LGBT Activist TAUNTS Howard From Halifax in Pronoun Badges Debate
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- Опубліковано 4 лип 2022
- British bank Halifax recently decided that all employees will wear badges with their name and pronouns in support of gender identity and the trans community. When faced with some backlash online for this change, the bank put out a statement saying: “We strive for inclusion, equality and quite simply, in doing what's right. If you disagree with our values, you’re welcome to close your account.”
Piers Morgan Uncensored is joined by the former star of Halifax TV adverts Howard Brown and LGBTQ activist and comedian James Barr to debate whether this is inclusive or “bonkers”. Despite being the face of Halifax for many years, Howard disagrees with the new proposition and thinks the bank “should always put the customer first” and that these badges “detract from that”. He also says that he thought Halifax considered themselves “the people's bank” and that they have “missed the mark”.
James then suggests that Howard is “irrelevant” in this conversation because “he hasn’t been the face of Halifax in over 10 years”. He then goes on to say “gay marriage wasn’t legal” when Howard was the face of Halifax , pointing out “the world is in a very different place now”. Piers responds by saying that is a ridiculous statement that has nothing to do with the pronouns debate. James then asks Piers why he is so offended by these badges and Piers responds by saying that when a bank tells their customers to “sod off” when they don’t agree with their policies, people will just switch banks.
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I would be more offended by the blonde bloke calling himself a comedian than anything else
🤣🤣🤣 the whole interview he was anything but funny mostly a bitchy queen trying to get the last word in full of spite and hate .
🤣🤣🤣🤣🤣🤣🤣🤣🤣🇵🇰
😝😝
🤣🤣
I was actually questioning his choice of pronouns
Piers, keep on sticking up for biological men and women. You have the support of the majority of people.
I'll support piers I'm sick of this nonsense
Source: what I already believe.
@LAD The last time I was expected to wear a badge was at my first day at grade one!
It's the LGBTQ+ community that continues to push the pronoun usage on everyone, even though the vast majority of the population look like their pronouns. So this tiny minority now wants everyone to forget that the vast majority of the population have already been using the regular binary pronouns for millennia, like the he/him, or she/her pronouns. Also the Non Binary, and Gender Fluid individuals keep on adding pronouns to this day, and could be added whenever they want to add new gender identity pronouns. But lets not forget that its the Non Binary and Gender Fluid individuals that can change their gender identity whenever they want to. So today they could use they/them, and a week from now they could change it to Ze/Zer, or any of the other made up pronouns that were recently added over the last few years. The onus needs to be on the individuals that don't look like who they want to be, and not on the vast majority of society. If you look like both a woman, and a man, and you went out of your way to look like that, then that is on you, and the onus is NOT on the vast majority of the population to go along with your feelings, or your pronoun usage.
Now as far as making people wear pronouns that have nothing to do with the Trans, Non Binary, or Gender Fluid community, and those individuals look like their pronouns, then there is no need for them to be wearing pins, badges, or even an article of clothing that has their pronouns on it. That is a fail for society to get the vast majority of the population to go along with this pronoun usage, especially since its only a tiny amount of the public that will actually want to use different pronouns. The tiny few are trying to get society as a whole to jump on board with pronoun usage, so that this tiny minority that actually cares about their different pronouns, will not feel left out, and will feel included, and better about themselves in society.
Overall this is a burden on the vast majority of the population, and the reason why it is a burden on society, is when others can now be charged for mis-gendering, or not using someones pronouns. So when some of these individuals can still change their pronouns whenever they want. Then how can anyone take any of this pronoun usage seriously? Yet the people that want to keep changing their pronouns could get triggered, feel hurt, and then charge someone for not using their preferred pronouns. That is complete BS.
Nooo he really doesn't though... check the stats.
Being a comedian is about telling jokes, not being one.
👍
James Barr is "bored" by having conversation. That's when you know we're having the right conversation.
That supposed comedian needs a badge saying I am a knobhead
🤣🤣🤣👍🏻👍🏻👍🏻👍🏻👍🏻 oooh yes 👍🏻
Agreed
I think its self evident as soon as he speaks but a badge would stop anyone from having to suffer that
disgusting
he needs a badge saying I am light on my feet
This guy is arrogant, ignorant, and superior. Piers handled him well
All 3 of them are
That’s pride
He’s repelling.
Why is this bloke called a comedian?
He's total tool
This person is the very reason his “community” is receiving a backlash, it’s because of the abuse and name calling along with the total lack of respect for anybody who disagrees with him and his ideology. We are fed up with getting treated like dirt from this arrogant narcissist, he alone is the gay community’s worst enemy.
It happened with blacks in the 1990s regarding OJ Simpson. Johnnie Cochran made himself the spokesperson for the black community in LA and sympathy for race relations plummeted when Cochran kept saying everything was about race and OJ was acquitted. Even some blacks turned on Cochran.
Now its happening with LGBTQ. James Barr is just another Johnnie Cochran who hides his bias and hatred behind false activism and comedy. Give him a voice on an actual debate and he shows his true colours, and they're a lot darker than any on the rainbow flag.
It's caused by having his do do pushed in too much .
@@annhoward3527
People with a modicum of courtesy usually get rid of the poo poo before engaging in those acts.
Exactly!
I'm gay and I agree.
I have never heard James Barr say anything that I agree with and I am even a lesbian.
Lesbians are being left out of this debate.
Or saying anything funny.
@@fanjita20lesbians are not being laughed at. A lesbian is a lesbian and that is a fact. Lesbians are not moaning about how they are being treated as there is nothing wrong or unfactual about being a lesbian. My friends in the LGBT community are fed up with all this BS. The highjacking of LGBT with these silly people are bringing a bad name to the original LGBT community. But what do I know. I’m just a cis straight male who is centre right
James is just put on to fuel how absurd these people are
@@channelsibley A good demonstration of unwellness !
Why did he have to come for the Halifax guy like that that man was so soft spoken didn’t say anything disrespectful and this doughnut went for his whole life. These people are nuts!
Because he's a nasty piece of work.
The "comedian" got mad because was called out on it's bs.
He can't go after the host because the host has strong personality, so he attacks the softest one in the group.
Typical bully/ abuser behavior.
These people passive agresivly shame and gaslight those who have no personality into submission and that's how they get their way.
It’s who the woke are. Hateful, miserable people.
@@boukman3668 I would use the word "comedian" loosely. He talks about freedom, but "wokeism" is a fascist and undemocratic ideology. Anyone who needs a badge to display their pronouns is deeply insecure about themselves.
Jealousy seemed to be the reason he went for the Halifax guy. After all, he may not have been in an advert for 10 years but he DID manage a branch once in RL and let's face it - everyone knows who Howard is.
The 'comedian'? Not so much
As a gay man, this chap does not speak for me. Sorry, but I do not need a badge to tell the world I'm inclusive. That's a very pathetic argument. What next? A tattoo? People are free to do as they please, like or dislike. It's called freedom of thought and speech. I'll wear a badge with my name, that's it. And talking of free speech, this man cannot tolerate free speech as he's so dismissive and rude, particularly to the former Halifax actor... He speaks for himself and tries to weaponise which is so typical and actually quite sad.
Same here, I reject the Rainbow Reich and I'm not even conservative.
Agreed. How has such importance been put on a pronoun. I think we all need to chill out as under the surface we're all human. It's funny that the ones preaching love, acceptance and equality are the same ones patronising, excluding and bullying those who don't conform. As a gay man, I couldn't care less what pronoun you use for me. I think there's way more important things than what people feel about/within themselves. That's their business. Regardless of your pronouns, race, sexuality, if you're a dick, you're a dick! If you're a dick who "identifies" as an angel, won't change how people react to you being a dick. It's meaningless. Can't we progress with logic?
The Nazis made gay people wear badges. That's the company these crazy liberals keep
Insulting Howard rather than arguing his point shows he lost the debate.
Well said Dan! I completely agree.
14 years ago there was a trans person working as a cashier in a shop local to me, when I first saw 'her' it threw me a bit but I wasn't a bit bothered, nobody I knew was, everyone's attitude was pretty much "each to their own" and "whatever floats your boat". Fast forward 14 years and now some lgbtq+ people are protesting for 'trans inclusion' and screaming "trans women are women" in the faces of the general public.
These trans activists are actually achieving the complete opposite of their supposed intended goal. The general public is actually very accepting of genuine trans people, however, they aren't so accepting of ANY group of people who aggressively demands that everyone should accept, respect and even encourage a particular belief or view.
You nailed it. I have never been transphobic, I have always supported the gay community and their rights to marry and raise a family, but all this other nonsense, and the hate directed at anyone who dare to question it all, has skewed my view on a lot sadly. I am trying hard not to become hateful and bigoted, but it’s becoming a bit of a task lately if I’m going to be honest.
Well said, exactly how I feel too
Well said. That's exactly how ideology bias and an Inability to look at all sides and come to your own conclusion as an individual without conforming to one side works. I used to regard myself far left (Anarcho Communist) but I realised during covid that so called 'Anarchists' on the left were supporting mask and vax mandates because it satisfied their superiority complex. They are now doing the same with other social issues. We should focus on individual liberty against collectivism/conformity instead of the divisive left vs right.
You said that perfectly.
I'm sick and tired about this whole PRONOUNS THING! Wished it would STOP!
"Trans people want boring lives", yet they need badges to make them feel special? If you want a plain, boring life accept the same treatment as everyone else. No special badges. I laughed when he said trans people are "scared" to go outside. What a ridiculous lie.
They don’t want boring lives otherwise they wouldn’t have a full month “Pride” for LGBT, or expect sexualizing school’s children or bathrooms or specialty from businesses, etc.
@TinmenShakezo, Ooff!!! Well said!!! 🙌🔥💯
Yep!! They wanna be given the special treatment yet pretend it’s to for safety.
in the US, men are allowed to carry assault weapons 'for their safety'. if they dont get special treatment and respect, they will shoot a school up. so when people say that LGBTQ+ are a danger to children i laugh hard at them.
@@laura8512 What utter rubbish
Pronoun badges...Jesus,what a joke!!!.
Halifax customers,I feel sorry for you.
Why? They can close their accounts and go to another bank. Dont threaten me... The bank should crumble.
Halifax is apart of Lloyds, which is an international company. I wonder if the staff in Dubai and China have the sample pro-noun badges.
So now your job can force you to participate in this insanity...that's odd.
I'm getting so fed up with all this stupidity, seriously. 🤦🏻♂️
You and many others.
I'm all for the badges. It will show me the people who I want nothing to do with lol. Saves me the time.
But it doesn’t work if a company FORCES ALL employees to display their pronouns on name badges.
@@amystand7799 then you find a new job.
The only get thing about this. Yeah wear a warning sign.
@@amystand7799 I don't think anyone is being forced to wear anything. I'm pretty sure the pronoun badges are just for those who wish to wear them.
@@quigonlynn1 they are trying to push this nonsense it’s stupid
I identify as a millionaire and demand income confirming services.
The way our handbooks mention we’re not allowed to discuss religion and politics at work. This needs to be added to that list
Honestly, what is going on in this world. Halifax made a big mistake saying “anyone who doesn’t like can bank elsewhere”. I was hoping millions would leave just to see their reaction 🤣🤣🤣🤣
Bravo Piers and Howard!!!! 👏👏👏
“If you dont like it you can close your accounts.” If they can say this, why cant the Colorado baker who refused to bake a gay wedding cake be allowed to?
Halifax; "we need to make sure everyone feels welcome and same at Halfix"
Also Halifax: "if you dont agree with us take your money to Barclays"
I blame the Education institutions for this absolute joke of trying to bully society into something they dont want or need,we as people respect each other without knowing their family/personal history,if I go to a bank I will address them as sir or miss and if they get offended I will simply walk out.
you mean the way white men have been bullying everyone since the beginning of time?
Mr/Mrs/Ms.... what's the difference?!?
I have the same pronouns of piers
I mean that viewpoint was the same when segregation was a thing.
That's not true. I work for a very liberal arts institute and when pronouns in signatures were suggested I said I don't want a pronoun in my signature and they said 'ok' and we all went about our lives. I wasn't outraged and neither were they. It's like a game of top trumps on who can be outraged. Piers seems to be constantly outraged by anything he considers to be woke and then invites an outraged person tells him they are outraged by him. I don't think in real life people are that outraged by everything. It's just in the twitterverse thing.
Nailed it, how did we end up with people like this
So glad I don’t bank at Halifax getting really ridiculous
James is talking about inclusivity but then straight away calls Howard irrelevant. So James’s voice matters but Howard’s doesn’t? Make that make sense.
That comment at the end about Howard being unemployed was so irrelevant and utterly showed his true colours. What a pathetic little man to stoop that low
@@harrysanta-olalla183 the woke always devolve into calling people names like incels or whatever once they have no logical argument left. It's all they can do, and they don't see the utter irony in them labelling and bashing minority groups of people when their only point is to "support inclusivity and minorities"
I use to hate Morgan but I give him great respect for standing up to this woke ideology and not backing down.
Lol same i hated him as well a few years ago but nowadays he actually does make a lot of points that i agree with. This whole new pronouns thing is absolutely ridiculous. I have friends from the LGBTQIA community and they say the same thing. The world has gone too far with this new pronouns trend. I miss when the world used to be less complicated and fun.
I know you haven’t said anything on this so I don’t know whether you are or not, but please can we separate being LGBT+ and being “woke”. I have seen the two been conflated way too much. Being LGBT+ is not a political opinion.
@@harigoodman7718 But the movement has become political. Its way overdone. It should just be LGB and keep the other crap at bay.
@@harigoodman7718 It has become an ideology now
@@jawsjaws4018 lgb is the crap
Hopefully this rubbish will end soon
The fallout 🤔
All the poor children damaged by this
It’s not going to be pretty
Are we awake now🕊
ive had this many times in my work emails....at the end of the email they have to state that they are he/she even when their name is brian! absolute nonsense
Are you serious 😂😂 what do you do for work x
It's probably already been mentioned but the bank trying to be SO inclusive has made some people feel SO excluded
it's only when you try to appeal to everyone, that you realise you aren't appealing to anyone at all. take that in any context you like.
Every time I hear the intro that James is a comedian I’m in tears. He CANNOT be funny he’s just an emotional moaner and king of virtue signalling and victimhood
The majority of the people. I definitely would close my account. Shut them down
Halifax -
We’re so inclusive but if you don’t agree with us you can bugger off
@@aroudedinsulance4307 they're not even trying to appeal to everyone though; they are very explicitly trying to discriminate against sane people with good moral values.
Blondie : "I want trans people to feel safe. No bullying."
Blondie continues to belittle and insult Howard from Halifax.
It's all okay its just jealousy.
And also hypocritical
Do you know what jealousy means?
Just goes to show that nobody represses gays like other gays.
Thing is howard straight away sounds sane and reasonable . The blonde thing lost his shit staight away and went on the attack and sounds like a looney .
I keep seeing this activist in my feed and he’s constantly getting embarrassed 😂
"And possibly UNEMPLOYED Howard" at the end. Did anyone get that? What an unpleasant jibe at a person who I'm sure is not unemployed and held himself with great respect and grace through the whole thing.
I got that. Shocking.
I had to rewind because of how quickly he said it but omg, and this person talks about respect and inclusivity and shit?
He's a really unpleasant little man. What a nasty thing to say about someone who is likely far more educated than he.
Exactly what I thought. What an awful guy
@@MagickIsPower It's also unpleasant to comment on someone's lack of education, too. So maybe you're not that different from the blond guy haha.
He was very rude to call Howard not important in the conversation.
Yes, he starts by saying, "Not to be rude, but..." and then says he hasn't been the face of Halifax for 10 years and is "irrelevant" to the conversation. RUDE. But assessing his attitude, he thinks if he SAYS he's not rude, then we will think he's NOT. SMH
What an arrogant p****k!!!! Very rude
It's not about equality or anything like that... It's about power. They taunt you, they mock you, they harass you, and you cannot do anything about it because the second you stand up for yourself, you are canceled.
I want to buy a pronoun badge that claims my pronouns are Fuck/You.
It's funny how all these activists are smiling patronizingly even before they hear the question. They are all so spoiled and entitled it makes me sick.
Because I disagree strongly with what Halifax is doing ref pronoun badges (bloody ridiculous) I’m going to do as they’ve suggested; I’m going to close my accounts (I’ve been with them for over 17 years and take my money elsewhere. It’s time these companies realised that people don’t like being dictated to, look at what’s happening to Bud Light in America, shares have plummeted and the company has lost millions in sales.
@dianamartin7180 Smart girl closing your account ,im going to do the same thing ..this is Ridiculous...
BUD liteis going bankrupt
He lost the debate so decided to attack Howard
Telling them to close the account if they don't like it is just like the people who refused to bake a cake for a gay wedding an they got sueed
they love playing the victim card saying they feel unsafe. people that feel scared don't go around demanding what people can or can't say.
The comedian is truly funny. I laughed so hard when he said Halifax was doing something amazing with the badges...had me in stitches.
Demanding their right to dictate how we talk says it all.
I would close my account as fast as I possibly could!!
I'm so sick of these companies trying to push other people's beliefs on their employees this is crossing too many lines nobody should be forced to live in somebody else's reality
Agree 'forced' is the key here. But If employees willingly do so it also shouldn't be ridiculed. It's not for me but if others want to then they should be free to do so
I'm with you Piers! I'm so fed up with hearing about this.
I am going to halifax on monday and telling them exactly why im shutting my accounts down
Yeah the world is a very different place..... It's become ludicrous 😂😂😂😂😂
I am ashamed to have a Halifax credit card
James has a self entitled personality. I will not be gas lit to accomadate a group of minoritys feelings. It's people like them who enable those who lack confidence into changing their image. Anorexic people identify as fat, shall we 'people please' and enable them James?
James is bored so he need a pronoun to try and reboot his dismal life- so ashamed to be gay listening to people like James what a chop
There will be a backlash and he’ll end up in the gutter.
@sticksman1979 definitely. We're seeing the backlash already. People who are going through the regret process are starting to ask questions on how this was allowed when they were vulnerable.... Those enablers will have to answer to those they enabled.
I can't believe I'm finding myself agreeing more and more with Piers Morgan.... what is the world coming to 😆
You are becoming less programmed. Welcome to reality my child
@@purepeter4737😂
I love piers 😂
Me too!!! 😂
I am looking to open a new account an Halifax have just convinced me that it will not be with them.
I have watched many videos.I find them very good.This video,I could not
stop laughing.I love it.❤️❤️❤️❤️❤️.
If they “don’t feel safe walking out the front door” while they are anonymous how does advertising what doesn’t makes them feel unsafe help towards improving this?
Is a Toyota mr2 a ferrari when you put a badge on it 🤔
Yes. Thank you. I'm taking my money elsewhere.
Lunacy at its finest, I’d definitely close my account… GO WOKE GO BROKE!
If the customers continue to bank with them and support their stupidity this will never end
Exactly
They want a boring life...out in front of everything, center stage!!
If you need a badge for people to know what you are...then you’re probably having an identity crisis and perhaps need help and support rather than enablement🤷🏾♂️
And they lost my business
Good man x
This is a year old and nothing has changed!! So fed up of it
So, if "they" take "their" badge off, with "their " special pronouns on it, do "they" suddenly become fearful? Badges keeping us safe...........Right.
If you need a badge to tell the world what your pronouns are, you might want to double check your sense of style, and your education. Toddlers understand him/he =male and her/she=female.
Its a bit scary & makes my blood boil when this crap is being taught in schools, my 14 yr daughter comes home & says a black lesbian teacher has been teaching them how to use pro nouns. I thought i knew instinctively from the age of around 3 the difference between a male and female. The world is being groomed by people with mental health issues
"trans people just want a boring life....."
THEN STOP MAKING US CHANGE EVERYTHING TO SUIT YOU 🙄
Right! It is ridiculous! How about just treating all people with respect? Why pander to the less than .001%
This is all just a group of people who want to be noticed.
Lovely Howard, definitely good to see him xx
Honestly, let them have their badges, it makes it easier for the rest of us to avoid them lol 🤷🏽♂️
Omg Howard has literally not aged, so nice to see him looking so well 😊💕
I was born in the 60s my mum was mentally ill ( schizophrenia).
So when people ask me to call them , they them .
I tell them in my day the men in white coats would come and put you in hospital with multiple personality disorders.
Howards smile at the end made me smile 😊
Very ridiculous, I’ll be taking my money out pronto
you should ALL get small loans and never repay them, whilst empyting your accounts. Do some home detention time a few months whilst they end up living on a bench over night.
Completely insane world we live in.
Thankfully, I don’t bank with Halifax - her
I miss the good old days where if you got it wrong. You'd be embarrassed a bit and everyone we get on with their day. Why do we have unnecessarily overcomplicate the simplest of things?
It’s extremely important to clarify that Pronouns are used not when talking TO someone but ABOUT them when they are not there.
What you call another person when they are not around is none of anyone else’s business!
Precisely so why would pronouns be needed on a name badge as you would call someone by their name!
Thats logical indeed
you could call them by any insults or slurs as well
yet these gender identity folks only care about being misgendered, make it make sense
Which is exactly why I would never be bothered with this silly pronoun game in the first place, I'll refer to people as I see fit like I always have
My point exactly. You cannot police what I say about you.
Pathetic to say we have to wear pronoun badges 😡
Halifax are not saying you have to, it was a personal choice for employees.
@@pokedon92 or leave and take your business elsewhere? 🤔
@@dianeseymour9929 exactly but some people can’t see this fact
@@pokedon92 Well childish behaviour and rising to the minds of delusional imbeciles like that doesn't make Halifax look professional at all. Now we know what clowns they are I certainly wouldn't trust them with my money.
all these trans lgbt oil protesters need one badge saying I am a fruitcake
What on earth must this weirdos mum think of all this. Aaaaaaah !!!
I worked in retail and wore a badge with my name on it. I wouldn't have been happy to put pronouns on it. Customers are always right, so Halifax will not get my money.
The young guy is so deluded and devoted to ideology it’s scary. SCARY.
So if you’re called the “wrong” pronoun that’s seen as not being safe? Ffs it’s not as if your being robbed at gunpoint lol
So let’s all close our account and put them out of business
My Pronouns are none of my business, I don't use them, other people decide
Shout out to Howard! Those old Halifax adverts were great.
The bit when he sings to the fish 😂
The woke kid doesn't get it "why is this a problem gor you Piers?"... BECAUSE YOU ARE NOT ASKING US YOU ARE COMMANDING US THAT WE HAVE TO DO WHAT YOU WANT...
If there was ever a face that could represent the look of snugness and could be universally reconized, this would be the one!
Any potential serial killers out there PLEASE let James be your first victim. You will be doin the world a massive favour.
Followed by Owen Jones and Benjamin Butterworth
Owen Jones is already dead inside
Piers so happy you are back mate✅💯🙌
99% of people don’t agree with the blond comedian
So called comedian ..
oh and safe me back side ..
A badge won’t make anyone safe
"...not up for debate." Kinda says it all right there!
We don’t need pronouns on badges or in emails. It’s just ridiculous.
I work in communications and the fact of that reply of telling customers to close their account is flat out rude. I would never dream of replying to a comment in such a way, I use email signatures with my pronouns but I don't think any less of using it and I don't judge those who do or don't include it.
They're a company, it's their perogative to do whatever campaign they like and social media (pride being one) and as a gay man - I like the inclusity while it's there and social media is a huge benefit to that for obvious reasons, but acting is such ways is what causes the issue to get a heightened sense of outrage and sparking vapid points of view.
Agree!
It’s not only flat out rude. It’s lost all business sense. I personally won’t indicate my pronouns after my name because if a stranger gets it wrong I don’t get offended. I shall then correct the stranger and the error will lead to interesting conversation.
Anytime I see people specifying pronouns I roll my eyes, but that's their prerogative. The point where people get upset is when you try to force others to use them. I'm not calling individuals they. I'm just not doing it.
@@freeffree4133 That’s fine. But, you have also got to respect the right for people to not respond/reply to you if you don’t use their correct pronouns. Equally, they can consider it rude or impolite that you refuse to. I’m not saying that you reject this but actions have consequences. Strangely, whilst the right wing have said the left wing “woke” don’t respect this, it seems like some people on the right have also forgotten this.
@@harigoodman7718 that's where you're mistaken, I'm not on the right....a lot of people on this left aren't down with this nonsense either
Absolute claptrap!! Normal service will be resumed some time in the future. (we hope)
Only if we fight for it ..
@@moc7323 Absolutely
James Barr should just wear a badge saying whether he's a top or a bottom but everyone already knows the answer.
So, Halifax has stated that if you disagree with their "values", you are welcome to close your account".
Oh I cant wait to aee what happens.
Fingers crossed...
That's the mindset of this group they would rather c a business closed because they want to have a movement
Piers you allowed this madness to continue by not stopping it in its tracks when it began.
My pronouns are 'Her Royal Highness'.
Thank you. 🙏
Millions of customers should close their Halifax accounts, and transfer their funds elsewhere.