statement credit. The default option is to use the rewards to pay for your Amazon order when you check out. So I've just been doing that. Most people are probably doing that too. But if you do it that way, you're earning less rewards because it lowers your total. Does that help at all? I think Chase explained it better in his video.
yewwww im glad that it helped! Every little bit helps
Lets say you have a $100 item to buy and 5,000 Amazon Points. You can do the following:
1. Use 5,000 points ($50 value) and charge $50 on your Amazon prime Card earning 5% back or 250 points.
You end up with 250 points in total after.
2. Redeem the 5,000 points as statement credit or direct deposit ($50 Value). Charge the $100 to your Amazon Prime card earning 5% back or 500 points.
Both scenarios you pay the same amount but in scenario #2 you earn 2x as many points.
Praised the Hyatt card, but didn’t mention the 5 free nights RN! 😮
That would be a great reason to get it now 👍🏽 but i know its for a limited time so I didnt want to mention it here
Great stuff man! 👍🏼
Thank you Xavier! 🤙🏽
The OG Freedom doesn't have 3X on dining and drug stores. Of course not an issue if you have other cards with Chase. But if that's your only card, the Flex is better for that.
Yup. Thanks for the clarification 👌🏽
Thanks for this!
Thanks for watching 🤙🏽
The Slate Edge is a credit builder or credit rebuilding card, is not that it is trash or useless, it’s that it is specifically for credit building!
I get what ur saying. I think if anything the Chase Freedom Rise is a better option tho.
@ but they’re difficult to get if you don’t have any credit history. Everyone is approved for the slate edge.
I agree. I started with Slate Edge, and in six months, Chase offered me Freedom Unlimited or Freedom Flex, already approved. For me, Slate was a big deal bcuz I never thought I would get a Chase card. I'm keeping Slate Edge until my annual percentage drops to 9.4%.
Good sheet man! I kinda agree with everything except maybe I would have rated the United cards higher lol
Every United card? Or only certain ones higher?
D Card stands for Disney 😂😂😂, cold blooded and you daid it with a straight face.
You’re right that the Disney Visa is a bad deal, but you do get perks in the parks with Disney Visa cards. It’s some photo ops and I think a lounge? You can still get those things with the Disney Visa Debit supposedly.
Gotcha. Thank you for the info 🤙🏽
I went from MB Bold for the sign up bonus to the Ritz Carlton Card.
Ya that is the move 🧠 RC all the way!
9:35 Ink premier does not give you UR points like the other ink cards. The bonus is $1,000 not 100,000 points
Thank you for the correction 🙏🏽
W Thumbnail & W Video
🙏🏽
Only reason to mess with the Chase are inks. And cpl cobranded cards, only more if ur a loyalist.
Chase inks are OP
I was rejected by the chase ink business unlimited :(. gotta call them up tomorrow to check .
I'm under 5/24, but just realized that i am above the 2/30 rule ugh. I applied for the Reserve and the Amzn Prime visa card the same month.
🤷🏽♂️ hopefully that means its an automatic approval when you apply after you are under the 2/30
WHY MOSTLY ARE VISA?
Should I get the sapphire preferred?
Depends on a lot of things. what cards are you looking into? what cards do you have now? What are you looking for in your next credit card? What are some reasons you are looking into the CSP?
I'm new to trading, and I've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.
INDEX FUNDS!
Always make me nervous when travel with United and Southwest. United I might get beat up by airport security 😂 Southwest I might get stampede 😂because no seat selected everybody rush to get the seat.
hahah never heard that about United 😂
Aeroplan is a or s tier imo
what do you like most about it 👍🏽
You forgot one - the Chase Titanium Elite card. This one belongs in S+ tier.
You're right 🤦🏽♀️ but only the real ones know about that card 🤫
Worst card Instacart, Top card Ink Preferred 😂😂.
To me the Sapphire Reserve is overrated and the JP Morgan Reserve, is... out of mostly everyone's league 😂
We both know none of these Chase cards come close to the Amex Platinum and Aspire 😂
@ChaseYokoyama 💯😅
great video!
Much appreciated! 🙏🏽