😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632 Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!
😢I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity. If you can am willing to mentor you Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm Let the good people of God grow finicialy without lost.
Thank you for all you do! At about 27:10, you suggest a person set up an account and check that Social Security has recorded the earnings correctly. As one completes paperwork to collect, one cannot proceed without agreeing that the earnings numbers are right. Maybe the worker should have been first asked this about 55 years earlier!
Since my husband was in the Air Force with an honorable discharge, and I believe you said that if you were in the military, you would get another $300 quarterly. But we didn't know this when we filed for his SSDI and so it wasn't included. Therefore, my survival benefits were based on his record without that bonus. Is there any way I can tell them about this and possibly have my survivor's benefits re-figured? Thanks.
Survivor benefits can be more now then yours at your full retirement age 67 choose wisely especially if you need the $. You can also collect survivors benefits at 60. My friend makes more at 62 on her survivors Benefits at 62 then she would make on her own at 70. She needed the money she took it, made a huge difference in her life now, her husband was a high income Earner she worked but not a high income earner.
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity. If you can am willing to mentor you Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm Let the good people of God grow finicialy without lost.
Thank you Ed, for all your help. But I have two other questions for you on this page. One about extra military benefits, and one about survivor's benefits because you said "there are exceptions to this." What are the exceptions you were referring to?
If you got turned down for disability but say two years later you got a disability lawyer and proved your able to get the disability benefits you can get retroactive from the time they refused you.
Both my wife and I retired with California PERS. The city didn’t pay into social security. We have paid into social security from other jobs. My wife only gets $90 per month. Can she file on my social security?
Sorry, I have a weird question to ask my husband was on Social Security disability and when he turns 65 of course they put him on SSA now he’s 83 years old. I don’t ever remember telling them that he was in the military. Is it too late to do something like that?
I make big mistake I didn't wait for one yrs and 6months to get my full retirement age that make my SS and my pension less. So pls don't rache ask before 🤔🤔
My son revived a big money for the sale of is house. All taxes were take and is bill's were pay for him out of the sale of his house. Does he have to pay anything more
My husband is disabled and this election has made him nervous and he is afraid they will change his Medicare and or payments he is 63 and he knows if he goes ahead early and take retirement early his payment would go down. Should he just wait to see after Trump is sworn in and see what changes will be made or go ahead now?
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity. If you can am willing to mentor you Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm Let the good people of God grow finicialy without lost.
Dr Weir, if a person gets a pension from state of Florida, would it be considered as part of the income allowed for 2025 - 23,400.00- for an early retirement person?? Thanks and many blessings for you!!
Ed, I feel like I know Social Security pretty well, but I always pick up something to share with my friends and family! Thanks so much for what you do! Cheers, Michael Albuquerque NM USA,
Hi Dr. Ed, I filed for SS benefits on November 8th 2024 and the SS website says a decision will be made within 1 month. Will they be calling me for an interview, or is the decision the same thing? Thank you for all your help!
My husband passed January 2024. I’m getting his SS and a VA spousal benefit. Is there any other benefit from SS that I can get. We were together 31 years and married for 14 years.
Actually they will continue to increase an additional 8% per year after your full retirement age, so if you wait until you’re 70 you’ll get an additional 24% (but you will have missed out on the earlier payments). That’s why Dr Ed says no decision is right for everyone.😊
Since there are so many exceptions please join one of my FREE LIVE UA-cam Q&A sessions so I can give you a more complete and accurate answer. MORE HELP HERE: linktr.ee/MyGovExpert
I turn 65 in Jan 2025. My spouse turns 62 in August of 2025. If I file at 65, will her max survivor benefit be stuck at the "65" level or can she wait until she's 67 to file to get my full FRA amount, or will she be stuck with the "65" level since that's when I filed for my own? I think I'll file at FRA at 67, so my wife can collect my full FRA when I die. But does she need to wait until she's 67 to file to get my FRA survivor benefit amount? Also, if I file at 70 and die, does she get my FRA amount or delayed amount as survivor benefit?
Your spouse is eligible for what you were receiving when you passed- if you wait until 70, spouse gets that benefit amount (including the delayed retirement credits). Or, if you weren't yet taking benefits, your spouse is eligible for what you were eligible to receive on your date of death. If spouse isn't full survivor retirement age when survivor benefits start, the amount will be reduced for their starting age.
@@carolinecollins2441 Thanks. I've heard different things from different "experts" so I'm not sure if I'm confused or not. Somebody else claims that the spouse can only collect "up to" my full FRA amount (even if I filed at 70), but not the delayed benefit amount. I'm not sure who to believe anymore...
If I take my SS at 62 and my husband waits until 70, can I switch to half of his full retirement amount after he files, or would I only get 1/2 of what he would have gotten at 62 if I switch?
If I'm on survivor's benefits, and wait until FRA to claim retirement benefits, do I get to receive both at the same time since my retirement benefits will be very low, (maybe $250 a month)?
SSDI is full benefits. You will receive COLA increases every year. The only way to ensure an increase of more than your check amount now, would be to get a part time job if you're able.
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity. If you can am willing to mentor you Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm Let the good people of God grow finicialy without lost.
I retired at 65 Nov 2023. I get a small pension and SSA. However, with what I get I am barely able to my my mortgage and my utilities and bills. My children are grown and I have no spouse or other income. If I rent a room is that income that I have to report and will cut my SSA? I'm starting to really get Scared if property taxes continue to go up. Especially since I only now owe $80 thousand to finish paying off. What information can you give me to help with this situation. Thank you in advanve for your advise and information.
Sometimes you just want to get some tax free income. Rent your room quietly. Maybe do a cash deal? Also find stuff to flip. It’s profitable and fun. Best of luck.
Good data.. My medical from my employer ends April 2025. Would like to delay my SS benefits until my severence pay stops in July. I'll be 68 and want to collect SS benefits. Can I sequence this with SS?
Regarding early SS income limits is based on your earned income, basically anything with a W2, but if you make over $100k+ in dividends this does not effect the SS income limits correct? You may still collect early SS benefits without any penalty? Thank you
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity. If you can am willing to mentor you Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm Let the good people of God grow finicialy without lost.
Please keep in mind that when the new administration re-incentivizes working vs., incentivizing not working, than a lot more people will once again be paying FICA taxes.
Survivor's benefits? You said that there are exceptions? What are those exceptions? After all it's not my fault that my husband died at a young age, and I had to start those benefits at 60?
Spouse is planning to file on their 64th birthday in March 2025. Was going to wait until 67 but due to the new changes spouse will be filing 3 years earlier than expected. Are we making a mistake or should we continue to wait?
Since there are so many exceptions please join one of my FREE LIVE UA-cam Q&A sessions so I can give you a more complete and accurate answer. MORE HELP HERE: linktr.ee/MyGovExpert
What about other people using my social security number?? When I reported this to social security, They told me it was okay because the other people using my number were also using a different name. ??
This means that the other person is making payments into social security under your number, but because SS knows it’s not you they will just put that extra money (that the other person is contributing) into the social security trust fund since the person using your number won’t be able to collect it. It doesn’t benefit you directly, but it benefits everyone who does collect social security benefits.
Im 61 will be 62 in may 2025 i make at work 25k yearly and plan to work till 65 however if i do file for ss in may will i be under the max earnings of 23,400?
Max earnings don't apply until you start collecting so divide the annual earnings limit by the number of months you have left in the year. Hope this makes sense. In other words you are not affected until you actually start receiving your money from social security
And SS will only assess the “penalty” (holding back $1 in benefits for every $2 you earn over the limit) on what you earn over the limit, And you will potentially be increasing your future benefits by working.
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity. If you can am willing to mentor you Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm Let the good people of God grow finicialy without lost.
If you got turned down for disability but say two years later you got a disability lawyer and proved your able to get the disability benefits you can get retroactive from the time they refused you.
Since there are so many exceptions please join one of my FREE LIVE UA-cam Q&A sessions so I can give you a more complete and accurate answer. MORE HELP HERE: linktr.ee/MyGovExpert
😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632
Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!
Thanks for all you do, Dr Ed!
I'll be 63 in April.
Should I wait to talk to your people? Watching you calms my fears. Thank you.
😢I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity.
If you can am willing to mentor you
Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm
Let the good people of God grow finicialy without lost.
Thanks for allthe good advise
No funds needed. All free.
Thoughts of elan having ways to get things together would help I'll overnight that
I called Chapter. They were awesome. Thanks
So glad to heart that! Thank you for letting me know!
What is chapter ?????
and yes I've got to learn how to work this site I guess you might make a video of how to use the Live portion. hahaha
Thank you for all you do! At about 27:10, you suggest a person set up an account and check that Social Security has recorded the earnings correctly. As one completes paperwork to collect, one cannot proceed without agreeing that the earnings numbers are right. Maybe the worker should have been first asked this about 55 years earlier!
Thank you. I think its handled
Medicare & Medicaid will hopefully be in place if not nothing I could do
Since my husband was in the Air Force with an honorable discharge, and I believe you said that if you were in the military, you would get another $300 quarterly. But we didn't know this when we filed for his SSDI and so it wasn't included. Therefore, my survival benefits were based on his record without that bonus. Is there any way I can tell them about this and possibly have my survivor's benefits re-figured? Thanks.
Hi Dr. Ed
I been trying to reach Chapter but no response.
Great videos Thanks 🎉🎉🎉
Survivor benefits can be more now then yours at your full retirement age 67 choose wisely especially if you need the $. You can also collect survivors benefits at 60. My friend makes more at 62 on her survivors Benefits at 62 then she would make on her own at 70. She needed the money she took it, made a huge difference in her life now, her husband was a high income Earner she worked but not a high income earner.
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity.
If you can am willing to mentor you
Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm
Let the good people of God grow finicialy without lost.
Thank you Ed, for all your help. But I have two other questions for you on this page. One about extra military benefits, and one about survivor's benefits because you said "there are exceptions to this." What are the exceptions you were referring to?
How do you feel about Medicare supplemental part F?
If you got turned down for disability but say two years later you got a disability lawyer and proved your able to get the disability benefits you can get retroactive from the time they refused you.
Uhg...i never catch these live😮 so many questions, so little time
Both my wife and I retired with California PERS. The city didn’t pay into social security. We have paid into social security from other jobs. My wife only gets $90 per month. Can she file on my social security?
Yes, see GPO book on SSA.GOV.
CalPerks is investing in the PRC so as other retirement funds, I doubt it if those investment can be retrieved. The PRC cheats on their reports.
Im in.
Sorry, I have a weird question to ask my husband was on Social Security disability and when he turns 65 of course they put him on SSA now he’s 83 years old. I don’t ever remember telling them that he was in the military. Is it too late to do something like that?
Dr Ed answered that question for someone else recently. He said to call social security and ask if it’s in his record.
16:32
I make big mistake I didn't wait for one yrs and 6months to get my full retirement age that make my SS and my pension less. So pls don't rache ask before 🤔🤔
My son revived a big money for the sale of is house. All taxes were take and is bill's were pay for him out of the sale of his house. Does he have to pay anything more
Retirement not. Love thinking about what kind of work i could be doing 🎉
My husband is disabled and this election has made him nervous and he is afraid they will change his Medicare and or payments he is 63 and he knows if he goes ahead early and take retirement early his payment would go down. Should he just wait to see after Trump is sworn in and see what changes will be made or go ahead now?
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity.
If you can am willing to mentor you
Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm
Let the good people of God grow finicialy without lost.
Dr Weir, if a person gets a pension from state of Florida, would it be considered as part of the income allowed for 2025 - 23,400.00- for an early retirement person?? Thanks and many blessings for you!!
I worked for american Express 22 years. 1984 shows blank on my ss tax report. Do I contact irs for transcripts? I never heard back from ssdept
Ed, I feel like I know Social Security pretty well, but I always pick up something to share with my friends and family! Thanks so much for what you do!
Cheers, Michael Albuquerque NM USA,
You are so welcome!!! And thank you for looking out for those around you!!!!
@@MyGovExpert You model that extremely well, Ed!
Hi Dr. Ed, I filed for SS benefits on November 8th 2024 and the SS website says a decision will be made within 1 month. Will they be calling me for an interview, or is the decision the same thing? Thank you for all your help!
My full retirement is on Jan 2025( born May 1958). Should I apply now for my sss benefits as full retirement? And when to start my first check?
Yes, if you want your benefits to start at your FRA file now. They will help you figure out which month to start.
@ thank you for the advice. God bless
Same fra as yours, first check starts on Feb. 2025.
No spoilers
By dec.25th
My husband passed January 2024. I’m getting his SS and a VA spousal benefit.
Is there any other benefit from SS that I can get. We were together 31 years and married for 14 years.
64 years old. Just retired. Will social security payments continue to increase if I wait til FRA?
Yes wait till FRA more 💰😊
Actually they will continue to increase an additional 8% per year after your full retirement age, so if you wait until you’re 70 you’ll get an additional 24% (but you will have missed out on the earlier payments). That’s why Dr Ed says no decision is right for everyone.😊
What is the effect on your social security if an ex spouse was under a social security in a foreign country.
Since there are so many exceptions please join one of my FREE LIVE UA-cam Q&A sessions so I can give you a more complete and accurate answer. MORE HELP HERE: linktr.ee/MyGovExpert
I turn 65 in Jan 2025. My spouse turns 62 in August of 2025. If I file at 65, will her max survivor benefit be stuck at the "65" level or can she wait until she's 67 to file to get my full FRA amount, or will she be stuck with the "65" level since that's when I filed for my own? I think I'll file at FRA at 67, so my wife can collect my full FRA when I die. But does she need to wait until she's 67 to file to get my FRA survivor benefit amount? Also, if I file at 70 and die, does she get my FRA amount or delayed amount as survivor benefit?
Your spouse is eligible for what you were receiving when you passed- if you wait until 70, spouse gets that benefit amount (including the delayed retirement credits). Or, if you weren't yet taking benefits, your spouse is eligible for what you were eligible to receive on your date of death. If spouse isn't full survivor retirement age when survivor benefits start, the amount will be reduced for their starting age.
@@carolinecollins2441 Thanks. I've heard different things from different "experts" so I'm not sure if I'm confused or not. Somebody else claims that the spouse can only collect "up to" my full FRA amount (even if I filed at 70), but not the delayed benefit amount. I'm not sure who to believe anymore...
Survivors is different. @mikefrommarietta8289
Ed has made numerous videos on this subject. You can also ask during q&a.
How can I get my late husband work credits from SSA?
If I take my SS at 62 and my husband waits until 70, can I switch to half of his full retirement amount after he files, or would I only get 1/2 of what he would have gotten at 62 if I switch?
If I'm on survivor's benefits, and wait until FRA to claim retirement benefits, do I get to receive both at the same time since my retirement benefits will be very low, (maybe $250 a month)?
You can only collect one benefit yours or your survivor benefit.
I started ssdi at 52. They gave a back pay, once I turn 67 will I receive full benefits
SSDI is full benefits. You will receive COLA increases every year. The only way to ensure an increase of more than your check amount now, would be to get a part time job if you're able.
Could you tell me about global retirement plan. For people used to work overseas, and live in usa
What happens if someone is a widow and remarries before they are 60, took an early retirement at 62 and draws SS from diseased spouse?
If you remarry before you are 60 you can't collect on your deceased spouse's benefit unless you should divorce your current spouse.
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity.
If you can am willing to mentor you
Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm
Let the good people of God grow finicialy without lost.
If I am filing online for SSA, how far ahead should I submit my application?
2-3 months
I retired at 65 Nov 2023. I get a small pension and SSA. However, with what I get I am barely able to my my mortgage and my utilities and bills. My children are grown and I have no spouse or other income. If I rent a room is that income that I have to report and will cut my SSA? I'm starting to really get Scared if property taxes continue to go up. Especially since I only now owe $80 thousand to finish paying off. What information can you give me to help with this situation. Thank you in advanve for your advise and information.
Sometimes you just want to get some tax free income. Rent your room quietly. Maybe do a cash deal? Also find stuff to flip. It’s profitable and fun. Best of luck.
Does anyone ever answer the phone? Waited over 2 hours and no answer.
Same thing happened to me so I went to the SS office as a walk in and I was taken within 15 minutes
Follow the money Trail. It's all by design.
Do you think Musk & Co. will dig into these rules and make changes?
Good data.. My medical from my employer ends April 2025. Would like to delay my SS benefits until my severence pay stops in July. I'll be 68 and want to collect SS benefits. Can I sequence this with SS?
Regarding early SS income limits is based on your earned income, basically anything with a W2, but if you make over $100k+ in dividends this does not effect the SS income limits correct? You may still collect early SS benefits without any penalty? Thank you
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity.
If you can am willing to mentor you
Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm
Let the good people of God grow finicialy without lost.
Please keep in mind that when the new administration re-incentivizes working vs., incentivizing not working, than a lot more people will once again be paying FICA taxes.
Survivor's benefits? You said that there are exceptions? What are those exceptions? After all it's not my fault that my husband died at a young age, and I had to start those benefits at 60?
Spouse is planning to file on their 64th birthday in March 2025. Was going to wait until 67 but due to the new changes spouse will be filing 3 years earlier than expected. Are we making a mistake or should we continue to wait?
Since there are so many exceptions please join one of my FREE LIVE UA-cam Q&A sessions so I can give you a more complete and accurate answer. MORE HELP HERE: linktr.ee/MyGovExpert
Why there should kids disabled before 22 ?
The child may have special needs that would require more money and Medicare.
What about other people using my social security number?? When I reported this to social security, They told me it was okay because the other people using my number were also using a different name. ??
This means that the other person is making payments into social security under your number, but because SS knows it’s not you they will just put that extra money (that the other person is contributing) into the social security trust fund since the person using your number won’t be able to collect it. It doesn’t benefit you directly, but it benefits everyone who does collect social security benefits.
Im 61 will be 62 in may 2025 i make at work 25k yearly and plan to work till 65 however if i do file for ss in may will i be under the max earnings of 23,400?
Max earnings don't apply until you start collecting so divide the annual earnings limit by the number of months you have left in the year. Hope this makes sense. In other words you are not affected until you actually start receiving your money from social security
My retirement age is 67 years old
if I get married will I lose my social security and medicare
Are you receiving Survivor benefits? SSI?
What if I will file on my 64th birthday on March 2025 and just work part time? will that be possible?
As long as you don't go over $23,400.00 for the whole year of 2025, you won't be penalized since you aren't at FRA yet.
@@DebLindley-xg8gzThank you
@@pacitaalbania7138 you're welcome 😊
@@pacitaalbania7138 you're welcome.
And SS will only assess the “penalty” (holding back $1 in benefits for every $2 you earn over the limit) on what you earn over the limit, And you will potentially be increasing your future benefits by working.
****Does rental income from real estate investment count as income for the limit?
did you roll your eyes when referring g to Trump?
Cans getting kicked over 🎉
***Elon Musk doesn't pay any FICA tax, he doesn't take a salary from his business, only loans.
Ok 😂😢😮😅
Genes terrible
I thought Irma was a hurricane Irma, hurricane Irma
I'm Bless,$6k every week! I can now give back to the locals in my community and also support God's work and the church.God bless America..i will mentor you on how to earn this weekly only if you could give out 5 percent of your weekly profit to charity.
If you can am willing to mentor you
Note: if you are a scammer or participate in any fraudulent activities,stay off my Dm
Let the good people of God grow finicialy without lost.
If you got turned down for disability but say two years later you got a disability lawyer and proved your able to get the disability benefits you can get retroactive from the time they refused you.
If I get married will I lose my social security and medicare
Since there are so many exceptions please join one of my FREE LIVE UA-cam Q&A sessions so I can give you a more complete and accurate answer. MORE HELP HERE: linktr.ee/MyGovExpert