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Because my late enrollment for part B, SS penalized me with $97/mo, even though I was out of the US at that time. Would you please let me know how I can recover this money!?
I’ve had Plan G since 2023. I paid a deductible of $226 at the beginning of the year. I was in the ER 2 xs, urgent care a few times, CT scans, knee surgery, etc., never received an additional bill.
@ChrisSadowski-pp1np Yep my plan G is great about paying everything that Meducre doesn't but the premium keeps going up every year.When my husband passed away suddenly back in 2014, I lost 2/3 of my income. My plan which cost me around 135.00 when I retired, now costs me 289.00. I'm trying to live on my Social Security check. I am on a strict budget I can't afford the annual deduction and with the price of food going up and up, I can't afford enough groceries to last the month. I am in very bad health now so I can't switch to another company because the very second I type in heart failure they turn me down. I'm also trying to support my 50 year old manic depressive/ many other mental problems that I applied fir Social Security disability years ago and they turned him down. I'm 77 years old. 97 percent deaf, can't drive anymore by doctors orders. Can't afford a car and upkeep anyway. I'm stressed to the limit. I can't afford to live anymore
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Thank you for helping everyone understand all this. I have "plan F" its been discontinued by Congress a few years ago. They claimed everyone on Plan F was hanging out at their Dr. too often and was abusing this plan LOL? I have done lots of things in my life but never hung out at Doctors because I have PLAN F that I still have, but no one can get it anymore.
Same for my Mom who rarely went to a doctor. My sister got her switched to a G plan to lower the premiums. A couple of years later she had a major medical event that cost a fortune surprisingly the part B deductible didn’t cause her to not get medical care🙄 It’s just an excuse to transfer some of the costs to the individual.
I have Medicare because of disability and have plan F also. The monthly premium is very high, $545.00 to be exact! I've had several surgeries, MRI's, xrays, Cat scans, PT, and have to see 3 different specialists , plus an upcoming spinal fusion in the near future. Although the monthly premium is high, I still feel it's worth paying considering my health. I've had plan F since 2011 and grateful for it since no one can get it anymore. I do wonder if I am paying too much but if I change, I lose F. I have a more years of being somewhat healthy than not.
Plan F is still available to those who are retiring and were eligible for Medicare up to Jan 1, 2020. So my brother just retired on Oct 31, 2024 at age 71, and got Plan F, effective Nov 1, 2024. His birth year is 1953, so he was eligible for Medicare in 2018, but was still working, so he got Medicare Part A, but waited for Part B when he retired.
Wonder how come Medicaid doesn’t have access charges but the elderly do I really struggle with how we hand out free medical but then do this to stick it to the elderly
I've been on an ACA plan since 2021 and looking forward to going on a Medicare+Plan N next month! Found a Part D for 2025 that covers most my Rx. No More Networks!! Did some homework and I see a PCP and 9 specialists. None of them would be on the SAME Part C Network, so I don't want to start changing doctors (again). Also, turning 65 next month means that my Medigap plan will be the cheapest ever, with lower premium increases as I get older (no medical underwriting for now). Now, ALL of this could change in 2026, depending on what the new U.S. Administration does (RFK Jr in charge?!?!) next year.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I have G & am switching to N. The annual percentage increases in the long run are lower on N. Yes, you will pay $20 for a md visit but so what? You are paying less per month and u will get a smaller raise every year! And there is no $20 copay for bloodwork, ct scans, physical therapy. There is only a $20 copay to actually see the md. And $50 for an emergency room visit - how often does that happen-plus it gets waived if the hospital admits you. Your monthly premiums go up every year till u die.
I agree! I always recommend Plan N first. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Part b should cover it all.Sounds like a scam...And who can understand it all...especially the elderly...And those nasty tv commercials...OMG...You do have great info though.
One thing about health insurance that no one seems to speak of is work slaves. People are stuck in jobs they want to leave but can’t because of their insurance and being afraid they can’t get the healthcare that they need.
I'm 65. This is my first year with Medicare. I have an advantage plan, but I want to change to Medigap. Is it true that I have the rest of the year to change to Medigap, or is it only through Dec 7?
Dr. Ed. I. 5:23.. 5:23 5:23 am from the islands of the East where King Solomon got his Gold of Ophir for his palace. I joined your group a few days ago. Emerenciana G. Hurd
I recently signed up for Advantage Medicare, Social Security Plan for seniors through a certified independent agent, but until now we have not gotten any financial help. My husband, a Vietnam Veteran who was in the area where agent orange was sprayed. He only survive until now because we live healthy life style and taking lots of nutritional supplements, and these cost us a lot of money. He only gets 60% VA compensation recently; hardly enough to meet our needs. Infant, he is in Utah right now to start a job at age 77 because we can't survive in the income we are getting now. I am so sorry He has to do this. But he is so proud not to take handouts. Being Texas Ranger, the original, he is willing to suffer. "I have been suffering all my life, so this is nothing new" Gary A. Hurd, Texas Ranger.
I just enrolled in part A and B (traditional)on special enrollment. I took Part D. Do you recommend going with an advantage programme or should I get a supplement insurance as well ?
I had to take an advantage plan when I enrolled as I was on SSDI at the time, it was all I could get with my health. I still have a advantage plan, I cannot complain. I am Blessed to have insurance!
I agree. Just make sure you review your plan every year. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Not true! When you first go on SS you cannot be denied medicare supplement medigap G ir N or any other plan based on your health. It us always 100% acceptance by law. If you continue it each year u can't be cancelled nor singled out for a higher premium if u get sick or use it alot or have mant claims. If you don't take it that 1st year, and continue it each year, only THEN can you be denied due to health.
My sister is in the same boat. Luckily there are 2 fee for service advantage plans in her area, one of which includes prescription coverage. There are no prior authorizations on this plan, a rare find in the advantage world.
Thank you for the information! I live in Michigan, have worked for the government for approximately 20 years and private industry 25 years. I turn 64 February of 2025. I am still working and plan to do so until FRA of 67. I admit I am clueless in choosing a medicare plan. I’ve watched your channel and have learned from your content and the comment section but still not secure in making the right choice. Can you share more about your partner agency, please. You’ve mentioned it’s a free service but they must need to make money for this individualized advice. I feel pretty vulnerable and don’t want to be taken advantage of in my effort. Thank you, sir for your choice to make these videos. I’ve shared your channel with coworkers my age.You are providing a very necessary service to the American public!
I’ll be calling the people you’re recommending. I’m think in I’ll be on a dual plan because I still get a partial SSI along with SSA. And my amount totals $943
Hello, give them a call and they'll see what you are eligible for. (352) 841-0632. They will review ALL the plans in your area and go over ALL your options. 100% FREE!
Insurers have a fiduciary interest to provide healthcare, but industry is for-profit so there's a total conflict of interest (aka claim denials). So shareholders win, patients lose.
I got Plan N in New York, but I got it late, three years after getting regular Medicare Parts A and B. My plan N with AARP/UnitedHealthCare costs me $193.50/month this year; next year, the same plan goes up to $233.75. That seems a bit much to me! What's AARP up to? Would it make any sense to switch to the cheapest alternative every year, or stay with a strong company like UHC and hope future increases aren't so much?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I have Mutual of Omaha. Ist year was $96/m all year. This year it is approx $106/m. (I forgot and don’t want to look it up but about a $10 increase). (Edit) This is a plan G for me. (AARP isn’t up to anything except endorsements of business’ that pay them the most. Like more companies. AARP is NOT an insurance company)
@@catpaladin1AARP is a scam sham ploy pretending to be for the elderly. They are for making as much millions as possible. It used to be for helping old people back when it started in 1970's. It's all greedy stuff now.
I'm 81 w 1 thyroid pill no health issues I change from Aetna plan G 2025 I would have been paying $233.00 I changed to plan G w AllState @ $178.00 still got that $240 deductible An I don't have a co pay. Hope this helps I'm in IL.
What is average cost of G or N plans? We have had FEHB now being moved to PSHB - never had to think about anything but original Medicare - no 13:46 worry till NOW
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
It depends on your state. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I have a Texas Medicare Advantage plan now and a different one for 2025 which pays 174.00 towards the part B with prescription coverage if needed. With my bills, the cost for one of the plans you list are way too expensive. Also, according to much research and ongoing information many hospitals are closing nationwide as well as numerous nursing layoffs. The medical environment is changing drastically. Hospitals and Doctors are high risk negative facilities not there to help patients in the least. Holistic care has always been my plan.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@ Tricare actually allows you to choose an advantage plan but warns that it should be one without pharmaceuticals/drugs. It’s a nightmare even to find, and who wants the rest of the hassle.
Is it possible to have only Part A and B and use something like Good RX for prescriptions? Or A and B with a supplement and use Good RX? I'm not overly concerned with the uncovered amount after Medicare pays the 80%.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Going to file for reconsideration for SSDI. I need to give SS income numbers I had from eBay over the years that were not on my original paperwork. Should I give it to them now or what until after the reconsideration?Also, if I had some months that I went for SGA before getting approved will they deny me?
Im on a dual Medicaid plan, with united . With a $240 and every 6 months a $600 deduct, I’m confused , so IM getting help with my cost of Medicare ,but end up having to pay out of pocket a lot ?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I am 76. Female widow. I have been with Omaha for years now it’s getting higher. Will they stay in good standing. It’s a g plan. Will hospital s begin not to except them
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
Correct. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
It really depends on the plan version and YOUR needs. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
The problem with all of them, even the 'cheap' Plan G, is that as you get older the cost will increase, generally every 6 months, and they are no longer cheap. But the alternative of getting a bill for tens of thousands of dollars is not real great either.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Our local Blue Cross (supposedly non-profit) offers Plans G and N on a community rated basis. Both cost over $400 per month (2024 rate) and surprisingly, plan N costs $27 MORE per month than Plan G. They do NOT offer a Part D plan, so one has to go elsewhere for that at a average in this area of over $100 per month, although there are some less expensive plans. Five hundred plus dollars a month in premiums make area Advantage plans look fairly good, even after this year's benefit reductions. There are two non-profit Advantage providers with a choice of about a dozen plans overall, plus at least a half dozen profit-making providers.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I am still on plan "F." I have been told I am paying too much. I wanted plan "F" from the begining. I am single and totally alone. I have had good health and have never used my plan except for Dr. visits. I have been told to change to plan "G" because it is cheaper. I am afraid to change to plan "G." I have no idea when or if my health will fail. I need to feel secure. Should I stay with "F" or go for the savings of "G."
I suggest you call the Dr. Weir`s Chapter Medicare advisor. They should know you states guidelines for how/when to switch. This way they could best help you. There are 2 main differences between Plan F and Plan G. First, Plan G is not responsible for your cost of the Part B deductible, you will pay that difference for you Part B services only. This year it was $240. Once that is done, it will pay the same as Plan F. Secondly, Plan F is now closed. There will no longer be any new enrollees who turn 65 after 2020 which can/will drive up monthly premium costs year over year. Best wishes.
I think the only difference between F & G is F pays your deductible & G doesn't. And you are paying a lot more $$$ for that simple service. I just had open heart surgery on G. I paid the small deductibles & had NO added bills. I went thru a million tests, scans, bloodwork, catherization, 7 days in the hospital, followups, echocardiograms, home nursing visits, etc....I was very comfortable & secure on G. I hope that helps you. BTW, I am single & totally alone, too. We are in the same boat.
I am debating btwn G & N. My sister just had open heart surgery 2 wks. ago & a close friend who had always been the peak of health died in Oct. after getting a diagnosis in 2023 of stage 4 glioblastoma. I am so fearful of getting unexpected health issues. I live alone, already on SS but still working. Not sure what to do. I’m in CA.
@veggiecatt Get no frills N. I just switched from G to N after open heart surgery. The yearly percentage increases are LESS every year vs. G. You will get increases every year no matter what plan u pick. Be careful with AARP bc the add on a "wellness package" for extra money that u don't need or want.
A lot of factors...might be time to shop around. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@billiesheads212 Thank Veep Harris for casting the deciding vote and Joe for signing this so called inflation reduction act into law. This law is the reason for massive increases. And remember if your drug(s) AREN'T in the formulary the 2K Ceiling DOESN'T apply. It's out of your pocket.
@@Retiredmcothank you for putting that out there. Most people dont know about the Inflation Reduction Plan. Obviously a deceitful name……when did inflation decrease because of this bill? 🙄
Don't forget to review your Part D. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I have been told that as a Viet Nam veteran with Agent Orange issues covered by the VA that I don't need to get Medicare. I have been getting it and paying for it at $400/month that I have just wasted my money. if this is true then why haven't you explained that and saved me the $$$$$ all these years. I am not 74 and I have wasted a lot of money needlessly.
Is it useless to just have Medicare A&B not affording to get sick on any plan. Age 69 haven’t been to a doctor in 35 years (take no medications) since childbirth and take total care of my health nutritionally and physically so maybe drop paying $174 month for doctor office part of Medicare?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Not going to a doctor for 35 years can mean that a simple problem is not diagnosed before it becomes a major issue. The trouble with deciding what to do for insurance is not knowing what will happen in the future. I was in great health and suddenly developed a very rare condition that required a hospital stay, several specialists, and a very expensive drug that needed to be taken weekly for 8 months. i was fortunate enough to be thoroughly insured. If I had relied upon being healthy for most of my life and had minimal insurance, I would have had to spend many thousands of dollars. With the insurance, I got back all of the premiums I paid, many times over.
What if you have a terrible car accident? You can be the healthiest person in the world & be at deaths door with an accident. I am pretty healthy & by accident, the doctors found a rare benign tumor in my heart called a myxoma. Google it. It will kill you if not removed. I had open heart surgery & it was removed. I am very lucky they found it. And I had Plan G & everything worked out well.
Why don’t they stop forcing people to take Medicare A & B when they turn 65? If people are still working they can pay for their own personal insurance. Wouldn’t that help the government with spending money?
If you're employed & employer provides healthcare, I don't think you have to sign onto Medicare. Check the website to confirm, but I believe that's accurate.
My husband is still working full time so he went ahead and got Part A, which doesn’t cost anything. He’ll get plan B next year. His work health insurance has a 10k deductible, but luckily his employer pays the premiums so it doesn’t cost us anything and our son can be on it for three more years.
I decided to actually pay for medical insurance, have you heard of Devout medical insurance? I pay no premiums and lowers the cost to bearable of medical care.
The problem with Plan N or G you have to be in perfect health or they WILLnot take you there application will scare you unless your body is perfect shape he not telling you that
It depends. If you're new to Medicare turning 65, then you will be in the initial enrollment period. This is known as the IEP. There is no medical underwriting required and it doesn't matter what pre-existing that you have whatsoever. But there's a time frame: 3 months prior to your 65th birthday, the month of your 65th birthday, and within in 3 months after 65th birthday. If you worked past 65 and retired, then you have the special enrollment period known as the SEP. That window is 8 months after you quit working. There are some other special circumstances and situations that can apply. Therefore, if you want Plan N in without medical underwriting you will need to contact your state SHIP office to see if you qualify. Other than that, switching for Medicare Advantage to a supplement plan or a supplement plan to a different letter supplement plan would require medical underwriting for the majority of states.
My cousin bought a suppliment she's rich then they don't have d plan drug plan so she paid 50 a year for and got senior care .50 dollors a year but she don't use it just to say you have it.she uses good rx.i wish I could by medial suppliment plan I have united heath care advantage! What do you think
Out divorced people and if you were gonna go after half of their few qualif them when after half of their benefit.But you remarried before age 60, you can't give it.What's that?I heard that on another channel that haven't come up.How?'s I watch yours and they know I like this topic
I am retired and have Postal Service Health Benefits, I am not yet eligible for Medicare, but I am wondering if Medicare and a supplement plan like you talk about in this video, is less expensive then keeping my Postal plan and Medicare?my current Blue cross blue shield plan fee is approx. $600 for self plus one Thanks you
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@@MyGovExpert Fair point Dr Ed, but the moop with HDG is generally less than moop with advantage plan. HDG is a fair compromise between medigap and advantage. Plus I have 50 K plus HSA.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I don't have one... they are all different based on area and year. For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
The illegal immigrants never go through any of this nightmare maze. They get handed a card with 10 grand on it. A food stamp card with 13 grand on it. A car a place to live. Nice
I am 72; I agree. All of this information is great to know but so much “confusion” which tells me God is not its author. Trust His plan for my well being.
😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632
Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!!
Could I have the approximate fee for the call & is it by the minute - yes, I'm serious.
Because my late enrollment for part B, SS penalized me with $97/mo, even though I was out of the US at that time. Would you please let me know how I can recover this money!?
I’ve had Plan G since 2023. I paid a deductible of $226 at the beginning of the year. I was in the ER 2 xs, urgent care a few times, CT scans, knee surgery, etc., never received an additional bill.
Unfortunately, that plan G premium will be an albatross around your neck by the time you're 85.
You are a God send! Thank you for your dedication and invaluable information!
@ChrisSadowski-pp1np Yep my plan G is great about paying everything that Meducre doesn't but the premium keeps going up every year.When my husband passed away suddenly back in 2014, I lost 2/3 of my income. My plan which cost me around 135.00 when I retired, now costs me 289.00. I'm trying to live on my Social Security check. I am on a strict budget I can't afford the annual deduction and with the price of food going up and up, I can't afford enough groceries to last the month. I am in very bad health now so I can't switch to another company because the very second I type in heart failure they turn me down. I'm also trying to support my 50 year old manic depressive/ many other mental problems that I applied fir Social Security disability years ago and they turned him down. I'm 77 years old. 97 percent deaf, can't drive anymore by doctors orders. Can't afford a car and upkeep anyway. I'm stressed to the limit. I can't afford to live anymore
@@ItsMe-rr9nh Even if it's $500 a month.
@@ItsMe-rr9nh Even if it's $500 a month?
It’s a shame that Medicare is so complicated ☹️
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Thank goodness I have a incredible broker,he called me to tell my plan for Medicare is canceled for 2025,so he walked me through a new plan.
Get blue cross blue shield
it is intentional!! to deceive us
Everything government is
Thank you for helping everyone understand all this. I have "plan F" its been discontinued by Congress a few years ago. They claimed everyone on Plan F was hanging out at their Dr. too often and was abusing this plan LOL? I have done lots of things in my life but never hung out at Doctors because I have PLAN F that I still have, but no one can get it anymore.
Same for my Mom who rarely went to a doctor. My sister got her switched to a G plan to lower the premiums. A couple of years later she had a major medical event that cost a fortune surprisingly the part B deductible didn’t cause her to not get medical care🙄 It’s just an excuse to transfer some of the costs to the individual.
I have Medicare because of disability and have plan F also. The monthly premium is very high, $545.00 to be exact! I've had several surgeries, MRI's, xrays, Cat scans, PT, and have to see 3 different specialists , plus an upcoming spinal fusion in the near future. Although the monthly premium is high, I still feel it's worth paying considering my health. I've had plan F since 2011 and grateful for it since no one can get it anymore. I do wonder if I am paying too much but if I change, I lose F. I have a more years of being somewhat healthy than not.
Plan F is still available to those who are retiring and were eligible for Medicare up to Jan 1, 2020. So my brother just retired on Oct 31, 2024 at age 71, and got Plan F, effective Nov 1, 2024. His birth year is 1953, so he was eligible for Medicare in 2018, but was still working, so he got Medicare Part A, but waited for Part B when he retired.
Its a SHAM! All of it! When did it become a profit making game?
Thank you so much for sharing your expertise to everyone, Sir. You are God - sent !
Thank you so much for your time and explanation
You are very welcome
thank you for sharing your knowledge
Wonder how come Medicaid doesn’t have access charges but the elderly do I really struggle with how we hand out free medical but then do this to stick it to the elderly
I totally agree. Elderly need more help not less but I guess that’s their plan.
I've been on an ACA plan since 2021 and looking forward to going on a Medicare+Plan N next month! Found a Part D for 2025 that covers most my Rx. No More Networks!! Did some homework and I see a PCP and 9 specialists. None of them would be on the SAME Part C Network, so I don't want to start changing doctors (again). Also, turning 65 next month means that my Medigap plan will be the cheapest ever, with lower premium increases as I get older (no medical underwriting for now). Now, ALL of this could change in 2026, depending on what the new U.S. Administration does (RFK Jr in charge?!?!) next year.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
God help us.
This helps a lot! Thank you
You're welcome!
At my age on my supplemental I am paying almost $600 per month which is outrageous!
How old are you ? Call the recommended company & ask for help!!
@@sharonhearne5014
I have a relative who is almost age 90 paying $600 a month Plan F with UHC
I have G & am switching to N. The annual percentage increases in the long run are lower on N. Yes, you will pay $20 for a md visit but so what? You are paying less per month and u will get a smaller raise every year! And there is no $20 copay for bloodwork, ct scans, physical therapy. There is only a $20 copay to actually see the md. And $50 for an emergency room visit - how often does that happen-plus it gets waived if the hospital admits you. Your monthly premiums go up every year till u die.
I agree! I always recommend Plan N first.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Part b should cover it all.Sounds like a scam...And who can understand it all...especially the elderly...And those nasty tv commercials...OMG...You do have great info though.
One thing about health insurance that no one seems to speak of is work slaves. People are stuck in jobs they want to leave but can’t because of their insurance and being afraid they can’t get the healthcare that they need.
I'm 65. This is my first year with Medicare. I have an advantage plan, but I want to change to Medigap. Is it true that I have the rest of the year to change to Medigap, or is it only through Dec 7?
ua-cam.com/video/oNWp6RSGOeI/v-deo.html
Medigap plans are universal....they are exactly the same in each category, ie. plan N, plan G etc., so shop around for the cheapest one.
The plans actually have different coverages and deductibles...
@@barbe.1556 Nope..all plan G's have exactly the same coverage. Only the premium varies.
@@barbe.1556 NO- a Plan G is the same everwhere.
Dr. Ed.
I. 5:23..
5:23
5:23 am from the islands of the East where King Solomon got his Gold of Ophir for his palace.
I joined your group a few days ago.
Emerenciana G. Hurd
Please see an insurance broker. It’s not any more expensive and they can recommend the best plan for you. I have plan G.
Correction: The penalty for delaying enrolling in Part D is 1% for each month that you go without Part D (not 1% per year).
I recently signed up for Advantage Medicare, Social Security Plan for seniors through a certified independent agent, but until now we have not gotten any financial help.
My husband, a Vietnam Veteran who was in the area where agent orange was sprayed. He only survive until now because we live healthy life style and taking lots of nutritional supplements, and these cost us a lot of money. He only gets 60% VA compensation recently; hardly enough to meet our needs. Infant, he is in Utah right now to start a job at age 77 because we can't survive in the income we are getting now. I am so sorry He has to do this. But he is so proud not to take handouts. Being Texas Ranger, the original, he is willing to suffer. "I have been suffering all my life, so this is nothing new" Gary A. Hurd, Texas Ranger.
I just enrolled in part A and B (traditional)on special enrollment. I took Part D. Do you recommend going with an advantage programme or should I get a supplement insurance as well ?
I had to take an advantage plan when I enrolled as I was on SSDI at the time, it was all I could get with my health. I still have a advantage plan, I cannot complain. I am Blessed to have insurance!
I agree. Just make sure you review your plan every year.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Not true! When you first go on SS you cannot be denied medicare supplement medigap G ir N or any other plan based on your health. It us always 100% acceptance by law. If you continue it each year u can't be cancelled nor singled out for a higher premium if u get sick or use it alot or have mant claims. If you don't take it that 1st year, and continue it each year, only THEN can you be denied due to health.
My sister is in the same boat. Luckily there are 2 fee for service advantage plans in her area, one of which includes prescription coverage. There are no prior authorizations on this plan, a rare find in the advantage world.
Thank you for the information! I live in Michigan, have worked for the government for approximately 20 years and private industry 25 years. I turn 64 February of 2025. I am still working and plan to do so until FRA of 67.
I admit I am clueless in choosing a medicare plan. I’ve watched your channel and have learned from your content and the comment section but still not secure in making the right choice.
Can you share more about your partner agency, please. You’ve mentioned it’s a free service but they must need to make money for this individualized advice. I feel pretty vulnerable and don’t want to be taken advantage of in my effort.
Thank you, sir for your choice to make these videos. I’ve shared your channel with coworkers my age.You are providing a very necessary service to the American public!
I’ll be calling the people you’re recommending. I’m think in I’ll be on a dual plan because I still get a partial SSI along with SSA. And my amount totals $943
Hello, give them a call and they'll see what you are eligible for. (352) 841-0632. They will review ALL the plans in your area and go over ALL your options. 100% FREE!
What a mess of a mess!!!
Best comment yet. We just need to get rid of the insurance companies. They shouldn’t be riding roughshod over our healthcare.
Insurers have a fiduciary interest to provide healthcare, but industry is for-profit so there's a total conflict of interest (aka claim denials). So shareholders win, patients lose.
I got Plan N in New York, but I got it late, three years after getting regular Medicare Parts A and B. My plan N with AARP/UnitedHealthCare costs me $193.50/month this year; next year, the same plan goes up to $233.75. That seems a bit much to me! What's AARP up to? Would it make any sense to switch to the cheapest alternative every year, or stay with a strong company like UHC and hope future increases aren't so much?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Switch. AARP/United Healthcare jacks up prices every year. Even if you rarely use it. Same with their life insurance.
I have Mutual of Omaha. Ist year was $96/m all year. This year it is approx $106/m. (I forgot and don’t want to look it up but about a $10 increase). (Edit) This is a plan G for me. (AARP isn’t up to anything except endorsements of business’ that pay them the most. Like more companies. AARP is NOT an insurance company)
@@catpaladin1AARP is a scam sham ploy pretending to be for the elderly. They are for making as much millions as possible. It used to be for helping old people back when it started in 1970's. It's all greedy stuff now.
I'm 81 w 1 thyroid pill no health issues I change from Aetna plan G 2025 I would have been paying $233.00 I changed to plan G w AllState @ $178.00 still got that $240 deductible An I don't have a co pay. Hope this helps I'm in IL.
What is average cost of G or N plans? We have had FEHB now being moved to PSHB - never had to think about anything but original Medicare - no 13:46 worry till NOW
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
If I am on Plan G high deductible and want to switch to Plan N in the future, would I have to go thru underwriting? TIA
It depends on your state.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Yes
@@MyGovExpert Absolutely YES
Washington state lets you change Medigap plans without underwriting.
That’s nice
VT doesn’t
I have a Texas Medicare Advantage plan now and a different one for 2025 which pays 174.00 towards the part B with prescription coverage if needed. With my bills, the cost for one of the plans you list are way too expensive. Also, according to much research and ongoing information many hospitals are closing nationwide as well as numerous nursing layoffs. The medical environment is changing drastically. Hospitals and Doctors are high risk negative facilities not there to help patients in the least. Holistic care has always been my plan.
thank you
You're welcome
What companies are good for N PLAN?
Can we have both part B ( traditional Medicare and part C?
Can one switch from Plan G to another Plan G at Open Enrollment annually without medical underwriting?
I tried that it was still underwritten and they came back with a higher premium than I am paying. Baing on SS I can't afford plan G
You are better off going to N if you can.
Dr W - do you have a video regarding high deductible plans, recommendations, what to know, etc? I did not find anything so far from you on UA-cam
I have VA so I’m thinking all I need is traditional MCR parts A and B when I become eligible next year.
The difference is not just money - it is customer service!!
What about if I have Medicare and medical. What group I need to choose ?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Medi medi right?
Thanks so much!!
You're welcome!
I don’t understand why someone with Tricare for life would choose an advantage plan. Can you elaborate?
I don't get that either. My parents had medicare A and B and tricare covered the rest.
@ Tricare actually allows you to choose an advantage plan but warns that it should be one without pharmaceuticals/drugs. It’s a nightmare even to find, and who wants the rest of the hassle.
Is it possible to have only Part A and B and use something like Good RX for prescriptions? Or A and B with a supplement and use Good RX? I'm not overly concerned with the uncovered amount after Medicare pays the 80%.
I read that is NOT a great idea of a plan.
Do plan premiums increase during the year? And what is the best plan in 85635 area? thanks
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
ED, can you do a talk on medical underwriting?
I've discussed it a few times. It's pretty easy. The broker asks you about 10-30 questions depending on the insurance company.
I’m in California believe it or not on ssdi, I got Aetna ppo advantage, $0 premium most copays $20, no referrals needed
All my medications are only $1.55
How do you no referral? But how about pre authorization?
Going to file for reconsideration for SSDI. I need to give SS income numbers I had from eBay over the years that were not on my original paperwork. Should I give it to them now or what until after the reconsideration?Also, if I had some months that I went for SGA before getting approved will they deny me?
Im on a dual Medicaid plan, with united . With a $240
and every 6 months a $600 deduct, I’m confused , so IM getting help with my cost of Medicare ,but end up having to pay out of pocket a lot ?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I am 76. Female widow. I have been with Omaha for years now it’s getting higher. Will they stay in good standing. It’s a g plan. Will hospital s begin not to except them
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
They have the least raises on plan N. Just a copay of 20 to dr visits. No hospitals or drs dont take medigab plans. I do billing
@@janetwethepeople9390 Since you do billing - can I ask what companies do you see most frequently for supplement plans, not Advantage plans?
I live on $30k/year. I can't afford any of these, and I'm not unique in that.. I also need a lot of dental care.
so the monthly premium for B is one price and then you pay another monthly amount for G or N plan?
Correct.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
EVERYBODY pays a B premium...... Then you pick a supplement G/N & Part D drug plan OR pick an Advantage plan.
Is it either a supplemental or advantage? Not both? Advantage plans HMO has no premium . PPO does about $50.
Humana plans? Can we switch from Humana to regular Medicare?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
chose plan f in time cancell my plan now is that legal
Referring to the supplement plan C . Not advantage plan, which is part c.
What about Humana advantage plan?
It really depends on the plan version and YOUR needs.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
The problem with all of them, even the 'cheap' Plan G, is that as you get older the cost will increase, generally every 6 months, and they are no longer cheap. But the alternative of getting a bill for tens of thousands of dollars is not real great either.
That's incorrect......plan premiums are guaranteed for one year. And of course they go up as does everything in this world.
@@MartinGentile-fv5sk It is correct. As you age, your plan gets more expensive. The cost is only
good for one year.
So that's why you should get a Plan N.....N increases are smaller as you age compared to G.
I have Plan A and B, B is 180.00 do I have to get Plan B it's costing me 180.00 month. I need dental insurance instead.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Our local Blue Cross (supposedly non-profit) offers Plans G and N on a community rated basis. Both cost over $400 per month (2024 rate) and surprisingly, plan N costs $27 MORE per month than Plan G. They do NOT offer a Part D plan, so one has to go elsewhere for that at a average in this area of over $100 per month, although there are some less expensive plans. Five hundred plus dollars a month in premiums make area Advantage plans look fairly good, even after this year's benefit reductions. There are two non-profit Advantage providers with a choice of about a dozen plans overall, plus at least a half dozen profit-making providers.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What do you think about scan health company?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What company for the Medicare supplement? I have blue cross Medicare. It is high
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I thought that supplement plan F was not offer anymore.
I believe you have to be 65 by 2020.
Don't bother with F. It's too expensive.
I am still on plan "F." I have been told I am paying too much. I wanted plan "F" from the begining. I am single and totally alone. I have had good health and have never used my plan except for Dr. visits. I have been told to change to plan "G" because it is cheaper. I am afraid to change to plan "G." I have no idea when or if my health will fail. I need to feel secure. Should I stay with "F" or go for the savings of "G."
I suggest you call the Dr. Weir`s Chapter Medicare advisor. They should know you states guidelines for how/when to switch. This way they could best help you. There are 2 main differences between Plan F and Plan G. First, Plan G is not responsible for your cost of the Part B deductible, you will pay that difference for you Part B services only. This year it was $240. Once that is done, it will pay the same as Plan F. Secondly, Plan F is now closed. There will no longer be any new enrollees who turn 65 after 2020 which can/will drive up monthly premium costs year over year. Best wishes.
I think the only difference between F & G is F pays your deductible & G doesn't. And you are paying a lot more $$$ for that simple service. I just had open heart surgery on G. I paid the small deductibles & had NO added bills. I went thru a million tests, scans, bloodwork, catherization, 7 days in the hospital, followups, echocardiograms, home nursing visits, etc....I was very comfortable & secure on G. I hope that helps you. BTW, I am single & totally alone, too. We are in the same boat.
I am debating btwn G & N. My sister just had open heart surgery 2 wks. ago & a close friend who had always been the peak of health died in Oct. after getting a diagnosis in 2023 of stage 4 glioblastoma. I am so fearful of getting unexpected health issues. I live alone, already on SS but still working.
Not sure what to do. I’m in CA.
@veggiecatt Get no frills N. I just switched from G to N after open heart surgery. The yearly percentage increases are LESS every year vs. G. You will get increases every year no matter what plan u pick. Be careful with AARP bc the add on a "wellness package" for extra money that u don't need or want.
The price of these supplement plans are priced accordingly by your zip code !!! Where I live there is no G plan !!!
Can you discuss part D. For someone who is required to pay but takes o meds. Ever.
What is the reason for the 263% Part D increase of my plan?
@@rs4425 The inflation reduction act.
A lot of factors...might be time to shop around.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
My husband is 69 and I'm 67. We take no medications. Our D premium went up 500% from $5 to $25 so we switched from Aetna to Humana for $5.
@billiesheads212 Thank Veep Harris for casting the deciding vote and Joe for signing this so called inflation reduction act into law. This law is the reason for massive increases. And remember if your drug(s) AREN'T in the formulary the 2K Ceiling DOESN'T apply. It's out of your pocket.
@@Retiredmcothank you for putting that out there. Most people dont know about the Inflation Reduction Plan. Obviously a deceitful name……when did inflation decrease because of this bill? 🙄
what was that you said about being able to get you living ex spouses ss if we were married for 10yr
confused thanks
What about plan C?
Plan C is an Advantage Plan
@@adkmtngal I was referring to supplement Plan C, not the advantage part c.
Mutual of Omaha 90 a month plan N
Don't forget to review your Part D.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@@randyzeilinger9066 same group $96 for G for 2024. Just went up to $106 for 2025
I have been told that as a Viet Nam veteran with Agent Orange issues covered by the VA that I don't need to get Medicare. I have been getting it and paying for it at $400/month that I have just wasted my money. if this is true then why haven't you explained that and saved me the $$$$$ all these years. I am not 74 and I have wasted a lot of money needlessly.
AMEN😢
Is it useless to just have Medicare A&B not affording to get sick on any plan. Age 69 haven’t been to a doctor in 35 years (take no medications) since childbirth and take total care of my health nutritionally and physically so maybe drop paying $174 month for doctor office part of Medicare?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Not going to a doctor for 35 years can mean that a simple problem is not diagnosed before it becomes a major issue. The trouble with deciding what to do for insurance is not knowing what will happen in the future. I was in great health and suddenly developed a very rare condition that required a hospital stay, several specialists, and a very expensive drug that needed to be taken weekly for 8 months. i was fortunate enough to be thoroughly insured. If I had relied upon being healthy for most of my life and had minimal insurance, I would have had to spend many thousands of dollars. With the insurance, I got back all of the premiums I paid, many times over.
What if you have a terrible car accident? You can be the healthiest person in the world & be at deaths door with an accident. I am pretty healthy & by accident, the doctors found a rare benign tumor in my heart called a myxoma. Google it. It will kill you if not removed. I had open heart surgery & it was removed. I am very lucky they found it. And I had Plan G & everything worked out well.
Why don’t they stop forcing people to take Medicare A & B when they turn 65? If people are still working they can pay for their own personal insurance.
Wouldn’t that help the government with spending money?
If you're employed & employer provides healthcare, I don't think you have to sign onto Medicare. Check the website to confirm, but I believe that's accurate.
My husband is still working full time so he went ahead and got Part A, which doesn’t cost anything. He’ll get plan B next year. His work health insurance has a 10k deductible, but luckily his employer pays the premiums so it doesn’t cost us anything and our son can be on it for three more years.
I decided to actually pay for medical insurance, have you heard of Devout medical insurance? I pay no premiums and lowers the cost to bearable of medical care.
The problem with Plan N or G you have to be in perfect health or they WILLnot take you there application will scare you unless your body is perfect shape he not telling you that
It depends. If you're new to Medicare turning 65, then you will be in the initial enrollment period. This is known as the IEP. There is no medical underwriting required and it doesn't matter what pre-existing that you have whatsoever. But there's a time frame: 3 months prior to your 65th birthday, the month of your 65th birthday, and within in 3 months after 65th birthday. If you worked past 65 and retired, then you have the special enrollment period known as the SEP. That window is 8 months after you quit working. There are some other special circumstances and situations that can apply. Therefore, if you want Plan N in without medical underwriting you will need to contact your state SHIP office to see if you qualify. Other than that, switching for Medicare Advantage to a supplement plan or a supplement plan to a different letter supplement plan would require medical underwriting for the majority of states.
My cousin bought a suppliment she's rich then they don't have d plan drug plan so she paid 50 a year for and got senior care .50 dollors a year but she don't use it just to say you have it.she uses good rx.i wish I could by medial suppliment plan I have united heath care advantage! What do you think
MEDICARE SUPPLEMENT N
MEDICARE SUPPLEMENT G
💙
Wait they will get rid of medicade as well.which is good
Out divorced people and if you were gonna go after half of their few qualif them when after half of their benefit.But you remarried before age 60, you can't give it.What's that?I heard that on another channel that haven't come up.How?'s I watch yours and they know I like this topic
I am retired and have Postal Service Health Benefits, I am not yet eligible for Medicare, but I am wondering if Medicare and a supplement plan like you talk about in this video, is less expensive then keeping my Postal plan and Medicare?my current Blue cross blue shield plan fee is approx. $600 for self plus one
Thanks you
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
never drop PSHB! Suspend if you want, so you can get back in.
Dr Ed since I'm cheap as you are. Why no love for HDG?
I agree. I like those, but a lot of people that consider those struggle to pay the deductible in later years. And their healthcare suffers.
@@MyGovExpert Fair point Dr Ed, but the moop with HDG is generally less than moop with advantage plan. HDG is a fair compromise between medigap and advantage. Plus I have 50 K plus HSA.
@@RetiredmcoIf you are wealthy, then HDG might make sense.
@RG-hf4et If you have a strong HSA then HDG is good
why do people get free & i pay big time ??
OMG !😂
3.2% increase in 2025 ss income
That wont cover the premium increases for Medicare supplements and Part Ds. Its a racket.
Which plan has a MedBed?😂
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What's you're favorite Medicare Advantage Plan?
I don't have one... they are all different based on area and year.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
The illegal immigrants never go through any of this nightmare maze. They get handed a card with 10 grand on it. A food stamp card with 13 grand on it. A car a place to live. Nice
That’s BS. Who told you that?
Who told you that?
Who told you that? Did you fact check it yourself?
You are wrong and listening to,the wrong people! Fact check before you make a statement that makes you look uneducated
No channel can explain the basics they are a broken record citing plan letters
Sir u are speaking chinese and keep throwing nonsense plan letters not explaining anything
I'M 68, NOT A REPUBLICAN, OR A DEMOCRAT, I'M A CHILD OF GOD! GOD WILL PROVIDE IN JESUS' NAME.🇺🇸🙏🏻❤️🤍💙
And if He doesn't, I will still trust Him! (Daniel 3:17-18)
I am 72; I agree. All of this information is great to know but so much “confusion” which tells me God is not its author. Trust His plan for my well being.
The devil is a liar. And he is the author of confusion! 🛡️🎯⚔️🙏🏼✝️